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State Employees Federal Credit Union

Credit Union Summary
Assets$2,133,488,173
Address700 Patroon Creek Blvd, Albany, NY, 12206
Corporate Website
Members199,434
Branches43
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Field of Membership

Membership is available to anyone who lives, works, study, or worships in many New York State towns and counties, as well as for people who work at one of hundreds of member group companies. Qualifying cities include Albany, Amherst, Barker, Binghamton, Barton, Berkshire, Buffalo, Candor, Cohoes, Colesville, Conklin, Dickinson, Green Island, Kirkwood, Lisle, Lackawanna, Maine, Mechanicville, Nichols, Nanticoke, Rensselaer, Richford, Sanford, Schenectady, Spencer, Syracuse, Triangle, Troy, Union, and Watervliet. Qualifying counties include Montgomery and Otsego. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

State Employees Federal Credit Union is 2 stars better than your typical bank:

ATMs
No Advance Fee

  • ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

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Hint: Further refine your results by using the menu to the left

Results 1 - 4 of 4 Results per-page: 10 | 25 Page 1 of 1
State Employees Federal Credit Union Capital Card
Ranks #1 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
State+Employees+Federal+Credit+Union Capital+Card Credit Card

(0/5 - 0 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, fixed
APR:
14.90%

Intro APR Promotions
Purchase:
9.9% for 12 mos
Transfer:
None
More Info & APR Calculator for State Employees Federal Credit Union Capital Card
State Employees Federal Credit Union Gold Card
Ranks #2 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
State+Employees+Federal+Credit+Union Gold+Card Credit Card

(3.5/5 - 9 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, variable*
APR:
8.25%

Intro APR Promotions
Purchase:
6.9% for 6 mos
Transfer:
None
More Info & APR Calculator for State Employees Federal Credit Union Gold Card
State Employees Federal Credit Union Share Secured Gold Card
Ranks #3 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
State+Employees+Federal+Credit+Union Share+Secured+Gold+Card Credit Card

(3/5 - 16 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • You can use your deposit funds, plus another 10% collateral, to earn interest while simultaneously getting a secured credit card
  • The interest rate is about as low as it gets - prime rate
APR, variable*
APR:
3.25%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for State Employees Federal Credit Union Share Secured Gold Card
State Employees Federal Credit Union Share Certificate Secured Gold Card
Ranks #4 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
State+Employees+Federal+Credit+Union Share+Certificate+Secured+Gold+Card Credit Card

(3.5/5 - 11 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • You can use your deposit funds, plus another 10% collateral, to earn interest while simultaneously getting a secured credit card
  • The interest rate is about as low as it gets - prime rate
APR, variable*
APR:
3.25%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for State Employees Federal Credit Union Share Certificate Secured Gold Card

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