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Technology Credit Union

Credit Union Summary
Assets$1,414,764,935
Address2010 NORTH FIRST STREET, SAN JOSE, CA, 95131
Corporate Website
Members74,840
Branches9
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Field of Membership

Membership is available in California, if you live, work, worship, or attend school in Santa Clara County, San Mateo County, Alameda County, Contra Costa County, Santa Cruz County, or San Francisco County. You can also qualify for membership through certain employers. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Technology Credit Union is 2 stars better than your typical bank:


Branches

ATMs

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
  • ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.

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Results 1 - 2 of 2 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$249
of Maximum Rewards Points
Reward Rate
1.16%
Annual Fee
$0
Signing Promo
None
Technology+Credit+Union Maximum+Rewards+Platinum Credit Card

(3.5/5 - 3 Votes)
Rewards Calculation: Maximum Rewards Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.16%
$249
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$249
Card Details
  • Earn 1.5 points per $1 spent on purchases
  • The points program is subpar, you only get $50 for 6,500 points, and have to save up 100,000 points before you can redeem for 1 cent per 1 point, or in this case, $1,000
  • Don't book travel with your points either, the fine print says that there's a $37.95 travel redemption fee in North America and a $47.95 travel fee internationally
  • Be wary of the comically high 5% cash advance and balance transfer fees at this credit union
  • A 3% foreign transaction fee is also abnormally high for a credit union
  • Also, the $35 late payment fee and the 29.99% penalty APR are basically the legal limit, which makes us think this is not a very consumer friendly choice
APR, variable*
Min APR:
13.99%
Max APR:
19.99%
Default:
29.99%
Cash Adv:
25.24%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #2 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Technology+Credit+Union Platinum Credit Card

(4/5 - 9 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Be wary of the comically high 5% cash advance and balance transfer fees at this credit union
  • A 3% foreign transaction fee is also abnormally high for a credit union
  • Also, the $35 late payment fee and the 29.99% penalty APR are basically the legal limit, which makes us think this is not a very consumer friendly choice
APR, variable*
Min APR:
9.99%
Max APR:
17.99%
Default:
29.99%
Cash Adv:
25.24%

Intro APR Promotions
Purchase:
0% for 12 mos
Transfer:
0% for 12 mos

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