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Texas Dow Employees Credit Union

Credit Union Summary
Assets$1,589,902,279
Address1001 FM 2004, Lake Jackson, TX, 77566
Corporate Website
Members135,819
Branches22
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Field of Membership

Membership is available to many residents in the Metro-Houston area, as well as many other areas of Southeast Texas. This includes Brazoria County, Matagorda County, and the cities of Angleton, Clute, Freeport, Lake Jackson, and Oyster Creek. You may also be eligible by volunteering at certain organizations, or working for one of many employer groups. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Texas Dow Employees Credit Union is 5 stars better than your typical bank:


Branches

ATMs

No Penalty APR

No Int'l Fee

No Advance Fee

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.
  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
  • No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

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Results 1 - 5 of 5 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$257
of Cash
Reward Rate
0.83% for first $15,000 /yr then 2.00%
Annual Fee
$0
Signing Promo
None
Texas+Dow+Employees+Credit+Union Onyx Credit Card

(3/5 - 8 Votes)
Rewards Calculation: Cash
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.19%.
Cash Rebate limited to $10,125 per year
$257
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$257
Card Details
  • Earn 0.5% back for the first $4,999 per year you spend
  • Earn 1% back for $5,000 to $14,999
  • Earn 2% back for spending above $15,000
  • Concierge service
APR, variable*
Min APR:
11.50%
Max APR:
16.50%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
None
Ranks #2 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Texas+Dow+Employees+Credit+Union Family Credit Card

(4.5/5 - 3 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Checking account holders can get 0% intro deals on purchases and balance transfers, but note the 2% balance transfer fee
APR, variable*
Min APR:
7.99%
Max APR:
17.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
None
Ranks #3 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Texas+Dow+Employees+Credit+Union Platinum Credit Card

(3/5 - 11 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Checking account holders can get 0% intro deals on purchases and balance transfers, but note the 2% balance transfer fee
APR, variable*
Min APR:
7.99%
Max APR:
17.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 9 mos
Ranks #4 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Texas+Dow+Employees+Credit+Union Classic Credit Card

(4/5 - 2 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Credit line up to $1,999
  • Checking account holders can get 0% intro deals on purchases and balance transfers, but note the 2% balance transfer fee
APR, variable*
Min APR:
7.99%
Max APR:
17.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
None
Ranks #5 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Texas+Dow+Employees+Credit+Union Business Credit Card

(4.5/5 - 10 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • $2,000+ line of credit
  • Checking account holders can get 0% intro deals on purchases and balance transfers, but note the 2% balance transfer fee
APR, variable*
Min APR:
7.99%
Max APR:
17.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 9 mos

1

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