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Field of Membership
Membership is available to many people who work or live in VA, NC, and near Greenville, SC. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
Truliant Federal Credit Union is 5 stars better than your typical bank:
 Branches |  Low Late Fee |  No Penalty APR |  No Int'l Fee |  No Advance Fee |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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