find the best credit card NerdWallet named Money Magazine's Best Credit Card Website of 2010

Truliant Federal Credit Union

Credit Union Summary
Assets$1,346,724,611
AddressPO BOX 26000, WINSTON SALEM, NC, 27114
Corporate Website
Members171,978
Branches25
---
Field of Membership

Membership is available to many people who work or live in VA, NC, and near Greenville, SC. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Truliant Federal Credit Union is 5 stars better than your typical bank:


Branches

Low Late Fee

No Penalty APR

No Int'l Fee

No Advance Fee

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
  • No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

How would you like to sort?

Alphabetical
Lowest Interest Rate
Best Rewards
Hint: Further refine your results by using the menu to the left

Results 1 - 4 of 4 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Truliant+Federal+Credit+Union Visa+Platinum Credit Card

(4/5 - 5 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Credit line of $5,000 to $30,000
APR, fixed
APR:
9.90%
Cash Adv:
9.90%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #2 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Truliant+Federal+Credit+Union Visa+Credit+Card+Variable+Rate Credit Card

(4/5 - 1 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Credit line of $500 to $10,000
APR, variable*
APR:
8.15%
Cash Adv:
8.15%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #3 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Truliant+Federal+Credit+Union Visa+Credit+Card+Fixed+Rate Credit Card

(4.5/5 - 7 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • Credit line of $500 to $10,000
APR, fixed
APR:
14.90%
Cash Adv:
14.90%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #4 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Truliant+Federal+Credit+Union Business+Visa Credit Card

(0/5 - 0 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, variable*
APR:
6.15%
Cash Adv:
6.15%

Intro APR Promotions
Purchase:
None
Transfer:
None

1

© Copyright 2012 NerdWallet, Inc. All Rights Reserved.

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.