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United Federal Credit Union

Credit Union Summary
Assets$1,202,843,320
AddressP.O. Box 125, Saint Joseph, MI, 49085
Corporate Website
Members101,213
Branches23
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Field of Membership

Membership is available to residents of several states. Anyone who lives, works, volunteers, attends school in, or regularly does business in the following Nevada counties qualifies: Carson City, Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Mineral, Pershing, Storey, Washoe, and White Pine. You can also qualify by living in one of the following Michigan Townships: Benton, Bangor, Coloma, Covert, Hartford, Lawrence, and Watervliet. You can also qualify by living in the city of Marion, Ohio, Crawford County Arkansas, LeFlore County Oklahoma, and Sequoyah County, Oklahoma. There are additional ways to qualify, through employers and associations. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

United Federal Credit Union is 2 stars better than your typical bank:


No Penalty APR

No Advance Fee

  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

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Results 1 - 4 of 4 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CardPerks Reward Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
United+Federal+Credit+Union Platinum Credit Card

(2.5/5 - 2 Votes)
Rewards Calculation: CardPerks Reward Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • 1 point per $1 spent on purchases
APR, variable*
APR:
9.99%
Cash Adv:
9.99%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #2 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CardPerks Reward Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
United+Federal+Credit+Union Gold Credit Card

(2.5/5 - 7 Votes)
Rewards Calculation: CardPerks Reward Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • 1 point per $1 spent on purchases
APR, variable*
APR:
12.99%
Cash Adv:
12.99%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #3 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CardPerks Reward Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
United+Federal+Credit+Union Diamond+Business+Visa Credit Card

(3.5/5 - 10 Votes)
Rewards Calculation: CardPerks Reward Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • 1 point per $1 spent on purchases
APR, variable*
APR:
12.99%
Cash Adv:
12.99%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #4 out of 4 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
United+Federal+Credit+Union Classic Credit Card

(0/5 - 0 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, variable*
APR:
14.99%
Cash Adv:
14.99%

Intro APR Promotions
Purchase:
None
Transfer:
None

1

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