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Field of Membership
Membership is available to residents of several states. Anyone who lives, works, volunteers, attends school in, or regularly does business in the following Nevada counties qualifies: Carson City, Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Mineral, Pershing, Storey, Washoe, and White Pine. You can also qualify by living in one of the following Michigan Townships: Benton, Bangor, Coloma, Covert, Hartford, Lawrence, and Watervliet. You can also qualify by living in the city of Marion, Ohio, Crawford County Arkansas, LeFlore County Oklahoma, and Sequoyah County, Oklahoma. There are additional ways to qualify, through employers and associations. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
United Federal Credit Union is 2 stars better than your typical bank:
 No Penalty APR |  No Advance Fee |
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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