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Field of Membership
Membership is open to anyone living in Saginaw County, Bay County, or Midland County, in Michigan Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
United Financial Credit Union is 2 stars better than your typical bank:
 Low Late Fee |  No Advance Fee |
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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