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Virginia Credit Union

Credit Union Summary
Assets$2,045,519,099
AddressP.O. Box 90010, Richmond, VA, 23225
Corporate Website
Members203,607
Branches15
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Field of Membership

Membership is available to people who work, live, or worship in many areas of Virginia. You can also qualify by working for one of hundreds of qualifying employers. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Virginia Credit Union is 3 stars better than your typical bank:

Branches
No Int'l Fee
No Advance Fee

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

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Results 1 - 2 of 2 Results per-page: 10 | 25 Page 1 of 1
Virginia Credit Union, Inc. Credit Union Visa Gold Rebate
Ranks #1 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$179
of Cash
Reward Rate
0.63% for first $10,000 /yr then 1.00%
Annual Fee
$0
Signing Promo
None
Virginia+Credit+Union Visa+Gold+Rebate Credit Card

(4/5 - 5 Votes)
Rewards Calculation: Cash
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.83%.
Cash Rebate limited to $601 per year
$179
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$179
Card Details
  • This credit union only discloses an "as low as" APR before you apply, which is also unusual and not consumer friendly
  • This rebate card doesn't give you a full 1% back until you spend $10,000 per year - it gives you 0.5% for the first $5,000 then 0.75% up to $10,000
  • Rewards are capped at $500 per year, which is also just silly, and you can only get rewards every anniversary which is inflexible
  • With so many great reward cards out there that give you back more than 1%, get a different one if you don't carry a balance
  • This credit union only discloses an "as low as" APR before you apply, whic h is also unusual and not consumer friendly
APR, variable*
Min APR:
10.99%
Max APR:
12.99%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for Virginia Credit Union, Inc. Credit Union Visa Gold Rebate
Virginia Credit Union, Inc. Credit Union Visa Platinum
Ranks #2 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Virginia+Credit+Union Visa+Platinum Credit Card

(3/5 - 13 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • This credit union only discloses an "as low as" APR before you apply, which is also unusual and not consumer friendly
APR, variable*
Min APR:
8.99%
Max APR:
19.99%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for Virginia Credit Union, Inc. Credit Union Visa Platinum

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