Visions Federal Credit Union
Credit Union Summary
Assets	$2,517,126,160
Address	24 McKinley Ave, Endicott, NY, 13760
Corporate Website	visionsfcu.org
Members	127,290
Branches	26

---

Field of Membership

Membership is available to those who live in certain New York counties; Broome, Chenango, Tioga, Chemung, and Schuyler. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Visions Federal Credit Union is 5 stars better than your typical bank:

Branches

ATMs

Low Late Fee

No Penalty APR

No Advance Fee

• Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
• ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
• Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $20.
• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.