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White Sands Federal Credit Union

Credit Union Summary
Assets$220,124,231
AddressPO BOX 99, LAS CRUCES, NM, 88004
Corporate Website
Members27,234
Branches2
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Field of Membership

You can qualify if you're over age 55, work at either the Missle Range or Test Center, or at either of the medical centers. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

White Sands Federal Credit Union is 2 stars better than your typical bank:


ATMs

No Penalty APR

  • ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.
  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.

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Hint: Further refine your results by using the menu to the left

Results 1 - 7 of 7 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$277
of Cash
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
$25 Cash Bonus
White+Sands+Federal+Credit+Union Platinum+Business+Rewards Credit Card

(4/5 - 4 Votes)
Rewards Calculation: Cash
Signing Promotion
($25)/2 yrs
$13
Estimated Annual Rewards
$21,600 * 1.22%
$264
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$277
Card Details
  • Earn 1% on purchases
  • 2% on gas, restaurants, and telecom
APR, variable*
Min APR:
9.99%
Max APR:
20.99%
Default:
28.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 6 mos
Ranks #2 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$229
of Cash
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
$25 Cash Bonus
White+Sands+Federal+Credit+Union Signature Credit Card

(3.5/5 - 8 Votes)
Rewards Calculation: Cash
Signing Promotion
($25)/2 yrs
$13
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$229
Card Details
  • 1% on purchases
APR, variable*
Min APR:
9.99%
Max APR:
20.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 6 mos
Ranks #3 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$221
of Cash
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
$10 Cash Bonus
White+Sands+Federal+Credit+Union College+Rewards Credit Card

(3.5/5 - 3 Votes)
Rewards Calculation: Cash
Signing Promotion
($10)/2 yrs
$5
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$221
Card Details
  • 1% on purchases
APR, variable*
Min APR:
11.99%
Max APR:
20.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #4 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$191
of Cash
Reward Rate
1.00%
Annual Fee
$50
Signing Promo
$50 Cash Bonus
White+Sands+Federal+Credit+Union Business+Travel Credit Card

(2.5/5 - 9 Votes)
Rewards Calculation: Cash
Signing Promotion
($50)/2 yrs
$25
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$50

Annual Rewards (Rewards less Fees)
$191
Card Details
  • Earn 1% on purchases
  • 2% on airline, train, car rental, and hotel bookings
APR, variable*
Min APR:
9.99%
Max APR:
20.99%
Default:
28.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 6 mos
Ranks #5 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
White+Sands+Federal+Credit+Union Platinum Credit Card

(3.5/5 - 2 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, variable*
Min APR:
9.99%
Max APR:
20.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 6 mos
Ranks #6 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
White+Sands+Federal+Credit+Union Business Credit Card

(3.5/5 - 10 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, variable*
Min APR:
9.99%
Max APR:
20.99%
Default:
28.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
0% for 12 mos
Transfer:
0% for 12 mos
Ranks #7 out of 7 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$-35
Reward Rate
0.00%
Annual Fee
$35
Signing Promo
None
White+Sands+Federal+Credit+Union Secured Credit Card

(4/5 - 6 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$35

Annual Rewards (Rewards less Fees)
$-35
Card Details
  • 24 to 30 day grace period
  • $300-$5,000 credit line, tied to initial deposit amount
APR, variable*
APR:
20.99%
Cash Adv:
23.99%

Intro APR Promotions
Purchase:
None
Transfer:
None

1

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