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Eglin Federal Credit Union

Credit Union Summary
Assets$1,271,620,163
Address838 Eglin Parkway NE, Fort Walton Bea, FL, 32547
Corporate Website
Members108,647
Branches9

Eglin Federal is one of the few credit unions receiving a four star rating from NerdWallet. Their credit card rates are astoundingly low, compared to those of big national banks. The average APR for someone with good credit, based on our survey of over 500 bank credit cards, is over 14%, whereas at Eglin Federal, you can get a rate of less than 10%.

Platinum MasterCard
As low as: 7.9% with credit score >= 700
As low as: 9.9% with credit score 650-699
As low as: 11.9% with credit score 600-649
As low as: 12.9% with credit score 500-599
As low as: 14.9% with credit score of less than 500

If you don’t carry a balance, you should consider getting a card with ScoreCard Rewards for a 1% higher APR in each credit score range.

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Field of Membership

Membership is available to military personnel, federal employees, Okaloosa County residents, and employees of many Fort Walton Beach, FL companies. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Eglin Federal Credit Union is 5 stars better than your typical bank:


Branches

ATMs

Low Late Fee

No Penalty APR

No Advance Fee

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
  • Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $20.
  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

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Results 1 - 2 of 2 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of ScoreCard Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Eglin+Federal+Credit+Union ScoreCard Credit Card

(3.5/5)
Rewards Calculation: ScoreCard Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • 1 point per $1 spent on purchases
APR, fixed
Min APR:
8.90%
Max APR:
15.90%

Intro APR Promotions
Purchase:
None
Transfer:
None
Ranks #2 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Eglin+Federal+Credit+Union Platinum Credit Card

(3.5/5)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, fixed
Min APR:
7.90%
Max APR:
14.90%

Intro APR Promotions
Purchase:
None
Transfer:
None

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