Focus Areas

Client Specialties

Fee Structures

How an advisor is compensated can have an impact on the type of advice that you receive. Fee-only advisors are paid solely by the client, while commission-based brokers are paid by third parties in return for selling specific products. Many advisors receive both fees and commissions. See our "Guide to Financial Advisor Compensation" for more information.

Typical Min. Client Assets

Designations

While designations are not everything when selecting a financial advisor, they often indicate a certain level of knowledge related to a specific field and/or commitment to certain ethical and professional standards. Please see our detailed Guide to Financial Advisor Designations for more information.

Availability

  • Chris Winn CDFA,CFP®,MBA

    Portland , OR
    Beaverton , OR

    Personal Finance, Retirement, Investing

    47 answers

    30 out of 30 people found this answer helpful

    Most recent answer
    I'm selling a home and need to know what type of account I should put the money into while I shop for a new home. Is there an account that is accessible and that has no tax implications?

    I'd recommend you find a fee-only planner to help you walk through your scenarios/finances.  Generally, your assessment seems well researched but it's hard to know without a full analysis.  A couple of things I'd suggest is starting a Roth IRA for your wife.  If she's about your age, she'll have 20 plus years of savings under her belt by the time she retires.  As for her Social Security, she'll qualify under your plan for half of your benefits while you're alive and 100% if...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michael Endress

    Evansville, IN

    Personal Finance, Retirement, Investing

    6 answers

    3 out of 3 people found this answer helpful

    Most recent answer
    We have approximately $100,000 in non-IRA money to invest. With stock prices so high and bank interest rates so low, what is the best strategy for investing this money? Do we wait for a market correction?

    Hello,Great question. I would advise that market timing is notoriously difficult. I think it would help you the most to formulate a comprehensive financial strategy. If you need help formulating a strategy, I would seek out a fee-only advisor you could meet with. The investment strategy for this $100,000 non-IRA money will depend on a lot of unknown factors: your goals, total assets, pensions, Social Security benefits, risk tolerance, budget, retirement status, and risk tolerance are just...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Cliff Goldstein

    San Francisco, CA

    Personal Finance

    1 answer

    7 out of 7 people found this answer helpful

    Most recent answer
    Every financial advisor posting on this site seems to know what they are talking about. I find it impossible to tell who i would pick. How can I choose?

    Thanks for your question - this is the very reason we built Ask An Advisor!!! Do they know what they are talking about? You mention that everyone seems to know what they're talking about, and that you don't have a specific question. Yet, something is motivating you to seek professional help. Perhaps you're recently married, or just looking to get your finances in order? Look at questions throughout the platform that speak to the area of life you're in. Do the answers resonate with you?Are...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Brian Devers CPA

    Forest, VA

    Personal Finance, Taxes, Small Business

    56 answers

    12 out of 12 people found this answer helpful

    Most recent answer
    I owe $33,000 in debt as well as my mortgage. Is it smart to kill my 401k to pay down the debt?

    I would not advise drawing funds out of our 401k unless it could save you from going through bankruptcy.  There is a 10% penalty for early withdrawal from your 401k unless you meet a hardship exclusion.  Visit the IRS here for information on that.  There isn't enough info here to know if you are in that kind of desperation.  In general it is not good to raid your retirement account.  It would only give you a little relief from the symptoms and you need to discuss the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Johanna Fox Turner CFP®,CPA

    MAYFIELD, KY

    Personal Finance, Retirement, Investing

    152 answers

    56 out of 56 people found this answer helpful

    Most recent answer
    I would like to sell my home & buy another one. I have the cash without using the money I would get from the sale of my home. Is it wise to use my cash or get a mortgage on the new home to be able to itemize on tax returns and thereby saving cash from the sale of the home?

    Wow, there are so many. I think the most common big mistake I see is underestimating how much money and time it will take to run your own business. Check with your local college or university to see if they have a Small Business Development department that will advise you and run some projections on your idea at no charge. We have one locally (Murray State University) and I've often recommended them because they can get a lot of what I can do, absolutely free. And they do a fabulous job, lots...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Curtis (Curt) Sheldon AIF®,CFP®,EA,MBA

    Alexandria, VA

    Personal Finance, Retirement, Taxes

    254 answers

    264 out of 264 people found this answer helpful

    Most recent answer
    My wife and I both got new jobs this year and our yearly gross income increased by $110,000. We really feel like we are going to get jacked up on taxes and we want to take steps to keep as much money in our pockets as possible. What are some basic steps we can take to protect our income and what sort of professionals can we speak with to keep ourselves informed when it comes to investing?

    One of the best things you can do is maximize your contributions to tax-deductible retirement accounts.If your employer has a 401(k) and you and your wife contribute the maximum each you will reduce your Adjusted Gross Income by $35,000 ($46,000 if age 50 or older).  That will reduce your taxes by $9,800 if you are in the 28% marginal tax bracket.  The other big thing is that it will reduce your Adjusted Gross Income (AGI).  AGI controls some of your deductions and credits and...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Chris de Lorimier MBA

    Pasadena, CA

    Personal Finance, Retirement, Investing

    111 answers

    32 out of 32 people found this answer helpful

    Most recent answer
    I have just recently turned 30 and would like to pay down my credit card debt. I only started contributing to my 401k in 2011 and currently my balance is $12,000. I have about $20,000 in credit card debt that stresses me out. I would like to just cash out my $12,000 and start saving 10% in my new 401k at $70,000 a year. Is this reasonable?

    Congrats on the recent pay increase.  As most people will tell you, making more money doesn't mean that you will have more left over.  My first recommendation would be to sit down and establish a monthly budget.  What are your general monthly expenses (e.g. rent, food, utilities, auto insurance, etc.)  Once you establish your budget, you will be able to see where you might be able to cut back to put towards your credit card debt.Next, you need to look at the possibility of...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Tracy St John CRPS

    Kansas City, MO

    Personal Finance, Retirement, Investing

    5 answers

    1 out of 1 person found this answer helpful

    Most recent answer
    My wife and I both got new jobs this year and our yearly gross income increased by $110,000. We really feel like we are going to get jacked up on taxes and we want to take steps to keep as much money in our pockets as possible. What are some basic steps we can take to protect our income and what sort of professionals can we speak with to keep ourselves informed when it comes to investing?

    Your first step is to maximize your retirement plan and IRA accounts as Curt has mentioned, allowing you to reduce your AGI.  Reducing your tax liability is important but should not be the sole focus for ways to protect your income.  Other areas to consider are:Have 6 months of living expenses in your emergency savings account.Review and possibly increase your disability insurance.  Most employers offer a group plan of 60 - 70% of your salary but would this really be enough if...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Lisa Berry Blackstock

    Agoura Hills, CA

    Personal Finance, Insurance, Healthcare

    7 answers

    3 out of 3 people found this answer helpful

    Most recent answer
    I would like to compare Tufts Health Plan and Fallon Select. What are the differences between the plans? How do I compare them?

    I recommend you view both policies in writing.  Online is likely your best option. There you will clearly see the differences.  Key items to look for are:  (1) deductible amount (what you must pay 100% out of pocket before your insurance cover kicks in, ) (2) what coverages relating to maternity issues may automatically be included before your deductible is reached,) (3) what co-pay amount (the amount you must pay every time you see a physician or have a diagnostic test or are...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Dana Twight CFP®

    Seattle, WA

    Personal Finance, Retirement, Investing

    84 answers

    67 out of 67 people found this answer helpful

    Most recent answer
    I'm nervous to check my credit because I don't want to hurt my credit score in the process. I know checking my credit myself is a "soft pull", but do you have a site you recommend and trust to check credit?

    Please do check at the site Harry suggested. Also remember that your credit score is based on the credit report.If you only check for your score (usually at a cost), you will never know if it is based on accurate information. Review the report for accuracy in your credit accounts, former addresses, names used, if they have the correct names for each account etc. This is also helpful to prevent ID theft and if you have ever changed your name for any reason, or have been married or...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.

Add Video

Upload

Add Video

100%

Please wait while your file is being uploaded.

Add Video

How to Save for a Mortgage

Video Uploaded

Add Another I'm Done

Preview Video

×

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

© Copyright 2014 NerdWallet, Inc. All Rights Reserved. Privacy Policy|Terms of Use
Nerdwallet, Inc. is a BBB Accredited Financial Service in San Francisco, CA