Brian Kuhn

Brian Kuhn CFP®

About Brian

“Thank you for visiting my profile. I look forward to meeting you. 301-543-6035 or BKuhn@PSGClarity.com”

Brian serves as the manager of a division within Planning Solutions Group named PSG Clarity.  PSG Clarity is a unique planning team that focuses on affordable and efficient financial planning for hard working Americans who have been underserved by the investment management industry thus far.  Generally focusing on individuals under a certain threshold of investable assets, rather than above it, Brian and his team help everyday folks accomplish financial goals that have thus far proved difficult due to complexity, procrastination, or being overlooked by other planners.

With 13 years in the financial planning field, Brian focuses his practice in the areas of retirement planning, investments, and insurance protection, with a special interest in assisting public sector employees. He is the author of "Total Compensation: A Practical Guide to Federal Employee Benefits", has contributed articles to www.MarylandBankingBlog.com, and www.Fedsmith.com.  He has been quoted or appeared on financial planning news articles at www.Dailyfinance.com, www.thestreet.com and www.Foxbusiness.com, What’s Up Annapolis magazine, Taste of the Bay magazine, The Severna Park Voice, and on Michael Hodes Estate Planning radio show.

He is a CERTIFIED FINANCIAL PLANNER™(CFP®), Chartered Life Underwriter (CLU®), and Certified in Long Term Care (CLTC). He also holds his FINRA Series 7, and 66 registrations.  

Brian currently serves as a board member for the Baltimore chapter of the Society of Financial Service Professionals, is member of the Maryland Financial Planning Association and participates on their communications committee, and is on the marketing committee of the West County Chamber of Commerce. Through the FPA’s speaker’s bureau he spoke in 2014 on federal employee benefits to the organization’s members and also at the Library of Congress for federal employees. Recently he also participated in the Maryland FPA’s Money Power Day in Baltimore MD by offering pro bono one on one planning sessions.

His profile as a financial planner is featured at www.wiseradvisor.com, the CFP board’s www.letsmakeaplan.org site, and www.Brightscope.com.  He has been interviewed as a featured author at www.Businessinfoguide.com.

Brian graduated from Towson University with a B.S. in Business Administration and a minor in English.  He lives with his wife Merin and their daughters, Charlotte and Caroline in Odenton, MD.

Education

B.S., Business Administration, Towson University

Certifications

Designations

Registrations

Individual CRD #4474832

Certified Financial Planner (CFP) is a designation issued by the Certified Financial Planner Board of Standards

Educational/Exam Requirements:

  • Completion of CFP-board registered study program, or alternative degree or certification, demonstrating mastery of over 100 topics surrounding financial planning
  • Pass 10 hour exam testing knowledge in financial planning situations

Prerequisites/Experience Requirements:

  • A bachelor’s degree (or higher) from an accredited college or university, and
  • Three years of full-time personal financial planning experience

Public Disciplinary Process? Yes

Continuing Education Requirements: 30 hours every two years

Certified Long-Term Care (CLTC) is a designation issued by The CLTC Board of Standards, Inc.

Chartered Life Underwriter (CLU) is a designation issued by the The American College

Educational/Exam Requirements:

  • Must complete eight college-level courses, five required and three electives
  • Requires eight closed-book, course-specific, two-hour proctored exams

Prerequisites/Experience Requirements:

  • Requires three-years of full-time, relevant business experience.

Public Disciplinary Process? Yes

Continuing Education Requirements: 30 hours every two years

Insurance License:

DC #2855157 FL #W158889 MD #000188569 OH #988453 PA #698727 TX #1703176

*Disclaimer:

Securities offered through Triad Advisors, Member FINRA / SIPC.  Advisory Services offered through Planning Solutions Group, LLC.  Planning Solutions Group, LLC is not affiliated with Triad Advisors. PSG Clarity is a division of Planning Solutions Group, LLC.



Typical Clients

People near retirement Public Employees Young professionals

How I Can Help

Personal Finance Retirement Insurance

Fee Structure

Commission and Fee Hourly Fee-only Commission Other Contingency
Learn more about how advisors are paid in our Guide to Advisor Compensation.

Typical minimum Client Assets:

No preference

Brian In The News

Read More

Contact:

Phone: (240) 547-1654 Address: 8161 Maple Lawn Blvd Suite 400
Fulton, MD 20759
bkuhn@psgclarity.com

Brian has answered 14 questions

Results per page:
Sort By:
Brian Kuhn
Answer added by Brian Kuhn | 769 views
1 out of 1 found this helpful

Yes you can subject to income limitations.  You should consult a tax advisor to double check but

more »

Yes you can subject to income limitations.  You should consult a tax advisor to double check but here is a link to the IRS explanation http://www.irs.gov/Retirement-Plans/Retirement-Plans-FAQs-on-Designated-Roth-Accounts#9.  As to whether it is the best option or not it would depend on your emergency reserve, job security, timeframe to retirement, likelihood of needing the assets back, whether you have debt at a high rate of interest, and even whether you are entitled to a pension.  So obviously a lot of factors.  The key though is as long as you are saving you are probably on the right track.  If you would like to talk further feel free to reach out. 


Brian Kuhn
Answer added by Brian Kuhn | 181 views
1 out of 1 found this helpful

You should seek legal counsel and a tax advisor.  This is a very big decision and quality human help

more »

You should seek legal counsel and a tax advisor.  This is a very big decision and quality human help can make a difference.  Reach out if you would like and I can direct you to national organizations for both types of professionals to find someone local to you.


Brian Kuhn
Answer added by Brian Kuhn | 85 views
1 out of 1 found this helpful

Hello thanks for asking your question.  Your nephew is eligible to apply for life insurance from

more »

Hello thanks for asking your question.  Your nephew is eligible to apply for life insurance from any company that offers it.  Whoever is the owner of the policy would have the right to name any else, including themselves, as beneficiary of the policy however they need to have an insurable interest in the nephew.  Meaning they need to have a financial hardship if he passed away.  Depending on the size of the policy though, meaning if it's small, the insurance company should be fine, and you could have the nephew be the owner of the policy if you are comfortable with that.  See a tax advisor and an estate attorney to ask tax related and estate planning related questions respectively.  But you can do it and I commend your interest in helping your nephew secure coverage, either for the purpose of locking in rates while he is as young as possible, and/or growing cash value inside the policy for later.  Feel free to reach out to me via email if you would like.

Brian Kuhn
Answer added by Brian Kuhn | 86 views
0 out of 0 found this helpful

This depends on a variety of factors like what the investments are, whether you would have to go into

more »

This depends on a variety of factors like what the investments are, whether you would have to go into debt for the house and car repairs and what the interest rate would be if you did.  Also things like the cost basis of the investments you would be selling and whether they are held in qualified or non-qualified.  See a tax advisor too.  Do what is comfortable for you.  It can be emotionally draining to simultaneously incur debt to cover expenses while keeping money in the market that can be volatile in nature.  Good for you for seeking different perspectives.  Good luck and feel free to reach out.


Brian Kuhn
Answer added by Brian Kuhn | 62 views
0 out of 0 found this helpful

Has a local bank turned you down for one?  Typically you can go into your choice of banks with funds

more »

Has a local bank turned you down for one?  Typically you can go into your choice of banks with funds to initially deposit and verify your identity.  And you will be up and running.


Filters

Results per page:
×

Let's get started.
It's free!

or

Already have an account?

Add Video

Upload

Add Video

100%

Please wait while your file is being uploaded.

Add Video

How to Save for a Mortgage

Video Uploaded

Add Another I'm Done

Preview Video

×