Focus Areas

Client Specialties

Fee Structures

How an advisor is compensated can have an impact on the type of advice that you receive. Fee-only advisors are paid solely by the client, while commission-based brokers are paid by third parties in return for selling specific products. Many advisors receive both fees and commissions. See our "Guide to Financial Advisor Compensation" for more information.

Typical Min. Client Assets

Designations

While designations are not everything when selecting a financial advisor, they often indicate a certain level of knowledge related to a specific field and/or commitment to certain ethical and professional standards. Please see our detailed Guide to Financial Advisor Designations for more information.

Availability

  • Linda Adler

    Palo Alto, CA

    Healthcare

    16 answers

    15 out of 15 people found Linda's answers helpful

    Most recent answer
    Where should I go for a second opinion?

    One other thing to consider: non surgical treatments, such as physical therapy or complementary medicine. Before going straight to a second surgical opinion, do a little research on non-surgical options, and see if that's something available to you that enables you to delay surgery. It's the cheaper, safer...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Ronald Schwartz JD

    Deerfield, IL

    Healthcare

    3 answers

    0 out of 0 people found Ronald's answers helpful

    Most recent answer
    How much does a typical MRI test cost?

    As Claire mentioned, the Healthcare Bluebook is an excellent resource. However, in the real world the cost of the MRI will be most influenced by whether the facility is in network and whether the radiologist is in network, assuming that you have PPO insurance. If you do not have insurance, then the information presented in the Healthcare Bluebook could be used by you to negotiate the cost of the MRI before the procedure is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Claire Freeman

    Chino Hills, CA

    Healthcare

    11 answers

    5 out of 6 people found Claire's answers helpful

    Most recent answer
    How much does a typical MRI test cost?

    An MRI charge can vary depending on several factors including body part, geography, and insurance coverage.  When calculating a charge first contact the ordering physician's office, and ask the either the authorizations or billing department what the CPT code would be for the MRI they are ordering for you. This is the code describes the procedure to the insurance carriers.  You can then use that same code and use health care charge estimator.  My favorite is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Jean Hanley MD

    Manhattan Beach, CA

    Healthcare

    6 answers

    5 out of 5 people found Jean's answers helpful

    Most recent answer
    Where should I go for a second opinion?

    I agree that going to an orthopedic clinic that specializes in sports injuries is important. In particular, a knee-only specialist is best. To keep costs down make sure the doc is within your insurance network. Besides asking family and friends, calling a few general Ortho clinics and asking to what knee specialist they would refer may often reveal a physician who stands out. Depending on your knee issue, whether sports-related or not, a large academic hospital (if there is one near you) is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Stan Hatkoff PhD

    Gresham, OR

    Healthcare

    17 answers

    5 out of 10 people found Stan's answers helpful

    Most recent answer
    Where should I go for a second opinion?

    For a second opinion choose a practice that is larger and handles sports injuries.  Cost is not a factor as charges are all very...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Lisa Berry Blackstock

    Agoura Hills, CA

    Healthcare, Insurance, Personal Finance

    28 answers

    15 out of 15 people found Lisa's answers helpful

    Most recent answer
    How do I know what I'm being charged for on my hospital bill?

    You won't know what you're being charged for unless you request an itemized, line-by-line billing statement.  It's important to remember every single charge on every hospital statement is inflated.  Every hospital uses its own in-house, private, always-changing price list called a Chargemaster.  Only in the state of Delaware is the Chargemaster not allowed to remain private and fluctuate at will.  If you carry medical insurance that is accepted by the hospital providing your...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Martine Brousse

    Santa Monica, CA

    Healthcare

    121 answers

    35 out of 56 people found Martine's answers helpful

    Most recent answer
    How do I get prior authorization? How do I know which medical procedures require it, and how do I get it if it is needed?

    If you have a PPO plan, go to your insurance website. All list the name of the procedures that require an authorization. You may also check on which drug have the same requirements.Calling the toll free number is another option, but make sure you know the name of the procedure or drug, and preferably its billing code. Your doctor's office will be able to give you that...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Pat Palmer

    Salem, VA

    Healthcare

    52 answers

    25 out of 47 people found Pat's answers helpful

    Most recent answer
    How do I know what I'm being charged for on my hospital bill?

    Unfortunately, hospital bills are sent in a "summary" format that really doesn't tell you what you've been charged for. Fortunately, if you call the provider and request a detailed, itemized statement, they are obligated to send you one. If you have any questions about the itemized bill, the billing department at the facility should be able to answer your questions. Hint: Look out for double-billings (being billed twice for the same item or procedure) or being billed for items you never...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Carlos Contreras, ChFC® ChFC

    Aventura, FL

    Healthcare, Retirement, Taxes

    4 answers

    1 out of 1 person found Carlos's answers helpful

    Most recent answer
    Can a husband and wife operate a business as a sole proprietorship or do they need to be a partnership?

    "Unless a business meets the requirements listed below to be a qualified joint venture, a sole proprietorship must be solely owned by one spouse, and the other spouse can work in the business as an employee.  A business jointly owned and operated by a husband and wife is a partnership (and should file Form 1065 (PDF), U.S. Return of Partnership Income) unless the spouses qualify and elect to have the business be treated as a Qualified Joint Venture, or they operate their...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Ana Herrera

    Daly City, CA

    Healthcare, Personal Finance, Retirement

    2 answers

    2 out of 2 people found Ana's answers helpful

    Most recent answer
    I am thinking about taking $500,000 of my 401k and transferring that to a tax deferred IRA with a major investment house (T Rowe, Vanguard etc). I would leave the rest in my 401k to continue to collect the company matching until I leave the workforce :) Is this a fairly reasonable plan ?

    Do you have any employees?  How many employees do you have?And if you have employees are you thinking of offering them coverage?If the coverage is only for you and your family, it might be an advantage to apply for coverage through Covered California, it depends on your AGI (adjusted gross income), because you might qualify for subside help.  The cost of going outside the exchange is the same, but outside you won't get the subside...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Andrew Fitch

    San Francisco, CA

    Healthcare

    6 answers

    7 out of 7 people found Andrew's answers helpful

    Most recent answer
    At the time I visited my doctor, I had health insurance through my employer. I no longer work at the company, and now the insurance won't pay my bill of about $450. I didn't know I still had this bill and have made no payments. How can I reduce this bill?

    Based on the statement you submitted, your provider is billing you for a $462.43 patient balance -- which is equal to 100% of the billed charges. It looks like the hospital billed UnitedHealthcare as your health insurance plan but that your health plan denied the claim ("$0.00 Insurance Pmts/Adjs").I recommend calling your health insurance carrier to verify they received this bill and to ask the call representative why your claim was denied. Common reasons for a denied claim include not having...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Gary Votour

    Columbia, SC

    Healthcare

    27 answers

    25 out of 25 people found Gary's answers helpful

    Most recent answer
    How much do I need to budget for IVF?

    IVF Is out of my area of expertise, but I did find a good first hand account of the cost at Forbes magazine online. According to the article, "On average, nationally, a “fresh” IVF cycle costs $12,000, before medications, which typically run another $3,000 to $5,000."The article includes a great deal of other information that can help you in deciding what to do.It is called "The cost of IVF: 4 things I learned while battling infertility"I hope this helps you find the answers you are looking...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Beth Morgan CPC®

    WILTON, CT

    Healthcare, Investing

    10 answers

    2 out of 2 people found Beth's answers helpful

    Most recent answer
    The medical bills are more then I can handle, how do I get them reduced down?

    I know how difficult it can be to deal with medical bills, etc coming in after the loss of a loved one.You want to make sure that the charges are correct and your insurance company billed for them. You should not pay any more than what your insurance company says you owe.I would be happy to assist you if you wish.  Please don't hesitate to contact us to help you navigate through the medical bill maze.  Beth, your Medical Bill...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Adria Gross FIPC

    Monroe, NY

    Insurance, Healthcare

    9 answers

    11 out of 13 people found Adria's answers helpful

    Most recent answer
    I got a paper from my hospital stating that my insurance has a $300 fee per admission, then the billing department sent me a $1500 bill. So do I have to pay $300 or $1500?

    I would first call the hospital billing department and ask why they are charging you $300 rather than $1,500.  Depending on their response, you might want to read your insurance policy to determine if they are charging you correctly.  The $1,200 can be part of your deductible, co-pay or the hospital, may perhaps, be an out-of-network provider.  After the hospital explains their reasoning and it does not make sense, I would call your health insurance carrier to ascertain if...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Diana Polyakov

    South San Francisco, CA

    Healthcare, Insurance, Small Business

    8 answers

    3 out of 3 people found Diana's answers helpful

    Most recent answer
    We have a health care plan from Obamacare, which we chose last year. It is not the best because it has a very high deductible, $15.00 for doctor visits. I hope to make a better decision on health care this year. Do you have any advice?

    You are most likely to qualify for subsidies, which might help with your monthly premiums. You have to keep in mind that the higher the deductible is, the lower your monthly premium. It is important to do the math (if you will) and determine how often you visit your doctor. Is it 1 time per year, 10?, etc. If you rarely visit your doctor and are healthy, I would opt for a higher deductible and pay less each month in premiums. If you have frequent medical visits, then maybe it makes sense to pay...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Harvey Matoren MPH

    Jacksonville, FL

    Healthcare

    1 answer

    1 out of 1 person found Harvey's answers helpful

    Most recent answer
    I am scheduled for surgery very soon. How do I know if anything related to my surgery needs precertification and/or approval?

    Lack of per-certification and approval is a major factor in denial of claims after they are submitted.  The policy holder is ultimately responsible for obtaining such approvals.  The easiest way to do this is first to call your insurance company to determine if you need such pre-certification.   You may need the specifi diagnosis and procedure codes which you can obtain from your doctor's office.   Many providers will tell you that they will obtain the precert fore...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Sharon Hollander

    Encino, CA

    Healthcare

    77 answers

    19 out of 30 people found Sharon's answers helpful

    Most recent answer
    I don't have insurance now, and open enrollment doesn't start for months. I need to get surgery soon. What can I do to proactively manage this situation and make sure I don't end up with a crazy medical bill?

    First I would contact an insurance broker to discuss your personal options with your budget. My advice is to read the policy you do get very carefully, as some have waiting periods before they will pay for surgery, tests or certain procedures.  Be honest and forthright when answering questions on your health questionnaire about your existing conditions.After you get insurance, you will need to do some investigating to make sure all the doctors involved in your care for the surgery accept...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michael Mezheritskiy

    Farmington, CT
    Boston, MA

    Retirement, Investing, Healthcare

    72 answers

    92 out of 140 people found Michael's answers helpful

    Most recent answer
    I rolled over about $900,000 from a 401(k) to an IRA. I am thinking of rolling over $200,000 of this money into a Roth IRA. I am in the 15% tax bracket. What would be the estimated amount of taxes I will have to pay to rollover this amount to the Roth IRA? Is it a good strategy to roll over this money? What factors should I consider before doing this?

    Good morning, the only thing I would like to add is this.When you are converting to a roth, if you have multiple investments that you are converting you should consider opening up a roth IRA for each of them and then convert each in to its own IRA. For example if you have 3 stocks, GE, Apple, J&J. I would suggest you open up 3 separate ROTH ira accounts and then convert each stock in to its own roth. Why would you do that. Well lets say you didn't and you moved all 3 stocks in to one Roth...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Pat Johnson

    Lincoln, CA

    Insurance, Healthcare

    32 answers

    11 out of 19 people found Pat's answers helpful

    Most recent answer
    I'm a federal employee about to enroll in a health plan. Which plan is the best for access to out of network providers?

    I am wondering if you know that the Dr's you want to go to aren't affiliated with any of your plan options?!If that is the case you would be better off with a PPO( Preferred Provider Option) Your co pays and deductibles would be higher but most likely you would get coverage.Let me know if you have any other...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Gloria Peth

    Osage Beach, MO

    Healthcare

    2 answers

    1 out of 1 person found Gloria's answers helpful

    Most recent answer
    I have short-term disability insurance through my employer but have not received payments on my claim due to "insufficient evidence to support inability to work." I am in a state of suspension and want to know what I can do to loosen the noose?

    This should answer you question!Waterville CT Scan Facility & Pricing IntroductionThere are 3 healthcare providers who offer CT Scan procedures in Waterville. The cheapest list price of an CT Scan in Waterville is $390.00 while the highest price is $4,600.00. There are 21 different types of CT Scan provided in Waterville and the pricing is different for each. Shop from the providers below and see how much money you can save.Waterville CT Scan Procedures & Cost AveragesBrain CT Scan Cost...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Kevin Flynn

    Philadelphia, PA

    Healthcare, Insurance, Personal Finance

    20 answers

    7 out of 7 people found Kevin's answers helpful

    Most recent answer
    My father-in-law died due to a transplant. Is my mother-in-law responsible for the remaining bill if her name is not on it?

    If your mother signed a financial responsibility agreement, she may be responsible for the bill(s).  If she did not sign anything, then she is not responsible.  But, the facility may seek payment from your father’s...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Maureen Lamb

    Holderness, NH

    Healthcare, Personal Finance, Small Business

    6 answers

    21 out of 21 people found Maureen's answers helpful

    Most recent answer
    I have an Emergency Room bill from February 1st. I had to go to the Emergency Room for a kidney stone. At that time I had no insurance. The bill is almost $8,000. I'm worried debt collectors will start coming after me. What can I do?

    Hi,I recommend you call the hospital billing office soon and explain your situation.   If you have already applied for charity care through the hospital, the billing office should be able to tell  you whether or not it has been approved.  In addition to charity care, many hospitals offer discounts for uninsured patients and are also willing to set up payment plans.  Some states such as Illinois have laws about discounts for uninsured patients.   Feel free to contact me...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michelle Cates

    Port St Lucie, FL

    Healthcare

    7 answers

    5 out of 5 people found Michelle's answers helpful

    Most recent answer
    We have a recent hospital Emergency Room bill for $10,520 from January. It was recently reduced to around $980. Can we reduce what is left at all?

    Yes, it is possible for your balance to be reduced further. Some facilities will offer a prompt pay discount. For example, if you are able to pay 65% of the bill all at once the hospital may write off the remaining 35%. Also periodically hospitals will also run "debt amnesty" programs to reduce their outstanding aged accounts receivable. I've seen a hospital in the north east reduce bills by 50% during a debt amnesty program. If you're currently making monthly payments it never hurts to ask the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Bonnie Sheeren

    Houston, TX

    Healthcare

    3 answers

    3 out of 3 people found Bonnie's answers helpful

    Most recent answer
    My daughter had a CAT Scan at Thayer hospital in Waterville Maine. Our bill was $3,600 and our responsibility was $2,700. Are CAT Scans really this expensive?

    Hi there! I would need more information about what type of CT scan your daughter had, but I could not find one (fair price) that was over $1,000 at Healthcarebluebook.com (This is a website as well as an app--you can find the exact type of CT scan to see what they consider to be a fair price).You might also need to ask (very nicely---we all have to be "squeaky wheels" in the health care system, but nice squeaky wheels!) the business office at the hospital to explain their costs. ...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Stacy Gearhart JD

    Lakeland, FL
    Ft. Lauderdale, FL

    Healthcare

    4 answers

    4 out of 4 people found Stacy's answers helpful

    Most recent answer
    How and where can I apply for Extra Help with Medicare prescription drug costs?

    Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.  Information on Extra Help offered through the Social Security Administration can be found at: http://www.ssa.gov/medicare/prescriptionhelp/ Additionally, there...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Clarisa Odell

    Menlo Park, CA

    Healthcare

    8 answers

    4 out of 4 people found Clarisa's answers helpful

    Most recent answer
    My wife and I are struggling with debt from taxes owed, hospital visits, and a lost job. We're totally overwhelmed and not sure where to turn. How can we try to fix this mess?

    What happens depends upon who you owe.  Many providers will send your account to collections, which will affect your credit score.  Some hospitals may put a lien on your property.I advise my clients to pay at least a little bit each and every month to avoid being sent to collections. This practice is not guaranteed to keep you out of collections but has worked for many of my clients.Good luck....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Susan Scherer RN

    Wesley Chapel, FL

    Healthcare

    2 answers

    2 out of 2 people found Susan's answers helpful

    Most recent answer
    My 86 year old father is hospitilized with pneumonia in Seattle, Washington. Unfortunately, all of us children are spread out across the country. We've been communicating with a patient navigator at the hospital while we schedule our flights and time off from work, but one of my co-workers suggested hiring a patient advocate as well. What is the difference between a patient advocate and patient navigator?

    Another good resource is the National Association of Healthcare Advocacy Consultants. You will be able to locate an advocate and review different agencies....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Denise Sikora

    Woodbridge, NJ

    Healthcare, Insurance

    17 answers

    9 out of 9 people found Denise's answers helpful

    Most recent answer
    My 86 year old father is hospitilized with pneumonia in Seattle, Washington. Unfortunately, all of us children are spread out across the country. We've been communicating with a patient navigator at the hospital while we schedule our flights and time off from work, but one of my co-workers suggested hiring a patient advocate as well. What is the difference between a patient advocate and patient navigator?

    You need to work with an insurance broker to determine the best plan with the best company for everyone. Check with your local chamber of commerce for...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Susan Dressler

    West Chicago, IL

    Healthcare, Insurance

    12 answers

    3 out of 3 people found Susan's answers helpful

    Most recent answer
    Does the $6,350/$12,700 out-of-pocket max for obamacare plans apply to out-of-network care?

    If the $6,350 is your In network Out- of- pocket, then the $12,700 should be your Out of network Out -of -Pocket amount.  The Out- of -network Out -of- Pocket is normally double the In- Network Out- of -Pocket amount. All covered Out -of -Network charges would go to toward the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michelle Turner

    Cedar Park, TX

    Healthcare, Insurance

    6 answers

    6 out of 6 people found Michelle's answers helpful

    Most recent answer
    Should we dump our Medicare supplement and invest the money to cover future co-pays instead?

    For eligible patients, Bristol-Meyers Squibb will help pay for the cost of prescription co-pays for ATRIPLA —up to $400 per co-pay for a total of 12 monthly co-pays within 1 year. If the total cost of your co-pay is over $400, you will be responsible for the outstanding balance. The program is for patients who meet certain eligibility criteria. Not sure if you are eligible, but here's a link for more information: http://www.atripla.com/copay.aspxGood...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Elisabeth Russell CSA

    Vienna, VA

    Healthcare

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    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Marie Connolly

    Aurora, CO

    Healthcare

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    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Allen Heffler ChFC,CLU

    Willow Grove, PA

    Healthcare, Insurance

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    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
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