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How an advisor is compensated can have an impact on the type of advice that you receive. Fee-only advisors are paid solely by the client, while commission-based brokers are paid by third parties in return for selling specific products. Many advisors receive both fees and commissions. See our "Guide to Financial Advisor Compensation" for more information.

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While designations are not everything when selecting a financial advisor, they often indicate a certain level of knowledge related to a specific field and/or commitment to certain ethical and professional standards. Please see our detailed Guide to Financial Advisor Designations for more information.

Availability

  • Kevin Flynn

    Philadelphia, PA

    Healthcare, Insurance, Personal Finance

    32 answers

    9 out of 9 people found Kevin's answers helpful

    Most recent answer
    I am a healthy, active 28 year old male. Shouldn't I be eligible to complete a physical to achieve a lower cost health care plan since I am "less risk" ? If not, is there something I can do?

    Taking a physical to obtain a lower rate goes to medical underwriting.  These days most plans are community rated.  Community rating requires health insurance carriers to offer health insurance plans within a given geographic region at the same price to all persons (age differences do apply) without medical underwriting, regardless of their health...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Linda Adler

    Palo Alto, CA

    Healthcare

    17 answers

    16 out of 27 people found Linda's answers helpful

    Most recent answer
    I am seeking medical attention but still need to pay medical bills. What options do I have as a single parent who still attends college?

    You haven't mentioned if you have medical insurance: so if you don't, the first thing you need to do is to get some! We're in an open enrollment period, so this is the time to sign up, especially now that there are great plans available through the Affordable Care Act. In terms of going forward and getting care, it will be important to establish yourself as a patient with a doctor who accepts the insurance plan you have and who understands that you may have to pay your bills over time. You...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Lisa Berry Blackstock

    Agoura Hills, CA

    Personal Finance, Insurance, Healthcare

    34 answers

    19 out of 22 people found Lisa's answers helpful

    Most recent answer
    What kinds of injury would require a Level IV Emergency Room visit? I had a fractured wrist X-ray and was given an ace bandage and sent to another ER who billed me for a Level IV. I received 2 ER bills from the same hospital group! What can I do?

    Level IV emergency room care involves a critical medical concern, but not one that is life-threatening.  All levels of emergency care are inflated by every single hospital's internal pricelist (their Chargemaster.)  That you were sent to another ER that is a member of the same hospital group sounds like price gouging to me.  An emergency room that can't address a fractured wrist doesn't sound like much of an ER to me.  It's possible the specific type of physician you needed...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Denise Sikora

    Woodbridge, NJ

    Insurance, Healthcare

    32 answers

    13 out of 18 people found Denise's answers helpful

    Most recent answer
    How can United Health Care clearly endorse my surgery then deny it afterwards? Is UHC correct when they tell me I will never be responsible for the bill? Or, are they just saying that until the term for submission of the claim has expired? What is "Physician Responsibility" in terms of medical claims?

    Normally, when a doctor gets pre-certification for a surgical procedure, you will receive a notice in the mail that the procedure is authorized. Did you ever receive a letter from UHC? Denials for lack of medical necessity are an extremely common problem. You should do your own appeal. This is a very complex situation and medical necessity appeals require some expertise in the collection of supporting documentation to get your claim paid. The hospital is not "guilty " of physician...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Claire Freeman

    Chino Hills, CA

    Healthcare

    23 answers

    12 out of 14 people found Claire's answers helpful

    Most recent answer
    My daughter had an in-office surgery to correct toenail issues. The insurance's discounted/contracted amount was $328. The doctor's office billed her the $328 and it was paid in August. She just received a letter from collections for the entire amount of $1500. How should we proceed?

    I will assume that the podiast was a out-of-network provider in the Cigna network.  This would mean that the podiast was not a contracted provider.  Even though the podiast said that they 'accepted' Cigna, that may mean that they were only willing to send a claim on your behalf to Cigna.  If they are truly an out-of-network provider, they would not be obligated to accepted to accept the discounted or contracted rate.Contact Cigna, verify that the claim was received and it was...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Pat Palmer

    Salem, VA

    Healthcare

    54 answers

    34 out of 56 people found Pat's answers helpful

    Most recent answer
    Do I have any recourse for an exorbitant emergency room bill?

    Absolutely!First, make sure to get a detailed, itemized bill that explains every charge. The first bill you receive will be very generic and will not give you details. Once you have this, scrutinize every line item. Did you really receive all of these items? If you are unsure of what an item is, contact the provider. They must explain what every item is.Once you are satisfied that everything for which you were charged was actually received, look into whether these are fair and reasonable...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Beth Morgan CPC®

    WILTON, CT

    Healthcare, Investing

    15 answers

    2 out of 2 people found Beth's answers helpful

    Most recent answer
    My daughter had an in-office surgery to correct toenail issues. The insurance's discounted/contracted amount was $328. The doctor's office billed her the $328 and it was paid in August. She just received a letter from collections for the entire amount of $1500. How should we proceed?

    I would ask them what the bill is for and if it was sent to your insurance company.  Also, ask for an itemized bill.  Contact me if you need...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Ronald Schwartz JD

    Deerfield, IL

    Healthcare

    7 answers

    2 out of 2 people found Ronald's answers helpful

    Most recent answer
    What rate and coverage would I be able to get under the Affordable Care Act?

    The first question is whether your retail employer offers healthcare insurance. If so, you should purchase insurance that way because you would not be eligible to purchase insurance through the federal marketplace. If no such coverage is available at work, and you are not eligible for a Special Enrollment Period, then you need to wait until November 15, 2014, when open enrollment occurs at healthcare.gov. You will be able to look at all of the policies available in your area. They will be...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Bonnie Sheeren

    Houston, TX

    Healthcare

    9 answers

    7 out of 8 people found Bonnie's answers helpful

    Most recent answer
    My husband suffered a stroke in April of 2014. He was flown by helicopter from our home to a hospital about 60 miles away. Helicopter service was not in our insurance network and the total bill was $40,000. Just curious if I have any leverage on this. I don't want to not pay our bills, but I feel this charge is unrealistic. Is there anything we can do?

    My colleagues have excellent advice!  I would just add that you should check this table put out by the Kaiser Family Foundation which shows the laws for balance billing in each state.  Most of this table primarily concerns managed care billing; however, for some states, PPOs are also listed.  You might find an advocate in your state to help you with your local laws and that might give you the leverage to resolve this issue without paying any more money.  Good...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Gary Votour

    Columbia, SC

    Healthcare

    29 answers

    30 out of 39 people found Gary's answers helpful

    Most recent answer
    I was charged $8805 as the cash price for an MRI of my ankle. My zip code is 06111. Is this price too high?

    That price does seem a bit high. New Choice Health,  a website that compares prices for various procedures, does have a price comparison for lower extremity MRIs. They show that the cost does vary widely, but not into the $8000+ range:National MRI Foot, Ankle, Leg, Hip (Lower Extremity) Procedure Pricing Summary: National Minimum Price$975 (Chillicothe, OH)National Average Price$1,550 National Maximum Price$6,300 (Ketchikan, AK)br>The Washington Post used the same procedure as an...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Diana Polyakov

    South San Francisco, CA

    Healthcare, Insurance, Small Business

    14 answers

    5 out of 7 people found Diana's answers helpful

    Most recent answer
    Do original Medicare plans have an out-of-pocket payment for things?

    to add on the above response here is what the cost is for hospitalizations (for each day at the hospital):Days 1-60: $0 coinsurance for each benefit periodDays 61-90: $304 coinsurance per day of each benefit periodDays 91 and beyond: $608 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)Beyond lifetime reserve days: all costsThere are various ways to cover the costs that original Medicare does not cover. It might be wise to...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Martine Brousse

    Santa Monica, CA

    Healthcare

    148 answers

    40 out of 61 people found Martine's answers helpful

    Most recent answer
    My son is about to lose his health insurance because of the age restriction. What plan can you recommend for him? Where can he get help finding a plan in the San Jose, CA area?

    I would suggest to visit the CA insurance marketplace first. You will get an idea of plans available in your area, their cost and whether any subsidies might apply.http://www.coveredca.com/You may also find a certified navigator contact information on that website. An agent who is accredited by the state marketplace exchange, their services are free. They can discuss your particular coverage needs and advise you on the best available plans within and out of the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Susan Dressler

    West Chicago, IL

    Healthcare, Insurance

    13 answers

    3 out of 8 people found Susan's answers helpful

    Most recent answer
    How can I find a good dentist who will abide by the Medicare coverage and not charge over what Medicare covers?

    Medicare does not cover dental...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Bettsee Gotwald

    Boulder, CO

    Healthcare, Personal Finance

    2 answers

    2 out of 2 people found Bettsee's answers helpful

    Most recent answer
    I fear I have let my past troubles ruin the rest of my life. Do you have ideas on how to get my credit card and medical debt back on track?

    There's a lot that goes into answering this questions. And without knowing all of the specifics, I'll try to cover as broad of a picture as I can. The first step is to get a handle on your monthly expenses. There will be certain expenses which are considered necessities and fixed expenses. This includes rent, utilities, car insurance, etc - the things you need to have a roof over your head, food and transportation to and from your job. After compiling these expenses, determine if there's anyway...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Sharon Hollander

    Encino, CA

    Healthcare

    87 answers

    24 out of 38 people found Sharon's answers helpful

    Most recent answer
    I have Medicaid in Michigan but I am in New York. How can I get my two prescriptions filled while traveling?

    If you filled the prescription at a chain pharmacy, ie Walgreens, CVS etc then if you take the bottle of the medication to a pharmacy in New York they can have your prescription transferred to a local pharmacy, even if it is out of state.   I would contact the pharmacy and they can best assist you....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Adria Gross FIPC

    Monroe, NY

    Healthcare, Insurance

    11 answers

    12 out of 14 people found Adria's answers helpful

    Most recent answer
    Is it required for a hospital to send a bill to a patient before sending them to collection? What if the bill is never received and it is documented as sent to the wrong address in error by the hospital?

    These circumstances occur much too often.  I have worked with so many clients where the hospital or medical provider did not have the correct insurance information or address and therefore, the bill was never submitted to your health insurer.  When this occurs, I immediately call the medical provider’s billing office and inform them about receipt of the bill from a collection company and the fact that the patient never received the original bill from the medical provider. I always...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Stan Hatkoff PhD

    Gresham, OR

    Healthcare

    21 answers

    6 out of 12 people found Stan's answers helpful

    Most recent answer
    I am looking for the Medicare add on insurance where I pay nothing. Would that be called The Medicare Advantage Plan?

    No...that is a Plan F supplement if you mean you do not pay any co-pays or co-insurance.  If you are looking for a NO premium plan that would be a Medicare Advantage...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Carlos Contreras, ChFC® ChFC

    Aventura, FL

    Healthcare, Retirement, Taxes

    5 answers

    1 out of 2 person found Carlos's answers helpful

    Most recent answer
    Do I have to be 65 to get an Advantage Plan?

    You can join, switch, or drop a Medicare Advantage Plan:When you first become eligible for Medicare (3 months before you turn age 65 to 3 months after the month you turn age 65).If you get Medicare due to a disability, you can join during the 3 months before to 3 months after your 25th month of...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Maureen Lamb

    Holderness, NH

    Healthcare, Personal Finance, Small Business

    7 answers

    23 out of 30 people found Maureen's answers helpful

    Most recent answer
    I had a heat attack while on vacation and went to the nearest emergency room. Two months later the insurance company says that hospital was not in network and would only pay the out of network cost. Leaving us with a $20K bill. How can we fight this?

    I agree that filing an appeal with your insurance company is something you should consider for your hospital bill. As part of your preparation for filing your appeal I also recommend you review your health insurance policy to see how Emergency Services are covered under your plan.  You will need this information for filing an appeal with your insurance company.   Every insurance company has different processes for filing an appeal so you want to make sure you understand what is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Jean Hanley MD

    Manhattan Beach, CA
    Walnut Creek, CA

    Healthcare

    6 answers

    5 out of 5 people found Jean's answers helpful

    Most recent answer
    Where should I go for a second opinion?

    I agree that going to an orthopedic clinic that specializes in sports injuries is important. In particular, a knee-only specialist is best. To keep costs down make sure the doc is within your insurance network. Besides asking family and friends, calling a few general Ortho clinics and asking to what knee specialist they would refer may often reveal a physician who stands out. Depending on your knee issue, whether sports-related or not, a large academic hospital (if there is one near you) is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Ana Herrera

    Daly City, CA

    Healthcare, Personal Finance, Retirement

    2 answers

    2 out of 2 people found Ana's answers helpful

    Most recent answer
    I am a 39 year old small business owner. Should I look into getting insurance through the California marketplace? Do you have suggestions for good medical insurance that can be purchased by individuals?

    Do you have any employees?  How many employees do you have?And if you have employees are you thinking of offering them coverage?If the coverage is only for you and your family, it might be an advantage to apply for coverage through Covered California, it depends on your AGI (adjusted gross income), because you might qualify for subside help.  The cost of going outside the exchange is the same, but outside you won't get the subside...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Andrew Fitch

    San Francisco, CA

    Healthcare

    6 answers

    7 out of 8 people found Andrew's answers helpful

    Most recent answer
    At the time I visited my doctor, I had health insurance through my employer. I no longer work at the company, and now the insurance won't pay my bill of about $450. I didn't know I still had this bill and have made no payments. How can I reduce this bill?

    Based on the statement you submitted, your provider is billing you for a $462.43 patient balance -- which is equal to 100% of the billed charges. It looks like the hospital billed UnitedHealthcare as your health insurance plan but that your health plan denied the claim ("$0.00 Insurance Pmts/Adjs").I recommend calling your health insurance carrier to verify they received this bill and to ask the call representative why your claim was denied. Common reasons for a denied claim include not having...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Harvey Matoren MPH

    Jacksonville, FL

    Healthcare

    1 answer

    1 out of 1 person found Harvey's answers helpful

    Most recent answer
    I am scheduled for surgery very soon. How do I know if anything related to my surgery needs precertification and/or approval?

    Lack of per-certification and approval is a major factor in denial of claims after they are submitted.  The policy holder is ultimately responsible for obtaining such approvals.  The easiest way to do this is first to call your insurance company to determine if you need such pre-certification.   You may need the specifi diagnosis and procedure codes which you can obtain from your doctor's office.   Many providers will tell you that they will obtain the precert fore...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michael Mezheritskiy

    Farmington, CT
    Boston, MA

    Retirement, Investing, Healthcare

    72 answers

    114 out of 168 people found Michael's answers helpful

    Most recent answer
    I rolled over about $900,000 from a 401(k) to an IRA. I am thinking of rolling over $200,000 of this money into a Roth IRA. I am in the 15% tax bracket. What would be the estimated amount of taxes I will have to pay to rollover this amount to the Roth IRA? Is it a good strategy to roll over this money? What factors should I consider before doing this?

    Good morning, the only thing I would like to add is this.When you are converting to a roth, if you have multiple investments that you are converting you should consider opening up a roth IRA for each of them and then convert each in to its own IRA. For example if you have 3 stocks, GE, Apple, J&J. I would suggest you open up 3 separate ROTH ira accounts and then convert each stock in to its own roth. Why would you do that. Well lets say you didn't and you moved all 3 stocks in to one Roth...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Pat Johnson

    Lincoln, CA

    Insurance, Healthcare

    32 answers

    13 out of 21 people found Pat's answers helpful

    Most recent answer
    I'm a federal employee about to enroll in a health plan. Which plan is the best for access to out of network providers?

    I am wondering if you know that the Dr's you want to go to aren't affiliated with any of your plan options?!If that is the case you would be better off with a PPO( Preferred Provider Option) Your co pays and deductibles would be higher but most likely you would get coverage.Let me know if you have any other...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Gloria Peth

    Osage Beach, MO

    Healthcare

    2 answers

    1 out of 1 person found Gloria's answers helpful

    Most recent answer
    My daughter had a CAT Scan at Thayer hospital in Waterville Maine. Our bill was $3,600 and our responsibility was $2,700. Are CAT Scans really this expensive?

    This should answer you question!Waterville CT Scan Facility & Pricing IntroductionThere are 3 healthcare providers who offer CT Scan procedures in Waterville. The cheapest list price of an CT Scan in Waterville is $390.00 while the highest price is $4,600.00. There are 21 different types of CT Scan provided in Waterville and the pricing is different for each. Shop from the providers below and see how much money you can save.Waterville CT Scan Procedures & Cost AveragesBrain CT Scan Cost...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michelle Cates

    Port St Lucie, FL

    Healthcare

    7 answers

    5 out of 6 people found Michelle's answers helpful

    Most recent answer
    We have a recent hospital Emergency Room bill for $10,520 from January. It was recently reduced to around $980. Can we reduce what is left at all?

    Yes, it is possible for your balance to be reduced further. Some facilities will offer a prompt pay discount. For example, if you are able to pay 65% of the bill all at once the hospital may write off the remaining 35%. Also periodically hospitals will also run "debt amnesty" programs to reduce their outstanding aged accounts receivable. I've seen a hospital in the north east reduce bills by 50% during a debt amnesty program. If you're currently making monthly payments it never hurts to ask the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Stacy Gearhart JD

    Lakeland, FL
    Ft. Lauderdale, FL

    Healthcare

    4 answers

    4 out of 8 people found Stacy's answers helpful

    Most recent answer
    How and where can I apply for Extra Help with Medicare prescription drug costs?

    Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.  Information on Extra Help offered through the Social Security Administration can be found at: http://www.ssa.gov/medicare/prescriptionhelp/ Additionally, there...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Clarisa Odell

    Menlo Park, CA

    Healthcare

    8 answers

    4 out of 7 people found Clarisa's answers helpful

    Most recent answer
    What happens if I can't pay my medical bills?

    What happens depends upon who you owe.  Many providers will send your account to collections, which will affect your credit score.  Some hospitals may put a lien on your property.I advise my clients to pay at least a little bit each and every month to avoid being sent to collections. This practice is not guaranteed to keep you out of collections but has worked for many of my clients.Good luck....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Susan Scherer RN

    Wesley Chapel, FL

    Healthcare

    2 answers

    2 out of 3 people found Susan's answers helpful

    Most recent answer
    My 86 year old father is hospitilized with pneumonia in Seattle, Washington. Unfortunately, all of us children are spread out across the country. We've been communicating with a patient navigator at the hospital while we schedule our flights and time off from work, but one of my co-workers suggested hiring a patient advocate as well. What is the difference between a patient advocate and patient navigator?

    Another good resource is the National Association of Healthcare Advocacy Consultants. You will be able to locate an advocate and review different agencies....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michelle Turner

    Cedar Park, TX

    Healthcare, Insurance

    6 answers

    7 out of 9 people found Michelle's answers helpful

    Most recent answer
    How can I pay for drug prescription without going broke? Going on Atripla soon!

    For eligible patients, Bristol-Meyers Squibb will help pay for the cost of prescription co-pays for ATRIPLA —up to $400 per co-pay for a total of 12 monthly co-pays within 1 year. If the total cost of your co-pay is over $400, you will be responsible for the outstanding balance. The program is for patients who meet certain eligibility criteria. Not sure if you are eligible, but here's a link for more information: http://www.atripla.com/copay.aspxGood...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Elisabeth Russell CSA

    Vienna, VA

    Healthcare

    0 answers

    0 out of 0 people found Elisabeth's answers helpful

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Marie Connolly

    Aurora, CO

    Healthcare

    0 answers

    0 out of 0 people found Marie's answers helpful

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Allen Heffler ChFC,CLU

    Willow Grove, PA

    Healthcare, Insurance

    0 answers

    0 out of 0 people found Allen's answers helpful

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
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