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How an advisor is compensated can have an impact on the type of advice that you receive. Fee-only advisors are paid solely by the client, while commission-based brokers are paid by third parties in return for selling specific products. Many advisors receive both fees and commissions. See our "Guide to Financial Advisor Compensation" for more information.

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While designations are not everything when selecting a financial advisor, they often indicate a certain level of knowledge related to a specific field and/or commitment to certain ethical and professional standards. Please see our detailed Guide to Financial Advisor Designations for more information.

Availability

  • Claire Freeman

    Chino Hills, CA

    Healthcare

    20 answers

    8 out of 9 people found Claire's answers helpful

    Most recent answer
    Will a hospital perform a knee replacement surgery for Medicare payment only? Or do they charge the patient the hospital fee and simply deduct the portion Medicare pays?

    Health care providers contracted with Medicare cannot make it a policy to accept Medicare's portion of the payment as payment in full.  However, when they are contracted to do is to accept Medicare's allowable amount as the payment in full.  To illustrate, if a Part B professional provider charged $150.00 for a service, and Medicare allows the service at $100, then the provider must write off the different of $50.00.  A hospital falls under Part A, and the payment structure and...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Pat Palmer

    Salem, VA

    Healthcare

    53 answers

    28 out of 50 people found Pat's answers helpful

    Most recent answer
    How much should a Breast MRI cost?

    Hi, there!The cost will vary depending on the area in which you live, but I would consult the Healthcare Blue Book. Here is a link: https://www.healthcarebluebook.com/page_Default.aspxOnce there, you will see tabs across the top of the page to help narrow your search; however, you can put the keyword in the search field at the upper right corner. Tip: If you don't have insurance, be sure to ask for an uninsured discount. The facility has pre-negotiated rates in place with insurance companies,...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Kevin Flynn

    Philadelphia, PA

    Personal Finance, Insurance, Healthcare

    25 answers

    7 out of 7 people found Kevin's answers helpful

    Most recent answer
    Why would a PPO health insurance plan be better than an HMO plan?

    Simply put, you have the option to go out-of-network.  While you will pay more (greater out-of-pocket costs) when you go out-of-network, people find it important when dealing with significant issues like cancer, orthopedics, neurosurgery,...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Denise Sikora

    Woodbridge, NJ

    Insurance, Healthcare

    18 answers

    10 out of 15 people found Denise's answers helpful

    Most recent answer
    I have several medical bills showing on collections. However, I had insurance at the time of each one. What can I do?

    I would recommend that you call the collection agencies to find out the dates of service for these bills. Then call your insurance company to see if they have claims from these providers for these dates. Also ask the insurance company if the provider was in network with them at the time of service. If there are no claims on file, I would have the collection agency submit to the insurance.  If they refuse, then call the provider and have THEM submit to the insurance. Depending on the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Stan Hatkoff PhD

    Gresham, OR

    Healthcare

    20 answers

    5 out of 10 people found Stan's answers helpful

    Most recent answer
    I am looking for a good, affordable dental plan for my mom. How do I find one?

    Find an insurance agent in your state that sells MEDICO dental plans or go MEDICO.com and they can refer you.  If you are in Oregon I can assist...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Martine Brousse

    Santa Monica, CA

    Healthcare

    134 answers

    37 out of 58 people found Martine's answers helpful

    Most recent answer
    My in network doctor ordered some blood work. At checkout, the office person said, "oh, we have a lab right there". Now I get a bill for over $800 because the lab is out of network. Why did they send me to their lab knowing it was out of my network? How do I not pay it?

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    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Bettsee Gotwald

    Boulder, CO

    Personal Finance, Healthcare

    1 answer

    1 out of 1 person found Bettsee's answers helpful

    Most recent answer
    I'm hoping to start negotiating for a new job and am wondering if I can use medical insurance as a leverage? In other words, if I don't require the company to pay for my medical insurance are they able to add the cash equivalent to my base salary?

    Employers will look at their "all-in" cost for an employee. This means they are generally considering the cost of benefits along with the salary in determining the final package. So, if you have the option of forgoing health insurance with your new employer, they will likely take this in to consideration when negotiating your salary. However, as Martine mentioned, the new Obamacare requirements mean you will pay a penalty if you choose to not have the minimum health insurance coverage. But if...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Bonnie Sheeren

    Houston, TX

    Healthcare

    8 answers

    6 out of 7 people found Bonnie's answers helpful

    Most recent answer
    I need affordable total hip replacement surgery. Is that possible? Where should I start looking?

    Hi there!I always counsel my clients to have a rock solid diagnosis before having any surgical procedure.  Sometimes, hip problems can be caused by either back or knee issues.  Before going spending all the cost and time for surgery and recovery---be sure that you have more than one orthopedic consult and possibly an assessment by a well-certified physical therapist to be sure that your hip is the true problem and that there's no chance of a more conservative treatment...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Lisa Berry Blackstock

    Agoura Hills, CA

    Personal Finance, Insurance, Healthcare

    30 answers

    15 out of 17 people found Lisa's answers helpful

    Most recent answer
    I need to have a root canal in Spring Texas. How can I find the best dentist?

    A dentist is not necessarily the best person to perform a root canal.  Dentists who are specialists in this field are called endodonists.  They work on are root canals exclusively.  I would recommend an endodontist handle your root canal, and not a dentist.  That being said, endodontists range from excellent to not-so-great, with many in the middle.  The best way to locate an excellent endodontist is through personal referral.  If you're unable to gather a good...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Adria Gross FIPC

    Monroe, NY

    Insurance, Healthcare

    10 answers

    11 out of 13 people found Adria's answers helpful

    Most recent answer
    Where can I find a medical bill advocate to help me negotiate my payments? My husband had heart surgery, we have 3 kids who have gotten sick (God forbid) and my thyroid went last year. I

    It must be mindboggling having so many astronomical medical bills.  MedWise Insurance Advocacy is very successful negotiating medical bills with providers. Please call MedWise at 845-238-2532 and we will discuss the status of your outstanding bills and how we can help you. ...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Maureen Lamb

    Holderness, NH

    Personal Finance, Healthcare, Small Business

    7 answers

    23 out of 29 people found Maureen's answers helpful

    Most recent answer
    I had a heat attack while on vacation and went to the nearest emergency room. Two months later the insurance company says that hospital was not in network and would only pay the out of network cost. Leaving us with a $20K bill. How can we fight this?

    I agree that filing an appeal with your insurance company is something you should consider for your hospital bill. As part of your preparation for filing your appeal I also recommend you review your health insurance policy to see how Emergency Services are covered under your plan.  You will need this information for filing an appeal with your insurance company.   Every insurance company has different processes for filing an appeal so you want to make sure you understand what is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Diana Polyakov

    South San Francisco, CA

    Insurance, Healthcare, Small Business

    10 answers

    3 out of 4 people found Diana's answers helpful

    Most recent answer
    I'm a 26 year old female on the market for individual health insurance. Is it worth it to pay a plan with a much higher premium to get the lower deductible?

    Ask, yourself - why do you need the lower deductible? If you are young and healthy, (and rarely go to the doctor) it might not be worth paying more each month in premiums just to have a lower deductible. The opposite is true if you expect to see your doctor quite often during a calendar year! Stay Healthy!...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Linda Adler

    Palo Alto, CA

    Healthcare

    16 answers

    15 out of 26 people found Linda's answers helpful

    Most recent answer
    Where should I go for a second opinion?

    One other thing to consider: non surgical treatments, such as physical therapy or complementary medicine. Before going straight to a second surgical opinion, do a little research on non-surgical options, and see if that's something available to you that enables you to delay surgery. It's the cheaper, safer...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Ronald Schwartz JD

    Deerfield, IL

    Healthcare

    3 answers

    0 out of 0 people found Ronald's answers helpful

    Most recent answer
    How much does a typical MRI test cost?

    As Claire mentioned, the Healthcare Bluebook is an excellent resource. However, in the real world the cost of the MRI will be most influenced by whether the facility is in network and whether the radiologist is in network, assuming that you have PPO insurance. If you do not have insurance, then the information presented in the Healthcare Bluebook could be used by you to negotiate the cost of the MRI before the procedure is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Jean Hanley MD

    Manhattan Beach, CA

    Healthcare

    6 answers

    5 out of 5 people found Jean's answers helpful

    Most recent answer
    Where should I go for a second opinion?

    I agree that going to an orthopedic clinic that specializes in sports injuries is important. In particular, a knee-only specialist is best. To keep costs down make sure the doc is within your insurance network. Besides asking family and friends, calling a few general Ortho clinics and asking to what knee specialist they would refer may often reveal a physician who stands out. Depending on your knee issue, whether sports-related or not, a large academic hospital (if there is one near you) is...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Carlos Contreras, ChFC® ChFC

    Aventura, FL

    Healthcare, Retirement, Taxes

    4 answers

    1 out of 1 person found Carlos's answers helpful

    Most recent answer
    Can a husband and wife operate a business as a sole proprietorship or do they need to be a partnership?

    "Unless a business meets the requirements listed below to be a qualified joint venture, a sole proprietorship must be solely owned by one spouse, and the other spouse can work in the business as an employee.  A business jointly owned and operated by a husband and wife is a partnership (and should file Form 1065 (PDF), U.S. Return of Partnership Income) unless the spouses qualify and elect to have the business be treated as a Qualified Joint Venture, or they operate their...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Ana Herrera

    Daly City, CA

    Healthcare, Personal Finance, Retirement

    2 answers

    2 out of 2 people found Ana's answers helpful

    Most recent answer
    I am thinking about taking $500,000 of my 401k and transferring that to a tax deferred IRA with a major investment house (T Rowe, Vanguard etc). I would leave the rest in my 401k to continue to collect the company matching until I leave the workforce :) Is this a fairly reasonable plan ?

    Do you have any employees?  How many employees do you have?And if you have employees are you thinking of offering them coverage?If the coverage is only for you and your family, it might be an advantage to apply for coverage through Covered California, it depends on your AGI (adjusted gross income), because you might qualify for subside help.  The cost of going outside the exchange is the same, but outside you won't get the subside...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Andrew Fitch

    San Francisco, CA

    Healthcare

    6 answers

    7 out of 8 people found Andrew's answers helpful

    Most recent answer
    At the time I visited my doctor, I had health insurance through my employer. I no longer work at the company, and now the insurance won't pay my bill of about $450. I didn't know I still had this bill and have made no payments. How can I reduce this bill?

    Based on the statement you submitted, your provider is billing you for a $462.43 patient balance -- which is equal to 100% of the billed charges. It looks like the hospital billed UnitedHealthcare as your health insurance plan but that your health plan denied the claim ("$0.00 Insurance Pmts/Adjs").I recommend calling your health insurance carrier to verify they received this bill and to ask the call representative why your claim was denied. Common reasons for a denied claim include not having...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Gary Votour

    Columbia, SC

    Healthcare

    27 answers

    28 out of 37 people found Gary's answers helpful

    Most recent answer
    How much do I need to budget for IVF?

    IVF Is out of my area of expertise, but I did find a good first hand account of the cost at Forbes magazine online. According to the article, "On average, nationally, a “fresh” IVF cycle costs $12,000, before medications, which typically run another $3,000 to $5,000."The article includes a great deal of other information that can help you in deciding what to do.It is called "The cost of IVF: 4 things I learned while battling infertility"I hope this helps you find the answers you are...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Beth Morgan CPC®

    WILTON, CT

    Healthcare, Investing

    10 answers

    2 out of 2 people found Beth's answers helpful

    Most recent answer
    The medical bills are more then I can handle, how do I get them reduced down?

    I know how difficult it can be to deal with medical bills, etc coming in after the loss of a loved one.You want to make sure that the charges are correct and your insurance company billed for them. You should not pay any more than what your insurance company says you owe.I would be happy to assist you if you wish.  Please don't hesitate to contact us to help you navigate through the medical bill maze.  Beth, your Medical Bill...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Harvey Matoren MPH

    Jacksonville, FL

    Healthcare

    1 answer

    1 out of 1 person found Harvey's answers helpful

    Most recent answer
    I am scheduled for surgery very soon. How do I know if anything related to my surgery needs precertification and/or approval?

    Lack of per-certification and approval is a major factor in denial of claims after they are submitted.  The policy holder is ultimately responsible for obtaining such approvals.  The easiest way to do this is first to call your insurance company to determine if you need such pre-certification.   You may need the specifi diagnosis and procedure codes which you can obtain from your doctor's office.   Many providers will tell you that they will obtain the precert fore...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Sharon Hollander

    Encino, CA

    Healthcare

    77 answers

    20 out of 32 people found Sharon's answers helpful

    Most recent answer
    I don't have insurance now, and open enrollment doesn't start for months. I need to get surgery soon. What can I do to proactively manage this situation and make sure I don't end up with a crazy medical bill?

    First I would contact an insurance broker to discuss your personal options with your budget. My advice is to read the policy you do get very carefully, as some have waiting periods before they will pay for surgery, tests or certain procedures.  Be honest and forthright when answering questions on your health questionnaire about your existing conditions.After you get insurance, you will need to do some investigating to make sure all the doctors involved in your care for the surgery accept...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michael Mezheritskiy

    Farmington, CT
    Boston, MA

    Retirement, Investing, Healthcare

    72 answers

    100 out of 152 people found Michael's answers helpful

    Most recent answer
    I rolled over about $900,000 from a 401(k) to an IRA. I am thinking of rolling over $200,000 of this money into a Roth IRA. I am in the 15% tax bracket. What would be the estimated amount of taxes I will have to pay to rollover this amount to the Roth IRA? Is it a good strategy to roll over this money? What factors should I consider before doing this?

    Good morning, the only thing I would like to add is this.When you are converting to a roth, if you have multiple investments that you are converting you should consider opening up a roth IRA for each of them and then convert each in to its own IRA. For example if you have 3 stocks, GE, Apple, J&J. I would suggest you open up 3 separate ROTH ira accounts and then convert each stock in to its own roth. Why would you do that. Well lets say you didn't and you moved all 3 stocks in to one Roth...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Pat Johnson

    Lincoln, CA

    Insurance, Healthcare

    32 answers

    12 out of 20 people found Pat's answers helpful

    Most recent answer
    I'm a federal employee about to enroll in a health plan. Which plan is the best for access to out of network providers?

    I am wondering if you know that the Dr's you want to go to aren't affiliated with any of your plan options?!If that is the case you would be better off with a PPO( Preferred Provider Option) Your co pays and deductibles would be higher but most likely you would get coverage.Let me know if you have any other...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Gloria Peth

    Osage Beach, MO

    Healthcare

    2 answers

    1 out of 1 person found Gloria's answers helpful

    Most recent answer
    I have short-term disability insurance through my employer but have not received payments on my claim due to "insufficient evidence to support inability to work." I am in a state of suspension and want to know what I can do to loosen the noose?

    This should answer you question!Waterville CT Scan Facility & Pricing IntroductionThere are 3 healthcare providers who offer CT Scan procedures in Waterville. The cheapest list price of an CT Scan in Waterville is $390.00 while the highest price is $4,600.00. There are 21 different types of CT Scan provided in Waterville and the pricing is different for each. Shop from the providers below and see how much money you can save.Waterville CT Scan Procedures & Cost AveragesBrain CT Scan Cost...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michelle Cates

    Port St Lucie, FL

    Healthcare

    7 answers

    5 out of 5 people found Michelle's answers helpful

    Most recent answer
    We have a recent hospital Emergency Room bill for $10,520 from January. It was recently reduced to around $980. Can we reduce what is left at all?

    Yes, it is possible for your balance to be reduced further. Some facilities will offer a prompt pay discount. For example, if you are able to pay 65% of the bill all at once the hospital may write off the remaining 35%. Also periodically hospitals will also run "debt amnesty" programs to reduce their outstanding aged accounts receivable. I've seen a hospital in the north east reduce bills by 50% during a debt amnesty program. If you're currently making monthly payments it never hurts to ask the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Stacy Gearhart JD

    Lakeland, FL
    Ft. Lauderdale, FL

    Healthcare

    4 answers

    4 out of 8 people found Stacy's answers helpful

    Most recent answer
    How and where can I apply for Extra Help with Medicare prescription drug costs?

    Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.  Information on Extra Help offered through the Social Security Administration can be found at: http://www.ssa.gov/medicare/prescriptionhelp/ Additionally, there...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Clarisa Odell

    Menlo Park, CA

    Healthcare

    8 answers

    4 out of 7 people found Clarisa's answers helpful

    Most recent answer
    What happens if I can't pay my medical bills?

    What happens depends upon who you owe.  Many providers will send your account to collections, which will affect your credit score.  Some hospitals may put a lien on your property.I advise my clients to pay at least a little bit each and every month to avoid being sent to collections. This practice is not guaranteed to keep you out of collections but has worked for many of my clients.Good luck....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Susan Scherer RN

    Wesley Chapel, FL

    Healthcare

    2 answers

    2 out of 3 people found Susan's answers helpful

    Most recent answer
    My 86 year old father is hospitilized with pneumonia in Seattle, Washington. Unfortunately, all of us children are spread out across the country. We've been communicating with a patient navigator at the hospital while we schedule our flights and time off from work, but one of my co-workers suggested hiring a patient advocate as well. What is the difference between a patient advocate and patient navigator?

    Another good resource is the National Association of Healthcare Advocacy Consultants. You will be able to locate an advocate and review different agencies....more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Susan Dressler

    West Chicago, IL

    Insurance, Healthcare

    12 answers

    3 out of 7 people found Susan's answers helpful

    Most recent answer
    Does the $6,350/$12,700 out-of-pocket max for obamacare plans apply to out-of-network care?

    If the $6,350 is your In network Out- of- pocket, then the $12,700 should be your Out of network Out -of -Pocket amount.  The Out- of -network Out -of- Pocket is normally double the In- Network Out- of -Pocket amount. All covered Out -of -Network charges would go to toward the...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Michelle Turner

    Cedar Park, TX

    Insurance, Healthcare

    6 answers

    6 out of 8 people found Michelle's answers helpful

    Most recent answer
    How can I pay for drug prescription without going broke? Going on Atripla soon!

    For eligible patients, Bristol-Meyers Squibb will help pay for the cost of prescription co-pays for ATRIPLA —up to $400 per co-pay for a total of 12 monthly co-pays within 1 year. If the total cost of your co-pay is over $400, you will be responsible for the outstanding balance. The program is for patients who meet certain eligibility criteria. Not sure if you are eligible, but here's a link for more information: http://www.atripla.com/copay.aspxGood...more »

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Elisabeth Russell CSA

    Vienna, VA

    Healthcare

    0 answers

    0 out of 0 people found Elisabeth's answers helpful

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Marie Connolly

    Aurora, CO

    Healthcare

    0 answers

    0 out of 0 people found Marie's answers helpful

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
  • Allen Heffler ChFC,CLU

    Willow Grove, PA

    Healthcare, Insurance

    0 answers

    0 out of 0 people found Allen's answers helpful

    Advisors offer free consultations to determine if you're a good fit for one another. Providing more information in the consultation request will help advisors have a better sense of what you're looking for. The advisor will contact you via email and set up a time to meet. Depending on the advisor, and your preferences, this could be an in-person or online meeting. You are under no obligation to engage them after meeting with them.
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