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NerdWallet's Review by MAXIME
Embrace pet insurance has coverage available for both dogs and cats. They have several plans that include annual payout limits of $2,000, $5,000, $10,000, and $15,000 respectively with a lifetime limit of $50,000. Pets must be at least 8 weeks old to enroll but once accepted they will be covered for... Read more Embrace pet insurance has coverage available for both dogs and cats. They have several plans that include annual payout limits of $2,000, $5,000, $10,000, and $15,000 respectively with a lifetime limit of $50,000. Pets must be at least 8 weeks old to enroll but once accepted they will be covered for life. Age limits to enroll for dogs include 9 years for mixed and 7 years for purebred. Age limits to enroll for cats include 11 years old for mixed and 9 years old for purebreds. Pros of the company include quick claims processing and exceptional customer service. One con of the company seems to be confusion when it comes to paperwork submitted by the customer. Overall Embrace is a solid company that routinely gets high marks among reviewers. Choosing one of their plans for your pet would not be a bad investment.
I want to learn more about Embrace's policies for

Pet Insurance

  • All spayed or neutered pets receive a 5% discount
  • Customers can choose their own annual maximum, deductible, and reimbursement percentage.
  • The Wellness Rewards flexible routine care plan covers regular veterinary care, and has no per-item limits.
  • Full Genetic Coverage: No limitations regarding genetic and hereditary conditions.
  • Does not cover prosthetic limbs, pregnancy, or illness relating to the teeth and/or gums
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What customers are saying
Received an email that my wellness reimbursement request was received days after mailing. Two days later, received another email stating the check was in the mail. Amount approved was what I expected. The coverage was well explained at signup and it was clear that illness/injury was the main coverage and wellness was available at an additional charge.
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Trina

Embrace has been very professional and courteous. We appreciate all of the care!
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Stephanie Marks

My dog had a sebaceous cyst on his tail I took him to the vet for treatment...This is the first claim with Embrace and I was very happy with the ease of reporting and customer support through the claims process.
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Rebecca J

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