Low Apr Credit Cards

A low interest credit card is great for someone who carries a balance month-to-month or plans to make a big purchase they’ll need some time to pay off. Depending on why you want the card, look for a 0% interest period or a low ongoing rate. When should you not get a low interest rate credit card? If you never carry a balance, make the most out of it with a rewards credit card. If you already have a ton of debt on your existing credit card, a balance transfer card will help you pay it down interest-free for a time. For our recommendations, check out our list of the best low interest credit cards.

Find the best credit card for you

Card Type
Sort By
Annual fee





Network preferences
Your credit score




What's my credit score?
Balance transfer fee





Credit card issuers
More card issuers
Foreign transaction fee





No foreign transaction fee credit cards
Cash advance fee





More card types
HIDE FILTERS
Showing 1 - 10 of 101  Results
Nerding... Please Wait
nerding
blur
Credit Card Annual Fee Introductory APRs Ongoing APRs *True Interest Cost
Citibank Diamond+Preferred Credit Card

Citi® Diamond Preferred® Card


Show Details
$0* 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
11.99%-21.99%* (Variable)
2.99%

Apply Now
Citibank Simplicity Credit Card

Citi Simplicity® Card


Show Details
$0* 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
12.99% - 21.99%* (Variable)
3.23%

Apply Now
Chase Slate+Elite Credit Card

Slate® from Chase


Show Details
$0 0% Intro APR on purchases and balance transfers for 15 months
11.99% - 21.99% Variable
4.48%

Apply Now
Discover It Credit Card

Discover it®


Show Details
$0 0% intro APR on purchases and balance transfers for 14 months.
10.99% - 22.99% (V)*
4.57%

Apply Now
Citibank ThankYou Credit Card

Citi ThankYou® Card


Show Details
$0* 0% Intro APR on Balance Transfers and Purchases for 15 months
12.99%-22.99%* (Variable)
4.85%

Apply Now
Chase Freedom+-+%24100+Cash+Back Credit Card

Chase Freedom® Visa


Show Details
$0 0% APR for 15 months on purchases & balance transfers
13.99% - 22.99% (Variable)
5.23%

Apply Now
Capital+One VentureOne+Rewards Credit Card

Capital One® VentureOneSM Rewards Credit Card


Show Details
$0 0% Intro APR on Purchases until May 2014
11.9% - 19.9% (V)
5.94%

Apply Now
American+Express Blue+Cash+Everyday Credit Card

Blue Cash Everyday® Card from American Express


Show Details
$0 0% on Purchases for 12 months
12.99% - 21.99% Variable
6.48%

Apply Now
Citibank Dividend+Platinum+Select+Visa+Card Credit Card

Citi® Dividend Platinum Select® Visa® Card


Show Details
$0* 0% Intro APR for 12 months on Balance Transfers and Purchases*
12.99%-22.99%* (Variable)
6.48%

Apply Now
Union+Bank Platinum+Edition+Visa+Card Credit Card

Union Bank Platinum Edition Visa Card


Show Details
$0 Purchase:
0% for 12 mos

Balance Transfer:
0% for 12 mos
Min APR:
9.99%
Max APR:
17.99%
Penalty APR:
29.99%
Cash Adv:
25.24%
7.47%

Apply Now
* "Annual Savings" and "True Interest Cost" are NerdWallet estimates and not credit card providers numbers.
comments powered by Disqus
Load more comments

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

© Copyright 2013 NerdWallet, Inc. All Rights Reserved. Privacy Policy|Terms of Use
Nerdwallet, Inc. is a BBB Accredited Financial Service in San Francisco, CA