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Interest Checking Accounts
A checking account will always be the best option for quick and ready access to cash. Unfortunately, finding a checking account that pays interest on the balance is increasingly tough these days. Use the filters below to find the best high yield checking account for you! Also check out NerdWallet's list of high yield online checking accounts. If you're more concerned about minimizing fees than increasing your interest earnings, try our tool to find a free checking account.
Find a high yield checking account
ACCOUNT TYPE
Location
Initial deposit
Deposit term
* The percentages indicate the highest available APY for each option
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Bank Account Account Type Minimum Deposit to Open APY
Federally insured by the FDIC
Interest Checking
$500 0.71%
Open Now
Federally insured by the FDIC
Interest Checking
$1,000 0.70%
Open Now
Federally insured by the FDIC
Interest Checking
$1 0.65%
Open Now
Federally insured by the FDIC
Interest Checking
$500 0.55%
Open Now
Federally insured by the FDIC
Interest Checking
$500 0.50%
Open Now
Federally insured by the FDIC
Interest Checking
$1 0.40%
Open Now
Federally insured by the FDIC
Interest Checking
$1,500 0.39%
Open Now
Federally insured by the FDIC
Interest Checking
$2,500 0.30%
Open Now
Federally insured by the FDIC
Interest Checking
$1 0.25%
Open Now
Federally insured by the FDIC
Interest Checking
$2,500 0.25%
Open Now
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*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

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