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Interest Checking Accounts
A checking account will always be the best option for quick and ready access to cash. Unfortunately, finding a high yield checking account is increasingly tough these days, and interest checking isn't for everyone. If you're more concerned about minimizing fees than increasing your interest earnings, try our tool to find a free checking account. If an interest-bearing checking account is what you're looking for, then NerdWallet can help you out! use the filters below to find the best option with the highest yield.

Looking for the best place to stash your cash? Check out NerdWallet's list of high yield online checking accounts.
Find a high yield checking account
ACCOUNT TYPE
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* The percentages indicate the highest available APY for each option
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Bank Account Account Type Minimum Balance for APY APY
Bank5 Connect
Federally insured by the FDIC
Interest Checking
$100 0.76%
Open Now
Bank of Internet USA
Federally insured by the FDIC
Interest Checking
$500 0.71%
Open Now
FNBO Direct
Federally insured by the FDIC
Interest Checking
$1 0.65%
Open Now
First Internet Bank of Indiana
Federally insured by the FDIC
Interest Checking
$500 0.55%
Open Now
Mutual of Omaha Bank
Federally insured by the FDIC
Interest Checking
$100 0.50%
Open Now
Alostar Bank of Commerce
Federally insured by the FDIC
Interest Checking
$500 0.50%
Open Now
VirtualBank
Federally insured by the FDIC
Interest Checking
$2,500 0.30%
Open Now
Nationwide Bank
Federally insured by the FDIC
Interest Checking
$2,500 0.30%
Open Now
EverBank
Federally insured by the FDIC
Interest Checking
$1 0.30%
Open Now
Salem Five Direct
Federally insured by the FDIC
Interest Checking
$1 0.25%
Open Now
Hmmm…We can't seem to find anything that matches your search criteria, try broadening it.
  1. [2013-07-17 14:55:44] - SAVEA DOLLAR says: the checking account at MCT is called Kassasi It lowered its rate to 2.5%
  2. [2013-07-17 14:20:16] - SAVEA DOLLAR says: phone #800 846 1751 MCT credit union
  3. [2013-07-17 14:14:43] - SAVEA DOLLAR says: it is is MCT credit union for Port Neches,Nederland, Orange &Bridge city Texas Mid County Teacher;s credit union
  4. [2013-07-17 06:02:06] - me says: there is no "mci credit union" according to google. did you mean mcu? if not, what is mci credit union website address?
  5. [2013-07-16 23:15:42] - SAVEA DOLLAR says: you can get 3,5% at MCI credit union free checking with 1 bill pay or direct deposit &10 debits also TEXAS FIRST BANK OFFERS 2% With same deal up to 10000$ at Texas First bank & 25000$ at MCI credit union
  6. [2013-07-11 21:46:57] - Henry says: Yes, but unless your hiding money under your bed, you're giving a brick and mortar bank your money while getting .001% or some pathetic return for it. To think you'll get several times the rate of return w/ online banks, you don't have to be Einstein to know its stupid to leave your $ with the traditional banks
  7. [2013-06-16 00:14:59] - Matthew Felsted says: Hmm.. This seems to be an insanely bad idea as the national inflation rate is greater than the amount you can earn with the top rate listed on this page. You'd actually lose a ton of money at these rates.
  8. [2013-06-15 22:13:08] - Scott says: Dupont Community Credit Union (mydccu.com) offers Grow Green Checking at 2.75% APY
  9. [2013-06-12 16:11:39] - justpicky says: USAA Federal Saving Bank ........good choice ........ Navy Federal Bank ........ Local Credit Union .......... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Would never bank with Wells Fargo , Citibank , B of A , and there's several others ...Banks are the reason why credit cards went south . And why home mortgages fail . Banks felt they couldn't fail , because they were to big ......The blame for this economy ....because of Greedy CEO's , Mortgage Companies , realtors , and many others including polictians ... What they didn't tell the public .....we're in a 13 year Recession .....2007 - 2020 As far as credit cards they're only good for Emergency , one card is enough not over $1,000 ....

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

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