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Table of Contents
- What is a budget planner?
- What is a REIT?
- Dividend definition
- What is a lady bird deed?
- Mortgage rates this week
- Definitions: Money Transfer Rates
- What is bill pay?
- See CD rates by term and type
- What is a brokerage account?
- What is personal finance?
- » This page is out of date
- Still deciding on the right carrier? Compare Medigap plans
- » This article is out of date
- Charles Schwab is best for:
- Robinhood is best for:
- Stock market definition
- About AARP
- Medicare Advantage companies
- What documents do you need to file your taxes?
- Fidelity is best for:
- Vanguard is best for:
- 6 steps to opening a Roth IRA
- What is a W-4?
- What is Plaid?
- About Aetna
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- Acorns is best for:
- What is mortgage pre-qualification?
- Find the right Medicare Supplement Insurance plan
- Bluevine Business Checking
- Mortgage rates today: Wednesday, April 24, 2024
- Quick tips for where to exchange currency
- What the 15/3 credit hack claims
- Why the 15/3 credit hack is wrong
- What’s the truth?
- Credit utilization ratio details
- What really helps your credit score
- What is a utility bill?
- What is a 529 college savings plan?
- What is inflation?
- Inheritance tax definition
- What is a spot Bitcoin ETF?
- What is a VA home loan?
- How to make money as a kid
- What is a credit freeze?
- How much emergency fund should I have?
- Best-performing leveraged ETFs
- Regulation D and why it matters
- Roth IRA taxes
- How to get paid on TikTok
- What are dividend stocks?
- About USAA home insurance
- How much is an oil change?
- 1. Go to a museum, aquarium or zoo
- What to expect flying Alaska Airlines premium class
- How to buy stocks in 6 steps
- About Amica home insurance
- 7 budgeting tips for everyone
- What is YouTube Premium?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- United fare classes: The differences
- What is a savings account?
- How does the Fear and Greed Index work?
- Decide what fees make sense for you
- 1. Certificates of deposit (CDs)
- What are brokerage fees?
- Check out online broker education centers for investment courses
- 7 of the best apps to make money
- Mortgage options
- How to get paid on YouTube
- The best airlines to fly to Japan
- How do CDs work?
- Can you withdraw money from a 401(k) early?
- How much are taxes on lottery winnings?
- What's the best S&P 500 ETF?
- Why is personal finance important?
- Can you gift stock?
- How can a CPA help you with taxes?
- Non-QM loans: flexibility at a cost
- The stock market explained
- Know where your credit score stands
- What is renters liability insurance?
- Start with the average cost of dog grooming
- Types of foreign ATM fees
- What does APY mean?
- The World of Hyatt award chart
- What are small-cap stocks?
- What is a CD ladder?
- How much are United miles worth?
- 1. 'Stack' store and manufacturer's coupons
- Credit score mortgage calculator FAQ
- How much does a wedding cost?
- What is a conforming loan?
- Types of lines of credit
- Mortgage income calculator help
- 1. When you have upcoming trips
- Debt consolidation calculator
- What is Global Rescue?
- What is the Walt Disney World VIP tour?
- What is SSDI?
- 7 best-performing AI stocks
- What are Vanguard index funds?
- How voluntary repossession works
- Where they’re based and where they fly
- Create a budget plan that works for you
- What is the California rule?
- What information is on a utility bill?
- Online therapy is as effective as in person for many issues
- 1. Check what you already have and make a list
- 1. Open an IRA
- 1. Set your budget
- Understand your legal rights
- Frugal food tips
- How do LLC taxes work?
- Where you can find them
- Best-performing REIT stocks: April 2024
- What types of passport services are available?
- The best cheap car insurance
- Best advice for first-time flyers
- General advice for international money transfers
- How many bank accounts should I have?
- Average car loan interest rates by credit score
- Can you refinance an FHA loan?
- How do CDs work?
- The best car insurance
- 1. Make extra payments toward the principal
- 50/30/20 budget calculator
- The best flight booking sites
- Calculate your closing costs
- Best banks and credit unions
- What’s required to get coverage for CPAP
- Ally Bank CD rates
- Robinhood at a glance
- Check your eligibility
- Calculate your wedding budget
- Which transactions could be limited under Reg D?
- 1. Backup camera
- What is a company overview?
- How does capital gains tax on real estate work?
- Snapshot comparison
- First, some background
- 4 budgeting methods to consider
- What types of car-buying apps are available?
- 1. Start investing as early as possible
- Fidelity at a glance
- Check prices at nearby airports
- Colorado state income tax rates and tax brackets
- Why you shouldn’t gift a house
- What to do before applying for a mortgage
- Read the owners manual
- Auto insurance
- Reasons to get life insurance in your 40s and 50s
- Why is having a low credit utilization important?
- Taking a life insurance medical exam
- Funding a business with personal vs. business credit cards
- Bilt airline and hotel transfer partners
- January
- Acorns at a glance
- Where do those $1 charges come from?
- 21 Small-business tax deductions
- 1. Non-retirement goals
- Step 1: Take inventory of your skills
- 1. Sell spare electronics
- California state income tax brackets and rates
- How does annual renewable term life insurance work?
- Step 1: Check your credit
- How to calculate student loan interest
- How much does equipment cost?
- What is invoice financing?
- Minimum wage over time
- An overview of Delta Premium Select’s benefits
- Average savings account rate: 0.46%
- Best ways to consolidate credit card debt
- Ensure pre-filled information is accurate
- Investing through an HSA
- 1. Know your bank’s mobile check deposit requirements
- What is the Chevron deference?
- 4 ways to invest 20K
- Best day to book a flight
- Top credit cards for online travel-booking websites
- How does a lady bird deed work?
- How to find a currency exchange near you
- The best ways to book flights
- How does bill pay work?
- What is the Secure 2.0 Act?
- How do brokerage accounts work?
- Best fleet fuel cards
- You have a right to know what’s on your credit reports
- Car insurance premiums
- Shopify: Best built-in online shopping cart
- What does this value mean?
- What is an EIN?
- Late winter and early spring
- Charles Schwab at a glance
- 1. Clean up your credit
- Debit card transaction type
- Travel rewards
- Buying an existing business checklist
- Is credit repair legal?
- EPS formula and example
- Ways to avoid credit card interest
- Calculator: Convert United miles to dollars
- In this article
- What is Frontier’s GoWild Pass?
- How to use the business line of credit calculator
- Biggest life insurers in the U.S.
- For a high flat rate
- What happened to egg prices in March?
- Best business expense trackers at a glance
- 4 common check fraud scams
- Where is Puerto Rico?
- 6 ways to buy Bitcoin
- 1. Breeze Airways runs limited routes
- What is adjusted gross income (AGI)?
- How to use the debt consolidation calculator
- Lucrative rewards
- What goes into the credit card interest calculation
- How to use the pre-qualification calculator
- About The Platinum Card® from American Express
- Best Medicare Supplement Insurance companies
- 1. Hit the minimum spending requirement to earn a sign-up bonus
- 1. Fill out the FAFSA
- 1. Think before you rebalance
- Many Gen Z parents facing financial struggles
- Kids don’t need an ID when flying within the U.S.
- Start a wedding venue with these 6 steps
- Types of RVs
- Daily mortgage rates chart
- What can cause a crypto crash?
- Delta flight change policy
- How much is YouTube Premium?
- What is the gift tax?
- You booked flexible airline tickets
- Our picks for the best life insurance companies in April 2024
- Credit card requirements: Make sure you qualify
- Who is the typical student loan borrower?
- Why some borrowers want to switch servicers
- How to change your student loan repayment plan
- 2. Limit your shopping trips
- How to make money online
- 1. What makes mortgage brokers different from loan officers?
- At a glance
- Average inflation rate
- How much do Instagram influencers make?
- Breakdown of central air costs
- The best money-making apps
- What does IHG Ambassador status include?
- Is inheritance taxable?
- Top 11 spot Bitcoin ETFs by fee
- How does a VA home loan work?
- Where to get home insurance quotes
- What is the 401(k) early withdrawal penalty?
- How to freeze your credit with all 3 bureaus
- How much of my credit card should I use?
- Hilton Honors
- The best Chase transfer partners
- Key findings
- Trip cancellation or interruption due to pregnancy
- What is the Kia Challenge?
- How to invest in stocks in 6 steps
- What is a business credit score?
- Leveraged ETF definition
- 28 ways to save money
- AARP Medicare Advantage pros and cons
- Roth IRA taxes on earnings
- 1. Shop around
- Why signatures once mattered
- Choose Bank of America if:
- Vanguard at a glance
- Subsidized vs. unsubsidized student loans
- Deductibles
- Oil change prices at chain shops
- Transaction types
- If you're worried, take action
- What minimum credit score is needed to buy a car?
- 2. Read a book
- Risk tolerance factors
- Steps to getting an auto loan with bad credit
- Plaid: The basics
- Aetna Medicare Advantage pros and cons
- Steps to selecting seats on planes
- The income-driven plan you use
- Banks that offer joint business accounts
- 1. Check your calendar
- What are the weekly jobless claims?
- How to convert JetBlue points to dollars
- 2. Sell your gift cards
- Rite Aid
- Where you can find Hyatt club lounges
- How much does capitalized interest cost?
- Wells Fargo Active Cash® Card
- The best life insurance for seniors in April 2024
- How are dividends taxed?
- 1. Tax planning starts with understanding your tax bracket
- Who can set up a Robinhood IRA?
- Why you need a savings account
- What is liquid net worth?
- Does Spirit give refunds?
- Wise is best for:
- Why is it good to have multiple bank accounts at different banks?
- Ways to earn money as a younger kid
- Black Friday tips to help you save
- What is the 50/30/20 rule?
- Examples of personal finance in everyday life
- The benefits of gifting stocks
- Why retirement savings matter
- How much are closing costs?
- Average costs by project
- Who needs to get an EIN?
- What are the drawbacks of private student loans?
- There’s a new wrinkle
- Which transactions don’t apply to the savings account withdrawal limit?
- 2. Blind spot warning and cross-traffic alert
- At a glance
- Why you might want the Capital One® Walmart Rewards™ Mastercard®
- How much debt will I need to take on during undergrad?
- What to know before getting a Marriott credit card
- Factors that could affect the size of your bill or tip
- Best small-cap stocks, ordered by one-year performance
- 2. Find a coupon database or a browser extension
- What does the GoWild Pass cost?
- Banking
- Conforming loan limits 2024
- How to lower your credit utilization
- Expensify
- How much is car insurance?
- How much is Airbnb for a week?
- Step 2: Focus on monetizable skills and ideas
- Who qualifies for SSDI?
- AAA home insurance star ratings and availability
- Why mortgage rates change every day
- How is PMI calculated?
- Length of the trip
- Cheap car insurance
- Understanding the Main Street-Wall Street disparity
- Before you dispute a credit card charge
- 529 plan benefits
- Hotels.com® Rewards Visa® Credit Card
- When to choose the American Express® Gold Card
- Enroll in a few Udemy courses
- Best-performing REIT mutual funds: April 2024
- What are dividend stocks and why buy them?
- What reasons can you withdraw from your 401(k) early?
- 1. Traditional or Roth IRA
- Best car insurance in Florida overall: Travelers
- Lottery tax calculator
- How to choose an S&P 500 ETF
- CPAP therapy comes with continuing expenses
- What is a CD term?
- Who is most likely to earn minimum wage?
- How the market works
- Why do I need a company overview?
- How the home sale tax exemption works
- Choose Citibank if:
- 20 high-dividend stocks
- Silly string and foul odors
- How we selected the best car-buying apps
- What is Colorado’s standard deduction?
- Where USAA stands out
- Best affordable homeowners insurance in Georgia: Auto-Owners
- Service overview
- How to fill out a W-4
- 3. Catch a movie
- 2. Perks fall a little short given the annual fee
- Why do I only see it with certain purchases?
- Where Amica stands out
- 3. Pawn something
- How we ranked the top life insurers
- Take advantage of the triple tax benefit
- What is the dividend tax rate?
- 2. Confirm the check amount is within mobile deposit limits
- Best day to fly
- 3. Stick to your list
- What you need to know about savings accounts
- How is the Fear and Greed Index used?
- Request an offer, then consider it
- Frugal shopping tips
- How to calculate the inflation rate
- How many Instagram followers do you need to make money?
- 2. Cash management accounts
- Best place to exchange currency: Your bank or credit union
- Wise pros
- When should you refinance an FHA loan?
- 8 ways the Secure 2.0 Act affects your retirement
- 2. Refinance if you have good credit and a steady job
- How to find a CPA or tax accountant near you
- You have a right to privacy
- How to convert American miles to dollars (calculator)
- Why get the Bank of America® Premium Rewards® credit card?
- The largest banks in the U.S.
- Auto loan origination by credit score
- Why travelers will prefer the Chase Sapphire Preferred® Card
- What is the cheapest car insurance in California?
- How to read an earnings report
- The best ways to redeem Hyatt points
- United MileagePlus Miles value over time
- Earning Chase Ultimate Rewards points
- Conventional vs. synthetic
- What is the best credit score to buy a house?
- How credit scores affect auto loans
- How much does Alaska Airlines premium class cost?
- What is a personal line of credit?
- Best car insurance in Massachusetts overall: Travelers
- How SAVE differs from other student loan repayment plans
- How do you get to Puerto Rico?
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- Our take
- 2. Consider your online options
- Disney VIP tour cost
- How much is PMI?
- How much does annually renewable life insurance cost?
- State minimum wages in 2024
- Three steps to find the card for you
- How voluntary repossession affects your credit and finances
- How often can you change student loan repayment plans?
- 2. Shop for a loan
- How LLCs pay income taxes
- How investment and brokerage fees affect returns
- Read through Morningstar’s investing classroom
- Best-performing REIT ETFs: April 2024
- Is there a federal inheritance tax?
- Are auto loan interest rates rising?
- Information you need to freeze your credit
- How to choose a brokerage account provider
- Where to stash your emergency fund
- Life insurance premiums
- How the Kia Challenge may affect your insurance
- Holiday weekends
- More details about Ally Bank CDs
- What is a mega backdoor Roth?
- Pricing transparency
- What is a reasonable wedding budget?
- Other reasons not to gift a house
- For optimizers
- How to choose the best life insurance for people over 40 or 50
- Life insurance medical exams: What insurers are looking for
- Pros of funding a business with credit cards
- 4 steps to spot a fake check and avoid trouble
- February
- Grace period
- What does the The Platinum Card® from American Express cost for military personnel?
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- How does this differ from what the Barclaycard Financing Visa® offers?
- 2. Search for scholarships
- 2. Consider "buying the dip"
- Under-40 consumers rely on credit cards but don't realize the downside
- How do JetBlue TrueBlue points compare to other airlines?
- Personalized versus average interest rates
- Location and construction
- How the annual gift tax exclusion works
- Your hotel has a friendly cancellation policy
- How do Vanguard index funds work?
- High CD rates for now
- Student loan debt by age
- 3. Endorse the check
- Don’t live in California? This could still be your future
- What do the herring fisheries want?
- Online therapy: Pros and cons
- 4. Pay attention to prices
- Exactly what are liquid assets?
- 2. How does a mortgage broker get paid?
- Wise cons
- Is 0% credit utilization bad?
- How do lottery taxes work?
- How do you calculate closing costs on a house?
- Square Online: Best free built-in online shopping cart
- What you pay for CPAP
- How are business credit scores calculated?
- 3. Bluetooth connectivity
- Roth IRA taxes on withdrawals
- Compare cards
- Or go with an alternative
- Where to find auto sales listings
- Request your FSA IDs
- Coinsurance and copays
- Where USAA falls short
- How the Frontier GoWild Pass works
- 'Recommended' maintenance
- 2024 conforming loan limits by county
- 2. When you anticipate spending a lot
- How to earn Bilt Rewards points
- How to calculate adjusted gross income
- What’s behind the pre-qualification calculation?
- What does Global Rescue membership cover?
- Where Amica falls short
- 4. Work today for fast cash today
- Step 2: Pre-qualify and compare offers
- What to expect: Delta Premium Select
- Choose a new servicer when you consolidate
- How do I find the best 529 plans?
- How to monetize your Instagram with fewer followers
- VA home loan eligibility
- Who’s saving what?
- Retirement account options
- Trip cancellation or interruption due to complications of pregnancy
- How do American miles compare to other airlines?
- Short-term CDs (1 year or less)
- 1. Chase: $2.61 trillion
- How do leveraged ETFs work?
- What if I go over the limit?
- AARP Medicare Advantage star ratings
- Is renters liability insurance required?
- Go ahead and sign your card
- Investing for income: Dividend stocks vs. dividend funds
- What can credit repair services do?
- Why small-cap stocks are risky
- How to build a CD ladder
- How do United miles compare with other airlines?
- Do I have to pay Colorado state income tax?
- 3. Read the fine print
- Learn about more life insurers
- 4. Play a game inside
- How Plaid works
- When should I worry about a $1 charge?
- Average annual PMI premium
- Who has access to Hyatt lounges
- How much is YouTube Music?
- You haven’t booked nonrefundable activities
- Does raising the minimum wage cause inflation?
- Best life insurance for seniors in April 2024
- Historical national rates
- Import income information automatically
- Prepare for long-term care
- What are qualified dividends?
- What kind of accounts and investments are available?
- 5. Buy the Sunday paper (for coupons)
- 2. Set financial priorities
- Savings accounts with strong APYs can help your money grow
- Pros and cons of a lady bird deed
- How to use average car interest rates
- IHG Rewards
- 13 fundamentals of personal finance
- You have a right to dispute errors
- Repayment terms may be interest-only
- 2. Rebalance your debts and income
- How much equity do you have?
- 4. Head-up display
- What should I include in a company overview?
- Search for one-way flights
- State availability
- How can I elevate my credit score to buy a home?
- Conforming loan benefits
- What time zone is Puerto Rico in?
- 3. Rewards are mostly based on seating tiers
- Our tips
- Step 3: Research the top places to make money online
- 3. Call your company
- PMI calculator help
- Has crypto crashed before?
- What causes interest to capitalize on student loans?
- Best life insurance companies: Pros and cons
- Use a budget planner
- How to change your payment amount
- Timing the market vs. time in the market
- 3. High-yield money market accounts (MMAs)
- Take a college course on investing
- How do REITs work?
- Inheritance taxes vs. estate taxes
- Dividend vs. growth stocks
- Another money-change option: online currency converters
- Wise transfer methods and options
- What is a Bitcoin strategy ETF?
- Why is it bad to have multiple bank accounts at different banks?
- How to set up bill pay
- How to get car insurance quotes
- FHA refinance options
- Best car insurance in Florida for your budget: Geico
- Renters insurance premiums
- What you can do to stay insured
- See CD rates by bank
- What to consider when opening CDs
- Auto loan interest rates by credit score
- Card network
- 2. Take advantage of car insurance discounts
- Who qualifies for the home sales tax exclusion?
- How we chose the cheapest companies in California
- Bank of America vs. Citibank: Basic checking accounts
- Mega backdoor Roth 2024
- How to calculate APY
- Lube shops vs. dealerships
- Overall cost
- How to plan a wedding on a budget
- A potential ‘Hail Mary’ fix
- Credit cards
- 5. Play a game outside
- Costs of life insurance for those in middle age
- Why are eggs so expensive?
- Aetna Medicare star ratings
- 3. Choose an affordable school
- Broker messages bring massive fines
- Air Canada Aeroplan
- Will your disability benefits change when you turn 65?
- 5. Seek community loans and assistance
- Joann
- Is annual renewable term life right for you?
- Size of group
- What is invoice factoring?
- Are Vanguard index funds a good investment?
- Yes, you can keep your gas-powered car
- 3. Determine other ownership costs
- You can ask for offers all year
- 3. Is a mortgage broker right for me?
- Fees
- Are brokerage fees tax-deductible?
- You only need one S&P 500 ETF
- 5. Dash cam
- Roth IRA taxes vs. traditional IRA taxes
- Red tape everywhere
- Top car-buying apps
- How interest accrues on subsidized and unsubsidized loans
- How much are Chase Ultimate Rewards® points worth?
- Out-of-pocket limits
- Find the best life insurers
- What is a FICO Auto Score?
- The smart way to service your car
- Is Alaska premium class available on every flight?
- Best budget auto insurance in Massachusetts: Geico
- Certify
- How much of your income should go toward a mortgage?
- When is the best time to travel to Puerto Rico?
- March
- What is debt consolidation?
- 3. Remember why you chose your investments
- 2. Today vs. tomorrow
- 4. Contact the IRS
- Are Disney VIP tours worth it?
- How has the JetBlue points value changed over time?
- How your credit score affects your rate
- Student loan interest calculator
- What are AI stocks?
- Do all workers earn at least the minimum wage?
- How to avoid voluntary repossession
- Travel credit card availability
- 3 other ways your student loan servicer can change
- 4. Open the mobile deposit function in your bank app
- 2. The difference between tax deductions and tax credits
- 6. Avoid online grocery shopping
- Put your dispute in writing
- Limitations of the Fear and Greed Index
- 529 plans by state
- Frugal entertainment tips
- 5 ways to make money on Instagram
- How long will your mortgage loan last?
- How to apply for a VA home loan
- Best car insurance companies: Our winners
- Medical coverage for pregnant travelers
- When is the best time to use American miles?
- How to apply for an employer identification number
- Do personal credit scores affect business credit scores?
- All year
- What are the drawbacks of federal student loans?
- What is the point of the stock market?
- How much debt can, and should, I take on?
- How to reduce your dog grooming bill
- How to avoid paying bank fees while traveling
- 2. Decide how much to invest
- Basic EPS vs. diluted EPS vs. adjusted EPS
- Why small-cap stocks are mighty
- When is the best time to use United miles?
- Am I a resident for Colorado income tax purposes?
- USAA home insurance coverage
- 4. Learn your store’s coupon policy
- Is a business line of credit right for me?
- Best homeowners insurance in Georgia for coverage: Openly
- 6. Volunteer
- The risks of ignoring risk tolerance
- How to get the best results
- Cons of funding a business with credit cards
- 3. When a limited-time offer is available
- Average daily balance
- 2. Take advantage of additional bonus offers
- Why Airbnbs are cheaper per-night for long stays
- Your family size and location
- How many jobs were added in March?
- 6. Ask for forbearance on bills
- I’m worried about keeping my crypto with an exchange. What should I do?
- How to change a Delta flight over the phone, online or in the app
- It’s already included on your credit card
- Average interest checking account rate: 0.08%
- File your FAFSA renewal early in the cycle
- What happens if Chevron is overturned?
- How a savings account works: withdrawal limits
- Investment fee calculator
- Get personalized help
- REITs' average return
- How are dividends paid out?
- Top 8 Bitcoin strategy ETFs by fee
- How credit utilization affects your scores
- Do I have to pay state tax on lottery winnings?
- You have a right to leave the past in the past
- Homeowners insurance premiums
- Shift4Shop: Best shopping cart for B2B sellers
- Leveraged ETF expenses
- Do the math
- What if I need cash after I hit the limit?
- 6. Tunes, directions and apps
- What renters liability insurance covers
- 3. Drive safely
- How much does credit repair cost?
- How to get subsidized and unsubsidized loans
- Card readers and apps
- Limitations of the Frontier GoWild Pass
- For average credit
- Ways to consolidate debt
- What’s the difference between pre-qualification and preapproval?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Cheap cell phone plans from brands owned by the big three
- Episode transcript
- Amica home insurance coverage
- California income tax deadlines and extensions
- Capitalization increases interest costs
- Other costs and issues
- Is YouTube Premium worth it?
- How to calculate your liquid net worth
- Priceline VIP Rewards™ Visa® Card
- Where to exchange currency outside the U.S.
- How to unfreeze your credit
- Saving for emergencies, retirement and vacations top list
- Borrowers who may consider a non-QM loan
- What are your options?
- Why small-cap stocks are not that different
- Steps to fill out the FAFSA for U.S. citizens with undocumented parents
- Redeeming Chase Ultimate Rewards points
- Other factors can help you buy a car with bad credit
- What is a nonconforming loan?
- 7. Visit the farmers market
- Where to find your AGI on your 1040
- The Platinum Card® from American Express military benefits
- Who can open a joint business account
- How flexible are JetBlue points?
- 7. Request a payroll advance
- Where to rent an RV
- When you should lock your mortgage rate
- What are the risks of buying crypto?
- How much does it cost to buy Vanguard index fund shares?
- Student loan debt by race and gender
- Pay yourself back later
- 5. Take clear pictures of the check with your mobile device
- Should you refinance your student loans?
- 7. Calculate your burn rate
- 4. Find the right car for you
- Think twice before canceling
- When to choose the Chase Sapphire Preferred® Card
- 4. Peer-to-peer lending
- The best airlines to fly to Japan with points
- Choosing the right investments
- 2. Bank of America: $2.34 trillion
- 3. Don’t ask for too much cash
- How to maximize savings
- 7. Massaging and heated seats
- Regulated versus unregulated debit cards
- Cheap car insurance in California by age
- Staying safe
- Bank of America vs. Citibank: Basic savings accounts
- How to choose the right budget system
- Avoiding the upsell
- How to choose a life insurance company in 2024
- How to get a personal line of credit
- What if you're priced out of homebuying?
- 4. When you can squeeze value out of a Companion Pass
- How to transfer Bilt Rewards
- Weighing the pros and cons of debt consolidation
- Where Plaid is used: Examples
- Introductory incentives
- 4. Look at the necessities
- Two ways to access Hyatt lounges without Globalist status
- Gift tax limit 2024
- Best life insurance company overall: MassMutual
- When voluntary repossession makes sense
- What special features does the Robinhood IRA have?
- How do you set up a lady bird deed?
- Pros and cons of VA home loans
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- What's next?
- 3. Enroll in autopay
- Marriott Bonvoy
- When to estimate closing costs
- Midrange CDs (2-3 years)
- 4. Drop car insurance you don’t need
- Is Medigap worth the cost?
- Point-of-sale hardware
- There are better ways to transfer a house
- 8. Go thrift shopping
- Alternative funding sources for small businesses
- How much is car insurance in my state?
- 3. Other investment options
- Kids need an ID when flying internationally
- What is the current unemployment rate?
- Do you have to contact anyone to switch from SSDI to Social Security?
- Kirkland’s
- Other factors to consider
- How to avoid capitalized interest on student loans
- 3. Taking the standard deduction vs. itemizing
- How the S&P 500 is doing today
- Prepaid 529 plans by state
- Frugal DIY project tips
- 4. How do I choose a mortgage broker?
- More about these investment expenses
- Types of REITs
- States that have estate taxes, inheritance taxes or both:
- 6 types of dividends
- 2. Solo 401(k)
- What is a good business credit score?
- How much should you spend on a mattress?
- Where to find non-QM loans
- Learn more
- Lenders look at more than a bad credit score
- Why the Chase Freedom Unlimited® could be more appealing for some
- What does AARP Medicare Advantage cost?
- Should you tip a dog groomer?
- Your 401(k) plan allows after-tax contributions
- Competition from management companies
- How can I repair credit myself?
- APR vs. APY: What’s the difference?
- 5. Make a shopping list and use apps for more savings
- Why is there an egg shortage?
- Best car insurance in Massachusetts for having few customer complaints: Mapfre
- MileIQ
- April
- 4. Use grants if you qualify
- How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
- 5. File taxes without a W-2
- AAA home insurance coverage
- 8. Take a loan from your retirement account
- Working YouTube Premium costs into your budget
- Invoice financing vs. invoice factoring, summarized
- In-person therapy: Pros and cons
- 8. Follow your favorite brands
- The Bitcoin ETF price war
- Does FDIC insurance cover multiple accounts at the same bank?
- How to open a brokerage account
- How has the value changed over time?
- Cheapest for 20-year-old drivers
- Why you might pass on the Capital One® Walmart Rewards™ Mastercard®
- 3. Open an investment account
- Taking out federal loans vs. private loans
- Ways to reduce credit card interest
- Can United miles be used on other airlines?
- USAA home insurance rates
- Weigh your options
- 5 steps to applying for a mortgage
- 9. Go for a walk
- How to upgrade to premium class
- The significance of adjusted gross income
- What does Aetna Medicare Advantage cost?
- Global Rescue membership types
- Your tax status with your spouse
- How to apply for a joint business bank account
- Is unemployment rising or falling?
- Disney VIP tour vs. Genie+ and Individual Lightning Lane
- Alaska Airlines Mileage Plan
- Today’s rates for specific kinds of mortgages
- Do I have to pay California state tax?
- Bank of America® Customized Cash Rewards credit card
- When travel insurance is worth it
- What happens next?
- Inflation example
- Hotel loyalty programs
- How to change or cancel your Spirit reservation
- Should I take a lump sum payment or annuity payments?
- How to gift stock
- Emergency medical evacuation due to pregnancy
- Payment processing fees
- Correct your FAFSA is you used an earlier workaround
- Integrations with accounting software
- Best homeowners insurance in Georgia for consumer experience: American Family and Nationwide
- 4. The sign-up bonus is decent
- The bottom line
- Does pre-qualification affect your credit score?
- Cheap cell phone plans from brands that resell network service
- California mandates electric cars, but is the grid ready?
- 9. Borrow against life insurance
- Pros of invoice financing and factoring
- Gift tax limit 2023
- What states are increasing minimum wages in 2024?
- Hack your IRA
- 6. Confirm the check details and complete the deposit
- Is United’s basic economy worth it?
- How much to keep in your savings account
- 5. Contact the seller or visit a dealership
- 5. Online savings accounts
- Watch out for capital gains taxes
- Where to avoid exchanging currency
- How to make an appointment at a passport agency
- What info do you need for a home insurance quote?
- Get more help with monthly budget planning
- Other partners worth considering
- WooCommerce: Best shopping cart plug-in for WordPress users
- Mattress-buying tips
- Quick tips on avoiding Reg D related fees
- Bank of America vs. Citibank: Certificates of deposit
- How to invest in dividend stocks
- What if you can’t afford to tip?
- Your 401(k) lets you move your after-tax money
- 6. Use coupons strategically
- W-4 form 2024
- 10. Take a hike
- What's my risk tolerance?
- How to store the Bitcoin you buy
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Discounts
- Should you claim early Social Security benefits?
- How did we determine value?
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- Step 3: Choose your lender and loan
- It’s go time: Apply for a card
- Dividend tax rate 2023
- Chase Sapphire Preferred® Card
- Do spot Bitcoin ETFs have custodianship risk?
- What should I do if I want to insure more than $250,000?
- Ways to earn money as a teenager
- What do closing costs include?
- How flexible are American miles?
- 3. Wells Fargo Bank: $1.68 trillion
- 4. Consider a co-signer
- Benefits of CD ladders
- Deposit timing
- Is the Frontier GoWild Pass worth it?
- How a personal line of credit affects your credit score
- What are the most popular attractions in Puerto Rico?
- Interest rate
- 3. Use online shopping portals
- 5. Think about staying invested if you can
- Step 4: Evaluate and pivot
- 6. Request more time to file
- How to calculate the unemployment rate
- 10. Use a credit card cash advance
- How does crypto fit into your portfolio?
- When do I start accruing interest?
- How to invest in AI stocks
- 7. Keep the check until it's processed
- How to handle these bills
- The water’s fine, but wade in slowly
- 9. Try out generic labels
- Alternatives to a lady bird deed
- Skip currency exchange: Use a credit or debit card
- Consider the costs of cashing out your 401(k)
- 4. Make biweekly payments
- Compare the best savings and money market accounts
- Alternatives to non-QM loans
- What is the stock market doing today?
- What does personal liability insurance not cover?
- 5. Drive a car that’s cheap to insure
- Meanwhile, minimize the impact of inflation on your life
- 11. Ride a bike
- Why are eggs so expensive in California?
- Best Massachusetts auto insurance for ease of use: Farmers and Progressive
- Which Bilt transfer partners are best?
- 5. Redemption options are narrow
- May
- 5. Get a work-study job
- Other ways staying in one place can save money
- Cons of invoice financing and factoring
- How the lifetime gift tax exclusion works
- The bottom line
- Best life insurance company for applicants with HIV: Guardian
- Average certificate of deposit rate: 1.81% for one-year CDs
- Servicing changes are underway
- Frugal home expenses tips
- LLC payroll taxes
- Spirit Reservation Credits
- Types of mortgage loans
- What is the VA loan limit?
- Best car insurance in Florida for ease of use: State Farm
- What are fleet cards?
- What if the market changes or you leave your job?
- Where to buy insurance for traveling while pregnant
- Change your repayment plan
- How compound interest works
- Search for individual tickets if traveling in a group
- Discounts
- Contract periods
- Compare prices and services
- Buying extra life insurance coverage
- Zoho Expense
- How to increase your pre-qualification amount
- Looking for value with less fuss? Go with the Chase Freedom Unlimited®
- Can you collect SSI and Social Security disability or retirement benefits?
- 11. Look for a payday alternative loan
- What is California's standard deduction?
- 3. Get disability and life insurance
- Alternatives to savings accounts
- 3 ways to avoid inheritance tax
- How to freeze your child’s credit
- How do I deal with lottery taxes?
- World of Hyatt
- Long-term CDs (4-5 years)
- Which card (or cards) should you get?
- 6. Increase the deductible
- Enrollment time limits
- 7. Buy in bulk
- How to find the 2024 W-4
- Is Alaska Airlines premium class worth it?
- What is your modified adjusted gross income (MAGI)?
- Travel-friendly benefits
- Global Rescue membership cost and coverage
- 4. Whether it's time for a financial advisor
- What is the labor force participation rate?
- How student loan payments are applied
- Invoice financing vs. factoring: Which is right for my business?
- Minimum wage increases
- Average student loan amounts by debt type
- Next steps:
- Dividend tax rate 2024
- 10. Use credit cards strategically
- 6. Inspect and test-drive the car, if applicable
- When to get a CD
- Brokerage accounts are taxable accounts
- No-closing-cost mortgages
- Compare the best CD accounts
- Bank of America vs. Citibank: Banking experience
- You’ve got money left over for savings
- 4. Pick an investment strategy
- How did we determine the value of United miles?
- Customer support
- How to build your credit before car shopping
- 12. Sleep in the woods
- Pros and cons of a personal line of credit
- Comparing lenders to get a bad credit auto loan
- Can I book a room using hotel points in Puerto Rico?
- 4. Take advantage of temporary bonuses
- 6. Work for an employer that pays for college
- Consumer complaints
- More from tax filing resources:
- How to finance the startup costs
- Key terms in this story
- So how do you make the choice?
- Tips to find cheap flights any day of the week
- What else you need to know
- Why liquid assets are important
- Which card is right for you?
- 6. High-yield checking accounts
- How to get IHG Ambassador status
- What do the approvals mean for Bitcoin?
- How to compare home insurance quotes
- 5. Pay off capitalized interest
- How do fleet cards work?
- OpenCart: Best online shopping cart to add to an existing website
- How did we determine the value of American miles?
- What is stock market volatility?
- Consult your payment processor
- Still not sure which budget system is best for you?
- Downsides to CD ladders
- Negotiate if necessary
- If you want to sign up for a Southwest credit card
- Is transferring your Bilt Rewards worth it?
- Getting the most from your pre-qualification limit
- Airbnb weekly stays are more cost effective
- Travel ID requirements for kids recapped
- Your spouse’s federal student debt
- 12. Get a personal loan
- What part of my income gets taxed by California?
- Step 4: Gather loan documents
- How to find AI ETFs
- What is the median household income in the U.S.?
- What to expect: Delta Comfort Plus
- Airline loyalty programs
- What stocks should I buy right now?
- 11. Establish your local supermarket circuit
- What is hyperinflation?
- 3 tips to control central air conditioning installation costs
- U.S. passport agency locations
- Strategies for early savings
- Opening new accounts
- Travel insurance while pregnant recapped
- 4. Citibank: $1.01 trillion
- 5. Use collateral to secure the loan
- Travel and shopping protections
- 7. Improve your credit
- Credits
- What is EPS used for?
- A recession? You've already been through one or more
- 13. Gaze at the stars
- Take risk seriously
- Which lender is right for me?
- How much is car insurance by company?
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Things to consider
- How to fast track to Globalist status
- How do you buy Vanguard Index fund shares?
- Alternative option: Refinance with a private lender
- How to report dividend income on your taxes
- 4. Keep an eye on popular tax deductions and credits
- Some helpful links from the IRS
- Refinancing a VA home loan
- How to open a CD
- Retirement is one goal of many
- Compare the best checking accounts
- How to avoid getting your car stolen
- Do you ever need to change your EIN?
- Is APY variable?
- Consumer complaints
- 8. Start small
- How your car loan can help you build better credit
- Do I have to update my W-4 every year?
- Who qualifies for the SAVE plan?
- June
- Days in the cycle
- Consumer experience
- Find and compare small-business loans
- 2024 lifetime gift tax exemption
- 12. Consider a wholesale membership
- How to protect against inflation
- When should you freeze your credit?
- Full list of the best car insurance in Florida
- Should you act or sit tight?
- AARP Medicare Advantage plan types
- Tips for writing a company overview
- Bank of America vs. Citibank: Overdraft fees
- Alternative CD ladder structures
- Consider a Discount Den membership instead
- Full list of the best homeowners insurance in Georgia
- 14. Listen to music
- Full list of the best auto insurance companies in Massachusetts
- Concur Travel
- Do you need a passport to visit Puerto Rico?
- American Airlines AAdvantage
- 13. Rent out a room
- Best life insurance company for consumer experience: Northwestern Mutual
- What to do if you're unhappy with your servicer
- 7. Determine which warranties are right for you
- LLC self-employment taxes
- CD vs. savings account
- 3. SEP IRA
- 6. Stick to the standard repayment plan
- How much renters liability insurance do you need?
- Calculating capital gains tax on a home sale
- Bottom line
- How to rebook quickly for a canceled flight
- Anticipate extra costs
- Alternatives to paying more for a bad-credit auto loan
- Debt consolidation options for bad credit
- Additional Aetna benefits
- Who is Global Rescue membership for?
- How is the job market right now?
- Am I a resident for California state tax purposes?
- How to control your dividend tax bill
- How to improve your liquid net worth
- Exchange frequently? Consider a multicurrency account
- Seller-paid closing costs
- Compare the best banks, credit unions and cash management accounts
- What is an online shopping cart?
- How do you invest in the stock market?
- 8. Don’t drive a lot? Consider usage-based insurance
- Consumer experience
- 15. Make some music
- How long does it take to get pre-qualified for a mortgage?
- 7. Take out federal loans if you have to
- Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
- The best benefit of the Disney VIP tour? Time saved
- Where to find the best savings accounts
- How to evaluate dividends
- Types of VA home loans
- Brokerage accounts vs. IRA
- Why do I need a business credit score?
- 5. U.S. Bank: $646.73 billion
- 6. Find the right lender
- Colorado tax credits
- Add it all up
- How to adjust your Form W-4
- What to do with the Bitcoin you buy
- How to switch plans and keep your number
- 5. Use your credit card for everything that doesn’t charge a fee
- What does the Job Openings and Labor Turnover Summary report show?
- Discounts
- Average money market account rate: 0.66%
- Insurance for therapy: It’s complicated
- Bottom line
- 13. Look at the price per unit
- Exclusive invitation: IHG Royal Ambassador Status
- What do the approvals mean for other crypto investments?
- CD vs. bond
- Cons of a credit freeze
- How we tracked prices
- Why you can trust NerdWallet
- Chase transfer partners to avoid
- What if you lose your EIN?
- Build a CD ladder to bridge the gap
- AARP Medicare Advantage service area
- Payments
- 5. Understand your investment options
- How much does homeowners insurance cost in Georgia?
- 16. Make something
- July
- What's next?
- The Platinum Card® from American Express for military spouses
- 14. Moonlight as a dog sitter
- Tips for brewery startups
- Could we be in an AI bubble?
- Who pays the gift tax?
- What are the best Vanguard index funds?
- 5. Know what tax records to keep
- LLC sales taxes
- How to finance central air installation
- Steps to getting a refund from Spirit
- Can you get a passport in one day?
- 7. Use 'found' money
- Compare the best bank accounts for students and kids
- Should you choose Bank of America or Citibank?
- If you’re thinking about buying Frontier’s GoWild Pass …
- How do business expense trackers work?
- How to apply for the SAVE plan
- Aetna Medicare Advantage plan types
- How to get a Global Rescue membership quote online
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Amica vs. competitors
- If you need to change a Delta flight
- Step 5: Submit your application and get funded
- U.S. Bank Cash+® Visa Signature® Card
- 8. Negotiate the best price
- The best place to exchange currency at the end of your trip
- Wyndham Rewards
- Fleet fuel cards: benefits and drawbacks
- Types of online shopping carts
- How do I get my business credit score?
- Typical entry-level salaries by occupation
- What are the best dividend stocks?
- 17. Learn a new skill
- The bottom line about visiting Puerto Rico
- Consumer complaints
- 15. Become a rideshare or delivery driver
- Do you pay taxes when you receive a gift?
- How many times can you use a VA home loan?
- Types of CD strategies
- Best ways to earn Chase points
- Summary of the best banks and credit unions of 2024
- Additional resources
- USAA vs. competitors
- 6. Pay with complimentary cards
- Best life insurance company for coverage amounts: New York Life
- How much money can you make on YouTube?
- Credit freeze or credit lock?
- Will you owe capital gains taxes on your home sale?
- Last-minute flight deals are out there
- CD ladder alternative for more risky investments
- Colorado inheritance and estate tax
- 18. Exercise
- What's next
- How to book a Disney VIP tour
- 16. Cut your insurance premiums
- How will Robinhood make money from its IRAs?
- 14. Understand sale cycles
- Other ways to get your money back
- Currency exchange: Frequently asked questions
- As a last resort, contact your member of Congress
- 6. PNC Bank: $551.13 billion
- Average cost of homeowners insurance in Georgia by city
- Comparing personal lines of credit to other financing options
- How to choose a business expense tracker
- When is the SAVE plan available?
- August
- What isn’t covered by Global Rescue travel insurance?
- How much is auto insurance based on your driving record?
- 8. Borrow private loans as a last resort
- ANA Mileage Club
- Is the gift tax deductible?
- Extra fees
- LLC tax forms and deadlines
- The bottom line
- AARP customer service
- Your perfect ladder
- Colorado sales tax
- 19. Have a potluck
- If you’re looking for AmEx Platinum Card military benefits
- Final thoughts on picking plane seats
- Why not both?
- Final thoughts on the different United economy fare classes
- 9. Maximize trade-in value, if applicable
- Pros of investing in REIT stocks
- Ways kid creators can earn online
- Who can access your frozen credit reports?
- Resources for researching and comparing salaries
- Next steps
- How to avoid capital gains tax on home sales
- The bottom line
- Important considerations when opening a Roth IRA
- Medigap plan types
- What is the quit rate?
- Consumer experience
- How much is the gift tax rate?
- The difference between interest rate and APY
- 6. Tweak your W-4
- How to get a passport in 24 hours
- What are CD rates right now?
- Other types of tax preparers
- More about the card
- EPS estimates and surprises
- The cheapest home insurance in Georgia
- 20. Do something productive
- Aetna third-party ratings
- If you want to book Disney’s VIP tour
- 17. Consolidate your debt
- Final thoughts on Hyatt club access
- The bottom line
- Fuel card vs. business gas credit card
- 4 things to know about Colorado income tax
- Is a Global Rescue membership worth it?
- Should you invest in AI stocks?
- How can credit cards and elite status improve your overall experience?
- Cons of investing in REIT stocks
- Earn an audience, and earn more in the long run
- 4. SIMPLE IRA
- September
- Best life insurance company for permanent life insurance: Pacific Life
- 10. Make the purchase
- Are dividends taxed?
- How to choose an online shopping cart
- 7. Goldman Sachs: $463.99 billion
- 21. Host a yard sale
- The bottom line
- 18. Refinance your student loans
- LLC tax tips for business owners
- What are promotional CD rates?
- Redeeming through the Chase's travel portal
- Find the right Medicare Advantage plan
- If you’re considering a Marriott credit card ...
- How to earn Hyatt points
- Credit cards that earn Chase Ultimate Rewards®
- What to know about Georgia homeowners insurance
- Are wages increasing?
- Common gift tax return triggers
- What is credit card consolidation?
- Investing in REITs: How to get started
- Other types of mortgage loans
- Next steps
- Home insurance quote comparison example
- 22. Engage with your community
- 19. Change your cell phone plan
- California state tax credits
- 7. Tax strategies to shelter income or cut your tax bill
- Other ways to make money
- What is a tax consultant?
- What is a good EPS?
- W-4 calculator
- Where AAA stands out
- How the FDIC calculates national rates
- Flying to Japan, recapped
- Tips for making money as a kid
- 8. Truist Bank: $534.93 billion
- How taxes on real estate, rental, and investment sales work
- Other changes to income-driven repayment in the works
- October
- Avoid risky loans
- In-flight experience
- How does credit card consolidation work?
- The bottom line on the new Robinhood IRA
- Does your business need a fleet fuel card?
- Should I use a CPA or tax accountant?
- Investing
- British Airways Executive Club
- If you want to transfer Chase points
- Cheapest for 30-year-old drivers
- Where AAA falls short
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Best life insurance company for customer satisfaction: State Farm
- If you're choosing between IHG and Hilton
- A closer look at the best way to buy flight tickets
- What to know before shopping for car insurance quotes.
- World of Hyatt sweet spots recapped
- The bottom line
- What else to know about Form W-4
- Is there an over-55 home sale exemption?
- Aetna Medicare Advantage service area
- What does the Employment Cost Index Show?
- If you’re considering an upgrade from Delta Comfort Plus to Premium Select
- November
- Is consolidating credit card debt a good idea?
- 9. Capital One: $468.23 billion
- Additional tips for making money on TikTok
- Is AAA home insurance right for you?
- OK, what's next?
- Final thoughts on the best flight booking site
- Company overview examples
- More resources
- 5. Defined benefit plan
- Best stocks for beginners
- Other insurance companies to consider
- Other life insurance options for seniors
- Can I still use my credit card after debt consolidation?
- Which homeowners insurance companies should I consider?
- Start your wedding venue and get the word out
- Lufthansa vs. British Airways, recapped
- Mortgages
- Will unemployment rise?
- Cathay Pacific Asia Miles
- Best life insurance company for older applicants: AARP
- 10. TD Bank: $366.25 billion
- December
- Cruise America: consider it the big box store of RV rentals
- Georgia Office of Insurance and Safety Fire Commissioner
- Aetna customer service
- More about buying life insurance as a senior
- How to track your California state refund
- The bottom line on investing in stocks
- Looking for more insurance in Georgia?
- When is the next jobs report?
- Cheapest car insurance by state
- How much does home insurance cost?
- Prime Visa
- Best term life insurance companies of April 2024
- 11. BMO: $260.79 billion
- More about top-rated life insurance companies
- Frontier Airlines Frontier Miles
- California state sales tax
- What goes into a homeowners insurance quote?
- Where to open a retirement plan if you’re self-employed
- Best whole life insurance companies of April 2024
- How to make money from home
- How much is auto insurance for good and poor credit?
- 12. Citizens Bank: $224.96 billion
- 5 things to know about California state tax
- Best no medical exam life insurance companies of April 2024
- How to get cheap car insurance
- Other ways to earn money
- How to claim small-business tax deductions
- Personal loans
- Hawaiian Airlines HawaiianMiles
- How to choose the best life insurance company
- 13. First Citizens Bank: $213.59 billion
- Risks of getting cheap auto insurance
- How to get a cheap homeowners insurance quote
- Target Circle™ Credit Card
- How to get the cheapest car insurance quote possible
- How much is auto insurance based on age?
- The bottom line
- Outdoorsy: a hit and miss RV, peer-to-peer rental platform
- 14. Fifth Third Bank: $211.98 billion
- Cheapest for 40-year-old drivers
- Student loans
- Booking flights, recapped
- More about top-rated life insurance companies
- How to make money offline
- 15. M&T Bank: $208.61 billion
- Other ways to earn Chase Ultimate Rewards®
- Taxes
- 16. Huntington National Bank: $186.36 billion
- Capital One® Walmart Rewards™ Mastercard®
- Fine print
- Travel rewards
- Full list of the best car insurance companies
- 17. Ally Bank: $185.72 billion
- How much is auto insurance based on gender?
- Best car insurance companies by state
- PlayStation Visa Credit Card
- 18. KeyBank: $185.57 billion
- How much does it cost to rent an RV?
- How much is auto insurance based on vehicle type?
- How to find the best car insurance
- 19. American Express National Bank: $174.80 billion
- What else affects my car insurance cost?
- Do you need insurance for an RV rental?
- 20. HSBC Bank USA: $161.30 billion
- Cheapest for 50-year-old drivers
- How to get cheap car insurance
- Best Buy credit cards
- Should I consider buying an RV vs. renting one?
- Reasons to buy a business
- Xbox Mastercard
- The bottom line
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- Cheapest for 70-year-old drivers
- Learn more about personal finance
- Cheapest car insurance for military families
- How to get cheap car insurance in California
- Minimum auto insurance requirements in California
- Alternative car insurance in California
- How AAA car insurance works in California
If you’re looking for a place to stash your short- to medium-term savings — like your emergency fund or a down payment for your future house — and want a good return on your cash, you may want to look beyond a traditional savings account at a brick-and-mortar bank. Such accounts tend to offer very low interest rates, with a national average of 0.46%. There are other accounts and banking products on the market that may help you earn a better return. Consider these six alternatives:
1. Certificates of deposit (CDs)
The basics. A certificate of deposit is a type of savings account that accrues a fixed interest rate for a set term length. CDs are offered in varying lengths, from one month to five or more years. With most CDs, your money is guaranteed to earn a specified interest rate for the duration of that term, after which you can withdraw your money or reinvest in another CD.
The pros. CDs have solid interest rates, most of which are higher than standard brick-and-mortar bank savings accounts. CDs can also help you fight the temptation to spend money that you have set aside for a savings goal.
The cons. There is usually a penalty for early withdrawal, which means your money is inaccessible until the fixed withdrawal date unless you're willing to pay a fee, usually a set number of months’ worth of interest.
» Check out NerdWallet’s selection of best CD rates
Member FDIC
Barclays Online Savings Account
4.35%
$0
Member FDIC
EverBank Performance℠ Savings
5.15%
$0
on Wealthfront's website
Wealthfront Cash Account
5.00%
$1
on Betterment's website
Betterment Cash Reserve – Paid non-client promotion
5.50%*Current promotional rate; annual percentage yield (variable) is 5.50% as of 4/2/24, plus a .50% boost available as a special offer with qualifying deposit. Terms apply; if the base APY increases or decreases, you’ll get the .75% boost on the updated rate. Cash Reserve is only available to clients of Betterment LLC, which is not a bank; cash transfers to program banks conducted through clients’ brokerage accounts at Betterment Securities.
$0
Member FDIC
Barclays Online CD
5.00%Annual Percentage Yield (APY) is accurate as of 02/29/2024
1 year
Member FDIC
Discover® CD
4.70%Annual Percentage Yield (APY) is accurate as of 03/14/2024
1 year
Member FDIC
Discover® Cashback Debit
N/A
$0
Member FDIC
Chase Total Checking®
N/A
$12
Deposits are FDIC Insured
Chime Checking Account
N/A
$0
Member FDIC
Discover® Money Market Account
4.00%
$1
2. Cash management accounts
The basics. Cash management accounts are offered by nonbank financial service providers, usually brokerage firms or fintech startups. They combine the features of checking and savings accounts in a hybrid product that isn’t technically a bank account. However, CMA providers typically work behind the scenes with partner banks to sweep their customers’ money into accounts at those banks, meaning the funds are federally insured.
Member FDIC
Barclays Online Savings Account
4.35%
$0
Member FDIC
EverBank Performance℠ Savings
5.15%
$0
on Wealthfront's website
Wealthfront Cash Account
5.00%
$1
on Betterment's website
Betterment Cash Reserve – Paid non-client promotion
5.50%*Current promotional rate; annual percentage yield (variable) is 5.50% as of 4/2/24, plus a .50% boost available as a special offer with qualifying deposit. Terms apply; if the base APY increases or decreases, you’ll get the .75% boost on the updated rate. Cash Reserve is only available to clients of Betterment LLC, which is not a bank; cash transfers to program banks conducted through clients’ brokerage accounts at Betterment Securities.
$0
Member FDIC
Barclays Online CD
5.00%Annual Percentage Yield (APY) is accurate as of 02/29/2024
1 year
Member FDIC
Discover® CD
4.70%Annual Percentage Yield (APY) is accurate as of 03/14/2024
1 year
Member FDIC
Discover® Cashback Debit
N/A
$0
Member FDIC
Chase Total Checking®
N/A
$12
Deposits are FDIC Insured
Chime Checking Account
N/A
$0
Member FDIC
Discover® Money Market Account
4.00%
$1
The pros. Cash management accounts tend to have much higher annual percentage yields than traditional bank savings accounts and are a solid place to park savings. They are also typically offered by online-only providers, so their remote customer service, apps and desktop websites are often user-friendly. And if you already have a brokerage account with the same firm, you get the added benefit of having all your accounts under one roof.
The cons. While some CMAs provide debit cards and ATM access, some are limited in the ways customers can fund their accounts.
3. High-yield money market accounts (MMAs)
The basics. Money market accounts are savings accounts that tend to come with high interest rates and offer checks or debit cards, unlike traditional savings accounts.
The pros. MMAs often have decently high interest rates, usually better than traditional savings accounts at brick-and-mortar banks. You’ll also have regular access to your funds, unlike with a CD or peer-to-peer lending.
The cons. MMAs usually require large minimum deposits and balances, which puts them out of reach for many people.
» See NerdWallet’s list of best money market account rates
4. Peer-to-peer lending
The basics. Peer-to-peer loans are personal loans funded by individual investors rather than banks. Online lenders — such as Prosper — provide the platform for investors and borrowers to connect and manage their individual loans. As an investor, you put up a certain amount of money, which is loaned to one or more borrowers who pay it back in regular installments with interest.
The pros. Peer-to-peer lending tends to be a win-win: Investors get a higher rate of return on their money than a lot of banking products offer, and borrowers get an interest rate on their loan that’s usually lower than bank-offered loans and credit cards.
The cons. Peer-to-peer lending won’t give you quick access to your cash if you need liquidity. The terms of the loan usually state that the borrower has a certain amount of time to pay off the loan; you’ll typically receive monthly installments during that time. And there's risk involved: If a borrower defaults on your loan, you may not get your money back.
» Another option for saving: Learn about U.S. savings bonds
5. Online savings accounts
The basics. This option is an alternative to traditional savings accounts. Online-only banks provide most (if not all) of the services that traditional brick-and-mortar banks do, with the benefit of high annual percentage yields and remote-friendly customer service.
» Check out NerdWallet’s selection of best high-yield online savings accounts
The pros. A big benefit of having a savings account with an online bank is that it usually comes with a higher-yield APY. Though these interest rates are subject to fluctuation, they tend to be 10 times higher than brick-and-mortar rates.
The cons. Being a customer of an online bank requires a bit more comfort with technology, since these banks don’t typically offer in-person customer service. Customers usually access their accounts on a smartphone app or computer, so these banks tend to prioritize ease of use and often have online chat or 24/7 phone support.
» Looking for excellent rates on other savings accounts? Here are NerdWallet's picks for best savings rates
6. High-yield checking accounts
The basics. High-yield checking accounts offer higher-than-average interest rates on checking balances. Like high-yield savings accounts, these accounts are typically offered by online banks.
The pros. Whereas savings are usually meant to be left alone, your checking account is the money that you use for regular expenses, which means you might have a decently high balance in that account. The ability to earn interest — or sometimes even cash back on spending — can be a good way to get a return on your checking account.
The cons. To earn high interest rates on checking, a customer might have to follow a bank’s requirements, such as directly depositing a certain amount each month or making a certain number of debit card transactions.
» Looking for high-yield checking? Take a look at NerdWallet’s favorite rewards checking accounts
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