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Table of Contents
- What's an investment strategy?
- Still deciding on the right carrier? Compare Medigap plans
- What is a REIT?
- What is a W-4?
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- Dividend definition
- What is the federal estate tax?
- Key takeaways
- See how to get your business started quickly
- What is a budget?
- See CD rates by term and type
- Life insurance buying guide
- Our Take
- Find the right Medicare Part D prescription drug plan
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Net worth defined
- What is an FHA loan?
- What is a traditional IRA?
- What is IRMAA?
- Compare Medicare Part D plans
- What is a jumbo loan?
- What Medicare covers
- Mortgage rates today: Wednesday, April 24, 2024
- 6 steps to opening a Roth IRA
- What is the average stock market return?
- What is the earned income tax credit?
- What is a put option?
- What is a Treasury bill?
- Betterment is best for:
- Wealthfront is best for:
- Can you borrow from an IRA?
- Coinbase is best for:
- » This page is out of date. Some of the offers detailed in this article have expired.
- » This page is out of date
- Is money tight?
- What is ESG?
- Bitcoin (BTC) definition
- About UnitedHealthcare
- Compare Medicare Advantage providers
- What is Upwork?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Steps
- Work on your credit score
- Consider different cards
- Apply for a secured card
- Wait it out
- Monitor the market
- Market order vs. limit order
- About Homesite home insurance
- How to make money in stocks
- What is equity compensation?
- What are dividend stocks?
- Set your own rules
- Does homeowners insurance cover plumbing problems?
- Medical expense deduction 2023
- High-dividend ETFs may generate income
- What is a spot Bitcoin ETF?
- About USAA renters insurance
- Super Bowl season
- How to make money as a kid
- About Citizens home insurance
- Betterment vs. Wealthfront: Which is right for you?
- What is an index fund?
- What is a credit union?
- What is the Fed funds rate?
- What is YouTube Premium?
- Who is eligible to contribute to a Roth IRA?
- What is a money market account?
- Customer loyalty statistics
- 1. Get a high-interest savings account
- The difference between Roth and traditional IRAs
- About Cincinnati home insurance
- What is a utility bill?
- How to get a Diners Club card
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 1. Health care
- What is Amazon Prime?
- How to get paid on YouTube
- Online marketplace and auction sites
- Number of properties and pricing
- What does APY mean?
- 7 of the best apps to make money
- What is Global Entry?
- What is a down payment?
- Preparing to buy tips
- Spotify Free
- Pros & Cons
- Beware of major differences in cost and coverage
- What is a savings account?
- What is forex trading?
- 1. Check in
- 1. Buy your own cable modem and router for cheaper Wi-Fi (over time)
- How to make money on Pinterest
- Tipping etiquette when traveling
- How much are United miles worth?
- How can a CPA help you with taxes?
- How is the Medicare IRMAA calculated?
- Best Medicare Advantage companies
- What are Moxy Hotels all about?
- How to get discounted or free phone service for low-income households
- What are Vanguard index funds?
- What is gender-affirming surgery?
- What is home equity?
- How to use a savings goal calculator
- What is a PLLC?
- How to calculate interest in a savings account
- What do Medicare flex cards cover?
- Pay on time and in full
- What is a CD early withdrawal penalty?
- 5 ways to save money when you fly Southwest Airlines
- What does tax-exempt mean?
- How much should you spend on rent? It depends
- Original Medicare vs. Medicare Advantage: Overview
- Domestic travel
- What is the best way to book a cruise?
- How much is YouTube TV a month?
- What is a goodwill letter or late payment removal letter?
- Personal loans vs. home equity loans: What’s the difference?
- A
- 1. Certificates of deposit (CDs)
- Laid off vs. fired
- What is an expense ratio?
- 1. Shop at stores with rewards programs
- What is extended replacement cost coverage?
- 7 best-performing AI stocks
- Is Upwork a legit way to make money?
- 1. Report lost debit cards ASAP
- Frugal food tips
- Where they’re based and where they fly
- Determining needs
- The best car insurance
- Advantages of franchising for the franchisee
- Best-performing REIT stocks: April 2024
- January
- What determines your monthly car payment?
- Key findings
- Most profitable small businesses
- The best budget apps
- How to estimate your home insurance
- Ohio-specific small-business grants
- How do CDs work?
- Best business insurance options for sole proprietors
- 1. Start investing as early as possible
- How to calculate your car lease payment
- What is my net worth?
- Average car loan interest rates by credit score
- Capital One CD rates
- Advantages of paying off your car loan early
- Top business ideas for nurse entrepreneurs
- 50/30/20 budget calculator
- How does a traditional IRA work?
- Best banks and credit unions
- Why is having a low credit utilization important?
- Available Southwest credit cards
- How do LLC taxes work?
- What is a sole proprietorship?
- What’s required to get coverage for Inspire
- What’s in the rule?
- Qualifications for a loan to buy a business
- 1. Strengthen your financial profile
- What does this value mean?
- What is an SBA loan default?
- Cheap one-day tickets for Universal Studios
- Alaska Airlines
- 1. Non-retirement goals
- Fly domestic
- Auto insurance
- How much can you contribute to a 401(k)?
- Do rent payments affect credit?
- Florida small-business grants
- How to use the mutual fund calculator
- 11 tips for traveling alone
- Top credit cards for retirees
- What is a HELOC?
- First, some background
- Best places to sell clothes online
- What is a growth stock?
- Financial stress takes a toll
- APY vs. interest rate: What’s the difference?
- California state income tax brackets and rates
- Roth IRA contribution limits 2024
- Betterment at a glance
- Wealthfront at a glance
- What is the 83(b) election?
- Define your marketing goals
- How to track rewards
- Coinbase at a glance
- Job or career change
- The value of Marriott Bonvoy points
- Step 1: Check your credit
- 1. Set your budget
- How it works
- How we found the best travel insurance
- 1. Check what you already have and make a list
- Which documents should I save? And for how long?
- How does capital gains tax on real estate work?
- Who can get a business credit card?
- More space, but not necessarily more comfort
- New deals
- What is day trading?
- What is the child tax credit?
- Calculate your wedding budget
- 1. Make extra payments toward the principal
- Fly with Singapore Airlines and its subsidiaries
- 1. Tweak your W-4
- What information is on a utility bill?
- How to start a meal prep company in 7 simple steps
- The two cards at a glance
- The best flight booking sites
- How many points will I need for a stay under the new program?
- What is OpenAI?
- How much does an Amazon Prime membership cost?
- How to deposit or cash a check step by step
- How to budget money
- Compare Medicare Advantage plans in Wisconsin
- Has EU261 actually reduced delays?
- 5 of the best index funds tracking the S&P 500
- Best ways to consolidate credit card debt
- 6 hardship loans for bad credit
- Average savings account rate: 0.46%
- Estate tax limits and exemptions
- Does Airbnb offer discounts?
- Pros of electric cars
- What is a certificate of insurance?
- What does roadside assistance cover?
- Know what you want
- Why employers issue equity compensation
- Request missing AAdvantage miles
- 1. You missed a payment
- What is a dividend aristocrat?
- Calculator: Convert United miles to dollars
- Types of RVs
- What is the average credit score by age?
- The best investments for beginners
- The rise of 'bleisure' travel
- How does a jumbo loan work?
- 1. Confirm that the charge warrants disputing
- What is card lock?
- How do credit union loans work?
- Daily mortgage rates chart
- What does this value mean?
- Shopify vs. Etsy: Deciding factors
- What is Airbnb?
- 5 Ways to get started in real estate investing
- What does a CD early withdrawal penalty cost?
- What qualifies you to be a tax-exempt individual?
- How Treasury bills work
- 1. Check your account statements
- How to pay federal taxes online
- Best fleet fuel cards
- How Social Security works now
- Can I renew my passport at the post office?
- Who sets the Federal funds rate?
- When does checking my credit score lower it?
- How to redeem JetBlue travel certificates
- How much is YouTube Premium?
- 1. Clean up your credit
- What is an EIN?
- HELOCs and home equity loans compared
- 2. Focus on student loan repayment
- What is the Chevron deference?
- Housing
- Two main causes for the housing shortage
- I’m driving less. Will my car insurance company give me a discount?
- UnitedHealthcare Medicare Advantage pros and cons
- FAFSA open date and deadline
- 1. Contact the police
- How to book Turkish Airlines economy class
- 1. ‘I love this car!’
- Put your emergency fund first
- What goes into the credit card interest calculation
- How does a speeding ticket affect your license points?
- How to spot origination fees
- Does Southwest charge to change flights?
- Is refinancing federal student loans a bad idea?
- 2. Marijuana
- 9 popular investment strategies
- How to make money online
- If my credit card is closed due to inactivity, can I reopen it?
- What is a personal guarantee for business cards?
- 1. Protect your medicare number
- Breakdown of central air costs
- Netflix subscription cost
- Homeowners are stuck between a rock and a hard place
- The best money-making apps
- 1. Create a business plan for your pizza shop
- Not all drivers know how their insurance rates are determined
- Start where you are
- What is a Southwest Airlines Companion Pass?
- Market orders: Make the trade now
- Spotify Premium cost
- How common is credit card fraud?
- Quick definition: CDs that hold money, not music
- Table of Contents
- Best Medicare Part D plans
- What is the 10-year Treasury?
- Garage door cost breakdown
- Credit definition
- Points: Spending rewards
- How much is life insurance?
- What is a business credit score?
- What kind of medical expenses are tax deductible?
- What’s happening with Alaska Airlines and Hawaiian Airlines?
- Why does this matter?
- 7 high-dividend ETFs
- If you're worried, take action
- How does home equity work?
- Top 11 spot Bitcoin ETFs by fee
- 1. It offers deferred interest
- Banks that offer joint business accounts
- Equitable life insurance
- Does your employer offer benefits?
- What happens if an airline cancels your flight?
- What's the difference between a HELOC and a home equity loan?
- 28 ways to save money
- Does Florida have a state income tax?
- Do goodwill letters work?
- How do index funds work?
- How do credit unions work?
- How the cards compare
- Rite Aid
- How do debt consolidation loans help you pay off debt?
- How much money can you put in a Roth IRA?
- 2. Limit your shopping trips
- Your own insurance usually comes first
- 1. Accept any 401K match you’re eligible for
- 1. A bill due notification
- What to know about airport lounge access via your credit card
- 11 best investments right now
- Fixer-upper mortgage options
- Where to find free protection
- How much do Instagram influencers make?
- Strategies to stay at Disney hotels for less
- How to invest in stocks in 6 steps
- What are socially conscious actions?
- Roth vs. traditional IRA
- How they compare
- Summary of cash advance apps
- What does liability insurance cover?
- Why the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is better for most people
- How graduate students get paid
- Priority Pass network options at MIA
- Wells Fargo Active Cash® Card
- Get elite status
- What to know about Medicare in Wisconsin
- How does a home equity loan work?
- Who can get Global Entry?
- Pros of going paperless
- What’s the purpose of a budget?
- 1. Estimate retirement income needs
- How a home equity sharing agreement works
- AAA life insurance
- How to claim life insurance money
- Complete the consolidation application
- Why you need a savings account
- 20 high-dividend stocks
- What is the 50/30/20 rule?
- How to lower your credit utilization
- Keeping lousy records
- What are the 2024 IRMAA brackets?
- What is an LLC?
- Best for size of network: UnitedHealthcare
- Why mortgage rates change every day
- Where Shopify wins
- At a glance
- The average stock market return isn't always average
- How does the earned income credit work?
- Banking
- Capital One Venture Rewards Credit Card
- Ways to earn money as a younger kid
- A
- 1. Tax planning starts with understanding your tax bracket
- What is the current Fed interest rate?
- The market outlook for home buyers
- What are the pros and cons of money market accounts?
- Max out the introductory cash-back rate
- Who needs to get an EIN?
- Other card features are unchanged
- Why the Chase Sapphire Preferred® Card wins
- Best alternative credit cards
- What to do if you’ve been laid off from work
- What is Medicare Supplement Plan G?
- Kemper life insurance
- 2. Install a browser extension
- 2. Learn more about your 401(k)
- How does Bitcoin work?
- What changes can I make to my car insurance to save money?
- File your FAFSA for next year ASAP
- How to get Upwork jobs
- Quick background
- How much does it cost to cash or deposit a check?
- Cheap car insurance
- Our take
- NerdWallet's car insurance estimator
- Best-performing REIT mutual funds: April 2024
- Has the account adjustment started?
- How to fill out a W-4
- How to choose the best crypto wallet
- What are dividend stocks and why buy them?
- How the federal estate tax works
- Do you need to put 20% down on a house?
- YNAB, for hands-on zero-based budgeting
- Where Homesite stands out
- Get a handle on your insurance
- Understanding forex trading
- More details about Capital One CDs
- 2. Reduce your internet speed for a lower price
- 20 high-dividend stocks
- How put options work
- Think about how much you'll need in retirement
- How do you use a flex card for seniors?
- Treat it like a debit card
- Do you have access to COBRA?
- New York state income tax rates
- Work out how much of your income should go to rent with the 50/30/20 rule
- 2. Categorize your expenses
- Startups focus on paycheck-to-paycheck workers
- TurboTax vs. H&R Block: Cost
- Roth IRA contribution deadline
- What can I add on to YouTube TV?
- When a personal loan is best
- When can you no longer contribute to a Roth IRA?
- How the home sale tax exemption works
- How to calculate your home equity
- 3. Build your financial knowledge and set some goals
- How much is the child tax credit worth?
- Calculate the cost of investment fees
- Best affordable homeowners insurance in Minnesota: Auto-Owners
- It's expensive to develop and build
- AARP life insurance
- Subscriptions take off
- Gerber life insurance
- Frugal shopping tips
- New travel patterns
- Identifying wants
- How to file for student loan bankruptcy
- Ease of earning hotel points
- Recent averages for factors that affect a car payment
- 7 ways to get discounts on Airbnb
- Understanding the stock market
- CDs: The good, the bad, the penalty
- What you need to know about savings accounts
- Types of equity compensation plans and benefits
- Find the best account
- 2. Airport security ID check
- Do you tip in Spain?
- United MileagePlus Miles value over time
- How life insurance rates are determined
- How to find a CPA or tax accountant near you
- Other rules for the medical expense deduction
- What’s next?
- Why lock a card?
- How to convert ANA miles to dollars
- Fees and taxes
- What happens if you default on an SBA loan?
- Why travelers will prefer the Chase Sapphire Preferred® Card
- American Airlines
- Say aloha to Hawaii
- Which services will report your rent payments?
- TV release cycle
- Best-performing growth stocks
- Which one is important to know for savings accounts?
- Will Florida tax my investment gains?
- Best homeowners insurance in Louisiana for coverage: Chubb
- How to write a late payment removal letter
- Why invest in index funds?
- Best car insurance in Massachusetts overall: Travelers
- Why the Chase Sapphire Reserve® wins by a nose
- 3. Stick to your list
- Rental housing built in the construction boom comes to market
- 2. Cash management accounts
- Grants
- Other deals
- 2. Refinance if you have good credit and a steady job
- How many Instagram followers do you need to make money?
- Roth vs. traditional IRA: How to choose
- Where Cincinnati Insurance stands out
- 1. Brigit: Best for budgeting tools
- How to avoid repossession after missed car payments
- 2. Call your car insurance company
- Some good news
- Using miles to book Turkish economy class
- 2. ‘I’ve got to have a monthly payment of $350.’
- Next, prioritize retirement
- Can you buy OpenAI stock?
- How to compare lender fees and rates
- 3. E-commerce
- 2. Beware of free gifts
- Best-performing REIT ETFs: April 2024
- February
- Medicare Advantage companies in Wisconsin
- New problems introduced by EU261
- Winner: Hilton
- Differences between TSA PreCheck and Global Entry
- Pros and cons of home equity sharing agreements
- Best for low premiums: Wellcare Medicare Part D
- Why do you need a certificate of insurance?
- Choosing a roadside assistance plan
- Are auto loan interest rates rising?
- What are the benefits of a traditional IRA?
- How LLCs pay income taxes
- Jumbo loan requirements
- Will Hawaiian Airlines still exist?
- Best credit union personal loans for 2024
- Personalized versus average interest rates
- Am I stuck with Edfinancial until my loans are paid off?
- How do Vanguard index funds work?
- PLLC vs. LLC: What’s the difference?
- Equitable life insurance policies
- An early withdrawal’s other cost: future interest forfeited
- Where USAA stands out
- T-bill purchase example
- Do airlines owe you money for delayed flights?
- What's the difference between a HELOC and a cash-out refinance?
- What is a mega backdoor Roth?
- What may have to change
- The best Marriott Bonvoy transfer partners
- 2. Shop for a loan
- Why you might want a business credit card
- What about the extras?
- Best for no credit
- Utilities
- 1. Your credit card doesn’t give you access to every lounge
- ESG investing
- What is socially conscious consumption?
- Why the Chase Freedom Unlimited® is better for most
- Extended replacement cost vs. guaranteed replacement cost
- How much is a graduate student’s stipend?
- Grace period
- Which Southwest fares can be refunded?
- When should you refinance government loans?
- What are the benefits of Amazon Prime?
- Where to cash a check
- 8 best hot wallets
- Auto insurance rates are skyrocketing
- Where Homesite falls short
- AAA life insurance policies
- Ways to receive the money
- What is the 10-year treasury yield today?
- Appreciate what you have
- Current forex trading rates
- What to consider when opening CDs
- Mortgage payoff calculator help
- Investing for income: Dividend stocks vs. dividend funds
- FHA vs. conventional loans
- 2. Your credit card balance is higher than usual
- How are business credit scores calculated?
- What kind of medical expenses are not tax deductible?
- Does Medicare Advantage cover Inspire?
- 2. Determine whether to contact the merchant or credit card issuer
- Can you live off ETF dividends?
- How much does gender-affirming surgery cost?
- How much money is on a flex card for seniors?
- Learn more
- Florida corporate income tax
- Where Citizens stands out
- Who might file an 83(b) election and why
- Apply for a passport in person at USPS
- How the JetBlue Travel Bank works
- Step 2: Pre-qualify and compare offers
- Pros and cons of debt consolidation loans
- 4. Pay attention to prices
- 4. Try using AI for your finances
- What do the herring fisheries want?
- 2. A balance notification
- What’s a typical expense ratio?
- The pros and cons of a life insurance trust
- Kemper life insurance policies
- 3. Ask for manufacturer coupons
- AARP life insurance policies
- 3. Look into an IRA
- Are paid surveys worth it?
- Speeding tickets and car insurance rates
- 2. Account frozen? Submit documentation
- Our tips
- Who does the personal guarantee apply to?
- Automate savings
- Why is budgeting important?
- Calculating net worth: What are assets and liabilities?
- The top 7 dividend aristocrats list
- How do United miles compare with other airlines?
- Key features of an LLC vs. sole proprietorship
- Travel days are changing
- Investing for income: Dividend stocks vs. dividend funds
- Best Western points value, recapped
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Earned income tax credit 2023
- Keep your balance low
- Have you checked the marketplace?
- Example of the difference between APY and interest rate
- Roth IRA income limits 2024
- Understand your market
- Employment gap
- How much is YouTube Music?
- What's the catch?
- Where to look for information
- How day trading works
- How to determine the work needed and your budget
- How to monetize your Instagram with fewer followers
- Where Cincinnati Insurance falls short
- How does Bitcoin make money?
- UHC Medicare star ratings
- Gerber life insurance policies
- Decide what you want in the near term
- 4. Information technology
- Price pressures
- How will this affect my credit score?
- How to estimate car insurance costs
- 3. Don’t get talked into unnecessary care
- Top-rated Medicare Advantage plans in Wisconsin
- Historical national rates
- Estate tax rates
- Minimum down payment requirements
- How to get a Companion Pass faster
- How severely is credit card fraud punished?
- 2. Consider common rules of thumb
- Savings accounts with strong APYs can help your money grow
- How to use average car interest rates
- Final thoughts on claiming American Airlines miles after your flight
- How to open a traditional IRA
- Not paying taxes as you earn the money
- When is the best time to use ANA miles?
- 2. Make a larger down payment
- Multi-day park admission deals
- Share points with your crew
- Which types of businesses can start a PLLC?
- Where USAA falls short
- How much rent can you afford?
- 3. Build a budget that works for your expenses
- What do credit unions offer?
- How to follow up
- Why checking your credit is smart
- What are the Roth IRA rules for withdrawals?
- 5. Buy the Sunday paper (for coupons)
- When to choose a money market account over a savings account
- 2. Rebalance your debts and income
- 5. Set up recurring donations to a nonprofit.
- Medicare Supplement Plan G pros and cons
- Feds need to be firmer with local governments
- First things first: Check your IRA eligibility
- I’m not driving as much. Should I cancel my car insurance?
- Who might prefer the AAdvantage® Aviator® Red World Elite Mastercard®
- File your FAFSA for last year by June 30
- Episode transcript
- Specific Diners Club cards
- How do REITs work?
- How to calculate APY
- 2. Register your pizza shop
- Should I choose a home equity loan or a HELOC?
- Dividend vs. growth stocks
- How credit scores affect monthly car payments
- Limit orders: Make trade when the price is right
- Mortgage selection tips
- Don’t miss the deadline
- Buy the house that makes you happy (within reason)
- See CD rates by bank
- 3. There’s a mistake in your credit report
- Restaurant tipping in Spain
- How Southwest Rapid Rewards credit cards work
- LLC vs. sole proprietorship
- How to claim the medical expense deduction
- Which transactions are locked?
- Get to know a Moxy
- Are Vanguard index funds a good investment?
- What is a Bitcoin strategy ETF?
- British Airways
- 2. You won't want to carry a balance
- Credit cards
- Buying a put option
- An IRA might be a better option
- How do you get a Medicare flex card?
- Black Friday
- Mega backdoor Roth 2024
- How to find growth stocks
- Where does Southwest fly internationally?
- Where Citizens falls short
- Goodwill letter template
- What is an index?
- Joann
- C
- How should I organize records?
- Take the card with you overseas
- Who qualifies for the home sales tax exclusion?
- The single-family home rental market still lags
- How to apply for a business credit card without a business
- About home equity loans
- Are you paying more for less?
- 3. High-yield money market accounts (MMAs)
- Requirements: Who qualifies for the child tax credit?
- Different levels of coverage
- 4. Search a coupon database or app
- State availability
- 3. Contact your home or renters insurance provider
- 3. ‘My lease is up next week.’
- Can you negotiate mortgage origination fees?
- 3. Ask your bank for relief
- Airline rewards programs
- Do I have to do anything?
- March
- Who loses and wins under policies like EU261?
- Maximize every dollar safely
- How do you start a budget?
- Stock trading information
- Homesite home insurance coverage
- How to read a forex quote
- More about Capital One
- Go on savings cruise control
- Types of credit
- What the changes will mean for customers
- How your credit score affects your rate
- Pros of booking a monthly Airbnb rental
- 2. Today vs. tomorrow
- What CD early withdrawal penalties cost at some big banks
- Is a HELOC a good idea?
- Ignoring financial stress is ‘like bailing a leaky boat’
- APY to interest rate calculator
- What’s the Florida state sales tax?
- How much is YouTube TV for 1 year?
- Online marketing for small business
- B
- Best budget auto insurance in Massachusetts: Geico
- How to get JetBlue flight credits
- 3. Determine other ownership costs
- Are debt consolidation loans a good idea?
- 2. Make risk your friend
- Transportation
- ESG investing benefits
- What are AI stocks?
- I can’t pay my car insurance premium. What should I do?
- What to expect in Turkish Airlines economy class
- Living on graduate student payments
- How to save on insurance after a speeding ticket
- Get a secured credit card
- Frugal entertainment tips
- When you can change your Southwest flights
- Can you refinance federal student loans?
- 5. Other personal care services
- Budgeting for both needs and wants
- 4. Review your health care documents
- What is a hardship loan?
- Consumers disagree on whether credit history should be a factor
- Don’t forget to claim other life insurance policies
- Full Review
- How do you get a certificate of insurance?
- 2. Decide how much to invest
- Other factors that affect what you'll pay each month
- How to pay off a mortgage early
- Best car insurance companies: Our winners
- 3. Baggage screening
- When is the best time to use United miles?
- Do personal credit scores affect business credit scores?
- What you pay for Inspire
- Best for extra perks: Aetna
- How to invest in dividend ETFs
- Is gender-affirming surgery covered by insurance?
- PLLCs vs. other business types for professionals
- Keep accounts open
- State availability
- Are you eligible for Medicare (but not on it)?
- Treasury bill rates compared to other Treasury securities
- TurboTax vs. H&R Block: Features and ease of use
- Best homeowners insurance in Louisiana for consumer experience: Amica
- Preparing for what may be next
- 2. The difference between tax deductions and tax credits
- One more option: Borrow from a 401(k)
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 6. Avoid online grocery shopping
- How to apply for an employer identification number
- What Medigap Plan G covers
- 5 ways to make money on Instagram
- Best homeowners insurance in Minnesota for coverage: State Farm
- Kemper Life customer complaints and satisfaction
- How to be socially conscious without spending a dime
- 5. Visit retailer websites and apps
- AARP customer complaints and satisfaction
- Who should consider extended replacement cost coverage?
- 2. Empower: Best for fast cash
- You decide: Is Bitcoin a good investment?
- Which card should you get?
- Average daily balance
- Why is OpenAI in the news so often?
- Where to avoid cashing a check
- What happens if you don’t pay your business credit card?
- Try a simple budgeting plan
- Best car insurance companies: Our winners
- REITs' average return
- America’s risk pool is leaking
- How are dividends paid out?
- What is the fee for Global Entry?
- Average interest checking account rate: 0.08%
- Which states have an estate tax?
- Best for member satisfaction: AARP/UnitedHealthcare Medicare Part D
- Price vs. yield
- Uninsured? Seek help
- How a savings account works: withdrawal limits
- Sometimes, it’s OK to splurge
- Do you include a 401(k) in a net worth calculation?
- FHA loan requirements
- 3. Negotiate with your internet provider for a better deal
- Dividend kings vs. aristocrats
- Does age affect your credit score?
- An industry adapts
- How flexible are ANA miles?
- 3. Consider paying points
- Top 8 Bitcoin strategy ETFs by fee
- How to meet your monthly savings goal
- 3. Cardholders enjoy a longer return period and exclusive offers
- Equitable customer complaints and satisfaction
- California income tax deadlines and extensions
- State availability
- When and how to file an 83(b) election
- Goodwill letter vs. credit dispute letter
- What happens when the Fed raises interest rates?
- New job out of school
- When a home equity loan is best
- Is YouTube Premium worth it?
- Scholarships
- What happens if Chevron is overturned?
- How to claim the child tax credit
- 1. Derogatory mark: Missed payments
- 3. A spending notification
- How does a life insurance trust work?
- What triggered your decision to get out of debt?
- 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
- 4. Monitor bank transactions online
- Episode transcript
- Factors that affect the cost of car insurance
- 3. Get any required licenses or permits for your pizza shop
- AAA life insurance rates
- Who is eligible for a traditional IRA?
- 4. You’re a victim of identity theft
- Ignoring retirement savings options
- Where to rent an RV
- When you should lock your mortgage rate
- How to reach Edfinancial customer service
- How much does it cost to buy Vanguard index fund shares?
- What to expect the stock market to return
- Frontier Airlines
- Book a vacation package
- Savings account simple interest vs. compound interest
- Carefully review your options
- Who can open a joint business account
- How to check your credit score without hurting it
- How it can help
- How to choose a money market account
- What to ask your credit card issuer
- When to spring for premium economy
- More about Kemper insurance
- More about AARP
- Cincinnati home insurance coverage
- Should I consider pay-per-mile car insurance?
- Liability car insurance limits
- What to know if you take online surveys
- Catering to nomads
- State and institutional FAFSA deadlines
- 4. Reach out to your financial institutions
- How drastic are the changes?
- Stay organized
- How to rebook your Southwest flight at a cheaper fare
- Best way to avoid fees: Get a checking account
- Local sales
- How do streaming services fit into your budget?
- How to get a hardship loan
- What’s next?
- Goodbudget, for hands-on envelope budgeting
- Bag your first win
- Do you get paid on Pinterest?
- Which issuers offer credit card locks?
- Where Etsy wins
- Applying for a loan to buy a business
- Earned income tax credit 2024
- More about Equitable
- Strategies to avoid a CD penalty
- Are you on Medicare now?
- New York state supplemental income tax
- Does YouTube TV allow password sharing?
- 4. Find the right car for you
- Do debt consolidation loans hurt your credit score?
- 7. Calculate your burn rate
- There may be fewer new construction projects to come
- 3. Don’t ask for too much cash
- 4. Peer-to-peer lending
- Food
- What Medigap Plan G doesn’t cover
- 1. High-yield savings accounts
- How to reduce your risk
- 6. Check the Sunday newspaper
- 4. Save for college
- Gerber customer complaints and satisfaction
- What to apply for instead
- 5. Reach out for help
- Redeeming award nights
- How to get a home equity loan
- How loan term affects your monthly car payment
- How does Spotify fit into your budget?
- How to protect yourself from credit card fraud
- 3. Use a retirement calculator
- When would CDs work best for me?
- How do you add an additional insured to your certificate of insurance?
- Net worth calculator
- Bid and ask prices
- Disadvantages of paying off your car loan early
- How to plan your garage door installation
- Perks: Goodies for carrying the card
- Do you tip taxis in Spain?
- What doesn’t impact your life insurance premium
- How did we determine the ANA miles value?
- How to get free or discounted phones
- 3. Other investment options
- 401(k), IRA, Roth: Know the tax impact
- What is a tax exemption?
- USAA renters insurance coverage
- Are Treasury bills a good investment?
- Possible downsides to DOT airline compensation
- Local sales taxes in Florida
- Citizens home insurance coverage
- Tips for avoiding late payments
- How much do index funds cost?
- How to renew a passport with USPS
- Kirkland’s
- Pair with another cash-back card
- Can you get a business credit card with no business income?
- About home equity lines of credit
- Why you might want the Chase Sapphire Reserve® instead
- Day trading rules and risks
- Best for fair or limited credit
- 3. Enroll in autopay
- Prepare for additional supervision and appraisals
- A miserly response to an expensive problem
- Companies that offer extended replacement cost coverage
- What steps did you take to reduce your debt?
- 5. ‘I’ve been looking all over for this color.’
- 5. Know the bank’s timeline
- Frugal DIY project tips
- Status match to casino loyalty programs
- How to prove undue hardship for student loans
- What should you do if you can’t pay your business credit card?
- Types of REITs
- April
- APR vs. APY: What’s the difference?
- Top 3 index funds for the Nasdaq-100
- 6 types of dividends
- How to get Global Entry through travel cards
- Most don’t shop around for insurance rates regularly
- Keep your goal in mind
- Bull markets vs. bear markets
- 4. Ordering food
- 4. Bundle your services for a better combined price
- How many Pinterest followers do you need to get paid?
- 5. Someone else used your credit card account
- How to invest in dividend aristocrats
- How to determine if a Southwest card is worth it
- What is a good business credit score?
- How do you find out how much equity is in your home?
- Why the Chase Freedom Unlimited® could be more appealing for some
- 4. Home Depot offers a separate card for bigger projects
- How much interest will I earn on $10,000?
- TV-buying tips
- Factor in other costs
- Your 401(k) plan allows after-tax contributions
- Original Medicare vs. Medicare Advantage: Coverage features
- Should you buy growth stocks?
- C
- 3. Taking the standard deduction vs. itemizing
- Best car insurance in Massachusetts for having few customer complaints: Mapfre
- Self-employment
- Do JetBlue travel credits expire?
- Working YouTube Premium costs into your budget
- Money market accounts vs. other accounts
- Why the Roth IRA works for many savers
- What does UnitedHealthcare Medicare Advantage cost?
- Where Gerber stands out
- If you need student loan help
- Why is the IDR account adjustment happening?
- Do sole proprietors need business insurance?
- 3. Open an investment account
- Look for ways to level up
- Can United miles be used on other airlines?
- Using card lock strategically
- Today’s rates for specific kinds of mortgages
- 4. Take advantage of first-time home buyer programs
- The Bitcoin ETF price war
- Hawaiian Airlines
- How to apply for a joint business bank account
- The difference between tax exemptions, tax deductions and tax credits
- Bank of America® Customized Cash Rewards credit card
- Do I have to pay California state tax?
- Does YouTube TV offer offline viewing?
- The best homeowners insurance in Louisiana
- Other considerations before joining a credit union
- 8. Follow your favorite brands
- Cooling rents still aren’t showing up in inflation data
- 2. You might need to register
- 5. Fund your FSA
- I want to make money as a delivery driver. What car insurance do I need?
- Federal FAFSA deadline
- 5. Prepare yourself, no matter the outcome
- Enjoy life along the way
- Medicare resources for Wisconsin
- What you can do about it
- A savvy way to save money
- Partial payment credit is possible after April 30
- Prepare for how much it costs to have a baby
- Money can suddenly run out, and you have to adapt
- How to use the car lease calculator's results
- How to invest in dividend stocks
- Average cost of term life insurance by age
- What is a good credit score for your age?
- Which plumbing problems aren’t covered?
- Remote work is here
- How to pay for gender-affirming surgery
- How to choose a rent-reporting service
- Smart use is the key
- A larger push for customer service
- How are HELOC payments calculated?
- Original Medicare vs. Medicare Advantage: Cost
- Does Florida have property tax?
- Diversifying with index funds
- How does the Fed raise interest rates?
- What to know about JetBlue travel credits
- More small-business data from NerdWallet
- Fellowships and assistantships
- What happens next?
- Additional child tax credit
- 2. Derogatory mark: Account charge-off
- Expense ratios are just one fee investors pay
- Best homeowners insurance in Minnesota for consumer experience: American Family and Nationwide
- Socially conscious financial decisions, including charitable giving
- 6. Pick up weekly ads at the store
- Where Gerber falls short
- That rent seems low for San Francisco, right?
- Information is power
- Can you invest in OpenAI’s partners?
- How to refinance federal student loans
- How much car insurance you need
- Clothes, vintage and crafts
- W-4 form 2024
- Elite status
- 4. Create a financial plan and get funding for your pizza shop
- Other hardship loan options
- Cons of going paperless
- Additional Medicare Part D companies
- Why is the 10-year Treasury yield important?
- How do you see another company’s certificate of insurance?
- How much to keep in your savings account
- How to build your credit
- Get more help with monthly budget planning
- 5. Check on assistance programs for a monthly discount
- 6. You co-signed a loan or credit card application
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- Best for local support: Blue Cross Blue Shield
- How to invest in dividend stocks
- How to qualify for the earned income credit
- 5. Loyalty doesn't always pay off
- Your 401(k) lets you move your after-tax money
- Retirement
- Reasons to get a personal loan vs. home equity loan
- Step 3: Choose your lender and loan
- 5. Contact the seller or visit a dealership
- How do I keep documents safe?
- 5. Online savings accounts
- 3. Invest in low-cost index funds or ETFs
- How much does Medigap Plan G cost?
- Types of life insurance trusts
- 3. EarnIn: Best for large advances
- How much of your fee goes to Upwork?
- 6. Rebounding from bank account fraud
- Get a credit-builder product or a secured loan
- What will count toward IDR forgiveness?
- Are home equity loans a good idea?
- Estimating your car payment
- Insurance costs impact vehicle shopping for most
- What is the difference between an inheritance tax and an estate tax?
- Level up
- 4. Revisit regularly
- AAA customer complaints and satisfaction
- Compare your net worth
- Other tipping situations
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- Do spot Bitcoin ETFs have custodianship risk?
- What causes Treasury bill rates to fall?
- What destinations aren’t served by Southwest?
- Ways to earn money as a teenager
- Does YouTube TV fit in your budget?
- E
- What credit score is needed for a debt consolidation loan?
- Stick to the easiest and most valuable redemption: cash back
- 4. Consider a co-signer
- Debt
- ESG investing vs. socially responsible investing vs. CSR
- Making borrowing easier for developers
- 8. Look at the product packaging
- How to invest in AI stocks
- Interest rate
- In-flight experience
- Compare business credit cards
- May
- Cons of electric cars
- National grant programs available to Ohio small businesses
- What is a pip?
- Reasons for garage door replacement
- 5. Customs
- Should I contribute to a traditional IRA if I can’t deduct it?
- Compare the best savings and money market accounts
- Dividend aristocrats ETFs
- Pros and cons of jumbo loans
- 3. Collect documents and correspondence
- Meanwhile, minimize the impact of inflation on your life
- JetBlue
- Pros and cons
- What's next?
- When are New York state income taxes due?
- Look for savings
- How to choose between Original Medicare and Medicare Advantage
- How much does homeowners insurance cost in Louisiana?
- Expedited passport services
- Best Massachusetts auto insurance for ease of use: Farmers and Progressive
- 9. Try out generic labels
- Can you use a business credit card for personal expenses?
- 4. Make biweekly payments
- Fly with Singapore Airlines’ partners
- 6. Subsidize your dependent care FSA
- Storing your Bitcoins: Hot wallets vs. cold wallets
- How can I submit a car insurance claim during the outbreak?
- How much liability coverage you need
- How to handle these bills
- What’s old is new again
- More about Gerber
- Frugal home expenses tips
- How compound interest works
- How to apply online for Global Entry
- Average certificate of deposit rate: 1.81% for one-year CDs
- Stock market crash vs. correction
- What not to do
- What does a shared equity agreement cost?
- How to get business insurance for your sole proprietorship
- More about AAA
- Know the implications of consolidation
- What to consider about equity compensation plans
- 7. You applied for a lot of credit
- LLC payroll taxes
- State thresholds for the medical expense deduction
- 5. Shop around with multiple lenders
- What happens if you default on an SBA disaster loan?
- Why is home equity important?
- Does paying rent build credit?
- USAA renters insurance rates
- What is California's standard deduction?
- What are fleet cards?
- What is the Federal Reserve Board?
- Compare lenders
- What are the tax rules for a Roth IRA?
- Best for emergency medical coverage: Allianz Global Assistance
- Most rent remains unaffordable
- Next steps
- What were your other expenses?
- How to find the 2024 W-4
- What you can do
- Benefits of a larger down payment
- Are 10-year Treasury notes a good investment?
- How much does a certificate of insurance cost?
- Where to get roadside assistance
- Alternatives to savings accounts
- Credit union personal loan rates
- Where to get a loan to buy a business
- How to complain about Edfinancial
- Which card (or cards) should you get?
- Universal vacation packages
- 4. Whether it's time for a financial advisor
- Buying a put option vs. short selling
- National grants available to Florida small businesses
- Do I have to pay New York state income tax?
- TurboTax vs. H&R Block: Support
- When are Florida taxes due?
- Other Roth IRA rules
- Quick start guide: How to invest in index funds
- Employer tuition assistance
- Swing trading vs. trend trading vs. buy and hold
- When to expect your child tax credit refund
- 3. Derogatory mark: Repossession
- 2. Certificates of deposit
- 9. Browse store aisles
- Discounts
- The most popular surveys for cash apps
- 4. Pick an investment strategy
- Compare the best CD accounts
- How did we determine the value of United miles?
- Average cost of whole life insurance by age
- What's next?
- Find the best HELOC lender for you
- You’ve got money left over for savings
- Growth stocks vs. dividend stocks
- F
- 6. Inspect and test-drive the car, if applicable
- 10. Use credit cards strategically
- Why some cars cost more to insure
- Should you file student loan bankruptcy?
- How do I grow my home's equity?
- How to reduce or avoid the federal estate tax
- What if CDs aren’t right for me?
- If you’re wondering about tipping in Spain
- How do I find out if the Medicare IRMAA applies to me?
- 4. Follow up with a letter if it makes sense
- 6. Consider alternative types of mortgages
- Home equity takes time to build
- What do the approvals mean for Bitcoin?
- Ready to get started?
- Southwest Airlines
- Next Steps:
- The 50/30/20 budget calculator
- What part of my income gets taxed by California?
- If you’re wondering where Southwest can take you …
- How do fleet cards work?
- Track your USPS renewal passport process
- Step 4: Gather loan documents
- D
- 6. High-yield checking accounts
- 3. The lounge you visit might not be the swankiest
- 5. Pay off capitalized interest
- Expand your options to Disney-area hotels
- Earn Singapore KrisFlyer miles via credit cards
- When to consider the Capital One Quicksilver Cash Rewards Credit Card
- 7. Rock your HSA
- How to find AI ETFs
- Will parent PLUS loans qualify?
- 3 tips to control central air conditioning installation costs
- How much should you put down on a house?
- EveryDollar, for simple zero-based budgeting
- How long does it take to get a certificate of insurance?
- Other types of IRAs
- 8. You closed an old credit card
- How to check your credit score
- Shopify vs. Etsy: Pricing
- How do you buy Vanguard Index fund shares?
- A recession? You've already been through one or more
- How to prevent SBA loan default
- Is Florida a low-tax state?
- Average cost of homeowners insurance in Louisiana by city
- Other financing options
- Marriott Bonvoy's exclusive transfer partners
- 11. Establish your local supermarket circuit
- The U.S. needs way more rental housing
- 5. Use collateral to secure the loan
- Memberships
- Buy Medigap Plan G during Medigap open enrollment
- ESG investing examples
- Making the call
- 10. Check your receipts
- Consumer complaints
- 4. Varo: Best for existing bank customers
- The bottom line on OpenAI
- Use a co-signer
- Do I have to update my W-4 every year?
- June
- Is APY variable?
- How do you buy 10-year Treasury notes?
- How to pay off a car loan early
- Compare the best checking accounts
- Ex-dividend dates
- Concerns for consumers
- Best for low-cost plan availability: Humana
- The bottom line
- Cons of booking a monthly Airbnb rental
- Who counts as a qualifying child for the earned income credit?
- You don’t need to have $10,000 to take advantage of compound interest
- Next steps
- Discounts
- 4. Use budgeting or expense-tracking apps
- Bottom Line
- 4. Keep an eye on popular tax deductions and credits
- How to get a debt consolidation loan
- For even more cash-back flexibility, become a loyal HSBC customer
- Do you ever need to change your EIN?
- Loans
- 2024 child tax credit news update
- How to do well on Upwork
- Is the 35K certificate impossible to use now?
- Days in the cycle
- Disadvantages of franchising for the franchisee
- 5. Open a business bank account for your pizza shop
- If you inherit or bequeath something, watch out for capital gains tax
- The importance of diversification
- How repayment of the equity investment works
- Discounts
- I want a CD, but what if CD rates change soon?
- 3 investing myths
- Understanding forex lot sizes
- FAQs
- How to settle a dispute with Edfinancial
- Florida resident discount for Universal Orlando Resort
- How to form a PLLC
- What is New York state's standard deduction?
- Full list of the best auto insurance companies in Massachusetts
- Why you might prefer the Capital One Venture X Rewards Credit Card
- 12. Consider a wholesale membership
- 4. Get help managing your money
- 4. Derogatory mark: Collections
- 3. Bonds
- Full list of the best homeowners insurance in Minnesota
- Need more auto liability insurance? Grab an umbrella
- What were the biggest challenges you faced along the way?
- Electronics
- Find the best homeowners insurance in your state
- LLC self-employment taxes
- How to get a loan from a credit union
- Bottom line
- Am I a resident for California state tax purposes?
- Discounts
- 7. Determine which warranties are right for you
- Calculating capital gains tax on a home sale
- Is Plan G the best Medicare Supplement Insurance plan?
- 6. Stick to the standard repayment plan
- Types of ESG investments
- 11. Use social media
- 8. See if you’re eligible for the earned income tax credit (EITC)
- Consumer experience
- Additional benefits
- Economy class travel tips
- Status match to Carnival
- Will my servicer know if I qualify?
- Should the U.S. adopt similar regulations?
- Best practices for managing e-statements
- Do you pay tax on T-notes?
- Compare the best banks, credit unions and cash management accounts
- 9. You paid off a loan
- How do I pay the Medicare IRMAA surcharge?
- United Airlines
- How to earn more interest in a savings account
- Consumer complaints
- The cheapest home insurance in Louisiana
- G
- Which card should you get?
- Best for poor credit
- Shopping
- Rent a car
- Is Upwork the right freelance marketplace for you?
- Become an authorized user
- Sharing a Prime membership Using Amazon Household
- How to save on car insurance
- How to adjust your Form W-4
- How to evaluate dividends
- Other considerations to determine your down payment
- Where to find the best savings accounts
- Why do I need a business credit score?
- Jumbo loans and conforming loan limits
- 5. Wait for a response
- Can I claim the EITC without a child?
- 5. Explore other expense-tracking methods
- Marriott Bonvoy transfer partners to avoid
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- 6. Find the right lender
- If you need additional student loan help
- July
- Average money market account rate: 0.66%
- NerdWallet home insurance calculator methodology
- Consumer complaints
- Next Steps
- 5. Understand your investment options
- How to make money trading forex
- Cost of life insurance without a medical exam
- Should you file a claim for plumbing problems?
- What are the best Vanguard index funds?
- What do the approvals mean for other crypto investments?
- Am I a resident for New York state income tax purposes?
- Costco Anywhere Visa® Card by Citi
- 13. Look at the price per unit
- What if you lose your EIN?
- Which type of life insurance should I put in a trust?
- How much does homeowners insurance cost in Minnesota?
- Could we be in an AI bubble?
- How did you stay motivated?
- What's next?
- Airline credit cards
- How to finance central air installation
- Are these the best dividend stocks?
- Compare the best bank accounts for students and kids
- What does having a lower score mean?
- The complete list of dividend aristocrats
- LLC sales taxes
- Find local conforming loan limits
- Consumer experience
- Consumer complaints
- Other marketing tactics for small businesses
- 5. Know what tax records to keep
- Step 5: Submit your application and get funded
- 7. Use 'found' money
- Shop online
- 5. Dave: Best for repayment flexibility
- UHC Medicare Advantage plan types
- How you can save points on a redemption
- U.S. Bank Cash+® Visa Signature® Card
- Where to get a home equity sharing agreement
- Consumer experience
- How do I get my business credit score?
- Should you choose an LLC or a sole proprietorship?
- Credit union vs. online lender
- What are the best dividend stocks?
- How to claim the earned income tax credit
- Final thoughts on finding cheap Southwest flights
- 6. Look for ways to lower your expenses
- Other ways to sell clothes online
- Why is home insurance so expensive in Louisiana?
- Fleet fuel cards: benefits and drawbacks
- E
- 8. Negotiate the best price
- Other ways to consolidate your debt
- 5. Student loan delinquency or default
- 4. Unlimited guests? Maybe not
- 9. Give it away
- The bottom line
- How much does liability insurance cost?
- What resources did you use?
- What if I had delinquencies or a student loan in default?
- Using your leverage
- Summary of the best banks and credit unions of 2024
- Why investing is important
- Ways to get the best jumbo mortgage rates
- Best of the Blues: Highmark
- Your readiness to buy a home
- Cards with primary coverage
- Why is day trading harder than passive investing?
- What to do if you're worried about a potential layoff
- KrisFlyer promotions
- Is Amazon Prime worth it?
- How much money can you make on YouTube?
- Final thoughts on Hyatt vs. Hilton
- Is Global Entry worth it?
- Empower Personal Dashboard, for tracking wealth and spending
- Home shopping tips
- Refunds, audits and other considerations
- Consumer experience
- Will you owe capital gains taxes on your home sale?
- Consequences of a child tax credit error
- How do you remain debt-free today?
- August
- Free resources for Ohio small businesses
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- How to prevent plumbing problems
- H
- F
- 14. Understand sale cycles
- 5. Incrementally raise your savings rate
- ESG investing: How to get started
- Average cost of homeowners insurance in Minnesota by city
- How to get cheap Southwest flights when rebooking
- Wait for the right Carnival cruise offer
- Deciding whether to buy an EV
- Another way to save on interest without paying off your car loan
- LLC tax forms and deadlines
- The bottom line
- Which card should you get?
- If you want to stay at a Disney hotel for cheap
- Other home insurance companies to consider
- How can I access these lounges?
- Get credit for the bills you pay
- Pros of investing in REIT stocks
- The bottom line
- Who should skip a Southwest credit card?
- Average cost of life insurance by term length
- Important considerations when opening a Roth IRA
- Consequences of an EIC-related error
- How to sell clothes online
- Ways kid creators can earn online
- 9. Maximize trade-in value, if applicable
- How to avoid capital gains tax on home sales
- American Express add-on coverage
- 10. Keep a file of your medical expenses
- 6. MoneyLion: Best for existing customers
- Third-party ratings
- What advice would you give someone just starting out their debt-free journey?
- Final thoughts on Turkish Airlines economy class
- Can I get a refund?
- The difference between interest rate and APY
- Consider all your options
- Protections: Peace-of-mind benefits
- Other types of tax preparers
- Shopify vs. Etsy: Which is right for your business?
- Other renters insurance companies to consider
- What to know about Louisiana homeowners insurance
- J
- 6. Tweak your W-4
- Best for those who pack expensive equipment: Travel Insured International
- State child tax credits
- Forex trading vs. stock trading
- Never done it before? Here's what to consider
- Next steps
- California resident discount for Universal Studios
- Tips to find the right Florida small-business grant for you
- The bottom line
- Fuel card vs. business gas credit card
- How do I start day trading?
- 6. Derogatory mark: Bankruptcy
- The cheapest home insurance in Minnesota
- Should you invest in AI stocks?
- Principles of investment strategies
- Earn an audience, and earn more in the long run
- Cons of investing in REIT stocks
- September
- Other home insurance companies to consider
- How to shop for Medicare Advantage plans
- Selling a put option
- If you want to leverage Marriott’s transfer partners ...
- I
- Other factors to consider
- Are dividends taxed?
- Shopping protections
- TurboTax vs. H&R Block: Which one is right for you?
- K
- 10. Make the purchase
- It pays to know
- What is the $500 credit for other dependents (ODC)?
- 5. You can't stay forever
- 11. Consider selling those dogs weighing down your portfolio
- If you're considering a Southwest credit card
- LLC tax tips for business owners
- Can I still get a past year's earned income tax credit?
- The bottom line
- Practice good credit habits
- Investing in REITs: How to get started
- What is credit card consolidation?
- Next steps
- Tips when applying for small-business grants
- California state tax credits
- Child tax credit vs. child and dependent care credit
- What to know about Minnesota homeowners insurance
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Book your discounted Carnival cruise
- Delta vs. Alaska: The results
- Other ways to make money
- W-4 calculator
- What is a tax consultant?
- If you want to book monthly Airbnb rentals
- Become an annual pass holder or season pass holder
- L
- 7. Tax strategies to shelter income or cut your tax bill
- 4. Money market funds
- Advantages of franchising for the franchisor
- October
- How the FDIC calculates national rates
- PocketGuard, for a simplified budgeting snapshot
- Types of FHA loans
- U.S. Bank Visa® Platinum Card
- Tips for making money as a kid
- J
- How taxes on real estate, rental, and investment sales work
- 7. Derogatory mark: Foreclosure
- 12. Get the timing right
- How does credit card consolidation work?
- Should I use a CPA or tax accountant?
- Investing
- Does your business need a fleet fuel card?
- 3 best cold wallets
- Do you need roadside assistance coverage?
- How do TurboTax and H&R Block compare with other providers?
- Best for adventurous travelers: World Nomads
- What's next?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- What else to know about Form W-4
- Travel protections
- The bottom line on investing for beginners
- UnitedHealthcare Medicare service area
- L
- Is there an over-55 home sale exemption?
- 8. Klover: Best for no-fee advances
- Check your credit scores and reports
- November
- NYC income tax rates
- How to rebuild your score after a derogatory mark
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- OK, what's next?
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- Methodology
Maybe you see an unfamiliar charge on your bank statement. Or you notice your debit card isn’t in its normal place in your wallet. If you suspect bank account fraud, now is the time to take action. Otherwise, any money that’s missing may be gone for good. Here’s what to do.
1. Report lost debit cards ASAP
If you suspect your card has been lost or stolen, call your bank’s fraud hotline right away. This is the most important step to preserve your funds.
You can be relieved to know that if you report the missing card before any unauthorized charges are made, you won’t lose any money, as the bank can lock or cancel it.
Here's what happens if there are fraudulent charges:
If you file a report with your bank within two business days of discovering these charges, your bank could subtract up to $50 from a potential reimbursement.
If it’s determined you reported the lost or stolen card more than two days after learning about it, but less than 60 days after the bank statement is sent to you — the one with the unapproved charges — your maximum loss can be $500, according to the Federal Trade Commission.
If you wait longer than 60 days after the bank statement is sent to you, you could lose all the missing money. In addition, you could lose money from linked sources, such as funds that were transferred from an overdraft account into the compromised checking account.
If your physical card isn’t lost or stolen, but someone fraudulently uses your debit card number, you still need to report the fraud, but there’s a slightly different timeline. You won’t be responsible for the unauthorized transactions as long as you report them within 60 days of the bank statement being sent to you.
After you report the fraudulent transaction to the card issuer, the FTC recommends following up with a letter or email.
2. Account frozen? Submit documentation
Even if you don’t report a debit card loss, if your bank suspects fraudulent activity, it could freeze your account while it investigates. You may be asked to mail or upload to your bank’s secure website any identifying information, such as your Social Security number and a copy of your driver’s license. You might also be asked to explain any flagged deposits and withdrawals to prove whether fraud occurred. Each situation is different, so it’s important to read your deposit account agreement carefully and understand your bank’s specific policies.
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3. Ask your bank for relief
If money is fraudulently taken from your account, and the drop in your balance results in overdraft charges, ask your bank to waive the overdraft fees. You can also ask your bank to give you a temporary credit of the disputed funds until it can complete its investigation if you don’t receive one automatically.
If you have another funding source you could access quickly, such as an emergency fund savings account, you can use it to pay for expenses while the bank investigates the compromised account. But if you don’t have other money set aside, consider other options to raise money fast, such as seeking community assistance or asking your employer for an advance. If you're looking for other account options for the future see NerdWallet’s list of best high-interest savings accounts.
4. Monitor bank transactions online
If your debit card is lost or stolen — as opposed to someone accessing your account online — your bank may cancel the card but keep the account open. In that case, regular monitoring can help you make sure the thief hasn't figured out how to get into your account.
You can generally see up-to-date transactions in your checking account on your bank’s mobile app or its website. Be sure to check it regularly for unfamiliar transactions.
5. Know the bank’s timeline
After you report fraud to your bank, the institution generally has 10 business days to conduct an investigation. If it finds that money was taken from your account fraudulently (or there was some other type of financial error), the bank has one business day to correct it and three business days to notify you of the results in writing.
If you're unhappy with any part of the bank's actions, you have the right to file a complaint with the Consumer Financial Protection Bureau. This government organization regulates consumer financial products and can be reached online at consumerfinance.gov or by phone at 855-411-2372.
The bank will have a chance to respond to your complaint, generally within 15 days, though it could take up to 60 days. You'll then have 60 days to offer feedback on the response. As part of the process, the CFPB will publish the complaint to a public consumer complaints database with personal information removed.
6. Rebounding from bank account fraud
It’s scary to think of someone accessing your checking account without permission. If it happens, you do have protection from debit card fraud. But that protection depends on when you notify the bank. Report it quickly to have the best chance of shielding your account and bank balance.
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