Bilt Card Adds Lyft as 5X Bonus Category If You Link Accounts

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Written by Erin Hurd
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The Bilt World Elite Mastercard® Credit Card, which allows you to pay rent and earn Bilt Points without a transaction fee, is driving more earnings for cardholders.

As of March 8, 2023, those who hold the card will earn 5 points per $1 spent on the card with Lyft when they link their accounts. They must also select Bilt as the primary rewards partner with Lyft, which will negate earning points from any other linked loyalty programs.

Bilt World Elite Mastercard Credit Card
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The Bilt World Elite Mastercard® Credit Card has a $0 annual fee and earns the following rewards in addition to the new 5x on Lyft:

  • 3 points per $1 spent on dining.

  • 2 points per $1 spent on travel.

  • 1 point per $1 spent on rent (up to 100,000 points annually).

  • 1 point per $1 spent on other purchases.

(Note: If you don't put at least five transactions on this card per billing cycle, you'll only earn a flat 250 points on rent. Most other purchases won't earn rewards.)

The card offers double earnings on purchases made on the first of each month, but that doesn't include rent or Lyft rides, which will not change. Plus, as a World Elite Mastercard, the card offers a $5 credit for Lyft if you take three rides in a month.

🤓Nerdy Tip

If you’ve joined the free Bilt Rewards loyalty program, you can earn 2 points per $1 spent on Lyft without holding the Bilt World Elite Mastercard® Credit Card. You must link your Lyft account to your Bilt Rewards account.

Rideshare bonuses abound

The Bilt World Elite Mastercard® Credit Card is the latest in a growing line of credit cards to introduce elevated rewards on rideshare spending. Through March 2025, Chase’s collection of Sapphire, Freedom and Ink cards earn 5x or 10x rewards on Lyft purchases. And many Capital One credit cards are offering bonus rewards and added perks with Uber through Nov. 14, 2024. Several American Express cards offer monthly Uber credits to cardholders, too.

With so many options, it can be difficult for frequent rideshare users to choose the best credit card for those purchases. But the Bilt World Elite Mastercard® Credit Card stands alone in its ability to earn points from paying rent with no transaction fees.

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Preferred® Card
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Rewards rate


5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.


Intro offer


Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
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Rewards rate


Enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.


Intro offer

Up to $300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
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Rewards rate


Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.


Intro offer


Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.

See more travel cards

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