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Contents
- » This page is out of date
- What is a 401(k)?
- What is personal finance?
- Dividend definition
- What is the Medicare tax?
- See CD rates by term and type
- What is a REIT?
- See how to get your business started quickly
- What is a budget planner?
- What is a secured credit card?
- Life insurance buying guide
- The parts of Medicare
- Still deciding on the right carrier? Compare Medigap plans
- What is sales tax?
- What is a tax dependent?
- 6 steps to opening a Roth IRA
- Bizee: Easily form your new business
- What are undervalued stocks?
- What is the average stock market return?
- Medicare Advantage companies
- Current promotional CD rates
- What is a Treasury bill?
- IRA vs. 401(k)
- What is an authorized user?
- Why is retirement planning important?
- Our Take
- Definitions: Money Transfer Rates
- Best-performing gold ETFs
- What is passive income?
- What is a credit freeze?
- How many IRAs can you have? How many Roth IRAs?
- Fee-only vs. fee-based
- What is NCUA insurance?
- 1. What credit cards are available
- What is the net investment income tax?
- About State Farm home insurance
- Investing money is personal
- Freelancing
- Estate planning checklist
- What is Medicare?
- What is FICA tax?
- High-dividend ETFs may generate income
- About Erie home insurance
- What is a spot Bitcoin ETF?
- Best bank stocks by one-year performance
- The best pet insurance companies at a glance
- Which airlines have lie-flat seats in business class
- The right time to ask for a credit limit increase
- Why is personal finance important?
- Types of lines of credit
- Getting to Atlanta
- Savings accounts
- 6 things to know about United's delayed flight compensation
- What is the Medicare tax rate?
- Preparing to buy tips
- What are small-cap stocks?
- What to know about National Emerald Club
- Online marketplace and auction sites
- Things to do before you go
- Is GoFundMe taxable?
- How do stocks work?
- Top credit cards for bills and utilities
- How to pass a rental credit check
- The definition of a recession
- Medical insurance
- What is a savings account?
- Personal loans vs. home equity loans: What’s the difference?
- 1. Joining Marriott Bonvoy is free
- Home improvement tax credits for smaller updates
- 7 of the best apps to make money
- First, what type of financial help are you looking for?
- 1. Check in
- Tips to get the best last-minute travel deals
- About points pooling
- How to get paid on YouTube
- The Equal Credit Opportunity Act
- Best Prepaid Debit Cards
- How much is YouTube TV a month?
- Shopping for a personal loan
- Choosing an IRA vs. a 401(k)
- What is the average cost of groceries per month?
- What are consumer discretionary stocks?
- Estimated Hawaii trip cost
- The major differences
- Delta SkyMiles American Express credit cards
- Mortgage options
- ETFs vs. stocks
- What does APY mean?
- How to write a two weeks’ notice letter
- What to know before getting The Platinum Card® from American Express
- 1. Certificates of deposit (CDs)
- 1. Report lost debit cards ASAP
- What is OASDI tax?
- What to expect when flying economy with Qatar Airways
- Key differences between personal loans and credit cards
- What is a conventional mortgage?
- Wyndham Rewards' award chart
- First, some background
- In general, what factors could cause Bitcoin to go up?
- 1. What's your credit score?
- Best Marriott Bonvoy perks
- What is a sole proprietorship?
- Which flights are affected?
- What is the child tax credit?
- What is Amazon Prime Student?
- Calculate your closing costs
- How do CDs work?
- 50/30/20 budget calculator
- What is included in a cruise?
- Best-performing REIT stocks: April 2024
- The best car insurance
- Most profitable small businesses
- An overview of Delta Premium Select’s benefits
- Create a budget plan that works for you
- What to expect flying first class with Singapore Airlines
- Refinance to a lower rate
- What are AI ETFs?
- Auto insurance
- Frugal food tips
- Average car loan interest rates by credit score
- Use 'customize payments' to find the best rates
- How to manage your money
- Documentation is the difference
- What is Mint?
- Building a Twitch audience
- Do rent payments affect credit?
- What is business capital?
- Check your eligibility
- Minimum wage over time
- College grants vs. scholarships
- How does the SALT deduction work?
- Don’t price it too high
- More space, but not necessarily more comfort
- The best budget apps
- Seven steps to basic estate planning
- 1. Find a payment strategy or two
- Why you'll like the Apple savings account
- Life insurance calculator
- January
- What to know about Alaska lounges
- 1. Set your budget
- Mortgage rates have climbed all year
- Toll passes to use in rental cars
- How much is used car sales tax?
- What is options trading?
- FICA tax rate 2023-2024
- How we picked the best airline
- How to use the mutual fund calculator
- How does crowdfunding work for a business?
- How to renew a car insurance policy
- The best cheap car insurance
- What is tax debt relief?
- Wells Fargo Active Cash® Card: Our Pick for Simple Cash Back
- How to use the auto lease buyout calculator
- How much will refinancing save?
- Step 1: Check your credit
- How much is Sling Freestream per month?
- British Airways' classes
- Pros & Cons
- General advice for international money transfers
- What is short selling?
- 3 steps to selling stocks
- High CD rates for now
- Best ways to consolidate credit card debt
- Student loan forgiveness plans
- You’ll get less
- 1. Clean up your credit
- TAP Air Portugal partner airlines
- 17 passive income ideas for 2024
- Average savings account rate: 0.46%
- Best fleet fuel cards
- How much is HelloFresh?
- How do credit union loans work?
- What does this value mean?
- 1. Check your account statements
- How to compare FHA vs. conventional loans
- 1. It earns 5% cash back at all Simon properties in the U.S.
- Key takeaways
- SBA 7(a) vs. 504 loan comparison: Which is right for you?
- Flight options
- Sales tax calculator
- Our picks for the best life insurance companies in April 2024
- Who has to pay the net investment income tax?
- Starting an import/export business
- What is an FHA loan?
- Student loan payoff calculator
- Car insurance definitions
- The bull call spread
- What are estimated tax payments?
- What goes into the credit card interest calculation
- What is a home equity loan?
- Late winter and early spring
- Who can you claim as a tax dependent?
- What are tax refund advance loans?
- Buy down the interest rate: Is it worth it?
- Types of pet insurance coverage
- California loop
- Best benefits of the AmEx Delta Reserve card
- Chase joint account
- Pros and cons of Medicare Advantage plans (Medicare Part C)
- Passport photo clothing requirements
- What’s your goal?
- How Treasury bills work
- A
- Will savings rates go up?
- 1. Fill out the FAFSA
- How to budget money
- Financial advisor fees
- How does the Universal Express Pass work?
- Average retirement savings balance by age
- When can you withdraw from a Roth IRA?
- How to start day trading
- The Platinum Card® from American Express
- Xoom is best for:
- 1. Know your bank’s mobile check deposit requirements
- When to use a personal loan
- Types of RVs
- Car insurance companies list
- What are gold ETFs?
- How does a 401(k) work?
- Quick definition: CDs that hold money, not music
- How much do Instagram influencers make?
- Stripe pros and cons at a glance
- How to freeze your credit with all 3 bureaus
- Wells Fargo Active Cash® Card
- How to make money online
- If you have private insurance
- What is a fee-only financial planner?
- What is a business credit score?
- What is a dividend aristocrat?
- Disneyland vs. Disney World size
- Why do employers check credit?
- What is the standard deduction?
- Your own insurance usually comes first
- Compare Medicare Supplement plans
- How much is life insurance?
- The best money-making apps
- How to switch car insurance companies
- What is the federal solar tax credit?
- Business structure options
- Why are stocks undervalued?
- Mint vs. NerdWallet at a glance
- Why does tipping matter?
- What responsibilities does an authorized user have?
- Rite Aid
- Investment account types
- Best consumer discretionary stocks by 1-year returns
- Where you can find Hyatt club lounges
- Netflix subscription cost
- Plastiq: The basics
- 7 high-dividend ETFs
- 1. Learn your cash-flow cycle
- 28 ways to save money
- How to use the car affordability calculator
- The best life insurance for seniors in April 2024
- When can you retire?
- Top 11 spot Bitcoin ETFs by fee
- Builders prefer incentives to lowering prices
- How do expense trackers work?
- 1. Hyatt Vacation Club at The Lodges at Timber Ridge
- What are bank stocks?
- 22 popular tax deductions and tax breaks
- Two new Marriott Bonvoy Cards from two issuers
- 1. The monthly fee adds up
- Examples of personal finance in everyday life
- Key Findings
- What is an LLC?
- ASPCA: Best pet insurance for broad coverage
- Other Medicare tax details to know
- Best small-cap stocks, ordered by one-year performance
- How much are closing costs?
- Meeting people where they're spending
- What is the 50/30/20 rule?
- How to get parent PLUS Public Service Loan Forgiveness
- Banking
- How NCUA insurance works
- 1. Take inventory of your finances
- What is the Walmart MoneyCenter?
- 5 steps to get preapproved for a home loan
- Guardian Life insurance
- Complete the consolidation application
- Types of business capital
- Ways to avoid seat selection fees
- Why you need a savings account
- Make your stance clear in job postings
- Why you should get preapproved for an auto loan
- How payday loans work
- The average stock market return isn't always average
- Medicare eligibility
- Does closing a credit card hurt your credit?
- Types of USDA loans
- 1. T.J. Maxx loyalists can rake in rewards ...
- Or will savings rates go down?
- What are the benefits of crowdfunding?
- A closer look at Delta credit card offers
- How does OASDI tax work?
- How to pay for community college
- Xoom pros
- The SVB collapse
- 2. Have you reviewed your credit report?
- Cheap car insurance
- What are dividend stocks and why buy them?
- How much is the child tax credit worth?
- How do I enroll in Amazon Prime Student?
- What to expect with a credit score simulator
- Best-performing REIT mutual funds: April 2024
- Secured credit cards vs. unsecured credit cards
- 2. Categorize your expenses
- The Fed is pushing to slow the economy
- What’s happening to Mint?
- How we ranked the top life insurers
- When a personal loan is best
- Where State Farm stands out
- Best car insurance in New York overall: Travelers
- Who is a qualifying child?
- YNAB, for hands-on zero-based budgeting
- New York state income tax rates
- Strides in the workplace
- What can I add on to YouTube TV?
- Where do I cash in a savings bond?
- Home sales have slowed
- Applying for a personal loan
- How to choose the best crypto wallet
- What should my monthly grocery budget be?
- Best senior-specific plans
- Best for availability and locations: Holiday Inn Express
- What your estimated buyout cost tells you
- Where Erie stands out
- How to short a stock in 5 steps
- Comparing government loans and conventional mortgages
- List of the biggest car insurance companies
- Best car insurance in California overall: Travelers
- The wrong time to ask for a credit limit increase
- What is a personal line of credit?
- What is the cheapest car insurance in Texas?
- How to redeem TAP Miles&Go miles
- CDs: The good, the bad, the penalty
- How many Instagram followers do you need to make money?
- Authorize.net pros and cons at a glance
- Billing error
- The benefits of having multiple IRAs
- How to convert American miles to dollars (calculator)
- Refinance to a longer term
- What is a fee-based financial planner?
- Best AI ETFs by one-year performance
- Frugal shopping tips
- Which services will report your rent payments?
- State sales tax
- What you need to know about savings accounts
- State minimum wages in 2024
- How extra student loan payments work
- When are estimated taxes due?
- How life insurance rates are determined
- 2. Airport security ID check
- Don’t price it too low
- Savings bond calculator
- Bluebird by American Express
- CD rate trends 2024: Higher short-term CDs
- How SAVE differs from other student loan repayment plans
- 5 tax relief options
- Financial advisor fees by service
- Two weeks’ notice templates
- How much is Sling TV per month?
- 2. Cash management accounts
- Median retirement savings balance by age
- Roth IRA withdrawal rules
- Table of Contents
- 2. Confirm the check amount is within mobile deposit limits
- 4 best Wyndham resorts for award stays
- What is a mega backdoor Roth?
- Are my donations to a GoFundMe tax-deductible?
- How much does an Amazon Prime Student membership cost?
- Information you need to freeze your credit
- Best-performing REIT ETFs: April 2024
- Best credit union personal loans for 2024
- How to book a first class ticket with Singapore Airlines
- Are auto loan interest rates rising?
- 2. You must use the card five times per billing cycle to earn rewards
- How to make money as a novice
- Which Medicare Supplement plan has the highest coverage?
- What is the NIIT tax rate?
- 2. There are over 8,000 Marriott Bonvoy hotels
- Tax credits for solar panels
- Grace period
- How to find a federal grant
- What is the SALT deduction?
- How to invest money
- Selling stuff
- What about the extras?
- The advantages of trading options
- Holiday weekends
- The most undervalued stocks in the S&P 500
- Medicare at a glance
- How to manually calculate how much life insurance you need
- February
- Food and beverage options
- Bank of America joint account
- 2. Shop for a loan
- 1. Your credit score
- Dress code tips for passport photo
- T-bill purchase example
- How FICA tax works
- Pros and cons of investing in consumer discretionary stocks
- How to decline a car insurance renewal
- 2. Search for scholarships
- Chase Freedom Flex℠: Our Pick for Bonus Cash Back
- Stay in the know
- Student loan refinancing calculator
- 2. Urge your customers to pay on time
- 5 steps for retirement planning
- Xoom cons
- Why short a stock?
- 2. Hyatt Regency Boston Harbor
- Airlines that don't have lie-flat seats in business class on wide-body aircraft
- 1. No credit check is required, but a linked bank account is
- Benefits may be reduced if you’re still working
- Tactics to try at the box office
- How do you calculate closing costs on a house?
- Stripe features overview
- The pros and cons of a life insurance trust
- What to expect: Delta Premium Select
- Why should you own stocks?
- How landlords and property managers check credit
- How food prices have changed over time
- How long do recessions last?
- How are business credit scores calculated?
- Preapproval is not the same as pre-qualification
- Guardian Life insurance policies
- What costs are built into a monthly FHA mortgage payment?
- How to get Public Service Loan Forgiveness
- Where State Farm falls short
- Solar tax credit 2024
- How does a home equity loan work?
- Where to get tax refund loans
- Pop culture
- House prices aren't rising as fast
- Getting a loan
- 8 best hot wallets
- Is credit activity reported to the credit bureaus for the authorized user?
- Learn more
- What is the federal funds rate?
- Can you live off ETF dividends?
- Where Erie falls short
- What is a government shutdown?
- Step 2: Pre-qualify and compare offers
- Best car insurance in Michigan overall: Auto-Owners
- 2. Account frozen? Submit documentation
- 3. Endorse the check
- How to invest in gold ETFs
- Bitcoin price predictions: All over the map
- Key features of an LLC vs. sole proprietorship
- Why small-cap stocks are risky
- How to monetize your Instagram with fewer followers
- How do American miles compare to other airlines?
- Property and casualty insurance
- What are the Walmart MoneyCenter hours?
- How many parks are in Disneyland?
- You may pay more for your mortgage
- SBA 504 loans vs. SBA 7(a) loans: Key differences
- How you can prepare for the end of Mint
- What do employers see in a hiring credit check?
- How the standard deduction works
- Where to look for information
- Net investment income tax and capital gains tax
- Does raising the minimum wage cause inflation?
- Types of grants for college
- 10 questions to ask financial advisors
- The payday loan debt cycle
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Original Medicare
- Other alternatives to Mint
- 2. The annual fee
- Key features of IRAs vs 401(k)s
- Can I avoid paying sales taxes on my used car?
- The best airline of 2024
- Who has access to Hyatt lounges
- How to determine how much car you can afford
- Best life insurance for seniors in April 2024
- How does OASDI tax work if I’m self-employed?
- Day trading strategies
- Best iOS personal expense tracker apps
- List of biggest car insurance companies by market share
- 2. Rebalance your debts and income
- 13 fundamentals of personal finance
- Small businesses in the current economy
- How we chose the cheapest companies in Texas
- Certificates of deposit
- Historical national rates
- Other tools to check your financial health
- For people with Medicare
- How secured credit cards work
- Apply for mortgage forbearance
- 3. Build a budget that works for your expenses
- Types of AI ETFs
- How to use average car interest rates
- Recent changes to food costs
- 3. Get up to 10% back on select gift cards
- The top 7 dividend aristocrats list
- What items need to have sales tax?
- Savings accounts with strong APYs can help your money grow
- Best life insurance companies: Pros and cons
- State availability
- Do consider the comps
- Baggage fees
- How does the solar tax credit work?
- How to open the Apple high-yield savings account
- What documents do I need to cash a savings bond?
- How Medicare Advantage plans work
- Current CD rates: high-yield and national averages by term
- Check your credit health
- Should you tip all kinds of massage therapists?
- C
- How to trade options in four steps
- What is identity theft?
- Qualifying for a USDA-guaranteed mortgage
- What are the different types of crowdfunding?
- 3. Turn your inventory quickly
- When will the government shut down?
- Negotiate lower closing costs, such as rate locks
- Mega backdoor Roth 2024
- Big changes to the Marriott Bonvoy Brilliant® American Express® Card
- Your decision might affect a spouse
- LLC vs. sole proprietorship
- Same-day benefits and redeposit fees
- Dividend vs. growth stocks
- Requirements: Who qualifies for the child tax credit?
- Mortgage selection tips
- What proof is needed to get a Prime Student membership?
- How to get loan forgiveness with income-contingent repayment
- How do REITs work?
- Use a budget planner
- Fee-only financial planner or fee-based: Which type is best for me?
- Credit cards
- Here's how to get your money back if your credit union goes under
- SBA 7(a) loan: Best for general business financing
- Don’t miss the deadline
- What Medicare Supplement plan is most popular?
- 3. Paying for hotel nights isn’t the only way to earn rewards
- Estimated tax payments 2024
- Are you paying more for less?
- What is the welcome offer?
- Wells Fargo joint account
- Joann
- What is withholding tax?
- 2. ... But it's not ideal for everyday purchases
- 3. Choose an affordable school
- How it works
- State availability
- How to calculate APY
- What is a Bitcoin strategy ETF?
- How much is a Universal Express Pass?
- 3. High-yield money market accounts (MMAs)
- 3. Ask your bank for relief
- Xoom transfer methods and options
- 21 most-shorted stocks by short interest
- 3. Hyatt Regency Seattle
- What to know about the biggest car insurance companies
- Best California auto insurance for your budget: Auto Club of SoCal
- 3. Is your credit frozen?
- Building relationships with younger spenders
- 2. Build a money management blueprint
- Improve your odds of being approved
- Does an employer credit check hurt your score?
- Do all workers earn at least the minimum wage?
- Rethink background checks
- The bear put spread
- Best car insurance in New York for your budget: Progressive
- Medicare Part A (hospital insurance)
- How much is YouTube TV for 1 year?
- March
- 3. Determine other ownership costs
- The Fed chief talked rates higher
- Repaying a personal loan
- How do I add someone/get added as an authorized user on a credit card?
- Can my insurer refuse to renew my policy?
- Protect yourself from scams
- Who is affected by a government shutdown?
- Where to get student loan help
- The worst they can say is no. Shouldn’t I try?
- About Medicare
- Why small-cap stocks are mighty
- Do I need to pay gift taxes on the money I donate?
- 5 ways to make money on Instagram
- When is the best time to use American miles?
- How to buy AI ETFs
- Frugal entertainment tips
- Getting ready for a recession
- Do personal credit scores affect business credit scores?
- How far in advance should I get preapproved for a mortgage?
- What counts as net investment income (NII)?
- How can I lower my FHA mortgage payment?
- Rebates to generate big savings — eventually
- Average daily balance
- 3. Baggage screening
- Is the solar tax credit refundable?
- All year
- Programs that let you pool points for free
- 2. Consider debt consolidation
- How to find undervalued stocks
- 4 more ways to estimate how much life insurance you need
- Treasury bill rates compared to other Treasury securities
- When should I close my credit card?
- How to cut your Hawaii vacation costs
- Elevated interest rates and bank failures
- How long will your mortgage loan last?
- How to invest in dividend ETFs
- 4. Negotiate with your vendors and customers
- Retirement savings by age
- OASDI limit 2023
- 4. Open the mobile deposit function in your bank app
- When to use a credit card
- What kinds of conventional loans are available?
- 2. There’s no credit check
- You can collect at ages other than 62, 67 or 70
- How are dividends paid out?
- How to claim the child tax credit
- Average interest checking account rate: 0.08%
- Is HelloFresh worth it?
- REITs' average return
- Best car insurance companies: Our winners
- Regret or user error
- How does a life insurance trust work?
- Ways to get good value
- What does it mean when you own stocks?
- Apply for loan modification
- Will food prices go down in 2024?
- What services are available at Walmart MoneyCenters?
- What to look for in a new budgeting app
- Do the math
- How a savings account works: withdrawal limits
- Apply extra student loan payments toward the principal
- When a home equity loan is best
- State Farm home insurance coverage
- Who should make estimated quarterly tax payments?
- How to find a state grant
- The drawbacks of trading options
- I bonds calculator
- Other benefits of the AmEx Delta Reserve credit card
- How to choose the best Medicare Advantage plan
- IRA vs. 401(k): A road map
- Other payroll tax items you may hear about
- What are the different types of consumer discretionary stocks?
- Best hotel for family travel: Holiday Inn
- Capital One Venture Rewards Credit Card: Our Pick for Basic Travel Rewards
- Try a simple budgeting plan
- Will I qualify for student loan refinancing?
- Best budget auto insurance in Michigan: Geico
- Top 8 Bitcoin strategy ETFs by fee
- 4. Monitor bank transactions online
- Capital One Venture X Rewards Credit Card
- 4. Hyatt Regency Sonoma Wine Country
- States that will tax student loan forgiveness
- How to respond to a crypto downturn
- 4. Do you have your own credit card?
- 2. There's no APR because you can’t carry a balance ...
- Cheap car insurance in Texas by age
- Why small-cap stocks are not that different
- What crowdfunding tax documents do I need?
- How to unfreeze your credit
- Secured credit cards: Examples
- Here are the limits of NCUA insurance — and how to maximize it
- 4. Rewards are redeemed as statement credit or cash back
- Dividend kings vs. aristocrats
- It’s not impossible
- Guardian life insurance rates
- Reliability
- Standard deduction 2023
- What to ask your credit card issuer
- Medicare Supplement Insurance plan comparison chart
- When to spring for premium economy
- What can I use a home equity loan for?
- What to expect the stock market to return
- How to deposit funds into the Apple savings account
- Serve American Express Prepaid Debit Account
- Is it worth it to cash a savings bond?
- Habits that help
- 7 types of identity theft and the warning signs
- Erie home insurance coverage
- OASDI limit 2024
- Full Review
- The risks of short selling
- Where to rent an RV
- Airlines that offer lie-flat seats on smaller aircraft
- 3. Don’t ask for too much cash
- How to get a personal line of credit
- Miles&Go sweet spots
- Local sales
- 2. The Southwest card limits
- What are your legal rights?
- States with no sales tax
- Best life insurance company overall: MassMutual
- How do you avoid the net investment income tax?
- How much college grants can help
- Goodbudget, for hands-on envelope budgeting
- New York state supplemental income tax
- Medicare Part B (medical insurance)
- Does YouTube TV allow password sharing?
- 4. Find the right car for you
- Missing a loan repayment
- How do I remove someone/get removed as an authorized user?
- Why do I have to pay FICA tax?
- Does the Fed rate affect FDIC insurance?
- Two ways to access Hyatt lounges without Globalist status
- How do streaming services fit into your budget?
- Know how to make a complaint
- 4. Peer-to-peer lending
- How to day trade stocks
- Look for discounts on upgraded amenities
- 5. Take clear pictures of the check with your mobile device
- Pros and cons of investing in bank stocks
- When to estimate closing costs
- When would CDs work best for me?
- Authorize.net features overview
- Other ways your parent PLUS loans may be discharged
- How to make money as a Twitch Affiliate
- 4. Marriott points expire after 24 months
- What doesn’t impact your life insurance premium
- Don’t overvalue your home’s upgrades
- Taking surveys
- Treasury bond and note calculator
- How to find high-yield alternatives
- Using the mortgage points calculator
- Capital One joint account
- HELOC rates will rise
- Are Treasury bills a good investment?
- Kirkland’s
- Qualifying for a Single Family Housing Direct Home Loan
- Best hotel for business travel: Holiday Inn Express
- The bottom line
- 5. Consider invoice financing.
- When was the last government shutdown?
- Sling TV extras
- 5. Know the bank’s timeline
- Is the OASDI tax mandatory?
- 5. Hyatt Regency Grand Cypress Resort
- Your 401(k) plan allows after-tax contributions
- What's next?
- 3. No APR or late fees apply, but don't be fooled
- Cheap car insurance in Texas for 20-year-olds
- 6 types of dividends
- What does a Prime Student membership include?
- How to work HelloFresh costs into your budget
- What is not included in a cruise?
- Types of REITs
- The drawbacks of multiple IRAs
- Eliminate mortgage insurance
- Frugal DIY project tips
- What is a good business credit score?
- Are Walmart MoneyCenter services worth it?
- Guardian Life insurance customer complaints and satisfaction
- Choose a Medicare Supplement Insurance company
- Can you deduct sales tax?
- Other opportunities to pay off student loans faster
- Understand the business value
- Steps to apply for college grants
- 4. Ordering food
- How do you qualify for the federal solar tax credit?
- How much should you spend on a mattress?
- Choosing your business structure: What to consider
- Breaking free of payday loan debt
- Pet insurance coverage at a glance
- April
- 3. Your eligibility for the welcome bonus
- What if you’re unhappy with your massage?
- E
- The bottom line
- 3. There's an upfront incentive, but it won't fund a shopping spree
- 4. Use grants if you qualify
- The costs
- APR vs. APY: What’s the difference?
- Tips for Qatar economy flights
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There’s a lot to consider when buying a mattress — beginning with size, comfort and price.
We’ll leave size and comfort up to you, but we can help you sleep better by knowing that you got a good price. Here are some of the best times of the year to buy a mattress.
Late winter and early spring
When: March or April.
Why: By March or April, new mattress models will typically be in stores, according to Scott Paladini, who founded online mattress company Bear Mattress. As new mattresses arrive, shoppers can save money by opting for an older model or a floor sample straight from the showroom.
Why? It’s out with the old and in with the new. “Eventually the retailers will have to remove all of those beds and put the new models down,” Paladini says.
What to expect: A floor model could save you as much as 50% off the price, according to Julie Tramonte, a former sleep advocate for Verlo Mattress, which sells online and in stores. She recommends asking a manager when the store plans to turn over its inventory, as timing can vary. Keep in mind that floor models have likely been tested out by other shoppers.
Holiday weekends
When: Presidents Day, Memorial Day, Fourth of July, Labor Day and Black Friday.
Why: Mattress industry experts agree — holiday weekends are a prime time to shop. You can find deals throughout the year, but holidays offer widespread sales, says Jody Putnam, chief retail officer at Mattress Firm, which sells online and in stores.
“Most of the time there’s usually a couple beds here or a couple there that will be at sale prices, but at those major holidays, a larger portion of the products in the marketplace will be marked down,” Putnam says.
What to expect: Paladini estimates shoppers can save from 10% to 20% if they buy a mattress during a holiday promotion.
All year
When: Your current mattress is 7 to 10 years old.
Why: Maybe you don’t have the luxury of waiting for a seasonal sale because your bed is on the edge. The general consensus among industry experts is a 10-year-old mattress is nearing the end of its life, but that can vary by material and sleeper habits.
Your body can help you determine when it’s time to get a new one. For example, Tramonte says you may not notice your current mattress is lacking comfort until after you go on vacation and sleep on a different mattress.
What to expect: If your back or neck is aching, there are ways to find a good price — even if you can’t make your purchase during the times listed above. See some tips at the end.
How much should you spend on a mattress?
The answer to this question depends on your budget, as well as key factors like the size of the mattress and the type and quality of materials — think memory foam, innerspring or latex. So pick the model that suits your needs and your price point. You can likely find a good quality mattress for around $1,000 (sometimes less), according to Consumer Reports.
Mattress-buying tips
Keep these money-saving tactics in mind when buying your new bed:
Look online. You’ve probably watched mattress unboxing videos on social media. Online retailers such as Bear Mattress, Casper and Lull offer convenience and ship their mattresses to you in a compact box. Aside from the novelty, online prices can be competitive.
Test it out. Before you pick one, sleep on it. Many sellers offer a trial period. If you take a mattress home and decide to return it within a certain window (sometimes 100 to 120 nights), you’ll get a refund. That’s especially helpful if you buy from an online seller and haven’t felt the mattress first.
Get a guarantee. Look for a retailer that will guarantee its price, Putnam says. Some sellers will refund you the difference if the mattress you bought goes on sale within a given period after your purchase. At Mattress Firm, the 120-night price-guarantee window means you’ll likely be able to capitalize on the pricing from at least one major sale period.
Negotiate. Paladini says shoppers can negotiate. If you can’t get a retailer to come down in price, they may be willing to throw in a free pillow or accessory to make it worth your while.
Pay attention to price, not percentage off. A 50% off sale isn’t necessarily better than a 10% off deal, especially if the former mattress was substantially more expensive to begin with. It’s best to look at both the original and final price of the mattress, not just the percentage of the discount, Tramonte says.