Free Budget Worksheet

Input your income and expenses, and we'll show how your spending compares to the 50/30/20 budget.

Lauren SchwahnJanuary 14, 2019

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A successful budget planner helps you decide how to best spend your money while avoiding or reducing debt. NerdWallet recommends the 50/30/20 budget, which suggests that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment. Use the free budget worksheet below to see how your spending compares to this kind of budget.

Budget planning

The 50/30/20 breakdown is just a recommendation. Adjust your spending as needed until you reach your ideal budget. Need help with other money matters? Check out more financial calculators from NerdWallet.

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