7 of the Best Money-Making Apps of 2024
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For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.
Here’s the scoop on seven free money-making apps. NerdWallet considered apps with at least 3.8 stars and 25,000 reviews in both Google Play and the iOS App Store.
7 of the best apps to make money
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- How to get started
- How to maximize your rewards
- Key takeaways
- Will you get your money back?
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- Nearest airports
- Simplifying tax time with accounting software
- Rewarding welcome offer
- Fiverr
- 1. Choose how to apply
- Summary of no-credit-check lenders
- Fixed or adjustable rate?
- What is 100% credit utilization?
- Winner for the number of destinations served: Qatar
- 1. Set a budget and make a shopping list
- 1. Start saving early
- 1. Seats aren’t assigned
- CD rates
- 1. Earn with ads as a YouTube Partner Program member
- 1. Delay your application
- 1. Capital One Venture X Rewards Credit Card
- 1. There are 137 islands in total
- 1. Home-based or easily accessible
- CREDIT CARDS STATISTICS
- No-fee way to earn American Airlines AAdvantage miles
- 1. Decide whether to go active or passive
- Children under 2 years old
- Best for: Real-time price comparisons
- GasBuddy
- Freelancer.com
- Alliant Credit Union: Best credit union
- 1. Arrive in the right spot — and at the right time
- Quick facts and who qualifies for a solo 401(k)
- 1. Make sure everyone is OK
- Verify your details
- Pros
- Domestic travel with an adult
- Pay more than minimums
- SIPC coverage provides ...
- Email marketing
- 1. Review your risks and decide which types of insurance you need
- Medicare initial enrollment period
- 1. Earn miles or points by flying your preferred airline
- Counterfeiting a growing threat
- Pros:
- 1. Evaluate your assets and expenses
- 1. Ibotta
- AtoB
- 2. Gather your identification
- OppLoans: No-credit-check, high-interest installment loans
- The real cost of your home
- Traditional IRA deductions
- Investment-based passive income ideas
- Our pick for: Target loyalists
- 1. Pick up freelance work online
- Common investment and brokerage fees
- 1. Choose the type of transportation business to start
- When can I use Park Hoper?
- 2. Flexible hours
- Strengths
- Grants.gov
- 1. Decide whether you want to invest in active or passive funds
- 1. Straight-line depreciation
- Bitcoin pros
- 1. Conforming conventional loans
- 1. Business-to-consumer (B2C)
- The ‘7-pay test’ explained
- Swipe more for greater rewards
- 1. You alone are responsible for paying
- Generous rewards
- What is a good FICO score?
- Ally Bank: Best bank and best CDs
- 1. Roll your debts onto a balance transfer credit card
- When is the last day to file taxes?
- CD terms
- Our pick for: Simplicity
- Delta eCredit rules and expirations
- ETF pros
- How to play Powerball
- 1. Chase Ultimate Rewards®
- Understand the budgeting process
- 1. Cryptocurrency exchanges
- 1. Decide what kind of marijuana business to start
- Review your consumer reporting files
- What investments to put where
- Franchise
- 1. World of Hyatt
- 1. 401(k) rollover to an IRA
- 1. Food trucks
- Do it yourself
- Freeze your Equifax credit report online
- Wells Fargo Active Cash® Card
- 1. Annual fees are optional — but sometimes worthwhile
- Cons
- What should I sell?
- SIPC insurance doesn’t cover ...
- Flights to Hawaii
- 2. Shop at the right time
- How the American Opportunity Tax Credit works
- 2. Decide how much home you can afford
- NVIDIA Corp (NVDA)
- Standard with ads: $6.99 per month
- Avis Preferred
- General liability insurance
- Lifetime AirPass
- Pre-installation evaluation: $250 for a 2,000 square foot home
- Cons:
- What to know about cash advance apps
- 3. Provide contact details
- Representatives and service advisors
- Payment history
- Child tax credit 2023 (taxes filed in 2024)
- Average cost of car insurance for different driver profiles
- Major airlines flying to Puerto Vallarta
- Axos Basic Business Checking
- 2. Exchange contact info
- 2. U.S. Bank Altitude™ Reserve Visa Infinite® Card
- PSLF and TEACH Grants
- 3. Low financial investment
- Weaknesses
- State and local government grants
- You always check bags
- Monthly after-tax income
- Lower annual fee
- Sticker price vs. MSRP
- Blue Cash Everyday® Card from American Express
- Example savings APYs at select institutions
- Debt snowball
- How do you get A-List on Southwest?
- Digital ads
- Franchising examples
- 2. Nonconforming conventional loans
- 1. Pressure-wash surfaces
- National, regional and community banks
- 1. You live or work outside the U.S.
- From a broker or a bank
- Best for: Cash back on the stuff you buy
- How counterfeit bills are usually detected
- Lemonade: Cheapest pet insurance for dogs
- Forming a union
- Sole proprietorship taxes for LLCs
- Charles Schwab: Best for ATM access
- Step 1: Enter your personal information
- Minimum down payments and credit scores
- 1. Dividend stocks
- Rewards are straightforward and uncomplicated
- If you're younger than 59½ and the account is less than 5 years old
- Robo-advisor fees and account minimums
- Amazon's Prime Visa
- Cost of Clear membership for United and Delta members
- 2. Work longer
- How it works
- 2. Some small Hawaiian islands are privately owned
- Welcome offer also includes a $50 statement credit
- Benefits of the on-ramp
- Step 1: Assess your strengths and skill set
- 1. Donate to a qualifying organization
- 1. Gather the needed documents
- 1. The credit card's interest rates
- Are business checking accounts FDIC insured?
- Create a business budget
- What are the market trends?
- You actually use its perks
- 1. Set financial goals
- 1. Know what you owe and how much you can pay
- 2. Calculate your budget
- Electric bill
- Flying Blue miles
- If any of these situations apply to you
- Universal life insurance cash value
- 2. Business-to-business (B2B)
- Benefits of TIPS
- Your strategy: Do your research to find the best deal
- 2. Acquire cash on hand
- 1. Decide how you want to invest in the stock market
- Flexible redemptions
- 1. Start looking for appointments early
- Cheap auto insurance from large companies
- 4. Select a single or joint account
- NY state income tax: Single and married filing separately
- How to calculate risk tolerance
- CD safety
- Where to find your eCredits
- Credit utilization
- Fare flexibility/ticket changes
- LendingClub Tailored Business Checking
- 2. Traditional stockbrokers
- Lender seizes your collateral
- Free checked bags
- 2. Air Canada Aeroplan
- Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs
- Hire an attorney experienced with debt settlements
- 50% of your income: needs
- Better transfer partners
- Online loans
- Superfunding 529s
- 1. Alaska Airlines Mileage Plan
- Invoice price vs. MSRP
- Debt avalanche
- Bitcoin cons
- 3. Check and polish your credit
- Symbotic Inc. (SYM)
- Robo-advisors
- Standard: $15.49 per month
- What happens if you miss the initial enrollment period?
- Children 2 years and older
- 1. Everyone can earn points and miles
- Ductwork and design: $500 to $7,500
- 2. You might boost their credit
- Unlimited classes
- Liquidity pools: What they are and how they’re used
- Coast
- Etsy
- What is a good VantageScore?
- If you're flying
- Chase: Best for sign-up bonuses and best for branch access
- 2. It’s best to check in sooner, rather than later
- 1. Chase Sapphire Reserve®
- The Platinum Card® from American Express
- Alliant: Best for fast funding
- Technician training and experience
- Child tax credit 2024 (taxes filed in 2025)
- How to play Mega Millions
- 1. State Housing Initiatives Program (statewide)
- Have the correct type of loans, or consolidate
- 1. Annual rewards are unlimited
- 1. Get your business basics in order
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- 1099-DIV
- Jackson Hewitt
- 2. Write your business plan
- Consider other banking options
- What else to know about it
- Dealership
- Postpaid
- 2. Calculate your investing budget
- Drawbacks of the on-ramp
- 2. Car wash services
- Nonrefundable tax credit
- Income taxes for single-member LLCs
- Freeze your Equifax credit report by phone
- U.S. Bank Altitude® Go Visa Signature® Card
- What is the difference between FICO score and VantageScore?
- Think like your customer
- 1. Know what you own — and why
- Lots of availability
- Social media marketing
- Who can claim the American Opportunity Tax Credit?
- 3. Fixed-rate conventional loans
- Selling a home to an iBuyer
- 2. You make frequent transactions to or with people abroad.
- Ways debt consolidation can help your credit score
- 1. Withdraw your CD funds and transfer them into a different account
- Points transfer to airline and hotel programs
- 1. SBA microloan
- 1. Open an account
- 2. Use Enrollment on Arrival
- 5. Accept the terms and conditions
- 1. Redeeming rewards for cash back
- Step 2: Account for multiple jobs
- NY state income tax: Married filing jointly or qualifying widow(er)
- Pay the difference in cash
- 2. Check in
- Conventional or government-backed?
- If you're younger than 59½ and the account is at least 5 years old
- Baggage and boarding
- Pros
- Flying to Puerto Vallarta on points and miles
- Chase Business Complete Banking
- 2. Choose a name and entity for your transportation business
- Mutual funds vs. index funds and exchange-traded funds
- 2X miles on American Airlines travel purchases
- 3. Air France/KLM Flying Blue
- Small Business Development Centers
- 2. Roll your old 401(k) over to a new employer
- Basic economy
- The trick to finding off-peak rates at Marriott properties
- Bank loans
- 2. United Airlines MileagePlus
- Domestic travel as an unaccompanied minor
- Learn from your competitors
- Automate
- Cardholders will earn TQP more easily
- You want to transfer rewards to another program
- If you have a high-deductible health plan with an HSA
- Upstart Holdings Inc. (UPST)
- Introductory 0% APR period
- Avis Preferred Plus
- Universal life insurance premiums
- 2. Tidy the porch
- Commercial property insurance
- Fixed-price fares with companion privileges
- Layers of security
- Day and guest passes
- Upside
- EveryDollar
- 2. Rakuten
- Discover® Bank: Best online banking experience
- 3. You can cancel a flight at least 10 minutes before departure without penalty
- Roth IRA contributions
- 2. Own a Home Opportunity Program (multiple counties)
- 2. Store rewards are decent for all members and easy to understand
- 1099-OID
- Changes and cancellations
- 3. Bitcoin ATMs
- 3. Earn more
- Junior miners
- Payday loans and interest rates: What to know
- Prepaid
- 2. Units of production depreciation
- Refundable tax credit
- Advantages of a lady bird deed
- Hire a debt relief company
- 2. Bonvoy points are more valuable at some hotels than at others
- Understand the resources available to you
- Out-the-door price vs. MSRP
- Longer stays
- Content marketing
- Flights to the Bahamas
- 3. Figure out your risk tolerance
- Premium: $22.99 per month
- If you qualify for a hardship withdrawal
- The standard deduction
- 3. Consumer-to-consumer (C2C) or peer-to-peer (P2P)
- Investment, commercial and retail banks
- Ways debt consolidation can hurt your credit score
- Boarding priority
- 2. Withdraw your funds and deposit them into a different CD
- Drawbacks of TIPS
- Best for: Weekly ad circulars in one digital place
- Centralized exchange: Often for beginners
- 3. Assemble your documents and back them up
- If you're driving
- 6. Submit your application
- 2. Apply for a credit card consolidation loan
- Debt-to-income ratios
- NY state income tax: Head of household
- Fidelity life insurance riders
- Length of credit history
- Budget for repairs even before you buy
- Fixed or adjustable rate?
- 2. U.S. Bank rewards
- Cons
- Wednesdays and Saturdays are the cheapest day to fly internationally
- 2. Test websites and apps
- 3. Chase Sapphire Reserve®
- 3. Not all islands are open to the public
- Lender files for the SBA guarantee
- Independent small business
- 1. Academic tutor
- Other Delta perks
- Complete Coverage
- Minority Business Development Agency Centers
- Gender-affirming surgery
- Welcome offer
- You fly a lot with a single airline
- Collect and keep track of your payments
- Freeze your Equifax credit report by mail
- 30% of your income: wants
- Warren Buffett
- Will I make money?
- 2. Track your money
- 4. Explore mortgage options
- 4. Adjustable-rate conventional loans
- Pre-qualifying for a personal loan
- 2. Microlenders
- Referral program
- 1. Equipment: $10,000 to $125,000
- Statement credits
- WEX
- Cheap car insurance from midsize companies
- SoFi: Best for checking account overall and best checking account for overdraft fee avoidance
- 2. Chase Sapphire Preferred® Card
- Possible Finance: No-credit-check, high-interest installment loans
- What if I didn't get an extension?
- First Tech: Best for co-sign and joint loan options
- CD opening deposit
- Compare insurance rates for 20-year-olds
- 3. Own a Home Opportunity Grant Program (multiple counties)
- 2. Dividend index funds and exchange-traded funds
- Automated investing vs. hands-on investing
- 1099-R
- Scenario 1: Lump-sum purchase
- Bank of America Business Advantage Fundamentals
- 4. Bitcoin exchange-traded funds
- H&R Block
- 4. Virgin Atlantic Flying Club
- 3. Keep your 401(k) with a former employer
- 3. Auto repair
- “Free” cancellations
- Step 2: Figure out what your market needs
- 1. AXA Assistance USA (Silver plan: $70)
- Sapphire
- Partially refundable tax credit
- Income taxes for multi-member LLCs
- 2. Print out child freeze request forms
- SBA loans
- VA and USDA loans: 0% down payment
- The five-year rule for Roth IRAs
- Bank of America® Customized Cash Rewards credit card
- Why are my FICO and VantageScore credit scores different?
- Influencer marketing
- Cost of term life insurance
- 4. Think about your asset allocation
- Online financial planning services
- Universal life insurance death benefit
- Automatic enrollment
- 2. Earn miles making everyday purchases with an airline credit card
- 1. You deal with currency exchange for occasional trips abroad.
- Families traveling with children
- Paid-up additions rider
- 3. Let your bank renew your CD
- Money-saving offers
- The type of central air unit: $600 to $24,000
- 2. Calculate (or estimate) how much you’ll need in retirement
- 4. Specify your power of attorney
- EBay
- 3. Check back on the first Monday of the month
- 4. You get two free checked bags
- 7. Fund your new account
- Step 3: Claim dependents, including children
- Availability
- Getting the best HELOC rate
- Mortgage term?
- Work full time for a qualifying employer
- If you’re 59½ or older and the account is less than 5 years old
- Seat selection
- Our pick for: Simplicity
- 1. Get sponsored
- SBA tries to collect
- 2. Car washing
- 2X miles on groceries
- Annual fee
- Broader rewards structure
- 3. American Airlines AAdvantage
- American Express Cash Magnet® Card
- What to do if the credit bureau made an error
- You spend a lot on food, travel and entertainment
- Filling a gap between stays
- 2. Understand your options
- Water bill
- 5. Low-down-payment conventional loans
- 3. Clean windows' exteriors
- Online savings account or money market account
- 1. Aeroplan® Credit Card
- Cities with the top five highest annual rent increases:
- Business income insurance
- Backup withholding “B” program notification
- How to get a free extra seat for plus-size travelers on Southwest
- Top 5 Treasury ETFs by AUM
- Instant elite status
- A combined network
- 3. Online lenders
- Report counterfeit money, and don’t try to pass it off
- Discounts
- YNAB
- Tesla car insurance rates by state for a Model 3
- Joining a union
- If you're letting someone else drive you
- UFB Direct: Best savings account
- Find an in-network ATM abroad
- CD maturity date
- Credit applications
- Does basic economy get a carry-on on United?
- Senior miners
- Municipal and Treasury bonds
- Existing business
- What happens if I can't repay a payday loan?
- Single-entry accounting example
- Spacing out credit card applications
- 1. Exploration and production
- 2. Document your charitable contributions
- Hormone replacement therapy
- One step further: Search for single legs
- Discover it® Student Chrome
- Disadvantages of a lady bird deed
- 20% of your income: savings and debt
- 2. The credit card's fees
- Dealer addendum sticker vs. MSRP
- Only certain types of transfers are allowed
- 1. Look at the company’s price-to-earnings ratio and market cap
- Use Amazon’s tools
- 0% balance transfer credit card
- Fidelity Investments
- 2. Trust in diversification
- 1. Make dollar-cost averaging your friend
- Licensing examples
- 3. Apply coupons
- What the American Opportunity Credit is worth
- Avis President's Club
- Buying a home from an iBuyer
- Itemizing
- 4. Business-to-government (B2G)
- 2. You make one-time international transfers.
- All-in-one exchanges: Trade more than crypto
- Figo: Cheapest pet insurance for cats
- 4. Be open to last-minute appointments
- 2. Redeeming rewards for credit toward merchandise
- Chase Sapphire Reserve®
- Step 4: Refine your withholdings
- Diversification through index funds and ETFs
- 3. Go through the security checkpoint
- Pricing
- Down payment?
- If you're 59½ or older and the account is at least 5 years old
- Earning rates
- 2. Pick a product to import or export
- Fly on the holidays (or as far from it as possible)
- 5. Peer-to-peer money transfer apps
- 4. Consider your spouse
- Start with a budget
- 3. Register your business name and entity
- 3. Take notes and pictures
- How it works
- 3. Child care
- More rewards for everyday spending
- 5. Southwest Airlines Rapid Rewards
- 3. Decide where to buy mutual funds
- 4. Cash out your 401(k)
- Help you choose or switch repayment plans
- 3. Mail the request and document copies
- Alternative financing options
- Conventional mortgages: As low as 3% down payment
- New listing with few reviews
- Funding Circle
- Apply for a balance transfer card
- Adding a co-signer to your application
- Hawaiian joins Oneworld alliance
- Take care of the car you have
- Best for: Virtual coupon clipping
- 1. Multiply your income by 10
- 3. Set manageable goals
- Free training
- 2. Choose an investment account
- Vio Bank: Best money market account
- 5. Snacks and nonalcoholic beverages are free
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Best insurance company overall: Travelers
- Mortgage insurance
- PenFed: Best for a seamless application process
- CD penalty
- 2. Take a cut with affiliate marketing
- Credit mix
- Student loans
- ETF cons
- 3. Travel is a bonus category
- 3. Learn to use AI tools
- 3. Write a business plan
- 1. States with no income tax
- Can you travel domestically with an expired passport?
- How to switch servicers
- 25% savings on in-flight food and beverage purchases
- Fast Break for Small Business
- Managing multiple billing cycles
- Step 3: Ride the organic marketing train
- Mental health conditions
- Travel bonus reward rates
- Pearl
- Imposter scams
- Equity vs. debt
- 1. Make sure you’re eligible to get an EIN online
- If you've owned your account for less than five years ...
- Blue Cash Everyday® Card from American Express
- 3. Resort fees aren’t included in “free” hotel nights
- Use your employer benefits
- The percentage method
- 4. Virgin Atlantic
- Personal loans
- 3. Budget for emergencies
- 4. Compare (and match) prices
- Cost of whole life insurance
- Is the American Opportunity Tax Credit refundable?
- 5. Direct-to-consumer (D2C)
- Cities with the top five annual rent price declines or smallest increases:
- Proof of age
- Bitcoin pros
- Directly from the U.S. government through the TreasuryDirect website
- American Express Plan It payment option
- Your strategy: Cast a wider net
- Silver elite status
- Buying a put example
- 2. Pool your points
- Decentralized exchanges: Competitive prices, but more complex
- If your employer offers a 401(k) match
- Checkout 51
- 5. Connect to members of your community, old and new
- 2. Incorporation fees: Under $300
- 3. Swagbucks
- Other fuel cards to consider
- Reasons for unfreezing your credit
- Deciding whether to get a lawyer
- Do tipped workers earn the minimum wage?
- Step 5: Sign and date your W-4
- Renegotiate with the seller
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- 4. HOME Homebuyers Program (Pensacola and Escambia County)
- Allow up to 50% of your income for needs
- Target Circle™ Credit Card
- Book Emirates business class from Dubai to Asia
- Scenario 2: A falling market
- 6. Wallet software
- Intuit TurboTax
- Other investments
- 4. The Hilton Honors American Express Business Card
- What else to know
- 4. Most small islands are uninhabited
- You submit an offer in compromise
- Typical cost for a flagship family plan with unlimited data
- 4. Pet sitting or dog walker
- Why are so many PSLF applications rejected?
- Higher potential rewards value
- If your tax rate is low now and you expect it to be higher in retirement
- 6. JetBlue TrueBlue
- 2. Oilfield services
- 4. Personal trainers
- 1. TownePlace Suites Nashville Midtown
- Choosing corporate tax status for your LLC
- FHA loans: As low as 3.5% down payment
- Learn more about Zelle
- Premiums
- Winner for ease of miles: Qatar Privilege Club
- There is a pro-rata rule for backdoor Roths
- International travel with an adult
- What to do if the debt collector made an error
- Offer to help clean up
- Identify your target market
- Medicare Part A
- Hotels in Hawaii
- Gas bill
- Bonus offer for new cardholders
- Delta SkyMiles
- 1. Making money
- If you are converting your 401(k) to an IRA
- 4. Repaint the front door
- Pros of bank stocks
- Backup withholding “C” program notification
- Priority services
- 4. Personal business loans
- Your homeowners insurance policy might help
- 1. You'll share responsibility for paying
- Rewards
- 5. Attend an enrollment event
- Find a car loan
- Health insurance deduction
- CDs at a bank vs. credit union
- Parts and inventory
- Bid and ask
- 1. Via your SkyMiles account
- Premium tax credit eligibility
- Upgradeability
- Can I renew my passport?
- Track your spending
- Gold streaming companies
- Double-entry accounting example
- Accident-Only
- Timing credit applications with big future purchases
- 3. Double declining balance depreciation
- Grow Credit Mastercard (Build Secured plan)
- Points worth 25% more
- Stay at a Hilton hotel
- 5. Etihad Guest Miles
- 2. Target undervalued sectors
- Example interest checking APYs at select institutions
- Michael Novogratz
- 3. Consider buying the dip
- Chasing hot-performing funds
- Traditional human financial advisors
- Crashes and car theft
- Workers’ compensation insurance
- International travel
- Stack errands to avoid unnecessary trips
- Pros
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Size of the AC system
- 4. Consider a backdoor Roth IRA
- LendingTree Spring
- Cheap car insurance after a speeding ticket
- Does your Known Traveler Number change when you change your name?
- 6. Entertainment is free
- Pay with a credit card that doesn’t charge foreign transaction fees
- Other ways to overcome an appraisal gap
- 1. Cash dividends
- 5. SHIP First Time Homebuyers Program (Pensacola and Escambia County)
- 3. Bonds and bond index funds
- Submit PSLF employment certification forms
- Book ANA business class from Japan to India
- Credit score for FHA loans
- Brokerage fee
- 4. Register your marijuana business and obtain licenses or permits
- 4. Contact your car rental company
- Family plans on a budget
- 5. Lawn care business
- If your tax rate is higher now than you expect it to be in retirement
- 2. Berkshire Hathaway Travel Protection (ExactCare Value plan: $56)
- You travel often and need the perks
- Customize your loan payments
- Mobile payment scams
- 4. Wait for confirmation, then store it securely
- Capital gains vs. fixed income
- Jumbo loans: As low as 5%-10% down payment (varies)
- And when you retire ...
- FICO score ranges
- Our pick for: No credit check at all
- Medicare Part B
- 5. Research first-time home buyer assistance programs
- Claims-made vs. occurrence-based EPLI
- Chairman's Club (invite only)
- 6. Consumer-to-business (C2B)
- Cash management account
- The pros
- Take out a debt consolidation loan
- Bitcoin cons
- Lounge access
- Gold elite status
- 5. Friends and family
- Swagbucks
- Tips for unfreezing your credit
- Business mileage
- High-yield account APYs compared to brick-and-mortar banks
- EarnIn: No-credit-check cash advances
- 1. Prepay your property taxes
- 1. Find a dividend-paying stock
- Building a portfolio with stocks and bonds
- Third-party digital wallets
- Navy Federal: Best for military members
- Types of CDs
- Our pick for: Online purchases
- Medical expenses
- The lottery annuity option
- Dun & Bradstreet business credit scores
- Same term: If you refinance at 25 years
- QuickBooks Online: Cloud-based accounting
- 5. Investigate divorced spouse benefits
- Find ways to save
- 2. States with flat income tax rates
- Can you fly with an expired passport to another country?
- Flexible redemption options
- Reach elite status faster with 1 Loyalty Point per 1 mile earned
- IFundWomen Universal Grant Application Database
- Service requirements
- 3. Don’t miss out on tax deductions for volunteering
- 2. Sir Albert, Amsterdam, a Member of Design Hotels™
- Gold
- 1. Consult an expert
- 2. Gather the necessary information
- Chase Freedom Flex℠
- 4. Marriott points transfer to 40 airline loyalty programs
- Copays, coinsurance and deductibles
- 6. Turkish Airlines Miles&Smiles
- 4. Tackle high-interest debt
- 5. Use shopping tools and apps
- Cons of bank stocks
- 2. Chase Sapphire Reserve®
- Use membership clubs when it counts the most
- Best for: A Black Friday budget
- Cons
- 1. Fill out a mortgage application
- 3. Use the DIME formula
- Installation and labor: $75 to $250 per hour
- 2. Your credit could suffer if the relationship changes
- 3. Office space: $100 to $1,000 per employee per month
- How to maximize your rewards
- 6. Consider a third-party service
- Negotiating as a union
- 7. The Rapid Rewards program earns based on spending, not miles
- 4. Marriott Bonvoy Boundless® Credit Card
- 3. Redeeming rewards for travel
- Volume, average volume and day’s range
- Car loans
- Where to stash home-repair money
- 2. Stock dividends
- 6. Pensacola Homebuyer Incentive Program (Pensacola)
- Scenario 3: In a flattish market
- Do I need to update Global Entry when I get a new passport?
- SBA transfers your account to the U.S. Treasury Department
- Preventive Care
- 3. Refining
- Tax credits for people with kids
- Take surveys on Hilton's Guest Opinion Rewards
- Amex EveryDay® Credit Card
- 3. Do your research
- Use third-party tools
- Brunch at the Wrigley Mansion
- 2. Diversify your holdings
- Define online marketing goals
- Medicare Part D
- Bluevine
- Gift tax exclusion
- Term life insurance rates for nonsmokers
- 3. Earn thousands of miles as a credit card welcome bonus
- Nursing mothers
- In-flight amenities
- One loyalty program
- 6. Self-funding
- 3. Get a companion pass
- Costs and fees to keep in mind
- Pros
- 6. Plan a safe travel route
- Home office deduction
- Is it easy to sync my Global Entry membership with a new passport?
- 3. Tap your home equity for a loan or line of credit
- Chase Sapphire Preferred® Card
- 2. Save your registration statements
- Virtual credit card numbers
- Health care FSA
- How do I access a HELOC?
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- Leave 30% of your income for wants
- Book United economy class from U.S. mainland to the Caribbean
- 4. Register your transportation business and get an EIN
- 3. States with progressive tax structures
- Managing capital gains
- 5. Marriott Bonvoy Brilliant® American Express® Card
- 6. Housecleaning
- United Airlines MileagePlus
- Credit score for VA refinance
- 5. Newborn and post-pregnancy services
- Step 4: Invest in the tools of the trade
- Restaurant rewards
- Should you invest in retail stocks in 2023?
- Process your requests for deferment or forbearance
- Job scams
- You want lounge access
- Come up with an investing strategy
- VantageScore ranges
- The aggregate method
- You want instant elite status
- 3. Call your lender
- Hotels in the Bahamas
- 6. Buy online, pick up in store
- Following a suggestion from family or friends
- How the Lifetime Learning Credit works
- 6. Conventional renovation loans
- Damage you do to others
- 5. Update the house numbers
- Professional liability insurance
- 1. SoFi
- TIPS funds
- Airfare deal alerts
- Finding a listing in your price range can be tough
- 5. Craft an investment strategy
- Google Maps
- Expensify
- Travel perks
- 4. Fiverr
- 3. Land a brand deal and make sponsored content
- Beta
- Home loans
- 3. Dividend reinvestment programs (DRIPs)
- 7. Purchase Assistance Program (Panama City)
- Switch to an income-driven repayment plan
- 1. Potentially superior rewards for some members
- Our pick for: Online shoppers
- Shorter term: If you refinance to 20 years
- Revocable life insurance trusts
- QuickBooks Desktop Pro Plus: Better value without industry-specific features
- Hot wallet
- Traveling with expired passport rules during COVID
- Amber Grant for Women
- Your credit utilization
- 4. Keep the deadline in mind
- Donate Hilton points
- International travel as an unaccompanied minor
- Before delaying
- Limitations
- 2. Shop around and get quotes
- Estate tax exclusion
- Spending rewards
- Term life insurance rates for smokers
- The cons
- Borrow from your 401(k)
- Waived same-day change fees
- 7. Venture capital
- Cons
- MetLife: Best pet insurance for older pets
- 4. Inventory: 17% to 25% of your total budget
- 7. Go to an unconventional place
- Self-employment tax
- 8. Your fare type will determine how many points you earn
- 3. Scrutinize your closing paperwork
- Mortgage rates
- 2. Evaluate the stock
- Target Date Fund
- PayPal Checkout
- How much does a HELOC cost?
- The cash option
- 4. Barclays rewards
- 4. Real estate investment trusts (REITs)
- Conventional loans
- Equifax business credit scores
- ARM caps
- 4. Take surveys for money
- 1099-A
- 6. Add your minor child
- 5. Register to pay taxes
- 5. Contact your own insurance company about the rental car accident
- Pros of gold stocks
- How it works
- 5. The smallest islands only appear at low tide
- 7. Housesitting
- Singapore Airlines KrisFlyer
- 4. Understand mutual fund fees
- 4. Integrated oil companies
- 3. The St. Regis Beijing
- Platinum
- Discover it® Secured Credit Card
- 3. Submit your application and wait
- Chase Freedom Unlimited®
- 5. You can have more than one Marriott credit card
- Other Marriott Bonvoy transfer partners worth considering
- 4. Think about getting a second opinion
- 5. Plan for retirement
- Understand earned vs. owned vs. paid marketing strategies
- 7. Get rewards
- 6. Compare mortgage rates and fees
- You don't want to risk sold-out cars
- 4. Earn flexible points using a non-airline credit card
- How to stop “B” backup withholding
- Check gas prices where you're going
- 4. Replace your income, plus add a cushion
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 3. You'll have fewer options
- What is Tesla Insurance?
- Cheap auto insurance after an accident
- When are taxes due in October?
- Dependent care FSA
- EPS (TTM) and earnings date
- 2. Book as normal and pay with eCredits
- Credit cards
- 4. Special dividends
- 8. Down Payment Assistance Program (Tallahassee)
- 3. Source your suppliers
- Scenario 4: In a rising market
- Stock trading fee
- Use designated accounts for spending and savings
- 2. Promote your business
- Payday loans and the Military Lending Act
- Cruising further from the U.S.
- 4. Sum of the years’ digits depreciation
- 2. Figure out whom and how much you owe
- Romance scams
- You like Capital One’s travel portal
- 4. Explore emerging industries
- Sample letter requesting a goodwill deletion
- Pick the funds with the highest star ratings
- Who can claim the Lifetime Learning Credit?
- HSAs and FSAs
- Service fees
- Injuries to you
- Mileage earning
- Your strategy: Make a budget and stick to it
- Best for: Deals directly from the source
- 4. Pledge loyalty to a single airline
- 2. Review your Loan Estimates
- Pay bills on time
- Can you travel with your maiden name passport?
- Best insurance company for affordability: NJM
- Complicated spouses
- It’s a home, not an investment
- 1. Figure out your gross income
- Travel on Thanksgiving Day
- Cash-out refinance
- Longer term: If you refinance to 30 years
- Debt-to-income ratio
- 1099-B
- Cons of gold stocks
- What else to know
- 8. Errand-running
- Emirates Skywards
- National Association for the Self-Employed Growth Grant
- Debt-to-income requirements
- Your payment history
- Why you might roll a 401(k) into an IRA
- 6. Enrichment activities for children
- Redemption value
- 3. IMG (iTravelInsured Lite plan: $77)
- You are a budget-conscious traveler
- Help you certify for loan forgiveness
- Inverse performance
- Spend on a Hilton credit card
- You stay at Hyatts often
- Control
- 8. Score free stuff
- OnDeck
- How to lower the cost of employment practices liability insurance
- Subscriptions
- 6. Clean or replace porch lights
- Short-term bond funds
- Cybersecurity liability insurance
- Pregnant travelers
- How to stop “C” backup withholding
- TreasuryDirect
- 8. Angel investors
- Buying a put vs. shorting example
- You may still have to clean up after yourself
- Rocket Money
- 8. Consider TSA PreCheck
- Try paying in cash dollars
- 5. Southwest Rapid Rewards® Plus Credit Card
- 4. Redeeming rewards for gift cards
- 3. Decide how much stock you want to buy
- Cash management accounts
- FSA balances will expire
- What's next?
- Ex-dividend date
- Personal loans
- Compare car insurance rates for 35-year-olds
- 5. Preferred dividends
- 9. Down Payment Assistance Program (Leon County)
- Leverage elite status
- 2. Higher rewards on gas and EV charging purchases
- Commit 20% of your income to savings and debt paydown
- Irrevocable life insurance trusts (ILITs)
- Book one to three months in advance
- Cold wallet
- Make a plan to pay off debt
- 6. Get funding
- 6. The Platinum Card® from American Express
- 5. Master limited partnerships
- Certain repositioning cruises
- Debt scams
- 6. Marriott credit card perks go beyond mere points
- Be consistent
- Our pick for: Beginner-friendly features
- Retail arbitrage
- Debt management plan
- Dinner at Renata’s Hearth
- 3. Invest in sectors that perform well in recessions
- What if you can’t pay your bills?
- Whole life insurance rates for nonsmokers
- Tap your home equity
- Alaska Airlines: Refund possible
- Hotels.com® Rewards Visa® Credit Card ($0 annual fee)
- Google Flights Explore
- 6. Know your limits
- Carfax Car Care
- 5. Marketing: Below 10% of your total budget (even 0%)
- Keep credit utilization below 30%
- Key differences between AD&D insurance and life insurance
- Afterpay: No-credit-check buy now, pay later loans
- Robo-advisor
- 4. Sell some merch
- 2. Find your adjusted gross income
- Stay longer
- Experian business credit scores
- Fare flexibility/ticket changes
- TAP Air Portugal earnings rates
- Marriott hotels in Puerto Vallarta
- You can use credit card benefits to travel in basic economy
- 7. Suspend your benefit
- Giving to charity
- 6. New islands are still forming
- How much does it cost?
- 9. Seasonal chores
- British Airways Executive Club
- Bizee’s Fresh Start Business Grant
- Your credit age
- 4. Residence Inn San Diego Downtown/Gaslamp Quarter
- Noir
- 3. Know your budget
- You want trusted traveler program credit
- 5. Focus on the long term
- 6. Optimize your finances with tax planning
- Hawaii weather and terrain
- 9. Leave items in your cart
- Earned Income tax credit
- Universal life vs. whole life insurance rates for men
- You might be able to reserve a car now — and rebook the same one later at a discount
- Individual bank stocks
- 3. Southwest® Rapid Rewards® Performance Business Credit Card
- Diaper bags
- AirPass customer service
- Ask for a break from commuting
- 9. Small-business grants
- 5. Split the family into different itineraries
- 1. Examine your cooling needs
- On-platform storage: Easy to use, with some risks
- If your employer doesn’t offer a 401(k) match
- 3. Learn the difference between investing in stocks and funds
- Sole proprietorship taxation: Income and self-employed taxes
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Loan limits
- 1-year target estimate
- 5. American Express Membership Rewards
- 6. Dividend funds
- 1. Decide on an account type
- Purchasing a Plumeria Lounge day pass
- Capital One® Walmart Rewards™ Mastercard®
- 5. Get licenses and permits
- 1099-C
- 6. Find out who's responsible for paying what in a claim
- 2023 tax rates by state
- Reevaluate your business finances
- Other VA refinance requirements
- Step 5: Staff wisely
- Explore other options
- Citi Custom Cash® Card
- Blue from American Express®
- Travel
- Bankruptcy
- Employ SEO tactics
- Thinking bonds are too boring
- 7. Gather your loan paperwork
- White-labeling
- Your stolen stuff
- Whole life insurance rates for smokers
- 5. Earn an airline companion pass
- 2. LendingClub
- You're going to get "graded" as a guest
- 5. Upwork
- Keep credit accounts open
- 4. Borrow from your 401(k)
- WANT TSA PRECHECK FOR FREE?
- 5. Money market funds
- Government-backed loans
- Fly on Black Friday
- Baggage and boarding
- Home equity sharing agreement
- 4. Price your product
- 5. Make money from your blog with affiliate links
- 10. Selling handmade crafts
- Iberia Plus
- 7. Mobile apps and entertainment for children
- You are strategic with rewards
- Student loan scams
- 1. Review your W-4
- Example CD APYs at select institutions
- Type of business
- 10. Sign up for the mailing list
- 2. Managing money
- Universal life vs. whole life insurance rates for women
- Opportunity cost
- Commercial auto insurance
- Car seats
- How to get credit for past backup withholding
- American Airlines: No refunds
- Chase Sapphire Reserve® (For the best earning rates)
- 10. Crowdfunding
- Best for: Deals as they happen
- 2. Time it right
- Government bonds
- How Tesla Insurance works
- Schedule C
- 9. Elite status members will earn more points and get more perks
- 5. Instant redemption
- Moving averages
- How long do things last?
- 2. Choose the right broker
- Make 10 years' worth of payments
- Resident status rules
- Down payments and gift funds
- 1099-CAP
- Develop good credit habits
- Individual gold stocks
- Know what’s inside
- Why you might not want to roll a 401(k) to an IRA
- Transfer Hilton points from AmEx
- Debt settlement
- 4. Focus on the long-term
- Where Adyen stands out
- 6. Book hotel suites
- 6. Website: Around $40 per month
- Money Manager
- How to maximize your rewards
- Fleet expense management tools
- Space out credit applications
- Cheapest car insurance after a DUI
- 6. United℠ Explorer Card
- 5. Offer memberships
- 10. Down Payment Assistance Program (Gainesville)
- Consider paying with miles
- 3. Less costly membership options, potentially less stringent credit requirements
- Average annual car insurance costs from large companies
- Mutual fund transaction fee
- 8. Use a do-over
- Reach out to your lender
- 11. Making greeting cards
- Venmo Small Business Grant
- Pros:
- In case of medical emergencies
- Travel credits
- Social Security scams
- Taxes
- Capital One SavorOne Cash Rewards Credit Card
- Leverage CRM
- 11. Use referral programs
- Fundbox
- Ignoring the fees
- Is the Lifetime Learning Credit refundable?
- What’s next?
- 11. Business credit cards
- 3. Loan processing takes over
- 3. Look for equipment rebates and tax credits
- Noncustodial wallets: More effort, more security
- 1. Avoid filing your tax return on paper
- ASPCA: Best pet insurance for younger pets
- Property standards
- Long-term accounts
- 3. Add back certain deductions particular to MAGI
- 6. Capital One Rewards
- Seat selection
- Personal loan
- Airline partner earning rates
- Set a price alert
- Perks await when you fly economy with elite status
- 1099-DIV
- Creating tax diversification and flexibility
- 7. The Business Platinum Card® from American Express
- How it works
- Open a business bank account and credit card
- 5. Manage your mutual fund portfolio
- 8. Shared accessories and attire
- 4. John Hancock (Silver plan: $93 for a mid-tier plan)
- 5. W Brisbane
- Non-gambling resort goers
- Tax credits for low-to-middle-income households
- 1. Automate transfers
- 4. Get organized
- 1. Southwest Rapid Rewards
- 6. Take advantage where you can
- Other meals
- 7. Invest to build your future goals
- Legal regulations
- Weather in the Bahamas
- 8. Get a preapproval letter
- Bank ETFs
- Bank certificates of deposit, or CDs
- Antitrust concerns
- Where Stripe stands out
- Monitor your credit reports
- Dividend per share (DPS)
- 11. SHIP Down Payment Assistance (Alachua County)
- Our pick for: A lengthy 0% APR
- 6. Open a business checking account and get a business credit card
- 3. Sell your castoffs
- 12. Art teacher
- Cons:
- Step 6: Practice your elevator pitch
- Have an estate plan in place
- 2. Make sure your bonus is actually taxable
- Our pick for: Fixed monthly payments
- Dropshipping
- 12. Write a review
- On-demand printing or manufacturing
- Strollers
- Points and miles
- 2. Get direct deposit
- How to have more taxes taken out of your paycheck
- Support and resistance
- How quickly could the IRS implement the child tax credit expansion?
- 3. Open the account
- Solar panel incentives by state
- Earning rates
- 5. Find your customers
- Rebook if you find a cheaper price
- 6. Sell your wares on Etsy
- Invest in your financial future
- Gold stock ETFs
- What else to know
- Get professional assistance
- Don't just forget about it
- Medicare scams
- Purchase Hilton points
- 2. Air New Zealand Airpoints
- Favors the Chase Freedom Flex℠:
- AIG
- No-exam life insurance rates for nonsmokers
- 4. United Club℠ Infinite Card
- Commercial umbrella insurance
- Citi Premier® Card (For good rewards and a low annual fee)
- 4. The underwriter makes a decision based on your documentation
- AndroMoney
- Citi Prestige® Card
- Our pick for: Cell phone and internet bill payments
- Dividend yield
- 12. Homebuyer Assistance Program (Volusia County)
- 6. High-yield savings accounts
- Upgrading to Main Plus
- Part-year resident status rules
- FHA appraisal
- 1099-G
- Look for outside funding
- 13. Musician
- Deductibles
- The Amplifier Grant
- Blue Cash Preferred® Card from American Express
- 3. Use tax deductions
- Example money market account APYs at select institutions
- 8. Grow your financial well-being
- 13. Dispute charges
- Appendix: How the math works in our examples
- Delta Air Lines: No refunds
- 3. Upgrade
- Your strategy: Use leverage where you have it
- Home equity loan
- 3. Stay on top of things
- 7. Office furniture and supplies: 10% of your total budget
- 6. OfferUp
- Schedule SE
- 7. Delta SkyMiles® Gold American Express Card
- Best insurance company for accident forgiveness: Geico
- Resident status rules
- 7. Citi ThankYou Points
- Apply for PSLF forgiveness
- Upgradeability
- Other program partners
- Can you pay estimated taxes at any time?
- World of Hyatt members who want to match status
- 2. Count your coins and bills
- Tax scams
- 3. Frontier Miles
- Delta SkyMiles® Blue American Express Card
- Fora Financial
- Chubb
- Dropshipping
- USAA vs. State Farm home insurance
- No-exam life insurance rates for smokers
- Additional items
- Benefits
- 5. Enter a debt management plan
- How to have less taxes taken out of your paycheck
- 4. Find your gate
- 4. Fund the account
- 13. Affordable Home Ownership Assistance Program (Daytona Beach)
- Utility-based clean energy incentives
- Expense ratios
- 1099-INT
- 4. Earn badges through Live videos
- 14. Music lessons
- Reimbursement amounts
- Step 7: Write client proposals
- The risks and rewards of each
- 7. You’ll need high credit to improve your chances of approval
- 4. Contribute to a tax-advantaged account
- 9. Choose a real estate agent carefully
- 4. Set a budget for your stock market investment
- Cheapest auto insurance for poor credit
- 10. Rapid Rewards points never expire
- Be flexible with destination, airport and dates
- FedEx Small Business Grant Contest
- 9. Shared home improvement equipment
- Recent servicer portfolio transfers
- Investment scams
- Capital One Savor Cash Rewards Credit Card*
- Ride with Lyft
- 4. InterMiles
- Franchising pros
- You might also like:
- Favors the Discover it® Cash Back:
- The importance of discipline
- Key person insurance
- 4. One more thing to know about your tax refund
- 8. Utilities: Around $2 per square foot of office space
- 1Money
- How to maximize your rewards
- Drawbacks
- Corporate bonds
- Additional taxes
- 6. Get the logistics down
- Nonresident status rules
- 7. Self-publish an e-book
- 7. Get any funding you need
- Disney Park Hopper is worth it if...
- Past years' state tax rates
- 15. Farmers market vendor
- What happens if I forget to pay my quarterly taxes?
- Coverage limits
- 5. Nationwide (Essential plan: $76)
- Tax credits for investing in retirement
- 3. Prep for grocery shopping
- 5. Make the call
- 8. Your shopping habits can decide the best card for you
- Print-on-demand services
- 9. Estate planning: Protect your financial well-being
- Nationwide
- Wholesaling and warehousing
- Allianz Global Assistance
- 5. Your loan is cleared to close
- Home equity line of credit
- How do you get a perfect credit score?
- Is Tesla Insurance worth it?
- 11. Earning a Companion Pass is a big money saver
- How to use a W-4 to owe nothing on a tax return
- Refinancing
- 8. Bank of America® rewards
- Dividend payout ratio
- 5. Help your kid decide what to invest in
- 7. CDs
- Gap Good Rewards Mastercard® Credit Card
- How much is auto insurance after an at-fault accident?
- 1099-K
- Tory Burch Foundation Fellows Program
- Step 8: Set your pricing
- Eat with Hilton Dining Rewards
- Our pick for: An upgrade path
- 5. Qatar Airways Privilege Club
- 10. Narrow down your ideal type of house and neighborhood
- Frontier Airlines: No refunds
- AKC: Best pet insurance for pets with pre-existing conditions
- 5. Wait at the gate
- Golden crosses and death crosses
- Mortgage insurance
- How it works
- 16. Candle maker
- Airport lounge access
- 5. Defer your bonus
- USAA vs. Allstate home insurance
- Bonzah
- 9. Payroll: 25% to 50% of your total budget
- 7. Poshmark
- Soft vs. hard credit inquiry
- Part-year resident status rules
- 14. Down Payment Assistance Program (Orange County)
- Silver benefits on partner flights
- Hilton hotels in Puerto Vallarta (Hotel Zone)
- Save
- 5. Build a community
- How can I make paying quarterly taxes easier?
- Franchising cons
- 3. Compare quote options and determine what's best for your business
- Travelers Insurance
- 5. United℠ Explorer Card
- Directors and officers insurance
- 4. Universal Credit
- Maximize the best price guarantee
- How to maximize your rewards
- Capital One Venture X Rewards Credit Card
- Pros
- Property-based passive income ideas
- Our pick for: Dedicated rewards seekers
- 8. Hire any employees you need
- 17. Retail arbitrage
- 10. Vacation rentals
- Book a rental car
- Hilton Honors American Express Card
- Rental Cover
- Spirit Airlines: No refunds
- Cash-out refinance
- 12. There are no blackout dates
- 8. The Platinum Card® from American Express
- 15. Dare to Own the Dream (Tampa)
- Is an import/export business profitable?
- 8. Get advertising revenue from your blog or YouTube channel
- 1099-LTC
- What else to know
- 1. Choose a stockbroker
- Tax credits for education
- 5. Focus on investing for the long-term
- How to maximize your rewards
- Cons
- Sales load
- CREDIT CARD RENTAL BENEFITS CAN TAKE YOU FARTHER
- 18. Graphic designer
- Step 9: Stay organized and deliver results
- Hotel status
- 6. Seven Corners (Basic plan: $75)
- 4. Minimize restaurant spending
- Cryptocurrency pros
- Discover it® Cash Back
- Ways to earn Marriott Bonvoy points
- CoverWallet
- 3. Building a budget
- USAA vs. Geico home insurance
- Sure
- Use coupon codes
- Selling a put example
- How much is a Tesla?
- No-credit-check loan example
- Best insurance company for having few customer complaints: American Family
- Hurricanes
- Nonresident status rules
- Compare car insurance rates for drivers with a DUI
- 16. East Tampa CRA Down Payment Assistance Program (Tampa)
- 8. Buy a rental property
- How do import/export companies make money?
- Gold, Navigator benefits on partner flights
- Gifting large sums of money to family
- 1099-MISC
- Invest
- 11. Electronics repair
- 6. Get the agreement in writing
- 1. Decide what type of investor you are.
- Complete financial plan and investment advice
- Licensing pros
- 10. Professional consultants: Between $1,000 and $5,000 per year
- Disney Park Hopper is not worth it if...
- Winter weather
- 19. Technology tutor
- 2. Fund your account
- Our pick for: No security deposit, low annual fee
- 11. Stick to your budget
- United Airlines: No refunds
- Personal loan
- UNLOCK AIRPORT LOUNGES WITH THE RIGHT CARD
- Testing a resistance level
- The 10 largest lottery jackpots
- What is an export license?
- California earned income tax credit (CalEITC)
- Transfer partners
- Cryptocurrency cons
- Wholesaling
- Sign up for a Hotels.com account for Secret Prices
- Cheapest car insurance for young drivers
- Conventional loans
- 9. Rent out your own house
- Home purchase: Basic Home Mortgage 203(b)
- Paying for vacations, cars or other stuff
- 1099-NEC
- Tornadoes
- 20. Blogger
- 5. Get discounts on entertainment
- Discover it® Chrome
- Specialized guidance and/or want to meet with an advisor face-to-face
- Licensing cons
- 6. United Quest℠ Card
- 5. Oportun
- 6. Manage your stock portfolio
- 9. Capital One Venture Rewards Credit Card
- Our pick for: Maximized value
- What documents do I need to import goods?
- California young child tax credit (YCTC)
- 9. Become an Instagram influencer
- Pay off debt
- 3. Do your research
- 7. Honor the settlement agreement
- Average of sample monthly rates for dogs
- Tesla repair costs
- Capital One Venture Rewards Credit Card
- 1. Has the W-4 form changed?
- 17. Homeownership Assistance Program (Miami-Dade County)
- MyLowe’s Rewards Credit Card
- Average car insurance costs after a speeding ticket
- FHA refinance loans
- Giving a laid-back loan
- Flooding
- How it works
- 21. Podcaster
- Accounting
- 4. Saving money
- FHA loans
- Hail
- 10. Get a roommate
- California child and dependent care tax credit
- Hyatt hotels in Puerto Vallarta (south of the Romantic Zone)
- 1099-OID
- 4. Buy the stock
- 12. Academics courses
- 7. Travelex Insurance Services (Basic plan: $71)
- Tax credits for green purchases
- 6. Map out major purchases
- Portfolio management only
- 12. Make the most of walk-throughs and open houses
- Average of sample monthly rates for cats
- 6. Board the airplane
- 18. First-Time Home Buyer Program (Hallandale Beach)
- Management or advisory fees
- Setting up joint bank accounts
- What else to know
- 22. Social media influencer
- Branding
- Card ecosystem
- Ink Business Unlimited® Credit Card
- 11. Insurance: Average of $1,200 per year
- 2. What does it mean to be exempt from taxes?
- Alternative investment passive income ideas
- Our pick for: Travelers
- California adoption cost tax credit
- 1099-PATR
- Repeat
- In-flight entertainment
- 2. Choose how much you want to invest.
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- Direct sourcing
- 4. Purchase your policies and keep them up to date
- FHA renovation loans
- 10. Monetize your Twitch channel
- 23. Live-streaming gamer
- Fully underwritten life insurance
- Web design
- Cheapest auto insurance for senior drivers
- 10. Hilton Honors American Express Aspire Card
- Best insurance company for financial strength: Auto-Owners
- Tornadoes
- NYC tax rate schedule
- California nonrefundable renters tax credit
- 1099-Q
- Spring storms and hail
- 13. Language courses
- 7. Restrict online shopping
- Ink Business Cash® Credit Card
- 6. Capital Good Fund
- 11. Peer-to-peer lending
- Average car insurance costs after a DUI
- Other specialty FHA loans
- 24. Photographer or videographer
- Human resources
- 3. Gather your paperwork.
- 13. Don’t skip the home inspections
- 1099-R
- Winner for premium seating classes: Etihad
- Pros
- 12. Taxes: Variable, but 21% corporate tax rate
- 3. When should I review my W-4?
- Wildfires
- 7. Retrieve your luggage
- 25. Web designer
- Simplified issue life insurance
- No free Wi-Fi
- Green living
- American Express® Gold Card
- 1099-S
- How it works
- 8. Delay purchases with the 30-day rule
- Dividends and preferred stock
- Compare auto insurance rates for drivers with poor credit
- 12. Private equity
- Other options: Choice Hotels in Puerto Vallarta (Hotel Zone)
- 11. Sell your photography
- 401(k) fees
- 26. Transcription
- 14. Business or marketing courses
- Organization
- Credit required
- Pros
- 4. Pick your investments.
- Our pick for: Average credit and rewards
- Private labeling or white labeling
- 14. Negotiate with the seller
- 4. Can I adjust my W-4 multiple times throughout the year?
- Guaranteed issue life insurance
- Skin care
- Cons
- 13. Travel: Variable
- TJX Rewards® Platinum Mastercard®
- 1099-SA
- What else to know
- 9. Get creative with gifts
- Selling bonds
- Online loans
- 8. Exit the airport and enjoy your trip
- Our pick for: Prime gaming
- 27. Data entry
- Our pick for: Instacart shoppers
- 15. Personal wellness
- Overseas acceptance
- Cons
- 15. Buy adequate home insurance
- 14. Shipping: Variable
- Best insurance company for discounts: Amica
- 13. Crypto staking
- 28. Create an app or online game
- How to maximize your rewards
- Co-signed or joint loans
- Capital One Savor Cash Rewards Credit Card*
- 10. Lower your car costs
- Our pick for: Average credit and no annual fee
- Apple Cash: digital card
- 12. Become a dog walker with Rover or Wag
- ASPCA vs. Nationwide pet insurance
- 5. Maximizing your credit cards
- Secured loans
- 16. Courses in hobbies or interests
- 11. Reduce your gas usage
- Making items yourself
- Average annual car insurance costs for drivers with good vs. poor credit
- Benefits of FHA loans
- Product creation passive income ideas
- Cash App debit card
- What’s covered — and what’s not
- Secure funding
- Family loans
- Disadvantages of FHA loans
- Citi® / AAdvantage® Executive World Elite Mastercard®
- 1. Look at customer satisfaction scores
- Costco Anywhere Visa® Card by Citi
- 13. Sell unused gift cards
- ASPCA vs. Embrace
- 17. Bookkeeping and accounting
- 12. Bundle cable and internet
- Winner for lowest fees: Tie
- Individual stocks
- 14. Write content
- Our pick for: Limited credit
- Payment plans
- 2. Consider financial strength
- Roth IRA withdrawal rules
- Booking Fiji Airways business class with miles
- 13. Switch your cell phone plan
- Get a business credit card
- Credit union loans
- Best insurance company for customer satisfaction: State Farm
- Our pick for: Target gaming purchases
- 3. Evaluate the policy options
- 18. Consulting
- Roth IRA withdrawal penalty
- 6. Borrowing money
- Reimbursement
- Compare insurance rates for drivers with an accident
- 14. List your spare bedroom on Airbnb
- Dividend stocks
- Capital Good Fund
- ASPCA vs. Healthy Paws
- Delta SkyMiles® Platinum Business American Express Card
- 4. Get prices from a handful of companies
- 14. Reduce your electric bill
- 15. Publish a digital course
- How much is auto insurance for young drivers?
- Our pick for: Good credit
- 19. IT support
- 15. Lower your student loan payments
- 1. What is the average cost to start a small business?
- Car-related passive income ideas
- Verizon Visa® Card
- 2. How do you calculate startup costs?
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- 16. Cancel unnecessary subscriptions
- United Club℠ Infinite Card
- 16. Wrap your car with ads
- 20. Graphic design
- What is a prepaid debit card?
- Waiting periods
- Our pick for: Travel
- 3. Are business startup costs tax-deductible?
- 17. Refinance your mortgage
- Reviews
- 17. Rent out a parking space
- Average annual car insurance costs for young drivers by company
- What is a prepaid credit card?
- Our pick for: Walmart gaming purchases
- 4. What is considered a startup cost?
- 16. Trade in old phones, electronics for cash
- 21. Social media management
- 18. Set savings goals
- Where can you get a prepaid card?
- How do you add money to a prepaid card?
- Marriott Bonvoy Brilliant® American Express® Card
- Our pick for: Instant gratification
- Chase Freedom Flex℠
- Which prepaid card is best?
- 17. Get a babysitting gig
- 22. Marketing copywriter
- 19. Track spending
- 7. Your credit score
- 1. Gather your information
- 23. Virtual assistant services
- 20. Pay off high-interest debt
- Our pick for: PlayStation purchases
- 18. Rent out your car
- Prime Visa
- 21. Keep savings in a high-yield savings account
- Our pick for: Personalized rewards
- 2. Choose the right liability car insurance coverage levels
- 22. Create a 50/30/20 budget
- Discover it® Cash Back
- 1. Do your research
- 19. Sign up for TaskRabbit
- 2. Get organized and make it official
- Verizon Visa® Card
- 23. Shop consignment and thrift stores
- 20. Become a private tutor
- 3. Find the right financing
- Our pick for: Best Buy purchases
- 3. Decide if you need full coverage car insurance
- 24. Join initiatives to get free items
- 21. Drive for Uber, Lyft
- 8. Taxes
- Trip cancellation
- 25. Use car sharing services
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Trip delay
- 26. Stock up on household supplies when they’re cheap
- 9. Paying off debt
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cancel For Any Reason
- 27. Enjoy community events
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- Lost baggage
- Travel medical insurance
- 25. Put your drone to work
- Compare car insurance companies
- 10. Insurance
- 11. Investing
- 12. Starting or running a business
- 13. Travel
- The NerdWallet Smart Money podcast
The best money-making apps
1. Ibotta
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer. Ibotta also charges an account maintenance fee for inactive (no activity for 180 days) or deactivated accounts. The fee is deducted from your balance, not your bank account.
2. Rakuten
How it works: Rakuten (formerly known as Ebates) rewards shoppers with cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer.
Payment: PayPal or "Big Fat Check."
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a welcome bonus after their first qualified purchase. You can also earn sign-up and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company's payment schedule, and you need to hit the minimum cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can't get credit retroactively.
3. Swagbucks
How it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping online (there are over 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 110 SB.
Payment: E-gift card or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons: It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task, although users can earn up to 5 SB per day if they disqualify. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
4. Fiverr
How it works: Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a "seller" highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as "buyers," can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
Payment: PayPal, direct to a bank account, Payoneer or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and your payment processor may charge a withdrawal fee, depending on which option you choose.
Pros: You don’t have to worry about tracking down buyers because they come to you. You can also earn tips. Fiverr also boasts its flexibility, allowing sellers to complete gigs in their own time or around their 9-5 jobs.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
5. Upwork
How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment: Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 10% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
6. OfferUp
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping anywhere within the United States except for Alaska, Arkansas and Hawaii. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you'll ship to or arrange a meeting with the buyer.
Payment: When selling locally, OfferUp recommends sellers take cash from buyers and stay clear of accepting payments by check, cashier's check or using other apps. For shipments, sellers can set up deposits to a debit card or bank account.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments. To be successful, you’ll likely need to invest in a printer so you can print the shipping labels and mail items to buyers.
7. Poshmark
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s "Posh Parties," which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
Payment: Check, PayPal, Venmo, Instant Transfer or direct deposit to a bank account.
Pros: Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.