7 of the Best Money-Making Apps of 2024
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For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.
Here’s the scoop on seven free money-making apps. NerdWallet considered apps with at least 3.8 stars and 25,000 reviews in both Google Play and the iOS App Store.
7 of the best apps to make money
- How to complete the FAFSA if:
- Compare Medigap plans
- Get details on Medicare coverage for:
- Shopping for Medicare plans? We have you covered.
- Compare Medicare Advantage plans
- Chase CD rates
- Capital One 360 CD rates
- How to get started
- How to maximize your rewards
- Key takeaways about P2P payments
- Key takeaways
- Student loan payment calculator
- Commercial loans vs. business loans
- Environmental
- 1. Start saving early
- What is 100% credit utilization?
- 1. Decide how much investing help you want
- Baggage allowance on Qatar
- Usual coverages may not apply
- GA income tax rates: Single filers
- 1. Internship and work-study attire
- With ads
- 1. Choose your business entity
- 1. Free advertising for your blog
- 1. Delay your application
- 1. E-ZPass
- Amazon
- How to use this calculator
- Short-term goal examples:
- Nearest airports
- Social
- 1. Check the airline's luggage requirements
- Fare types and inclusions
- CD rates
- For sailings across the Caribbean, Mexico or Central America: CheapCaribbean
- Get in touch ASAP
- What mortgage terms are best for me?
- How does my credit score impact personal loan offers?
- Pay more than minimums
- SBA loans
- 1. Select an online stockbroker
- 1. Arrive in the right spot — and at the right time
- 1. Morningstar
- Income-based repayment calculator for existing plans
- SIPC coverage provides ...
- American Express Membership Rewards
- What does 'domicile' mean?
- GA income tax rates: Married filing jointly or head of household
- 1. Figure out if you are eligible
- 1. Ibotta
- 1. Pick up freelance work online
- Ad-free
- When is the last day to file taxes?
- AtoB
- Strengths
- Investment-based passive income ideas
- What’s behind the numbers in our USDA mortgage calculator
- Understanding your results
- 1. Chem-Dry
- Early repayment fees
- Universal Studios Orlando
- Review every aspect of the offer
- In the app
- Governance
- Regular and exclusive use
- 2023 saver's credit limits (taxes filed in 2024)
- Pre-installation evaluation: $250 for a 2,000 square foot home
- 2. Decide how much home you can afford
- T-Mobile
- Our pick for: Simplicity
- 1. Decide how much coverage you need
- 1. Roll your debts onto a balance transfer credit card
- Income-driven repayment
- NVIDIA Corp (NVDA)
- Check in baggage chart
- Standard with ads: $6.99 per month
- What is a good FICO score?
- Access
- Major airlines flying to Salt Lake City
- How do I see my credit score for free?
- 1. Gather your stock research materials
- Spending rewards
- Bag allowance
- Home insurance quotes online
- Understand the budgeting process
- Premium Individual: $10.99 per month
- Personal property coverage on a standard policy
- CD terms
- You could receive a lower rate
- Earning Southwest Rapid Rewards points through Southwest travel partners
- SIPC insurance doesn’t cover ...
- What to know about cash advance apps
- GA income tax rates: Married filing separately
- Monthly after-tax income
- VA loans
- Ultimate Ad-Free
- 2. Free advertising for your online business
- Pros
- 1. A big sign-up bonus
- Weaknesses
- Average cost of car insurance for different driver profiles
- Use your results to save money
- Child tax credit 2023 (taxes filed in 2024)
- How being an authorized user can help you build credit
- Universal Studios Hollywood
- On the website
- Debt snowball
- Our pick for: A low interest rate
- New income-driven repayment plan calculator
- What you'll get with the Marriott and United status match
- 183-day rule
- 2024 saver's credit limits (taxes filed in 2025)
- If any of these situations apply to you
- Verizon
- 1. Educational assistance from your boss
- 2. Work longer
- Step 1: Enter your personal information
- 1. Dividend stocks
- 1. Know what you owe and how much you can pay
- How many PlusPoints are needed to upgrade United flights
- 1. Set financial goals
- Long-term goal examples:
- Key questions to ask
- Flying to Salt Lake City on points and miles
- In 2023
- 1. Decide how you want to invest in the stock market
- 2. Research the stocks you want to buy
- 2. Finviz
- Principal place of business
- Premium Duo: $14.99 per month
- Credit One Platinum X5 Visa
- NY state income tax: Single and married filing separately
- Cheap auto insurance from large companies
- Personal health and wellness services
- Ductwork and design: $500 to $7,500
- 3. Check and polish your credit
- 50% of your income: needs
- 2. Weather gear
- Conventional loans
- B/R Sports
- No minimum balance requirement or monthly maintenance fees
- Cons
- EBay
- 2. Bonus rewards on travel and dining
- Public Service Loan Forgiveness
- Symbotic Inc. (SYM)
- Boarding
- 1. Pick your market and niche
- Discount points
- Standard: $15.49 per month
- Contribution limits
- Debt avalanche
- Funds based on company size
- Economy food
- 1. Alaska Airlines West Coast Hopper
- CD safety
- Alliant: Best for fast funding
- 1. Chase Sapphire Reserve®
- 2. Decide what type of investor you are
- Have the correct type of loans, or consolidate
- Home equity loans
- 2. Adoption help from your employer
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- 3. Affiliate marketing on Pinterest
- 2. EZ TAG
- Coast
- How to use the USDA mortgage calculator
- Other student loan calculators
- Child tax credit 2024 (taxes filed in 2025)
- 2023 AMT exclusions and phase-outs
- Negotiate as a partner, not an opponent
- U.S. Treasury bonds
- What is a good VantageScore?
- Pros
- Captive insurance agents
- Other vaccines covered by Medicare prescription drug plans
- Premium Family: $16.99 per month
- 1. Market your business and attract new clients
- Welcome bonuses
- Credit One Bank American Express Card
- NY state income tax: Married filing jointly or qualifying widow(er)
- The trick to finding off-peak rates at Marriott properties
- Free and packaged HBO Max plans
- Short-term capital gains tax
- An above-average interest rate
- Step 2: Account for multiple jobs
- 3. 50% more value when redeeming for travel
- Upstart Holdings Inc. (UPST)
- Seats
- 2. JAN-PRO
- How being an authorized user could hurt your credit
- 1. Redeeming rewards for cash back
- Pros
- Automate
- Online loans
- EveryDollar
- 2. Check in
- 3. Yahoo Finance
- American Express Hilton Honors
- If you qualify for a hardship withdrawal
- Personal concierge services
- 2. Rakuten
- 3. Child support
- For consulting reviews from other cruisers: Cruise Critic
- 3. Earn more
- Bonanza
- 2. Choose an investing account
- Other forgiveness programs
- 2. Write a business plan
- Mid-term goal examples:
- Premium: $22.99 per month
- Will pre-qualifying affect my credit score?
- In 2024
- Cons
- 1. Are you a fiduciary?
- 2. Pack essentials in your carry-on
- 1. Medical transcription services
- You could get out of debt faster
- Annual fee
- Transferring hotel points to Southwest Rapid Rewards
- Platinum Visa For Rebuilding Credit
- NY state income tax: Head of household
- 4. Explore mortgage options
- 30% of your income: wants
- Google Fi Wireless
- 2. Test websites and apps
- Home equity line of credit (HELOC)
- Wednesdays and Saturdays are the cheapest day to fly internationally
- Long-term capital gains tax
- What if I didn't get an extension?
- Easy online access
- How it works
- 2. Apply for a credit card consolidation loan
- Accident and illness
- Universal Orlando Resort
- 2. Track your money
- It’s not what you can borrow, it’s what you can afford
- Corporate bonds
- EveryDollar
- Cons
- Industry or sector funds
- Premium Student: $5.99 per month
- 2. American Airlines East Coast Hopper
- First Tech: Best for co-sign and joint loan options
- Cheap car insurance from midsize companies
- 2. Chase Sapphire Preferred® Card
- The type of central air unit: $600 to $24,000
- 3. Electronics
- Reduce the monthly payment
- VA loans
- Basic company information
- Compare insurance rates for 20-year-olds
- 4. Frugal or entrepreneurial inspiration
- Compare money market accounts
- 2. Choose your insurance deductible
- WEX
- 4. Point transfers to airlines and hotels
- Don’t reach out over email
- 2. Dividend index funds and exchange-traded funds
- 2024 AMT exclusions and phase-outs
- Origination fees
- Example charging costs, and how they compare with gas
- Pool loan rates
- What do I need to pre-qualify for a personal loan?
- Would refinancing save you money?
- 2. Narrow your focus
- Earning rewards
- 4. TradingView
- Independent insurance agents and brokers
- CD opening deposit
- Ongoing rewards
- Credit One Platinum E3 Visa
- How to qualify for the necessary Marriott and United elite tiers
- Beauty and lifestyle service business ideas
- Home equity loans pros and cons
- Boost
- Work full time for a qualifying employer
- 4. Payments for caring for children
- Step 3: Claim dependents, including children
- 3. Uni toll pass
- 3. Research Black-owned businesses
- Under 35
- Index examples
- Getting the best HELOC rate
- 2. Understand your options
- Upgraded economy tickets and seat selection
- 3. Merry Maids
- Nerd note
- Revolving credit
- YNAB
- Potential for high returns
- You don't want to pay interest
- 2. How do you get paid?
- Growth and value funds
- 2. Medical records management
- 3. Choose how much you want to invest
- 20% of your income: savings and debt
- Pay off the loan faster
- Conventional loans
- Cash-out refinance
- Where to get it
- Accident-only
- Spacing out credit card applications
- Credit Karma
- 0% balance transfer credit card
- Invoice factoring
- What was the Great Recession of 2008?
- EARN MORE POINTS WITH A MARRIOTT BONVOY CREDIT CARD
- 3. Cathay Pacific to Hong Kong in business class
- Blanket coverage
- CD maturity date
- Other features
- American Express Delta
- Ownership and management team
- The bottom line
- 5. Workers' compensation
- Fly on the holidays (or as far from it as possible)
- 2. Choose a business name
- 3. Evaluate other factors
- 4. Consider your spouse
- Step 4: Refine your withholdings
- Appraisal and inspection fees
- 2. Redeeming rewards for credit toward merchandise
- Free charging
- Municipal bonds
- Banks and credit unions
- Installment credit
- 2. Choose an investment account
- 3. Decide how many shares to buy
- 3. Go through the security checkpoint
- 5. StockFetcher
- Book with LifeMiles
- PenFed: Best for a seamless application process
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Resident status rules
- Serving parents, babies, and small children
- Bring a bigger down payment to the table
- 4. Study abroad
- Lengthen the repayment term
- Reduced basic economy restrictions
- 3. Learn to use AI tools
- Best insurance company overall: Travelers
- Imposter scams
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Managing multiple billing cycles
- Give your final answer in writing
- 3. Budget for emergencies
- Compare referral sign-up bonuses
- Personal loans
- International, global and emerging market funds
- 3. Arrive at the airport two hours early
- Our pick for: Gas station spending
- 3. Physical/occupational therapy center
- CD penalty
- You’ll have just one monthly payment
- 2. Score sponsorships
- 1. Make sure you’re eligible to get an EIN online
- If you are converting your 401(k) to an IRA
- 3. Swagbucks
- 1. TownePlace Suites Nashville Midtown
- Company history
- 6. Life insurance proceeds
- Common stocks vs. preferred stocks
- Step 5: Sign and date your W-4
- Other fuel cards to consider
- 5. $300 a year in travel credit
- Preventive care
- 1. LIFELOCK ULTIMATE PLUS
- Be upfront, honest and specific
- Do tipped workers earn the minimum wage?
- Reasons for unfreezing your credit
- Equity vs. debt
- Goodbudget
- Service credit
- How long will it take to pre-qualify?
- Family and friend loans
- Pros
- Book travel via the AmEx portal or Expedia
- You're competing against other buyers
- LifeLock pros
- Allow up to 50% of your income for needs
- Fill out a life insurance application
- Part-year resident status rules
- 4. Select a provider to open your Roth IRA
- Size of the AC system
- Bring documents showing financial stability
- Tap into equity
- Make lump sum payments
- To review several cruise prices at once: CruiseDirect
- Personal loan calculator
- Ages 35 to 44
- Prepare for a future tax bomb
- The Medicare Part B penalty
- Avoid economy if you think you may want to upgrade later
- 4. Vanguard Cleaning Systems
- Timing credit applications with big future purchases
- What factors affect the amount you can borrow
- U.S. Small Business Administration
- APR
- Are they reputable in other areas of their field?
- LendingTree Spring
- Lower risk
- 3. What are my all-in costs?
- Pros
- 4. Japan Airlines to Japan in business class
- Scheduled personal property coverage
- 4. Develop a health care app
- CDs at a bank vs. credit union
- Cheap car insurance after a speeding ticket
- 5. Research first-time home buyer assistance programs
- Submit PSLF employment certification forms
- VA loans
- Mission statement
- 7. Some canceled debts
- 1. Locking up savings for a near-future purchase
- 2023 credit card bonus categories
- Mobile payment scams
- 4. FasTrak
- 6. TSA PreCheck/Global Entry/NEXUS credit
- 3. Bonds and bond index funds
- What are the monthly costs built into a USDA mortgage payment?
- 1. Cash dividends
- Our pick for: No credit check at all
- Credit score for FHA loans
- Order conservatively
- Business grants
- Cons
- Transfer points to travel partners
- Platinum Rewards Visa with No Annual Fee
- Navy Federal: Best for military members
- Nonresident status rules
- Academic consulting services
- Installation and labor: $75 to $250 per hour
- Consider bringing your own financing
- 2. Sir Albert, Amsterdam, a Member of Design Hotels™
- Elite benefits on basic economy fares
- Our pick for: Online purchases
- 1. Fill out a mortgage application
- 5. Investigate divorced spouse benefits
- Mortgage and title insurance fees
- Universal Studios Hollywood
- 4. Tackle high-interest debt
- Tips for unfreezing your credit
- Are they good at explaining things?
- Capital gains vs. fixed income
- Choosing a card
- Service requirements
- 4. What are your qualifications?
- 4. Keep your ID handy
- The actual expense method
- Other student loan calculators
- Cons
- 5. Diabetic care center
- Types of CDs
- You could build your credit
- 2. Gather the necessary information
- Take a medical exam
- 4. Marriott Bonvoy Boundless® Credit Card
- Home equity lines of credit pros and cons
- 5. Clubs, sports and Greek life
- Get rid of FHA mortgage insurance
- Cheapest full coverage car insurance in California for 20-year-olds
- 8. Energy conservation subsidies
- Income-driven repayment plans can shrink payments
- 2022 credit card bonus categories
- 7. Extra points on Lyft rides
- 2. Stock dividends
- Leave the snacks at home
- 3. Register your business and get insured
- 3. Redeeming rewards for travel
- Move products around
- Online lenders
- Repayment term
- 1. Find a dividend-paying stock
- Target your impact
- Business incubators
- Equity REITs
- 4. Buy stocks using the right order type for you
- 6. Fidelity
- LifeLock cons
- Use Lock and Fly to hold award flights
- 5. Emirates U.S. East Coast to Southeast Asia in business class
- Platinum Visa
- Product/service and customer
- 2. Keeping some savings at a distance
- How it works
- Trading vs. investing
- 4. Consider extra coverage
- Job scams
- 3. Tap your home equity for a loan or line of credit
- Poshmark
- Should you refinance your student loans?
- Can I lower my USDA monthly payment?
- How do I access a HELOC?
- 3. Call your lender
- 5. ServiceMaster Clean
- Using United PlusPoints on partner airlines
- How can I qualify to borrow more?
- Should you invest in retail stocks in 2023?
- Are you comfortable asking questions?
- Price
- If you don’t have credit but are looking to build it
- Expensify
- Credit score for VA refinance
- You don't want to be at the mercy of an appraisal
- Leave 30% of your income for wants
- 6. Home health care service
- 4. Fiverr
- Switch to an income-driven repayment plan
- Switch from an adjustable- to a fixed-rate loan
- Is it better to get a second mortgage or refinance?
- 9. Municipal bond earnings
- 2021 credit card bonus categories
- 5. ExpressToll
- 8. DoorDash discounts
- Ages 45 to 54
- 3. Dividend reinvestment programs (DRIPs)
- Pack only one bag to carry on
- Your credit utilization
- Invest in marketing
- Funding time
- Revocable life insurance trusts
- 3. Turn to qualitative stock research
- Mortgage REITs
- 5. How will our relationship work?
- 5. Wear easy-to-remove shoes
- Conclusion
- Can you transfer Southwest points to airline partners?
- Secured Card
- Elder care services
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 6. Compare mortgage rates and fees
- 3. The St. Regis Beijing
- 4. Take surveys for money
- 3. Ensuring returns without market risk
- When are taxes due in October?
- Free online tax filing software compared
- Individual stocks vs. funds
- 6. Add your minor child
- Ruby Lane
- 2. IDSHIELD
- 4. Real estate investment trusts (REITs)
- How much does a HELOC cost?
- 5. Plan for retirement
- Pros of buying bonds
- What are your options?
- If you have credit but want to strengthen your score
- Use points to upgrade your seat
- 3. Submit your application and wait
- Cheap auto insurance after an accident
- Which is better when?
- 6. Printer ink and paper costs
- Conventional loans
- No more elite earnings on basic economy fares
- 2. Review your Loan Estimates
- Future goals
- 10. Gifts
- 2020 credit card bonus categories
- 5. Get a quote
- Romance scams
- 6. Freedom Pass
- 4. Special dividends
- Know when to discount
- Nonprofit lenders
- Pre-qualification
- 2. Evaluate the stock
- Your money management style
- Be aware of — and reduce — your carbon footprint
- Crowdfunding
- You find it hard or impossible to get a mortgage
- The simplified version
- Build up an emergency fund
- 7. Medical foot care
- 3. Tap TikTok’s ‘Creativity Program Beta’
- How Marriott elites get access to United Silver status
- 5. Gather your paperwork
- Cheapest minimum coverage car insurance in California for 20-year-olds
- Best insurance company for affordability: NJM
- Where to get it
- 3. Write your business plan
- 9. No foreign transaction fees
- Ages 55 to 64
- 1. Have a goal for your index funds
- Can my USDA monthly payment go up?
- Join the Qatar Airways Student Club
- Debt-to-income ratio
- See how APYs have moved at high-yield accounts versus regular accounts
- 6. 1-800-GOT-JUNK?
- Your payment history
- Pay bills on time
- Rocket Money
- Pros
- Debt-to-income requirements
- Cover your card charges
- Hybrid REITs
- 6. What's your investment philosophy?
- Market orders
- Checked bags make a big difference
- Control your economy fare cost
- Perkins loans
- Jewelry warranties
- You may not qualify for a low rate
- Make Money
- Provide financial documentation
- 5. Southwest Rapid Rewards® Plus Credit Card
- Compare car insurance rates for 35-year-olds
- 11. Inheritance
- Book one to three months in advance
- 2019 credit card bonus categories
- For budget-friendly options: Priceline
- Debt scams
- Etsy
- 5. Preferred dividends
- Our pick for: Beginner-friendly features
- 4. Redeeming rewards for gift cards
- Cons of buying bonds
- Inverse performance
- Bonus features
- Irrevocable life insurance trusts (ILITs)
- Debt management plan
- Leverage elite status
- Make a budget
- Commit 20% of your income to savings and debt paydown
- 8. Drug treatment/rehabilitation center
- Credit One Bank Wander Card
- Chase Ultimate Rewards®
- Animal care services
- 1. Examine your cooling needs
- 4. Residence Inn San Diego Downtown/Gaslamp Quarter
- Chattel loans
- 7. Suspend your benefit
- 3. Invest in companies that financially support racial justice
- 10. Airport lounge access
- 4. Choose your bookkeeping software
- Your credit age
- 6. Optimize your finances with tax planning
- Keep credit utilization below 30%
- 3. Decide how much stock you want to buy
- Other tips for flying to Salt Lake City
- What do I need for my loan application?
- Examine your bank
- Cons
- Shop with points via the American Express site
- 3. Learn the difference between investing in stocks and funds
- Our pick for: Simple cash back
- How much dwelling coverage do I have?
- HEAL loans
- Get an attending physician’s statement
- 1. Decide on an account type
- 7. Gather your loan paperwork
- 12. Accelerated death benefits
- 1. Use a CD ladder
- 2018 credit card bonus categories
- Ages 65 to 74
- 2. Research index funds
- 6. Dividend funds
- 7. PuroClean
- Account linking
- Bankruptcy
- Work on your credit score
- Other VA refinance requirements
- Publicly-traded REITs
- You'll come out ahead by investing the money
- WANT TSA PRECHECK FOR FREE?
- Rein in your spending
- Eureka
- 2. Time it right
- 7. Summer storage
- 5. Upwork
- Manufactured home mortgages
- 5. Make money from your blog with affiliate links
- 1. Think long term versus short term
- 4. Register your business in Arizona
- Student loan scams
- 4. Borrow from your 401(k)
- 5. Money market funds
- Keep credit accounts open
- Use points toward online purchases elsewhere
- 7. What asset allocation will you use?
- Index funds
- WANT TSA PRECHECK FOR FREE?
- Jewelry service plans
- 9. Childbirth services
- How United elites get access to Marriott status
- 2. Choose the right broker
- Home maintenance and repair services
- 6. Pick your investments
- Make 10 years' worth of payments
- Start with the elevator pitch
- Which is easiest to qualify for?
- Cheapest auto insurance in California for 20-year-olds with poor credit
- Resident status rules
- 2. Open a no-penalty CD
- 2017 credit card bonus categories
- Swappa, Gazelle
- 3. IDENTITYFORCE ULTRASECURE+CREDIT
- 5. Set up your business infrastructure
- Down payments and gift funds
- 5. Instant redemption
- 1. Decide what type of financing is right for you
- Debt settlement
- Money Manager
- Pay down debt
- There may be additional fees
- General partners
- Government bonds
- Chase IHG
- The underwriter cross-checks third-party records
- Cheapest car insurance after a DUI
- 6. United℠ Explorer Card
- 3. Look for equipment rebates and tax credits
- 3. Loan processing takes over
- 13. Disaster relief payments
- 2. Look into tax-loss harvesting
- 8. Use a do-over
- Social Security scams
- Fleet expense management tools
- 11. Luxury hotel benefits
- Average annual car insurance costs from large companies
- Two-day ticket deals
- Space out credit applications
- Security
- 1. Avoid filing your tax return on paper
- 4. Put your stock research into context
- Redeem for gift cards
- Consider paying with miles
- Public non-traded REITs
- Parent PLUS loans
- 4. Use gifting
- InboxDollars Surveys
- 8. Get a preapproval letter
- 5. W Brisbane
- VA loans
- 3. Try a bump-up CD
- Set a price alert
- How it works
- 2016 credit card bonus categories
- 8. Redbox+
- 7. Invest to build your future goals
- 2. Figure out how much you can afford to borrow
- Taxes
- Salt Lake City Marriott hotels
- Find a co-signer
- Specialty or alternative funds
- Limit orders
- How are my belongings covered?
- 10. Medical billing service
- Stick to the basics
- 14. Some withdrawals from a Roth IRA
- 3. Pick your index funds
- Dividend per share (DPS)
- Our pick for: Fixed monthly payments
- What does P2P mean?
- Monitor your credit reports
- 2. Get direct deposit
- Consider targeted investing
- Donate to charity
- Missed payments could make things worse
- NASCAR American Express Card
- Chase Marriott
- 3. Open the account
- Automobile maintenance and repair
- Lemonade vs. Geico renters insurance
- 8. Social activities
- Conventional loans
- 4. The underwriter makes a decision based on your documentation
- 6. Sell your wares on Etsy
- Rebook if you find a cheaper price
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- 2015 credit card bonus categories
- For booking travel experiences beyond the cruise: TripAdvisor
- How to have more taxes taken out of your paycheck
- Medicare scams
- Check out peer-to-peer lending
- 12. Cardholder hotline
- How quickly could the IRS implement the child tax credit expansion?
- Customer support
- AndroMoney
- You'll need the cash for other things
- Stocks
- Rapid Rewards Shopping
- Google Opinion Rewards
- The underwriter will calculate your life expectancy
- Home equity loan
- Our pick for: Cell phone and internet bill payments
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- Maybe, maybe not
- Part-year resident status rules
- Dividend yield
- FHA appraisal
- 9. College Hunks Hauling Junk
- Waitlist your PlusPoints request
- What is P2P payment?
- 8. Grow your financial well-being
- 3. Stay on top of things
- Create a comprehensive business plan
- Upgrading to Main Plus
- Private REITs
- 8. What investment benchmarks do you use?
- 6. Respect other passengers' space
- Is there enough liability coverage?
- 11. Nutritionist/dietitian
- WWE Credit Card
- Resident status rules
- 7. Delta SkyMiles® Gold American Express Card
- 6. OfferUp
- Apply for PSLF forgiveness
- Manufactured home pros
- Be passionate
- Best insurance company for accident forgiveness: Geico
- 2014 credit card bonus categories
- Tax scams
- 13. Access to unique, cardmember-only events
- 6. High-yield savings accounts
- Three-day ticket deals
- Citi ThankYou Points
- 4. Fund the account
- 9. Choose a real estate agent carefully
- How much can you borrow?
- 4. Call in a pro
- Where to get it
- How to have less taxes taken out of your paycheck
- 5. Enter a debt management plan
- Benefits
- 4. ID WATCHDOG PREMIUM
- 3. Evaluate your eligibility
- User experience
- 4. Find your gate
- Bonds
- Vegas Golden Knights Credit Card
- Swagbucks
- Cheapest auto insurance for poor credit
- Be flexible with destination, airport and dates
- Investment scams
- 4. Decide where to buy your index funds
- 10. Junkluggers
- The risks and rewards of each
- 4. One more thing to know about your tax refund
- 1Money
- 4. Set a budget for your stock market investment
- What are the deductibles?
- 12. Alternative health care
- It doesn’t address root issues with debt
- 5. Sell with TikTok Shop
- Rapid Rewards Dining
- How to transfer Marriott points to United miles
- Where is the best place to exchange currency?
- Home equity line of credit
- 9. Car costs
- Manufactured home cons
- 5. Your loan is cleared to close
- Keep it succinct
- 7. Self-publish an e-book
- Nonresident status rules
- Explore startups
- Drawbacks
- Medicare enrollment periods
- 9. Estate planning: Protect your financial well-being
- Reviews
- 1. Choose to DIY or get some help
- 9. Who is your custodian?
- 7. Have a backup plan ready
- Our pick for: Flexible rewards and a bonus
- Corporate bonds
- You’ll be placed into a life insurance rating category
- 5. Help your kid decide what to invest in
- Lemonade vs. State Farm renters insurance
- 10. Narrow down your ideal type of house and neighborhood
- VA loans
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- How to use a W-4 to owe nothing on a tax return
- How much is auto insurance after an at-fault accident?
- Dividend payout ratio
- Our pick for: An upgrade path
- How do you get a perfect credit score?
- Dollar-cost averaging
- Mutual funds
- Best Friends Credit Card
- B2B administrative services
- How do I find a currency exchange near me?
- When do you have to pay it back?
- To match with a vacation planner: Avoya Travel
- Rethink your bank
- 7. CDs
- 6. Price your services
- Mortgage insurance
- Amex EveryDay® Credit Card
- 5. Wait at the gate
- 13. Health information website
- Citi American Airlines
- Part-year resident status rules
- 7. Poshmark
- Conventional loans
- Have structure
- 4. Research lenders
- 10. What tax hit do I face if I invest with you?
- BriteCo
- Where can you exchange currency for free?
- Cash-out refinance
- 10. Taking longer than four years to graduate
- 5. Buy index funds
- How to enroll in Medicare
- Pros
- Exchange-traded funds
- 6. Monetize using the Series feature
- 8. The Platinum Card® from American Express
- Sales and marketing
- 8. Get advertising revenue from your blog or YouTube channel
- 14. Purchase protection
- Property-based passive income ideas
- 14. Medical supply sales
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- How it works
- Get excited about a minority-owned stock exchange
- Cons
- 7. Find your customers
- Cryptocurrency pros
- 5. Focus on investing for the long-term
- Nonresident status rules
- Write it later
- Are the proceeds taxable?
- Compare car insurance rates for drivers with a DUI
- Best insurance company for having few customer complaints: American Family
- 5. Separate your personal and business assets
- 15. Return protection
- Complete financial plan and investment advice
- 5. Apply for a loan
- Personal loan
- 11. Stick to your budget
- 6. Keep an eye on your index funds
- 8. Buy a rental property
- Our pick for: No security deposit, low annual fee
- American Express® Green Card
- 15. Stylish uniforms for medical professionals
- You’ll get your life insurance rate
- Technology maintenance and repair services
- Is the interest paid tax-deductible?
- California earned income tax credit (CalEITC)
- Where to get it
- 16. Extended warranty
- Cryptocurrency cons
- 5. Optimize your stock portfolio
- UNLOCK AIRPORT LOUNGES WITH THE RIGHT CARD
- GemShield
- 7. Collect tips from viewers
- How to transfer United miles to Marriott points
- Cheapest car insurance for young drivers
- Get a test reader
- To book a vacation package with an airline or hotel
- Home purchase: Basic Home Mortgage 203(b)
- Specialized guidance and/or want to meet with an advisor face-to-face
- Salt Lake City Hilton hotels
- 16. Hearing aid dispensary
- 9. Capital One Venture Rewards Credit Card
- Our pick for: Maximized value
- 9. Become an Instagram influencer
- California young child tax credit (YCTC)
- 6. Secure funding
- 9. Rent out your own house
- 8. Understand your funding options
- 2. Know your own ESG criteria
- 6. Manage your stock portfolio
- Proofread
- 1. Has the W-4 form changed?
- Average car insurance costs after a speeding ticket
- FHA refinance loans
- 6. Know when to sell stocks — and when not to
- 17. Respite care service for caregivers
- B2B legal services
- 12. Make the most of walk-throughs and open houses
- Cheapest full coverage car insurance in California for 30-year-olds
- California child and dependent care tax credit
- 17. Rental car coverage
- Portfolio management only
- Our pick for: Worldwide acceptance
- 10. Get a roommate
- 3. Choose ESG investments
- American Express® Gold Card
- 6. Board the airplane
- 18. Medical marijuana dispensary
- California adoption cost tax credit
- How it works
- 2. What does it mean to be exempt from taxes?
- 18. Trip cancellation or interruption insurance
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- Jewelers Mutual
- Find your niche
- 10. Monetize your Twitch channel
- Alternative investment passive income ideas
- FHA renovation loans
- NYC tax rate schedule
- Cheapest auto insurance for senior drivers
- 10. Hilton Honors American Express Aspire Card
- California nonrefundable renters tax credit
- Best insurance company for financial strength: Auto-Owners
- Where to get it
- Spot vs. Pumpkin pet insurance
- How do I start a health care business?
- 13. Don’t skip the home inspections
- Cheapest minimum coverage car insurance in California for 30-year-olds
- 19. Trip delay reimbursement
- Average car insurance costs after a DUI
- Other specialty FHA loans
- 11. Peer-to-peer lending
- Pros
- How do I start a home health care business?
- 7. Obtain your licenses and permits
- 3. When should I review my W-4?
- 20. Lost luggage reimbursement
- The Platinum Card® from American Express
- 7. Retrieve your luggage
- Spot vs. Healthy Paws
- Lavalier
- How do I write a business plan in health care?
- Be authentic
- 14. Negotiate with the seller
- 11. Sell your photography
- Compare auto insurance rates for drivers with poor credit
- 21. Medical emergencies during travel
- Our pick for: Average credit and rewards
- Dividends and preferred stock
- Pros
- Cheapest auto insurance in California for 30-year-olds with poor credit
- How it works
- 4. Can I adjust my W-4 multiple times throughout the year?
- 12. Private equity
- Cons
- Our pick for: Prime gaming
- Where to get it
- Selling bonds
- Salt Lake City Hyatt hotels
- 8. Exit the airport and enjoy your trip
- Serve your audience and set small goals
- 15. Buy adequate home insurance
- 8. Review an employer’s responsibilities
- American Express® Business Gold Card
- Cons
- 1. What is a service business?
- Best insurance company for discounts: Amica
- How to maximize your rewards
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- 13. Crypto staking
- Use multiple strategies
- 2. How do you start a service business?
- Our pick for: Average credit and no annual fee
- 12. Become a dog walker with Rover or Wag
- Your house
- 3. How do you calculate the break-even point for service businesses?
- How it works
- Average annual car insurance costs for drivers with good vs. poor credit
- Benefits of FHA loans
- Your location
- 4. Do service businesses charge sales tax?
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- The Business Platinum Card® from American Express
- Product creation passive income ideas
- Disadvantages of FHA loans
- You and your stuff
- 13. Sell unused gift cards
- Where to get it
- Our pick for: Limited credit
- Individual stocks
- 14. Write content
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- Our pick for: Target gaming purchases
- Best insurance company for customer satisfaction: State Farm
- 14. List your spare bedroom on Airbnb
- Compare insurance rates for drivers with an accident
- For cruise package deals: Costco Travel
- Dividend stocks
- How much is auto insurance for young drivers?
- Our pick for: Good credit
- 15. Publish a digital course
- Cheapest full coverage car insurance in California for 40-year-olds
- Costco Anywhere Visa® Card by Citi
- Car-related passive income ideas
- 15. Sell your gently used clothes
- Best insurance company for military members: USAA
- Directly with the Cruise Line
- Cheapest minimum coverage car insurance in California for 40-year-olds
- 16. Wrap your car with ads
- Our pick for: Travel
- Average annual car insurance costs for young drivers by company
- Target Circle™ Credit Card
- Our pick for: Walmart gaming purchases
- 17. Rent out a parking space
- 16. Trade in old phones, electronics for cash
- Cheapest auto insurance in California for 40-year-olds with poor credit
- Our pick for: Instant gratification
- 17. Get a babysitting gig
- Prime Visa
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 1. Gather your information
- Our pick for: PlayStation purchases
- 18. Rent out your car
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- Our pick for: Personalized rewards
- Sam's Club® Mastercard®
- 2. Choose the right liability car insurance coverage levels
- 19. Sign up for TaskRabbit
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 20. Become a private tutor
- Cheapest full coverage car insurance in California for 50-year-olds
- Our pick for: Best Buy purchases
- 3. Decide if you need full coverage car insurance
- 21. Drive for Uber, Lyft
- Cheapest minimum coverage car insurance in California for 50-year-olds
- Trip cancellation
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in California for 50-year-olds with poor credit
- Trip delay
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cancel For Any Reason
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- 24. Sign up to be a mystery shopper
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- Travel medical insurance
- 25. Put your drone to work
- Compare car insurance companies
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Conditions common to your dog’s breed
- Cheapest full coverage car insurance in California for 60-year-olds
- Your dog’s energy and activities
- Wellness expenses
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Decide whether your cat needs insurance
- Wellness expenses
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- 3. Decide how much coverage you want
- Cheapest full coverage car insurance in California for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest minimum coverage car insurance in California for 70-year-olds
- 5. Check waiting periods
- Cheapest auto insurance in California for 70-year-olds with poor credit
- 6. Examine extra costs
- 7. Compare quotes
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- Auto insurance laws in California
- Low-income car insurance in California
The best money-making apps
1. Ibotta
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer. Ibotta also charges an account maintenance fee for inactive (no activity for 180 days) or deactivated accounts. The fee is deducted from your balance, not your bank account.
2. Rakuten
How it works: Rakuten (formerly known as Ebates) rewards shoppers with cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer.
Payment: PayPal or "Big Fat Check."
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a welcome bonus after their first qualified purchase. You can also earn sign-up and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company's payment schedule, and you need to hit the minimum cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can't get credit retroactively.
3. Swagbucks
How it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping online (there are over 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 110 SB.
Payment: E-gift card or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons: It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task, although users can earn up to 5 SB per day if they disqualify. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
4. Fiverr
How it works: Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a "seller" highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as "buyers," can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
Payment: PayPal, direct to a bank account, Payoneer or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and your payment processor may charge a withdrawal fee, depending on which option you choose.
Pros: You don’t have to worry about tracking down buyers because they come to you. You can also earn tips. Fiverr also boasts its flexibility, allowing sellers to complete gigs in their own time or around their 9-5 jobs.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
5. Upwork
How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment: Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 10% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
6. OfferUp
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping anywhere within the United States except for Alaska, Arkansas and Hawaii. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you'll ship to or arrange a meeting with the buyer.
Payment: When selling locally, OfferUp recommends sellers take cash from buyers and stay clear of accepting payments by check, cashier's check or using other apps. For shipments, sellers can set up deposits to a debit card or bank account.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments. To be successful, you’ll likely need to invest in a printer so you can print the shipping labels and mail items to buyers.
7. Poshmark
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s "Posh Parties," which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
Payment: Check, PayPal, Venmo, Instant Transfer or direct deposit to a bank account.
Pros: Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.