7 of the Best Money-Making Apps of 2024
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For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.
Here’s the scoop on seven free money-making apps. NerdWallet considered apps with at least 3.8 stars and 25,000 reviews in both Google Play and the iOS App Store.
7 of the best apps to make money
- How do we review robo-advisors?
- Table of contents
- Still deciding on the right carrier? Compare Medigap plans
- Conventional mortgage
- VA loans
- FHA loans
- USDA loans
- Key takeaways:
- Key takeaways
- Compare Medigap plans
- How to maximize your rewards
- Chase Sapphire lounge locations in the U.S.
- Simplifying tax time with accounting software
- Find a cheaper credit card processor
- Fixed or adjustable rate?
- What is 100% credit utilization?
- 1. Consider what you want from a credit union.
- 1. Earn with ads as a YouTube Partner Program member
- California speeding ticket fees
- Bullish meaning
- 1. Fly Delta
- 1. Designate the proper business entity.
- 1. Seats aren’t assigned
- Foreign transaction fees
- 1. Resell used clothing and items.
- Amazon
- Earn ANA miles by flying
- Term life insurance
- What mortgage terms are best for me?
- How does my credit score impact personal loan offers?
- Pros and cons of ETFs
- Grand Wailea, A Waldorf Astoria Resort
- 1. Create educational content or activities
- 1. Select an online stockbroker
- Chemotherapy at a doctor’s office or clinic
- 1. Ibotta
- General partners vs. limited partners
- Airbnb properties don't have full-time staff to address issues
- 1. Pick up freelance work online
- Online
- Traditional IRA deductions
- 1. Figure out if you are eligible
- Bearish meaning
- 1. Straight-line depreciation
- Average FICO 8 score by age
- 1. Business assistance
- Credit card surcharging
- Investment-based passive income ideas
- 1. E-commerce store
- About these resources
- First Internet Bank Business CD
- Use the right flight booking tools
- How to handle common scenarios
- How to calculate labor burden rate
- California car insurance rates after a speeding ticket
- 1. Keep your charges on each card to a minimum
- New right now
- NVIDIA Corp (NVDA)
- How do I see my credit score for free?
- Earn Copa miles by flying
- 2. Offer virtual team-building
- Wells Fargo Active Cash® Card
- The Emirates economy class experience
- Invoice financing example
- Out-of-network ATM fees
- 1. Food trucks
- 1. Link the two accounts
- 1. Roll your debts onto a balance transfer credit card
- ETF pros
- Smart ways to redeem Membership Rewards points
- 1. Look at the fundamentals of Google stock
- Understand the budgeting process
- Do an energy audit
- 1. Bonus offers for new cardholders
- What to know about cash advance apps
- Step 1: Enter your personal information
- Setup up a robust profile
- Monthly after-tax income
- Axos Basic Business Checking
- How to unfreeze credit with Experian
- 2. Check which licenses, permits, and registrations your business needs.
- 2. Social media marketing
- 1. Child tax credit
- 2. Declutter and organize people’s homes.
- Monthly fee
- 2. Confirm you meet membership requirements.
- From a broker or a bank
- Fare flexibility/ticket changes
- Fourth night free as an IHG cardholder
- Buying term life online or through an app
- Liability protections
- 1. Nordstrom
- You’d prefer one loan
- Whole life insurance
- NY state income tax: Single and married filing separately
- Why it’s the best
- Chase Sapphire lounge locations in Asia
- SoundHound AI Inc. (SOUN)
- Step 1: Assess your strengths and skill set
- Pro Accounting
- If you're younger than 59½ and the account is less than 5 years old
- 3. Start a meal-prep business
- 1. Dividend stocks
- ATM surcharge
- 2. Provide external account information
- Live Oak Business CD
- 2. Research the stocks you want to buy
- Oral chemotherapy
- Electric bill
- Give your thermostat a nudge
- Positive Rent Payment pilot program
- What about Lifetime Titanium Elite?
- 1. Consider your vending machine options
- 50% of your income: needs
- Average VantageScore 3.0 score by age
- 2. Brand recognition
- FIFO
- Robo-advisors
- Amica: Best for customer service
- LendingClub Tailored Business Checking
- Montage Kapalua Bay
- 1. Alaska Airlines Mileage Plan
- Rental property owners
- 3. Freelance graphic design
- Marketing and sales business ideas for women
- Tuesdays and Wednesdays are the cheapest days to fly domestically
- No minimum balance requirement or monthly maintenance fees
- Big three prepaid plans
- EBay
- Superfunding 529s
- PayPal
- 2. Ongoing rewards
- The cheapest large car insurance company: State Farm
- 1. SBA microloan
- By phone
- 1. Inspect the check
- Step 2: Account for multiple jobs
- 2. Costco
- 2. Decide what type of investor you are
- NY state income tax: Married filing jointly or qualifying widow(er)
- Income taxes for single-member LLCs
- Earn Copa miles by spending on credit cards
- In-flight food
- 2. Hold Delta elite status when you fly
- 4. Create a food waste solution
- U.S. Bank Altitude® Go Visa Signature® Card
- 2. It’s best to check in sooner, rather than later
- 1. Chase Sapphire Reserve®
- Currency conversion fees
- 2. Car wash services
- 3. Confirm the new account
- Child tax credit 2023 (taxes filed in 2024)
- 2. Child and dependent care credit
- 3. Collect your required information and documents.
- Baggage and boarding
- 1. Use Choice points to book expensive destinations
- Adjust your fridge and freezer temperature
- What is the difference between FICO score and VantageScore?
- 2. Ask for higher credit limits
- You can afford a new rate and term
- Personal loan pros and cons
- Chase Business Complete Banking
- 1. Zoe Financial
- Pros and cons of stocks
- Cash discounting
- If you're younger than 59½ and the account is at least 5 years old
- 2. United Airlines MileagePlus
- A two-fund portfolio
- 3. Make sure you are paying proper business taxes.
- More elevated food and alcohol options
- Pros
- 3. Sell original items on Etsy.
- Transaction limits
- An above-average interest rate
- Qualifying health insurance plans
- Make home improvements
- Where to get windstorm insurance
- 2. Rakuten
- Roth IRA contributions
- 3. Target
- 1. Open an options trading account
- NY state income tax: Head of household
- 2. Units of production depreciation
- Buffets
- 3. Lower failure rate
- Premium Accounting
- BIPOC receive less business financing, less often and at higher rates
- Will pre-qualifying affect my credit score?
- How to unfreeze credit with Equifax
- Free checked bag
- 5. Capitalize on plant-based foods
- People who collect royalties
- ARE YOU EARNING ALL THE MILES YOU CAN?
- Highlights
- 4. Freelance writing
- 3. You can cancel a flight at least 10 minutes before departure without penalty
- Step 1: Find a gold ETF
- Overdraft coverage
- 2. Apply for a credit card consolidation loan
- 3. American opportunity tax credit
- TAB Bank Business CD
- Using an agent or a broker to buy term life
- Bonanza
- Keep up with routine maintenance
- Wholesale clubs
- Free rent-reporting services tenants can use on their own
- LLLP vs. LP
- 2. Microlenders
- Resident status rules
- 2. Test websites and apps
- By email
- Your mortgage balance is 80% or less than the value of your home
- Contact potential clients with “Connects”
- The ATM as bank branch
- 30% of your income: wants
- What is the average credit score overall?
- A Chase lounge in Texas (sort of)
- Average cost
- It’s not what you can borrow, it’s what you can afford
- Major platforms don't offer this option
- Earn Copa miles by transferring
- Smaller cabin
- Cons
- Personal service business ideas for women
- Saturday and Monday flights can help you avoid the Sunday rush
- Easy online access
- Seat selection
- Dive deep to compare fares
- 1. Calculate the car payment you can afford
- When does Marriott update lifetime status?
- Step 3: Claim dependents, including children
- Errors not worth disputing
- 4. Kohl’s
- 1. The home must be your principal residence
- Step 2: Figure out what your market needs
- Online financial planning services
- Income taxes for multi-member LLCs
- What do I need to pre-qualify for a personal loan?
- Bank of America Business Advantage Fundamentals
- 2. Harness Wealth
- Average seats
- The Ritz-Carlton Maui, Kapalua
- 6. Start a dropshipping business
- 4. Do proper bookkeeping.
- Bank of America® Customized Cash Rewards credit card
- 2. Dividend index funds and exchange-traded funds
- Eligibility
- 2. Chase Sapphire Preferred® Card
- Step 2: Analyze the ETF
- 3. Auto repair
- Compare car insurance rates for 20-year-olds
- 4. Set up external electronic transfers
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- 4. Participate in the gig economy.
- 4. Apply for membership.
- Earn 4x on dining and U.S. supermarkets - American Express® Gold Card
- Income ranges for different household sizes
- Why are my FICO and VantageScore credit scores different?
- Traditional IRA income limits for 2023 and 2024
- Roth IRA income limits for 2023 and 2024
- Services provided by landlords
- 1. Get sponsored
- LLLP vs. LLP
- 3. Online lenders
- How to calculate inventory burden rate
- 2. Ask yourself why you received the check
- Why it’s the best
- Index examples
- 4. Buying power
- Specific shares
- Quantum Accounting
- Checked bags
- Medicare Select policies add network requirements
- Other ways to earn Copa ConnectMiles:
- If you’re 59½ or older and the account is less than 5 years old
- 3. Apply for a Delta-branded credit card — and spend enough to earn the intro offer
- Under 35
- 3. American Airlines AAdvantage
- More complex — and simpler — options
- 5. E-book writing
- 4. You get two free checked bags
- Invoice factoring example
- Home ownership
- 1. Use your bank network's ATMs or partner ATMs
- 4. Lifetime learning credit
- Opening an account
- U.S. Bank Business CD Special
- Top 5 Treasury ETFs by AUM
- Hotel stays
- 2. Consider Google in the context of your investment plan
- What to do if the credit bureau made an error
- Water bill
- Select charities
- 1. The hook
- Step 4: Refine your withholdings
- 5. Walmart
- Earn ANA miles by spending on credit cards
- 3. Choose how much you want to invest
- 20% of your income: savings and debt
- Country Financial: Best for using an agent
- Basic EPS
- Schedule K-1 recipients
- 5. Get a founders agreement in writing.
- More space and privacy
- Opting out of coverage
- Educational services
- 5. Make a deposit to your new account.
- Earnings rates (towards status)
- Why it’s the best:
- There’s no competition
- 3. Set up balance alerts to stay on top of spending
- Average annual life insurance rates for women
- How age can influence scores
- Transaction fees apply
- 3. Facet Wealth
- Marriott’s Maui Ocean Club
- If you're 59½ or older and the account is at least 5 years old
- 7. Curate subscription boxes
- Marriage
- 5. Student loan interest deduction
- Wednesdays and Thursdays are the cheapest day to fly internationally
- 3. Decide how many shares to buy
- 1. Multiply your income by 10
- The cheapest midsize car insurance company: American National
- Services that charge renters
- Part-year resident status rules
- 3. Learn to use AI tools
- 2. Take a cut with affiliate marketing
- Step 5: Sign and date your W-4
- 6. Home Depot
- 2. You must have owned the home for at least two years
- The percentage method
- An assist from a robotic arm
- 5. Profits
- Step 3: Ride the organic marketing train
- Silver elite status
- Redeem ConnectMiles for flights
- 4. Virgin Atlantic
- Diluted EPS
- 6. Set a vesting schedule for all founders and early employees.
- Blue Cash Everyday® Card from American Express
- MI Home Loan
- 6. Translation
- 5. Snacks and nonalcoholic beverages are free
- 3. Marriott Bonvoy Brilliant® American Express® Card
- 2. Pay in local currency
- Overdraft protection transfer and overdraft line of credit
- Animal care
- ETF cons
- Sign-up bonus
- Regions Business CD
- Directly from the U.S. government through the TreasuryDirect website
- Buying term life directly from the insurer
- Shop around for another policy
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Take shorter showers
- 3. Swagbucks
- Advantages of an LLLP
- 4. Personal business loans
- 3. Don’t use the money
- Earn ANA miles by transferring AmEx points
- Average annual life insurance rates for men
- Win a gig and get to work
- Choosing corporate tax status for your LLC
- BIPOC are discouraged from applying for financing
- How long will it take to pre-qualify?
- How to unfreeze credit with TransUnion
- Dharma Merchant Services
- 4. Spend on Delta-branded credit cards
- Certain beneficiaries, plus some investors
- Better on-the-ground perks
- Race/Ethnicity
- 1. Cash dividends
- Step 3: Buy the gold ETF
- 4. Personal trainers
- Guarda: 4.6 out of 5 stars
- 6. Adoption credit
- 5. Rent out your home on Airbnb.
- Reasons for unfreezing your credit
- 2. Use Choice points for all-inclusive resorts
- But wait, there’s more
- What to do if the debt collector made an error
- Coverage for accidents and illnesses
- Allow up to 50% of your income for needs
- Gas bill
- Premium tax credit eligibility
- 1. Open an investment account
- 7. Ikea
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- 4. Select a provider to open your Roth IRA
- 3. Double declining balance depreciation
- 6. Lower risk
- What factors affect the amount you can borrow
- Traditional human financial advisors
- 4.Empower
- Sheraton Maui Resort & Spa
- What qualifies:
- Ages 35 to 44
- 5. Etihad Guest Miles
- 3. Reduce ATM usage
- Home services and repair
- Personal loan calculator
- Upgradability
- 2. Calculate the car loan amount you can afford
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Replace your showerhead
- 5. Friends and family
- 2. Company description summary
- Average car insurance costs after a speeding ticket in California
- 4. Pay your bill before your issuer reports to the credit bureaus
- Our pick for: No credit check at all
- 1099-A
- Carry-on bags
- You might need a separate IRA for traditional investments
- Gold elite status
- Credit card pros and cons
- 8. Create an airport-centric app
- Adjusted EPS
- 7. Get your employer identification number (EIN).
- 3. Bonds and bond index funds
- 7. Editing
- 6. Entertainment is free
- Stock mutual funds = higher potential returns (or losses)
- 2. Stock dividends
- Grace periods
- 7. Earned income tax credit
- Wells Fargo Special Fixed Rate Business CD
- Up to 5x on travel - The Platinum Card® from American Express or American Express® Green Card
- Hotel amenities
- FICO score ranges
- Fare flexibility/ticket changes
- Disadvantages of an LLLP
- There’s no way to find deals
- Nonresident status rules
- Why it’s the best
- 1. Find a dividend-paying stock
- Purchasing stocks
- Redeem ConnectMiles for upgrades, transfers or donations
- What doesn't qualify:
- 6. Turkish Airlines Miles&Smiles
- Chase Freedom Flex℠
- Purchase a pass
- Gender
- 3. Tap your home equity for a loan or line of credit
- Personal
- Tips for unfreezing your credit
- American Express Offers
- 3. Open a brokerage account
- Turn to your state’s shared market option
- Cheapest full coverage car insurance in Texas for 20-year-olds
- 3. Use the DIME formula
- Wash clothes in warm or cold water
- 6. Self-funding
- 2. Choose your investments
- 4. You cannot have claimed the home sale capital gains exclusion recently
- 1099-B
- Erie: Best in the Mid-Atlantic and Midwest
- About the Miles & More frequent flyer program
- Wailea Beach Resort-Marriott
- 9. Become a destination wedding planner
- 8. Writing a blog
- 7. The Rapid Rewards program earns based on spending, not miles
- 4. Marriott Bonvoy Boundless® Credit Card
- 3. Dividend reinvestment programs (DRIPs)
- Exodus: 4.5 out of 5 stars
- 8. Charitable donation deduction
- Online, mobile banking
- 4. Buy stocks using the right order type for you
- Transfer to airlines
- Baggage and seat selection
- Health care FSA
- 3. Market analysis
- Friend and family loans
- Current Bitcoin ETF promos
- Choose term life if you:
- The aggregate method
- FICO score ranges
- 7. Built-in customer base
- How can I qualify to borrow more?
- Step 4: Invest in the tools of the trade
- Application decision
- 8. Protect your intellectual property (IP).
- MI Home Loan Flex
- Emirates economy class checked baggage policy
- 5. Newborn and post-pregnancy services
- Business support ideas for women
- 6. Become a dog walker.
- Tax status
- Accident-only coverage
- Find preapproved auto loans
- Poshmark
- Leave 30% of your income for wants
- Adjust the temperature on your water heater
- VantageScore ranges
- 4. Fiverr
- 7. Venture capital
- 3. Land a brand deal and make sponsored content
- 1. Find out if you're eligible.
- Earn ANA points by transferring Marriott points
- 5. You cannot have bought the house through a like-kind exchange
- 2. Pick which options to buy or sell
- Ages 45 to 54
- 10. Make local guides
- When to use basic, diluted or adjusted EPS
- Part I: Income or Loss from Rental Real Estate and Royalties
- 4. Special dividends
- 4. Choose a bank that doesn’t charge foreign ATM fees
- Revocable life insurance trusts
- 9. Medical expenses deduction
- Fare flexibility/ticket changes
- Paying cash when booking direct
- 3. Anniversary nights
- 4. Take surveys for money
- 4. Alert authorities to fraud
- 5. Monitor your total credit utilization
- Choose whole life if you:
- 2. Evaluate the stock
- VantageScore ranges
- 1099-C
- 8. Be your own boss
- Conventional loans
- The Westin Maui Resort & Spa, Ka'anapali
- CardX
- 5. Buy Delta SkyMiles
- Other Marriott Bonvoy transfer partners worth considering
- Chase Freedom Unlimited®
- 4. Real estate investment trusts (REITs)
- 9. Freelance researching
- 8. Your fare type will determine how many points you earn
- Bond mutual funds = lower returns (but lower risk)
- Stay at a Universal resort
- High PE ratio
- Book one to three months in advance
- 4. Decide how much to invest in Google
- Ruby Lane
- 4. Replace your income, plus add a cushion
- Purchase energy-efficient appliances
- Why it’s the best:
- Cheapest car insurance after a speeding ticket: State Farm
- Dependent care FSA
- 2. Promote your business
- Other ways to earn ANA miles
- 6. You cannot be subject to expatriate tax
- 4. Sum of the years’ digits depreciation
- Cruising further from the U.S.
- Plan G
- 9. Classify your workers properly.
- 5. Preferred dividends
- Trust Wallet: 4.4 out of 5 stars
- 10. Deduction for state and local taxes
- Market orders
- But wait, there’s more
- Sample letter requesting a goodwill deletion
- Wellness Rewards
- Cheapest minimum coverage car insurance in Texas for 20-year-olds
- 3. Set a target purchase price
- Lounge access
- 8. Angel investors
- 4. Products and services
- 1. Figure out your gross income
- 5. Gather your paperwork
- 2. Find the right location for your vending machine
- Why it’s the best
- 1. Have a goal for your index funds
- 1099-CAP
- Stocks
- Unsecured funds
- How to get the best deal for a Lufthansa economy award flight
- The Westin Ka’anapali Ocean Resort Villas North and The Westin Ka’anapali Ocean Resort Villas
- Ages 55 to 64
- 11. Create a local grocery delivery service
- 10. Freelance coding and web design
- See how APYs have moved at high-yield accounts versus regular accounts
- 6. Enrichment activities for children
- Creative services and goods business ideas for women
- 7. Babysit or open a daycare.
- Seat selection
- Tiers
- 3. Book sweet spots in Japan
- How many shares
- Ask about discounted rates
- 4. Credits
- FSA balances will expire
- If you are investing in an S&P 500 index fund:
- Our pick for: Beginner-friendly features
- 3. Decide how much stock you want to buy
- Priority Pass lounges
- Certain repositioning cruises
- Mutual funds
- Hotels.com® Rewards Visa® Credit Card ($0 annual fee)
- 10. Purchase workers' compensation insurance.
- Money market mutual funds = lowest returns, lowest risk
- 5. Southwest Rapid Rewards® Plus Credit Card
- 6. Dividend funds
- Irrevocable life insurance trusts (ILITs)
- Compare car insurance rates for 35-year-olds
- 4. Borrow from your 401(k)
- 11. Mortgage interest deduction
- Chase Offers
- Paying cash through a third-party booking site
- Etsy
- Commit 20% of your income to savings and debt paydown
- What if you can’t pay your bills?
- Earning rates
- What's next?
- 9. Small-business grants
- 2. Find your adjusted gross income
- 4. Sell some merch
- 2. Decide what type of investor you are.
- Additional standard deduction 2023 (taxes due 2024)
- California car insurance rates after a speeding ticket by company: 35-year-old drivers
- 1099-DIV
- Trusts
- USAA: Best for military and veterans
- What do I need for my loan application?
- Plan N
- The Westin Nanea Ocean Villas
- 12. Start a virtual event planning company
- 5. Use a bank that reimburses ATM fees
- Set a price alert
- Baggage and boarding
- Understand basic economy vs. regular economy
- 5. Financial information and projections
- Pros of mailing a credit dispute letter
- If you are investing in an S&P 500 ETF:
- 2. Research index funds
- Ways to build credit
- Travel
- Step 5: Staff wisely
- Ages 65 to 74
- PE ratio
- 11. Make sure you’re in compliance with securities laws.
- Citi Custom Cash® Card
- MSHDA Down Payment Assistance
- Savers are willing to try riskier alternatives
- Zengo Wallet: 4.4 out of 5 stars
- 12. Gambling loss deduction
- 8. Start a housekeeping business.
- What’s included
- What type of order
- 5. Upwork
- 10. Crowdfunding
- 5. Make money from your blog with affiliate links
- Additional standard deduction 2024 (taxes due 2025)
- California car insurance rates after a speeding ticket by company: 20-year-old drivers
- 1. Review your W-4
- Dividends
- Chase Sapphire Reserve® (For the best earning rates)
- Startups run by BIPOC start with less and never recover
- Government-backed loans
- American Express
- Part II: Income or Loss From Partnerships and S Corporations
- 5. Money market funds
- 11. Software and app development
- 7. Mobile apps and entertainment for children
- Rebook if you find a cheaper price
- Using some or all of your PTC to help pay premiums
- Cheapest auto insurance in Texas for 20-year-olds with poor credit
- The following Southwest credit cards include upgraded boardings:
- Cheapest car insurance after an accident: State Farm
- Payday alternative loans
- If you are investing in a stock within the S&P 500 index:
- 6. Pick your investments
- Bars
- 1099-G
- 1. Restricting regulations
- Futures
- AARP membership
- Filing status
- National Processing
- 6. Fly on Delta partner airlines
- 13. Sell zero-waste products
- 9. Elite status members will earn more points and get more perks
- 13. IRA contributions deduction
- Technology business ideas for women
- Bonus points on everyday spending - The Blue Business® Plus Credit Card from American Express
- BankAmeriDeals
- Swappa, Gazelle
- 11. Business credit cards
- 6. Future plans
- Resident status rules
- 5. Offer memberships
- Cons of mailing a credit dispute letter
- Domestic flights on ANA
- 3. Predict the option strike price
- Additional resources:
- In case of medical emergencies
- Andaz Maui at Wailea Resort
- EPS growth
- 12. Follow email regulations.
- Capital One SavorOne Cash Rewards Credit Card
- 6. United℠ Explorer Card
- Dividend per share (DPS)
- 6. Use your debit card to get cash back at a store
- 9. Become a tutor.
- Limit orders
- Earnings rates
- Switch to LED lighting
- 5. Global Entry/TSA Precheck application reimbursement
- Fare flexibility/ticket changes
- 3. Add back certain deductions particular to MAGI
- 3. Choose how much you want to invest.
- Top 20 performers in the S&P 500 index
- 1099-INT
- Stock splits
- Discounts
- Earned income
- 1. Southwest Rapid Rewards
- 14. Make products for pets
- 12. Business coaching
- Low PE ratio
- 8. Shared accessories and attire
- 14. 401(k) contributions deduction
- Getting your entire PTC at tax time
- Consider surplus lines
- The following Southwest credit cards offer EarlyBird Check-In perks:
- 3. Sell your castoffs
- How to have more taxes taken out of your paycheck
- 2. Make sure your bonus is actually taxable
- Our pick for: Fixed monthly payments
- 3. Pick your index funds
- Step 6: Practice your elevator pitch
- Dividend yield
- 5. Enter a debt management plan
- Be flexible with destination, airport and dates
- 4. Find sweet spots in Scandinavia
- Install dimmer switches
- 6. Priority Pass Select
- Solar panel incentives by state
- 6. Sell your wares on Etsy
- International flights on ANA
- Airport lounge membership
- Inheritance and gifts
- Citi Premier® Card (For good rewards and a low annual fee)
- Hyatt Regency Maui Resort and Spa
- Expenses
- 2. Air New Zealand Airpoints
- 15. Create custom clothing
- 13. Make sure your investors are accredited.
- 13. College consulting
- Upgradability
- Special bonus rewards and statement credits
- Cheapest auto insurance in Texas for 20-year-old drivers with one speeding ticket
- Why it’s the best:
- How to maximize your rewards
- 4. Select a provider to open your Roth IRA.
- 3. Use tax deductions
- 1099-K
- Dividend payout ratio
- Part III: Income or Loss From Estates and Trusts
- Blue Cash Preferred® Card from American Express
- 6. High-yield savings accounts
- 7. Use a travel credit card instead
- Coinbase Wallet: 4.3 out of 5 stars
- 15. Saver’s credit
- 10. Become a career coach.
- Use smart power strips
- Baggage and boarding
- 6. OfferUp
- 1. Be concise
- 401(k) hardship withdrawals
- Part-year resident status rules
- How to have less tax taken out of your paycheck
- 4. Determine the option time frame
- Resident status rules
- 2. Initial cost
- Where is the best place to exchange currency?
- 3. Frontier Miles
- Mortgage Credit Certificate
- 7. Delta SkyMiles® Gold American Express Card
- 7. Elite status
- Cheapest car insurance after a DUI: Progressive
- 4. Earn badges through Live videos
- Utility-based clean energy incentives
- Experian
- 4. Contribute to a tax-advantaged account
- Step 7: Write client proposals
- American Family
- 16. Sell vintage clothing online
- Use the Best Fare Finder and pay in cash
- Would higher interest rates change behaviors?
- 16. Health savings account contributions deduction
- 4. Decide where to buy your index funds
- Real estate
- How do I find a currency exchange near me?
- When to choose a debt consolidation loan
- 4. InterMiles
- 14. Establish a privacy policy.
- Capital One Savor Cash Rewards Credit Card*
- 14. Tutoring
- 10. Rapid Rewards points never expire
- Dividend payout ratio
- 9. Shared home improvement equipment
- Seat selection
- 7. Self-publish an e-book
- How to use a W-4 to owe nothing on a tax return
- Partner flights
- 3. Find your vending machine
- Coffee and nonalcoholic options
- 1099-LTC
- 3. Ongoing investment
- American Express Global Lounge Collection
- Capital One
- 7. Ride with Lyft
- 17. Begin niche blogging
- Part IV: Income or Loss From Real Estate Mortgage Investment Conduits (REMICs)
- 17. Self-employment expenses deduction
- 11. Offer freelance creative services.
- Compare business CD rates: 12-month term
- Dollar-cost averaging
- Cheapest auto insurance in Texas for 20-year-old drivers with one at-fault crash
- Allstate vs. State Farm home insurance
- 2. Use bullet points
- Nonresident status rules
- 1. Live in the house for at least two years
- Our pick for: An upgrade path
- Step 8: Set your pricing
- Where can you exchange currency for free?
- When to choose a balance transfer credit card
- Discrimination exists even when controlling for risk factors
- 5. Qatar Airways Privilege Club
- 15. Create a company handbook.
- 7. CDs
- 15. Online fitness trainer
- 11. Earning a Companion Pass is a big money saver
- MetaMask: 4.0 out of 5 stars
- Earning rates
- 5. Gather your paperwork.
- 5. Defer your bonus
- 1099-MISC
- Change and cancellation fees: $75 per segment (each way)
- Book Emirates economy fares on points
- 18. Home office deduction
- Advance premium tax credit pros
- Allstate vs. Geico home insurance
- 7. Poshmark
- 5. Build a community
- 2. See whether you qualify for an exception
- Part-year resident status rules
- Hurricanes and tropical storms
- 4. Potential for conflict
- Maximize the best price guarantee
- 18. Become an e-book writer
- 12. Keep the books for local businesses.
- Book with points and miles if it’s a good deal
- 8. Travel protections
- Upgradeability
- 3. Speak to your audience
- Home equity loans and lines of credit
- An example of buying a call
- 5. Buy index funds
- 16. Hire competent legal counsel.
- Property-based passive income ideas
- 16. SEO consulting
- 10. Vacation rentals
- 19. Educator expenses deduction
- Advance premium tax credit cons
- Cheapest auto insurance for poor credit: Geico
- 8. Get advertising revenue from your blog or YouTube channel
- Equifax
- Overall diversification
- 3. Keep the receipts for your home improvements
- 1099-NEC
- Boarding pass printing: $5
- Auto Club Group
- 8. Sign up for the Delta dining program
- 12. There are no blackout dates
- 8. The Platinum Card® from American Express
- Cheapest auto insurance in Texas for 20-year-old drivers after a DUI
- Why it’s the best:
- The cabin
- 6. Pick your investments.
- Other ways to redeem ANA Mileage Club miles
- Design
- 5. Lack of financial privacy
- Step 9: Stay organized and deliver results
- Use coupon codes
- Ways to earn Marriott Bonvoy points
- 19. Start ghostwriting
- Discover it® Cash Back
- Electrum: 2.5 out of 5 stars
- 20. Solar tax credit
- Allstate vs. Farmers home insurance
- An example of buying a put
- Nonresident status rules
- Food and beverage: $2-$7
- 8. Buy a rental property
- 17. Selling handmade goods
- 11. Electronics repair
- Compare car insurance rates for drivers with a DUI
- 13. Dip your toe in the food industry.
- 4. Play to your strengths
- 4. Explore your financing options
- Our pick for: No security deposit, low annual fee
- 6. Keep an eye on your index funds
- 1099-OID
- 20. Become a resume writer
- Don’t forget the fifth-freedom flights
- 21. Energy efficient home improvement tax credit
- 5. Optimize your stock portfolio
- Winter storms
- Gifting large sums of money to family
- Phone booking fee: $14.99 per segment
- Sign up for a Hotels.com account for Secret Prices
- PE ratio below industry average
- 5. Get a test reader
- California earned income tax credit (CalEITC)
- How to get ANA status
- Seating areas
- 1099-PATR
- 1. Access to capital
- 21. Open a coworking space
- Discover it® Chrome
- 9. Rent out your own house
- 18. Virtual thrift shop
- 22. Electric vehicle tax credit
- 9. Become an Instagram influencer
- 1. Has the W-4 form changed?
- TransUnion
- Tornadoes
- Pet fee: $100 per segment
- 9. Capital One Venture Rewards Credit Card
- 14. Do home or tech repairs.
- 6. Know when to sell stocks — and when not to
- Hail
- Cash advance apps
- California young child tax credit (YCTC)
- Paying for vacations, cars or other stuff
- 1099-Q
- Accounting
- Auto-Owners
- 9. Earn via the shopping portal
- Bring the kids
- Cheapest full coverage car insurance in Texas for 30-year-olds
- Thunderstorms and hail
- Work spaces
- 2. Efficient growth
- 22. Become an online coach
- 10. Get a roommate
- 19. Affiliate marketing
- 12. Academics courses
- California child and dependent care tax credit
- 2. What does it mean to be exempt from taxes?
- Laid-back loans
- 1099-R
- Branding
- Rising EPS that beats analyst estimates
- Ink Business Unlimited® Credit Card
- Flooding
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- 23. Flip failing websites
- Alternative investment passive income ideas
- 20. Accounting or bookkeeping
- 15. Plan parties, events, or weddings.
- Why it’s the best:
- Cheapest car insurance for young drivers: Geico
- 10. Monetize your Twitch channel
- California adoption cost tax credit
- Bathrooms
- Joint bank accounts
- 1099-S
- 3. Minimal employee supervision
- Web design
- Ledger: 5.0 out of 5 stars
- ANA Mileage Club elite status tier levels
- NYC tax rate schedule
- 24. Become a web developer
- Ink Business Cash® Credit Card
- 10. Hilton Honors American Express Aspire Card
- S&P 500 PE ratio
- 13. Language courses
- Cheapest minimum coverage car insurance in Texas for 30-year-olds
- California nonrefundable renters tax credit
- Human resources
- 11. Peer-to-peer lending
- 21. Telemarketing
- Buy now, pay later
- Roth IRA withdrawal rules
- 3. When should I review my W-4?
- 5. Stock your vending machine with inventory
- 1099-SA
- 4. Increased brand awareness
- Farmers
- 10. Book a vacation package with Delta Vacations
- 25. Start a podcast
- Dividend payout ratio below 80%
- Above-the-line deductions
- Wildfires
- Pros
- Green living
- 22. Online personal assistant
- Trezor: 4 out of 5 stars
- 16. Become a fitness instructor.
- Roth IRA withdrawal penalty
- Pros
- 5. Reduced risk
- 26. Be a social media influencer
- Shiller PE ratio
- Below-the-line deductions
- 11. Sell your photography
- 4. Can I adjust my W-4 multiple times throughout the year?
- Our pick for: Average credit and rewards
- Organization
- Enforce the Equal Credit Opportunity Act
- 12. Private equity
- 23. Data entry
- 14. Business or marketing courses
- Compare auto insurance rates for drivers with poor credit
- Cheapest auto insurance in Texas for 30-year-olds with poor credit
- Food and drinks
- 17. Become a doula.
- Cons
- Cheapest car insurance for senior drivers: State Farm
- 6. Make the right investments
- 27. Create online courses
- 24. Transcription
- SafePal: 3.8 out of 5 stars
- Embrace vs. Healthy Paws
- Cons
- Consider soft information and character-based lending
- Why it’s the best:
- 1. Loss of complete brand control
- The Hanover
- 28. Become a marketing consultant
- 25. Travel planning
- 15. Personal wellness
- 18. Start a dropshipping business.
- 13. Crypto staking
- Cheapest auto insurance in Texas for 30-year-old drivers with one speeding ticket
- 11. Rent a car
- Methodology
- 19. Maintain lawns in your area.
- Our pick for: Average credit and no annual fee
- 2. Increased potential for legal disputes
- 29. Develop an app
- 26. Cybersecurity and IT consulting
- Embrace vs. Trupanion
- 12. Become a dog walker with Rover or Wag
- 20. Become a virtual assistant.
- 16. Courses in hobbies or interests
- 3. Initial investment
- Commit to diversity and bias training
- 12. Rent someone else’s car through Turo
- 30. Make a smart appliance
- Cheapest auto insurance in Texas for 30-year-old drivers with one at-fault crash
- Nationwide
- Product creation passive income ideas
- 27. Online therapy
- 21. Become a life coach.
- 31. Tap into virtual reality experiences
- 13. Sell unused gift cards
- 4. Federal and state regulation
- 28. PR consulting
- 17. Bookkeeping and accounting
- Embrace vs. ASPCA
- Our pick for: Limited credit
- 13. Book a cruise
- 32. Make a niche dating site
- 14. Write content
- Hold the right cards
- Move money to banks that serve BIPOC communities
- 22. Manage a local business’s social media channels.
- Cheapest auto insurance in Texas for 30-year-old drivers after a DUI
- Why it’s the best:
- 33. Develop a chatbot
- 29. Podcasting
- Pros
- 18. Consulting
- 14. List your spare bedroom on Airbnb
- State Farm
- Encourage BIPOC to apply for financing more often
- 34. Offer matchmaking skills
- Compare car insurance rates for drivers with an accident
- 23. Monetize your own social media channels.
- Cons
- 14. Stay with Airbnb
- 30. Life coaching
- 35. Be a virtual assistant
- 24. Become an SEO consultant.
- Our pick for: Good credit
- Play by the rules
- 15. Publish a digital course
- 31. Video production
- 25. Go freelance.
- Cheapest full coverage car insurance in Texas for 40-year-olds
- How to maximize your rewards
- 36. Reinvent exercising
- 19. IT support
- Understand the guest policy
- Car-related passive income ideas
- 32. Resume writing and career coaching
- Why it’s the best:
- Travelers
- 15. Buy tickets through Ticketmaster
- 37. Create eco-friendly, health-friendly makeup and beauty products
- 15. Sell your gently used clothes
- 38. Open a food truck or restaurant pop-up
- 16. Wrap your car with ads
- 33. Dropshipping
- 20. Graphic design
- Cheapest minimum coverage car insurance in Texas for 40-year-olds
- Our pick for: Travel
- 16. Utilize the Delta 'bags on time' guarantee
- 39. Start an organization business
- Know how to navigate the SFO airport (to literally get inside)
- 17. Rent out a parking space
- 17. Stay at Marriott hotels or transfer Bonvoy points
- 40. Do interior design for young professionals
- 34. Recruiting
- Entertainment
- 16. Trade in old phones, electronics for cash
- 21. Social media management
- Cheapest auto insurance in Texas for 40-year-olds with poor credit
- How to compare renters insurance
- 35. Marketing consulting
- 18. Transfer AmEx Membership Rewards points
- Our pick for: Instant gratification
- 36. Online fundraising or grant writing
- 17. Get a babysitting gig
- 37. Online course teaching
- 22. Marketing copywriter
- Cheapest auto insurance in Texas for 40-year-old drivers with one speeding ticket
- 19. Refer a friend to a credit card
- 38. Online cooking instruction
- 23. Virtual assistant services
- 1. Gather your information
- 20. Order drinks and food from Starbucks
- 18. Rent out your car
- 39. YouTube channel
- Cheapest auto insurance in Texas for 40-year-old drivers with one at-fault crash
- Our pick for: Personalized rewards
- You have a roommate
- Spa and gym
- 40. Voiceover work
- 2. Choose the right liability car insurance coverage levels
- You’re on a tight budget
- 1. Do your research
- Cheapest auto insurance in Texas for 40-year-old drivers after a DUI
- 19. Sign up for TaskRabbit
- 41. Start a team
- 2. Get organized and make it official
- You would want new items if your belongings were destroyed
- Should you get minimum or full coverage car insurance?
- How do you want to make money?
- 20. Become a private tutor
- You own expensive jewelry or electronics
- 3. Find the right financing
- How will you find work?
- Cheapest full coverage car insurance in Texas for 50-year-olds
- You have a dog
- How much autonomy do you want?
- 3. Decide if you need full coverage car insurance
- Wi-Fi
- 21. Drive for Uber, Lyft
- Cheapest minimum coverage car insurance in Texas for 50-year-olds
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in Texas for 50-year-olds with poor credit
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cheapest auto insurance in Texas for 50-year-old drivers with one speeding ticket
- Trip cancellation
- Trip interruption
- 24. Sign up to be a mystery shopper
- Cheapest auto insurance in Texas for 50-year-old drivers with one at-fault crash
- Trip delay
- 25. Put your drone to work
- Cancel For Any Reason
- Cheapest auto insurance in Texas for 50-year-old drivers after a DUI
- Compare car insurance companies
- Baggage delay
- Lost baggage
- Cheapest full coverage car insurance in Texas for 60-year-olds
- Travel medical insurance
- Cheapest minimum coverage car insurance in Texas for 60-year-olds
- Cheapest auto insurance in Texas for 60-year-olds with poor credit
- Cheapest auto insurance in Texas for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in Texas for 60-year-old drivers with one at-fault crash
- Cheapest auto insurance in Texas for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in Texas for 70-year-olds
- Cheapest minimum coverage car insurance in Texas for 70-year-olds
- Cheapest auto insurance in Texas for 70-year-olds with poor credit
- Cheapest auto insurance in Texas for 70-year-old drivers with one speeding ticket
- Cheapest auto insurance in Texas for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in Texas for 70-year-old drivers after a DUI
The best money-making apps
1. Ibotta
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer. Ibotta also charges an account maintenance fee for inactive (no activity for 180 days) or deactivated accounts. The fee is deducted from your balance, not your bank account.
2. Rakuten
How it works: Rakuten (formerly known as Ebates) rewards shoppers with cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer.
Payment: PayPal or "Big Fat Check."
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a welcome bonus after their first qualified purchase. You can also earn sign-up and referral bonuses. You can make an impact with your cash back earnings by donating a portion to nonprofit partners.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months on the company's payment schedule, and you need to hit the minimum cash-back balance to get paid. Unlike other apps like Ibotta, you have to remember to initiate your purchase in the app first. If you forget and make your purchase outside of the app, you can't get credit retroactively.
3. Swagbucks
How it works: Swagbucks is a cash-back and rewards app. You earn points, called "SB," by shopping online (there are over 1,500 participating retailers), taking surveys, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 110 SB.
Payment: E-gift card or PayPal. You can also redeem SB for Bitcoin through the new Cryptovoucher Gift Card options.
Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons: It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task, although users can earn up to 5 SB per day if they disqualify. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
4. Fiverr
How it works: Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a "seller" highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as "buyers," can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
Payment: PayPal, direct to a bank account, Payoneer or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and your payment processor may charge a withdrawal fee, depending on which option you choose.
Pros: You don’t have to worry about tracking down buyers because they come to you. You can also earn tips. Fiverr also boasts its flexibility, allowing sellers to complete gigs in their own time or around their 9-5 jobs.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
5. Upwork
How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment: Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 10% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
6. OfferUp
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping anywhere within the United States except for Alaska, Arkansas and Hawaii. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you'll ship to or arrange a meeting with the buyer.
Payment: When selling locally, OfferUp recommends sellers take cash from buyers and stay clear of accepting payments by check, cashier's check or using other apps. For shipments, sellers can set up deposits to a debit card or bank account.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments. To be successful, you’ll likely need to invest in a printer so you can print the shipping labels and mail items to buyers.
7. Poshmark
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s "Posh Parties," which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
Payment: Check, PayPal, Venmo, Instant Transfer or direct deposit to a bank account.
Pros: Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.