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- How much effort will you put in to maximize the rewards you earn?
- When you need to contact all bureaus vs. just one
- 3. Balance stocks, bonds and your time frame
- Do all workers earn at least the minimum wage?
- What do you tip if you’re unhappy with the result?
- How to calculate your net worth
- When is the best time to use American miles?
- How to qualify for the QBI deduction
- Which cards to use
- 2. Decide how much to invest
- 4. Open the mobile deposit function in your bank app
- How much does a cashier’s check cost?
- How to invest in dividend ETFs
- How do you deduct gambling losses?
- Frugal entertainment tips
- 5 ways to make money on Instagram
- Does Hulu allow password sharing?
- Best for extra perks: Aetna
- Trading in a car with negative equity
- How much property damage liability you need
- 4 more ways to estimate how much life insurance you need
- Limitations of the Fear and Greed Index
- Need more points? Loyalty is rewarded
- 2. Empower: Best for fast cash
- Find nonprofit student loan assistance
- Faster rollout of new banking technology
- If you cannot pay your student loans
- Best homeowners insurance in California for coverage: Chubb
- Return-of-premium rider
- Why do lenders sell mortgage loans?
- How to pay off a mortgage early
- What kinds of conventional loans are available?
- Are game show winnings taxed differently than gambling winnings?
- Best North Carolina car insurance for your budget: Progressive
- Full Review
- Do I need a 1099 to file my taxes?
- How to apply for an employer identification number
- How to calculate your home office tax deduction
- How to buy AI ETFs
- Get familiar with common scams
- 6. Ask for forbearance on bills
- What to watch for when you buy bonds
- How you can use loan-to-value
- It is OK to be nosy
- Why invest in green bonds
- Removing mortgage insurance
- Benefits of opening a business bank account with an EIN
- 4. Having Icon status comes with plenty of pros ...
- 3. Get checkups, refill prescriptions
- Which card is better for you?
- OFX
- Final thoughts on the Southwest refer-a-friend bonus
- 4. Parks and beaches
- Best car insurance companies: Our winners
- Price vs. yield
- What happens if you don’t pay your business credit card?
- Cons of refinancing your car loan
- Advantages of HSAs
- Higher Education Act justifies plan B
- How much money can you get?
- Potential drawbacks
- Episode transcript
- Can you delay Medicare and keep using an HSA?
- Who should make estimated quarterly tax payments?
- Best for member satisfaction: AARP/UnitedHealthcare Medicare Part D
- Allstate home insurance coverage
- 2. Owning a car isn’t the only requirement
- Amica home insurance coverage
- How flexible are ANA miles?
- 4. Hyatt Regency Sonoma Wine Country
- ITIN: What it is and how to get one
- 6. Skip utility deposits
- How are dividends paid out?
- How to get medical bills off credit reports
- How to claim the child tax credit
- REITs' average return
- Will I qualify for student loan refinancing?
- Share the repayment responsibility
- Investor responses to bull market vs. bear market cycles
- How electronics insurance works
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Is YouTube Premium worth it?
- How does a life insurance trust work?
- Are student loan payments deductible?
- What does it mean when you own stocks?
- Rotate subscriptions
- California income tax deadlines and extensions
- How a car loan LTV can surpass 100%
- Equitable customer complaints and satisfaction
- 5. Embrace the learning curve
- How to eat more plants
- Other tips for spending your travel credit
- 4. Monitor bank transactions online
- How important is it to pay no balance transfer fee?
- How to set up a payment plan with the IRS
- Why is Bitcoin still popular?
- Average interest checking account rate: 0.08%
- Travelers home insurance coverage
- Episode transcript
- 4. Do you have your own credit card?
- What a good credit score can get you
- The Platinum Card® from American Express military benefits
- What Medigap Plan G doesn’t cover
- Who can open a joint business account
- Standard deduction 2023
- 4. You’re a victim of identity theft
- How does Hulu fit into your budget?
- 2. There's no APR because you can’t carry a balance ...
- Be prepared to pay more
- What are the credit score ranges?
- How much are Capital One miles worth?
- The Federal Trade Commission’s budget worksheet
- What's next?
- Best in Texas for having few consumer complaints: Chubb
- Where to exchange currency outside the U.S.
- The Secure 2.0 Act is not a cure-all
- Borrowers who may consider a non-QM loan
- Small-business lending statistics
- Tips for building generational wealth
- Don't skew your view
- What is the difference between a financial consultant and a financial advisor?
- 7. Request a payroll advance
- Stock futures investing
- Types of state income tax
- What is my Georgia residency status for state income tax purposes?
- What to expect the stock market to return
- Other discount hotels for military
- Factors that affect the cost of car insurance
- Discount points
- Need more information?
- Why is net worth important?
- 1. High-yield savings accounts
- Perks: Goodies that come with the card
- Start planning for repayment now
- 5. Take clear pictures of the check with your mobile device
- Goodbudget, for hands-on envelope budgeting
- New York state supplemental income tax
- 203(k) eligible projects
- Make the most of a long layover
- The bottom line
- ESG benefits
- 3. Don’t ask for too much cash
- Cheap car insurance in California by age
- MassMutual customer complaints and satisfaction
- Which issuers offer credit card locks?
- 4. Find the right car for you
- 3. Never prepay for cars and hotels
- Where you can use your Hilton Grand Vacation Club points
- Nationwide renters insurance coverage
- 4. Peer-to-peer lending
- What to look for in a high-interest loan
- What if you're priced out of homebuying?
- Pro tip: Make the most of your money
- Exceptions to state minimum car insurance requirements
- Local sales
- Green bond examples
- Report errors or ask questions ASAP
- SITE Centers Corp. (SITC)
- 5. ... But keep an eye on fees and APR
- 4. Handle incidentals seamlessly
- More about Equitable
- How much do streaming services cost?
- 4. Investigate vacation, sick leave
- Precheck your car
- Pay yourself back later
- Bank of America routing numbers
- When to invest vs. save
- Fees for USDA and VA loans
- Now consider everything else
- Caveats about UTMA and UGMA accounts
- 5. In the street
- Airline loyalty programs
- If you’re over the income limit
- Do you need collision insurance?
- What is a tax exemption?
- 5 best biotech stocks in the S&P 500 by one-year performance
- So, what is a security?
- Other features that may be similar
- Does paying student loans build credit?
- How did we determine the ANA miles value?
- 5. Hyatt Regency Grand Cypress Resort
- 7. Get a job
- How much is car insurance in my state?
- Mobile app
- Guaranteed approval credit cards
- How does Spotify fit into your budget?
- Farmers customer complaints and satisfaction
- 3. Enroll in autopay
- Ask for discounts
- 5 ways to limit impulse buying
- What's next?
- WSHFC first-time home buyer loan programs
- Indigo credit card
- Avoid credit card payment allocation problems
- The bottom line
- 5. Know the bank’s timeline
- For the pet parent: Petco Pay credit card
- 4. Consider buying at a discount
- Credits
- What should you do if you can’t pay your business credit card?
- Frugal DIY project tips
- 5. Someone else used your credit card account
- April
- Is a seed phrase the same thing as a private key?
- Contact Hilton customer service through the Hilton app
- How does a HELOC work?
- How to start a virtual assistant business in 6 steps
- 4. Use grants if you qualify
- Accidental death rider
- 4. You’ll have plenty of in-flight entertainment
- Factor in other costs
- Why should I open a bank account if I'm undocumented?
- Bull markets vs. bear markets
- How to contact your servicer
- 6 types of dividends
- Types of REITs
- Keep your goal in mind
- How to keep your head above water after winning a game show prize
- How to qualify for first-time home buyer benefits
- Where to find non-QM loans
- When should I receive my 1099?
- The length of your loan and negative equity
- Why the Roth IRA works for many savers
- TV-buying tips
- Where LendingClub business checking stands out
- Working YouTube Premium costs into your budget
- 8. Take a loan from your retirement account
- How to find another company's EIN
- Understanding the costs
- Average down payment by state
- The challenges after buying a high-LTV car
- Grow your savings
- Tips for test day
- 6. Libraries and museums
- Episode transcript
- Do you tip assistants?
- How has the value changed over time?
- You have other choices
- A note about gift cards that function like prepaid debit cards
- 5. How are you paying off credit card debt?
- The difference between tax exemptions, tax deductions and tax credits
- 3. Open an investment account
- What if I lose the cashier's check?
- How to apply for a joint business bank account
- Don’t count on this student loan forgiveness yet
- Claiming gambling losses on your taxes
- Standard deduction 2024 (taxes filed 2025)
- How can the money be used?
- For Medicaid beneficiaries
- Earn more points with the IHG One Rewards Premier Credit Card
- How many banks have collapsed?
- 3. You can get the title back …
- Earning AAdvantage Loyalty Points through flying
- Cheapest for 20-year-old drivers
- What else is included in the Secure 2.0 Act?
- How MassMutual compares to other insurers
- Using card lock strategically
- Simplified version vs. actual expense deduction
- 5 steps to applying for a mortgage
- What does a construction loan cover?
- What does this mean for your financial decisions?
- More about Farmers
- VA loan refinance eligibility
- Best high-interest loan alternatives
- Will the Fed keep raising rates in 2023?
- Do I have to pay California state tax?
- Bank of America® Customized Cash Rewards credit card
- 5. Sign up for health insurance
- Property taxes
- Alaska Airlines Mileage Plan
- What is Ohio’s standard deduction?
- How to increase your net worth
- How much does Medigap Plan G cost?
- Final steps
- 3. ... But it will still cost you to hold the card
- Consider your legal options
- Another good time to buy appliances: After a new release
- How did we determine the value of Capital One miles?
- More ways to take charge of your budget
- Best homeowners insurance in California for consumer experience: Nationwide
- 6. Ambassador Chicago
- Additional child tax credit
- How to invest in dividend stocks
- Are my finances stable enough to refinance?
- What umbrella insurance doesn’t cover
- 9. Borrow against life insurance
- Additional education tax breaks
- Shop around for insurance
- Optional coverages
- Green bonds vs. blue bonds
- 5. Pay the trip off over time, sans interest
- What to do if you fail your smog test
- 7. Aquariums and zoos
- What states are increasing minimum wages in 2024?
- W-4 form 2024
- Why is the 10-year Treasury yield important?
- Rent vs. inflation
- What info do you need for a home insurance quote?
- What affects your credit score?
- 6. Confirm the check details and complete the deposit
- The long straddle
- 6. You co-signed a loan or credit card application
- Pros and cons of investing in biotech stocks
- Best for local support: Blue Cross Blue Shield
- Types of life insurance for transgender people
- 3. EarnIn: Best for large advances
- Additional Medicare Part D companies
- Allstate home insurance rates
- Will your Roth IRA distribution be taxed?
- Discounts
- Payment options and protections
- How does refinancing student loans affect my credit?
- Get more help with monthly budget planning
- Where to avoid exchanging currency
- More about MassMutual
- How long do medical bill collections stay on your credit reports?
- Advantages of conventional loans
- Step 3: Choose your lender and loan
- Best North Carolina car insurance for customer complaints: Auto-Owners
- 5. Contact the seller or visit a dealership
- What’s the best auto loan term?
- Employ tax-efficient investing strategies
- Should you refinance parent PLUS loans?
- 5. Online savings accounts
- Bear market vs. recession: What’s the difference?
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Types of life insurance trusts
- How franchising vs. licensing differ
- The bottom line
- Additional functionality
- 4. You can write off Bitcoin losses
- How to build your credit
- What are futures contracts?
- Clothes, vintage and crafts
- Urstadt Biddle Properties Inc. (UBA)
- Redeeming Amtrak points
- These national parks are always free
- Hack your IRA
- 6. Rebounding from bank account fraud
- How much car insurance you need
- How do you spend your money?
- How to get started with a UTMA or UGMA account
- What if you can’t afford to tip?
- Ways to earn money as a teenager
- How flexible are American miles?
- Will my loans get cancelled?
- Should I refinance my car?
- What happens if I lose my seed phrase?
- How does the life insurer know your weight?
- 4. … Or you could lose your car
- 5. You can schedule a free stopover or tour in Istanbul
- Foundation grants for nonprofits
- 4. Consider a co-signer
- Level up
- How do construction loans work?
- Do you need electronics insurance?
- How to initiate a Delta refund request
- How to prepare for a phone screen interview
- Do I need financial consulting services?
- 10. Use a credit card cash advance
- Making a claim without an inventory
- Sign up for cash-back apps
- 6. Research your 401(k) fees
- Chase routing numbers
- For the human parent: The Children’s Place credit card
- Xoom
- Home office expenses
- 5. Pay down debt, save for emergencies
- 8. Cafes, restaurants and bars
- Consider the costs of cashing out your 401(k)
- How the qualified business income deduction works
- Compare business credit cards
- 7. Keep the check until it's processed
- When are New York state income taxes due?
- What are rates and terms of the loan?
- May
- How to calculate quarterly estimated taxes
- 5. Get a work-study job
- 7. Thompson Washington D.C.
- Look for savings
- Best homeowners insurance in Texas for consumer experience: Nationwide
- How to qualify
- Skip currency exchange: Use a credit or debit card
- Alternatives to non-QM loans
- Types of 1099 forms
- Other options to consider
- 4. Make a backup plan
- Should I join the Hilton Grand Vacation Club?
- 4. Make biweekly payments
- Pros and cons of jumbo loans
- What to know about loan-to-value when refinancing
- Are you partial to any loyalty programs?
- How does cryptocurrency work?
- What’s the filing deadline for my Ohio state income tax bill?
- What are fleet cards?
- How collision insurance works
- How do state taxes treat gambling?
- Standard deduction for those 65 or older
- Frugal home expenses tips
- 7. You applied for a lot of credit
- 3 appliance-buying tips
- How credit scores affect new student loans
- Stock market crash vs. correction
- Is there an income limit to qualify as a first-time home buyer?
- Nationwide renters insurance rates
- Remember, this is just another life cycle
- LLC payroll taxes
- 11. Look for a payday alternative loan
- What is California's standard deduction?
- Milestone credit card
- What is Georgia's standard deduction?
- Does the IRS charge interest on payment plans?
- Average certificate of deposit rate: 1.81% for one-year CDs
- Travelers home insurance rates
- How to find the 2024 W-4
- 2. Certificates of deposit
- Are 10-year Treasury notes a good investment?
- How to get a good credit score
- Cashier’s check vs. certified check vs. money order
- 3. Understand how your taxes are determined
- Disadvantages of HSAs
- Do I have to pay New York state income tax?
- How do you apply for a PPP loan?
- Refinancing with an FHA 203(k) loan
- Credit union personal loan rates
- How else can you use IHG points? Let us count the ways
- 4. You may qualify for perks, but not rewards
- How to redeem Dollar Express Rewards
- How to keep medical bills from hurting your credit
- When to expect your child tax credit refund
- Current Build Card
- Who needs umbrella insurance?
- Where LendingClub business checking falls short
- How to change or cancel an EIN
- Step 3: Compare health plan networks
- How to cancel an Air France flight
- How to pick a good brokerage account
- 5 things to know about Ohio state tax
- 9. A boat
- Minimum wage increases
- 4. Pick an investment strategy
- How the 9 states with no income tax stack up
- 6. Work for an employer that pays for college
- Avoid the student loan scammers
- Discounts
- Consumer complaints
- Full list of best homeowners insurance in California
- Collect World of Hyatt points quickly
- Accelerated death benefit rider
- Credit unions and banks that don’t require Social Security numbers to open an account
- How to choose the best ESG funds for you
- Best North Carolina car insurance for ease of use: State Farm
- 6. Inspect and test-drive the car, if applicable
- Small-business diversity statistics
- The risks of futures trading: margin and leverage
- Disadvantages of loyalty programs with hotels
- Kite Realty Group Trust (KRG)
- 7. Learn your vesting schedules
- Other ways to save money on a national park pass
- Next steps:
- Wells Fargo routing numbers
- Medically necessary home improvements
- How to avoid mortgage insurance
- More U.S. passport photo requirements
- How do fleet cards work?
- How did we determine the value of American miles?
- How to compare home insurance quotes
- Buy Medigap Plan G during Medigap open enrollment
- Tips to find cheap flights any day of the week
- What factors impact your credit scores?
- Why did First Republic Bank fail?
- Exclusive perks for cardholders
- Check your credit if your federal loan servicer is Great Lakes
- Step 4: Gather loan documents
- 5. Don’t overbook
- Discounts
- 6. High-yield checking accounts
- 5. Pay off capitalized interest
- 12. Get a personal loan
- What part of my income gets taxed by California?
- What percent down payment do you need for a house?
- 2023 state income tax rates and brackets
- Reasons to borrow from Amazon Lending
- Ready to get started?
- Why some cars cost more to insure
- Are you willing to pay an annual fee?
- Examples of other Comenity/Bread-issued store cards
- How are cryptocurrencies created?
- Who should avoid United Airlines?
- 10. Schools and universities
- What is the median household income in the U.S.?
- How can you take the guesswork out of tipping?
- Should you buy gift cards with a credit card?
- EveryDollar, for simple zero-based budgeting
- 8. You closed an old credit card
- How to buy biotech stocks
- Contact Hilton customer service by email
- HELOC requirements
- 4. Varo: Best for existing bank customers
- Full list of the best home insurance companies in Texas
- How much is car insurance by company?
- 5. Use collateral to secure the loan
- Making the call
- Other stock market changes: Dips, corrections and crashes
- Ways to build your credit
- Best for extra benefits: Anthem Medicare Supplement Insurance
- 5. Failure to report Bitcoin can be costly
- Do you have to pay tolls in a rental car?
- 3 tips to control central air conditioning installation costs
- Is one of these credit cards right for me?
- How to cancel a Flying Blue award ticket
- Hotels for military only
- How to incorporate market cap in your portfolio
- How to calculate your monthly payment
- Discounts
- Do I have to update my W-4 every year?
- How do you buy 10-year Treasury notes?
- It’s more expensive to rent than ever before
- How does PPP loan forgiveness work?
- June
- Who qualifies for an FHA 203(k)?
- Best for low-cost plan availability: Humana
- For the uninsured
- 5. You may qualify with no Social Security number
- Consumer experience
- The 5 Cs of credit
- 2024 child tax credit news update
- Do you ever need to change your EIN?
- How much umbrella insurance do you need?
- Other Star Alliance frequent flyer programs worth considering
- What's the tax filing deadline for my Georgia state income tax bill?
- Visiting the National Parks for free in 2024 recapped
- Is a Comenity/Bread credit card right for you?
- Can I take my own passport photo?
- Who qualifies for the SAVE plan?
- 11. Theaters
- 3. Bonds
- Award chart updates
- How can I avoid cashier's check fraud?
- Is Plan G the best Medicare Supplement Insurance plan?
- Next steps
- What is New York state's standard deduction?
- The long strangle
- Decrease your chances of getting sick after air travel
- The bottom line
- How much does homeowners insurance cost in California?
- Is Turkish Airlines good?
- The importance of diversification
- Why you might prefer the Capital One Venture X Rewards Credit Card
- Other home office deduction rules and considerations
- How to get a construction loan
- 13. Rent out a room
- Disadvantages of franchising for the franchisee
- What are the fees for an IRS payment plan?
- American Airlines AAdvantage
- Calculating capital gains tax on a home sale
- Best Android personal expense tracker apps
- Best custodial Roth IRAs
- How to get a loan from a credit union
- How to get a home equity line of credit
- Reconsideration for PSLF applications
- Tips for calculating how much life insurance you need
- The bottom line
- Lodge a student loan complaint
- Consumer complaints
- 5. There’s an annual fee
- Full list of the best car insurance companies in North Carolina
- 7. Determine which warranties are right for you
- Final thoughts on maximizing the card's benefits
- Where to buy electronics insurance
- LLC self-employment taxes
- 6. Stick to the standard repayment plan
- What does AirPass cost?
- Am I a resident for California state tax purposes?
- Electronics
- InvenTrust Properties Corp. (IVT)
- Amtrak Guest Rewards elite status
- Online bank and credit union routing numbers
- MoneyGram
- Homeowner costs that aren't tax-deductible
- Why are there so many kinds of cryptocurrency?
- Dress code for a passport picture recapped
- If you’re considering flying United Airlines …
- Save money on wedding venues near you
- Do you pay tax on T-notes?
- Standard deduction for dependents
- 9. You paid off a loan
- What is the Paycheck Protection Program?
- What's the future of cryptocurrency look like?
- How to pay estimated taxes
- 7. Take out federal loans if you have to
- Why did Silicon Valley Bank fail?
- The bottom line
- Other ways to earn AAdvantage Loyalty Points
- How to access these lounges
- How much does homeowners insurance cost in Texas?
- Exchange frequently? Consider a multicurrency account
- How you earn miles on Alaska Airlines
- Air France cancellation policy, recapped
- Consumer complaints
- How to adjust your Form W-4
- How did rent get so expensive?
- Recap: How to get a cashier's check
- 4. Decide how to file your taxes
- How do I get an FHA 203(k) loan?
- Who benefits the most from the MGM Rewards changes?
- Finding a car you can afford
- Average cost of homeowners insurance in California by city
- Best domestic World of Hyatt Category 4 hotels recapped
- 6. Find the right lender
- How to evaluate dividends
- United Airlines flight delay compensation recapped
- Small-business industry statistics
- Consumer experience
- Getting your Delta Air Lines refund
- Benefits of refinancing
- Jumbo loans and conforming loan limits
- Rental car tolls, recapped
- How to save on car insurance
- Choose with confidence
- Next Steps
- How much does collision insurance cost?
- Other ways to save at the pump
- 5. Understand your investment options
- The Platinum Card® from American Express for military spouses
- Am I a resident for New York state income tax purposes?
- July
- Contacting Hilton customer service recapped
- Term vs. whole life insurance tool
- Consumer experience
- Long-term care rider
- What if you lose your EIN?
- Depreciation examples
- 14. Moonlight as a dog sitter
- How much do individual flights cost?
- Which type of life insurance should I put in a trust?
- Step 4: Compare out-of-pocket costs
- How to start trading futures
- Where Amazon Lending falls short
- Market capitalization vs. float-adjusted market cap
- Get tax help for complex issues
- Average money market account rate: 0.66%
- What does having a lower score mean?
- You might also like:
- How much can you borrow with a HELOC?
- 5. Dave: Best for repayment flexibility
- Amica vs. competitors
- Advantages and disadvantages of Navy Federal business loans
- Are these the best dividend stocks?
- Step 5: Submit your application and get funded
- LLC sales taxes
- 7. Use 'found' money
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Servicing changes are underway
- Find local conforming loan limits
- How to finance central air installation
- How to track your Georgia state tax refund
- U.S. Bank Cash+® Visa Signature® Card
- How to apply for the SAVE plan
- Fleet fuel cards: benefits and drawbacks
- When can't you take the standard deduction?
- What are other coronavirus relief for small businesses?
- Are FHA 203(k) loans a good idea?
- Credit union vs. online lender
- Factors that don’t affect your credit scores
- If you need to expedite a U.S. passport…
- The best place to exchange currency at the end of your trip
- 8. Negotiate the best price
- How much does umbrella insurance cost?
- 15. Become a rideshare or delivery driver
- 2024 state income tax rates and brackets
- Urban Edge Properties (UE)
- Keys to crowdfunding success
- Best of the Blues: Highmark
- Frequently asked questions about estimated tax payments
- The cheapest home insurance in California
- Average cost of homeowners insurance in Texas by city
- Your readiness to buy a home
- How to get started
- Ways to get the best jumbo mortgage rates
- Market capitalization vs. enterprise value
- Will you owe capital gains taxes on your home sale?
- Empower Personal Dashboard, for tracking wealth and spending
- How much money can you make on YouTube?
- The bottom line
- Consequences of a child tax credit error
- How to get umbrella insurance
- If you're seeking a Delta refund
- 16. Cut your insurance premiums
- Pros and cons of franchising vs. licensing
- What’s a good down payment for a house?
- Home shopping tips
- How do I make changes to an IRS installment agreement?
- Are cryptocurrencies financial securities, like stocks?
- What is the highest credit score, and how many people have it?
- August
- How to improve your credit
- 8. Borrow private loans as a last resort
- Why did Signature Bank fail?
- How much is auto insurance based on your driving record?
- Currency exchange: Frequently asked questions
- Varo Believe Secured Credit Card
- VA refinance fees
- Understanding depreciation in business and accounting
- Is AirPass worth it?
- 2024 Georgia state income tax changes
- ANA Mileage Club
- Travelers vs. competitors
- When is the SAVE plan available?
- Lounge benefits
- If you’re looking for AmEx Platinum Card military benefits
- How much is my 2023 standard deduction?
- The synthetic long
- How long should you hold on to an income tax return?
- Allstate vs. competitors
- Which card should you get?
- Other renters insurance companies to consider
- LLC tax forms and deadlines
- Western Union
- Alternatives to crowdfunding
- Ways kid creators can earn online
- How to avoid capital gains tax on home sales
- 6. MoneyLion: Best for existing customers
- Child term rider
- The cheapest home insurance in Texas
- Pros of investing in REIT stocks
- 9. Maximize trade-in value, if applicable
- Small-business outlook statistics
- Medigap plan types
- Federal Realty Investment Trust (FRT)
- Military discount hotel options recapped
- Can I apply for an IRS payment plan myself?
- Final thoughts on credit cards for minimal use
- What you need to know about California homeowners insurance
- State child tax credits
- Bottom line: Is umbrella insurance worth it?
- Using depreciation to plan for future business expenses
- 17. Consolidate your debt
- 3 things to know about Georgia state tax
- The difference between interest rate and APY
- Fuel card vs. business gas credit card
- What is the difference between a tax return and a tax refund?
- Next steps
- Is getting a HELOC a good idea?
- Are there other ways regulators may approach crypto?
- Report scams and be your own advocate
- After deciding
- So, is it good to join multiple hotel loyalty programs?
- Amazon Lending alternatives
- Earn an audience, and earn more in the long run
- September
- How to shop for Medicare Advantage plans
- How can I check and monitor my credit?
- What’s happening with Silvergate Capital Corp.?
- What activity doesn't earn Loyalty Points?
- What's the easiest way to invest responsibly?
- Cons of investing in REIT stocks
- If you want to maximize your stay
- Hotel-friendly benefits
- If you're ready to start a budget
- The bottom line
- Are dividends taxed?
- What is the $500 credit for other dependents (ODC)?
- 10. Make the purchase
- 18. Refinance your student loans
- Invest in bonds: next steps
- Cheapest for 30-year-old drivers
- Pros and cons of cryptocurrency
- AmEx Centurion Lounge locations
- Who is most likely to rent?
- 2023 vs. 2024 standard deduction
- A limited time bonus
- One-time IDR account adjustment for PSLF borrowers
- What happened to Credit Suisse?
- Other life insurance riders
- What to know about Texas homeowners insurance
- LLC tax tips for business owners
- Depreciation and taxes
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Updated Jan. 1, 2024. The federal minimum wage of $7.25 per hour has not budged since 2009 despite a steady increase to the costs of living, which has accelerated into skyrocketing inflation over the past year.
As of 2024, thirty states and Washington, D.C., have minimum wages set above the federal minimum.
Minimum wage over time
The minimum wage has not kept pace with inflation when you look at nominal wages (not adjusted for inflation) versus their spending power in 2023 numbers (adjusted for inflation).
Because the federal minimum wage has not changed since 2009, its real purchasing power has decreased dramatically. Decreased purchasing power means it’s even more difficult for workers to live on a minimum wage.
State minimum wages in 2024
The minimum wage varies by state. Five states have no minimum wage laws, but the federal minimum wage still applies; those include Alabama, Louisiana, Mississippi, South Carolina and Tennessee. In certain states, the minimum wage is more, depending on whether a particular city or region within that state sets a higher minimum.
Does raising the minimum wage cause inflation?
No. The federal minimum wage is set by the government and does not directly correlate with inflation. The current inflationary conditions were not caused by the minimum wage, which has not changed since 2009.
Do all workers earn at least the minimum wage?
All workers covered by the Fair Labor Standards Act must be paid at least the federal minimum wage and may earn more if the state minimum wage is higher.
According to the Department of Labor, workers not covered by the FLSA, who may earn less than minimum wage, include:
Employees of certain seasonal amusement or recreational establishments.
Employees of certain small newspapers or newspaper delivery workers.
Seamen employed on foreign vessels or employees engaged in fishing operations.
Certain farmworkers.
Casual babysitters.
Companions to older people or the infirm.
Executive, administrative and professional employees.
Those workers are also exempt from overtime pay. (Learn more about who is — and isn’t — eligible for overtime pay on the Department of Labor website.)
Do tipped workers earn the minimum wage?
Tipped employees rely on tips from customers to supplement their wages. They must be paid a minimum of $2.13 per hour — known as a cash wage — in addition to tips in order to reach the federal minimum of $7.25. Learn more about minimum wages for tipped workers. » MORE: Gig drivers want a minimum wage. Here’s how that’s going for them
What states are increasing minimum wages in 2024?
Each year, 14 states plus Washington, D.C., automatically set minimum wage increases according to the growth of inflation, usually tied to the U.S. Bureau of Labor Statistics’ consumer price index, or CPI. If the index doesn’t change, neither does the minimum wage. And some states have annual caps on annual inflation increases, such as California (3.5%), Minnesota (2.5%) and Vermont (5%).
States that tie minimum wage increases to inflation adjust their wages as of Jan. 1, unless otherwise listed, according to the Economic Policy Institute. Those states include:
Alaska
Arizona
California
Colorado
Connecticut
District of Columbia (adjusts July 1)
Maine
Minnesota
Montana
New Jersey
New York
Ohio
Oregon (adjusts July 1)
South Dakota.
Vermont
Washington
» MORE: Is the pay gap real?
Minimum wage increases
What is the median household income in the U.S.?
The median household income in the U.S. is $74,580, according to the U.S. Census Bureau Current Population Survey data for 2022. Find out the median household income in your area.