You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
What Is the Minimum Wage in 2024?
Senior Writer | Economic news, consumer finance trends, student loan debt
Senior Assigning Editor | Los Angeles Times; University of California, San Diego; Microsoft
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
- When is the best time to pay your credit card bill?
- What is a REIT?
- What is a budget?
- What is a home equity line of credit?
- Life insurance buying guide
- Learn more about the good credit range
- What is the federal estate tax?
- Still deciding on the right carrier? Compare Medigap plans
- Find the right business loan
- Dividend definition
- 6 steps to opening a Roth IRA
- See how to get your business started quickly
- What is a cashier's check?
- What is a W-4?
- E*TRADE is best for:
- Robinhood is best for:
- About Aetna
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- Definitions: Money Transfer Rates
- Fidelity is best for:
- Charles Schwab is best for:
- What is the Section 179 deduction?
- What is a budget planner?
- What is a charitable donation?
- What is a nonsufficient funds, or NSF, fee?
- What is mortgage pre-qualification?
- How to earn a Chase checking account bonus
- What is a mortgage refinance?
- September mortgage rates forecast
- Compare types of bank accounts
- What are lithium stocks?
- Blockchain: A definition
- Stock market definition
- Work on your credit score
- 1. The Amazon scam
- 2. The romance scam
- Consider different cards
- Apply for a secured card
- 3. The gift card scam
- Wait it out
- 4. The charity scam
- 5. The lottery scam
- Monitor the market
- How to minimize damage and recover from a scam
- Determining how much mortgage I can afford
- What is a spot Bitcoin ETF?
- What is a credit freeze?
- How to buy Nike stock
- What is the Fed funds rate?
- Hawaiian Airlines checked bag fees
- Inheritance tax definition
- What are dividend stocks?
- How to buy stocks in 6 steps
- About USAA renters insurance
- How is rental income taxed?
- National first-time home buyer programs
- About Progressive home insurance
- Super Bowl season
- What is an angel investor?
- What is an index fund?
- Redeeming your points
- 1. Genie+
- What is a 529 college savings plan?
- What is a reverse mortgage?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Best Prepaid Debit Cards
- Institutions with low or no overdraft fees
- What is a payday alternative loan?
- NerdWallet’s airline analysis
- What are semiconductor stocks?
- Tips for making returns
- What is payday loan consolidation?
- Key differences between personal loans and credit cards
- Availability
- Basics of canceling an IHG hotel reservation
- 1. Formalize your LLC
- Georgia state income tax rates and tax brackets
- What is a goodwill letter or late payment removal letter?
- How to find a passport number on your passport
- Mobile, manufactured and modular homes: What's the difference?
- SIPC insurance rules
- What is a savings account?
- 7 of the best apps to make money
- What is an expense ratio?
- 1. When your Bitcoin is taxed depends on how you got it
- When do I need a cashier's check?
- How to buy Uber stock
- Can you withdraw money from a 401(k) early?
- What is cash-offer financing?
- How to get paid on YouTube
- What is a solo 401(k) plan?
- Estimated Hawaii trip cost
- How much should you spend on rent? It depends
- How to upgrade your boarding position on a Southwest flight
- How money market funds work
- United fare classes: The differences
- What does this value mean?
- What are Vanguard index funds?
- Wanna Get Away Plus features
- An exploding short-term rental market
- 1. Leverage free trials
- Decide between co-branded or general
- Money market account vs. CD: The difference
- Key findings
- Nerdy takeaways:
- About Oakland airport lounges
- 1. Certificates of deposit (CDs)
- Cheapest time to go to Disneyland
- What is a cosigner for a business loan?
- The stock market explained
- Getting around the Honolulu airport
- 1. Open an IRA
- What to do if you overcontributed to your 401(k)
- The best car insurance
- How to refinance your mortgage with bad credit
- Best-performing REIT stocks: April 2024
- 1. Pick your travel style
- What is the child tax credit?
- Frugal food tips
- 1. Set your budget
- If you have less than $1,000 in your 401(k)
- The 3 main types of Wi-Fi on planes
- How to manage your money
- California state income tax brackets and rates
- Key findings
- Best-performing U.S. equity mutual funds
- What to say in a thank-you email after an interview
- Key differences between Oahu and Maui
- Most profitable small businesses
- Working with an auto lender
- Step 1: Check your credit
- What’s covered under each program?
- 1. Sell spare electronics
- Calculate your closing costs
- Toll passes to use in rental cars
- How startup funding works
- Why you'll like the Apple savings account
- Advantages of franchising for the franchisee
- Do rent payments affect credit?
- How to invest $50,000
- What is second chance checking?
- E*TRADE at a glance
- Robinhood at a glance
- General advice for international money transfers
- 1. Make extra payments toward the principal
- Can I contribute to a 401(k) plan and a traditional IRA?
- Should I carry a balance or pay in full?
- Fidelity at a glance
- What are closing costs?
- Choose tax-efficient accounts for your assets
- Why American Express was lagging
- Used vs. new
- What is cash value life insurance?
- Create a budget plan that works for you
- 50/30/20 budget calculator
- 1. Start investing as early as possible
- Ask questions
- About EWR lounges
- January
- What is zero-based budgeting?
- VA streamline refinance
- Best banks and credit unions
- Discovery Dollars
- How does refinancing work?
- Why is having a low credit utilization important?
- The best budget apps
- Why hotels charge resort fees
- Best lithium stocks
- 1. What kinds of travel can be booked through the site?
- Personal loan requirements
- 'Buy the dip' meaning
- What are AI ETFs?
- How does capital gains tax on real estate work?
- Revenue-based mileage programs
- How people use reverse mortgages
- Income, expenses and debt
- How does a second mortgage work?
- What is a home inspection?
- Minimum wage over time
- What is an EIN?
- Chase checking account bonuses 2024
- A quick look at the billing cycle
- Average monthly expenses by household size
- Capital One® Walmart Rewards™ Mastercard®
- Debt vs. equity financing overview
- Average savings account rate: 0.46%
- What is a home equity loan?
- 1. ‘I love this car!’
- How to start day trading
- 5 of the best index funds tracking the S&P 500
- When to use a personal loan
- Estate tax limits and exemptions
- 4 easy ways to start investing with little money
- How to apply for a startup loan with an EIN
- What are travel points?
- Chase Pay Over Time
- MCA calculator
- Best ways to consolidate credit card debt
- Who sets the Federal funds rate?
- How to keep an A+ rating with the Better Business Bureau
- What are estimated tax payments?
- The best Marriott resorts in the U.S. for beachgoers
- Pros of electric cars
- What is contractor insurance?
- Delta Sky Club at JFK amenities
- American Family
- 1. Clean up your credit
- What is an FHA loan?
- 5 Ways to get started in real estate investing
- The differences between dealerships and independent shops
- Taxes on 401(k) contributions
- Tax deductions for rental property
- Faster insurance applications
- Envision a typical day
- Charles Schwab at a glance
- The benefits of credit cards
- HELOCs and home equity loans compared
- What is Veterans’ Group Life Insurance?
- The hotel cards, side by side
- How the Section 179 tax deduction works
- 1. Circulate and cross-promote your social media profiles
- Are charitable donations tax-deductible?
- Our picks for the best life insurance companies in April 2024
- What is IVF?
- Why invest in money market funds?
- What happens when the appraisal is lower than the offer?
- How to use the pre-qualification calculator
- What is a technology stock?
- Why you might be making repairs sooner than you think
- What’s the value when booking travel through the Capital One portal?
- Student loan payoff calculator
- What to look for in a business internet service provider
- How do credit union loans work?
- Understanding car values
- How to pay rent with your credit card
- Why you’d want The Platinum Card® from American Express
- Best fleet fuel cards
- Car insurance companies list
- 1. File your taxes — even if you can’t pay
- Who can sign up for Medicare Easy Pay?
- Average retirement savings balance by age
- How to budget money
- How to start a retail business in 10 steps
- Booking
- The feared ripple effects on credit unions
- 6 ways to buy Bitcoin
- What is the average credit score by age?
- What are gold stocks?
- How to send money online, on mobile or in person
- How to make money online
- 28 ways to save money
- What is an overdraft fee?
- Key takeaways
- How does payday loan consolidation work?
- Top 11 spot Bitcoin ETFs by fee
- How to freeze your credit with all 3 bureaus
- Not all drivers know how their insurance rates are determined
- Mint vs. NerdWallet at a glance
- Do goodwill letters work?
- How to find your EIN
- Fixed vs. variable student loan?
- Summary of cash advance apps
- Laying the groundwork for buying and selling
- Why minimum purchase requirements exist
- Is inheritance taxable?
- The best money-making apps
- Marriotts on the Las Vegas Strip (or close enough)
- 2. Sell your gift cards
- Best no medical exam life insurance for April 2024
- Points on spending
- How much is condo insurance in Florida?
- Why signatures once mattered
- What is a business credit score?
- How to track your refund status with ‘Where's My Refund?’
- 1. Greater ability to earn and transfer Avios between airlines
- Aetna Medicare Advantage pros and cons
- Which student loans can you refinance?
- What is the 401(k) early withdrawal penalty?
- Investment account types
- What is the 10-year Treasury?
- 1. Understand asset allocation
- Which life insurance policies build cash value?
- The FDIC insurance limit: $250,000 per depositor, per institution, per category
- What's the difference between NSF fees and overdraft fees?
- Is a joint bank account a good idea?
- Transaction types
- AAA auto insurance pros and cons
- What are game apps that pay real money?
- 2. Use a free TV streaming site or app
- 6 best semiconductor ETFs by one-year performance
- How much is life insurance?
- What was the FFEL Program?
- What is an assumable mortgage?
- What are the weekly jobless claims?
- Points: Spending rewards
- How do index funds work?
- What is a business credit report?
- 1. Do your research
- 1. Participate in paid market research
- 5 ways to avoid long lines when renting a car
- Navigating the three-tiered award chart
- The three most important financial goals
- Rite Aid
- Blockchain example: Bitcoin
- The rise of pet insurance
- How to invest in stocks in 6 steps
- Why you need a business budget template
- When to choose debt financing vs. equity financing
- What’s the purpose of a budget?
- Stores with some of the best return policies
- Prudential life insurance
- What your award letter should include
- What a 715 credit score can get you
- 1. There's more than one version of the store card
- 1. Take inventory of your finances
- What is the current Fed interest rate?
- Costly transaction fees
- Why you need a savings account
- How much are closing costs?
- 20 high-dividend stocks
- Real estate agent commissions
- How to choose between a Roth IRA and a 401(k)
- Compare car insurance rates by age
- Where can I get a cashier’s check?
- At a glance
- Keeping lousy records
- Top credit cards you can use instantly after approval
- Citi Flex Loan
- What is Medicare Supplement Plan G?
- What is the 50/30/20 rule?
- Freeway pros and cons
- Compare medication costs
- Our take
- Where Progressive stands out
- Federal tax brackets and tax rates
- How to buy a house with cash
- How to spend $4,000
- Changes to Business Select, Anytime fares
- Points: Spending rewards
- 1. Estimate retirement income needs
- How to lower your credit utilization
- Do you need insurance to rent a car?
- When to choose a money market account over a CD
- Some 2021 holiday shoppers still have credit card debt
- Cheapest cars to insure among popular models
- What is liquid net worth?
- Understanding your required coverages
- The Escape Lounge OAK hours and location
- How to buy the dip
- Terminal 1: Hawaiian Airlines lounges
- Bad credit mortgage refinance options
- Best-performing REIT mutual funds: April 2024
- How to qualify for a payday alternative loan
- Cheap car insurance
- 7 top semiconductor stocks by one-year performance
- How much is the child tax credit worth?
- How the federal estate tax works
- If you have between $1,000 and $5,000 in your 401(k)
- 2. Choose a bank for your LLC business account
- How to use this merchant cash advance calculator
- What are dividend stocks and why buy them?
- How to improve your BBB rating: What the Better Business Bureau looks for
- Globe Life insurance
- 3. Pawn something
- Calculate the cost of investment fees
- What are the pros and cons of second chance checking?
- How to fill out a W-4
- New York state income tax rates
- How to search and book on Expedia
- Who is most likely to earn minimum wage?
- 1. Mortgage interest deduction
- Bank wire transfer
- What reasons can you withdraw from your 401(k) early?
- 20 high-dividend stocks
- How to calculate your home equity
- Who is eligible for VGLI?
- Key indicators slide
- How we ranked the top life insurers
- Work out how much of your income should go to rent with the 50/30/20 rule
- Best car insurance in New Jersey overall: Travelers
- Calculator: Convert HawaiianMiles to dollars
- What is the Preferred Rewards program?
- AAA auto insurance
- Chase College Checking℠: $100 bonus
- Terminal A: United Club, Delta SkyClub and Admirals Club
- How angel investing works
- Discovery elite status
- Fed's eyes are set on inflation
- YNAB, for hands-on zero-based budgeting
- Aim for high rewards and a signup bonus
- List of the biggest car insurance companies
- 2. A stay at a Disney-owned resort
- Ethos life insurance
- How the home sale tax exemption works
- 529 plan benefits
- Advantages and disadvantages of reverse mortgages
- How the market works
- 7 best gold stocks by one-year performance
- How much money do I need to buy a house?
- Bluebird by American Express
- Today’s HELOC rates
- When is payday loan consolidation a good idea?
- 2. ‘I’ve got to have a monthly payment of $350.’
- Frugal shopping tips
- Rules for borrowing
- For cash back
- How to write a late payment removal letter
- Check your number online
- What is the cheapest car insurance in California?
- What mobile home insurance covers
- When are estimated taxes due?
- 1. Brigit: Best for budgeting tools
- What you need to know about savings accounts
- 1. Your car is your collateral
- How can I get a cashier’s check?
- Which services will report your rent payments?
- Why travelers will prefer the Chase Sapphire Preferred® Card
- 2. Refinance if you have good credit and a steady job
- How cash-offer programs work
- Stackable savings at select grocery stores
- 2. Consider your tolerance for risk
- What expenses qualify for Section 179?
- 2. Use a content calendar and schedule your posts
- How tax-deductible donations work
- How Freeway Insurance works
- How much is in vitro fertilization?
- Best affordable homeowners insurance in Missouri: State Farm
- Pros of joint bank accounts
- TV release cycle
- How extra student loan payments work
- 3. Look for offers from cell phone carriers
- How life insurance rates are determined
- Which mortgages are assumable?
- How to find your car’s resale and trade-in value
- What happened to gas prices in March?
- Why invest in index funds?
- 2. Become a virtual assistant
- Lithium stock ETFs
- 2. Cash management accounts
- Exploring the possibilities
- How to get a federal student loan
- Best AI ETFs by one-year performance
- Median retirement savings balance by age
- Mileage-based mileage programs
- Payment history
- State minimum wages in 2024
- Paying early could help your credit
- Best-performing REIT ETFs: April 2024
- Information you need to freeze your credit
- 2. Shop for a loan
- How to cancel an IHG hotel reservation
- How to write a thank-you email after an interview
- Is there a federal inheritance tax?
- Types of startup business funding
- How we ranked the top life insurers
- Where USAA stands out
- 2. More transfer point options to Avios
- Income limits for contributing to a traditional IRA and a 401(k)
- Take retirement for a test-drive
- How much will paying off my credit card benefit my score?
- Chase Sapphire Preferred® Card
- Why the Hilton Honors American Express Aspire Card wins
- How your policy earns cash value over time
- Idaho Housing first-time home buyer programs
- How to avoid an NSF fee
- Where Progressive falls short
- Pricing transparency
- Best-performing tech stocks
- How do Vanguard index funds work?
- February
- Zero-based budgeting example
- Types of semiconductor ETFs
- Best credit union personal loans for 2024
- When to refinance a mortgage
- Why resort fees need to go higher
- When should I add a cosigner?
- What pet insurance costs
- How do reverse mortgages work?
- When does the home inspection happen?
- Dealing with excess 401(k) contributions after Tax Day
- How does a home equity loan work?
- Prudential life insurance policies
- How to get Public Service Loan Forgiveness
- How to choose the best mutual funds for you
- SIPC vs. FDIC: What is and isn’t covered
- Key terms to know how car loans work
- Step 2: Pre-qualify and compare offers
- How interchange fees add up
- What do Medicare and Medi-Cal cost?
- 4. Work today for fast cash today
- What’s a typical expense ratio?
- How do you calculate closing costs on a house?
- Investing for income: Dividend stocks vs. dividend funds
- What does contractor insurance cover?
- 2. Two factors determine your Bitcoin tax rate
- What costs are built into a monthly FHA mortgage payment?
- How are business credit scores calculated?
- What is the 10-year treasury yield today?
- Identify tax-efficient investments
- What it means to have FDIC insurance
- Mortgage payoff calculator help
- How do HawaiianMiles compare to other airlines?
- What’s behind the pre-qualification calculation?
- AAA auto insurance coverage
- 3 ways I paid for repairs and upgrades
- Increased competition and restrictions for owners
- 4. Invest in a digital antenna
- How are business credit reports used?
- When to choose a CD over a money market account
- Exactly what are liquid assets?
- Who can access the Escape Lounge OAK?
- 2. Who is eligible?
- 2. Make a payment plan, delay payment or settle
- How do you sign up for Medicare Easy Pay?
- Location
- Blue Cash Everyday® Card from American Express
- Overdraft protection
- Why is budgeting important?
- What are the different types of semiconductor stocks?
- Day trading strategies
- How are travel points different from transferable points currencies?
- 2. You can only use the cards for purchases through some Amazon businesses
- 2024 Georgia state income tax changes
- Other alternatives to Mint
- Fees for checked surf, kite, paddle and wake boards
- Globe Life insurance policies
- Go ahead and sign your card
- Taxes on 401(k) withdrawals
- 2. Depreciation deduction
- Investing for income: Dividend stocks vs. dividend funds
- Solo 401(k) contribution limits
- More retailers are now accepting American Express
- What’s the downside of money market funds?
- How to deal with a low appraisal
- How Progressive home insurance works
- Cards that earn Southwest miles
- A long non-winning stretch, but still hope
- How do I know if I have FFELP loans?
- How to assume a mortgage
- Does my car insurance cover rental cars?
- 3. Transcribe audio and video
- List of biggest car insurance companies by market share
- Ethos life insurance policies
- Blockchain pros and cons
- How do I find the best 529 plans?
- How you earn miles on American, Delta and United
- Terminal 2: Admirals Club, Delta Sky Club, United Club and more
- Capterra’s Free Small-Business Budget Template
- Does raising the minimum wage cause inflation?
- 2. Set financial priorities
- Historical national rates
- 2. Split transactions with apps
- Estate tax rates
- If you have at least $5,000 in your 401(k)
- Are your investments covered?
- Savings accounts with strong APYs can help your money grow
- How to open the Apple high-yield savings account
- 2. Rebalance your debts and income
- Picking a second chance checking account
- Where USAA falls short
- When will I get my 2024 tax refund?
- Not paying taxes as you earn the money
- More personalized insurance rates
- Medicare Supplement Plan G pros and cons
- How to determine your closing costs
- So where are the ‘bargains’?
- Best life insurance companies: Pros and cons
- How much rent can you afford?
- Use tax-advantaged benefits when you can
- Cons of joint bank accounts
- What’s the value when transferring to Capital One partners?
- How to buy semiconductor ETFs
- 5 best business internet service providers
- VA cash-out refinance loan
- 2. Consider common rules of thumb
- What other forecasters predict
- Types of AI ETFs
- Types of second mortgages
- Types of gold stocks
- What mortgage can I afford?
- Common reasons for excess 401(k) contributions
- How do REITs work?
- Why payday alternative loans are safer than payday loans
- Requirements: Who qualifies for the child tax credit?
- 3. ‘My lease is up next week.’
- What is a Bitcoin strategy ETF?
- Risks of using a 401(k) loan
- Fees
- 3. Apply for an LLC bank account
- Goodwill letter template
- Dividend vs. growth stocks
- How we chose the cheapest companies in California
- Convenience fees
- Estimated tax payments 2024
- Inheritance taxes vs. estate taxes
- 5. Seek community loans and assistance
- Title insurance
- Aetna Medicare star ratings
- How do I choose between an IRA and a 401(k)
- Live purposefully
- Keep an eye on your progress
- About home equity loans
- Pros and cons of VGLI
- 2023 Section 179 deduction limit
- 3. Leverage trends that relate to your audience
- What you can do with the cash
- Lending conditions expected to toughen for small businesses
- Use a budget planner
- Freeway auto insurance coverage
- HawaiianMiles value over time
- Overall cost
- Are Vanguard index funds a good investment?
- Black Friday
- How to become an angel investor
- 5. Borrow with your library card
- Why are gas prices going up?
- What is an index?
- When to choose a savings account instead
- Credit cards are a popular way to pay for gifts this year, too
- Learn more
- 3. High-yield money market accounts (MMAs)
- What to know about the biggest car insurance companies
- What information do you need to sign up for Medicare Easy Pay?
- Joann
- Who qualifies for the home sales tax exclusion?
- Two kinds of reverse mortgages
- Will past predict future?
- Episode transcript
- How do you start a budget?
- 3. Determine other ownership costs
- Do I have to pay Georgia state income tax?
- 2. Build a money management blueprint
- Examples of thank-you emails
- Your auto loan needs to work for your situation
- How much does contractor insurance cost?
- 3. The IRS has the paperwork you’ll need
- Amica
- Best car insurance in New Jersey for your budget: Geico
- Is IVF covered by health insurance?
- The pros and cons of investing in tech stocks
- Chase Secure Banking℠: $100 bonus
- The bottom line
- Years of rising prices
- March
- Where do you get your business credit report?
- Get the travel perks and protections you need
- 4. Sell stuff online
- How car models affect insurance rates — down to the trim
- 3. A character meal
- Hiring a home inspector
- Do all workers earn at least the minimum wage?
- Get a secured credit card
- Overdraft fees by institution
- How to consolidate payday loans
- Determine the true cost of college
- When to use a credit card
- Frugal entertainment tips
- Startup loans you may be able to get with an EIN only
- What are travel points worth?
- Understanding your results
- Consumers disagree on whether credit history should be a factor
- Is SIPC coverage enough?
- 2. Empower: Best for fast cash
- Best car insurance companies: Our winners
- 6. Ask for forbearance on bills
- Best no-exam life insurance policies in 2024
- How much does a cashier’s check cost?
- State availability
- How can I lower my FHA mortgage payment?
- Do personal credit scores affect business credit scores?
- 2024 tax refund schedule
- 3. Better ability to optimize between programs
- Cash App
- Pros and cons of cash-offer programs
- Bonus cash back on memberships at gyms and fitness clubs
- What Medigap Plan G covers
- How to cut your Hawaii vacation costs
- 2. Decide how much to invest
- How to pay off a mortgage early
- Joint bank accounts and marriage
- How card rewards add up
- Standard deduction
- Reasons to buy a house with cash
- Auto insurance discounts
- What are my repayment options with FFELP debt?
- How many jobs were added in March?
- 3. How do I find out if I’m eligible?
- Documents required for a personal loan
- Most expensive time to go to Disneyland
- How to buy AI ETFs
- Retirement savings by age
- 529 plans by state
- Accommodation
- Credit utilization
- What is the point of the stock market?
- PDFConverter.com 15 Best Budgets
- Best car insurance companies: Our winners
- Average interest checking account rate: 0.08%
- REITs' average return
- How to claim the child tax credit
- 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
- Top 8 Bitcoin strategy ETFs by fee
- Prudential life insurance rates
- Which states have an estate tax?
- My Chase Loan
- What happens when the Fed raises interest rates?
- California income tax deadlines and extensions
- Goodwill letter vs. credit dispute letter
- How are dividends paid out?
- Size comparison
- Who should make estimated quarterly tax payments?
- A little more about interchange fees
- How a savings account works: withdrawal limits
- 2. Owning a car isn’t the only requirement
- Who’s eligible for each program?
- 3. Property tax deduction
- Are you eligible to refinance student loans?
- Price vs. yield
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- 3. Use mutual funds for the base of your portfolio
- 2024 Section 179 deduction limit
- Experts say: Do these 5 things to get better rates from business lenders
- Is a Southwest Airlines upgrade worth it?
- How to buy money market mutual funds
- What’s the difference between pre-qualification and preapproval?
- Card readers and apps
- Apply extra student loan payments toward the principal
- How to start a zero-based budget
- How to get a private student loan
- Ethos life insurance rates
- How long does it take to activate Medicare Easy Pay?
- Try a simple budgeting plan
- Does age affect your credit score?
- Paying early also cuts interest
- Serve American Express Prepaid Debit Account
- What is American Airlines like?
- What can I use a home equity loan for?
- How to unfreeze your credit
- Not all plane Wi-Fi is equal
- 3. Prime members earn lucrative rewards
- Average mutual fund return
- How to avoid checked bag fees on Hawaiian Airlines
- 7. Request a payroll advance
- How to deposit funds into the Apple savings account
- Taxes and fees
- Pathway to status
- The best Florida condo insurance companies
- How do I check my tax return status?
- Ignoring retirement savings options
- Maintaining the gains
- Citi Flex Pay
- Closing costs calculator
- 4. Develop a social media aesthetic
- Pros and cons of cash value life insurance
- FDIC insurance: What’s covered
- Best homeowners insurance in Missouri for coverage: Openly
- Use a case manager
- When’s the best time to use HawaiianMiles?
- How much does it cost to buy Vanguard index fund shares?
- How much are Capital One miles worth?
- Game apps that pay real money: before you play
- 6. Share a friend's or relative’s account
- Advantages of assumable loans for sellers
- Travel and entertainment perks
- What happened to mortgage rates in August
- Key takeaways
- 5. Housesit
- How to calculate your liquid net worth
- How I avoid resort fees
- Average monthly expenses that increased year over year
- Glossary of overdraft terms
- What’s next?
- 3. Take your own transportation
- How to day trade stocks
- Loan costs, repayment and alternatives
- 4. Find the right car for you
- Request your passport number from the State Department
- How the Better Bureau Business decides on a BBB rating
- Cheap car insurance in California by age
- 3. Don’t ask for too much cash
- Staying safe
- New York state supplemental income tax
- Simpler claims, and maybe fewer of them
- Blue Cash Preferred® Card from American Express
- Relaxing rewards at the spa and salon
- What Medigap Plan G doesn’t cover
- Shopping in the new normal
- Best life insurance company overall: MassMutual
- Example of an appraisal gap
- The end of pandemic-era relief for FFELP borrowers
- Goodbudget, for hands-on envelope budgeting
- Rental car insurance vs. your own auto insurance
- Why you’d want the American Express® Gold Card
- Most gift-givers are taking steps to combat inflation
- Exceptions to state minimum car insurance requirements
- 4. Peer-to-peer lending
- 4. What kind of savings can military members expect?
- Am I eligible for a reverse mortgage?
- Annual Business Budget in Google Sheets
- Qualifying for a second mortgage
- 5. ‘I’ve been looking all over for this color.’
- Tips for avoiding late payments
- Globe Life customer complaints and satisfaction
- How to make the money work
- When to estimate closing costs
- How to find high-yield alternatives
- National second chance banking
- USAA renters insurance coverage
- 3. Enroll in autopay
- About home equity lines of credit
- Who pays the closing costs?
- ‘Hummer tax deduction’: Which vehicles does Section 179 cover?
- Where American Express still lags
- Could state abortion bans impact IVF?
- Progressive home insurance coverage
- Point-of-sale hardware
- Credit cards with a $4,000, 3 month minimum spend requirement
- What doesn’t impact your life insurance premium
- What is the current unemployment rate?
- 3. Use a retirement calculator
- Perks: Goodies for carrying the card
- How much do index funds cost?
- Take international travel into account
- Pre-book your visit
- 3. Tap an expert for assistance
- Ethos customer complaints
- Kirkland’s
- Lower prices could have hidden effects, too
- Other factors beyond your control
- What can I do with my money if I max out my 401(k)?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Types of REITs
- How does a HELOC work?
- Prudential customer complaints and satisfaction
- Top 3 index funds for the Nasdaq-100
- Frugal DIY project tips
- What is the best way to redeem travel points?
- What is my Georgia residency status for state income tax purposes?
- Most don’t shop around for insurance rates regularly
- 6 types of dividends
- And then there's interest
- How to find another company's EIN
- Is it cheaper to fly to Oahu or Maui?
- States that have estate taxes, inheritance taxes or both:
- 8. Take a loan from your retirement account
- Why the Chase Freedom Unlimited® could be more appealing for some
- What is a good business credit score?
- Why haven't I received my tax refund?
- 4. Deduction for repairs
- Ask these questions before choosing a cash-offer program
- Is VGLI worth it?
- 5. Embrace user-generated content
- Is cash value life insurance right for you?
- Factor in other costs
- How to open a joint account
- Pricing based on tracked driving habits
- Chase Total Checking®: $300 bonus
- Terminal B: British Airways Lounge, SAS Lounge and USO Center
- TV-buying tips
- Other opportunities to pay off student loans faster
- April
- Advantages of assumable loans for buyers
- What state has the highest gas prices?
- Factors to consider before paying rent with a credit card
- Tips and tricks
- The bottom line
- Prepaid 529 plans by state
- How to get overdraft fees waived
- Payday alternative loan look-alikes
- Other things to consider
- 4. Save by cooking group meals
- Home equity loan rates in 2023
- The Bitcoin ETF price war
- Hotel loyalty programs
- 4. You’ll get a small introductory bonus
- What is APR and why is it important?
- Do I have to pay California state tax?
- Cheapest for 20-year-old drivers
- 3. You can get the title back …
- Seller concessions
- What if I lose the cashier's check?
- What does Aetna Medicare Advantage cost?
- Can you refinance student loans while still in school?
- FDIC insurance: What’s not covered
- Best car insurance in New Jersey for customer satisfaction: NJM
- How much does a Southwest flight upgrade cost?
- 3. Open an investment account
- Find your community
- What else will change for tax year 2024?
- The pros and cons of zero-based budgeting
- 7. Check your app store for free downloads
- VA loan refinance eligibility
- Is unemployment rising or falling?
- 5. Are these discounts different than what nonmilitary travelers might find on Priceline?
- Questions to ask before applying for a personal loan
- More about Ethos life insurance
- What if there’s a problem with the payment?
- The buy the dip meme
- How to apply for a business loan with a cosigner
- What else you need to know
- Microsoft Office Template
- How much does a home inspection cost?
- Average monthly expenses that declined
- Additional child tax credit
- Information is power
- Understand aid types
- Strategies to keep building your 715 credit score
- How does the Fed raise interest rates?
- What if you have a Roth and a traditional IRA at one brokerage?
- How Globe Life compares to other insurers
- How to avoid minimum purchase requirements
- 9. Borrow against life insurance
- Expense ratios are just one fee investors pay
- How to invest in dividend stocks
- Where can you get contractor insurance?
- How to choose a rent-reporting service
- Companies that offer cash-offer financing
- Covering your spouse under your solo 401(k)
- Does pre-qualification affect your credit score?
- Integrations with accounting software
- How did we determine the value of Capital One miles?
- Will short-term rental prices drop in 2024?
- Average cost of term life insurance by age
- Local experience benefits
- Defaulted FFELP Loans and the Fresh Start Program
- Diversifying with index funds
- 6. Write online reviews
- Optional coverages
- The bottom line
- Amenities
- How to prioritize various financial goals
- What is a good credit score for your age?
- What states are increasing minimum wages in 2024?
- Why the due date is so important
- Where Prudential stands out
- 5. Contact the seller or visit a dealership
- How to determine if your next flight's Wi-Fi will be good
- 4. Set up your LLC bank account
- Additional functionality
- 3. EarnIn: Best for large advances
- Step 3: Choose your lender and loan
- How much to keep in your savings account
- Watch out for capital gains taxes
- 4. You can write off Bitcoin losses
- Auto-Owners
- W-4 form 2024
- Google Pay
- How to invest in dividend stocks
- Why is the 10-year Treasury yield important?
- How much does Medigap Plan G cost?
- Employ tax-efficient investing strategies
- 6. Use social media as a form of customer service
- Get more help with monthly budget planning
- More about Freeway auto insurance
- Is United’s basic economy worth it?
- How flexible are HawaiianMiles?
- Complaints and customer satisfaction
- Why consider angel investing
- 5. Online savings accounts
- 6. Outside of travel deals, what else can American Forces Travel provide?
- The future of the bill
- How to store the Bitcoin you buy
- Your accounting software
- Get a credit-builder product or a secured loan
- Do spot Bitcoin ETFs have custodianship risk?
- How personal loans and credit cards are similar
- What is the difference between an inheritance tax and an estate tax?
- Pros and cons of startup business loans with EIN numbers only
- Alternatives to MCAs
- Insurance costs impact vehicle shopping for most
- 4. … Or you could lose your car
- 10. Use a credit card cash advance
- What do closing costs include?
- 4. Consider a co-signer
- Which one is better?
- Card details: Chase Freedom Flex℠
- What's next?
- Best homeowners insurance in Missouri for consumer experience: American Family and Nationwide
- Discounts
- Deposit timing
- Disadvantages of assumable loans for sellers
- Information you'll need to estimate your car's value
- How to calculate the unemployment rate
- 4. Revisit regularly
- Many shoppers feel pressure to overspend on gifts
- The bottom line
- How do you get a second mortgage?
- How much should I spend each month?
- ONE VIP Visa Prepaid Card
- 5. Be OK with doing different things
- Take advantage of nontraditional return options
- The best times to day trade
- Where Prudential falls short
- 5. Financing options are available, but proceed with caution
- Manufacturer credit cards
- How to calculate quarterly estimated taxes
- What happens if your brokerage goes out of business?
- More about Globe Life
- Marriotts near the Las Vegas Convention Center
- Cons of electric cars
- Other costs for home sellers
- Ongoing perks
- When are New York state income taxes due?
- Estimate your 2024 IRS tax refund date
- Pre-tax vs. Roth 401(k)
- 4. Make biweekly payments
- Consider the costs of cashing out your 401(k)
- The drawbacks of credit cards
- How to open a solo 401(k)
- 4. Know when to leave it to the pros
- Does Section 179 cover real estate?
- Other insurance from Freeway
- Best life insurance company for applicants with HIV: Guardian
- Look for savings
- How to check that all money in your accounts is insured
- Appraisal gap coverage limits your exposure
- How to invest in tech stocks
- May
- Compare the best savings and money market accounts
- Are FFELP loans eligible for PSLF?
- What state has the lowest gas prices?
- 7. Start a blog
- 7. Why was American Forces Travel created?
- What pet insurance pays for
- What is the stock market doing today?
- Average certificate of deposit rate: 1.81% for one-year CDs
- Small loans from banks and online lenders
- Ways to get the best home equity loan rates
- Frugal home expenses tips
- What is the Federal Reserve Board?
- What is California's standard deduction?
- 11. Look for a payday alternative loan
- Does paying rent build credit?
- USAA renters insurance rates
- Say goodbye to hotel points — and hello to airline miles
- How much does VGLI cost?
- 7. Work with micro-influencers
- Alternatives to a Southwest flight upgrade
- How did we determine the value of HawaiianMiles?
- How to increase your pre-qualification amount
- Contract periods
- What are fleet cards?
- Limitations of buying the dip
- Pros and cons of investing in gold stocks
- What happens during a home inspection?
- 3. Get disability and life insurance
- Other tips for managing your bill
- When to expect your child tax credit refund
- More about Prudential
- How to compare financial aid award letters
- How to freeze your child’s credit
- What you can do
- How to change or cancel an EIN
- Flying between Maui and Oahu
- Alternatives to savings accounts
- 3 ways to avoid inheritance tax
- Can I enroll in Medicare and Medi-Cal together?
- Cashier’s check vs. certified check vs. money order
- Regional and state-based second chance checking accounts
- How to find the 2024 W-4
- Which card (or cards) should you get?
- Do I have to pay New York state income tax?
- 4. Easier ways to accumulate points in one program
- Are 10-year Treasury notes a good investment?
- Best car insurance in New Jersey for ease of use: State Farm
- Joint accounts for teens
- Chase Private Client Checking℠: Up to $3,000 bonus offer
- Credit union personal loan rates
- What is the labor force participation rate?
- Quick start guide: How to invest in index funds
- 8. Game on Twitch
- If you want to avoid long lines when renting a car
- Minimum wage increases
- Debt financing options for small businesses
- 6. Be upfront about your budget preferences
- 6. Inspect and test-drive the car, if applicable
- Alternatives for paying down a credit card balance
- What’s not covered
- No-closing-cost mortgages
- The cheapest Florida condo insurance companies
- 5. Other expenses
- Citi Custom Cash® Card
- Learn more about cash value life insurance
- What happens when a bank fails
- 4. Pick an investment strategy
- Customer support
- More about AAA auto insurance
- Compare the best CD accounts
- Average cost of whole life insurance by age
- Why you’d get both
- Designing your budget
- Chase Freedom Flex℠
- What to know about holiday return policies
- What do the approvals mean for Bitcoin?
- Day trading risk management
- How to reduce or avoid the federal estate tax
- What to consider before you begin investing
- For travel
- What is Georgia's standard deduction?
- What part of my income gets taxed by California?
- Step 4: Gather loan documents
- 12. Get a personal loan
- Compare Roth 401(k) vs. traditional 401(k)
- 5. Pay off capitalized interest
- What if you don’t qualify for Section 179?
- What else you need to know
- Getting the most from your pre-qualification limit
- Risks to keep in mind
- Disadvantages of assumable loans for buyers
- Best Western
- 9. Sell photography
- Want cheaper insurance? Avoid these vehicles
- Why liquid assets are important
- How do fleet cards work?
- Is it worth getting a premium American Express card to access the lounge?
- 6. High-yield checking accounts
- Tips to qualify for a personal loan
- What is stock market volatility?
- What is the median household income in the U.S.?
- Refinance options for underwater mortgages
- HELOC requirements
- How much can you borrow with a home equity loan?
- 4. Varo: Best for existing bank customers
- Do you have to pay tolls in a rental car?
- Travel perks
- 5. Failure to report Bitcoin can be costly
- 5. Use collateral to secure the loan
- Where's my 2024 state tax refund? Track your status
- 7 ways to reduce your 401(k) taxes
- PayPal
- Compare alternatives
- Buy Medigap Plan G during Medigap open enrollment
- 8. Focus on unique or compelling visuals
- Claiming tax-deductible donations on your tax return
- Consumer experience
- How do you buy Vanguard Index fund shares?
- Can (or should) I consolidate my FFELP loan?
- How much does it cost to refinance a mortgage?
- EveryDollar, for simple zero-based budgeting
- How to check your credit score
- Use a co-signer
- 2024 child tax credit news update
- Still want a 401(k) loan?
- How to cancel your IHG hotel reservation if you’ve booked your hotel on a third-party website
- Mutual fund fees
- How to look up passport numbers recapped
- Which rate is better for student loan refinancing?
- Some helpful links from the IRS
- How do you sign up for Medicare and Medi-Cal?
- Country Financial
- Is condo insurance required in Florida?
- Next steps
- Do I have to update my W-4 every year?
- Discounts
- How do you buy 10-year Treasury notes?
- VGLI rates vs. term life rates
- What credit cards include Southwest upgrades?
- Reasons to get a mortgage instead of buying with cash
- Life, home and renters insurance from AAA
- June
- Compare the best checking accounts
- Hotel brands that participate in Discovery
- Protection and insurance benefits
- Choice
- Food and beverage
- Equity financing options for small businesses
- How borrowing affects your credit score
- When should you freeze your credit?
- If you inherit or bequeath something, watch out for capital gains tax
- 13. Rent out a room
- How can I avoid cashier's check fraud?
- Disadvantages of franchising for the franchisee
- What is New York state's standard deduction?
- Why you still might want the Marriott Bonvoy Brilliant® American Express® Card
- Best life insurance company for consumer experience: Northwestern Mutual
- Why you might avoid Preferred Rewards
- Chase checking account referrals: Up to $500 bonus
- How are gas prices determined?
- Are there free business credit reports?
- 10. Pet sit
- Honolulu Priority Pass lounges
- Rebuild your credit to refinance
- How to get a home equity line of credit
- Other ways to pay off your payday loans
- Reconsideration for PSLF applications
- 7. Determine which warranties are right for you
- Am I a resident for California state tax purposes?
- 5. There’s an annual fee
- How to get a tax refund sooner
- Additional Aetna benefits
- 6. Stick to the standard repayment plan
- Is Plan G the best Medicare Supplement Insurance plan?
- Closing costs for the buyer
- 9. Run social-specific discounts or giveaways
- Full list of the best car insurance in New Jersey
- See if zero-based budgeting is right for you
- How to get a loan from a credit union
- How is the job market right now?
- Hilton
- Not all Black Friday, Cyber Monday shoppers are buying gifts
- How to apply for a personal loan
- Calculating capital gains tax on a home sale
- How to buy gold stocks
- What's included in a home inspection report?
- FamZoo Prepaid Card
- Home equity loan requirements
- Bottom line: Is day trading right for you?
- What's the tax filing deadline for my Georgia state income tax bill?
- How to pay estimated taxes
- Seller-paid closing costs
- How to access Delta Sky Club at JFK
- Consumer complaints
- It could be a good deal to book Qatar Airways with Avios
- Do you pay tax on T-notes?
- Methodology
- Full list of the best homeowners insurance in Missouri
- How long does it take to get pre-qualified for a mortgage?
- Terminal C: United Club and United Polaris
- Compare the best banks, credit unions and cash management accounts
- Navient aims to transfer FFELP loans to MOHELA
- 11. Do freelance work
- How to improve your liquid net worth
- How you earn miles on Alaska Airlines
- How do you invest in the stock market?
- Become an authorized user
- Pros and cons of investing in semiconductor stocks
- What happens to a 715 score with a late payment?
- Consider the cost
- Bottom line
- How to evaluate dividends
- Where to find the best savings accounts
- Rental car tolls, recapped
- Recap: How to get a cashier's check
- 6. Find the right lender
- How to adjust your Form W-4
- Why do I need a business credit score?
- Benefits of refinancing
- What does the Job Openings and Labor Turnover Summary report show?
- How to find the best refinance rates
- Hyatt
- Final thoughts on lounges at Oakland airport
- Practical matters
- What to do with the Bitcoin you buy
- Frequently asked questions
- Average money market account rate: 0.66%
- What do the approvals mean for other crypto investments?
- Cons of a credit freeze
- Next steps
- Why do travel points matter?
- For brand loyalty
- How much is mobile home insurance?
- 14. Moonlight as a dog sitter
- What does Florida condo insurance cover?
- Am I a resident for New York state income tax purposes?
- VGLI rates vs. whole life rates
- 5. Understand your investment options
- Progressive vs. competitors
- What are the best Vanguard index funds?
- July
- Cost of life insurance without a medical exam
- Should you pay rent with your credit card?
- Using your credit card for rental car coverage
- What is the average and median retirement savings?
- Discover it® Cash Back
- How much can you borrow with a HELOC?
- 7. Look for group discounts
- Personal loans vs. credit cards for debt consolidation
- Can you lose money in mutual funds?
- 5. Dave: Best for repayment flexibility
- Step 5: Submit your application and get funded
- Are these the best dividend stocks?
- Consumer experience
- Sign up for Expedia Rewards
- Aetna Medicare Advantage plan types
- Venmo
- 7. Use 'found' money
- Charitable contributions 2023
- Why you can trust NerdWallet
- Compare the best bank accounts for students and kids
- Assuming a mortgage after divorce or death
- IHG
- What happens if I’m denied?
- Are home equity loans a good idea?
- Payday loan alternatives when you need cash fast
- 8. Negotiate the best price
- Fees across U.S. airlines
- 15. Become a rideshare or delivery driver
- How to fund a startup
- Longer list of extras for the Southwest Rapid Rewards® Priority Credit Card
- How do I get my business credit score?
- What are the best dividend stocks?
- Capital One Venture Rewards Credit Card
- 10. Use social media paid advertising tools
- How much does homeowners insurance cost in Missouri?
- Chase Business Complete Checking℠: $400 bonus offer
- Credit union vs. online lender
- 12. Create a podcast
- Fleet fuel cards: benefits and drawbacks
- The bottom line
- Frequently asked questions about estimated tax payments
- How to use credit cards responsibly
- How to get started
- Best life insurance company for coverage amounts: New York Life
- Summary of the best banks and credit unions of 2024
- Types of gas
- Marriott
- Does Honolulu airport have a Centurion lounge? What AmEx lounges are open?
- The bottom line
- Consequences of a child tax credit error
- Credit freeze or credit lock?
- If you want Wi-Fi on your flight
- How to track your Georgia state tax refund
- Marriotts near Allegiant Stadium
- 16. Cut your insurance premiums
- The Hanover
- How much money can you make on YouTube?
- A Southwest flight upgrade will get you on board faster
- Refinancing a mortgage, step by step
- Empower Personal Dashboard, for tracking wealth and spending
- 13. Become a rideshare or delivery driver
- Will you owe capital gains taxes on your home sale?
- The cost of veterinary care
- How to buy semiconductor stocks
- If you’re new to travel points
- If you fly Hawaiian Airlines with luggage
- What is no-exam life insurance?
- Comparison shop
- FDIC insurance limits and ownership categories
- Don't assume cash is better
- August
- VA refinance fees
- More about the card
- Radisson
- Buying rental car insurance on your own
- The future of blockchain technology
- Greenlight Prepaid Mastercard
- 3. Make the most of your savings
- Maui vs. Oahu, recapped
- Deciding whether to buy an EV
- The bottom line
- Get credit for the bills you pay
- Pros of investing in REIT stocks
- Who can access your frozen credit reports?
- 9. Maximize trade-in value, if applicable
- 6. MoneyLion: Best for existing customers
- Important considerations when opening a Roth IRA
- More about these cards
- Walmart2Walmart
- If you want to go to Hawaii
- Final thoughts on the different United economy fare classes
- Average cost of homeowners insurance in Missouri by city
- Average cost of life insurance by term length
- What is the quit rate?
- Wyndham
- 14. Tutor
- The bottom line
- How to avoid capital gains tax on home sales
- Next steps
- Can you purchase day passes to Honolulu airport lounges?
- The difference between interest rate and APY
- State child tax credits
- 2 things to know about Georgia state tax
- Manufactured and mobile home insurance companies
- 17. Consolidate your debt
- Other renters insurance companies to consider
- Aetna third-party ratings
- Alternatives to VGLI
- What to know about Chase checking account bonuses
- Protections: Peace-of-mind benefits
- PayPal Cashback Mastercard®
- Is getting a HELOC a good idea?
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- After deciding
- Getting the timing right
- JFK Delta Sky Club
- Compare insurance rates by driver history
- Lounge access for United cardholders
- Which small business internet service is right for you?
- Next steps
- Bottom line
- Fuel card vs. business gas credit card
- Cons of investing in REIT stocks
- Hotel credit card availability
- Alternatives to no medical exam life insurance
- If you want to use Expedia …
- Earn an audience, and earn more in the long run
- Best life insurance company for permanent life insurance: Pacific Life
- September
- Why are California gas prices so high?
- Amenities
- Who should avoid American Airlines?
- What is the $500 credit for other dependents (ODC)?
- 10. Make the purchase
- Is a Credit One credit card right for you?
- Are dividends taxed?
- 18. Refinance your student loans
- Which card should you get?
- The cheapest home insurance in Missouri
- Shopping protections
- 15. Rent out items
- One-time IDR account adjustment for PSLF borrowers
- Stay at a Marriott beach resort with points
- U.S. Bank Cash+® Visa Signature® Card
- Final thoughts on the lounges in the Newark airport
- Are wages increasing?
- Finding the right car insurance company for you
- Alternatives to pet insurance
- Practice good credit habits
- Investing in REITs: How to get started
- Child tax credit vs. child and dependent care credit
- What is credit card consolidation?
- California state tax credits
- Next steps
- 7. SoLo Funds: Best for peer-to-peer cash advances
- 19. Change your cell phone plan
- More about buying life insurance as a senior
- Nationwide
- Examples of FDIC insurance limits and coverage
- 16. Use cash back apps
- How you earn points on JetBlue
- Walmart MoneyCard
- Other Las Vegas Marriott options
- W-4 calculator
- Western Union
- Other ways to make money
- The bottom line
- How the FDIC calculates national rates
- If you're considering flying American Airlines ...
- How to Improve Your BBB Rating to Get to A+
- Avoid risky loans
- Advantages of franchising for the franchisor
- What to know about Missouri homeowners insurance
- October
- PocketGuard, for a simplified budgeting snapshot
- How taxes on real estate, rental, and investment sales work
- How does credit card consolidation work?
- Are Chase bank promotions worth it?
- Car rental insurance: The bottom line
- Does your business need a fleet fuel card?
- Is it better to get a home equity loan or line of credit?
- Cheapest for 30-year-old drivers
- Can't finance before you sell?
- Where should you open your investment account?
- Best life insurance company for customer satisfaction: State Farm
- Does the president control gas prices?
- More about top-rated life insurance companies
- What else to know about Form W-4
- Travel protections
- Reconsideration for rejected PSLF applications
- 8. Klover: Best for no-fee advances
- Aetna Medicare Advantage service area
- What does the Employment Cost Index Show?
- Is there an over-55 home sale exemption?
- Check your credit scores and reports
- NYC income tax rates
- November
- How you earn points on Southwest
- What to do if you can’t keep up with your HELOC payments
- Is consolidating credit card debt a good idea?
- OK, what's next?
- How does the Israel-Hamas war affect gas prices?
- So, is pet insurance worth it?
- More resources
- More about buying life insurance with a health condition
- State Farm
- Zelle:
- Bank of America® Premium Rewards® credit card
- If you’re choosing between Marriott and IHG ...
- Best stocks for beginners
- Can I still use my credit card after debt consolidation?
- What’s not included
- Low-fee alternatives to prepaid cards
- Best life insurance company for older applicants: AARP
- Will unemployment rise?
- How to get to the Grand Hyatt Seoul
- Don't qualify for PSLF? You have other options for relief
- Pros and cons of loan apps
- December
- Honeydue, for budgeting with a partner
- Using free night certificates
- Aetna customer service
- 4. Be persistent
- How to track your California state refund
- Closing costs for the seller
- How to find the best mobile home insurance
- How to save money on Florida condo insurance
- How to find out if your bank is FDIC insured
- When is the next jobs report?
- The bottom line on investing in stocks
- Cheapest car insurance by state
- The bottom line
- Travelers
- 6 things to know about New York state income tax
- What to know about the best ways to send money
- Disadvantages of franchising for the franchisor
- Bilt World Elite Mastercard® Credit Card
- Best term life insurance companies of April 2024
- What's next?
- Missouri insurance department
- California state sales tax
- If you're looking to stay at the Grand Hyatt Seoul
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Best whole life insurance companies of April 2024
- How to make money from home
- Looking for more insurance in Missouri?
- Budgeting resources from NerdWallet
- 5 things to know about California state tax
- Best no medical exam life insurance companies of April 2024
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- USAA
- How to choose the best life insurance company
- Other notable options
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- Best prepaid debit cards: Summary of fees and ATMs
- Risks of getting cheap auto insurance
- What are prepaid debit cards?
- Alternatives to cash advance apps
- The final word
- Major issuers and their policies on instant credit access
- The bottom line
- The benefits of an auto and home insurance bundle
- Cheapest for 40-year-old drivers
- Prepaid debit cards vs. regular debit cards
- The drawbacks of an auto and home insurance bundle
- More about top-rated life insurance companies
- How to make money offline
- Frequently asked questions about prepaid cards
- Should you bundle car and home insurance?
- Cash advance app star rating methodology
- Bundling tips
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- How to compare car insurance rates
- Best car insurance companies by state
- How we chose the best home and auto insurance bundles
- Best car insurance companies by state
- How to start a profitable business
- How to find the best car insurance
- How to find the best car insurance
- Cheapest for 50-year-old drivers
- How to choose an insurance company
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- Cheapest for 70-year-old drivers
- Cheapest car insurance for military families
- How to get cheap car insurance in California
- Minimum auto insurance requirements in California
- Alternative car insurance in California
- How AAA car insurance works in California
Updated Jan. 1, 2024. The federal minimum wage of $7.25 per hour has not budged since 2009 despite a steady increase to the costs of living, which has accelerated into skyrocketing inflation over the past year.
As of 2024, thirty states and Washington, D.C., have minimum wages set above the federal minimum.
Minimum wage over time
The minimum wage has not kept pace with inflation when you look at nominal wages (not adjusted for inflation) versus their spending power in 2023 numbers (adjusted for inflation).
Because the federal minimum wage has not changed since 2009, its real purchasing power has decreased dramatically. Decreased purchasing power means it’s even more difficult for workers to live on a minimum wage.
State minimum wages in 2024
The minimum wage varies by state. Five states have no minimum wage laws, but the federal minimum wage still applies; those include Alabama, Louisiana, Mississippi, South Carolina and Tennessee. In certain states, the minimum wage is more, depending on whether a particular city or region within that state sets a higher minimum.
Does raising the minimum wage cause inflation?
No. The federal minimum wage is set by the government and does not directly correlate with inflation. The current inflationary conditions were not caused by the minimum wage, which has not changed since 2009.
Do all workers earn at least the minimum wage?
All workers covered by the Fair Labor Standards Act must be paid at least the federal minimum wage and may earn more if the state minimum wage is higher.
According to the Department of Labor, workers not covered by the FLSA, who may earn less than minimum wage, include:
Employees of certain seasonal amusement or recreational establishments.
Employees of certain small newspapers or newspaper delivery workers.
Seamen employed on foreign vessels or employees engaged in fishing operations.
Certain farmworkers.
Casual babysitters.
Companions to older people or the infirm.
Executive, administrative and professional employees.
Those workers are also exempt from overtime pay. (Learn more about who is — and isn’t — eligible for overtime pay on the Department of Labor website.)
Do tipped workers earn the minimum wage?
Tipped employees rely on tips from customers to supplement their wages. They must be paid a minimum of $2.13 per hour — known as a cash wage — in addition to tips in order to reach the federal minimum of $7.25. Learn more about minimum wages for tipped workers. » MORE: Gig drivers want a minimum wage. Here’s how that’s going for them
What states are increasing minimum wages in 2024?
Each year, 14 states plus Washington, D.C., automatically set minimum wage increases according to the growth of inflation, usually tied to the U.S. Bureau of Labor Statistics’ consumer price index, or CPI. If the index doesn’t change, neither does the minimum wage. And some states have annual caps on annual inflation increases, such as California (3.5%), Minnesota (2.5%) and Vermont (5%).
States that tie minimum wage increases to inflation adjust their wages as of Jan. 1, unless otherwise listed, according to the Economic Policy Institute. Those states include:
Alaska
Arizona
California
Colorado
Connecticut
District of Columbia (adjusts July 1)
Maine
Minnesota
Montana
New Jersey
New York
Ohio
Oregon (adjusts July 1)
South Dakota.
Vermont
Washington
» MORE: Is the pay gap real?
Minimum wage increases
What is the median household income in the U.S.?
The median household income in the U.S. is $74,580, according to the U.S. Census Bureau Current Population Survey data for 2022. Find out the median household income in your area.