Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a REIT?
- What is stock trading?
- 6 steps to opening a Roth IRA
- Life insurance buying guide
- Dividend definition
- What is a meme stock?
- What is a cashier's check?
- What is a W-4?
- What is a mortgage refinance?
- About Roth IRAs
- What is IRMAA?
- Compare Medicare Part D plans
- Still deciding on the right carrier? Compare Medigap plans
- What Medicare covers
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is the home office deduction?
- See CD rates by term and type
- Definitions: Money Transfer Rates
- Compare your business loan options
- What is an FHA loan?
- What is a home equity line of credit?
- What is a jumbo loan?
- Stocks
- About Progressive home insurance
- What are dividend stocks?
- Redeeming your points
- What is passive income?
- What is overdraft protection?
- Dallas-Fort Worth airport quick facts
- Who is eligible to contribute to a Roth IRA?
- What is inflation?
- What is Venmo?
- Takeaways From 'Get Smart With Money'
- How it works
- What is debt-to-income ratio?
- What is a credit freeze?
- What is an index fund?
- What is a spot Bitcoin ETF?
- Estate planning checklist
- Best time to buy furniture
- The best pet insurance companies at a glance
- 7 of the best apps to make money
- How to get paid on YouTube
- Online marketplace and auction sites
- First, what type of financial help are you looking for?
- Best stocks by one-year performance
- What you need to open a bank account
- How meme stocks work
- How does Uber work?
- When do I need a cashier's check?
- When is a payment marked late on credit reports?
- What is gap insurance?
- 1. The best credit cards aren’t for beginners
- Chase savings rates and fees
- 1. Joining Marriott Bonvoy is free
- Personal loan alternatives to Backed
- How is the Medicare IRMAA calculated?
- Capital gains tax on stocks: Do you have to pay?
- What is cryptocurrency?
- How do CDs work?
- What are FHA closing costs?
- What are Vanguard index funds?
- The right time to ask for a credit limit increase
- Should you go to Disney World while pregnant?
- Cruising to the Bahamas
- 1. Report lost debit cards ASAP
- Nerdy takeaways:
- Best-performing REIT stocks: April 2024
- The best car insurance
- 5 best gas apps to help you save money
- You can start building your child’s credit today
- How does capital gains tax on real estate work?
- What is the child tax credit?
- How do LLC taxes work?
- What is included in a home inspection?
- How to use the mutual fund calculator
- What rights do you have when your car is being repossessed?
- 1. It’s only for financing purchases at Cub Cadet
- Average car loan interest rates by credit score
- How does refinancing work?
- Why is having a low credit utilization important?
- What it means to be upside-down
- DFW airport map
- 6 ways to save money on Delta flights
- 1. Set your budget
- Auto insurance
- Check your card’s travel protection
- 2023 Arizona state income tax rates and tax brackets
- California-specific small-business grants
- 1. Sell spare electronics
- Best-performing U.S. equity mutual funds
- What is Ozempic?
- California state income tax brackets and rates
- Frugal food tips
- You only need one card to build a good score
- Why delivery, Uber and Lyft drivers need rideshare insurance
- How do CDs work?
- Life insurance calculator
- Roth IRA conversion rules
- General advice for international money transfers
- Your portfolio might need to chill
- What are closing costs?
- 50/30/20 budget calculator
- Minimum wage over time
- Seven steps to basic estate planning
- Cheap one-day tickets for Universal Studios
- Best credit cards for food delivery
- How much does adoption cost?
- Indoor furniture: Winter, summer
- January
- What are gold stocks?
- Top 10 metro areas for freelancers
- 6 hardship loans for bad credit
- Aeroplan’s stopover policy
- Best ways to consolidate credit card debt
- Late winter and early spring
- Our picks for the best life insurance companies in April 2024
- The card’s regular interest rate will kick in
- Current debt consolidation loan interest rates
- How many credit cards is too many or too few?
- 5 best money market mutual funds by yield
- 17 passive income ideas for 2024
- Think twice about minimum coverage
- Taxes on 401(k) contributions
- Spending rewards
- What to do when your home insurance claim is denied
- Government-sponsored enterprises
- HELOCs and home equity loans compared
- Best fleet fuel cards
- What is the gift tax?
- How to use the business line of credit calculator
- Buy down the interest rate: Is it worth it?
- Shopify vs. Squarespace: Deciding factors
- What you owe your friend
- What is the average credit score by age?
- Factors affecting cost
- What are estimated tax payments?
- How does Venmo work?
- When to book United awards through partner programs
- How does the home office tax deduction work in 2023-2024?
- How to pay rent with your credit card
- 1. Know your bank’s mobile check deposit requirements
- Hostels evolve to appeal to more travelers
- What is adjusted gross income (AGI)?
- Options for getting a higher credit limit
- How does the Universal Express Pass work?
- Types of pet insurance coverage
- Average retirement savings balance by age
- Types of SBA real estate loans
- What is an EIN?
- What is a dividend aristocrat?
- How does a jumbo loan work?
- Options for passing on credit card fees to customers
- Road trips
- The best money-making apps
- Netflix subscription cost
- How to make money online
- Why refinance your car loan?
- How to invest in stocks in 6 steps
- What is a business credit score?
- How to find your EIN
- Navigating the three-tiered award chart
- What is the 10-year Treasury?
- Mint vs. NerdWallet at a glance
- How much does an Uber cost?
- How does overdraft protection work?
- 2. There are several financing options available
- Wells Fargo Active Cash® Card
- How do I know there's a late payment on my credit report?
- How to track your refund status with ‘Where's My Refund?’
- 11 best investments right now
- Transaction types
- Summary of cash advance apps
- Overview of SBA Loans
- What does your travel insurance cover?
- Why use credit instead of cash or debit?
- 8 upcoming big tech earnings dates and estimates
- Why does tipping matter?
- How Chase compares with online banks
- How much money can you put in a Roth IRA?
- What is a statement balance?
- Average inflation rate
- What is a credit score?
- 2. Sell your gift cards
- Do you pay taxes on stocks you don't sell?
- How to use the car affordability calculator
- Banks that offer joint business accounts
- How to freeze your credit with all 3 bureaus
- How do index funds work?
- Where you can find Hyatt club lounges
- Top 11 spot Bitcoin ETFs by fee
- 1. It offers deferred interest
- Key takeaways
- How much do Instagram influencers make?
- 1. Participate in paid market research
- Renting a car
- 1. How much do you want to spend on monthly payments?
- How are dividends taxed?
- Key findings
- Where Progressive stands out
- Guardian Life insurance
- Are these the best stocks to buy now?
- 20 high-dividend stocks
- Where can I get a cashier’s check?
- What does gap insurance cover?
- How to lower your credit utilization
- Compare car insurance rates by age
- PenFed Platinum Rewards Visa Signature® Card
- Companies are competing for your dollars
- Banking
- ASPCA: Best pet insurance for broad coverage
- What are the 2024 IRMAA brackets?
- Why your car down payment amount matters
- What Medigap Plan D covers
- Front-end and back-end DTI
- Wise is best for:
- How much are closing costs?
- Who needs to get an EIN?
- What is the 50/30/20 rule?
- Do you need a passport for a Bahamas cruise?
- Average costs by project
- 1. T.J. Maxx loyalists can rake in rewards ...
- Best-performing REIT mutual funds: April 2024
- 7 best gold stocks by one-year performance
- Our take on merging finances with a partner
- Gather key information about your current loan
- Top mutual life companies in the U.S.
- How the home sale tax exemption works
- How much is the child tax credit worth?
- New York state income tax rates
- How we ranked the top life insurers
- What are dividend stocks and why buy them?
- What happens if you fall below your school's SAP requirement?
- Cheap car insurance
- 20 high-dividend stocks
- How to fill out a W-4
- What Fannie Mae and Freddie Mac do
- How to calculate your home equity
- Where Shopify wins
- When can you no longer contribute to a Roth IRA?
- Do I have to pay Arizona state income tax?
- 3. Pawn something
- 1. Capital One would be a formidable credit cards competitor
- How a higher credit limit can help you
- How the Secure 2.0 Act can help student loan borrowers
- Shifting strategies
- Steps for filling out the 2024-25 FAFSA for students with divorced parents
- Why do a product change?
- Types of stock trading
- What is the dividend tax rate?
- Deciding whether and where to move
- Black-led and Black-owned mortgage lenders
- What happened to gas prices in March?
- Exploring the possibilities
- How does debt consolidation work?
- Option 1: Sell your car to a dealer
- Cover your net worth
- How can I get a cashier’s check?
- 2. A security deposit makes a credit card easier to get
- 1. Brigit: Best for budgeting tools
- Checking and savings features
- Why it’s risky
- How to calculate the inflation rate
- When are estimated taxes due?
- The largest banks in the U.S.
- Frugal shopping tips
- How Lyft and Uber insurance work
- 2. Confirm the check amount is within mobile deposit limits
- Why invest in index funds?
- Rental housing built in the construction boom comes to market
- Annie Nguyen, University of California, Berkeley
- Wise pros
- Median retirement savings balance by age
- The wrong time to ask for a credit limit increase
- Rides to avoid at Disney World while pregnant
- Today’s HELOC rates
- State minimum wages in 2024
- How many Instagram followers do you need to make money?
- 2. Become a virtual assistant
- Top pick for DoorDash
- Custom furniture: Varies
- Best-performing REIT ETFs: April 2024
- 2. And for how long are you willing to make them?
- Why you might want to book an Aeroplan stopover
- Bonds
- Where Progressive falls short
- Holiday weekends
- 7 best stocks to buy now, according to analysts
- Money Worship
- How LLCs pay income taxes
- Different types of home inspections
- Meme stock history
- How much does a 20-minute Uber cost?
- Are auto loan interest rates rising?
- When to refinance a mortgage
- Pricing transparency
- How the annual gift tax exclusion works
- Popular credit cards with travel insurance
- Biden's student loan forgiveness 'plan B' would be more targeted
- Airlines that service DFW
- Chase CDs
- 2. Shop for a loan
- How do I fund my Venmo account?
- 2. There are over 8,000 Marriott Bonvoy hotels
- Takeaways From 'How to Get Rich'
- Medicare covers Ozempic for Type 2 diabetes
- Why do people invest in cryptocurrencies?
- Blending benefits of hotels and vacation rentals
- How to manually calculate how much life insurance you need
- What Medigap Plan D doesn’t cover
- 1. Complimentary elite status
- Information you need to freeze your credit
- Consolidation vs. refinancing
- How do Vanguard index funds work?
- Jumbo loan requirements
- February
- High CD rates for now
- Are paid surveys worth it?
- Current car loan information you will need
- Guardian Life insurance policies
- How are business credit scores calculated?
- Investing for income: Dividend stocks vs. dividend funds
- You’ll have to pay interest on any remaining balance
- The pros and cons of a life insurance trust
- How many credit cards should I have?
- What is the 10-year treasury yield today?
- Types of money market funds
- Learn more
- What can I do if I slip up?
- Mortgage payoff calculator help
- 4. Work today for fast cash today
- How to choose the best mutual funds for you
- How are stocks taxed?
- More cards could give you an indirect boost
- 3. Endorse the check
- How to calculate adjusted gross income
- A Roth IRA conversion could be right for you if...
- Wise cons
- FHA vs. conventional loans
- 2. Account frozen? Submit documentation
- Citi Simplicity® Card: Forgiveness for the forgetful
- How Progressive home insurance works
- 10 questions to ask financial advisors
- How to regain eligibility for financial aid
- Other alternatives to Mint
- Get uninsured motorist coverage
- Taxes on 401(k) withdrawals
- Investing for income: Dividend stocks vs. dividend funds
- How does gap insurance work?
- How to qualify for a loan approved by Fannie Mae or Freddie Mac
- 1. Chase: $2.61 trillion
- Can I take the home office deduction as a work-from-home employee?
- How to determine how much car you can afford
- Who has access to Hyatt lounges
- The 2023-24 FAFSA treats divorced parents differently
- Does raising the minimum wage cause inflation?
- How to monetize your Instagram with fewer followers
- The top 7 dividend aristocrats list
- 3. Transcribe audio and video
- Pool party
- Outdoor furniture: Summer, fall
- Types of gold stocks
- 3. How much are you willing to pay in upfront costs?
- What are qualified dividends?
- Our take on managing credit cards in a relationship
- Starting with education is best
- Best life insurance companies: Pros and cons
- Money Avoidance
- 3. Some financing plans charge a ‘promotional fee’
- When will I get my 2024 tax refund?
- How to use average car interest rates
- Advantages of SBA Loans
- Chime Credit Builder Visa Secured Credit Card
- Find out where you stand
- Should you tip all kinds of massage therapists?
- What are the Roth IRA rules for withdrawals?
- What is a Roth IRA account?
- What is a current balance?
- How to work out the details
- Average cost of tires
- Am I a resident for Arizona state income tax purposes?
- Think carefully before requesting a higher limit
- Consolidating private student loans
- How the Secure 2.0 Act might affect an employee on a standard federal student loan repayment plan
- What happens now matters in retirement
- How to determine your closing costs
- What you need for a Bahamas cruise
- Multi-day park admission deals
- How do REITs work?
- How to trade stocks
- Who qualifies for the home sales tax exclusion?
- Requirements: Who qualifies for the child tax credit?
- Why are gas prices going up?
- Dividend vs. growth stocks
- Option 2: Swap your lease
- Travel perks and protections
- Can your Uber fare change?
- 4 ways to avoid overdraft fees
- 3. Your first credit card can build your credit — or ruin it
- Overall cost
- About home equity loans
- Episode transcript
- Savings calculator
- Be the version of yourself that plans ahead
- Credit cards
- Estimated tax payments 2024
- What are Venmo's fees?
- 3. Paying for hotel nights isn’t the only way to earn rewards
- 5. Seek community loans and assistance
- Calculate your DTI
- How much is a Universal Express Pass?
- What is an index?
- The single-family home rental market still lags
- David Margolin, City University Of New York - Hunter College
- A Roth IRA conversion might be wrong for you if...
- Wise transfer methods and options
- What is a Bitcoin strategy ETF?
- Are Vanguard index funds a good investment?
- How to get a product change
- 2. You won't want to carry a balance
- 3. Ask your bank for relief
- 2. ... But it's not ideal for everyday purchases
- How to find the best stocks to buy now
- 4. There are no rewards or other benefits
- 3. Determine other ownership costs
- Know your rights with flights
- Compare personal loans
- 2. Capital One hopes to expand its digital banking reach
- Rideshare insurance for delivery app drivers
- How much does Medigap Plan D cost?
- Do all workers earn at least the minimum wage?
- 4. Sell stuff online
- General furniture-buying tips
- What’s going on with layoffs in tech?
- March
- What is a hardship loan?
- State availability
- All year
- Do personal credit scores affect business credit scores?
- Decide what type of account you want: checking vs. savings
- Best car insurance companies: Our winners
- Potential issues with having multiple credit cards
- Consider full coverage
- What happens when you get your car repossessed?
- 5 best-performing meme stocks
- How much does a cashier’s check cost?
- 2024 tax refund schedule
- How to pay off a mortgage early
- 2. Empower: Best for fast cash
- Is a business line of credit right for me?
- DFW airport terminals
- 6. Ask for forbearance on bills
- How to calculate your home office tax deduction
- Frugal entertainment tips
- 4. Open the mobile deposit function in your bank app
- 4 more ways to estimate how much life insurance you need
- 2. Airport lounge access
- How to calculate debt-to-income ratio for a mortgage
- Retirement savings by age
- The worst they can say is no. Shouldn’t I try?
- How to apply for an employer identification number
- 5 ways to make money on Instagram
- ATVs and dirt bikes
- REITs' average return
- Best car insurance companies: Our winners
- How to claim the child tax credit
- How are dividends paid out?
- What to consider if your remaining balance is high
- How does a life insurance trust work?
- Money Vigilance
- How to choose a debt consolidation lender
- Price vs. yield
- Should you tip an Uber driver?
- Card readers and apps
- Drawbacks of SBA Loans
- Higher Education Act justifies plan B
- Get right-side up again
- How does a Roth IRA work?
- Does age affect your credit score?
- Who should make estimated quarterly tax payments?
- California income tax deadlines and extensions
- Why is Bitcoin still popular?
- Tips for building a solid score
- ITIN: What it is and how to get one
- How to do a Roth IRA conversion
- Top 8 Bitcoin strategy ETFs by fee
- 3. Cardholders enjoy a longer return period and exclusive offers
- FHA loan requirements
- 4. Monitor bank transactions online
- Dividend kings vs. aristocrats
- What to know if you take online surveys
- 4. How far do you drive?
- Our tips
- Input new refinanced car loan information
- Comparing stocks and bonds
- Guardian life insurance rates
- Signs your child is credit-ready
- What to do after a repossession
- How do I check my tax return status?
- Is gap insurance worth it?
- 4. You can see the rates and fees before applying
- DCU Visa® Platinum Secured Credit Card
- How do I receive money with Venmo?
- What are the credit score ranges?
- 7. Request a payroll advance
- Average mutual fund return
- Will Medicare pay for Ozempic for weight loss?
- Business is good for hostels
- Who can open a joint business account
- Where to find your AGI on your 1040
- What's next?
- How to unfreeze your credit
- The Secure 2.0 Act is not a cure-all
- How much does it cost to buy Vanguard index fund shares?
- Closing costs calculator
- For non-U.S. citizens
- 5. Housesit
- Why is adoption so expensive?
- Payment processors with solutions for passing on credit card fees
- How do streaming services fit into your budget?
- How to get a hardship loan
- Local sales
- New York state supplemental income tax
- Best life insurance company overall: MassMutual
- How to save without cutting coverage
- How long does a late payment stay on my credit report?
- 1. High-yield savings accounts
- Alternatives to SBA loans
- Gift tax limit 2024
- Do your research to get the best price
- 4. Find the right car for you
- 2. Bank of America: $2.34 trillion
- 3. Discover would remain its own brand
- 5. Take clear pictures of the check with your mobile device
- There may be fewer new construction projects to come
- Ming Horn, Mills College
- Two ways to access Hyatt lounges without Globalist status
- Methodology
- Progressive home insurance coverage
- An alternative to chasing the best stocks
- Money Status
- Option 3: Buy your car, sell it yourself
- Terms connected to meme stocks
- How to fit Uber into your budget
- 5. Pre-qualify without affecting your credit score
- Point-of-sale hardware
- About home equity lines of credit
- The dealer is not your friend
- Using the mortgage points calculator
- Where Squarespace wins
- How much can you send with Venmo?
- 4. Marriott points expire after 24 months
- How are dividends taxed?
- Where to get rideshare insurance
- How much do index funds cost?
- Who pays the closing costs?
- 5. Know the bank’s timeline
- Boating
- Types of REITs
- Guardian Life insurance customer complaints and satisfaction
- How much should you spend on a mattress?
- What state has the highest gas prices?
- What is a good business credit score?
- How to find another company's EIN
- 6 types of dividends
- Should you keep a 0% APR card after the intro period ends?
- Tips and tricks
- Why haven't I received my tax refund?
- Why pay in full every month?
- What if you’re unhappy with your massage?
- Labor costs
- National grant programs open to California businesses
- 8. Take a loan from your retirement account
- Frugal DIY project tips
- Factors to consider before paying rent with a credit card
- Why should I open a bank account if I'm undocumented?
- Pet insurance coverage at a glance
- What's next?
- 4. Home Depot offers a separate card for bigger projects
- How does a HELOC work?
- How to invest in dividend aristocrats
- 3. There's an upfront incentive, but it won't fund a shopping spree
- Citi® Diamond Preferred® Card: 0% intro APR period, but much less forgiving
- April
- 5. How important is driving the newest model to you?
- Debt consolidation loans for borrowers with bad credit
- What if I lose the cashier's check?
- Bank of America® Customized Cash Rewards credit card
- Will making a partial payment keep me from being reported late?
- How to get gap insurance
- Prosper Card
- Don’t count on this student loan forgiveness yet
- Purchase with peace of mind
- Does Medicare cover Wegovy?
- Simplified version vs. actual expense deduction
- Do I have to pay California state tax?
- How to reduce your FHA closing costs
- Compare alternative plans
- 3. Inadequate rewards earning potential
- How to apply for a joint business bank account
- The significance of adjusted gross income
- How to get a Universal Express Pass
- How to consolidate private student loans
- Cooling rents still aren’t showing up in inflation data
- How do I avoid taxes on a Roth IRA conversion?
- What else is included in the Secure 2.0 Act?
- The Bitcoin ETF price war
- The downsides of a credit card product change
- Episode transcript
- Reviewing the results
- What's next?
- Additional child tax credit
- How to invest in dividend stocks
- Find a bank that suits your needs
- 5. Credit card fees are avoidable
- Integrations with accounting software
- Gift tax limit 2023
- Should you pay the statement balance or current balance?
- What is a good credit score for your age?
- Inflation example
- How to refund a nonrefundable airline ticket
- Is Venmo secure?
- 9. Borrow against life insurance
- Diversifying with index funds
- Cruising versus flying
- What states are increasing minimum wages in 2024?
- 6. Write online reviews
- Consider an umbrella policy
- Top pick for Grubhub
- Other hardship loan options
- Clothes, vintage and crafts
- More about Guardian Life insurance
- Mattress-buying tips
- Types of life insurance trusts
- Why is the 10-year Treasury yield important?
- Additional functionality
- What is a meme stock ETF?
- How can I avoid late payments?
- How to invest in dividend stocks
- W-4 form 2024
- 3. EarnIn: Best for large advances
- What can you invest in with a Roth IRA?
- 5. Contact the seller or visit a dealership
- Embrace: Best pet insurance for many ways to save
- When do you have to pay taxes on stocks?
- Figuring out what makes sense for a car down payment
- How much rideshare insurance costs
- 6. Confirm the check details and complete the deposit
- What does pet insurance cover?
- Get more help with monthly budget planning
- 5. Loyalty doesn't always pay off
- 6. Rebounding from bank account fraud
- 4. You may get first dibs on merchandise ...
- Expenses that may arise when adopting a child
- Dividend tax rate 2023
- Discounts
- The bottom line
- Potential impact of multiple credit cards on your credit scores
- Money market mutual funds vs. money market accounts
- How to save money on an Uber
- Deposit timing
- 5. When you stay a certain number of nights per year, you'll earn elite status
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- 3. Wells Fargo Bank: $1.68 trillion
- 10. Use a credit card cash advance
- Does Medicare cover Mounjaro (or Zepbound)?
- 4. The deal faces regulatory hurdles
- Daniel Mao, University of California, Berkeley
- Do spot Bitcoin ETFs have custodianship risk?
- Moving forward
- What state has the lowest gas prices?
- Managing expectations
- When are New York state income taxes due?
- Best life insurance company for applicants with HIV: Guardian
- Option 4: Buy your car and keep it
- Pre-tax vs. Roth 401(k)
- Estimate your 2024 IRS tax refund date
- 6. Interest is completely avoidable, too
- How the lifetime gift tax exclusion works
- How to calculate quarterly estimated taxes
- 7. Keep the check until it's processed
- What is a good DTI ratio?
- Dividend aristocrats ETFs
- 7. Start a blog
- Pros and cons of jumbo loans
- May
- Pros and cons of investing in gold stocks
- 6. How clean do you keep your car?
- What to expect when you open your new account
- LLC payroll taxes
- Contract periods
- What are fleet cards?
- What are the tax rules for a Roth IRA?
- Be mindful of what you really need
- Does Venmo offer a debit or credit card?
- 11. Look for a payday alternative loan
- What is California's standard deduction?
- How does cryptocurrency work?
- Frugal home expenses tips
- Most rent remains unaffordable
- The most popular surveys for cash apps
- When to expect your child tax credit refund
- Do I have to pay New York state income tax?
- How to change or cancel an EIN
- Are 10-year Treasury notes a good investment?
- Cashier’s check vs. certified check vs. money order
- How to find the 2024 W-4
- 2. Certificates of deposit
- What if you can’t afford to tip?
- Are Roth IRAs insured?
- 4. Access to a dedicated concierge
- What is your modified adjusted gross income (MAGI)?
- How to freeze your child’s credit
- Quick start guide: How to invest in index funds
- When you need a passport for a cruise
- Minimum wage increases
- 8. Game on Twitch
- Universal vacation packages
- 5. ... But you won't want to carry a balance
- Dividend tax rate 2024
- What’s next?
- How to choose a money market fund
- Can I make money with meme stocks?
- 7. You can — and should! — pay more than the minimum
- Customer support
- Customer experience
- 6. Inspect and test-drive the car, if applicable
- The bottom line
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- What is net investment income tax?
- When to get a CD
- Credit unions and banks that don’t require Social Security numbers to open an account
- 7. Do you use your car for business?
- Compare Roth 401(k) vs. traditional 401(k)
- Which insurance companies sell gap coverage?
- How do fleet cards work?
- 5 things to know about Arizona state income tax
- What factors impact your credit scores?
- How do I find out if the Medicare IRMAA applies to me?
- 12. Get a personal loan
- 5. The bigger the company, the higher the interest rates
- What part of my income gets taxed by California?
- How to buy rideshare insurance
- Ilona Bodnar, University of Southern California
- What do the approvals mean for Bitcoin?
- What's next?
- What is the median household income in the U.S.?
- 9. Sell photography
- Consumer experience
- Close your old account, if needed
- 7 ways to reduce your 401(k) taxes
- Shopping perks and protections
- Where's my 2024 state tax refund? Track your status
- How much does it cost to refinance a mortgage?
- 4. Varo: Best for existing bank customers
- Shopify vs. Squarespace: Pricing
- Spreading some cheer
- How to check your credit score
- What is hyperinflation?
- 6. You can earn points and elite status faster with a Marriott Bonvoy-affiliated card
- 4. Citibank: $1.01 trillion
- How to search United saver award availability
- How are cryptocurrencies created?
- Maximum and average DTI ratios by mortgage type
- Federal student loan consolidation
- The U.S. needs way more rental housing
- How to fast track to Globalist status
- How do you buy Vanguard Index fund shares?
- Differences between SBA 504 and 7(a) loans
- HELOC requirements
- How to report dividend income on your taxes
- 2024 child tax credit news update
- How do you buy 10-year Treasury notes?
- Do I have to update my W-4 every year?
- 8. Paying late comes at a high cost
- 2024 lifetime gift tax exemption
- Roth IRA eligibility rules
- Mutual fund fees
- How to open a CD
- Do you ever need to change your EIN?
- Ex-dividend dates
- June
- How are gas prices determined?
- What is New York state's standard deduction?
- Best life insurance company for consumer experience: Northwestern Mutual
- How can I avoid cashier's check fraud?
- 3. Bonds
- How to protect against inflation
- 13. Rent out a room
- How to pay lower taxes when selling stocks
- Other home office deduction rules and considerations
- 5. Purchase protection and extended warranty
- When should you freeze your credit?
- 10. Pet sit
- Florida resident discount for Universal Orlando Resort
- Top pick for Uber Eats
- When did all of the tech layoffs start?
- How to buy gold stocks
- Electronics
- Calculating capital gains tax on a home sale
- LLC self-employment taxes
- How to get a tax refund sooner
- If you want to score discounted Delta flights
- 7. Determine which warranties are right for you
- Covering weight loss drugs would be costly for Medicare
- Am I a resident for California state tax purposes?
- CD vs. savings account
- Tips for calculating how much life insurance you need
- Closing costs for the buyer
- Tips for navigating Disney World while pregnant
- How to get a home equity line of credit
- How to control your dividend tax bill
- How to book an Aeroplan one-way stopover
- Do you pay tax on T-notes?
- How much does gap insurance cost?
- How to pay estimated taxes
- How do I pay the Medicare IRMAA surcharge?
- Why are there so many kinds of cryptocurrency?
- What happens if you have an accident while driving for Uber, Lyft or other app?
- 11. Do freelance work
- Why do I need a business credit score?
- How to evaluate dividends
- Choosing between cards? Rewards and perks might make the difference
- Recap: How to get a cashier's check
- How to dispute a low claim settlement
- How to adjust your Form W-4
- 9. Getting too close to your limit can sink your credit score
- How to find the best refinance rates
- 5. U.S. Bank: $646.73 billion
- Finding a car you can afford
- Jumbo loans and conforming loan limits
- Other ways to save at the pump
- Progressive vs. competitors
- Am I a resident for New York state income tax purposes?
- Which type of life insurance should I put in a trust?
- Next Steps
- Interest-based passive income ideas
- Who pays the gift tax?
- Steps in the small-business grants process
- 14. Moonlight as a dog sitter
- Should you pay rent with your credit card?
- CD vs. bond
- Term vs. whole life insurance tool
- Cons of a credit freeze
- What is the average and median retirement savings?
- What do the approvals mean for other crypto investments?
- What are the best Vanguard index funds?
- How to qualify for an SBA real estate loan
- What if you lose your EIN?
- July
- Are these the best dividend stocks?
- LLC sales taxes
- U.S. Bank Cash+® Visa Signature® Card
- 5. Dave: Best for repayment flexibility
- There's no reason not to join if you stay at Marriott hotels
- Can you lose money in mutual funds?
- Is the Universal Express Pass worth it?
- How much can you borrow with a HELOC?
- The complete list of dividend aristocrats
- Find local conforming loan limits
- How do I get my business credit score?
- What are the best dividend stocks?
- 10. Dealing with credit card fraud isn’t as difficult as it sounds
- Fleet fuel cards: benefits and drawbacks
- Do you pay taxes when you receive a gift?
- What’s a spousal Roth IRA?
- 8. Negotiate the best price
- Factors that don’t affect your credit scores
- 15. Become a rideshare or delivery driver
- 12. Create a podcast
- How to manage stock trading risks
- Types of gas
- Best life insurance company for coverage amounts: New York Life
- How to improve credit after a car repossession
- More about the card
- Alternatives to gap insurance
- Frequently asked questions about estimated tax payments
- The bottom line
- Rideshare insurance: Key takeaways
- Types of CD strategies
- How to consolidate federal loans
- Ways to get the best jumbo mortgage rates
- How much money can you make on YouTube?
- Will you owe capital gains taxes on your home sale?
- Consequences of a child tax credit error
- Refinancing a mortgage, step by step
- 16. Cut your insurance premiums
- Credit freeze or credit lock?
- Other closed-loop cruises
- 13. Become a rideshare or delivery driver
- Is the gift tax deductible?
- How to improve your credit
- Figo: Best pet insurance for cats
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- 6. PNC Bank: $551.13 billion
- Are cryptocurrencies financial securities, like stocks?
- August
- LLC tax forms and deadlines
- Where Shopify and Squarespace tie
- Who offers SBA real estate loans?
- Pros of investing in REIT stocks
- Important considerations when opening a Roth IRA
- How to avoid capital gains tax on home sales
- 11. If you’re rejected for a credit card, the issuer will tell you why
- 6. MoneyLion: Best for existing customers
- How much is the gift tax rate?
- Roth IRA vs. traditional IRA: What's the difference?
- 9. Maximize trade-in value, if applicable
- Who can access your frozen credit reports?
- What does pet insurance not cover?
- The bottom line
- Being pregnant at Disney World, recapped
- 14. Tutor
- Top pick for Amazon’s food delivery services
- State child tax credits
- 17. Consolidate your debt
- What are CD rates right now?
- DTI isn't a full measure of affordability
- Final thoughts on Hyatt club access
- After deciding
- Fuel card vs. business gas credit card
- Compare insurance rates by driver history
- Universal Express Passes, recapped
- If you want to cruise to the Bahamas
- Is getting a HELOC a good idea?
- California resident discount for Universal Studios
- Cons of investing in REIT stocks
- Earn an audience, and earn more in the long run
- Why are California gas prices so high?
- Best life insurance company for permanent life insurance: Pacific Life
- How can I check and monitor my credit?
- How to apply for an SBA real estate loan
- September
- What is the $500 credit for other dependents (ODC)?
- Are dividends taxed?
- Shopify vs. Squarespace: Which is right for your business?
- 10. Make the purchase
- 7. Goldman Sachs: $463.99 billion
- 18. Refinance your student loans
- 15. Rent out items
- Earning Aeroplan points
- LLC tax tips for business owners
- Common gift tax return triggers
- Pros and cons of cryptocurrency
- What are promotional CD rates?
- Investing in REITs: How to get started
- What is credit card consolidation?
- Child tax credit vs. child and dependent care credit
- Next steps
- 7. SoLo Funds: Best for peer-to-peer cash advances
- How to open a Roth IRA in 4 steps
- 19. Change your cell phone plan
- California state tax credits
- If your DTI is high
- 16. Use cash back apps
- Other ways to make money
- The bottom line
- W-4 calculator
- 4. Money market funds
- Become an annual pass holder or season pass holder
- How taxes on real estate, rental, and investment sales work
- 8. Truist Bank: $534.93 billion
- Avoid risky loans
- Types of FHA loans
- October
- Where to trade stocks
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- DFW airport transportation
- Investing
- Top pick for Instacart
- Does the president control gas prices?
- Best life insurance company for customer satisfaction: State Farm
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Which SBA real estate loan is right for you?
- Is it better to get a home equity loan or line of credit?
- What else to know about Form W-4
- Is there an over-55 home sale exemption?
- 8. Klover: Best for no-fee advances
- Should you buy stocks or bonds?
- NYC income tax rates
- 5. Mutual funds
- November
- Is consolidating credit card debt a good idea?
- How does the Israel-Hamas war affect gas prices?
- 9. Capital One: $468.23 billion
- Cryptocurrency legal and tax issues
- Pet insurance coverage by company
- OK, what's next?
- What to do if you can’t keep up with your HELOC payments
- Credit card rewards
- Other tips for booking saver awards on partner sites
- More resources
- Best stocks for beginners
- Can I still use my credit card after debt consolidation?
- How does pet insurance work?
- Best life insurance company for older applicants: AARP
- 6. Index funds
- Mortgages
- MetLife: Best pet insurance for dogs
- Pros and cons of loan apps
- 10. TD Bank: $366.25 billion
- Your decision: Is cryptocurrency a good investment?
- December
- If you’re looking to book a stopover on your Aeroplan reward flight …
- The upside down: When debt and equity roles reverse
- FHA loan limits
- More tips
- Do I need additional travel insurance?
- How to track your California state refund
- Closing costs for the seller
- The bottom line on investing in stocks
- Top pick for meal kits
- 6 things to know about New York state income tax
- Cheapest car insurance by state
- Prime Visa
- Best term life insurance companies of April 2024
- Other hardship assistance
- 11. BMO: $260.79 billion
- How to apply for an FHA loan
- California state sales tax
- Best whole life insurance companies of April 2024
- If you're searching for United saver award availability
- How to make money from home
- What if you're not eligible?
- Military discounts
- 7. Exchange-traded funds
- Best no medical exam life insurance companies of April 2024
- Cards with travel insurance, recapped
- Airport hotels at DFW
- 12. Citizens Bank: $224.96 billion
- 5 things to know about California state tax
- Pros and cons of FHA loans
- Hardship financing to avoid
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- How to choose the best life insurance company
- Airport security at DFW
- Personal loans
- AAA membership discounts
- 8. Stocks
- Are apps like DailyPay and Payactiv cash advance apps?
- What are the Roth IRA withdrawal rules?
- 13. First Citizens Bank: $213.59 billion
- Risks of getting cheap auto insurance
- Target Circle™ Credit Card
- Nationwide: Best pet insurance for exotic pets
- Warehouse clubs
- Top pick for general food delivery
- Who can get pet insurance?
- Ways to get the best FHA mortgage rates
- Alternatives to cash advance apps
- How to get discounted Universal Studios tickets, recapped
- Customs at DFW
- Student loans
- 14. Fifth Third Bank: $211.98 billion
- Do you need pet insurance?
- More about top-rated life insurance companies
- DFW airport guide recapped
- How to make money offline
- Other possibilities
- What does pet insurance cost?
- 9. Alternative investments
- 15. M&T Bank: $208.61 billion
- Taxes
- Capital One® Walmart Rewards™ Mastercard®
- Cash advance app star rating methodology
- 16. Huntington National Bank: $186.36 billion
- How to get pet insurance
- 10. Cryptocurrency
- Travel rewards
- Full list of the best car insurance companies
- Other ways to save money
- Pets Best: Best pet insurance for flexible plans
- Full list of the best car insurance companies
- 17. Ally Bank: $185.72 billion
- How to compare car insurance rates
- Best car insurance companies by state
- 11. Real estate
- Best car insurance companies by state
- PlayStation Visa Credit Card
- 18. KeyBank: $185.57 billion
- How to find the best car insurance
- How to choose the best investments in 2024
- How to find the best car insurance
- 19. American Express National Bank: $174.80 billion
- 20. HSBC Bank USA: $161.30 billion
- Spot: Best pet insurance for straightforward waiting periods
- Best Buy credit cards
- Xbox Mastercard
- How to choose an insurance company
- How much is pet insurance?
- Watch out for making money scams
- How to find the best dog insurance
- How to find the best cat insurance
- How to compare pet insurance companies
- How we ranked the best pet insurance companies
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.