Best Things to Buy Every Month in 2024
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- About UnitedHealthcare
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- Compare types of bank accounts
- About Roth IRAs
- What is a lady bird deed?
- Life insurance buying guide
- What is a W-4?
- What is a brokerage account?
- Dividend definition
- What is a 401(k)?
- 6 steps to opening a Roth IRA
- What is the average stock market return?
- What's an adjustable-rate mortgage?
- Key takeaways
- What is a cashier's check?
- What is a budget planner?
- Ready to get started? Here's what to do next
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is a backdoor Roth IRA?
- QuickBooks Online resources
- What is asset allocation?
- What is the sales tax deduction?
- Still deciding on the right carrier? Compare Medigap plans
- What is an FHA loan?
- What is a put option?
- What is a jumbo loan?
- See CD rates by term and type
- Net worth defined
- See how to get your business started quickly
- Bizee: Easily form your new business
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- What is a wire transfer?
- Stock market definition
- When is the best time to pay your credit card bill?
- What is bill pay?
- How to file your taxes: A step-by-step guide
- What is the energy efficient home improvement credit?
- What is Plaid?
- What is a home equity line of credit?
- Bank statement definition
- What is a budget?
- What is the federal estate tax?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Quick tips for where to exchange currency
- What is debt-to-income ratio?
- What are dividend stocks?
- What is an emergency fund?
- What is a 1099?
- Tax benefits of buying a home
- How to make money as a kid
- What is passive income?
- How to make money in stocks
- What is a VA home loan?
- Target Circle Week 2024
- Top-rated low-cost index funds
- What is a credit freeze?
- About American Family home insurance
- What is inflation?
- What to expect flying first class with ANA
- What is a 1099-INT?
- What is the net investment income tax?
- What is an index fund?
- How to file taxes for free
- 1. Using only a checking account
- What is a utility bill?
- Small-cap ETF definition
- Investing 101: A summary of the basics
- What is a spot Bitcoin ETF?
- About Embrace pet insurance
- About Jetty renters insurance
- Where they’re based and where they fly
- What are home equity loans and HELOCs?
- Sell something of value
- Routes and destinations
- Best Medicare Advantage companies
- Savings accounts
- Preparing to buy tips
- 7 of the best apps to make money
- What is a credit-based insurance score?
- Can you withdraw money from a 401(k) early?
- Background: UAW is riding a wave of union support
- A few examples
- What is Global Entry?
- How does Uber work?
- How long does it take to get a new credit card?
- How to get paid on YouTube
- 7 best-performing AI stocks
- What is a savings account?
- Why buying miles is generally a bad idea
- What you need to open a bank account
- What is the National Flood Insurance Program?
- July 13 - Hyatt and American Elite Members Can Participate in Reciprocal Benefits Challenges
- How much does a Crunch Fitness membership cost?
- Create a budgeting plan
- What does a credit freeze do?
- When do I need a cashier's check?
- Mortgage options
- What to expect flying economy class on Iberia
- How to get TSA PreCheck for free
- FDIC-insured accounts at banks vs. neobanks
- Upgrade for cheap at check-in
- What does tax-exempt mean?
- Capital gains tax on stocks: Do you have to pay?
- What to expect when flying economy with Qatar Airways
- Can you gift stock?
- 1. Take stock of your strengths and assets
- Best business CDs
- What is umbrella insurance?
- Microsoft Office Excel budget templates
- Make money selling on Amazon
- When is a payment marked late on credit reports?
- How to upgrade your boarding position on a Southwest flight
- Should you quit your job?
- The Benefits of Hyatt Globalist status
- 1. Not figuring out how much house you can afford
- 1. Certificates of deposit (CDs)
- Best Prepaid Debit Cards
- Snapshot comparison
- What is a CD early withdrawal penalty?
- 1. Give yourself a financial checkup
- How to find a passport number on your passport
- States with no income tax
- What is Sam’s Club?
- Does pet insurance cover spaying or neutering?
- Where they’re based and where they fly
- What is private mortgage insurance?
- Capital One 360 savings rate, fees
- The stock market explained
- How flight delay compensation works
- Tuition and fees continue to decrease
- What is the average cost of groceries per month?
- What's the best way to invest $5,000?
- What are Vanguard index funds?
- Institutions with low or no overdraft fees
- Mortgage income calculator help
- Step 1: Check your credit
- California state income tax brackets and rates
- The best car insurance
- Delta’s flight cancellation policy
- What types of business insurance do architects need?
- Refinance to a lower rate
- Does Universal Orlando do shows?
- Frugal food tips
- How to calculate RV loan payments
- FuboTV cost per month
- Calculate your closing costs
- How do LLC taxes work?
- How much will refinancing save?
- Paying with a credit card is possible, but not advised
- Vending machine costs
- 14 food franchise opportunities
- How to use this calculator
- 1. Check what you already have and make a list
- Minimum wage over time
- What is tax debt relief?
- What are the best retirement plans for you?
- Banks with no debit card foreign transaction or ATM fees
- Choose tax-efficient accounts for your assets
- Key findings
- Average car loan interest rates by credit score
- What is Target Circle (the free one)?
- 50/30/20 budget calculator
- Texas state small-business grants
- How to remove an authorized user
- Generally, closing a bank account doesn't affect your credit
- Create a budget plan that works for you
- 1. Set your budget
- 1. Sell spare electronics
- What is an REO property?
- When are you considered a first-time home buyer?
- The best budget apps
- A quick overview of the Southwest Companion Pass
- What is franchising?
- The best cheap car insurance
- Snapshot comparison
- Before shopping, take inventory
- What is a call option?
- Emirates baggage policy
- How do CDs work?
- Why is having a low credit utilization important?
- How startup funding works
- Approach money as equals
- What is my net worth?
- Most profitable small businesses
- Why you'll like the Apple savings account
- Credit card features that function like buy now, pay later
- What information is on a utility bill?
- What is short selling?
- Best-performing small-cap ETFs
- What does this value mean?
- January
- How to use the mutual fund calculator
- Government home loans for buying
- What is a growth stock?
- 1. Open an IRA
- How to estimate your home insurance
- 1. Find the right products to sell on Amazon
- APY vs. interest rate: What’s the difference?
- Set aside physical cash
- Location
- 40 best startup business ideas
- What's in a bank statement
- What it means to be upside-down
- 1. Tweak your W-4
- How does capital gains tax on real estate work?
- Major U.S. airline hubs
- How much should you save each month?
- UnitedHealthcare Medicare Advantage pros and cons
- How to budget money
- What can BlockFi customers do?
- A modern way to buy new cars
- When can you withdraw from a Roth IRA?
- CDs are for some savings left untouched
- Best day to book a flight
- 1. Know your bank’s mobile check deposit requirements
- How do credit union loans work?
- Pros of a condo vs. a house
- ‘Don’t ever think your child is too young to learn’
- What Airbnb cleaning fees are and what they cost
- How to find your way around an airport
- How does a lady bird deed work?
- FAFSA requirements and your eligibility
- Late winter and early spring
- What is a state income tax?
- 4 common check fraud scams
- Key stats behind UAW’s unionization push
- International roaming plans: postpaid
- SBA 7(a) vs. 504 loan comparison: Which is right for you?
- How do brokerage accounts work?
- How many credit cards is too many or too few?
- 17 passive income ideas for 2024
- Wells Fargo Reflect® Card
- Best fleet fuel cards
- 1. Text messages and robocalls
- What is actual cash value coverage?
- How to maximize longer hotel stays by using free night benefits, by program
- What is a tax extension?
- The bull call spread
- Our picks for the best life insurance companies in April 2024
- What is the gift tax?
- Average savings account rate: 0.46%
- California loop
- TAP Air Portugal partner airlines
- Best ways to consolidate credit card debt
- What qualifies you to be a tax-exempt individual?
- The merge: an overview
- How to get rich
- What does this value mean?
- What is credit card churning?
- How to find a currency exchange near you
- Summary: The best places to save money and earn interest
- What is Cost Plus Drugs?
- Which Hyatt credit cards are available?
- Key takeaways
- Cost to rent an RV for a month
- How to get discounts on flights
- What is a home equity loan?
- What’s deductible
- Who has to pay the net investment income tax?
- How to calculate the cost of starting a business
- What is an EIN?
- Travel rewards
- Start your emergency fund
- Choose Chase if:
- How does a jumbo loan work?
- What does a CD early withdrawal penalty cost?
- Are WebBank credit cards good?
- 1. The card is packed with costly fees
- HELOCs and home equity loans compared
- 1. Contact the police
- How to compare FHA vs. conventional loans
- 1. File ASAP
- What are estimated tax payments?
- When do you owe tax on mutual funds that you own?
- 1. Bring a widely accepted credit card
- What to expect flying Business Class with Turkish Airlines
- Debit card transaction type
- A quick look at the billing cycle
- How does bill pay work?
- Step 1: Write your business plan
- Energy efficient home improvement credit 2023
- How much is HelloFresh?
- 1. PayPal Honey
- Estate tax limits and exemptions
- Major secured credit card deposit requirements
- What is mortgage pre-qualification?
- How to upgrade your American Express card
- Banks that offer joint business accounts
- The best money-making apps
- Why do I need an emergency fund?
- If you have private insurance
- Netflix subscription cost
- How to switch car insurance companies
- Investing in Bitcoin
- What is the 401(k) early withdrawal penalty?
- Spending rewards
- How to make money online
- How common is credit card fraud?
- How much does an Uber cost?
- How to use the car affordability calculator
- How does a 401(k) work?
- June 29 - American Adds Two Options to Retain Elite Status
- 2. Limit your shopping trips
- Knowing how your minimum payment is calculated offers insight
- How does a VA home loan work?
- Your credit score could drop if your bank account isn't in good standing
- Top-rated low-cost index ETFs
- 1. How Chase Sapphire Reserve® lounge access works
- What to expect flying economy with ANA
- How to freeze your credit with all 3 bureaus
- 2. Sell your gift cards
- Average inflation rate
- Do you pay taxes on stocks you don't sell?
- Rite Aid
- If my credit card is closed due to inactivity, can I reopen it?
- 11 best investments right now
- 50 best small businesses to start
- How to book a first class ticket with ANA
- Rewards on spending
- How much of my credit card should I use?
- Hyatt Discoverist benefits
- Roth IRA income limits
- How to invest in stocks in 6 steps
- What are the types of business insurance?
- The official QuickBooks community
- Why businesses in health care are worth exploring
- What to do with a 1099-INT tax form
- What are the key asset classes?
- What is the standard deduction?
- Choose Bank of America if:
- How do I know there's a late payment on my credit report?
- Apply for study abroad scholarships
- Points: Rewards on spending
- How do index funds work?
- What is the 10-year Treasury?
- 2. Keeping your savings too accessible — or too inaccessible
- What the lawsuits are about
- What is the price of a Sam’s Club membership?
- What is a negative credit card balance?
- What are the advantages of a sole proprietorship?
- Key findings
- How to track your refund status with ‘Where's My Refund?’
- How the cards compare
- Alternatives to SeedFi’s Borrow & Grow personal loan
- Top 11 spot Bitcoin ETFs by fee
- What is a business credit score?
- Breakdown of central air costs
- The best online life insurance companies of April 2024
- At a glance
- What did the Supreme Court decide?
- Certificates of deposit: 4% APY or higher
- Find out how much your car is worth
- 1. Determine if you need to file taxes
- There’s a fix on credits, but not enough people know about it
- Plaid: The basics
- Key takeaways
- How minimum payments are calculated
- Mint vs. NerdWallet at a glance
- What is an overdraft fee?
- 28 ways to save money
- The best term life insurance companies in April 2024
- Best for size of network: UnitedHealthcare
- Front-end and back-end DTI
- 20 high-dividend stocks
- What is a 1099 form used for?
- What is the Walmart MoneyCenter?
- Who can get Global Entry?
- Ways to earn money as a younger kid
- How much are closing costs?
- Apps most like Airbnb for cars
- Why you need a savings account
- Top credit cards you can use instantly after approval
- How I booked airfare from the U.S. to Peru with 44,000 United MileagePlus miles
- 1. How much do you want to spend on monthly payments?
- The average stock market return isn't always average
- How to place an Equifax credit freeze
- ARMs vs. fixed-rate mortgages
- What is a life insurance policy?
- Where can I get a cashier’s check?
- What is the 50/30/20 rule?
- Compare car insurance rates by age
- 1. There's more than one version of the store card
- Economy ticket types
- The best metal credit cards
- Why the Chase Sapphire Preferred® Card wins
- Does closing a credit card hurt your credit?
- TransUnion credit freeze online
- The benefits of gifting stocks
- 1. A high-yield online savings account that earns 4% or more
- 5 steps to get preapproved for a home loan
- Do you need insurance to rent a car?
- Stock up when you see discounts
- Who needs to get an EIN?
- What else you need to know about the Hyatt Guest of Honor Globalist Benefit
- Choose Citibank if:
- Complete the consolidation application
- How to lower your credit utilization
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Free tax filing options in 2024
- What is price protection, and how do I use it?
- John Hancock life insurance
- Leverage your union's strike fund
- Student loan forgiveness programs
- 2. Avoid the mail
- Saving vs. investing
- Median income by state: 2022
- Where Embrace pet insurance stands out
- How Capital One 360 compares to online banks
- A
- Where Jetty stands out
- Hawaiian Airlines flight delay compensation for domestic flights
- South Pacific cruises are hot right now
- Which projects qualify for the home improvement credit?
- Understanding your required coverages
- 529 plan rules
- How often will I receive a bank statement?
- What’s the purpose of a budget?
- 2. Learn more about your 401(k)
- How much is car insurance?
- Personal loans from online lenders
- How much should you deposit?
- 1. Zero fraud liability
- What is required to be approved for a HELOC or home equity loan?
- Cheap car insurance
- The best home insurance companies of 2024
- What reasons can you withdraw from your 401(k) early?
- Best shows at the Universal Orlando Resort
- Ethos life insurance
- Tax benefits of owning a home
- How to fill out a W-4
- What are dividend stocks and why buy them?
- When it could make sense to buy them
- AARP® Essential Rewards Mastercard® from Barclays
- When is the 2024 tax extension deadline?
- Track your spending for a set period
- How we ranked the top life insurers
- Best affordable homeowners insurance in Texas: State Farm
- Rising interest rates keeping some in debt longer
- 3. Pawn something
- Where American Family stands out
- NerdWallet's car insurance estimator
- YNAB, for hands-on zero-based budgeting
- Google Sheets budget templates
- Choose Citibank if:
- Complimentary COVID tests at Hyatt resorts
- 2. Getting just one rate quote
- How put options work
- List and assign money tasks
- Buying Bitcoin with PayPal
- What does it mean to live in a state with no income tax?
- Do wellness plans cover spaying or neutering?
- AmEx Plan It
- How to calculate your home equity
- 1. Request a balance transfer
- How to short a stock in 5 steps
- Types of wire transfers
- Delaying is usually advantageous
- How the market works
- When to choose the American Express® Gold Card
- Best car insurance in New Jersey overall: Travelers
- Penn Mutual life insurance
- New York state income tax rates
- What should my monthly grocery budget be?
- How the federal estate tax works
- How the home sale tax exemption works
- Best affordable homeowners insurance in Utah: Travelers
- How much does architect insurance cost?
- Success stories
- Roth IRA withdrawal rules
- Best day to fly
- What is the cheapest car insurance in Texas?
- 2. Confirm the check amount is within mobile deposit limits
- How much should I save?
- Refinance to a longer term
- How state income tax rates work
- Frugal shopping tips
- How a Kikoff Credit Account line of credit works
- What UAW President Shawn Fain is saying
- RV loan calculator
- Best affordable homeowners insurance in Rhode Island: Amica
- Stackable savings at select grocery stores
- Standard benefits
- What you need to know about savings accounts
- How to start a vending machine business: A step-by-step guide
- What is a FEMA flood map?
- How much does a Crunch Signature membership cost?
- 3. Stick to your list
- State minimum wages in 2024
- 2. Advertisements of ‘guaranteed’ approval
- 5 tax relief options
- Freezing your Experian credit report online
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- How can I get a cashier’s check?
- What is Target Circle 360 (the paid one)?
- How to redeem TAP Miles&Go miles
- Best affordable homeowners insurance in Montana: Nationwide
- How to calculate the inflation rate
- 2. Open and update your individual retirement accounts
- How to convert ANA miles to dollars
- Best place to exchange currency: Your bank or credit union
- How to get Hyatt Discoverist status
- How to open a backdoor Roth IRA
- How umbrella insurance works
- Best car insurance in California overall: Travelers
- Best affordable homeowners insurance in California: Travelers
- 2. Cash management accounts
- Bluebird by American Express
- Why invest in index funds?
- Check your number online
- Is there a Sam’s Club Membership discount?
- 2. Call your car insurance company
- Why April is strong for stocks
- Why invest in small-cap ETFs?
- Why the Chase Sapphire Reserve® wins by a nose
- When are estimated taxes due?
- 2. Tell your issuer you’re going
- Our take
- Does a partial payment affect your credit score?
- Average car insurance cost in Florida by company
- Best-performing growth stocks
- Which one is important to know for savings accounts?
- Build up supplies slowly
- Fed rate increases mean higher CD rates
- Find out what you'll be expected to pay
- Design
- Today’s HELOC rates
- 2. Rakuten Cash Back Button
- Are bank statements free?
- Why it’s risky
- Best credit union personal loans for 2024
- ‘It’s better to be a working student and leave college with much less debt’
- Holiday weekends
- Credit-based insurance score vs. regular credit score
- 4 steps to spot a fake check and avoid trouble
- Differences between TSA PreCheck and Global Entry
- How much does a 20-minute Uber cost?
- How do you get a credit card faster?
- How to choose a brokerage account provider
- How LLCs pay income taxes
- Student loan refinancing calculator
- Chase Sapphire Preferred® Card
- U.S. Bank Visa® Platinum Card
- Food and beverage options
- May 26 - American and JetBlue Add Reciprocal Mileage Earnings
- 2. And for how long are you willing to make them?
- What is replacement cost coverage?
- How the annual gift tax exclusion works
- Are auto loan interest rates rising?
- How to close your bank account so your credit isn't affected
- General travel credit cards
- A neobank failure might mean delays in accessing funds
- 2. Shop for a loan
- Information you need to freeze your credit
- How to find bank-owned properties
- The pros of the Southwest Companion Pass
- RV monthly rental cost by type
- What does my 1099-INT form mean?
- What is the NIIT tax rate?
- Explore institutional aid
- Or go with an alternative
- Jumbo loan requirements
- An early withdrawal’s other cost: future interest forfeited
- Tips for booking travel rewards as a family
- Types of startup business funding
- 3. Not keeping track of your accounts
- Popular cards that offer price protection
- John Hancock life insurance policies
- Why short a stock?
- Biden's student loan forgiveness 'plan B' would be more targeted
- Where Embrace pet insurance falls short
- How much is PMI?
- Marriott points calculator
- February
- Where Jetty falls short
- Paying early could help your credit
- 2. Research products to sell on Amazon
- Those who rely on refunds tend to file early
- Projected student loans could surpass the federal cap
- How do Vanguard index funds work?
- 2. Free credit score
- How we ranked the top life insurers
- Step 2: Pre-qualify and compare offers
- Investing for income: Dividend stocks vs. dividend funds
- 3. Endorse the check
- Why Airbnb cleaning fees are so irritating — and Airbnb's plan to fix it
- Who gets a 1099?
- How do you calculate closing costs on a house?
- How many credit cards should I have?
- Other (better) ways to purchase money orders
- 4. Pay attention to prices
- How tax extensions work
- Identify tax-efficient investments
- Is an ARM a good idea?
- Are paid surveys worth it?
- Use elite status
- 4. Work today for fast cash today
- Where American Family falls short
- How are stocks taxed?
- Who offers first-time home buyer assistance?
- Is 0% credit utilization bad?
- Preapproval is not the same as pre-qualification
- How does a home equity loan work?
- Or go with an alternative
- What can I do if I slip up?
- Check your local grocery store
- FHA vs. conventional loans
- The pros and cons of a life insurance trust
- Invest for retirement next
- 2. Identify the right mortgage
- What is the 10-year treasury yield today?
- Pros and cons of living in a state without income tax
- Neobanks: Their role, disadvantages and benefits
- How long does a wire transfer take?
- 3. Bring more than one card
- How are business credit scores calculated?
- Savings calculator
- Learn more
- Penn Mutual life insurance policies
- How food prices have changed over time
- Trading in a car with positive equity
- Cheap car insurance in Florida
- 3. Look into an IRA
- UHC Medicare star ratings
- Know a CD’s minimum
- Best homeowners insurance companies: Pros and cons
- Why your age (and dependency status) matters for eligibility
- Ethos life insurance policies
- Who opposes the UAW’s efforts
- What are the Walmart MoneyCenter hours?
- Where to find the fine print
- What should you do after you get your credit card?
- SBA 504 loans vs. SBA 7(a) loans: Key differences
- How to determine how much car you can afford
- World benefits
- Discretionary income explained
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Does raising the minimum wage cause inflation?
- Get creative to reduce expenses and increase income
- VA home loan eligibility
- 2. You can only use the cards for purchases through some Amazon businesses
- Reasons to consider removing an authorized user
- 2. There are Chase Sapphire lounges in Hong Kong, Boston and New York, with more to come
- How churning can affect your credit
- Does my car insurance cover rental cars?
- How the standard deduction works
- How to take advantage of the sales tax deduction
- Net investment income tax and capital gains tax
- 14 business startup costs to plan for
- 1. IRS Free File
- Buyers would set their agents' pay
- What is the difference between Sam’s Club memberships?
- Calculating net worth: What are assets and liabilities?
- What can I do with a negative credit card balance?
- Who’s saving what?
- You don’t have to claim Social Security at the same time you retire
- Best instant life insurance companies: Pros and cons
- Example of the difference between APY and interest rate
- Put limits on your borrowing
- How Plaid works
- What to do with your bank statement
- Other alternatives to Mint
- Why is budgeting important?
- Overdraft protection
- Need help saving up for a deposit?
- Help a neighbor in need
- How to cancel a Delta flight
- Reliability
- How we chose the cheapest companies in Texas
- Certificates of deposit
- What is a Roth IRA account?
- For people with Medicare
- Pros and cons of a lady bird deed
- What do financial pros say about Bitcoin?
- Episode transcript
- Apply for mortgage forbearance
- How severely is credit card fraud punished?
- Secured vs. unsecured RV loans
- Savings accounts with strong APYs can help your money grow
- NFIP flood insurance coverage
- 3. How much are you willing to pay in upfront costs?
- 5. Buy the Sunday paper (for coupons)
- 3. No state registration
- Best life insurance companies: Pros and cons
- How to use average car interest rates
- Historical national rates
- What is the Target Circle™ Card (the plastic one)?
- Ways to get good value
- How to buy a bank-owned home
- State availability
- How will this affect my credit score?
- How to estimate car insurance costs
- When is the best time to use ANA miles?
- Ways to get good value in ANA first class
- Shopping and entertainment protections and perks
- Does Cost Plus Drugs work with Medicare?
- NerdWallet’s budget planner
- 18 health care business ideas to consider
- Consider in-store shopping for single items
- Issuer pre-qualification pages
- Chase vs. Citibank: Basic checking accounts
- Buying a call option
- Own your tasks from start to finish
- 2. The credit limit could double
- How to open the Apple high-yield savings account
- When will I get my 2024 tax refund?
- Our tips
- 2. Set financial priorities
- How did we get here and what’s next?
- Why South Pacific cruises are so desirable
- Gather your important documents
- Recent changes to food costs
- 3. The Camelizer
- Find out where you stand
- Estate tax rates
- 3. No over-limit fees
- What is mortgage preapproval?
- Risky business
- Calculate your DTI
- Mortgage selection tips
- When are state income tax returns due?
- International roaming: prepaid
- Can your Uber fare change?
- SBA 7(a) loan: Best for general business financing
- Dividend vs. growth stocks
- World Elite benefits
- March 31 - American and Alaska Announce Elite Benefits
- Use a budget planner
- 5. Seek community loans and assistance
- Joann
- TransUnion credit freeze by postal mail
- Another money-change option: online currency converters
- QuickBooks subreddit
- Bank of America vs. Citibank: Basic checking accounts
- A discount if you do test positive
- 3. Not checking credit reports and correcting errors
- 3. High-yield money market accounts (MMAs)
- Buying a put option
- What is an index?
- Don’t miss the deadline
- See CD rates by bank
- AvantCard Credit Card
- How to get car insurance quotes
- About home equity loans
- 2. Wait for the transfer to go through
- 3. Contact your home or renters insurance provider
- 21 most-shorted stocks by short interest
- 3. Skip the check for your tax refund
- Estimated tax payments 2024
- How much does a wire transfer cost?
- What is a Bitcoin strategy ETF?
- State availability
- How much other income will you need?
- 4. Have some cash
- How do Marriott Bonvoy points compare to other hotel programs?
- How to find growth stocks
- Travel credit card availability
- Card network
- How to set up bill pay
- Food and beverage
- 2. Take note of tax deadlines and dates
- Despite FAFSA hiccups, it remains a top priority
- Are Vanguard index funds a good investment?
- Who qualifies for the home sales tax exclusion?
- What comes next?
- Top options for architect insurance
- How to downgrade your American Express card
- Where do I put my emergency fund?
- ‘A greater emphasis on experiences’
- What are AI stocks?
- Citi Simplicity® Card
- Do all workers earn at least the minimum wage?
- Actual cash value vs. replacement cost
- What’s going on with layoffs in tech?
- The bear put spread
- Foreign transaction fees by bank or credit union
- 3. Determine other ownership costs
- What should investors know about the merge?
- How to stay rich
- First-time home buyer benefits and programs
- What is licensing?
- Examples of RV rental costs per month
- What does umbrella insurance cover?
- Choosing the best asset allocation
- Best California auto insurance for your budget: Auto Club of SoCal
- Ask for help if you need it
- Check 529 account rules for study abroad
- What CD early withdrawal penalties cost at some big banks
- 4. Paying fees for your account
- Negotiations would be more complex
- Could the S&P 500 perform well this April?
- Learn more
- Median income by city: 2021
- March
- B
- Hawaiian Airlines flight delay compensation for international flights
- Best car insurance in New Jersey for your budget: Geico
- APY to interest rate calculator
- Are CD interest rates rising?
- Cheapest for 20-year-old drivers
- How do you start a budget?
- How much of your income should go toward a mortgage?
- Best for extra perks: Aetna
- How to calculate debt-to-income ratio for a mortgage
- Know a CD’s federally insured maximum
- 4. Open the mobile deposit function in your bank app
- Cons of a condo vs. a house
- Do I need a 1099 to file my taxes?
- All year
- Frugal entertainment tips
- Eye-catching introductory offers
- Kikoff fees and penalties
- How long does it take to receive a replacement credit card?
- Bonus cash back on memberships at gyms and fitness clubs
- Potential issues with having multiple credit cards
- Decide what type of account you want: checking vs. savings
- How I added a segment within Peru for free
- 6. Avoid online grocery shopping
- 401(k)s and other employer-sponsored retirement plans
- How to apply for a VA home loan
- How to buy a life insurance policy
- How much does a cashier’s check cost?
- How long will your mortgage loan last?
- Should you sign up for Target Circle?
- Ways to get good value
- Recent neobank closures
- 6. Ask for forbearance on bills
- When should I close my credit card?
- How Cost Plus Drugs affects your Medicare Part D coverage
- Things to ask before you apply for a Hyatt credit card
- How far in advance should I get preapproved for a mortgage?
- Backdoor Roth IRA rules
- Best homeowners insurance in California for coverage: Chubb
- What counts as net investment income (NII)?
- How to apply for an employer identification number
- Pay off student loans early — the smart way
- Pet insurers that cover spaying and neutering
- No union to help? Plan ahead
- Other student loan forgiveness programs
- Travel credit card availability
- 2024 tax refund schedule
- For credit and savings
- Should you invest in the stock market?
- Tax on mutual funds when you sell
- Do personal credit scores affect business credit scores?
- What is the point of the stock market?
- Average car insurance cost in Florida by age
- Trading in a car with negative equity
- Heat pump tax credit 2023
- Tax credits have widespread support
- Overdraft fees by institution
- When do you pay a secured card deposit?
- Best term life insurance policies for 2024
- California income tax deadlines and extensions
- Best homeowners insurance in Utah for coverage: Openly
- Best car insurance companies: Our winners
- Try a simple budgeting plan
- How does a Roth IRA work?
- What if there were no cleaning fees?
- Apply for loan modification
- Ethos life insurance rates
- What services are available at Walmart MoneyCenters?
- What is the fee for Global Entry?
- Fubo add-ons
- Should you tip an Uber driver?
- Best homeowners insurance in Rhode Island for coverage: The Andover Companies
- How are dividends paid out?
- Will I qualify for student loan refinancing?
- What kind of Mastercard is my card?
- How a savings account works: withdrawal limits
- How is discretionary income calculated?
- How to file a tax extension
- Possible reasons why your minimum payment increased
- Cheap cell phone plans from brands owned by the big three
- One-quarter of Americans used BNPL in the past year
- Types of adjustable-rate mortgages
- Average interest checking account rate: 0.08%
- Best homeowners insurance in Montana for coverage: State Farm
- American Family home insurance coverage
- How flexible are ANA miles?
- How credit utilization affects your scores
- QuickBooks Facebook groups
- FHA loan requirements
- Is a Southwest Airlines upgrade worth it?
- How does a life insurance trust work?
- Price vs. yield
- What to ask your issuer
- Do you include a 401(k) in a net worth calculation?
- My Chase Plan
- Higher Education Act justifies plan B
- 1. Derogatory mark: Missed payments
- Who should make estimated quarterly tax payments?
- Top 8 Bitcoin strategy ETFs by fee
- Embrace pet insurance plans and coverage
- Will food prices go down in 2024?
- Is HelloFresh worth it?
- 4. CouponCabin Sidekick
- Get right-side up again
- Personal loans from credit unions
- Which states have an estate tax?
- Cheap car insurance in Texas by age
- Who can open a joint business account
- Types of state income tax
- How to read the fine print
- Feb. 23 - American Airlines Adds Free Bags to Certain Fares
- 4. How far do you drive?
- What to expect the stock market to return
- 4. A bad online reputation
- Best in Texas for having few consumer complaints: Chubb
- 3. Prime members earn lucrative rewards
- What to know if you take online surveys
- 3. How to get into a Chase Sapphire lounge
- How to unfreeze your credit
- 7. Request a payroll advance
- TransUnion credit freeze by phone
- Factors that affect the cost of car insurance
- Where to exchange currency outside the U.S.
- What can I use a home equity loan for?
- The Federal Trade Commission’s budget worksheet
- Standard deduction 2023
- When you hate your job but can’t quit
- 4. Making a down payment that's too small
- Serve American Express Prepaid Debit Account
- Chase vs. Citibank: Basic savings accounts
- 5. Not taking advantage of local or online options
- How to deposit funds into the Apple savings account
- 4. Reach out to your financial institutions
- Saving for emergencies, retirement and vacations top list
- How do I check my tax return status?
- The risks of short selling
- 4. Keep track of your tax refund
- 5. Avoid foreign transaction fees
- Jetty renters insurance coverage
- What should I do now?
- Available riders and add-ons
- Paying early also cuts interest
- Protect your credit
- How much does it cost to buy Vanguard index fund shares?
- 4. No foreign transaction fees (on travel cards)
- High CD rates for now
- 5. Take clear pictures of the check with your mobile device
- How do streaming services fit into your budget?
- What you need to submit the FAFSA
- Relaxing rewards at the spa and salon
- Blue Cash Preferred® Card from American Express
- Citi® Diamond Preferred® Card
- How much does a Crunch+ membership cost?
- 7. Calculate your burn rate
- Freezing your Experian credit report via postal mail
- Best life insurance company overall: MassMutual
- Gift tax limit 2024
- Miles&Go sweet spots
- 4. Find the right car for you
- 1. High-yield savings accounts
- Goodbudget, for hands-on envelope budgeting
- 2. An interest-bearing checking account that earns 1% or more
- Additional fees
- Rental car insurance vs. your own auto insurance
- QuickBooks community forum sites
- How to claim the sales tax deduction
- Bank of America vs. Citibank: Basic savings accounts
- How long does a late payment stay on my credit report?
- How do you avoid the net investment income tax?
- Hyatt started it, but will others follow?
- Top credit cards that offer preapproval without a hard pull
- 4. Peer-to-peer lending
- Perks: Goodies that come with the card
- Strategies to avoid a CD penalty
- Request your passport number from the State Department
- 3. Carrying a balance is expensive
- Available riders and add-ons
- Student loan cancellation programs
- When to choose the Chase Sapphire Preferred® Card
- Regulated versus unregulated debit cards
- New York state supplemental income tax
- Make sure your kid has skin in the game
- Who qualifies for the energy tax credit?
- Exceptions to state minimum car insurance requirements
- Where Plaid is used: Examples
- What’s next?
- 4. Save for college
- Glossary of overdraft terms
- What if you're priced out of homebuying?
- Before you flip
- 4 tips for keeping your money in CDs insured
- How do I build an emergency fund?
- ‘Not being afraid to invest’
- How do you set up a lady bird deed?
- How to apply for a Kikoff line of credit
- Ethos customer complaints
- How to protect yourself from credit card fraud
- Does the cost of FuboTV fit into your budget?
- How to fit Uber into your budget
- When to estimate closing costs
- Upgrade Triple Cash Rewards Visa®
- Types of replacement cost coverage
- Pros and cons of VA home loans
- Which life insurance policy is right for me?
- What is a tax exemption?
- How are dividends taxed?
- Why you might want the Chase Sapphire Reserve® instead
- Kirkland’s
- Lifting a TransUnion credit freeze
- How did we determine the ANA miles value?
- Pull from your savings
- How much do index funds cost?
- Oportun Visa Credit Card
- What it means for buyers and sellers this spring
- How do you sign up for a Sam’s Club membership?
- Net worth calculator
- How to find high-yield alternatives
- About home equity lines of credit
- 3. Pay off your balance
- 6 quick tips to minimize the tax on mutual funds
- Is it safe to transfer money by wire?
- Is PMI tax-deductible?
- Accommodations
- 5. Capital One Shopping
- The dealer is not your friend
- How much is car insurance in my state?
- What does UnitedHealthcare Medicare Advantage cost?
- Other popular ways to make money in one hour usually come with a catch
- What's next?
- Cheap car insurance in Texas for 20-year-olds
- When should I receive my 1099?
- How much should you spend on a mattress?
- Eliminate mortgage insurance
- Frugal DIY project tips
- Are Walmart MoneyCenter services worth it?
- How to get Global Entry through travel cards
- How long does it take to get approved for a credit card?
- 6 types of dividends
- What the NFIP won’t cover
- Tips for taming your minimum
- How do I avoid foreign transaction fees on my debit card?
- What to do once your Equifax credit freeze is in place
- Losing access to funds is an issue at fintech firms
- 8. Take a loan from your retirement account
- Tips for Qatar economy flights
- How to qualify for first-time home buyer benefits
- More about the card
- Additional QuickBooks resources
- Credits
- Why haven't I received my tax refund?
- 6. Understand dipping, tapping and digital wallets
- Episode transcript
- What is a good business credit score?
- April
- C
- Should you buy growth stocks?
- Penn Mutual customer complaints and satisfaction
- How to claim the home improvement credit
- How does a HELOC work?
- Other factors affecting minimums
- How to work HelloFresh costs into your budget
- Do I have to pay California state tax?
- How much does it cost to cancel a Delta flight?
- CD vs. high-yield savings account: At a glance
- You'll likely forgo a welcome bonus
- How to apply for a joint business bank account
- For Medicaid beneficiaries
- More about Ethos life insurance
- How to open a brokerage account
- Jan. 29 - American Airlines Announces Limited Time Changes to Admirals Club Access
- 5. How important is driving the newest model to you?
- 8. Follow your favorite brands
- 5. No physical address or contact information
- What if I lose the cashier's check?
- 4. You’ll get a small introductory bonus
- The difference between tax exemptions, tax deductions and tax credits
- Home equity loan rates in 2023
- Standard deduction 2024 (taxes filed 2025)
- Best car insurance in California for customer complaints: Amica
- Will making a partial payment keep me from being reported late?
- OpenSky® Secured Visa® Credit Card
- How much does a Southwest flight upgrade cost?
- 3. Research mortgage lenders
- 4. Payments are reported to the three major credit bureaus
- Student loan discharge programs
- 5. Prepare yourself, no matter the outcome
- Don’t count on this student loan forgiveness yet
- What stocks should you watch in April 2023?
- The Bitcoin ETF price war
- When can you stop paying for PMI?
- How to book a business class ticket with Turkish Airlines
- How to help ensure you’ll receive flight delay compensation
- Government mortgage programs for refinancing
- Best car insurance in New Jersey for customer satisfaction: NJM
- Savings accounts vs. CDs
- Why is food so expensive?
- How many banks have collapsed?
- Find ways to stretch your grocery budget
- 5. Fund your FSA
- How to get overdraft fees waived
- 5. Metal cards
- How to invest in dividend stocks
- What’s a 'good' insurance credit score?
- A considerate late-payment policy
- Other Kikoff credit-building tools
- Common questions about RV loans
- Schumer box
- Are my finances stable enough to refinance?
- Find a bank that suits your needs
- What states are increasing minimum wages in 2024?
- Cheap cell phone plans from brands that resell network service
- Gift tax limit 2023
- Final thoughts on ANA economy
- 9. Borrow against life insurance
- Inflation example
- How to gift stock
- What umbrella insurance doesn’t cover
- More ways to take charge of your budget
- Best homeowners insurance in California for consumer experience: Nationwide
- Chase vs. Citibank: Certificates of deposit
- Diversifying with index funds
- Partial payment credit is possible after April 30
- 2. Free tax software
- PayPal cryptocurrency fees
- John Hancock life insurance rates
- 2. Derogatory mark: Account charge-off
- Can you cancel a wire transfer?
- Average car insurance cost in Florida by credit history
- Payment processing fees
- More about Penn Mutual life insurance
- Final steps
- Optional coverages
- The bottom line
- Step 3: Choose your lender and loan
- Best homeowners insurance in Utah for consumer experience: American Family and Nationwide
- Pre-qualification vs. preapproval
- Fees
- Best for local support: Blue Cross Blue Shield
- What can you invest in with a Roth IRA?
- 6. Confirm the check details and complete the deposit
- ‘Build another stream of income’
- When to switch car insurance companies
- Mattress-buying tips
- Best homeowners insurance in Rhode Island for consumer experience: Nationwide
- W-4 form 2024
- How much to keep in your savings account
- Citi Double Cash® Card
- NFIP flood insurance rates
- Getting information about an Experian credit freeze by phone
- The long straddle
- Employ tax-efficient investing strategies
- Get more help with monthly budget planning
- What to do after removing an authorized user
- Rocky Mountains
- 5. Contact the seller or visit a dealership
- Best homeowners insurance in Montana for consumer experience: Amica and Nationwide
- When do you have to pay taxes on stocks?
- Alternatives to canceling a credit card
- How much car insurance you need
- 3. Don’t fear stock market exposure
- Where to avoid exchanging currency
- 3. A CD ladder
- How franchising vs. licensing differ
- Bank of America vs. Citibank: Certificates of deposit
- How can I avoid late payments?
- 5. Online savings accounts
- Types of life insurance trusts
- Use federal student loans
- Why is the 10-year Treasury yield important?
- Is a Sam’s Club membership worth it?
- The caveats
- What's next?
- Why the due date is so important
- Begin the recovery process
- Is the energy efficient home improvement credit refundable?
- Additional functionality
- Home equity loan and HELOC rates
- How to open a savings account or CD
- If everyone hates Airbnb cleaning fees, why still charge them?
- Tax benefit of selling a home
- Ways to earn money as a teenager
- How to save money on an Uber
- How does credit card approval work?
- What do closing costs include?
- Card details: Chase Freedom Flex℠
- Potential impact of multiple credit cards on your credit scores
- How to invest in AI stocks
- How do you cancel a Crunch Fitness membership?
- How to unfreeze your credit with Equifax
- 4. What is the most affordable way to get access to Sapphire Lounges from Chase?
- 10. Use a credit card cash advance
- Could Cost Plus Drugs partner with Medicare?
- The cons of the Southwest Companion Pass
- Net investment income tax examples
- The bottom line
- 5. Not looking for first-time home buyer programs
- Compare your net worth
- 5. The Credit Protection program is optional
- Get control of your personal finances
- For credit building
- Do spot Bitcoin ETFs have custodianship risk?
- How has the Marriott points value changed over time?
- E
- Discounts
- Airline loyalty programs
- Personal loans from banks
- What is the difference between an inheritance tax and an estate tax?
- Get pre-qualified or preapproved?
- What is a good DTI ratio?
- Big picture: CDs fit in the cash portion of a portfolio
- 7. Keep the check until it's processed
- Alternatives to a lady bird deed
- Types of 1099 forms
- Consider the costs of cashing out your 401(k)
- How to earn United miles for a trip of your own
- 9. Try out generic labels
- 6. Asking for money or gift cards
- Other ways to get free stays at hotels
- 5 types of employer-sponsored retirement plans
- Best life insurance company for applicants with HIV: Guardian
- Best homeowners insurance in Texas for consumer experience: Nationwide
- How the lifetime gift tax exclusion works
- Some with credit card debt keep it a secret
- How ARM rates are set
- 5. Financing options are available, but proceed with caution
- Texas city-specific business grants
- Tips when using a neobank
- Skip currency exchange: Use a credit or debit card
- Is a backdoor Roth IRA worth it?
- How to save on renting an RV for a month
- Make money with Amazon by recommending products
- How to qualify for Hyatt Globalist
- ONE VIP Visa Prepaid Card
- Pros and cons of jumbo loans
- Gemini Credit Card
- John Hancock complaints and customer satisfaction
- Citi Flex Pay
- How to handle these bills
- Estimate your 2024 IRS tax refund date
- What is a short squeeze?
- How to calculate quarterly estimated taxes
- 7. Say no to dynamic currency conversion
- No-PMI mortgages
- What is the stock market doing today?
- May
- When are New York state income taxes due?
- How to calculate your credit
- 6. Subsidize your dependent care FSA
- 6. Fraud early warning/monitoring
- How to save money every month
- What is California's standard deduction?
- Understanding the American Express card families
- How you could lose FAFSA eligibility
- What kind of investment is Bitcoin?
- Frugal home expenses tips
- Light on fees
- Kikoff vs. Self
- How to apply online for Global Entry
- LLC payroll taxes
- 401(k) withdrawals
- What to expect when you open your new account
- What are fleet cards?
- 6. How clean do you keep your car?
- How tax extensions work if you owe taxes
- What is the VA loan limit?
- How much life insurance should I buy?
- Average certificate of deposit rate: 1.81% for one-year CDs
- Types of mortgage loans
- 11. Look for a payday alternative loan
- Is there an income limit to qualify as a first-time home buyer?
- How banks put up guardrails against churning
- What is a business CD?
- Ways to get the best home equity loan rates
- Standard deduction for those 65 or older
- Best California car insurance for ease of use: State Farm
- Alternatives to a Southwest flight upgrade
- Know the implications of consolidation
- Buying a call option vs. owning the stock
- Holding crypto on PayPal
- What is Paribus?
- How to compare personal loans
- 4 ways to start investing
- Amenities
- Keep your options open
- Are Roth IRAs insured?
- Credit union personal loan rates
- Sign-up bonus rules
- How to find the 2024 W-4
- Alternatives to savings accounts
- Chase Freedom Flex℠
- How to get a National Flood Insurance Program policy
- How does a Crunch Fitness membership fit into your budget?
- Minimum wage increases
- Once you request your Experian credit freeze
- Cashier’s check vs. certified check vs. money order
- The most popular surveys for cash apps
- How to freeze your child’s credit
- 2. Certificates of deposit
- Final thoughts on ANA first class
- How much is World of Hyatt status worth?
- Who needs umbrella insurance?
- How to find a job
- Consider private student loans
- Chase vs. Citibank: Banking experience
- Buying a put option vs. short selling
- Quick start guide: How to invest in index funds
- 4. Get preapproved for a home loan
- Are 10-year Treasury notes a good investment?
- Share resources with other strikers
- Airline loyalty programs
- 3. Derogatory mark: Repossession
- Save money on PMI
- How did we determine the value of Marriott Bonvoy points?
- Best car insurance in New Jersey for ease of use: State Farm
- 3. Get disability and life insurance
- Other tips for managing your bill
- Do I have to pay New York state income tax?
- Step 2: Register your business
- Why would my bank raise CD rates but not mine?
- 3. Understand how your taxes are determined
- Where to find your card’s minimum
- Average car insurance rates for poor credit
- No-closing-cost mortgages
- SBA 504 loan: Best for financing fixed business assets
- Brokerage accounts are taxable accounts
- Citi Custom Cash® Card
- What credit card should you use?
- 10. Use credit cards strategically
- Replacement cost vs. actual cash value: How to decide
- IRAs
- Final thoughts on flying economy class on Iberia
- 6. Inspect and test-drive the car, if applicable
- What is net investment income tax?
- Next steps
- Bank of America vs. Citibank: Banking experience
- Full list of best homeowners insurance in California
- Emirates carry-on baggage policy
- How the 9 states with no income tax stack up
- More about John Hancock
- 8. Research your card’s travel protections
- How to get cheap car insurance in Florida
- F
- Consumer complaints
- Growth stocks vs. dividend stocks
- 3. Decide how and where to source your products
- 7. Card lock
- Step 4: Gather loan documents
- What part of my income gets taxed by California?
- Tips to find cheap flights any day of the week
- 2023 state income tax rates and brackets
- What if your application is denied?
- Full list of the best homeowners insurance in Rhode Island
- How to find AI ETFs
- How do fleet cards work?
- The bottom line
- 7. Do you use your car for business?
- Ready to get started?
- What is the median household income in the U.S.?
- What to do if you’ve been scammed
- Earning Miles&Go miles with partners
- 5. Other cards with airport lounge access
- 12. Get a personal loan
- Why some cars cost more to insure
- Churners beware
- Is Cost Plus Drugs a good idea for Medicare beneficiaries?
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- 6. High-yield checking accounts
- What do the approvals mean for Bitcoin?
- What is stock market volatility?
- Which card is right for you?
- Hawaiian Airlines flight delay compensation, recapped
- Consult your payment processor
- Why did First Republic Bank fail?
- 7. Rock your HSA
- How to reduce or avoid the federal estate tax
- Maximum and average DTI ratios by mortgage type
- Consumer-friendly features and benefits
- Rewards program rules
- Next steps:
- Close your old account, if needed
- 11. Establish your local supermarket circuit
- How tax extensions work if you're due a refund
- Things to consider
- Full list of the best home insurance companies in Texas
- What is hyperinflation?
- EveryDollar, for simple zero-based budgeting
- How to apply for a World of Hyatt credit card
- How much can you borrow with a home equity loan?
- Asset allocation calculator
- Do I need to worry about the net investment income tax?
- Travel and shopping protections
- 5. Submit your application
- Selling crypto on PayPal
- Opening new accounts
- Where's my 2024 state tax refund? Track your status
- What is naked short selling, and why is it illegal?
- Other low-down-payment mortgage options
- 3 tips to control central air conditioning installation costs
- How to make your ticket a better value
- Consumer experience
- How to find high CD rates
- How are food prices tracked?
- HELOC requirements
- How do you buy Vanguard Index fund shares?
- How much is car insurance by company?
- Who should get a home equity loan
- Best for low-cost plan availability: Humana
- Roth IRA eligibility rules
- For the uninsured
- Do I have to update my W-4 every year?
- BankAmericard® credit card
- Citi Custom Cash® Card
- Refinancing a VA home loan
- 2024 lifetime gift tax exemption
- Full list of the best homeowners insurance in Montana
- American Family home insurance rates
- What else you need to know
- Business CD vs. business money market account
- How much umbrella insurance do you need?
- Make money on Amazon without selling stuff
- Full list of the top auto insurance companies in California
- Do you ever need to change your EIN?
- What credit cards include Southwest upgrades?
- 6. Ignoring VA, USDA and FHA loan programs
- Chase vs. Citibank: Overdraft fees
- More on WebBank
- How do you buy 10-year Treasury notes?
- How to look up passport numbers recapped
- 9. Use your card to access airport lounges
- June
- Conrad Punta de Mita recapped
- 8. Contactless pay
- 3 investing myths
- 12. Consider a wholesale membership
- When did all of the tech layoffs start?
- The long strangle
- Best life insurance company for consumer experience: Northwestern Mutual
- How can I avoid cashier's check fraud?
- When should you freeze your credit?
- 13. Rent out a room
- How to protect against inflation
- How to pay lower taxes when selling stocks
- Final thoughts on Qatar economy class
- 3. Bonds
- Bank of America vs. Citibank: Overdraft fees
- How much does homeowners insurance cost in California?
- Emirates extra baggage fees
- Why you might prefer the Capital One Venture X Rewards Credit Card
- 4. Derogatory mark: Collections
- Why you can trust NerdWallet
- What is New York state's standard deduction?
- It's best to pay more than the minimum
- If you inherit or bequeath something, watch out for capital gains tax
- The bottom line
- Am I a resident for California state tax purposes?
- Full list of the best homeowners insurance in Utah
- Additional benefits
- How to get a loan from a credit union
- Do all auto insurers use credit-based insurance scores?
- Other loan calculators
- How much does homeowners insurance cost in Rhode Island?
- LLC self-employment taxes
- How many tax extensions can you file?
- How much do life insurance policies cost?
- 7. Determine which warranties are right for you
- Shortcuts to asset allocation
- The bottom line
- 3. Volunteer Income Tax Assistance (VITA)
- Transferring crypto into your PayPal address
- How to get a tax refund sooner
- What’s not covered
- Full list of the best car insurance in New Jersey
- Find the best homeowners insurance in your state
- How to get a home equity line of credit
- 8. See if you’re eligible for the earned income tax credit (EITC)
- Summary of pros and cons of personal loan lenders
- Calculating capital gains tax on a home sale
- Who should get a HELOC
- Basic economy
- Bitcoin and volatility
- Seller-paid closing costs
- The bottom line
- Alternatives to FEMA flood insurance
- How much does homeowners insurance cost in Texas?
- Discounts
- Which card should you get?
- How to safely cancel a credit card
- Exchange frequently? Consider a multicurrency account
- How hard is it to get a Hyatt credit card?
- Home equity loan requirements
- Standard deduction for dependents
- FamZoo Prepaid Card
- Do you pay tax on T-notes?
- Barclays Easy Pay
- How to pay estimated taxes
- What's next?
- How do you invest in the stock market?
- G
- Why did Silicon Valley Bank fail?
- 9. Mobile app
- How to adjust your Form W-4
- Brokerage accounts vs. IRA
- Finding a car you can afford
- How to evaluate dividends
- Choosing between cards? Rewards and perks might make the difference
- Where to find the best savings accounts
- How much does a tax extension cost?
- Types of VA home loans
- How to switch plans and keep your number
- Recap: How to get a cashier's check
- How to save on car insurance
- Average cost of homeowners insurance in California by city
- 7. Not knowing whether to pay discount points
- Jumbo loans and conforming loan limits
- Why do I need a business credit score?
- Other Jetty products for renters
- Government-backed mortgages for home improvements
- What if I can't repay my student loans?
- 4. Decide how to file your taxes
- How to choose a lender
- Qualification
- Interest-based passive income ideas
- Could we be in an AI bubble?
- 13. Look at the price per unit
- Who pays the gift tax?
- More ARM terms to know
- Average money market account rate: 0.66%
- Cons of a credit freeze
- How much does homeowners insurance cost in Montana?
- 14. Moonlight as a dog sitter
- Using your credit card for rental car coverage
- Upgrade Cash Rewards Visa®
- What if you lose your EIN?
- Which type of life insurance should I put in a trust?
- More branches or more ATMs
- Next Steps
- Is it worthwhile to get pet insurance for spaying and neutering?
- The bottom line on short selling
- What do the approvals mean for other crypto investments?
- Best cards for earning Turkish Airlines miles
- July
- NerdWallet home insurance calculator methodology
- Am I a resident for New York state income tax purposes?
- What are the best Vanguard index funds?
- Step 5: Submit your application and get funded
- UHC Medicare Advantage plan types
- Are these the best dividend stocks?
- What company has the best rates for good drivers with poor credit?
- LLC sales taxes
- Tax extensions for overseas taxpayers and military members
- Retirement accounts for small-business owners and self-employed individuals
- Should you choose Bank of America or Citibank?
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- 16. Cut your insurance premiums
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- 17. Consolidate your debt
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- Next steps
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- 9. Applying for credit before the sale is final
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- 6. Derogatory mark: Bankruptcy
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- 10. Make the purchase
- 18. Refinance your student loans
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- 11. Consider selling those dogs weighing down your portfolio
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- What happened to Credit Suisse?
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- 19. Change your cell phone plan
- 7. Prepare for closing
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- 4. Money market funds
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- In-flight experience
- L
- The downfalls of cruising the South Pacific
- 5. Gather tax filing information
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- Avoid risky loans
- PocketGuard, for a simplified budgeting snapshot
- When to claim the standard deduction
- Types of FHA loans
- FHA vs. conventional loans: Summary
- 7. Derogatory mark: Foreclosure
- October
- 12. Get the timing right
- How taxes on real estate, rental, and investment sales work
- Cheapest for 30-year-old drivers
- Does your business need a fleet fuel card?
- Understanding life insurance quotes
- How does credit card consolidation work?
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- 8. Close on the home
- Discounts
- Step 5: Promote your business
- If you need to cancel a Delta flight
- Best life insurance company for customer satisfaction: State Farm
- The bottom line
- 10. Shopping for a house before a mortgage
- The Upgrade cards
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- Is it better to get a home equity loan or line of credit?
- UnitedHealthcare Medicare service area
- What else to know about Form W-4
- The myWalgreens Mastercard
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- 5. Tax Counseling for the Elderly (TCE)
- The bottom line
- 6. File and settle up with the IRS
- Is there an over-55 home sale exemption?
- 5. Mutual funds
- California Department of Insurance
- Traveler-friendly
- How to rebuild your score after a derogatory mark
- November
- NYC income tax rates
- Should I take my money out of the bank?
- Is consolidating credit card debt a good idea?
- Is franchising or licensing right for your business?
- Prosper® Card
- Services
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- What to do if you can’t keep up with your HELOC payments
- OK, what's next?
- Rhode Island insurance department
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- Call vs. put options
- Consumer experience
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- 11. Underestimating the costs of homeownership
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- 6. Index funds
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- December
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- 6. MilTax
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January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.