Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a child term rider?
- Dividend definition
- What is a brokerage account?
- Life insurance buying guide
- 6 steps to opening a Roth IRA
- Medicare Advantage companies
- Still deciding on the right carrier? Compare Medigap plans
- Operating revenue definition
- IRA vs. 401(k)
- What is a cashier's check?
- Broker definition
- What is a put option?
- What is a 401(k)?
- What is a secured credit card?
- What is the average stock market return?
- What is the Section 179 deduction?
- What is personal finance?
- Bizee: Easily form your new business
- What is a wealth tax?
- What is a Treasury bill?
- What is a meme stock?
- See how to get your business started quickly
- Our Take
- What is a payday loan?
- » This card is not accepting new applications
- Find the right business loan
- What is a bond market crash?
- See CD rates by term and type
- What is ESG?
- » These offers have expired
- What is a physician loan?
- What is a budget?
- What is a nonsufficient funds, or NSF, fee?
- Quick tips for where to exchange currency
- Easiest ways to earn Marriott Bonvoy points
- Market order vs. limit order
- 2023 Ohio state income tax rates and tax brackets (taxes filed in 2024)
- What are CDFIs?
- What is a spot Bitcoin ETF?
- What is a 401(k) loan?
- What are dividend stocks?
- How much emergency fund should I have?
- What is an emergency fund?
- Yield curve definition
- High-dividend ETFs may generate income
- Where they’re based and where they fly
- What is a money market account?
- U.S. passport renewal
- About AARP home insurance from The Hartford
- 1. Determine if you’re a victim
- 2. Contact the credit card’s fraud department
- 3. Contact the three national credit bureaus
- 4. Get the government involved
- 5. Contact the issuers and credit bureaus, again
- 6. Don’t pay any fraudulent debt
- 7 of the best apps to make money
- What is OASDI tax?
- How to get paid on YouTube
- 1. Certificates of deposit (CDs)
- What is the best way to book a cruise?
- How to pass a rental credit check
- What is a PLLC?
- What are brokerage fees?
- The best hotel rewards program for free nights
- Choosing an IRA vs. a 401(k)
- What is a tax ID number?
- What is the SENTRI Pass?
- When do I need a cashier's check?
- How much is a speeding ticket in California?
- Spotify Free
- Why is personal finance important?
- Can you withdraw money from a 401(k) early?
- Claim United miles for past flights on the airline
- Social Security numbers
- Best stocks by one-year performance
- What a mortgage servicer does
- How much are United miles worth?
- 1. Buy your own cable modem and router for cheaper Wi-Fi (over time)
- What are stock options?
- Step 1: Choose your health insurance marketplace
- How much should you spend on rent? It depends
- How meme stocks work
- Pros & Cons
- What is an energy ETF?
- 6 things to know about United's delayed flight compensation
- Why did the Treasury bond market crash in 2022 and 2023?
- How to get free stuff online or in person
- Fly with Delta Air Lines
- Why buying miles is generally a bad idea
- Bounced checks and unpaid debts can ding your credit score
- Cruising to the Bahamas
- Online marketplace and auction sites
- What are Vanguard index funds?
- Lower fees
- Lower interest rates
- Potentially healthy rewards
- More flexible options to access credit
- Access to resources
- How to remove an authorized user
- What is a life insurance rider?
- How we found the best travel insurance
- 1. Set your budget
- Roth IRA contribution limits 2024
- What to consider when choosing a car loan term
- How to save money while traveling
- What is Frontier Airlines like?
- How the Fed's plan was knocked off course
- Term life vs. whole life: Overview
- Does Original Medicare cover dental care?
- Average car loan interest rates by credit score
- The best car insurance
- How timeshares work
- What does a broker do and why do I need one?
- Conduct research
- Comparing the Chase Sapphire Preferred® Card vs. the Chase Sapphire Reserve®
- Best banks and credit unions
- What’s required to get coverage for CPAP
- 1. Identify your client
- 1. Sell spare electronics
- Vending machine costs
- Strategy No. 1: Compare lenders' 'Loan Estimate' forms
- Iberia's new award chart for American Airlines flights
- First, some background
- What is the child tax credit?
- What to do if you overcontributed to your 401(k)
- 1. Backup camera
- What does SSSS mean on a boarding pass?
- How do I reach Frontier Airlines customer service?
- The best budget apps
- Best credit cards for food delivery
- Financial coach definition
- California state income tax brackets and rates
- Why is having a low credit utilization important?
- Auto insurance
- Most profitable small businesses
- What determines your monthly car payment?
- How do payday loans work?
- What is a usury law?
- What is ESRD?
- Top credit cards for Admirals Club access
- Check prices at nearby airports
- Capital One CD rates
- How do CDs work?
- How it works
- What is net worth?
- 1. Sign up for Google Fi
- January
- Who can qualify for one
- What types of passport services are available?
- Step 1: Check your credit
- Minimum wage over time
- 6 best free stock screeners
- What is short selling?
- Payment networks say marijuana purchases are illegal
- What types of car-buying apps are available?
- What does a real estate lawyer do?
- Cabin vs. cargo
- Average savings account rate: 0.46%
- The bull call spread
- Best business expense trackers at a glance
- 4 easy ways to start investing with little money
- 6 things to do if your rental car is involved in accident
- Types of personal finance software and apps
- How do brokerage accounts work?
- How to start a day care business
- How to find a currency exchange near you
- How to conduct a market analysis: A step-by-step guide
- 1. Assess your situation
- Our picks for the best life insurance companies in April 2024
- Chase joint account
- Best ways to consolidate credit card debt
- What is Schedule E?
- Dunkin’ Donuts overview
- What are estimated tax payments?
- What does this value mean?
- Best fleet fuel cards
- Nonrenewal: Start shopping
- Pros and cons of a 401(k) loan
- What is IRS Direct File?
- Top Hilton Diamond status benefits
- Companion Fare
- 6 ways to buy Bitcoin
- Taxes on 401(k) contributions
- Is my child old enough for a savings account?
- What is a state income tax?
- How the Section 179 tax deduction works
- How to find your way around an airport
- What is the gift tax?
- Index fund vs. mutual fund
- How do credit union loans work?
- Debit card transaction type
- Carrying a balance is a loan
- What is a technology stock?
- Know how much data you use
- How is a wealth tax calculated?
- What is a pending transaction?
- Calculator: Convert United miles to dollars
- What is a tax credit?
- Yield curve today
- How to calculate simple interest in a savings account manually
- How Treasury bills work
- 1. Figure out how much you can afford
- What is a good APR for a credit card?
- When does checking my credit score lower it?
- What is a home equity loan?
- The 41 best online business ideas
- Buying an existing business checklist
- What is a dividend aristocrat?
- Authorized accounts
- 1. Main street businesses need support
- Late winter and early spring
- When to write a financial aid appeal letter
- How to budget money
- Drivewise vs. Snapshot
- 28 ways to save money
- How to start a landscaping business in 5 steps
- The best money-making apps
- How to make money online
- Market orders: Make the trade now
- The benefits of a home inventory
- What is a business credit score?
- Travel trends among U.S. travelers
- How to track your refund status with ‘Where's My Refund?’
- Breakdown of central air costs
- Low-cost franchise opportunities: What to expect
- How to find your EIN
- Types of TIN numbers
- Top 11 spot Bitcoin ETFs by fee
- Mint vs. NerdWallet at a glance
- Spotify Premium cost
- How does a 401(k) work?
- Summary of cash advance apps
- Top credit cards for sports fans and athletes
- 2. Sell your gift cards
- 11 best investments right now
- Know how your rate compares
- What is the 401(k) early withdrawal penalty?
- Why do I need an emergency fund?
- How your servicer can help if you’re behind on payments
- Why you might need a passport
- How to refer a friend for an AmEx card
- Algorithms are pricing for profits
- Banks that offer joint business accounts
- Jewelry insurance from your home insurer
- Table of Contents
- 7 high-dividend ETFs
- The best renters insurance companies for 2024
- Best-performing energy ETFs
- Best banks for business loans
- The best use of Singapore miles
- What happened to PCE in February?
- What to know about American Airlines Landline
- The offers
- Merchants push for lower fees
- Organize your COVID-19 hospital bills
- Hotels
- What's the difference between NSF fees and overdraft fees?
- Understanding your required coverages
- Current Discover bonus categories
- Expensify
- How does OASDI tax work?
- Comparing the cost of auto loan terms
- Do I have to pay Ohio state income tax?
- A closer look at CDCUs
- Operating revenue examples
- Where can I get a cashier’s check?
- 20 high-dividend stocks
- How does a home equity loan work?
- Top credit cards you can use instantly after approval
- The average stock market return isn't always average
- Examples of personal finance in everyday life
- There’s a new wrinkle
- Differences between mutual funds and index funds
- 2. Blind spot warning and cross-traffic alert
- Why rates are so high
- How to call Frontier Airlines customer service
- Are these the best stocks to buy now?
- Our picks for the best return-of-premium life insurance companies in April 2024
- How employee stock options work
- Our take
- What does the yield curve tell us about a recession?
- How are dividends taxed?
- What does a financial coach do?
- How to lower your credit utilization
- Banking
- 1. The monthly fee adds up
- Medicare eligibility based on ESRD
- 529 plan rules
- Medicare will negotiate drug prices
- Northwestern Mutual life insurance
- What is the average American net worth?
- Your information can be sent to ChexSystems
- Do you need a passport for a Bahamas cruise?
- What are the pros and cons of money market accounts?
- What’s the purpose of a budget?
- Factors to consider
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- Guaranteed insurability rider
- What is a modular home?
- What are dividend stocks and why buy them?
- Roth IRA contribution deadline
- Has the account adjustment started?
- Frontier Miles, Frontier’s loyalty program
- New York state income tax rates
- AARP life insurance
- 2. Ask yourself 2 questions
- How we ranked the top life insurers
- Why you might need credit in retirement
- How does the SENTRI Pass work?
- 1. The card works in tandem with other M1 accounts
- How put options work
- Best affordable homeowners insurance in Texas: State Farm
- CPAP therapy comes with continuing expenses
- 2. Build your subject matter knowledge
- 3. Pawn something
- 20 high-dividend stocks
- Secured credit cards vs. unsecured credit cards
- How much is the child tax credit worth?
- What reasons can you withdraw from your 401(k) early?
- Why do travelers get SSSS?
- Request missing miles for flights on Star Alliance and partner airlines
- YNAB, for hands-on zero-based budgeting
- 2. Reduce your internet speed for a lower price
- Work out how much of your income should go to rent with the 50/30/20 rule
- Is another Treasury bond crash imminent?
- More details about Capital One CDs
- Fly with partner airlines
- When it could make sense to buy them
- What colleges are doing to help
- How Drivewise from Allstate works
- Best car insurance in New York overall: Travelers
- How to short a stock in 5 steps
- How we selected the best car-buying apps
- Applying for a U.S. passport for the first time
- Where The Hartford/AARP stands out
- 2. Cash management accounts
- Best place to exchange currency: Your bank or credit union
- Who fills out Schedule E?
- What is the cheapest car insurance in Texas?
- BEST STORE CARDS
- How can I get a cashier’s check?
- When are estimated taxes due?
- How to convert American miles to dollars (calculator)
- 1. Brigit: Best for budgeting tools
- Capital One SavorOne Cash Rewards Credit Card
- How to start a vending machine business: A step-by-step guide
- Strategy No. 2: Know where the savings are
- What makes a good kids' savings account?
- How state income tax rates work
- RPT Realty (RPT)
- What expenses qualify for Section 179?
- How much should I save?
- How long do pending credit card transactions take to clear?
- United MileagePlus Miles value over time
- How do tax credits work?
- What is the dividend tax rate?
- Top pick for DoorDash
- Dapps vs. centralized services
- How to evaluate credit card APRs
- Burnout and poor mental health at work
- More about the best renters insurance companies
- Recent averages for factors that affect a car payment
- Double the card, double the bonus
- Best affordable homeowners insurance in Pennsylvania: Erie
- Why does Core PCE matter so much?
- How a physician loan works
- State minimum wages in 2024
- 2. Shop for a loan
- How loan term affects your car payment
- PLLC vs. LLC: What’s the difference?
- How to choose a brokerage account provider
- How investment and brokerage fees affect returns
- Does Medicare Advantage cover dental care?
- Are auto loan interest rates rising?
- Bank of America joint account
- Individual taxpayer identification number (ITIN)
- How does a broker make money?
- Canceled car insurance: Be prepared to pay more
- Can you upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®?
- Where was Direct File available?
- Where to stash your emergency fund
- Chase Sapphire Preferred® Card
- What is a mega backdoor Roth?
- How the annual gift tax exclusion works
- Best credit union personal loans for 2024
- Best-performing tech stocks
- 7 best stocks to buy now, according to analysts
- How we ranked the top life insurers
- T-bill purchase example
- 2. Set a savings goal for the upfront costs
- Step 2: Compare types of health insurance plans
- Meme stock history
- How much do payday loans cost?
- 1. Instead of a bonus, you’ll earn a higher rewards rate for 6 months
- Why invest in energy ETFs
- 2. Communities and the environment benefit
- Holiday weekends
- ESG investing
- 2. Get free overseas data using T-Mobile and Sprint
- February
- Why short a stock?
- Loopholes may allow customers to pay with credit
- Crates
- How to avoid an NSF fee
- How do Vanguard index funds work?
- Waiver of premium rider
- How landlords and property managers check credit
- How are business credit scores calculated?
- Why mortgage rates could actually fall
- AARP life insurance policies
- 3. Do your research
- How much is a SENTRI Pass?
- 2. There's no annual fee, technically
- What you pay for CPAP
- Investing for income: Dividend stocks vs. dividend funds
- 4. Work today for fast cash today
- Sign-up bonus
- Dealing with excess 401(k) contributions after Tax Day
- 3. Bluetooth connectivity
- Can you chat with Frontier Airlines?
- Does the U.S. have a wealth tax?
- Mortgage payoff calculator help
- Fake apps are stealing crypto
- Simple interest calculation examples
- How does a home equity loan work?
- Cheap car insurance in Florida
- Can you live off ETF dividends?
- Northwestern Mutual life insurance policies
- What to consider when opening CDs
- Average net worth by age
- How to earn elite status with Delta in 2024
- Step 2: Pre-qualify and compare offers
- Where to find auto sales listings
- Should you hire a real estate attorney?
- Where The Hartford/AARP falls short
- Reasons to consider removing an authorized user
- How does OASDI tax work if I’m self-employed?
- Roth IRA income limits 2024
- What to look for in a personal finance tool
- How to create a home inventory
- Am I a resident for Ohio state income tax purposes?
- Key features of IRAs vs 401(k)s
- Other alternatives to Mint
- How do American miles compare to other airlines?
- Compare brokers
- What to do after you get a speeding ticket in California
- The true cost of a 401(k) loan
- Taxes on 401(k) withdrawals
- Investing for income: Dividend stocks vs. dividend funds
- Why this Iberia award chart change matters to U.S. travelers
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Understand how much data your apps use
- How do United miles compare with other airlines?
- Our tips
- Chase Sapphire Reserve®
- Normal yield curve
- The top 7 dividend aristocrats list
- What does Medicare cost with ESRD?
- Negotiated drugs will be covered by all plans
- Bond risks
- What makes rent unaffordable?
- What's the catch?
- You might be denied the ability to open a new bank account
- Does raising the minimum wage cause inflation?
- Why is budgeting important?
- Historical national rates
- Current Chase bonus categories
- Manufactured vs. modular homes
- Other factors to consider
- Which types of businesses can start a PLLC?
- When will I get my 2024 tax refund?
- How do CDFIs work?
- 4. Be honest about what it will take
- How to use average car interest rates
- Best life insurance companies: Pros and cons
- Keep your credit cards active
- How we chose the cheapest companies in Texas
- Strategy No. 3: Push back on lender fees
- How secured credit cards work
- Weigh the pros and cons
- 13 fundamentals of personal finance
- How much equity do you have?
- 4. Head-up display
- Warning signs that you may have been selected for secondary screening
- Are rates really that high?
- How to know who your mortgage servicer is
- Making referrals: Caveats and considerations
- What are qualified dividends?
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- How much rent can you afford?
- Why checking your credit is smart
- Search for one-way flights
- Diversify your rewards
- Our tips
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- Episode transcript
- What you need for a Bahamas cruise
- When to choose a money market account over a savings account
- Ask about financial assistance
- Cost
- Limit orders: Make trade when the price is right
- Dividend vs. growth stocks
- 3. High-yield money market accounts (MMAs)
- 12 best low-cost franchises for aspiring business owners
- Another money-change option: online currency converters
- 1. Buy a big (and I mean really big) boat
- Wells Fargo joint account
- What is a Bitcoin strategy ETF?
- Estimated tax payments 2024
- Buying a put option
- 5. Seek community loans and assistance
- Priority boarding
- When are state income tax returns due?
- Should I choose a home equity loan or a HELOC?
- Mega backdoor Roth 2024
- Acadia Realty Trust (AKR)
- 2023 Section 179 deduction limit
- Requirements: Who qualifies for the child tax credit?
- Common reasons for excess 401(k) contributions
- Card network
- Employer identification numbers
- The difference between wealth and income
- Questions to ask yourself first
- How do I find a financial coach?
- Are dapps really decentralized?
- 3. Consider the length of the mortgage loan
- Credit cards
- What to expect from credit cards with low APRs
- How credit scores affect monthly car payments
- See CD rates by bank
- Travel credit card availability
- What are the point bonuses worth?
- How to avoid overdrafts in the future
- 21 most-shorted stocks by short interest
- Are Vanguard index funds a good investment?
- The bear put spread
- Certify
- 3. Determine other ownership costs
- Do I have to do anything?
- The longer your loan term, the more interest you will pay
- Are brokerage fees tax-deductible?
- Key differences between term life and whole life
- How do I get a SENTRI Pass?
- 5. Dash cam
- Where do I put my emergency fund?
- If you need student loan help
- The pros and cons of investing in tech stocks
- How to message Frontier Airlines
- How to find the best stocks to buy now
- Best return-of-premium life insurance policies: Pros and cons
- Flat or humped yield curve
- Cheapest for 20-year-old drivers
- How is PCE calculated?
- 3. It can offer a better shopping experience
- More about Capital One
- ESG investing benefits
- March
- Emergency cash grants for students affected by COVID-19
- Do all workers earn at least the minimum wage?
- Best car insurance in New York for your budget: Progressive
- Top car-buying apps
- How do you start a budget?
- Your passport may need at least six months' validity remaining
- State availability
- OASDI limit 2023
- Return-of-premium rider
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Do personal credit scores affect business credit scores?
- PLLCs vs. other business types for professionals
- 2024 tax refund schedule
- AARP customer complaints and satisfaction
- Best car insurance companies: Our winners
- How much is a Dunkin’ Donuts franchise?
- 3. M1 Plus members earn extra cash back at select merchants
- How much does a cashier’s check cost?
- How much does a stock broker make?
- When is the best time to use American miles?
- Can you fight it?
- 2. Empower: Best for fast cash
- What were the income limits for IRS Direct File?
- 6. Ask for forbearance on bills
- Why rates vary
- Why do lenders sell mortgage loans?
- How to pay off a mortgage early
- When is the best time to use United miles?
- What’s the difference between simple interest and compound interest?
- Treasury bill rates compared to other Treasury securities
- 5 best-performing meme stocks
- Full Review
- How to invest in dividend ETFs
- When does Medicare coverage for ESRD start?
- Best homeowners insurance in Pennsylvania for coverage: Openly and Erie
- Out-of-pocket spending will be capped at $2,000
- How to prepare for a bond crash
- All year
- Reach Medallion status
- How to calculate your net worth
- Average interest checking account rate: 0.08%
- Current Citi Dividend bonus categories
- How is a modular home built?
- How are dividends paid out?
- Factors at play
- Investment fee calculator
- Cost of term life vs. whole life
- Does Medigap cover dental care?
- 5. Embrace the learning curve
- IRA vs. 401(k): A road map
- Employer identification number (EIN)
- Opting out of credit is a gamble
- Top 8 Bitcoin strategy ETFs by fee
- Who should make estimated quarterly tax payments?
- 401(k) loans are tied to your company
- 3. Choose a tutoring business model
- Free checked bag
- Strategy No. 4: Shop for title and settlement services
- 2024 Section 179 deduction limit
- How to claim the child tax credit
- 6. Tunes, directions and apps
- What happens if you have a boarding pass with SSSS on it?
- What is the difference between income tax and wealth tax?
- What’s the difference between a pending transaction and a hold?
- 3. Negotiate with your internet provider for a better deal
- Referral bonus annual limits
- When to exercise stock options
- Episode transcript
- How much does a financial coach cost?
- California income tax deadlines and extensions
- 2. There’s no credit check
- What is Bare Minimum Monday?
- Dividend kings vs. aristocrats
- 2. There’s an introductory 0% period for purchases and qualifying balance transfers
- Try a simple budgeting plan
- What Platinum Elite status means
- 3. Buy a local SIM card in your destination
- 2024 Delta elite status requirements
- OASDI limit 2024
- How do I check my tax return status?
- Where to exchange currency outside the U.S.
- More about AARP
- Cheap car insurance in Texas by age
- How do you find a broker?
- Best in Texas for having few consumer complaints: Chubb
- 7. Request a payroll advance
- How do I open a savings account for a baby or child?
- Types of state income tax
- Secured credit cards: Examples
- What to expect the stock market to return
- Think big picture about your money
- What are your options?
- Request missing miles for other MileagePlus partners
- Adjust phone and app settings to save data
- Inverted yield curve
- 4. Choose the right type of mortgage
- How to check your credit score without hurting it
- Who can open a joint business account
- What can I use a home equity loan for?
- How it can help
- Are physician home loans a good idea?
- For non-U.S. citizens
- How to choose a money market account
- The risks of short selling
- What if you can’t wait that long to renew your passport?
- How much does it cost to buy Vanguard index fund shares?
- Exceptions to state minimum car insurance requirements
- 4. Find the right car for you
- 4. Peer-to-peer lending
- New York state supplemental income tax
- Best life insurance company overall: MassMutual
- Why should I get the SENTRI Pass?
- Make sure you’re financially prepared
- Average car insurance rates after a speeding ticket in California
- 20% rebate on eligible in-flight purchases
- Blue Cash Preferred® Card from American Express
- 1. High-yield savings accounts
- SITE Centers Corp. (SITC)
- Gift tax limit 2024
- 7. Massaging and heated seats
- Regulated versus unregulated debit cards
- Goodbudget, for hands-on envelope budgeting
- The Fed keeps the economy on a diet
- What are the best dapps?
- Northwestern Mutual customer complaints and satisfaction
- Why is net worth important?
- No guarantee that savings will be passed on
- Local sales
- How much will a real estate attorney cost?
- What’s next?
- Offer cash
- The Hartford/AARP home insurance coverage
- Is the OASDI tax mandatory?
- Non-Medicare dental coverage options
- Capital One joint account
- Worthwhile timeshare offers, by chain
- Other insurance options
- How does Spotify fit into your budget?
- Should you use a 401(k) loan to pay off debt?
- How to access IRS Direct File
- How to get a home equity loan
- ‘Hummer tax deduction’: Which vehicles does Section 179 cover?
- How do I build an emergency fund?
- How to email Frontier Airlines
- An alternative to chasing the best stocks
- What’s the difference between a financial advisor and a financial coach?
- Are Treasury bills a good investment?
- What to expect from credit cards with high APRs
- Terms connected to meme stocks
- How loan term affects your monthly car payment
- 3. The card offers multiple redemption options
- What to do if your appeal is unsuccessful
- MileIQ
- Accidental death rider
- Modular homes vs. site-built homes
- 6 types of dividends
- The length of your loan and negative equity
- What is a good business credit score?
- Why haven't I received my tax refund?
- More about these investment expenses
- How to find another company's EIN
- How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
- 2. Buy a private jet
- Cheap car insurance in Texas for 20-year-olds
- How to open a Dunkin’ Donuts franchise
- 8. Take a loan from your retirement account
- More about the card
- Your 401(k) plan allows after-tax contributions
- Look beyond the rate
- What can I do with my money if I max out my 401(k)?
- Use Wi-Fi (instead of cellular) to save data
- What is my net worth?
- How to resolve an issue with a pending transaction
- How to contact your servicer
- 4. Bundle your services for a better combined price
- How to accept a referral for an AmEx card
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Steep yield curve
- Factor in other costs
- 3. No APR or late fees apply, but don't be fooled
- How to invest in dividend aristocrats
- PCE vs. CPI
- Catastrophic coverage will no longer require coinsurance
- 4. You can find unique gifts
- How much should you spend on a mattress?
- Apply for a Delta SkyMiles credit card
- 4. Utilize an eSIM card
- April
- Money market accounts vs. other accounts
- Airlines
- Categories from previous years
- Why is the IDR account adjustment happening?
- Other tech tools to help you manage your money
- How to open a brokerage account
- What is Ohio’s standard deduction?
- What is non-operating revenue?
- The Bitcoin ETF price war
- 4. A paid M1 Plus membership unlocks more perks
- What if I lose the cashier's check?
- How has the value changed over time?
- 4. Register your business
- Should my child also use a debit card or banking app?
- The cost of flights in Avios before vs. after the change
- Final thoughts on requesting missing United miles
- What you can do to avoid high rates
- Whom do I contact about my Frontier Miles loyalty account?
- Can United miles be used on other airlines?
- Prepare your paperwork
- How many banks have collapsed?
- 5. Know how mortgage interest rates work
- Do I have to pay California state tax?
- How to apply for a joint business bank account
- Home equity loan rates in 2023
- Other ways to access the Admirals Club
- Where Northwestern Mutual stands out
- Emergency tuition assistance
- How Snapshot from Progressive works
- Best car insurance in New York for having few customer complaints: The Hanover
- Free stock screeners from brokers
- Optional coverages
- A savvy way to save money
- Downsides to upgrading the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Direct File eligibility
- How to invest in dividend stocks
- 9. Borrow against life insurance
- Secured credit cards vs. prepaid debit cards
- Additional child tax credit
- Gift tax limit 2023
- My experience getting SSSS on my boarding pass
- Payment processing fees
- A billion bucks might do the trick
- Top pick for Grubhub
- How do I become a financial coach?
- Why try Bare Minimum Monday
- How do payday loans affect credit?
- How to increase your net worth
- How to find a physician loan
- What states are increasing minimum wages in 2024?
- Cruising versus flying
- Finding a real estate attorney
- Appeal in person
- The long straddle
- What to do after removing an authorized user
- 5. Contact the seller or visit a dealership
- 5. Online savings accounts
- What’s the best auto loan term?
- Credit-related deal breakers
- How to choose between term and whole life insurance
- Where to avoid exchanging currency
- How to fill out Schedule E
- Additional functionality
- 3. EarnIn: Best for large advances
- How to store the Bitcoin you buy
- How to invest in dividend stocks
- Lifelong lessons
- Your 401(k) lets you move your after-tax money
- Urstadt Biddle Properties Inc. (UBA)
- 5. Check on assistance programs for a monthly discount
- The Platinum Card® from American Express
- Understanding the yield curve
- What is a meme stock ETF?
- What’s your state’s maximum interest rate?
- Next steps
- Mattress-buying tips
- How to make an appointment at a passport agency
- Step 3: Choose your lender and loan
- Clothes, vintage and crafts
- Discounts
- What will count toward IDR forgiveness?
- Making a claim without an inventory
- 3. Buy a house. Heck, buy houses for all your friends.
- Online joint bank accounts
- Adoption taxpayer identification number (ATIN)
- Do spot Bitcoin ETFs have custodianship risk?
- 5. Investing through M1 is automated
- How flexible are American miles?
- 10. Use a credit card cash advance
- Are home equity loans a good idea?
- Revisit your plan
- Choosing a card
- Dividend tax rate 2023
- What causes Treasury bill rates to fall?
- Estimating your car payment
- 4. You can pool your rewards with others
- When does Medicare coverage for ESRD end?
- Best homeowners insurance in Pennsylvania for consumer experience: Nationwide
- When is the PCE released?
- Drug price increases can’t exceed the rate of inflation
- Where Northwestern Mutual falls short
- ESG investing vs. socially responsible investing vs. CSR
- Airline loyalty programs
- 7 steps to appeal your financial aid
- Is OASDI tax the same thing as Social Security tax?
- Pros and cons
- When are New York state income taxes due?
- Estimate your 2024 IRS tax refund date
- What’s the filing deadline for my Ohio state income tax bill?
- Skip currency exchange: Use a credit or debit card
- How to enroll in dental coverage
- Best life insurance company for applicants with HIV: Guardian
- How to calculate quarterly estimated taxes
- Compare the best savings and money market accounts
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Pre-tax vs. Roth 401(k)
- Major changes worth noting
- Does Section 179 cover real estate?
- Consider the costs of cashing out your 401(k)
- How the lifetime gift tax exclusion works
- Individual taxpayer identification number
- How to invest in tech stocks
- Does Frontier give refunds for canceled flights?
- Managing expectations
- Look for savings
- Dividend aristocrats ETFs
- Are payday loans legal?
- May
- Emergency college food options
- What is a short squeeze?
- Average certificate of deposit rate: 1.81% for one-year CDs
- Zoho Expense
- Best for emergency medical coverage: Allianz Global Assistance
- Who should avoid Frontier Airlines?
- Budgets loom
- Looking for value with less fuss? Go with the Chase Freedom Unlimited®
- What are fleet cards?
- 401(k) withdrawals
- 11. Look for a payday alternative loan
- What is California's standard deduction?
- Qualifying for a better credit card APR
- Ways to get the best home equity loan rates
- 5. There are side perks, too
- Search for individual tickets if traveling in a group
- How credit card rewards look in other countries
- Keep good records
- Consumer complaints
- Can I get my Social Security tax back if I’ve overpaid it?
- Advantages of modular homes
- Other Roth IRA rules
- How to rent an apartment if you have credit challenges
- Do I have to pay New York state income tax?
- 5 things to know about Ohio state tax
- How to change or cancel an EIN
- Operating income vs. revenue
- Cashier’s check vs. certified check vs. money order
- Buying a put option vs. short selling
- Cheapest car insurance companies after a speeding ticket in California
- NFL Extra Points Visa® Credit Card
- 401(k) loan alternatives
- Strategy No. 5: Ask the seller to contribute
- 2. Certificates of deposit
- When to expect your child tax credit refund
- Credit union personal loan rates
- 6. Shop mortgage lenders like a bargain-hunter
- Step 3: Compare health plan networks
- 4. You can carry a balance over a short term
- Jewelry warranties and service plans
- Medicare Part D premium increases will be limited
- More about Northwestern Mutual
- 2024 Delta Sky Club access changes
- Minimum wage increases
- When you need a passport for a cruise
- Best car insurance in New York for ease of use: State Farm
- Accelerated death benefit rider
- 6. Inspect and test-drive the car, if applicable
- Brokerage accounts are taxable accounts
- How to upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Compare the best CD accounts
- 5. Separate your business and personal finances
- Citi Custom Cash® Card
- How to use a secured credit card to build credit
- You’ve got money left over for savings
- Kite Realty Group Trust (KRG)
- How did we determine the value of United miles?
- Dividend tax rate 2024
- Can I make money with meme stocks?
- The exception: the Military Lending Act
- What credit card should you use?
- Rental cars
- Consumer experience
- What to consider before you begin investing
- Disadvantages of modular homes
- 6. High-yield checking accounts
- Things to consider when opening a joint bank account
- Who should skip the SENTRI Pass
- What do the approvals mean for Bitcoin?
- How did we determine the value of American miles?
- How do fleet cards work?
- 12. Get a personal loan
- Compare Roth 401(k) vs. traditional 401(k)
- Strategy No. 6: Consider a 'no-closing costs' mortgage
- 2023 state income tax rates and brackets
- How do I grow my home's equity?
- Ready to get started?
- What if you don’t qualify for Section 179?
- How can you reduce SSSS markings in the future?
- Consult your payment processor
- Determine any special circumstances
- Receiving referrals: Compare referral welcome offers
- Next steps
- Why did First Republic Bank fail?
- Next Steps:
- What part of my income gets taxed by California?
- Step 4: Gather loan documents
- What is the median household income in the U.S.?
- Will parent PLUS loans qualify?
- If you’re considering flying Frontier Airlines
- Where's my 2024 state tax refund? Track your status
- 3 tips to control central air conditioning installation costs
- 4. Give it away
- Preparer tax identification number (PTIN)
- Next steps:
- 4. Varo: Best for existing bank customers
- Full list of the best home insurance companies in Texas
- 7 ways to reduce your 401(k) taxes
- How to find lost luggage on Frontier Airlines
- EveryDollar, for simple zero-based budgeting
- How much can you borrow with a home equity loan?
- Full list of the best homeowners insurance in Pennsylvania
- Out-of-pocket costs for insulin will be capped
- ESG investing examples
- What's next?
- U.S. passport agency locations
- What is naked short selling, and why is it illegal?
- Hire help if you need it
- How do you buy Vanguard Index fund shares?
- Construction loans for modular homes
- If you're considering an upgrade from the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Compare the best checking accounts
- 6. Create a business budget
- Strategy No. 7: Sign loan papers near the end of the month
- How fast does a secured card build credit?
- 2024 child tax credit news update
- 2024 lifetime gift tax exemption
- How to report dividend income on your taxes
- 5. It doesn’t report payments to credit bureaus
- Ex-dividend dates
- June
- The long strangle
- Concur Travel
- Problems with tenant background checks
- How to form a PLLC
- What is New York state's standard deduction?
- Alternatives to term and whole life insurance
- Best life insurance company for consumer experience: Northwestern Mutual
- How can I avoid cashier's check fraud?
- 13. Rent out a room
- How to get Hilton Diamond status
- 3. Bonds
- Should you act or sit tight?
- Top pick for Uber Eats
- Bottom line: Is hiring a financial coach worth it?
- 5. Pay for an international plan add-on
- What these changes mean for Delta flyers
- 7. Determine which warranties are right for you
- How to get a tax refund sooner
- Is the SENTRI Pass worth it?
- How much does Direct File cost?
- Strategy No. 8: Ask your bank about discounts and rebates
- Bottom line
- InvenTrust Properties Corp. (IVT)
- How to get a loan from a credit union
- Am I a resident for California state tax purposes?
- What to do if you have a high-interest loan
- Using a credit card to visit American Airlines Admirals Clubs
- How to rebook quickly for a canceled flight
- Full Extra Help subsidies will be available to more beneficiaries
- Types of ESG investments
- Full list of the best car insurance in NY
- Electronics
- Why are passport processing times suddenly so slow?
- Shopping and dining
- Will my servicer know if I qualify?
- Exchange frequently? Consider a multicurrency account
- Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
- How to pay estimated taxes
- Compare the best banks, credit unions and cash management accounts
- How much does homeowners insurance cost in Texas?
- Why did Silicon Valley Bank fail?
- How to control your dividend tax bill
- Home equity loan requirements
- How much does homeowners insurance cost in Pennsylvania?
- The bottom line
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How to evaluate dividends
- Why do I need a business credit score?
- Brokerage accounts vs. IRA
- 5. Buy an island. Or make a movie.
- If you want to obtain a SENTRI Pass
- Recap: How to get a cashier's check
- What to do with the Bitcoin you buy
- You can negotiate closing costs
- Key differences between an EIN vs. ITIN vs. SSN
- Where do I offer feedback or send a complaint to Frontier Airlines?
- Get your photo taken
- How to get a payday loan
- United Airlines flight delay compensation recapped
- Before you jump in
- Average money market account rate: 0.66%
- Next steps
- Long-term care rider
- Tips to avoid rental credit check problems
- Am I a resident for New York state income tax purposes?
- What do the approvals mean for other crypto investments?
- Who qualifies for timeshare presentation offers?
- What’s the difference between IRS Free File and IRS Direct File?
- 14. Moonlight as a dog sitter
- Who pays the gift tax?
- Should you exercise early?
- Step 4: Compare out-of-pocket costs
- July
- Housing assistance for college students
- The bottom line on short selling
- What are the best Vanguard index funds?
- How do business expense trackers work?
- How to finance central air installation
- Compare the best bank accounts for students and kids
- 5. Dave: Best for repayment flexibility
- 7. Determine your pricing
- Are these the best dividend stocks?
- What is Hilton Diamond status worth?
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Jewelry insurance from a specialty company
- The complete list of dividend aristocrats
- Adult vaccines will have no cost-sharing requirements
- If you're looking for the best way to use your cell phone abroad
- Can you get a passport in one day?
- Step 5: Submit your application and get funded
- Why you can trust NerdWallet
- Other home insurance companies to consider
- 8. Negotiate the best price
- How do I get my business credit score?
- The best place to exchange currency at the end of your trip
- Fleet fuel cards: benefits and drawbacks
- 15. Become a rideshare or delivery driver
- What are the best dividend stocks?
- 2024 state income tax rates and brackets
- Capital One Venture Rewards Credit Card
- Urban Edge Properties (UE)
- Do you pay taxes when you receive a gift?
- Credit union vs. online lender
- Contacting Frontier Airlines customer service recapped
- Are home equity loans a good idea?
- Payday loan alternatives to consider
- Extra fees
- Renew your U.S. passport now
- What if I had delinquencies or a student loan in default?
- Best life insurance company for coverage amounts: New York Life
- Frequently asked questions about estimated tax payments
- Summary of the best banks and credit unions of 2024
- Average cost of homeowners insurance in Texas by city
- Other renters insurance companies to consider
- Average cost of homeowners insurance in Pennsylvania by city
- How much money can you make on YouTube?
- 8. Market yourself
- 16. Cut your insurance premiums
- Consequences of a child tax credit error
- Empower Personal Dashboard, for tracking wealth and spending
- Last-minute flight deals are out there
- Other closed-loop cruises
- How to choose a business expense tracker
- Currency exchange: Frequently asked questions
- If you’re tempted by a timeshare presentation offer
- Is Hilton Diamond status worth it?
- Is the gift tax deductible?
- The bottom line
- Companies that offer return-of-premium riders
- Why did Signature Bank fail?
- ESG investing: How to get started
- August
- Discounted broadband access
- As a last resort, contact your member of Congress
- The synthetic long
- How to use Chase points for flights smartly
- Why not both?
- Child term rider
- 9. Maximize trade-in value, if applicable
- Important considerations when opening a Roth IRA
- 6. MoneyLion: Best for existing customers
- The Platinum Card® from American Express
- The cheapest home insurance in Texas
- 9. Prepare yourself for tutoring challenges
- Federal Realty Investment Trust (FRT)
- How much is the gift tax rate?
- Apply in person
- Top pick for Amazon’s food delivery services
- The cheapest homeowners insurance in Pennsylvania
- The difference between interest rate and APY
- If you want to earn Marriott points fast ...
- Best for those who pack expensive equipment: Travel Insured International
- Can I get a refund?
- 17. Consolidate your debt
- State child tax credits
- How does return-of-premium life insurance work?
- Jewelry insurance companies
- Singapore KrisFlyer sweet spots recapped
- How to get a passport in 24 hours
- Starting a landscaping business: The economics
- After deciding
- Fuel card vs. business gas credit card
- Next steps
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- If you want to cruise to the Bahamas
- More reading for active investors and traders
- Earn an audience, and earn more in the long run
- Best life insurance company for permanent life insurance: Pacific Life
- How much does a Dunkin’ franchisee make?
- Selling a put option
- How to collect Iberia Avios
- What’s happening with Silvergate Capital Corp.?
- September
- 10. Make the purchase
- Are dividends taxed?
- 18. Refinance your student loans
- What is the $500 credit for other dependents (ODC)?
- Pay the required fees
- Cheapest for 30-year-old drivers
- What to know about Pennsylvania homeowners insurance
- In-flight experience
- Finding long-term solutions
- Other life insurance riders
- What to know about Texas homeowners insurance
- U.S. Bank Cash+® Visa Signature® Card
- Kimco Realty Corp. (KIM)
- Common gift tax return triggers
- What happened to Credit Suisse?
- Friends and family
- Next steps
- What is credit card consolidation?
- When do you file Schedule E?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- 19. Change your cell phone plan
- Child tax credit vs. child and dependent care credit
- What’s the catch with return-of-premium life insurance?
- California state tax credits
- Step 5: Compare benefits
- Other ways to make money
- Overall, the changes to the Iberia Plus American Airlines award chart are disappointing
- 4. Money market funds
- How the FDIC calculates national rates
- Ideal Dunkin’ Donuts franchisee candidate
- Avoid risky loans
- PocketGuard, for a simplified budgeting snapshot
- What it's like to take the American Airlines bus service
- October
- If you want to transfer Southwest Rapid Rewards points
- How does credit card consolidation work?
- Cheapest for 30-year-old drivers
- Does your business need a fleet fuel card?
- Top pick for Instacart
- Investing
- Refer a friend
- Best for adventurous travelers: World Nomads
- Best life insurance company for customer satisfaction: State Farm
- Armada Hoffler Properties (AHH)
- Are other banks are in trouble?
- How to prepare now for a potential accident in a rental car
- Where to get Schedule E
- Dunkin’ alternatives
- 8. Klover: Best for no-fee advances
- ROP life insurance pros and cons
- Transfer American Express Membership Rewards
- The bottom line
- Final thoughts on all the ways to save money on travel
- NYC income tax rates
- 5. Mutual funds
- Should I take my money out of the bank?
- November
- Is consolidating credit card debt a good idea?
- Wait for processing
- OK, what's next?
- Call vs. put options
- More resources
- Bank of America® Premium Rewards® credit card
- Brixmor Property Group Inc. (BRX)
- Is return-of-premium life insurance worth it?
- How to get a business loan from a bank
- Transfer Marriott Bonvoy points
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Can I still use my credit card after debt consolidation?
- Schedule E vs. Schedule C
- Cardless Mastercards
- Are we in a recession?
- Summary: How to choose health insurance
- Tips when writing your market analysis
- Best life insurance company for older applicants: AARP
- 6. Index funds
- Mortgages
- Stay with Airbnb
- Best for medical coverage: Travelex Insurance Services
- Pros and cons of loan apps
- Honeydue, for budgeting with a partner
- December
- More about top-rated life insurance companies
- Pennsylvania department of insurance
- The four options market participants and their incentives
- Regency Centers Corp. (REG)
- How to track your California state refund
- Are we headed for a depression?
- Top pick for meal kits
- Looking for more insurance in Pennsylvania?
- Book travel extras
- Cheapest car insurance by state
- 6 things to know about New York state income tax
- The bottom line
- Advantages of put options
- Texas Department of Insurance
- Renewing your passport
- Best term life insurance companies of April 2024
- Bilt World Elite Mastercard® Credit Card
- Looking for more insurance in Texas?
- California state sales tax
- Best whole life insurance companies of April 2024
- Book Delta Vacations
- How to make money from home
- Budgeting resources from NerdWallet
- How much is jewelry insurance?
- Alternatives to bank business loans
- Why should you write a market analysis?
- 7. Exchange-traded funds
- Who might prefer AmEx Platinum over Chase Sapphire Reserve
- Best if you have travel credit card coverage: Seven Corners
- Financing options to purchase low-cost franchises
- Best no medical exam life insurance companies of April 2024
- 5 things to know about California state tax
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Book a cruise
- How to choose the best life insurance company
- NHL® Discover it®
- Personal loans
- Other notable options
- Methodology to identify the best budget apps
- How does jewelry insurance work?
- Use the Bags on Time guarantee
- Are apps like DailyPay and Payactiv cash advance apps?
- 8. Stocks
- Risks of getting cheap auto insurance
- Cheapest for 40-year-old drivers
- Pros and cons of starting a vending machine business
- Top pick for general food delivery
- Is jewelry insurance worth it?
- Enroll in SkyMiles Dining
- Best for long-term travelers: IMG
- Alternatives to cash advance apps
- Major issuers and their policies on instant credit access
- Final thoughts
- Cheapest for 40-year-old drivers
- Student loans
- Shop through Delta
- More about top-rated life insurance companies
- How to make money offline
- Other possibilities
- Ride with Lyft
- Citi Custom Cash® Card
- 9. Alternative investments
- Rent with Turo
- Best for travelers with unpredictable work demands: Tin Leg
- Taxes
- Cash advance app star rating methodology
- Order from Starbucks
- 10. Cryptocurrency
- Comparing cruise prices across websites
- The bottom line
- Travel rewards
- Full list of the best car insurance companies
- Buy tickets through Ticketmaster
- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
- Best for booking travel with points and miles: TravelSafe
- Mitigate cancellation policy risks with travel insurance
- Combine miles with another SkyMiles member
- Best car insurance companies by state
- 11. Real estate
- Purchase miles
- The best renters insurance policy for five common scenarios
- Travel cards with cruise benefits
- U.S. Bank Cash+® Visa Signature® Card
- How to earn Delta SkyMiles recapped
- How to start a profitable business
- Best for group travel insurance: HTH Insurance
- How to find the best car insurance
- How to choose the best investments in 2024
- Booking a cruise recapped
- Cheapest for 50-year-old drivers
- How to choose an online business idea
- Cheapest for 50-year-old drivers
- Types of travel insurance
- Find the best cheap renters insurance in select states
- How we ranked the best renters insurance companies
- Reasons to buy a business
- Cheapest for 60-year-old drivers
- What does travel insurance cover?
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- What’s not covered?
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- Cheapest for 70-year-old drivers
- What are the top travel destinations in 2024?
- Cheapest for 70-year-old drivers
- More resources for travel insurance shoppers
- Top credit cards with travel insurance
- Methodology
- Learn more about personal finance
- How to get cheap car insurance in Florida
- Minimum car insurance requirements in Florida
- Cheapest car insurance for military families
- How to get cheap car insurance in Texas
- Minimum car insurance requirements in Texas
- No-fault insurance in Florida
- Auto insurance alternatives in Texas
- Why you can trust NerdWallet
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.