Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- About Roth IRAs
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- What is IRS Form 4868?
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- See CD rates by term and type
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- What is a joint credit card account?
- What is a W-4?
- What is a budget?
- Medicare Advantage companies
- What Medicare covers
- Find the right Medicare Advantage plan
- What are dividend stocks?
- How many IRAs can you have? How many Roth IRAs?
- What is a target-date fund?
- What is an index fund?
- Work from home jobs often pay more
- 1. Determine if you need to file taxes
- About Concord Group home insurance
- What is passive income?
- How to buy stocks in 6 steps
- What is withholding tax?
- Freelancing
- What is a cash-back app?
- 2024 child tax credit news update
- 1. See whether the check has already cleared
- What is YouTube Premium?
- Getting to Houston
- What is a Roth 401(k)?
- About Homesite home insurance
- What is a credit freeze?
- Lower interest rates
- Higher credit limit or higher credit score?
- Collateral loss
- 7 of the best apps to make money
- S&P 500 index (SPX) today
- The cheapest car insurance companies by category
- Savings accounts
- 1. Get the right card
- Preparing to buy tips
- How much is YouTube TV a month?
- How to get paid on YouTube
- What to know before getting The Platinum Card® from American Express
- What is Schedule C?
- 1. Certificates of deposit (CDs)
- Make sure the car qualifies for road testing
- Can you withdraw money from a 401(k) early?
- Medical insurance
- PHFA highlights and eligibility
- 7 best-performing AI stocks
- What's the best S&P 500 index fund?
- Best stocks by one-year performance
- Investing money is personal
- About Singapore Airlines
- What is a savings account?
- What it means to diversify
- Grand Hyatt Kauai Resort & Spa
- Part B costs have gone down
- Advisor or adviser?
- How to get TSA PreCheck for free
- 1. Health care
- Lufthansa economy fares
- Getting to Atlanta
- SIPC insurance rules
- Claim United miles for past flights on the airline
- What is forex trading?
- IHG Executive Club Lounges
- How much are taxes on lottery winnings?
- What makes a good business idea for teens?
- What is a conventional mortgage?
- Kaiser Permanente Medicare Advantage
- What a mortgage servicer does
- 50/30/20 budget calculator
- 1. Use taxis and rideshares safely
- What is short selling?
- Government home loans for buying
- How we found the best travel insurance
- What is Bidenomics?
- Frugal food tips
- What is a bonus?
- 6 things to know about Hawaii’s small islands
- The best budget apps
- Where to get gift money
- What is financial planning?
- Nationwide frequent parking programs
- How to use the mutual fund calculator
- How much is Grubhub+?
- Cheap one-day tickets for Universal Studios
- January
- 1. Upfront benefits are generous
- How to save money while traveling
- FuboTV cost per month
- 1. Airlines, including Delta, aren’t required to provide compensation for delays
- Know your credit
- How does capital gains tax on real estate work?
- 1. Set your budget
- California state income tax brackets and rates
- 1. Sell spare electronics
- 1. Make extra payments toward the principal
- How do LLC taxes work?
- How to start a car wash business
- What to expect flying economy with Emirates
- Regular CD vs. jumbo CD
- How do CDs work?
- Revenue-based mileage programs
- 1. Free shipping
- Why is having a low credit utilization important?
- Working with a lender partner agent
- What are AI ETFs?
- What is backup withholding?
- What is a growth stock?
- Weebly vs. Shopify overview
- Best visitor insurance for parents visiting USA
- What is an income share agreement?
- What makes a knee replacement medically necessary?
- 1. Strengthen your financial profile
- 4 budgeting methods to consider
- What is a sole proprietorship?
- Commuter numbers rise by 7.5 million in 2022
- Where to buy spot Bitcoin ETFs
- Popularity
- Small-business grants for veterans
- Best Medicare Supplement Insurance companies
- What is a state income tax?
- Average retirement savings balance by age
- How to pay your federal taxes in 2024
- Government startup business grants and resources
- How to book Turkish Airlines economy class
- 1. Skip the airport
- Roth IRA contribution limits 2024
- CDs are for some savings left untouched
- Best ways to consolidate credit card debt
- Assess the market
- 1. Credit score and credit history
- About The Platinum Card® from American Express
- Late winter and early spring
- The bull call spread
- 5 Ways to get started in real estate investing
- Our picks for the best life insurance companies in March 2024
- Average savings account rate: 0.47%
- What is the gift tax?
- What is P2P payment?
- How to compare FHA vs. conventional loans
- Pros of a condo vs. a house
- 1. It’s very similar to the Bank of America® Premium Rewards® credit card
- What’s deductible
- Student loan forgiveness plans
- When to write a financial aid appeal letter
- Authorized user vs. joint account holder
- Not getting all the paperwork
- 17 passive income ideas
- The 41 best online business ideas
- Authorized accounts
- 1. Title washing
- Step 1: Pick a type of car rental business
- 1. Know your bank’s mobile check deposit requirements
- Best cash-back apps of 2023
- 2. Gather a few pieces of information
- How much is YouTube Premium?
- Best free e-commerce website builders at a glance
- How to start a day care business
- Roth 401(k) vs. traditional 401(k): Where they differ
- Make sure your baby is old enough to fly
- The best money-making apps
- How to make money online
- Best place to exchange currency: Your bank or credit union
- What does it mean to invest in the S&P 500?
- What is a business credit score?
- 1. Your landlord’s insurance won’t cover you
- What’s a good credit score with FICO vs. VantageScore
- 11 best investments right now
- How to upgrade your American Express card
- The best AD&D insurance policies of March 2024
- How do expense trackers work?
- What is the 401(k) early withdrawal penalty?
- Top daily losers in the S&P 500
- The cons of Airbnb
- In this article
- How do index funds work?
- Summary of cash advance apps
- Your own insurance usually comes first
- 1. Choose which cryptocurrency to buy
- What are game apps that pay real money?
- How to use a HELOC in retirement
- 2. Sell your gift cards
- Elite status tiers
- Steps to transfer money from one bank to another
- Hotel points expiration dates and terms
- Part A costs have gone up
- Cash bonuses on cards with no annual fee
- 1. Stay invested
- 2. Marijuana
- 1. You get 5% with mobile wallets
- Why is your Capital One card suspended?
- What is the 10-year Treasury?
- Summary of perks
- The income-driven plan you use
- Wells Fargo Active Cash® Card
- How to get a business loan after bankruptcy
- The best term life insurance companies in March 2024
- How did the mifepristone case make it to the Supreme Court?
- Shopify: Best for multichannel e-commerce businesses
- Lottery tax calculator
- How much do Instagram influencers make?
- Hyatt Discoverist benefits
- How to freeze your credit with all 3 bureaus
- Knowing how your minimum payment is calculated offers insight
- How your servicer can help if you’re behind on payments
- Rite Aid
- Ways to pay for emergency pet care
- Hilton Honors
- What is the 50/30/20 rule?
- Many schools are trying to accommodate FAFSA filers
- Bonus tax rate
- Decide how much money to invest where
- Why Hispanic American banks and credit unions matter
- Why you should get preapproved for an auto loan
- Roth IRA income limits 2024
- Who files a Schedule C tax form?
- 20 high-dividend stocks
- Where to buy Treasury bonds, notes or bills
- Top target-date funds with low costs for 2024
- What is an S&P 500 index fund?
- New York state income tax rates
- Are these the best stocks to buy now?
- 529 plan rules
- 1. Start spending (responsibly)
- How to earn KrisFlyer miles
- How to buy a house with cash
- Why you need a savings account
- Step 1: Write your business plan
- Best crypto credit cards
- How much does a speeding ticket affect your insurance?
- Why are gas prices going up?
- Lufthansa economy vs. Economy Light fares
- Who pays withholding tax?
- 2. Foodie benefits
- How to lower your credit utilization
- How to fill out a W-4
- Are MMAs FDIC insured?
- Apps most like Airbnb for cars
- What is the child tax credit?
- What’s the purpose of a budget?
- Square Online: Best free e-commerce website builder
- Do you need insurance to rent a car?
- What is an LLC?
- How to choose the best crypto wallet
- How to short a stock in 5 steps
- Get the Best HELOC Rate
- Lincoln Heritage life insurance
- 2. Charge everything (and pay it back quickly)
- The Gold Card’s features
- What can I add on to YouTube TV?
- YNAB, for hands-on zero-based budgeting
- What reasons can you withdraw from your 401(k) early?
- Working from home jobs are growing
- How to use this consolidation calculator
- Our take
- How landlords and property managers check credit
- How the home sale tax exemption works
- How we ranked the top life insurers
- Who pays the gift tax?
- 3. Pawn something
- Know what you're paying for
- How does Form 4868 work?
- Disney's Halloween party history
- The best home insurance companies of 2024
- Request missing miles for flights on Star Alliance and partner airlines
- What to know before getting a joint credit card account
- Best car insurance in New Jersey overall: Travelers
- Understanding forex trading
- What do you think are the financial challenges Asian Americans face?
- Comparing government loans and conventional mortgages
- Compare Roth 401(k) vs. traditional 401(k)
- Where Homesite stands out
- How to buy spot Bitcoin ETFs
- 2. Be alert when drinking and dating
- How state income tax rates work
- Median retirement savings balance by age
- How much is the Mega Millions jackpot?
- Frugal shopping tips
- 1. IRS Direct Pay
- Our take
- Using miles to book Turkish economy class
- 2. Cash management accounts
- 9 steps in financial planning
- The benefits of having multiple IRAs
- 1. Traditional or Roth IRA
- Why invest in index funds?
- 3 best brokers for forex trading
- 2. Take note of tax deadlines and dates
- 1. Brigit: Best for budgeting tools
- 2. Delta will keep customers informed about delays
- 2. Pick your travel companion
- What you need to know about savings accounts
- 2. Refinance if you have good credit and a steady job
- Portfolio rebalancing strategies
- Park Hyatt Beaver Creek
- Where The Concord Group stands out
- How to keep your hotel points from expiring
- Ignoring tax consequences
- Mileage-based mileage programs
- Double the card, double the bonus
- Best AI ETFs by one-year performance
- What payments are subject to backup withholding?
- 2. Confirm the check amount is within mobile deposit limits
- Best-performing growth stocks
- Banks that have recently reduced or eliminated overdraft fees
- Fetch Rewards
- How do lottery taxes work?
- 3. Contact your bank
- How many Instagram followers do you need to make money?
- Income-share agreement providers are student loan lenders
- Anthem Medicare Advantage
- How to get Hyatt Discoverist status
- Commuter vehicles reach 116 million as ownership costs rise
- When to visit
- Consider buying your baby a ticket
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Why short a stock?
- Research the costs
- Best accidental death and dismemberment insurance in 2024
- Borrow a car for your driving test
- What Grubhub+ restaurants are in your city?
- What does the The Platinum Card® from American Express cost for military personnel?
- February
- Holiday weekends
- 2. Ongoing rewards are decent but complicated
- American Express Membership Rewards: The basics
- 2. Shop for a loan
- Do you pay taxes when you receive a gift?
- How P2P payments work
- 2. Credits and perks can make up for the card’s annual fee
- How LLCs pay income taxes
- MOHELA administrative forbearance
- Pros and cons to adding an authorized user
- What do advisors do?
- Citi ThankYou® points: The basics
- 2. Check on your diversification
- 3. E-commerce
- How withholding taxes are calculated
- How we ranked the top life insurers
- Selling stuff
- What if my bank fails?
- Weebly: Best for building customized websites
- Which is best for you?
- Information you need to freeze your credit
- Another money-change option: Online currency converters
- 8 best hot wallets
- How are business credit scores calculated?
- How are bonuses taxed?
- Investing for income: Dividend stocks vs. dividend funds
- 2. Income
- Learn more
- PHFA first-time home buyer loan programs
- Why are S&P 500 index funds popular?
- How to find the best stocks to buy now
- 4. Work today for fast cash today
- Insulin costs are capped
- The pros and cons of a life insurance trust
- What is the 10-year treasury yield today?
- Cheap car insurance in Florida
- Maximizing your sizable welcome bonus offer
- What's included in economy
- SIPC vs. FDIC: What is and isn’t covered
- How real estate agent matching works
- 3. Endorse the check
- Current forex trading rates
- How much is the 2023 child tax credit?
- How much is knee replacement surgery on Medicare?
- Where Homesite falls short
- Should I buy stocks when markets are at all-time highs?
- Lincoln Heritage life insurance policies
- How is the economy doing under Biden?
- 2. You probably own more than you think
- Is it a good deal?
- 2. Shop around online
- What is on a Schedule C form?
- Know a CD’s minimum
- People who can’t give you gift money
- Best iOS personal expense tracker apps
- Property and casualty insurance
- Where to look for information
- 3. Browse the Southwest Low Fare Calendar
- 2. Decide where to buy crypto
- A long non-winning stretch, but still hope
- How to take advantage of the sales tax deduction
- Step 2: Get your car wash business registered
- Where The Concord Group falls short
- Brex Card
- Regular CD rates vs. jumbo CD rates
- How you earn miles on American, Delta and United
- Car insurance rates after a speeding ticket, by company
- Best homeowners insurance companies: Pros and cons
- 3. American Express Pay It Plan It
- Banks are ditching overdraft fees
- How much is YouTube Music?
- 28 business ideas for teens
- How to monetize your Instagram with fewer followers
- Why is budgeting important?
- Does my car insurance cover rental cars?
- Key features of an LLC vs. sole proprietorship
- Certificates of deposit
- 3. Use multiple cards
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- What is a Roth IRA account?
- Multi-day park admission deals
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- How many S&P 500 index funds do I need?
- Working from home job ideas
- Our tips
- 3. Delta will rebook you on the next available flight
- Best life insurance companies: Pros and cons
- Historical national rates
- Is the gift tax deductible?
- Savings accounts with strong APYs can help your money grow
- 3. Earning and redeeming rewards is fairly simple
- What to include in your financial aid appeal letter
- How much extra time does Form 4868 give you?
- The bottom line
- Diversify your rewards
- 4. Information technology
- What state has the highest gas prices?
- Are your investments covered?
- Is it a good deal?
- Types of AI ETFs
- Weebly vs. Shopify: In-depth comparison
- 4. Approve any stop payment fees
- 2. Make a larger down payment
- How to know who your mortgage servicer is
- Where to stay
- Plan around nap schedules
- IHG Rewards
- When are state income tax returns due?
- 21 most-shorted stocks by short interest
- Miscalculation is latest error in a long list for FAFSA
- Our tips
- 3. High-yield money market accounts (MMAs)
- Rent a car from a driver training school
- Alternatives to Grubhub+
- Why invest in target-date funds
- What is an index?
- Who qualifies for the home sales tax exclusion?
- 5. Seek community loans and assistance
- Halloween is a huge holiday for Disney
- Leaving joint credit accounts open
- Medicare start dates have shifted
- 2. Odometer rollbacks
- What’s at stake in the SCOTUS mifepristone case?
- How to find growth stocks
- Shift4Shop: Best for B2B sellers
- LLC vs. sole proprietorship
- Commuter cost-saving strategies
- Joann
- 3. Look like you know where you're going
- Where to exchange currency outside the U.S.
- When is the next Mega Millions drawing?
- Mortgage selection tips
- How much is YouTube TV for 1 year?
- What to expect in Turkish Airlines economy class
- How to fill out Schedule C
- Weigh the current price of upkeep
- How much gift money you can apply toward a down payment
- How to downgrade your American Express card
- 3. Monthly debt payments
- March
- 3. Bigger spenders earn bigger rewards
- An alternative to chasing the best stocks
- The bear put spread
- 4. If you’re inconvenienced overnight, Delta will provide hotel accommodations or offer compensation
- 3. Determine other ownership costs
- Hyatt Regency Sharm El Sheikh Resort
- Administrative forbearance for other student loan servicers
- 3. Balance stocks, bonds and your time frame
- How to deal with a suspended credit card
- Cheapest for 20-year-old drivers
- Types of withholding and payroll tax
- Best car insurance in New Jersey for your budget: Geico
- How do you know if you’re subject to backup withholding?
- How to read a forex quote
- Do I have to pay state tax on lottery winnings?
- Child tax credit 2024
- How do you start a budget?
- How do income share agreements work?
- Homesite home insurance coverage
- Retirement savings by age
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Do personal credit scores affect business credit scores?
- 3. Renters insurance can pay for housing after a disaster
- Frugal entertainment tips
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- Know a CD’s federally insured maximum
- All year
- 2. Empower: Best for fast cash
- 4. Look at your availability
- Which P2P payment service should you use?
- Reasons to buy a house with cash
- Cons of a condo vs. a house
- 6. Ask for forbearance on bills
- Research the company's history to get a fuller picture
- Should I file Form 4868?
- State availability
- Do I need an advisor?
- 5. Other personal care services
- 2. Middling value beyond groceries
- Is SIPC coverage enough?
- Your family size and location
- 4. AmEx Pay Over Time
- Real estate agent referrals through your lender
- How to buy AI ETFs
- Best term life insurance policies for 2024
- How safe are online money market accounts?
- 4. Open the mobile deposit function in your bank app
- Glossary of overdraft terms
- Coupons.com
- 5 ways to make money on Instagram
- What kinds of conventional loans are available?
- Bitcoin ETF definition
- Why do lenders sell mortgage loans?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- How much is the next Powerball jackpot?
- What does the public think of Bidenomics?
- Roth IRA contribution limits 2023
- How does a Roth IRA work?
- How to choose an S&P 500 index fund
- Fubo add-ons
- New York state supplemental income tax
- Episode transcript
- Average interest checking account rate: 0.07%
- How the annual gift tax exclusion works
- California income tax deadlines and extensions
- How a savings account works: withdrawal limits
- Assuming a court fight is inevitable
- Shingles vaccines are covered
- How much are Citi ThankYou® points worth?
- How does a life insurance trust work?
- Price vs. yield
- Can you get an SBA loan after bankruptcy?
- Should you buy growth stocks?
- 5. Note the expiration date on the stop payment order
- Is YouTube Premium worth it?
- 3. Consider paying points
- Possible reasons why your minimum payment increased
- Types of state income tax
- How to invest in the S&P 500 in two steps:
- The risks of short selling
- 4. Remember your bonus categories
- Are bonuses taxed differently?
- Other ways to find Hispanic American-owned credit unions
- Startup business grants from private companies and nonprofits
- What a good credit score can get you
- Think about family
- When a gift is no longer a gift
- The Platinum Card® from American Express military benefits
- 4. Insider perks might add value
- What to ask your credit card issuer
- Game apps that pay real money: before you play
- 7. Request a payroll advance
- States that will tax student loan forgiveness
- Step 3: Obtain business licenses
- Concord Group home insurance coverage
- Will a suspended credit card impact your credit score?
- What state has the lowest gas prices?
- 3. Curbstoning
- Request missing miles for other MileagePlus partners
- Real estate agent referrals from other companies
- Tips for using money market accounts
- How to get into IHG’s Executive Clubs
- How do you think the culture of saving influences how second- or third-generation Asian Americans manage money?
- Child tax credit expansion: What the tax deal could mean for you
- How to unfreeze your credit
- Check some of your gear
- Know when the HELOC draw period ends
- 2. Electronic funds withdrawal (EFW)
- Does YouTube TV allow password sharing?
- Roth IRA income limits 2023
- Goodbudget, for hands-on envelope budgeting
- 1. High-yield savings accounts
- 4. Peer-to-peer lending
- How target-date funds work
- How much are American Express Membership Rewards points worth?
- 5. You can ask for compensation
- Best life insurance company overall: MassMutual
- 4. Find the right car for you
- How to claim the sales tax deduction
- Don't forget to check the limits to savings withdrawals
- Medicare Advantage plan ratings are lower
- 5. Take clear pictures of the check with your mobile device
- What’s next?
- How to choose the right budget system
- Rental car insurance vs. your own auto insurance
- 4. Leave the Rolex at home
- When is the next Powerball drawing?
- What is a good business credit score?
- 4. It can protect your finances
- Choose your own investments...
- 4 tips for keeping your money in CDs insured
- Rent a car from a rental company
- Does the cost of FuboTV fit into your budget?
- How much do index funds cost?
- 3. Decide how to file your taxes
- 5. Understand the Southwest boarding upgrade perk
- Qualifying for a HELOC in retirement
- 3. Enroll in autopay
- Park Hyatt St. Kitts Cristophe Harbour
- What to do if your appeal is unsuccessful
- Sweet v. Cardona administrative forbearance
- 4. Consider buying at a discount
- Taking surveys
- Learn about the basics of overdraft fees
- Bid and ask prices
- Big Cartel: Best for small businesses with limited inventory
- It’s not only about taxes
- Kirkland’s
- Marriott Bonvoy
- Where to avoid exchanging currency
- Lincoln Heritage customer complaints
- Frugal DIY project tips
- 4. Leverage memberships
- Schedule C: Tips and tricks
- Test-drive the location
- 4. Assets and additional applicants
- The drawbacks of multiple IRAs
- April
- How much should you spend on a mattress?
- 5. It’s a poor choice for carrying a balance
- Managing expectations
- Credit-related deal breakers
- 4. Flight redemptions get a 20% discount
- 8. Take a loan from your retirement account
- Step 4: Get business insurance
- When not to file Form 4868
- 3. Redemption comes with some rules
- How can you avoid a credit card suspension?
- Bonus categories: Know your earn rates (as high as 12x)
- How to check your tax withholding
- 5. AmEx Send & Split
- Should I take a lump sum payment or annuity payments?
- Working YouTube Premium costs into your budget
- Tips for taming your minimum
- How to contact your servicer
- Things to do
- Government mortgage programs for refinancing
- Understand how HELOC balloon payments work
- CD vs. high-yield savings account: At a glance
- 5. Uncover hidden perks
- Does YouTube TV offer offline viewing?
- How to invest in dividend stocks
- Why lenders have rules about gift money
- You'll likely forgo a welcome bonus
- How to invest in AI stocks
- How to invest in the S&P 500
- 2. Solo 401(k)
- 2. Choose how you'll pay
- Do I have to pay California state tax?
- Set up automatic transfers to boost your savings yields
- Find out when exactly your coverage begins
- People with end-stage renal disease can get more drug coverage
- Your tax status with your spouse
- Bank of America® Customized Cash Rewards credit card
- Final thoughts on requesting missing United miles
- Why you might want a joint credit card account
- Best car insurance in New Jersey for customer satisfaction: NJM
- 4. Take advantage of first-time home buyer programs
- Bitcoin ETF pros
- Pack extra clothes (for you, too)
- 5. Use (and hide) your phone strategically
- Skip currency exchange: Use a credit or debit card
- More about Lincoln Heritage
- 10 largest lottery jackpots
- Calculate your reduced Roth contribution
- Card considerations
- Diversifying with index funds
- 3. EarnIn: Best for large advances
- Final thoughts on what to do after getting the Southwest Rapid Rewards® Priority Credit Card
- Are P2P payments safe?
- 9. Borrow against life insurance
- Concord Group home insurance rates
- Competitors follow suit
- When to consider regular or jumbo CDs
- Booking award flights
- What if you have a Roth and a traditional IRA at one brokerage?
- 4. VIN cloning or car cloning
- Step 2: Determine your target audience
- W-4 form 2024
- RetailMeNot
- Hotels in Houston
- Is an income share agreement right for you?
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Get more help with monthly budget planning
- Auto loan preapproval vs. pre-qualification
- What affects your credit score?
- 5. Online savings accounts
- What can you invest in with a Roth IRA?
- Mattress-buying tips
- The long straddle
- How to rent an apartment with no credit
- 5. Contact the seller or visit a dealership
- How much to keep in your savings account
- Step 5: Separate your business finances
- Venmo Credit Card
- Public Service Loan Forgiveness administrative forbearance
- Car insurance rates after a speeding ticket, by state
- Types of life insurance trusts
- Why is the 10-year Treasury yield important?
- More about money market accounts
- 6. Confirm the check details and complete the deposit
- What banks charge for overdraft fees
- Advantages of conventional loans
- What is a short squeeze?
- Look for the most flexible HELOC terms
- How to open a savings account or CD
- 5. It covers belongings away from home
- Does YouTube TV fit in my budget?
- Gathering the required documentation for gift money
- When are New York state income taxes due?
- 6. Travel insurance can protect you even more
- 5. It lacks transfer partners
- 10. Use a credit card cash advance
- Hyatt Regency Vancouver
- 7 steps to appeal your financial aid
- Who can file Form 4868?
- 5. Pay down debt, save for emergencies
- 4. There's a separate fuel rewards program
- How are gas prices determined?
- 6. Cell phone coverage
- Should I file taxes now or wait for the child tax credit expansion?
- Feed your baby during takeoff and landing
- 6. Dress appropriately for the culture
- Big picture: CDs fit in the cash portion of a portfolio
- Consider the costs of cashing out your 401(k)
- Important Treasury Bond Terms
- How to invest in target-date funds
- What’s the difference between S&P 500 index funds and S&P 500 ETFs?
- May
- Best life insurance company for applicants with HIV: Guardian
- Gift tax limit 2023
- How to safely make and receive P2P payments
- 4. Make biweekly payments
- How to send money to others
- Automatic Gold Status
- Hotels on points in Atlanta
- What happens if your brokerage goes out of business?
- Some alternatives to joint credit card accounts
- How to stop backup withholding and get credit for it
- 7. Keep the check until it's processed
- How to avoid or fix an overdraft fee
- What is a pip?
- How do I deal with lottery taxes?
- Ecwid: Best free way to add e-commerce to existing websites
- Bitcoin ETF cons
- Frugal home expenses tips
- 3. The Electronic Federal Tax Payment System (EFTPS)
- Understanding the American Express card families
- Next steps: Compare and apply
- When Grubhub+ might be right for you
- How to find AI ETFs
- Average certificate of deposit rate: 1.81% for one-year CDs
- What is California's standard deduction?
- When a HELOC is a bad idea
- 11. Look for a payday alternative loan
- LLC payroll taxes
- Discounts
- Withholding tax vs. estimated tax
- How to avoid used-car-buying scams
- How to find the 2024 W-4
- Exploring other options
- How do finances show up typically in Asian American households, and what tips would you give on managing money with family or relationships?
- 5. Shop around with multiple lenders
- What about pet insurance?
- Avoid prepayment penalties
- Best for emergency medical coverage: Allianz Global Assistance
- 6. The cost may be less than you expect
- How to get a preapproved car loan
- 5. Opt for economy cars
- How to get a good credit score
- 2. Certificates of deposit
- Tax implications for gift funds
- Are Roth IRAs insured?
- What’s the right number of IRAs?
- Universal vacation packages
- Do I have to pay New York state income tax?
- Quick start guide: How to invest in index funds
- Alternatives to savings accounts
- Step 6: Consider small business financing needs
- Read the fine print
- How to file Form 4868
- Why Halloween hits Disney's sweet spot
- Are 10-year Treasury notes a good investment?
- 7. Retail benefits
- Step 3: Write your business plan
- Best car insurance in New Jersey for ease of use: State Farm
- How quickly could the IRS implement the child tax credit expansion?
- How much is World of Hyatt status worth?
- How to freeze your child’s credit
- World of Hyatt
- 7. Buy a local SIM card to avoid high roaming costs
- How much does it cost to invest in the S&P 500?
- Other Roth IRA rules
- How to rent an apartment with fair or bad credit
- 3. Store your cryptocurrency
- 6. Inspect and test-drive the car, if applicable
- How often and when to rebalance your portfolio
- Other ways to invest in Bitcoin
- Walk the aisles
- 2023 state income tax rates and brackets
- What is naked short selling, and why is it illegal?
- Be mindful of how much you borrow
- Where to find more down payment help
- 6. High-yield checking accounts
- 4. Varo: Best for existing bank customers
- How quickly do P2P payments post to the recipient's account?
- HELOC tips for retirees
- 12. Get a personal loan
- 5. Pay off capitalized interest
- The importance of tax withholding
- Your spouse’s federal student debt
- Latest news about overdraft fees
- Upside
- 6. Consider alternative types of mortgages
- Still not sure which budget system is best for you?
- Best for extra benefits: Anthem Medicare Supplement Insurance
- EveryDollar, for simple zero-based budgeting
- Next steps
- Gift tax limit 2024
- What are my Singapore KrisFlyer miles worth?
- Credits
- What part of my income gets taxed by California?
- Emirates Economy vs Emirates Premium Economy: which is a better value?
- Consumer complaints
- Minimum vs. full coverage after a speeding ticket
- 5. The card offers a first-year gas bonus (and the potential to extend it)
- 8. Travel-related benefits
- Step 4: Register and license your business
- Do I have to update my W-4 every year?
- Requirements: Who qualifies for the child tax credit?
- Buddha back in action
- Exchange frequently? Consider a multicurrency account
- HELOC alternatives
- … or find a pro to help
- Contributing too much to a Roth
- Roth IRA eligibility rules
- June
- 7. Your travel card may already include travel insurance benefits
- Reasons to get a mortgage instead of buying with cash
- What is the cost of filing Form 4868?
- How do you buy 10-year Treasury notes?
- Types of gas
- Understanding forex lot sizes
- WooCommerce: Best e-commerce plug-in for WordPress users
- What else you need to know
- Explore your surroundings
- How to minimize the tax impact of a bonus
- 6. Stick to one driver
- 3. Bonds
- Florida resident discount for Universal Orlando Resort
- Life insurance
- What is New York state's standard deduction?
- The long strangle
- Best life insurance company for consumer experience: Northwestern Mutual
- What do P2P payments cost?
- 13. Rent out a room
- Consumer experience
- Discounts
- When should you freeze your credit?
- Cost
- 8. Join solo female traveler Facebook groups
- Economy class travel tips
- Best Android personal expense tracker apps
- Could we be in an AI bubble?
- Working from home tips
- 4. Understand how your taxes are determined
- Calculating capital gains tax on a home sale
- 7. Determine which warranties are right for you
- How the lifetime gift tax exclusion works
- How to redeem KrisFlyer miles
- 6. Stick to the standard repayment plan
- How to earn Avis Preferred Points
- LLC self-employment taxes
- How to get a better experience from your home warranty
- Full list of the best car insurance in New Jersey
- Why do I need a business credit score?
- Am I a resident for California state tax purposes?
- How you earn miles on Alaska Airlines
- Do you pay tax on T-notes?
- 9. Hotel benefits
- Step 5: Get your finances in order
- How to adjust your Form W-4
- Know that crying is normal
- The best place to exchange currency at the end of your trip
- The bottom line on short selling
- Government-backed mortgages for home improvements
- If you want to know about the small islands of Hawaii
- The bottom line
- 3. SEP IRA
- Frequently asked questions about P2P payments
- Where to find the best savings accounts
- What information goes on Form 4868?
- How to make money trading forex
- Additional child tax credit
- What is the average and median retirement savings?
- 4. Debit card
- 7. Use your own insurance
- Are these the best dividend stocks?
- Disability insurance
- The Platinum Card® from American Express for military spouses
- July
- Am I a resident for New York state income tax purposes?
- Work from home job scams
- 5. Dave: Best for repayment flexibility
- Next Steps
- Average money market account rate: 0.67%
- Payments
- 14. Moonlight as a dog sitter
- How to prepare if you're affected
- Alternatives to home warranties
- Gemini Credit Card
- Interest-based passive income ideas
- Which type of life insurance should I put in a trust?
- Ibotta
- Using your credit card for rental car coverage
- Consumer complaints
- Cons of a credit freeze
- Getting there
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Finally, enjoy your travels
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How do I get my business credit score?
- 7. Use 'found' money
- How to redeem Avis Preferred Points
- LLC sales taxes
- Cash bonuses on cards with an annual fee
- The bottom line
- U.S. Bank Cash+® Visa Signature® Card
- 10. Credits for popular spending
- Why you can trust NerdWallet
- Freewebstore: Most customizable e-commerce website for the price
- Keep yourself calm and relaxed, too
- Where to exchange currency: Frequently asked questions
- 2024 state income tax rates and brackets
- Earn points with airport parking credit cards
- What’s a spousal Roth IRA?
- The bottom line
- 8. Negotiate the best price
- 15. Become a rideshare or delivery driver
- Why are California gas prices so high?
- Free night certificate after spending $15,000
- Using your leverage
- Are IHG Executive Club lounges worth the cost?
- What advice would you give to Asian Americans who feel as though they're not yet in the same financial situation as their peers?
- Consumer experience
- Should you choose an LLC or a sole proprietorship?
- Wyndham Rewards
- Cards with primary coverage
- Best life insurance company for coverage amounts: New York Life
- 2023-2024 lifetime gift tax exemption
- Additional resources
- Home shopping tips
- How much money can you make on YouTube?
- 8. Forgo the extras
- Empower Personal Dashboard, for tracking wealth and spending
- 5. Gather tax filing information
- Will you owe capital gains taxes on your home sale?
- Should you invest in cryptocurrency?
- 16. Cut your insurance premiums
- How to maximize value in Emirates economy class
- Where to download Form 4868
- 11. Access to AmEx Offers
- Credit freeze or credit lock?
- Accept help from strangers
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- Practical matters
- What is the perfect credit score, and how many people have it?
- Should you invest in AI stocks?
- August
- Don't assume cash is better
- Other home insurance companies to consider
- How to claim the child tax credit in 2024
- Buying rental car insurance on your own
- Should I get The Platinum Card® from American Express?
- If you’re looking for AmEx Platinum Card military benefits
- Cards that earn American Express Membership Rewards points
- The synthetic long
- 6. MoneyLion: Best for existing customers
- LLC tax forms and deadlines
- The bottom line
- When to consider Global Entry instead
- Step 6: Find the right location
- Hilo vs. Kona recapped
- Medigap plan types
- The bottom line
- Final thoughts on Turkish Airlines economy class
- Roth IRA vs. traditional IRA: What's the difference?
- American Express add-on coverage
- How to avoid capital gains tax on home sales
- 9. Maximize trade-in value, if applicable
- Important considerations when opening a Roth IRA
- 10 Priority Pass lounge visits
- 12. AmEx Experiences
- Dosh
- Shopify Starter: Best low-cost e-commerce platform
- Who can access your frozen credit reports?
- More reading for active investors and traders
- 9. Price out prepaid gas
- What is credit card consolidation?
- 6. Settle up with the IRS
- The difference between interest rate and APY
- 17. Consolidate your debt
- How to earn other travel rewards through your Avis car rental
- Where to mail Form 4868
- Step 7: Create a rental contract
- Forex trading vs. stock trading
- Flying with an infant, recapped
- California resident discount for Universal Studios
- How much is the gift tax rate?
- Does the president control gas prices?
- 13. Concierge Service
- If you’re looking for a car-sharing platform
- The bottom line
- Are there drawbacks to investing in the S&P 500?
- Other government home loan programs
- 5. Credit card
- Earn an audience, and earn more in the long run
- Alternatives to the best AD&D insurance
- September
- Best life insurance company for permanent life insurance: Pacific Life
- Bonuses that vary with spending
- More about the influencers
- When to expect your child tax credit refund
- Other home insurance companies to consider
- Is World of Hyatt Discoverist status worth it?
- Best for those who pack expensive equipment: Travel Insured International
- 10. Walk or ride
- Is consolidating credit card debt a good idea?
- Types of financial planning help
- If you're ready to start a budget
- 4. SIMPLE IRA
- It pays to know
- 10. Make the purchase
- More resources on investing
- 18. Refinance your student loans
- Cheapest for 30-year-old drivers
- 14. AmEx Auto Purchasing Program
- Step 8: Build your operations team
- 7. SoLo Funds: Best for peer-to-peer cash advances
- LLC tax tips for business owners
- Final thoughts on getting TSA PreCheck for free
- How to open a Roth IRA in 4 steps
- 19. Change your cell phone plan
- Don’t forget about the Form 4868 deadline
- How you earn points on JetBlue
- How does the Israel-Hamas war affect gas prices?
- W-4 calculator
- Taxes on bonuses: The bottom line
- Small-business incubator programs
- Other ways to make money
- 4. Money market funds
- More about top-rated life insurance companies
- Become an annual pass holder or season pass holder
- How to avoid gift tax
- California state tax credits
- Credit cards that earn ThankYou points
- Other benefits
- Step 9: Create an online presence
- The bottom line
- Receipt Hog
- Consequences of a child tax credit error
- How to choose a free e-commerce website builder
- PocketGuard, for a simplified budgeting snapshot
- October
- How taxes on real estate, rental, and investment sales work
- How the FDIC calculates national rates
- FHA vs. conventional loans: Summary
- Avoid risky loans
- Car rental insurance: The bottom line
- 3 best cold wallets
- Best life insurance company for customer satisfaction: State Farm
- Should you choose hotel and airline rewards over Avis Preferred Points?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Step 10: Provide exceptional service
- What else to know about Form W-4
- 8. Klover: Best for no-fee advances
- State child tax credits
- Is there an over-55 home sale exemption?
- Small business card bonuses
- 6. Same-day wire transfer
- 5. Mutual funds
- November
- Final thoughts on all the ways to save money on travel
- NYC income tax rates
- How you earn points on Southwest
- Best for adventurous travelers: World Nomads
- Alternatives to startup business grants
- Credit card rewards
- The bottom line
- Rakuten
- What is the $500 credit for other dependents (ODC)?
- More resources
- The bottom line
- Additional resources for veteran entrepreneurs
- Why is financial planning important?
- Emirates Airlines economy class: is it worth it?
- Child tax credit vs. child and dependent care credit
- Home purchasing tips
- 5. Defined benefit plan
- 6. Index funds
- Pros and cons of loan apps
- Best life insurance company for older applicants: AARP
- Visitors insurance for parents recapped
- Honeydue, for budgeting with a partner
- December
- The bottom line
- Other cash-back apps to consider
- 7. Check, money order or cashier’s check
- How to track your California state refund
- Shopkick
- 6 things to know about New York state income tax
- The bottom line
- Prime Visa
- Best for medical coverage: Travelex Insurance Services
- Best term life insurance companies of 2024
- CoinOut
- The bottom line
- Singapore Airlines elite status program
- Swagbucks
- Best whole life insurance companies of 2024
- California state sales tax
- How to find the best term life insurance company
- How to make money from home
- Budgeting resources from NerdWallet
- What if you're not eligible?
- Military discounts
- Where to open a retirement plan if you’re self-employed
- 7. Exchange-traded funds
- Credit cards do cash back too
- Are cash advance apps payday lenders?
- Best no medical exam life insurance companies of 2024
- Cheapest car insurance by state
- 5 things to know about California state tax
- 8. Cash
- How we picked the apps
- AAA membership discounts
- How to choose the best life insurance company
- What makes Singapore Airlines unique?
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- Other home insurance companies to consider
- 8. Stocks
- What are the Roth IRA withdrawal rules?
- First-time home buyer programs near Pennsylvania
- Best if you have travel credit card coverage: Seven Corners
- Cheapest for 40-year-old drivers
- Warehouse clubs
- Singapore Airlines: is it worth the (typically pricier) cost?
- Target REDcard™ Credit Card
- Alternatives to cash advance apps
- More about term life insurance
- How to get cheap car insurance
- National first-time home buyer programs
- How to get discounted Universal Studios tickets, recapped
- Other ways to earn American Express Membership Rewards points
- Other ways to earn ThankYou® points
- 9. Mobile via IRS2Go
- Risks of getting cheap auto insurance
- More about top-rated life insurance companies
- Alternatives to small-business grants for veterans
- More about top-rated life insurance companies
- How to make money offline
- Best for long-term travelers: IMG
- The fine print
- 9. Alternative investments
- Why you can trust NerdWallet
- 10. IRS payment plan or installment agreement
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Other ways to save money
- Best for travelers with unpredictable work demands: Tin Leg
- 11. Real estate
- PlayStation Visa Credit Card
- Best for booking travel with points and miles: TravelSafe
- How to choose the best investments in 2024
- Cheapest for 50-year-old drivers
- How to choose an online business idea
- Best for group travel insurance: HTH Insurance
- Best Buy credit cards
- How to find the best home insurance policy in five common scenarios
- Types of travel insurance
- Xbox Mastercard
- How to compare homeowners insurance
- Cheapest for 60-year-old drivers
- Watch out for making money scams
- What does travel insurance cover?
- What’s not covered?
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- How much does it cost?
- Cheapest for 70-year-old drivers
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
- How to get cheap car insurance in Florida
- Minimum car insurance requirements in Florida
- No-fault insurance in Florida
- Why you can trust NerdWallet
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.