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Cheapest Car Insurance Companies
Assistant Assigning Editor | Auto insurance
Lead Writer | Auto insurance, life insurance
Assigning Editor | Auto insurance, home insurance, other insurance
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
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- Choosing a loan term
- 3. The Eco Laundry Company
- 3. Choose how much you want to invest
- Downsides
- What if you withdraw from your 401(k) early?
- 2. The credit card's fees
- High annual fees or poor customer service
- 5. Purchase upgrades with the right credit card
- You could pay more in interest
- 2. Trust in diversification
- Single-entry accounting example
- 4. Business-to-government (B2G)
- HMBradley
- Country Financial: Best for using an agent
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- CD maturity date
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- 4. A 25% boost when redeeming for travel via Chase
- Keep up the good work
- Chubb
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- Other factors
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- 7. Fundraiser or grant writer
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- 3. Establish your directives
- One step further: Search for single legs
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- 2. Plan a trip to countries that don’t require coronavirus testing or self-quarantine
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- British Airways Avios
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- Does basic economy get a carry-on on United?
- Use Amazon’s tools
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- PLLC vs. general partnership
- The ideal choice
- Trust Wallet
- A credit score over 620
- 4. Anytime Fitness
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- Step 3: Obtain Texas business permits
- $27.5 billion in SBA 7(a) loans were provided to small businesses
- How to manage your rewards instead
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- 3. Set up balance alerts to stay on top of spending
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- U.S. to Israel or Northern Africa for 53,000 miles in business class
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- 3. Bermuda
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- 5. Peer-to-peer money transfer apps
- 3. Evaluate other factors
- Step 4: Refine your withholdings
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- Experience level
- 3. Expedia
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- Down payment?
- 92% of loyal customers ranked price and value for the top reason why they stay loyal to brands
- 3. Budget for taxes
- 2. Choose an investment account
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- 4. You want no annual fee
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- 1. Nine Hours Capsule Hotels in Japan
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- DTI for VA loan
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- To consolidate debt
- Medicare Part D IRMAA in 2024
- Conventional mortgages: As low as 3% down payment
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- 5. Automotive repairs
- 3. Decide where to buy mutual funds
- It can be costly to end your lease early
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- State Farm® Good Neighbor Visa® Card
- By dates
- 3. How they’re traded
- 1. Multiply your income by 10
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- 4. Cash out your 401(k)
- 1. Online advice services
- Defender or DefenderPlus
- If you're 59½ or older and the account is at least 5 years old
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- Step 2: Choose your market
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- Decentralized exchanges: Competitive prices, but more complex
- $240 digital entertainment credit
- 6. Video production
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- PenFed: Best for a seamless application process
- Best insurance company overall: Travelers
- 4. Decide how much to invest in Zoom stock
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- Our pick for: Intro APR + high rewards on everyday spending
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- 2. Take a cut with affiliate marketing
- 5. No annual fee
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- Robo-advisors
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
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- You might have to pay fees
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- 5. A $50 hotel credit
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- 5. Apply for an employer identification number
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- 8. Eco-friendly food supplier
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- Step 5: Sign and date your W-4
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- 4. If your re-booked flight is at least three hours later, you’ll receive a meal voucher
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- 1. Making money
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- You submit an offer in compromise
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- 4. Watch for scams
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- 1. Wait for your CD to mature
- If you are converting your 401(k) to an IRA
- FHA loans: As low as 3.5% down payment
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- 3. Don’t use the money
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- Forgiveness comes sooner
- But wait, there’s more
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- Collateral
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- EITC 2024
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- 2. Calculate the car loan amount you can afford
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- 6. Access to My Chase Plan
- Example interest checking APYs at select institutions
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- Comparing auto loans
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- 4. Select a provider to open your Roth IRA
- Upsides
- How to calculate it:
- Divorce or separation from a spouse
- Potential drawback
- 6. Use miles to upgrade
- You could wind up upside down
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- You want to earn travel rewards
- Oportun
- CDs at a bank vs. credit union
- Spin the wheel of offers
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- 6. Combine points from multiple cards
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- 9. Eco restaurants
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- 2. Evaluate add-ons and endorsements
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
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- You save money
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- Complaint volume: 0 – 15 points
- 4. Narrow in on a business that aligns with your budget, goals and resources
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- Next: Best for getting general liability insurance fast
- 4. U.S. Northeast-Canada
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- Baby checklist for 0 to 3 months old
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- Credit score for FHA loans
- Decide how much effort you’re willing to devote
- Determine exactly what you're looking to rent
- 5. Research first-time home buyer assistance programs
- 8. Create an airport-centric app
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- Other tips for flying to Atlanta
- London-Stansted
- 1. You’re loyal to a different 'everything store'
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- 3. Limit spending to the envelopes
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- 7. Casualty loss scams
- 2. First Cabin Capsule Hotels in Japan
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- $189 Clear credit
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- 2. Open a no-penalty CD
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- Reader tip
- Jumbo loans: As low as 5%-10% down payment (varies)
- Tactic 2: Use points or miles
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- 4. How they’re taxed
- You want to help your family pay estate taxes
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- Navy Federal: Best for military members
- Our pick for: Online purchases
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- Example calculation:
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- 4. Prepare to eat the cost of promotion
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- 3. Office space: $100 to $1,000 per employee per month
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- Earning points
- 2. Flight discounts
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- Installation and labor: $75 to $250 per hour
- 4. Tackle high-interest debt
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- 3. Use the DIME formula
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- Your credit profile is too one-dimensional
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- Loyalty Points when booking through American Airlines
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- Step 3: Find a specialty — and stick to it
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- Downsides
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- Winner for lowest fees: Southwest
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- You meet like-minded individuals
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- 4. Book a staycation
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- 3. Make sure they’re a good fit
- Example 1
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- 2. Evaluate the stock
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- 5. Do your due diligence
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- Build your score and then switch cards
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- Example 2
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- A new IDR plan
- Gameway - Terminal E
- Consider Medicare Advantage if you:
- Disability housing grants
- 13. Solar panel manufacturer
- 2019 credit card bonus categories
- Compare car insurance rates for 35-year-olds
- Price the car
- How to get an ITIN
- Carfax Car Care
- Legal protection
- Bonus features
- Extra perks
- United MileagePlus
- 2. Higher rewards on gas and EV charging purchases
- 5. Austin
- Reducing or waiving your collision deductible
- 5. Treasury notes, bills and bonds
- Retail arbitrage
- Whole life insurance rates for nonsmokers
- Delta SkyMiles® Platinum American Express Card ($350 annual fee)
- Trezor
- 21% of businesses are minority-owned
- Cons
- How much does it cost?
- On-platform storage: Easy to use, with some risks
- Airport lounge access
- 11. Business planning service
- 10. Airport lounge access
- Pros of piggyback loans
- What do I need for my loan application?
- 4. Sell some merch
- Saving and investing for retirement
- 2. Find your adjusted gross income
- NerdWallet's List of Best QuickBooks Alternatives
- Airfare cost
- 5. Rent out a room
- Example calculation:
- 5. Focus on the long term
- Publicly-traded REITs
- MoCaFi
- USAA: Best for military and veterans
- Consider using search aggregator apps for renting a car
- 12. Start a virtual event planning company
- 3. Learn the difference between investing in stocks and funds
- Semiconductor distributors
- Hawaii weather and terrain
- Merchant cash advances
- 9. Coverage if your trip is canceled or delayed
- USAA
- Your credit age
- Federal Reserve
- Exodus: 4.5 out of 5 stars
- Keep your accounts open — especially your oldest
- 1. Examine your cooling needs
- 6. Optimize your finances with tax planning
- Retailing
- Chattel loans
- 5. Split the family into different itineraries
- 7. Plan to reassess
- After my Lyft car rental reservation
- Shop with points via the American Express site
- Tap into savings to pay down debt
- Keep credit utilization below 30%
- 4. Get quotes from at least three companies
- Experian business credit scores
- 3. Decide how much stock you want to buy
- Frontier Airlines
- HEAL loans
- You can use credit card benefits to travel in basic economy
- Reimbursement amounts
- If your employer doesn’t offer a 401(k) match
- 8. Home rentals
- How to maximize your rewards
- 6. Dividend funds
- Gusto Impact Award
- Fare flexibility/ticket changes
- 2023 tax rates by state
- 5. American Express Membership Rewards
- 5. Medical identity theft
- Give to charities
- Book your ticket and pay/get credited the difference
- Retail supplies
- Additional standard deduction 2024 (taxes due 2025)
- 13. IRA contributions deduction
- Baby checklist for 7 to 12 months old
- White-labeling
- Loan limits
- 7. Gather your loan paperwork
- Don't forget the rules
- American Airlines
- Compare award letters
- Bankruptcy
- Honorable mention: Wellcare
- Reevaluate your business finances
- Untested platforms
- 4. Hilton Gold elite status
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Your stolen stuff
- 1099-C
- 14. Plant delivery service
- Florida
- 10. Gas station
- 2018 credit card bonus categories
- Ages 35-44
- Purchasing a Plumeria Lounge day pass
- Get quotes from dealers
- Why should business owners obtain an ITIN?
- 5. Focus on the long term
- Uses for unsecured loans
- Account linking
- Hold IHG Royal Ambassador status
- Details
- The premiums are expensive
- After you're approved for Global Entry
- Lack of privacy
- Whole life insurance rates for smokers
- What you need to get preapproved for a car loan
- Sole proprietorship taxation: Income and self-employed taxes
- 9. Kumon Math and Reading Centers
- Competition remains steady
- 7. Value investing
- Pay taxes and file information report
- 21.7% of business owners are immigrants
- 5. Make money from your blog with affiliate links
- 5. Upwork
- 12. Tax consulting
- 4. Borrow from your 401(k)
- Index funds
- 7. Hospice caregiver
- Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
- Cons of piggyback loans
- Example CD APYs at select institutions
- 7. Mobile apps and entertainment for children
- Eureka
- The magic of compound growth
- Government-backed loans
- Apply for approval
- 2. Managing money
- Best cities for first-time homebuyers by region
- 1. Think long term versus short term
- Schedule 2: Additional taxes
- Credit cards for earning American AAdvantage miles
- 10. Baggage delay insurance
- 5. Money market funds
- Increase your marketing efforts
- Native American Direct Loan
- Know the key Membership Rewards transfer partners
- Jewelry service plans
- Be strategic about new credit applications
- Type of business
- 5. Stick with the market
- 2. Time it right
- Hire an attorney
- Manufactured home mortgages
- Use points toward online purchases elsewhere
- Place a debit card hold
- Keep credit accounts open
- Methodology
- Expect to pay fees for both cash and award fares
- Alternatives for those with thin or no credit history
- 1. Review your W-4
- You applied for new credit recently
- 6. St. Paul
- Coverage limits
- Know what’s inside
- Amegy Bank Small Business Boost Program
- Baggage and boarding
- Get your finances in order
- 4. Shop online with purpose
- Government bonds
- Resident status rules
- 6. Pick your investments
- Packing and shipping supplies
- TrueBlue value
- Winner for lowest fees: Southwest
- Swappa, Gazelle
- 14. 401(k) contributions deduction
- AmEx EveryDay Cards
- Public non-traded REITs
- Cheapest auto insurance in California for 20-year-olds with poor credit
- Down payments and gift funds
- 13. Sell zero-waste products
- Make 10 years' worth of payments
- Consider how much you’ll need to borrow
- Debt settlement
- 6. Website: Around $40 per month
- Whether it might be better to earn points instead
- 5. Petra Capsule Hostel Near Petra, Jordan
- Start with the elevator pitch
- Money Manager
- Payday alternative loans
- Other sources for Choice Privileges points
- 1099-CAP
- 15. Open a used bookstore
- Electric Vehicles
- 11. Grocery store
- 2017 credit card bonus categories
- 6. Book hotel suites
- Individual gold stocks
- Consider a personal loan
- Paperwork and compliance
- 5. Select your retirement investments
- National Processing
- JetBlue Airways
- Why you might not want to roll a 401(k) to an IRA
- 1. Choose a name for your PLLC
- Noise
- Schedule C
- Visible by Verizon
- Resident status rules
- 3. Loan processing takes over
- Noncustodial wallets: More effort, more security
- Fleet expense management tools
- 1. Avoid filing your tax return on paper
- 1. Air France
- 11. Luxury hotel benefits
- Cheapest car insurance after a DUI
- 5. Offer memberships
- 6. Account takeover
- 6. Zoom Express Laundry
- Appraisal fee
- View the reconcile summary
- Two-day ticket deals
- Is it always worth it to refinance?
- Cheap pet insurance in California for dogs
- What’s next?
- Travel credits
- United Airlines
- In-flight purchase discount
- 2. Look into tax-loss harvesting
- 6. Always keep the food and conversation going
- Reach out to your lender
- FHA loans
- Taxes
- 11. Rental car coverage
- Accreditation
- Coinbase Wallet: 4.4 out of 5 stars
- Mutual fund transaction fee
- Complete your inventory and pricing
- Nevada
- 3. Look for equipment rebates and tax credits
- Ages 45-54
- Redeem for gift cards
- Set the lease terms
- 5. Do a final check
- Space out credit applications
- Average annual car insurance costs from large companies
- Security
- Winner: Virgin Atlantic
- Parent PLUS loans
- 3. Less costly membership options, potentially less stringent credit requirements
- 9. Coffee shop
- Ledger
- 10. Ace Hardware
- Follow federal requirements
- Small businesses in the leisure and hospitality industry experienced a 9.6% loss in establishments
- How it works
- Unresolved complaints: 0 – 30 points
- Shop around for lenders
- 6. Capital One Rewards
- Set a price alert
- 3. Add back certain deductions particular to MAGI
- How do I make a budget template?
- 8. Shared accessories and attire
- Huckleberry: Best for buying cleaning business insurance online
- Book award travel on Singapore Airlines or SilkAir
- Materials
- InboxDollars Surveys
- 6. Take advantage where you can
- Dave
- Property standards
- 8. Get a preapproval letter
- 14. Make products for pets
- Schedule 3: Additional credits and payments
- Weather in the Bahamas
- 6. You can add different types of authorized users
- Chubb: Best for high-value homes
- 1. Visit American's homepage or log into your account
- The Club DFW
- 1099-DIV
- 16. Green gift shop
- Legal regulations
- 1. Automate transfers
- VA loans
- 7. Invest to build your future goals
- 2016 credit card bonus categories
- 5. Manage your mutual fund portfolio
- Look at nonchain hotels
- The cash value is slow to grow
- 7. West St. Paul
- Perks await when you fly economy with elite status
- What happens if you are declined?
- Earning Loyalty Points through American Airlines credit cards
- 2. Designate a registered agent for your PLLC
- Possible theft
- Delta SkyMiles® Reserve American Express Card ($650 annual fee)
- How to maximize your rewards
- 13. PR agency
- 2. Get direct deposit
- Dividend per share (DPS)
- 8. Childbirth education or doula
- Dayton Community Development Corporation grant programs
- Seat selection
- Discount points
- Shopping
- Seniors that are good drivers
- 15. Saver’s credit
- Best for
- 3. Sell your castoffs
- Cheap pet insurance in California for cats
- Blue Cash Cards
- On-demand printing or manufacturing
- 4. Invest for growth
- Checked bags for elite members
- The insurer of last resort: Citizens Property Insurance Corporation
- Pros of investing in semiconductor stocks
- 12. Travel assistance
- Stick to the basics
- Open a new location for your business
- Do Choice Privileges points expire?
- New Hampshire
- Reader tip
- Tactic 3: Use your military benefits
- Donate to charity
- 6. Being inflexible — particularly with dates
- Close the deal
- ITIN vs. SSN
- Monitor your credit reports
- 6. Take advantage where you can
- 2. Make sure your bonus is actually taxable
- Dropshipping
- 8. Income investing
- Retail business applications increased by 87%
- 4. The underwriter makes a decision based on your documentation
- Don't just forget about it
- 6. Sell your wares on Etsy
- How quickly could the IRS implement the child tax credit expansion?
- ETFs
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- 12. Cardholder hotline
- 5. Stop solving problems with new products
- Rebook if you find a cheaper price
- What is included in a small-business budget?
- 7. Criminal identity theft
- Consider tools, education and features
- 6. Mexico
- Pro tip: How to figure out the new ticket cost
- Safety ratings
- How to have more taxes taken out of your paycheck
- Stocks
- Private REITs
- 15. Create custom clothing
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- Get professional assistance
- Amica vs. State Farm home insurance
- Lemonade vs. Geico renters insurance
- 6. Pod Hotels in New York City
- AndroMoney
- 17. Sell bicycles
- Conventional loans
- 12. Drugstore
- 2015 credit card bonus categories
- Ages 55-64
- Gold stock ETFs
- Consider vacation rentals
- Customer support
- Other borrowing alternatives
- Southwest Airlines
- No-exam life insurance rates for nonsmokers
- 10. Farmers Market Stall
- 11. Snap-On Tools
- Step 5: Register the business
- 3. Stay on top of things
- Dividend yield
- Our pick for: Cell phone and internet bill payments
- Get prequalified
- Our pick for: Flat-rate travel rewards
- Part-year resident status rules
- Example money market account APYs at select institutions
- Appendix: How the math works in our examples
- Travel
- Winner for loyalty program: Delta SkyMiles
- 16. Health savings account contributions deduction
- Potential drawback
- Google Opinion Rewards
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- FHA appraisal
- Frontier Airlines
- Cons of investing in semiconductor stocks
- 7. Office furniture and supplies: 10% of your total budget
- HomeReady and Home Possible loans
- 13. Purchase protections
- 6. High-yield savings accounts
- REIT ETFs
- Alternatives for small expenses
- Citi Prestige® Card
- Your strategy: Use leverage where you have it
- Hire new employees
- 1099-G
- Set your shipping prices
- Home equity loan
- 8. Grow your financial well-being
- Individual consumer discretionary stocks
- The details
- EIN vs. SSN
- The cash value rate of return can be low
- 3. Use tax deductions
- 8. Minneapolis
- 3. Get business licenses for your PLLC
- Cricket Wireless
- Prepared to put down roots?
- Part-year resident status rules
- 6. OfferUp
- 14. Professional organizing
- San Antonio Economic Development Department grant programs
- Best insurance company for accident forgiveness: Geico
- Earning rates
- 13. Access to unique, cardmember-only events
- 7. Citi ThankYou Points
- How much should a small-business budget be?
- 7. Express Laundry Center
- Escrow account funds
- USAA vs. State Farm home insurance
- Three-day ticket deals
- Dropshipping
- Resident status rules
- Apply for PSLF forgiveness
- Can you pay estimated taxes at any time?
- Be passionate
- Trust Wallet: 4.3 out of 5 stars
- 401(k) hardship withdrawals
- 18. Sell scooters
- 2. Count your coins and bills
- South Dakota
- Manufactured home pros
- 2014 credit card bonus categories
- Zero-interest credit card
- 5. Buy your home insurance policy and read it closely
- Chase cards
- No-exam life insurance rates for smokers
- How to transfer from Chase Ultimate Rewards® to United
- Schedule SE
- Transportation and warehousing business applications grew by 100.7%
- Benefits
- 5. Enter a debt management plan
- Where to get it
- 2. Delta
- Hire a builder
- Pros of a 203(k) loan
- Reliability
- Fraud
- How to have less taxes taken out of your paycheck
- Seniors with an at-fault accident
- 17. Self-employment expenses deduction
- 4. Earn badges through Live videos
- Use the Best Fare Finder and pay in cash
- Bonds
- M1
- American Family
- 9. Choose a real estate agent carefully
- 16. Sell vintage clothing online
- Hawaiian Airlines
- 4. Call in a pro
- 4. Set a budget for your stock market investment
- The risks and rewards of each
- 14. Customer service without the wait
- 5. Discounted hotel rates
- Expense ratios
- 2. Start the flight change
- Take advantage of all the other statement credits
- 1099-INT
- 13. Antique or thrift store
- EIN vs. ITIN
- User experience
- You can’t control your portfolio
- 4. Contribute to a tax-advantaged account
- 4. File your articles of organization
- 12. Pillar to Post Home Inspectors
- 9. Socially responsible investing
- 15. Photography
- 4. One more thing to know about your tax refund
- 9. Fitness nurse
- 6. Sanitize your social feeds
- Cheapest auto insurance for poor credit
- Be flexible with destination, airport and dates
- 9. Shared home improvement equipment
- Swagbucks
- Tax-efficient strategies
- Delta SkyMiles Cards
- Best cities for first-time homebuyers
- Estimate loan payments
- Hilton hotels
- Amica vs. Geico home insurance
- 8. Utilities: Around $2 per square foot of office space
- Standard market investments
- 1Money
- Redeem points for hotel stays
- 19. Energy-efficient car sales
- Franchising pros
- Tennessee
- 9. Albert Lea
- Earning Loyalty Points through other partners
- 4. Set a budget for your stock market investment
- 5. Your loan is cleared to close
- 7. Self-publish an e-book
- Drawbacks
- Complaint resolution delayed: 0 – 5 points
- Robo advisors
- Lubbock Economic Development Alliance grants
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- Upgradeability
- Get preapproved
- Past years' state tax rates
- Cons of a 203(k) loan
- Corporate bonds
- Nonresident status rules
- Hiscox: Best for buying commercial crime insurance online
- Take advantage of promotions
- Flood determination and monitoring fees
- 18. Home office deduction
- Wholesaling and warehousing
- 5. Keep your expenses in check
- 17. Begin niche blogging
- What happens if I forget to pay my quarterly taxes?
- Keep it succinct
- Allianz Global Assistance
- Invest in technology
- 3. Prep for grocery shopping
- Home equity line of credit
- 9. Estate planning: Protect your financial well-being
- Consumer discretionary ETFs
- 14. Fitness studio or gym
- Manufactured home cons
- Home equity financing
- Medicare enrollment periods
- Vanguard 500 Index Fund (VFIAX)
- Call and ask
- Reviews
- Print-on-demand services
- The Platinum Card® from American Express ($695 annual fee)
- Additional taxes
- Nonresident status rules
- 23% of business owners cite inflation as their single most important problem
- Dividend payout ratio
- 8. Bank of America® rewards
- 1. Live in the house for at least two years
- How to use a W-4 to owe nothing on a tax return
- Mutual funds
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- Refinancing
- 10. Narrow down your ideal type of house and neighborhood
- Individual semiconductor stocks
- Good Neighbor Next Door
- Lemonade vs. State Farm renters insurance
- 7. CDs
- MetaMask: 4.0 out of 5 stars
- 1099-K
- 20. Open a consignment or thrift store
- Create your return and exchange policy
- Texas
- VA loans
- SAVE benefits available by October 2023
- How do you get a perfect credit score?
- How much is auto insurance after an at-fault accident?
- There can be tax implications if you withdraw cash from your policy
- Spirit Airlines
- 5. Draft an operating agreement
- Hostelworld
- 13. Keller Williams
- How's your job security?
- 16. Event space
- 10. Medical product sales
- Government recording fees
- USAA vs. Allstate home insurance
- Customer satisfaction
- 19. Educator expenses deduction
- Best for
- Book Emirates economy fares on points
- Hilton Honors Cards
- Mortgage insurance
- Stash
- Airport lounge access
- 9. Payroll: 25% to 50% of your total budget
- Traditional real estate
- Bonzah
- Amex EveryDay® Credit Card
- Vanguard Total Stock Market Index Fund (VTSAX)
- AmEx cards
- 5. Defer your bonus
- 10. Burnsville
- How to maximize your rewards
- 40% of small-business owners note trouble filling jobs
- 7. Poshmark
- The Alamo Small Business Grant Program
- Get final approval
- 2. See whether you qualify for an exception
- 5. Build a community
- Part-year resident status rules
- 18. Become an e-book writer
- How can I make paying quarterly taxes easier?
- U.S. Bank FlexPerks Reserve Visa Signature, U.S. Altitude Reserve Visa Infinite and Crystal® Visa Infinite® Credit Card
- Country Financial: Best for using an agent
- Have structure
- 21. Manufacture or sell eco-friendly fashion design
- BriteCo
- Franchising cons
- Publish your listing
- Conventional loans
- 15. Tutoring business
- SAVE benefit starting in February 2024
- 401(k) loan
- 6. Pay PLLC taxes and file annual report
- How to maximize your rewards
- 17. Interior decorating
- Time in business: 0 – 10 points
- Active management
- 3. United Airlines
- 1. Freeze your credit
- 10. Vacation rentals
- Loan-origination charges
- Seniors with a speeding ticket
- 20. Solar tax credit
- Potential drawback
- Exchange-traded funds
- Pros
- Property-based passive income ideas
- Capital One Venture X Rewards Credit Card
- Rental Cover
- Home equity loans and lines of credit
- Washington
- Cash-out refinance
- How to enroll in Medicare
- Vanguard Total Bond Market Index Fund (VBTLX)
- Winner: Virgin Atlantic
- 14. FastSigns
- Long-term goals vs. short-term goals
- 8. Get advertising revenue from your blog or YouTube channel
- 14. Purchase protection
- 7. Make a budget
- 3. Keep the receipts for your home improvements
- Auto Club Group
- Southwest® Rapid Rewards® Performance Business Credit Card
- 5. Focus on investing for the long-term
- Semiconductor stock ETFs
- 3. Review and select new flights
- 1099-LTC
- 22. Environmental blog
- 16. Ice cream shop
- SAVE benefits available by July 2024
- United Airlines
- Are you financially prepared?
- 73% of business owners feel the impact of supply chain issues
- 18. Woodworking or furniture building
- How it works
- 11. Telehealth consulting
- Our pick for: Customizable bonus categories
- 2. Safeguard your Social Security number
- Mortgage insurance or fees for government-backed loans
- USAA vs. Geico home insurance
- 21. Energy efficient home improvement tax credit
- Marriott Bonvoy Cards
- Cons
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- Acorns
- 19. Start ghostwriting
- 3. Building a budget
- Hotel status
- Electrum: 2.5 out of 5 stars
- Sales load
- Sure
- 4. Minimize restaurant spending
- Vanguard Balanced Index Fund (VBIAX)
- Selling a put example
- Tornadoes
- Citi cards
- Consumer Cellular
- 5. Focus on investing for the long-term
- Step 6: Find and maintain clients
- Gifting large sums of money to family
- Cheapest full coverage car insurance in Florida for 30-year-olds
- Best insurance company for having few customer complaints: American Family
- 15. Return protection
- 11. Electronics repair
- 1. Decide what type of investor you are.
- Nonresident status rules
- 10. Professional consultants: Between $1,000 and $5,000 per year
- 8. Buy a rental property
- Hurricanes
- Write it later
- 1099-MISC
- 23. Advertising agency specializing in green business
- Licensing pros
- Wyoming
- Complete financial plan and investment advice
- 17. Dry cleaner
- Compare car insurance rates for drivers with a DUI
- 7. Comply with additional state and federal regulations for PLLCs
- 15. Merry Maids
- 65% of small-business owners expect revenue to increase
- 3. Be alert to phishing and spoofing
- Winner for credit card availability: Delta Air Lines
- Seniors with a DUI
- 22. Electric vehicle tax credit
- Don’t forget the fifth-freedom flights
- 11. Stick to your budget
- 20. Become a resume writer
- Transfer points to other loyalty programs
- Personal loan
- Pay off debt
- American Express® Green Card
- Vanguard Growth Index Fund (VIGAX)
- Flooding
- 2020-2022 earned income credit amounts
- The 10 largest lottery jackpots
- 19. Graphic design
- Where to get it
- America’s Seed Fund
- 16. Extended warranty
- California earned income tax credit (CalEITC)
- Low staffing needs
- Pest inspection
- Lean FIRE
- Transfer partners
- T-Mobile customers: Free in-flight text messaging and Wi-Fi on Gogo-enabled flights
- How many products do you want to list at once?
- 24. Give bicycle tours
- GemShield
- 18. Bookstore
- The details
- Wholesaling
- Booking.com
- Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Reserve American Express Card and The Platinum Card® from American Express
- California earned income tax credit (CalEITC)
- Low-risk vs. high-risk investing strategy
- 55% of business owners expect all accepted payment methods to eventually become digital
- 12. Education specialist or course creator
- Paying for vacations, cars or other stuff
- 4. Air Tahiti Nui
- Cheapest car insurance for young drivers
- 4. Use strong passwords and add an authentication step
- Home purchase: Basic Home Mortgage 203(b)
- Albert
- Conventional loans
- 21. Open a coworking space
- 6. Manage your stock portfolio
- 9. Rent out your own house
- Get a test reader
- 1099-NEC
- Licensing cons
- 5. Get discounts on entertainment
- Specialized guidance and/or want to meet with an advisor face-to-face
- Vanguard Small Cap Index Fund (VSMAX)
- 9. Become an Instagram influencer
- 20. Clothing boutique
- How to compare life insurance quotes
- Our pick for: Maximized value
- 8. Find your 'why'
- California young child tax credit (YCTC)
- Year-round demand
- Prepaid expenses
- Do you want to choose your own payment processor?
- Other ways to redeem your points
- 25. Eco-travel planner
- Avoid taking on more debt
- 19. Bed and breakfast
- Capital One cards
- 6. Manage your stock portfolio
- California young child tax credit (YCTC)
- 21.6% of small businesses cite a large negative effect on business due to the pandemic
- Amber Grants
- Giving a laid-back loan
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- Other disasters
- 5. Use alerts
- 1. Has the W-4 form changed?
- Bring the kids
- Fat FIRE
- FHA refinance loans
- Auto-Owners
- 4. Saving money
- Hyatt hotels
- Capital One Venture Rewards Credit Card
- Proofread
- Cash advance apps
- Vanguard Total International Stock Index Fund (VTIAX)
- Average car insurance costs after a speeding ticket
- Do-it-yourself vs. hiring professional help
- 21. Bed and breakfast
- Life insurance quotes vs. rates
- 17. Rental car coverage
- California child and dependent care tax credit
- Low failure rate
- 12. Academics courses
- Cheapest full coverage car insurance in California for 30-year-olds
- FHA loans
- 12. Make the most of walk-throughs and open houses
- 22. Become an online coach
- 10. Get a roommate
- Hail
- 1099-OID
- 26. Sustainable events planner
- 6. Map out major purchases
- Portfolio management only
- Wait to apply
- 20. Floral shop
- When a Marriott transfer to United makes sense
- California child and dependent care tax credit
- 13. Medical billing and coding contractor
- Setting up joint bank accounts
- 6. Watch your mailbox
- Tax monitoring and research fees
- Barista FIRE
- Card ecosystem
- 11. Insurance: Average of $1,200 per year
- Management or advisory fees
- Etsy fees for sellers
- American Express® Gold Card
- 22. Food truck
- How it works
- NASE Growth Grant
- 18. Trip cancellation or interruption insurance
- California adoption cost tax credit
- Work-life flexibility
- Mix KrisFlyer miles and cash
- 2. Choose how much you want to invest.
- 2. What does it mean to be exempt from taxes?
- Monzo
- 23. Flip failing websites
- How much are car insurance quotes?
- Alternative investment passive income ideas
- How 'free' is it, really?
- NJM: Best small regional insurer
- 4. Confirm your flight change
- Tiers
- 1099-PATR
- 27. Open an organic spa
- Jewelers Mutual
- 21. Gardening and landscaping
- Earthquakes
- Direct sourcing
- California adoption cost tax credit
- Step 7: Invest in advertising and expanding
- 10. Monetize your Twitch channel
- Our pick for: Bank of America® customers
- 7. Shred, shred, shred
- Title-related costs
- FHA renovation loans
- Ledger: 5.0 out of 5 stars
- Winner: Virgin Atlantic
- 96% of small-business owners have business bank accounts
- Where to get it
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- Best insurance company for financial strength: Auto-Owners
- Pets Best vs. Trupanion
- Cheapest auto insurance for senior drivers
- California nonrefundable renters tax credit
- 13. Language courses
- Above-the-line deductions
- NYC tax rate schedule
- Hurricanes and tropical storms
- 24. Become a web developer
- Tornadoes
- 1099-Q
- 28. Recycled furniture and home goods
- 7. Restrict online shopping
- California nonrefundable renters tax credit
- 23. Restaurant or cafe
- 14. Career coach
- 19. Trip delay reimbursement
- 8. Use a digital wallet
- Find Singapore Airlines partner awards
- 3. Gather your paperwork.
- Winner for business class: Delta Air Lines
- 1. Take a driving class
- Cheapest minimum coverage car insurance in California for 30-year-olds
- Other specialty FHA loans
- 13. Don’t skip the home inspections
- 11. Peer-to-peer lending
- Use the Global Entry or TSA PreCheck fee credit
- 22. Nail salon and spa
- Average car insurance costs after a DUI
- If you're a Marriott Vacation Club owner
- Understand your eligibility
- Farmers
- 25. Start a podcast
- 12. Taxes: Variable, but 21% corporate tax rate
- Buy now, pay later
- 1099-R
- 29. Eco-friendly kids toys
- Pros
- 60% reported no impact from recent bank failures
- 24. Craft brewery
- 20. Lost luggage reimbursement
- 9. Protect your mobile devices
- 3. When should I review my W-4?
- Below-the-line deductions
- Greenlight
- Do you expect to need more features?
- Wildfires
- Trezor: 4 out of 5 stars
- 23. Photography
- The Platinum Card® from American Express
- Ultra Mobile
- Upgrade your Singapore Airlines airfare
- 26. Be a social media influencer
- Which factors determine car insurance quotes?
- Dividends and preferred stock
- American Express® Gold Card
- 5. Find your flight credit
- 1099-S
- 30. Handmade clothing
- Lavalier
- 8. Delay purchases with the 30-day rule
- Use American Express to maximize the conversion rate
- 11. Sell your photography
- Pros
- 15. Child care provider
- Note application deadlines and awards dates
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- 21. Medical emergencies during travel
- Where you live
- 10. Check your credit reports regularly
- 14. Business or marketing courses
- 4. Pick your investments.
- 2. Choose a car that’s cheap to insure
- 14. Negotiate with the seller
- Credit required
- 12. Private equity
- 401(k) fees
- 24. Clothing boutique
- The details
- Compare auto insurance rates for drivers with poor credit
- Private labeling or white labeling
- 25. Ice cream shop
- How it works
- 6. Evaluate the price of the business with the earnings, assets or market approach
- Pets Best vs. Healthy Paws
- Other ways to redeem Singapore Airlines miles
- Real estate agent commissions
- 4. Can I adjust my W-4 multiple times throughout the year?
- Cheapest auto insurance in California for 30-year-olds with poor credit
- 13. Travel: Variable
- Would an online marketplace be a better choice than a website?
- 31. Green remodeling
- Cons
- Your credit history
- 11. Monitor financial and medical statements
- 27. Create online courses
- Selling bonds
- SafePal: 3.8 out of 5 stars
- Does Choice Privileges match elite status?
- 1099-SA
- 9. Get creative with gifts
- 25. Daycare
- AKC vs. Lemonade
- Over half of small businesses have $50,000 or more in their business banking accounts
- 26. Personal chef
- Where to get it
- Consider financing alternatives
- Our pick for: Prime gaming
- Our pick for: Paying rent
- Property and transfer taxes
- 3. Protect your car
- Step
- USAA: Best for military and veterans
- 32. Green architecture
- Tracfone
- Cons
- The coverage you need
- 15. Personal wellness
- The Hanover
- Sinkholes
- 15. Buy adequate home insurance
- 28. Become a marketing consultant
- Overseas acceptance
- 14. Shipping: Variable
- Book travel to get 5X Membership Rewards points on airfare and hotels
- 26. Brewery or winery
- American Express® Business Gold Card
- What should you do if you’re invested in these REITs?
- 27. Landscape services
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- Best insurance company for discounts: Amica
- Title insurance
- 13. Crypto staking
- 33. Solar panel installation
- Assess your skills
- Pets Best vs. Lemonade
- Your deductible
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- Capital One Savor Cash Rewards Credit Card*
- Methodology
- 10. Lower your car costs
- 27. Hardware store
- 28. Pet grooming
- Apple Cash: digital card
- 4. Get credit for driving less
- 29. Develop an app
- 34. Start a cooperative
- 12. Become a dog walker with Rover or Wag
- Your claims history
- Majority
- 5. Maximizing your credit cards
- 28. Catering company
- AKC vs. Nationwide pet insurance
- Boost Mobile
- 29. Florist
- 1. Lost wallet
- 16. Courses in hobbies or interests
- 35. Green venture capitalist
- 11. Reduce your gas usage
- Making items yourself
- How it works
- Align your schedule
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- Your other policies
- 5. Raise your deductible
- Benefits of FHA loans
- 30. Make a smart appliance
- 29. Real estate agency
- Average annual car insurance costs for drivers with good vs. poor credit
- Cash App debit card
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- Nationwide
- Secure funding
- Product creation passive income ideas
- 36. Green financial planning
- The Business Platinum Card® from American Express
- 30. Massage therapist
- Your home’s features
- 2. Mailbox theft
- Disadvantages of FHA loans
- Comun
- 31. Tap into virtual reality experiences
- 30. Event venue and planner
- 13. Sell unused gift cards
- 17. Bookkeeping and accounting
- 6. Drop coverage you no longer need
- 1. Look at customer satisfaction scores
- Citi® / AAdvantage® Executive World Elite Mastercard®
- 37. Software
- 12. Bundle cable and internet
- AKC vs. Embrace
- Where to get it
- Feed your passion
- Your dog
- Individual stocks
- 32. Make a niche dating site
- 14. Write content
- Book with the Fine Hotels + Resorts program
- Add a personal bio and photo
- 31. Tattoo and piercing shop
- 3. Using public Wi-Fi
- Roth IRA withdrawal rules
- 2. Consider financial strength
- Erie: Most generous coverage
- 38. Apps
- 31. Nutritionist
- 7. Consider bundling your insurance policies
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- 33. Develop a chatbot
- Get a business credit card
- 13. Switch your cell phone plan
- 32. Veterinary office
- 7. Secure capital to make the purchase
- Cheapest full coverage car insurance in Florida for 40-year-olds
- Our pick for: Target gaming purchases
- Best insurance company for customer satisfaction: State Farm
- 18. Consulting
- Roth IRA withdrawal penalty
- Bunq
- 6. Borrowing money
- 3. Evaluate the policy options
- 39. Refurbish/recycle tech
- Add images
- 14. List your spare bedroom on Airbnb
- 32. Personal trainer or fitness instructor
- 4. Data breaches
- State Farm
- 34. Offer matchmaking skills
- 33. Food truck
- Compare insurance rates for drivers with an accident
- Dividend stocks
- 8. Shop around for coverage
- Ting
- 35. Be a virtual assistant
- 4. Get prices from a handful of companies
- Delta SkyMiles® Platinum Business American Express Card
- 14. Reduce your electric bill
- Rearrange your items
- 34. Health clinic
- 33. Beauty services
- 5. SIM card swap
- Totem
- 15. Publish a digital course
- How much is auto insurance for young drivers?
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- Add sections
- 35. Bakery
- 34. Life coach
- 19. IT support
- Cheapest full coverage car insurance in California for 40-year-olds
- 36. Reinvent exercising
- 1. What is the average cost to start a small business?
- 15. Lower your student loan payments
- 6. Phishing or spoofing
- Car-related passive income ideas
- Visit the Global Lounge Collection
- Add your shop’s "about" section
- Travelers
- 37. Create eco-friendly, health-friendly makeup and beauty products
- 2. How do you calculate startup costs?
- Nationwide: Best online experience
- 15. Sell your gently used clothes
- Best insurance company for military members: USAA
- 16. Cancel unnecessary subscriptions
- 35. Tutor
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- 7. Skimming
- What is a prepaid debit card?
- 20. Graphic design
- 38. Open a food truck or restaurant pop-up
- 16. Wrap your car with ads
- United Club℠ Infinite Card
- Meet a local demand
- Cheapest minimum coverage car insurance in California for 40-year-olds
- 3. Are business startup costs tax-deductible?
- Add a shop announcement
- Lively
- 36. Daycare provider
- 39. Start an organization business
- 17. Refinance your mortgage
- 8. Phone scams
- What is a prepaid credit card?
- Standard (nonbank) neobanks
- 17. Rent out a parking space
- Average annual car insurance costs for young drivers by company
- Our pick for: Walmart gaming purchases
- 40. Do interior design for young professionals
- 4. What is considered a startup cost?
- Scout locations
- 16. Trade in old phones, electronics for cash
- 37. Senior care provider
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- Where can you get a prepaid card?
- 21. Social media management
- 18. Set savings goals
- 9. Looking over your shoulder
- Cheapest auto insurance in California for 40-year-olds with poor credit
- How to compare renters insurance
- 38. Interpreter or translator
- How do you add money to a prepaid card?
- Neobanks that are online banks
- Openly: Fewest consumer complaints
- Calculate the costs of starting a business
- Marriott Bonvoy Brilliant® American Express® Card
- Leverage the Hilton and Marriott Gold elite status
- 39. Housecleaning
- 10. Malware
- Which prepaid card is best?
- 17. Get a babysitting gig
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- 22. Marketing copywriter
- 19. Track spending
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- Digital wallets with banking services
- 40. Automotive repair
- 7. Your credit score
- 23. Virtual assistant services
- Rent cars with Avis, Hertz and National
- 20. Pay off high-interest debt
- 1. Gather your information
- 41. Handyman services
- 18. Rent out your car
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- Our pick for: PlayStation purchases
- Fintech firms with cash management accounts
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- You have a roommate
- Prime Visa
- 21. Keep savings in a high-yield savings account
- 42. Dry cleaners
- 8. Close the deal with the appropriate documents
- State Farm: Best perks
- 43. Hardware store
- 22. Create a 50/30/20 budget
- 2. Choose the right liability car insurance coverage levels
- 1. Do your research
- You’re on a tight budget
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- Platinum Card concierge
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 2. Get organized and make it official
- 45. Freelance copywriting and content creation
- You would want new items if your belongings were destroyed
- Verizon Visa® Card
- Complimentary ShopRunner membership
- 23. Shop consignment and thrift stores
- 46. Rideshare driver
- 20. Become a private tutor
- 3. Find the right financing
- You own expensive jewelry or electronics
- No foreign transaction fees
- 47. Website development and design
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- Cheapest full coverage car insurance in California for 50-year-olds
- Travel insurance protections
- 48. Sell clothes online
- Our pick for: Best Buy purchases
- You have a dog
- You’re a first-time home buyer
- 24. Join initiatives to get free items
- 3. Decide if you need full coverage car insurance
- 21. Drive for Uber, Lyft
- 49. SEO consultant
- 8. Taxes
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- 50. App development
- Cheapest minimum coverage car insurance in California for 50-year-olds
- Trip cancellation
- Shopping protections
- You live in a high-risk area
- 25. Use car sharing services
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- Cheapest auto insurance in California for 50-year-olds with poor credit
- Trip delay
- 9. Paying off debt
- You have a dog
- 26. Stock up on household supplies when they’re cheap
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cancel For Any Reason
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- You own valuable items
- 27. Enjoy community events
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Pros of buying a business
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- 24. Sign up to be a mystery shopper
- You own an older home
- 28. Cash in on your birthday
- Cheapest auto insurance in Florida for 50-year-olds after a DUI
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- United’s hotel partners
- Travel medical insurance
- 25. Put your drone to work
- Rocketmiles
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Compare car insurance companies
- Cheapest full coverage car insurance in Florida for 60-year-olds
- United Hotels
- Conditions common to your dog’s breed
- Cons of buying a business
- Cheapest minimum coverage car insurance in Florida for 60-year-olds
- Cheapest full coverage car insurance in California for 60-year-olds
- 10. Insurance
- Your dog’s energy and activities
- Cheapest auto insurance in Florida for 60-year-olds with poor credit
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds with one speeding ticket
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Decide whether your cat needs insurance
- Cheapest auto insurance in Florida for 60-year-olds with one at-fault crash
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds after a DUI
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- 11. Investing
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in Florida for 70-year-olds
- 3. Decide how much coverage you want
- Cheapest minimum coverage car insurance in Florida for 70-year-olds
- Cheapest full coverage car insurance in California for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest auto insurance in Florida for 70-year-olds with poor credit
- Cheapest minimum coverage car insurance in California for 70-year-olds
- 5. Check waiting periods
- Cheapest auto insurance in Florida for 70-year-olds with one speeding ticket
- 12. Starting or running a business
- Cheapest auto insurance in California for 70-year-olds with poor credit
- 6. Examine extra costs
- Cheapest auto insurance in Florida for 70-year-olds with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- 7. Compare quotes
- 13. Travel
- Cheapest auto insurance in Florida for 70-year-olds after a DUI
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- The NerdWallet Smart Money podcast
- Auto insurance laws in California
- Low-income car insurance in California
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
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