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Cheapest Car Insurance Companies
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Lead Writer | Auto insurance, life insurance
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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
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- 7. Whip your neighbor's yard into shape
- As part of earning the Southwest Companion Pass
- 3. Stay invested with the "buy and hold" strategy
- 3. Choose a business entity
- 5. Event planning
- High annual fees or poor customer service
- Cash-out refinance
- CD maturity date
- 3. Active investing
- 3. Create a financial plan
- 0% APR for balance transfers
- Room service
- Current public information requirement
- Your interest rate
- 2. Look into suburban venues
- Perks shared by both cards
- 7. Breathometer: $1 million for 30% stake
- Premium
- Shorter terms and higher payments
- The Credit Card Competition Act
- A credit score over 620
- Basic EPS
- 0% balance transfer credit card
- Higher rewards on everyday spending
- Preparation and packing
- 2. The credit card's fees
- Unlimited music streaming
- Disney California Adventure
- MyLowe’s Rewards Credit Card
- Cheapest full coverage car insurance in Florida for 20-year-olds
- Disadvantages of a lady bird deed
- Hoarding and hunger
- Step 2. Reinvest each CD when it matures
- 3. Required minimum distributions
- Online lenders
- You often borrow other people’s cars
- Pay on time, every time
- 4. Bring an at-home COVID test with you
- Tesla car insurance rates by state for a Model 3
- 4.5-star plans
- Use Schedule A
- Bank of America® Premium Rewards® Elite credit card
- What are my options for unfreezing credit?
- Step 4: Refine your withholdings
- Is there a good exit strategy?
- Economically disadvantaged individuals
- To avoid mortgage insurance
- Fly on the holidays (or as far from it as possible)
- 5. Peer-to-peer money transfer apps
- Pros and cons of 529 plans
- 3. Decide how many shares to buy
- 2. Redeeming rewards for credit toward merchandise
- Owner-builder loan
- 4. Cash out your 401(k)
- How to file an 83(b) election form
- 6. Adoption credit
- Earning points
- Change your coverage
- How to earn Asiana Club miles
- Start with a budget
- 4. Consider your spouse
- My Choice Texas Home
- 2. Choose an investment account
- 3. Go through the security checkpoint
- 3. Evaluate other factors
- 1. Multiply your income by 10
- Animal Kingdom
- NC 1st Home Advantage Down Payment
- Down payment?
- When the statement balance and current balance are different
- Apply for a balance transfer card
- Singapore Airlines credit cards
- Formal two weeks’ notice template
- Delta SkyMiles® Reserve American Express Card
- 3. Budget for taxes
- 1. Online advice services
- An unsecured card for authorized users
- 7. Curate subscription boxes
- Flood damage
- You aren’t committed to one companion
- Medicare Part D IRMAA in 2024
- 3. Set up balance alerts to stay on top of spending
- The cons
- Managing debt
- Trip delay insurance
- Consumer tips
- Your dollars could become more valuable
- Annual whole life insurance rates for nonsmokers
- 5. Automotive repairs
- If you're 59½ or older and the account is at least 5 years old
- Substantially equal payments
- 4. Fund your account and get started
- 4. The child can't provide more than half of their own financial support
- Consolidate your loans if necessary
- 3. Choose a business entity structure
- 5. The right to appeal an IRS decision in an independent forum
- 2. Waldorf Astoria Maldives Ithaafushi
- Buy what you can upon arrival (or have it shipped)
- Pet loans
- How age can influence scores
- 3. Bermuda
- How to get an EIN
- Battleface
- 3. Learn to use AI tools
- Fixing the price or letting people bid
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- PenFed: Best for a seamless application process
- Best insurance company overall: Travelers
- 4. Taco Bell
- Step 2: Choose your market
- What to know about FSAs
- Fast Break for Small Business
- 3. Flights to Hawaii from 26,000 points round-trip
- CHFA Down Payment Assistance Grant
- You might have to pay fees
- Redeposit fees
- Earn by transferring
- Documentation
- Is rental car coverage primary or secondary?
- Cities with the top five annual rent price declines or smallest increases:
- Establishing domicile
- Bitcoin pros
- What qualifies as Marriott Annual Qualifying Spend for Ambassador Elite?
- 4. Consider taking an asset allocation shortcut
- Mortgage insurance
- 1. States with no income tax
- 2. You must have owned the home for at least two years
- Use your employer benefits
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- Limited personal guarantee
- 2. Pay in local currency
- Delta credit cards with free baggage
- Imposter scams
- Qualifying for a traditional IRA when you have a 401(k) or other employer plan
- Part-year resident status rules
- Buying a put example
- 6. Video production
- You've graduated to a permanent card
- The percentage method
- What fees do Chase checking accounts have?
- Delta credit cards with car rental insurance
- CD penalty
- Notice of proposed sale requirement
- 2. Score sponsorships
- Determine if the car is selling for a fair price
- 3. Trim the guest list
- 8. BeatBox Beverages: $1 million for 33% stake
- 1. Make sure you’re eligible to get an EIN online
- Your current mortgage payoff
- Comparing with noncaptive lenders
- Jumbo loans
- 2. Take a cut with affiliate marketing
- Diluted EPS
- Personal loans
- Wyndham Grand Clearwater Beach Resort
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- Bring a bigger down payment to the table
- State bedbug laws
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- Compare referral sign-up bonuses
- Our pick for: Intro APR + high rewards on everyday spending
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Our pick for: Gas station spending
- Figure out where you are and what you value
- 4. There are Hyatt credit cards
- Locate the corresponding size standards
- 2. Verify their credentials
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- Winner for elite status perks: Caesars Rewards
- 4. You don't need the internet to access information
- Do tipped workers earn the minimum wage?
- 5. Teach others a skill
- How long should I lift the freeze?
- Step 5: Sign and date your W-4
- 3. Choose your investments based on your risk tolerance
- Goodbudget
- Renegotiate with the seller
- If you are converting your 401(k) to an IRA
- 3. Cash management accounts
- 3. Swagbucks
- 1. All Nippon Airways
- 6. Wallet software
- Gas bill
- Wants
- Reasons for unfreezing your credit
- Learn more about Zelle
- How this calculator works
- Book travel via the AmEx portal or Expedia
- Other fuel cards to consider
- Cover your purchases
- Zengo Wallet: 4.8 out of 5 stars
- Choosing corporate tax status for your LLC
- Allow up to 50% of your income for needs
- Sales tax license
- Be upfront, honest and specific
- 4. Personal trainers
- How long will it take to pre-qualify?
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- 5. Rent out your home on Airbnb.
- Deductibles
- 4. If your re-booked flight is at least three hours later, you’ll receive a meal voucher
- Put contributions into a Roth
- 4. Personal business loans
- How much is Netflix a month?
- 7. Earned income tax credit
- 2. Buy an S&P 500 index fund
- Redeeming points
- Embrace
- Step 3: Buy the gold ETF
- Win a gig and get to work
- 4. Robotics
- You want to transfer rewards to a domestic airline
- Hotels in Hawaii
- Traditionally better rates, more discipline required
- 2. Determine distribution
- Decrease the amount you owe
- Mint fare availability varies
- 3. Prioritize your financial goals
- 3. Don’t use the money
- Pairs well with others
- 4. Watch for scams
- An unsecured card backed by a co-signer
- LifeLock pros
- 5. $300 a year in travel credit
- 5. Hyatt Zilara Cap Cana, Punta Cana, Dominican Republic
- Building your credit score
- Benefits unique to the Capital One Venture X Rewards Credit Card
- 3. No hidden fees or nickel-and-diming
- Medicare Part A
- Annual whole life insurance rates for smokers
- You submit an offer in compromise
- Winner for ease of miles: Qatar Privilege Club
- 5. The child can’t file a joint tax return with someone
- Forgiveness comes sooner
- If your tax rate is low now and you expect it to be higher in retirement
- Earning structure
- But wait, there’s more
- Additional funds
- TAFS
- Booking American flights with Alaska miles
- 1. Making money
- 2. Cancel your IHG hotel reservation by phone
- Virgin Atlantic Flying Club
- Upgradability
- Why a card is good for bad credit
- Example interest checking APYs at select institutions
- Pros
- Online business loans and lines of credit
- It can give you a better track record
- Perks that are the same
- 4. Select a provider to open your Roth IRA
- Prepare for a future tax bomb
- 15,000 miles to Peru in economy or 35,000 miles in business class
- You could wind up upside down
- Why it’s the best
- Best business expense tracker for transportation businesses
- Ages 35 to 44
- 3. Double declining balance depreciation
- Appraisals
- 4. Marriott Bonvoy Brilliant® American Express® Card
- Double-entry accounting example
- How do I make sure coverage applies to my rental?
- Traditional human financial advisors
- Mortgage interest deduction
- How does Wag work?
- 4. Up to $200 in annual credit for airline incidental fees
- You prefer the benefits of ISAs
- Consider pay-per-mile insurance
- Accredited investors
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- Track your spending
- 2. Calculate the car loan amount you can afford
- 3. Reduce ATM usage
- Earn cash (or pennies) back with rewards apps, in time
- 4. Write a business plan
- 7. Podcasting
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Disputes over what you owe
- Divorce or separation from a spouse
- Does Chase have a free checking account?
- What’s your tolerance for risk to personal assets?
- CDs at a bank vs. credit union
- 4. Dollar-cost averaging
- Step 2: Input what type of credit cards you have
- 1. Stick to a list
- Size of the AC system
- Volume restriction requirement
- 4. Open a business bank account
- 4. Seek an off-peak season
- 9. First Defense Nasal Screens: $750,000 for 30% stake
- Personal loan calculator
- 6. Home cleaning
- Get the most out of your cash value growth
- Deductible
- A strong history of paying bills on time
- Free games
- Bring documents showing financial stability
- Instant deposit
- Stock mutual funds = higher potential returns (or losses)
- You rent cars frequently
- 6. The right to finality
- Watch how much credit you use
- Escape Lounges
- Have the right suitcase or backpack
- Avoid optional big expenses
- If you’re traveling for an emergency
- Local animal welfare organizations
- Step 2: When the invoice arrives
- Mission Lane Cash Back Visa® Credit Card
- How to maximize your rewards
- How do I refreeze my credit?
- Cheap car insurance after a speeding ticket
- 1. Cash dividends
- Other ways to overcome an appraisal gap
- 1. Locking up savings for a near-future purchase
- Does home insurance cover damage caused by your neighbor’s tree?
- Transfer points to travel partners
- 3. Bonds and bond index funds
- Transfer your rewards
- Discounted rates
- 5. Friends and family
- The Platinum Card® from American Express
- Bitcoin cons
- 8. Charitable donation deduction
- Status
- Grants.gov
- Submit PSLF employment certification forms
- What is the car’s ownership history?
- 5. Customer experience management, or CXM
- How to contact AARP
- Mobile payment scams
- Topping off your earnings from flying
- Traditional IRA limits in2024
- Try quizzes, apps and spreadsheets
- Take out a debt consolidation loan
- For fares with Mint
- Cathay Pacific credit cards
- Delta SkyMiles® Gold Business American Express Card
- FICO score ranges
- A student credit card
- Specialty restaurants
- 8. Create an airport-centric app
- 6. TSA PreCheck/Global Entry/NEXUS credit
- 4. Pay your bill before your issuer reports to the credit bureaus
- Working toward financial goals
- Use a debt repayment method
- Rental car insurance
- Travel perks at no cost
- Home repairs
- Medicare Part B
- The benefits of compound interest
- Qualified reservist distributions
- 6. The child has to have a certain residency or citizenship status
- Adjusted EPS
- You value domestic transfer partners
- If your tax rate is higher now than you expect it to be in retirement
- Sam's Club® Mastercard®
- Cheapest minimum coverage car insurance in Florida for 20-year-olds
- 4. Catch-up contributions
- Tactic 2: Use points or miles
- Decide how much effort you’re willing to devote
- 5. Research first-time home buyer assistance programs
- 4. U.S. Northeast-Canada
- Brokerage fee
- Why should business owners obtain an EIN?
- Our pick for: Online purchases
- Navy Federal: Best for military members
- Make sure your business is eligible
- Equity REITs
- Loan term
- 5. KFC
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- Tips for unfreezing your credit
- Cons
- IFundWomen Universal Grant Application Database
- 4. Fly business class to Europe for just 34,000 points one-way
- 1. Find a dividend-paying stock
- 35,000 miles to Colombia in business class
- What coverage is included?
- How much is YouTube TV?
- Cost (and quality) of living
- 5. Up to $200 in Uber cash for rides
- Fetch
- Shop for a new policy
- 2. States with flat income tax rates
- Liquidity
- Priority Pass lounges
- Theme park tickets
- 3. Don’t miss out on tax deductions for volunteering
- Find ways to save
- 5. Investigate divorced spouse benefits
- QuickBooks Online: Cloud-based accounting
- Wells Fargo Business Choice Checking
- 3. Think about your children
- 3. Use the DIME formula
- Purchase a VIP tour
- 3. Expedia
- EarnIn: No-credit-check cash advances
- Terms
- Types of CDs
- 4. Don’t try to predict the market
- 2. Give yourself a pause
- Installation and labor: $75 to $250 per hour
- Third-party digital wallets
- 5. Obtain the right insurance
- 1. Consult an expert
- 5. Move the special day
- 1. Fill out a mortgage application
- The pros
- Compare small-business loans
- 2. Gather the necessary information
- 7. IT and computer services
- Copays and coinsurance
- Dun & Bradstreet business credit scores
- Consider bringing your own financing
- Magic Kingdom
- 4. Get your business licensed and permitted
- 1. Decide how much help you want
- Choosing a card
- How to contact Ethos
- Keep credit cards open if you can
- Custodial wallets
- Keep good records
- 5. Guidebooks have gotten more diverse and innovative
- Can I get approved with a freeze in place?
- Outsized rewards through transfer partners
- 2. Stock dividends
- Be honest about item condition
- To get a primary mortgage smaller than a jumbo
- Home study
- Savings and debt repayment
- It gives you more room on credit cards
- Step 3: Find a specialty — and stick to it
- Other ways to earn
- 4. Consider flipping investment properties
- 4. Buy stocks using the right order type for you
- 3. Redeeming rewards for travel
- 5. Verify whether you’re protected by your credit card
- 6. Self-funding
- Charitable contribution deduction
- 9. Medical expenses deduction
- America’s Seed Fund
- 4. You cannot have claimed the home sale capital gains exclusion recently
- Roll the dice with an upgrade hack
- You’re looking for a lower annual fee
- Home equity lines of credit pros and cons
- Drive for Uber or Lyft
- Texas mortgage credit certificate
- Nonresident status rules
- 4. Check out dividend-paying stocks
- 8. IT consulting
- What is the Chase checking account minimum balance requirement?
- Community Partners Loan Pool
- 4. Choose the best retirement plan for you
- 5. Index investing
- Ability to earn a higher rewards rate
- 5. Watch for burnout symptoms
- An alternative credit card
- Some beverages
- 9. Become a destination wedding planner
- LifeLock cons
- Trading requirements
- Alumni or membership discounts
- Meet in a public place
- 7. Extra points on Lyft rides
- Saving for and buying a home
- A decent base rate on all purchases
- 4. A unique boarding process
- Moving costs
- Medicare Part D
- SBA transfers your account to the U.S. Treasury Department
- About the Miles & More frequent flyer program
- Car buyers with bad or no credit
- Death or total and permanent disability
- Other nonconforming loans
- Enroll in an IDR plan
- Prime Day and Prime Early Access
- Annual companion fare
- Zimbabwe
- RTS Financial
- 4. Marriott Bonvoy Boundless® Credit Card
- Aspire Lounge
- 3. "Currently-not-collectible" status
- Cheapest full coverage car insurance in California for 20-year-olds
- Emirates Skywards Premium World Elite Mastercard®
- Price
- 2. Keeping some savings at a distance
- 4. Certificates of deposit (CDs)
- Poshmark
- Mortgage REITs
- Private mortgage insurance
- Does homeowners insurance cover tree damage to your neighbor’s property?
- Understanding your results
- Air Canada preferred seat cost
- Savings accounts
- 3. Tap your home equity for a loan or line of credit
- CHFA Second Mortgage Loan
- Leave 30% of your income for wants
- 5. Newborn and post-pregnancy services
- What isn't covered?
- Balboa Capital
- First class
- 6. Become a dog walker.
- Privacy
- Construction loans to build a house
- 5. Use a Roth
- 6. Up to $200 in annual hotel credit
- Work on your credit
- 3. States with progressive tax structures
- Qualifying assets
- When purchasing a ticket
- Come up with an investing strategy
- Does it have a clean title?
- Find preapproved auto loans
- 6. Influencer marketing
- How we picked the airlines to evaluate
- Hotels in the Bahamas
- Job scams
- 4. Name an executor
- How do I access a HELOC?
- 4. Consider extra coverage
- Arbitration between providers and insurers
- Call and ask for better terms
- The aggregate method
- Friend and family loans
- TIPS funds
- Should you invest in retail stocks in 2023?
- Delta SkyMiles® Platinum Business American Express Card
- How to contact TruStage
- VantageScore ranges
- 3. Take the convenience out of online shopping
- 2. Free or cheap financial apps
- Virtual credit card numbers
- 6. Gather your tools
- 6. Hyatt Ziva Cancun, Mexico
- Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort
- Epcot
- Chase Freedom Flex℠ ($0 annual fee)
- You frequently use a car-sharing service
- 7. The right to privacy
- 3. Conrad Maldives Rangali Island
- Space out credit applications
- Just pack lighter
- Compare manual and digital budgeting options
- FICO score ranges
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- How to maximize your rewards
- What if my mortgage closing is late and my credit refroze?
- 3. Dividend reinvestment programs (DRIPs)
- Write a clear and detailed description
- Fare flexibility/ticket changes
- Gather documents
- Delta business cards
- 4. Fiverr
- Hot wallet
- It can create credit diversity
- Amber Grant for Women
- Benefits unique to the Chase Sapphire Reserve® Card
- 80,000 miles in Emirates business class to the Middle East, Africa, Asia, Australia or New Zealand
- Employer identification number
- Revocable life insurance trusts
- Ages 45 to 54
- 5. Hilton Honors American Express Aspire Card
- Luxury programs
- 7. Venture capital
- How much is Hulu?
- What are the requirements for Wag?
- 10. Deduction for state and local taxes
- Figo
- WomensNet Grants
- 4. Keep the deadline in mind
- 5. You cannot have bought the house through a like-kind exchange
- Switch to an income-driven repayment plan
- 4. Choose a bank that doesn’t charge foreign ATM fees
- QuickBooks Desktop Pro Plus: Better value without industry-specific features
- Bank of America Business Advantage Relationship Checking
- 5. Register your business and get an EIN
- 9. Catering
- Decrease your interest rate
- Rideshare insurance costs by company
- What is the Chase direct deposit requirement for checking accounts?
- Is it better to get a second mortgage or refinance?
- Borrow from your 401(k)
- PayPal Cashback Mastercard®
- Apply for aid
- Step 3: Include your airline, hotel and car rental loyalty programs
- A secured credit card
- Casino and entertainment
- 10. Make local guides
- Military and federal employees discount
- Do a visual inspection
- 8. DoorDash discounts
- Even with a credit card bonus, you’ll need to spend some money
- Before delaying
- 8. Pet store, grooming and boarding
- Andover Companies: Best coverage
- 3. Land a brand deal and make sponsored content
- Unpaid interest is cancelled
- When to use basic, diluted or adjusted EPS
- You prefer booking flights directly through the airline
- 5. Education savings and loan debt
- Bond mutual funds = lower returns (but lower risk)
- 5. Hyatt’s elite status is very rewarding
- 3. Make sure they’re a good fit
- Winner for credit card: MGM Rewards
- 6. It’s a souvenir
- 3. Cancel your IHG hotel reservation using the IHG app
- How to maximize your rewards
- 6. Find local gigs through Nextdoor
- 4. Take surveys for money
- 3. Ensuring returns without market risk
- Ruby Lane
- Property taxes
- 6. McDonald’s
- Step 4: Plan the business budget
- Use points to upgrade your seat
- 4. Real estate investment trusts (REITs)
- Guarda: 4.6 out of 5 stars
- Cons
- 2. Evaluate the stock
- Best low-cost business expense tracker
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- What vehicle rentals are excluded?
- 4. Barclays rewards
- Split between a traditional and Roth IRA to defer taxes
- Via Marriott credit cards
- Mortgage rates
- 7. Up to $300 Equinox credit
- Accommodations
- 6. Add your minor child
- You want to redeem points for travel directly
- How much does a HELOC cost?
- 4. Replace your income, plus add a cushion
- Pay for Lightning Lane access
- 4. Alert authorities to fraud
- 1099-A
- 4. Reflect on why you shop
- Seasonal Energy Efficiency Ratio (SEER) Rating
- PayPal Checkout
- 5. Monitor your total credit utilization
- Make multiple credit card payments per month
- 3. Submit your application and wait
- Conventional loans
- Equifax business credit scores
- 1. The person can’t be anyone else’s qualifying child
- When are taxes due in October?
- Voyagers Club levels
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- Free checked bag
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- You drive a company car
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- 6. Compare mortgage rates and fees
- 5. Other Caribbean islands
- What can business owners use ITINs for?
- Cheap auto insurance after an accident
- 4. Special dividends
- Your money management style
- 2. Promote your business
- Hybrid REITs
- Be wary of co-branded gas cards
- What if a tree lands on your car?
- Share your rewards
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- Become a social media influencer
- Market orders
- The Business Platinum Card® from American Express
- When are taxes due in October?
- 11. Mortgage interest deduction
- You'll qualify for loan forgiveness
- Fees
- National Association for the Self-Employed (NASE) grant
- 6. You cannot be subject to expatriate tax
- Use designated accounts for spending and savings
- Cruising further from the U.S.
- How did you arrive at this price and is it negotiable?
- 3. Set a target purchase price
- 7. Content automation
- How we chose the winner
- Romance scams
- Which is better when?
- Earning at least a 2% return
- Traditionally best rates, more commitment required
- 5. Explore new industries
- 10. Social media management
- 5. Get a quote
- Build your score and then switch cards
- How do you want the IRS to tax your business profits?
- Review your finances and set goals
- Winner: Singapore Airlines
- Where to get preapproved for a car loan
- 5. Take the long view
- Delta SkyMiles® Reserve Business American Express Card
- Excursions
- 3. Tap TikTok’s ‘Creativity Program Beta’
- 7. Fund your business
- 2. Figure out whom and how much you owe
- Test drive the car
- 2. Review your Loan Estimates
- Baggage coverage
- Insurance beliefs
- Choose the amount of coverage you need
- 5. Purchase the appropriate levels of insurance
- But wait, there’s more
- 8. The right to confidentiality
- What is Tesla Insurance?
- Stock trading fee
- AvantCard Credit Card
- How to maximize your rewards
- 7. Freelance
- Include a few high-quality photos
- Seat selection
- Create your System Award Management (SAM) account
- Best insurance company for affordability: NJM
- Pay bills on time
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- What is the Global Entry interview like?
- Homeowners insurance
- Cover your card charges
- National Association for the Self-Employed Growth Grant
- 5. Gather your paperwork
- 6. Enrichment activities for children
- Ages 55 to 64
- How long will the rental be covered?
- 7. Babysit or open a daycare.
- Renovation loans to buy and repair fixer-uppers
- 8. Angel investors
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- How much does Wag pay?
- 1. Have a goal for your index funds
- 8. $300 SoulCycle credit
- Lemonade
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- Airport lounge membership
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- Pay the security deposit upfront in cash
- 5. Factor in fees
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- 6. Growth investing
- 1099-B
- 11. Create a local grocery delivery service
- 9. No foreign transaction fees
- Credit Account
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- Maintaining financial health
- 1. Individual stocks
- 9. Salon or barbershop
- How to get the best deal for a Lufthansa economy award flight
- 2. The person has to be related to you or live with you
- You enjoy squeezing value out of travel credits and benefits
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- Our pick for: Everyday spending
- Money market mutual funds = lowest returns, lowest risk
- You need an SR-22 or FR-44 form
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- 4. Review their fees
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- 5. Preferred dividends
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- 5. Treasury notes, bills and bonds
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- Book one to three months in advance
- Cold wallet
- What if you can’t pay your bills?
- Commit 20% of your income to savings and debt paydown
- 3. Decide how much stock you want to buy
- 80,000 miles to Maldives in business class
- “Doing business as” registration
- Irrevocable life insurance trusts (ILITs)
- 6. World of Hyatt Credit Card
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- What is the Buffett indicator?
- 4. Redeeming rewards for gift cards
- How much is Disney+?
- What's next?
- 12. Gambling loss deduction
- Program for Investors in Microentrepreneurs
- Be consistent
- Make a plan to pay off debt
- Certain repositioning cruises
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- Debt scams
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- Tap your home equity
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- Singapore Airlines loyalty program
- Pros of a personal line of credit
- 5. Replace emotional shopping with a free activity
- 7. Marriott All-Inclusives
- Home warranty
- Examine riders
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- Debt management plan
- Alaska lounge pass discounts
- Delta SkyMiles® Platinum American Express Card ($350 annual fee)
- 6. Saver's tax credit
- 5. Southwest Rapid Rewards® Plus Credit Card
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- 4. Penalty abatement
- How to get an ITIN
- Baggage and boarding
- Wait for a decision
- Pros of piggyback loans
- Keep credit utilization below 30%
- Publicly-traded REITs
- Birthing parent expenses
- HOA fees
- 7. Dunkin’
- How to protect your home from tree damage
- 2. American Airlines
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- Exodus: 4.5 out of 5 stars
- What do I need for my loan application?
- Cons
- What if I don’t have personal auto insurance?
- 5. Rent out a room
- 9. Small-business grants
- 3. Secure funding
- 9. Up to $240 in digital entertainment credit
- You're worried about your total debt
- PetsBest
- You can use credit card benefits to travel in basic economy
- 5. Use a bank that reimburses ATM fees
- How to contact New York Life
- 7. Suspend your benefit
- 8. Artificial intelligence
- Hawaii weather and terrain
- 3. Learn the difference between investing in stocks and funds
- 6. Make your will official
- 6. Get the proper permits and licenses
- 11. Business planning service
- 1. Make sure you're eligible
- Stay at a Disney resort hotel
- Self-Help Loan Pool
- Afterpay: No-credit-check buy now, pay later loans
- Similar redemption options, at least for cash back
- Step 4: Provide your email
- 1. Examine your cooling needs
- Gratuities
- 12. Start a virtual event planning company
- 3. Know your budget
- Have the car inspected by a mechanic
- 10. Airport lounge access
- American Express
- Rapid Rewards credit cards may not provide the best value
- Credit-builder loans
- Saving and investing for retirement
- Tap into savings to pay down debt
- 2. Mutual funds
- 2024 Medicare Part D IRMAA
- Experian business credit scores
- 4. Sell some merch
- Amazon Family
- 2. Open an investing account
- If you want to get out of debt entirely
- 9. The right to retain representation
- 4. Grand Wailea Maui, A Waldorf Astoria Resort
- HEAL loans
- Our pick for: Simple cash back
- Step 3: When the vendor statement arrives
- How to maximize your rewards
- 8. Tutor your peers
- 6. Dividend funds
- 4. Determine the best asset allocation for you
- Account linking
- 1. Use a CD ladder
- After you're approved for Global Entry
- Ages 65 to 74
- 5. American Express Membership Rewards
- 8. Start a housekeeping business.
- Travel
- Florida
- Loan limits
- 13. IRA contributions deduction
- 2. Research index funds
- 2023 tax rates by state
- How we assigned star ratings
- Spending on other Chase cards
- How formal do you want your management structure to be?
- What you need to get preapproved for a car loan
- Compare award letters
- 1099-C
- Alternative energy discount
- 10. Gas station
- Reevaluate your business finances
- Cash runway formula
- PE ratio
- Bankruptcy
- Ramada by Wyndham Udaipur Resort and Spa
- Animal Kingdom
- 6. Invest in the right equipment
- Venmo Credit Card
- You want to maintain continuous coverage
- Purchasing a Plumeria Lounge day pass
- Ways to build credit
- 7. Gather your loan paperwork
- Winner for hotel partner elite status matches: MGM Rewards
- Why should business owners obtain an ITIN?
- Tin Leg
- How to maximize your rewards
- 5. Make money from your blog with affiliate links
- Cons of piggyback loans
- Example CD APYs at select institutions
- Keep credit accounts open
- Legal fees
- 5. Upwork
- Oceania Club elite status tiers
- Use points toward online purchases elsewhere
- 5. Money market funds
- Shop with rewards
- 4. Borrow from your 401(k)
- Home occupation permit
- 7. Mobile apps and entertainment for children
- Best business expense tracker for travel-related expenses
- How does coverage vary for international rentals?
- Predictability
- 10. Crowdfunding
- How much is Max?
- Via Marriott Annual Choice Benefits
- Credit cards for earning American AAdvantage miles
- 10. $189 Clear credit
- Spot
- The magic of compound growth
- FedEx Small Business Grant Contest
- Can I get a pre-purchase inspection?
- Eureka
- Place a debit card hold
- Student loan scams
- WANT TSA PRECHECK FOR FREE?
- 12. Tax consulting
- 1. Review your W-4
- 2. Determine a repayment strategy
- 7. Value investing
- Step 5: Check for price drops (after booking)
- 1. Think long term versus short term
- 2. Time it right
- Medical care
- 8. Market your business
- Consumer tips
- Home staging
- Look at the rate of return on cash value
- Government-backed loans
- Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
- Mini CD ladder
- Explore online offerings
- 7. Hardship withdrawals
- International American Express Lounges
- 2. Managing money
- 6. You can earn Hyatt points with Chase credit cards
- How to maximize your rewards
- 2. Open a no-penalty CD
- Swappa, Gazelle
- Public non-traded REITs
- 6. Pick your investments
- 5. Instant redemption
- Get your finances in order
- Government bonds
- Why you might not want to roll a 401(k) to an IRA
- Marriott Bonvoy Brilliant® American Express® Card
- How to get paid on Wag
- 14. 401(k) contributions deduction
- American Express Global Lounge Collection
- Flights
- Develop good credit habits
- Make 10 years' worth of payments
- 9. Podcasting
- How we verified our data
- Resident status rules
- Wells Fargo Platinum Business Checking
- 7. Update as needed
- 1. 'I’ll wait until the stock market is safe to invest.'
- Payday alternative loans
- Which is easiest to qualify for?
- Cathay Pacific loyalty program
- 5. Select your retirement investments
- Consider how much you’ll need to borrow
- 1099-CAP
- 13. Sell zero-waste products
- Anti-theft devices discount
- Consider a personal loan
- 5. The Companion Pass: An unmatched perk
- 11. Grocery store
- Bars
- 3. The person’s gross income is below the limit
- Debt settlement
- Disney’s Typhoon Lagoon Water Park
- 3. Outline what’s important to you
- Recommended portfolios
- eCapital
- 10. The right to a fair and just tax system
- Cheapest auto insurance in California for 20-year-olds with poor credit
- How Tesla Insurance works
- Request an accessible seat
- 9. Take surveys
- Cheapest car insurance after a DUI
- Security
- Ship items on time and be nice
- Earnings rates
- Space out credit applications
- 8. Pizza Hut
- Redeem for gift cards
- Venmo Small Business Grant
- Fleet expense management tools
- Cash back
- Coinbase Wallet: 4.4 out of 5 stars
- 1. Avoid filing your tax return on paper
- Is the Buffett indicator high or low right now?
- 9. Become a tutor.
- Limit orders
- 11. Business credit cards
- Nevada
- 11. Reimbursement of application fees for TSA Precheck or Global Entry
- In case of medical emergencies
- Average annual car insurance costs from large companies
- 6. Use your debit card to get cash back at a store
- United credit cards with free baggage
- 8. Use a do-over
- Social Security scams
- 7. Find a location
- 0% APR offer
- 2. Look into tax-loss harvesting
- 3. Look for equipment rebates and tax credits
- 4. Use gifting
- 11. Luxury hotel benefits
- 3. Loan processing takes over
- 3. Index funds
- Reach out to your lender
- 5. Offer memberships
- EPS growth
- You enjoy the red carpet treatment
- In-flight purchase discount
- Uneven splits
- 6. United℠ Explorer Card
- Parent PLUS loans
- 5. Hiring a tax relief company
- 5. Do a final check
- Mutual fund transaction fee
- 3. Try a bump-up CD
- Set a price alert
- Travel
- What happens if you are declined?
- 1. Automate transfers
- 8. Shared accessories and attire
- Book award travel on Singapore Airlines or SilkAir
- What is the procedure for filing a claim?
- Using points and miles to fly between Maui and Oahu
- 6. Capital One Rewards
- Shop around for lenders
- How much is Apple TV+?
- Property standards
- You prefer student loan benefits
- Perks await when you fly economy with elite status
- InboxDollars Surveys
- Look at nonchain hotels
- Weather in the Bahamas
- Cons of a personal line of credit
- 1099-DIV
- Laundry
- 14. Make products for pets
- New car discount
- 4. Get organized
- Secured credit cards
- Portion of buyer’s closing costs
- Chubb: Best for high-value homes
- 4. You have to provide more than half the person’s total financial support for the year
- Disney’s Blizzard Beach Water Park
- Verizon Visa® Card
- Delta SkyMiles® Reserve American Express Card ($650 annual fee)
- If you want to help your credit
- Scout out service dog relief areas
- 8. Get a preapproval letter
- Grow Credit Mastercard
- Dividend per share (DPS)
- Progressive vs. State Farm home insurance
- 3. Sell your castoffs
- Monitor your credit reports
- 3. Japan Airlines
- Donate to charity
- 2. Get direct deposit
- New Hampshire
- 15. Saver’s credit
- 3. Pick your index funds
- 12. Up to $100 in statement credits annually at Saks Fifth Avenue
- If you already have a ticket
- Have an estate plan in place
- Shopping
- 10. Streaming service
- 2. 'I’ll buy back in next week when it’s lower.'
- 13. PR agency
- 2. Make sure your bonus is actually taxable
- Benefits unique to the Capital One Venture Rewards Credit Card
- Got more questions about how to open an IRA? We have answers
- How to earn Voyager Club points
- Days Inn by Wyndham Ao Nang Beach Krabi
- Do it yourself
- 8. Emergency savings
- You typically borrow a car from someone in your household
- 5. Waldorf Astoria Los Cabos Pedregal
- Tactic 3: Use your military benefits
- ITIN vs. SSN
- 10. Search for regular jobs for kids
- How to have more taxes taken out of your paycheck
- Customer support
- 6. Sell your wares on Etsy
- Upgradability
- Amica vs. State Farm home insurance
- Private REITs
- Rebook if you find a cheaper price
- How quickly could the IRS implement the child tax credit expansion?
- Coverdell education savings accounts
- Commercial Fleet Financing
- Identify grants that are suited to your business
- Invest in your financial future
- Consider vacation rentals
- Medicare scams
- Wells Fargo: Winning by default
- How much administrative complexity can you handle?
- 8. Income investing
- Stocks
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- Spa services
- 15. Create custom clothing
- Safety equipment discount
- 12. Cardholder hotline
- 4. The underwriter makes a decision based on your documentation
- Be aware of surrender charges
- 12. Drugstore
- Get professional assistance
- 4. Research your investments with care
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- Thunder Funding
- 6. Mexico
- Dividend yield
- Our pick for: Cell phone and internet bill payments
- Example money market account APYs at select institutions
- 9. Denny’s
- Step 5: Register the business
- The Amplifier Grant
- Benefits unique to the Chase Sapphire Preferred® Card
- 6. High-yield savings accounts
- 3. Stay on top of things
- 10. Become a career coach.
- Pharmacy choice
- Get prequalified
- The Hilton Honors American Express Business Card
- 16. Health savings account contributions deduction
- 13. Walmart+ Monthly Membership Credit
- Travel
- Google Opinion Rewards
- 7. Use a travel credit card instead
- Part-year resident status rules
- 3. Use tax deductions
- NC Home Advantage Tax Credit
- 5. Kiwi
- Appendix: How the math works in our examples
- 1099-G
- Home equity loan
- Dividend payout ratio
- 7. Don’t neglect your finances
- The details
- Our pick for: Flat-rate travel rewards
- You regularly borrow the same car from someone you don’t live with
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- Preboard
- EIN vs. SSN
- Best insurance company for accident forgiveness: Geico
- Raising a child
- 6. OfferUp
- 2. Count your coins and bills
- Trust Wallet: 4.3 out of 5 stars
- How should investors use the Buffett indicator?
- 7. Citi ThankYou Points
- How much is Peacock?
- South Dakota
- Apply for PSLF forgiveness
- 11. 3D printing
- Tax scams
- 3. 'I’m bored of this stock, so I’m selling.'
- 14. Professional organizing
- 401(k) hardship withdrawals
- Wireless internet
- Paying with a private-party auto loan
- 13. Access to unique, cardmember-only events
- Resident status rules
- Can you pay estimated taxes at any time?
- Examples of other Synchrony co-branded cards:
- 7. Delta SkyMiles® Gold American Express Card
- USAA vs. State Farm home insurance
- USI Affinity Travel Insurance Services
- 6. High-yield savings accounts
- How to have less taxes taken out of your paycheck
- 5. Rebalance your investment portfolio as needed
- User experience
- Progressive vs. Geico home insurance
- 4. Earn badges through Live videos
- Methodology
- Benefits
- 5. Enter a debt management plan
- Hire a builder
- 4. Buy the property
- 17. Self-employment expenses deduction
- Confirm grant details
- Fraud
- 4. Set a budget for your stock market investment
- 4. Find your gate
- 4. Contribute to a tax-advantaged account
- Chase premium checking accounts
- What are your long-term goals for the business?
- How much can you borrow?
- Winner: Tie
- Bonds
- 4. Call in a pro
- 1099-INT
- 16. Sell vintage clothing online
- Capital One
- Understand the different approval processes
- 13. Antique or thrift store
- TRYP by Wyndham Mexico City World Trade Center Area
- You drive rarely or not at all
- Pros of a 203(k) loan
- 9. Choose a real estate agent carefully
- Expense ratios
- EIN vs. ITIN
- Cheapest auto insurance for poor credit
- Amica vs. Geico home insurance
- Be flexible with destination, airport and dates
- FedEx Small Business Grant Contest
- 9. Shared home improvement equipment
- 4. One more thing to know about your tax refund
- How much is Prime Video?
- Tennessee
- U.S. Bank Altitude® Connect Visa Signature® Card
- 4. Decide where to buy your index funds
- Tax-efficient strategies
- How to earn Korean Airlines Skypass miles
- Swagbucks
- Investment scams
- 8. Get the proper equipment
- 15. Photography
- 9. Socially responsible investing
- Estimate loan payments
- 5. Sell with TikTok Shop
- Paying with a personal loan
- OTR Solutions
- 6. Waldorf Astoria Park City
- Winner for partner reward benefits: Caesars Rewards
- Reviews
- 7. Self-publish an e-book
- 10. Ben & Jerry’s
- 3. Prep for grocery shopping
- Drawbacks
- Where is the best place to exchange currency?
- 11. Offer freelance creative services.
- Dollar-cost averaging
- Get preapproved
- Corporate bonds
- 18. Home office deduction
- 14. Access to the American Express Global Lounge Collection at airports
- Past years' state tax rates
- Call and ask
- 12. E-commerce
- Nonresident status rules
- Singapore Airlines
- Apple Card
- Home equity line of credit
- 17. Begin niche blogging
- 5. Make the call
- You’ll likely always feel pressured to book Southwest for as long as you hold it
- 5. Your loan is cleared to close
- 6. Free entertainment onboard
- 14. Fitness studio or gym
- Coffee and nonalcoholic options
- Head of household filing status
- What happens if I forget to pay my quarterly taxes?
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- The Platinum Card® from American Express ($695 annual fee)
- If you want to resolve the default quickly or already rehabilitated the loan
- Vanguard 500 Index Fund (VFIAX)
- Our pick for: Flexible rewards and a bonus
- Cons of a 203(k) loan
- How to use a W-4 to owe nothing on a tax return
- Dividend payout ratio
- How do you get a perfect credit score?
- Tory Burch Foundation Fellows Program
- 7. CDs
- MetaMask: 4.0 out of 5 stars
- 8. Bank of America® rewards
- Texas
- Refinancing
- Prepare and submit applications
- 1. Live in the house for at least two years
- How much is auto insurance after an at-fault accident?
- Mutual funds
- 1099-K
- Paying by cash or check
- 4. Exchange-traded funds
- SAVE benefits available by October 2023
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- Is Tesla Insurance worth it?
- 10. Narrow down your ideal type of house and neighborhood
- Chime Secured Credit Builder Visa® Credit Card
- Progressive vs. Allstate home insurance
- Amex EveryDay® Credit Card
- CDs or U.S. savings bonds
- How do I find a currency exchange near me?
- How much is Sling TV?
- 5. Secure a gas supplier contract
- 19. Educator expenses deduction
- 15. Centurion Lounge Complimentary Guest Access
- 5. Wait at the gate
- 16. Event space
- 5. Defer your bonus
- When do you have to pay it back?
- Good student discount
- Capital One’s hotel and airline transfer partners
- Child tax credit
- Vanguard Total Stock Market Index Fund (VTSAX)
- USAA vs. Allstate home insurance
- 7. CDs
- How to maximize your rewards
- 11. Monetize your social media accounts
- 5. Build a community
- 7. Poshmark
- 4. United Airlines
- 12. Keep the books for local businesses.
- Get final approval
- 2. See whether you qualify for an exception
- Save
- Soft vs. hard credit inquiry
- Cathay Pacific
- 18. Become an e-book writer
- 15. Tutoring business
- Country Financial: Best for using an agent
- Part-year resident status rules
- SAVE benefit starting in February 2024
- How can I make paying quarterly taxes easier?
- Dolce by Wyndham CampoReal Lisboa
- Porter Freight Funding
- State Farm vs. Allstate home insurance
- 11. Edible Arrangements
- Property-based passive income ideas
- 10. Vacation rentals
- Where can you exchange currency for free?
- Economic events
- Washington
- 20. Solar tax credit
- 5. Buy index funds
- Consider backup funding options
- 13. Portable charging devices
- Pros
- 17. Interior decorating
- Home equity loans and lines of credit
- Exchange-traded funds
- Cash-out refinance
- 6. Monetize using the Series feature
- Homeowner discount
- 7. Customer-friendly policies
- Compare whole life insurance quotes
- Child and dependent care tax credit
- Vanguard Total Bond Market Index Fund (VBTLX)
- 12. Get paid to stream on Twitch
- 8. Get advertising revenue from your blog or YouTube channel
- How much is Fubo TV?
- 16. Upgrade to Marriott Bonvoy Gold Elite status
- 3. Keep the receipts for your home improvements
- 5. Focus on investing for the long-term
- 6. BookWithMatrix
- Long-term goals vs. short-term goals
- You may find a bigger discount with corporate codes
- 1099-LTC
- 14. Purchase protection
- 16. Ice cream shop
- SAVE benefits available by July 2024
- 8. The Platinum Card® from American Express
- Seven Corners
- State Farm vs. USAA home insurance
- Property-based passive income ideas
- Winter weather
- Cryptocurrency pros
- How to earn Oceania Club credits
- 4. Minimize restaurant spending
- Electrum: 2.5 out of 5 stars
- Earnings
- 6. Obtain necessary permits and licenses
- Which one should I take?
- 21. Energy efficient home improvement tax credit
- 9. Open a business bank account
- Selling a put example
- Cons
- 18. Woodworking or furniture building
- 19. Start ghostwriting
- Student away-at-school discount
- 8. Southwest is still more affordable
- Check the insurer’s financial strength
- Design
- Earned income credit
- Our pick for: Customizable bonus categories
- Vanguard Balanced Index Fund (VBIAX)
- USAA vs. Geico home insurance
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- 3. Building a budget
- Sales load
- Flooding
- Best insurance company for having few customer complaints: American Family
- Step 6: Find and maintain clients
- 8. Buy a rental property
- Gifting large sums of money to family
- 11. Electronics repair
- More from NerdWallet
- 13. Dip your toe in the food industry.
- Wyoming
- 17. Upgrade to Hilton Honors Gold status
- Invest
- Are the proceeds taxable?
- No-credit-check loan example
- AutoSlash only shows cars available on Priceline
- 1099-MISC
- 6. Get the agreement in writing
- 15. Return protection
- 1. Decide what type of investor you are.
- 17. Dry cleaner
- Compare car insurance rates for drivers with a DUI
- Nonresident status rules
- 8. Establish a marketing plan for growth
- Cheapest full coverage car insurance in Florida for 30-year-olds
- CoreFund Capital
- How much is a Tesla?
- Flooding
- 12. Cinnabon
- How to redeem points
- American Express® Green Card
- 5. Optimize your stock portfolio
- 22. Electric vehicle tax credit
- 6. Keep an eye on your index funds
- How to earn Lufthansa Miles & More miles
- 14. Publishing e-books
- Winner: Singapore Airlines
- Personal loan
- 20. Become a resume writer
- Adoption credit
- Vanguard Growth Index Fund (VIGAX)
- 11. Stick to your budget
- 8. Buy a rental property
- Cryptocurrency cons
- Trusts
- 7. Get business insurance
- 18. Money-saving perks for stays booked through The Hotel Collection
- Lean FIRE
- California earned income tax credit (CalEITC)
- UNLOCK AIRPORT LOUNGES WITH THE RIGHT CARD
- 19. Graphic design
- Is the interest paid tax-deductible?
- 7. Collect tips from viewers
- 16. Extended warranty
- 18. Bookstore
- PE ratio below industry average
- The details
- Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Reserve American Express Card and The Platinum Card® from American Express
- State Farm vs. Progressive home insurance
- Cheapest car insurance for young drivers
- 5. Get discounts on entertainment
- 9. Rent out your own house
- Paying for vacations, cars or other stuff
- Conventional loans
- 6. Manage your stock portfolio
- Singapore Airlines
- Venmo Credit Card
- Low-risk vs. high-risk investing strategy
- 1099-NEC
- 21. Open a coworking space
- Research the insurer’s reputation for customer service
- Seating areas
- Where are Wyndham hotels?
- Vanguard Small Cap Index Fund (VSMAX)
- Winter storms
- 9. Become an Instagram influencer
- Our pick for: Maximized value
- 14. Do home or tech repairs.
- 6. Know when to sell stocks — and when not to
- 8. Market yourself
- 19. Complimentary benefits through Fine Hotels & Resorts
- Pay off debt
- How to compare life insurance quotes
- 15. Fitness tech
- California young child tax credit (YCTC)
- 10. Market your laundromat
- 20. Clothing boutique
- 7. Honor the settlement agreement
- 19. Bed and breakfast
- Single Point Capital
- 9. Capital One Venture Rewards Credit Card
- 9. Rent out your own house
- Varo Believe Secured Credit Card
- 1. Has the W-4 form changed?
- 13. Dairy Queen
- Giving a laid-back loan
- Fat FIRE
- Average car insurance costs after a speeding ticket
- Cash advance apps
- How to earn Wyndham Rewards points
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- Vanguard Total International Stock Index Fund (VTIAX)
- 4. Saving money
- Tesla repair costs
- Wind and hail damage
- 6. Map out major purchases
- 10. Get a roommate
- 12. Academics courses
- FHA loans
- Life insurance quotes vs. rates
- California child and dependent care tax credit
- 21. Bed and breakfast
- Cathay Pacific
- Do-it-yourself vs. hiring professional help
- 1099-OID
- 22. Become an online coach
- Loyalty discount
- 17. Rental car coverage
- 20. Floral shop
- Work spaces
- Our pick for: Worldwide acceptance
- Cheapest full coverage car insurance in California for 30-year-olds
- 12. Make the most of walk-throughs and open houses
- American Express® Gold Card
- Setting up joint bank accounts
- Barista FIRE
- 16. Online teaching
- 6. Board the airplane
- Rising EPS that beats analyst estimates
- Management or advisory fees
- John Hancock
- 10. Get a roommate
- 2. What does it mean to be exempt from taxes?
- Landslides
- Alternative investment passive income ideas
- Mix KrisFlyer miles and cash
- 15. Plan parties, events, or weddings.
- 20. Free shipping with ShopRunner
- Repeat
- California adoption cost tax credit
- 22. Food truck
- 1099-PATR
- 23. Flip failing websites
- Find your niche
- Multiple cars discount
- 18. Trip cancellation or interruption insurance
- 2. Choose how much you want to invest.
- 21. Gardening and landscaping
- NJM: Best small regional insurer
- Tropical storms and tornadoes
- 10. Monetize your Twitch channel
- 14. Cold Stone Creamery
- Step 7: Invest in advertising and expanding
- Ledger: 5.0 out of 5 stars
- 17. Mobile application development
- Bathrooms
- Our pick for: Bank of America® customers
- Alternative investment passive income ideas
- Cheapest auto insurance for senior drivers
- Wildfires
- Best insurance company for financial strength: Auto-Owners
- 7. Restrict online shopping
- 13. Language courses
- Above-the-line deductions
- 21. Concierge service
- California nonrefundable renters tax credit
- 1099-Q
- 24. Become a web developer
- Multiple policy (bundling) discount
- NYC tax rate schedule
- How to redeem Wyndham Rewards points
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- 10. Hilton Honors American Express Aspire Card
- 11. Peer-to-peer lending
- Find Singapore Airlines partner awards
- Average car insurance costs after a DUI
- 23. Restaurant or cafe
- 19. Trip delay reimbursement
- 3. Gather your paperwork.
- 22. Nail salon and spa
- Cheapest minimum coverage car insurance in California for 30-year-olds
- 13. Don’t skip the home inspections
- 22. Low fares through the International Airline Program
- 18. Search engine optimization consultant
- Buy now, pay later
- Pros
- 1099-R
- 25. Start a podcast
- Winner for premium seating classes: Etihad
- Dividend payout ratio below 80%
- 11. Peer-to-peer lending
- 3. When should I review my W-4?
- The Platinum Card® from American Express
- Trezor: 4 out of 5 stars
- 16. Become a fitness instructor.
- Below-the-line deductions
- 7. Retrieve your luggage
- 24. Craft brewery
- 20. Lost luggage reimbursement
- 23. Photography
- 8. Delay purchases with the 30-day rule
- Upgrade your Singapore Airlines airfare
- 23. Savings with the Cruise Privileges Program
- 19. Social media consultant
- Capital One® Walmart Rewards™ Mastercard®
- 1099-S
- 26. Be a social media influencer
- Be authentic
- 11. Sell your photography
- 12. Private equity
- 14. Business or marketing courses
- Pros
- 21. Medical emergencies during travel
- 4. Pick your investments.
- 24. Clothing boutique
- Compare auto insurance rates for drivers with poor credit
- The details
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- 14. Negotiate with the seller
- 401(k) fees
- 4. Can I adjust my W-4 multiple times throughout the year?
- Other ways to redeem Singapore Airlines miles
- 17. Become a doula.
- 24. Car Rental Privileges
- 25. Ice cream shop
- Cons
- Automatic payments discount
- Cheapest auto insurance in California for 30-year-olds with poor credit
- Travel Insured International
- 12. Private equity
- 9. Get creative with gifts
- SafePal: 3.8 out of 5 stars
- 20. Drone videography
- 1099-SA
- 27. Create online courses
- 25. Daycare
- Cons
- Our pick for: Prime gaming
- 9. Familiarize yourself with your day-to-day responsibilities
- 25. Deals through the Amex Auto Purchasing Program
- 8. Exit the airport and enjoy your trip
- 26. Personal chef
- Online loans
- Serve your audience and set small goals
- USAA: Best for military and veterans
- Our pick for: Paying rent
- American Express® Business Gold Card
- 15. Personal wellness
- Cons
- 18. Start a dropshipping business.
- What should you do if you’re invested in these REITs?
- 21. Cybersecurity or IT consulting
- 28. Become a marketing consultant
- Early shopper discount
- 26. Brewery or winery
- 15. Buy adequate home insurance
- Best insurance company for discounts: Amica
- 13. Crypto staking
- 26. An extra point when booking Platinum Destinations Vacations
- 27. Landscape services
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- How to maximize your rewards
- 10. Lower your car costs
- Methodology
- 19. Maintain lawns in your area.
- Co-signed or joint loans
- Use multiple strategies
- Paid-in-full discount
- 27. Hardware store
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- 13. Crypto staking
- 27. Additional value through the InCircle rewards program
- 22. Venture capitalist
- 28. Pet grooming
- 29. Develop an app
- 12. Become a dog walker with Rover or Wag
- 20. Become a virtual assistant.
- Look up the insurer’s financial strength
- Paperless discount
- 28. Catering company
- 5. Maximizing your credit cards
- 11. Reduce your gas usage
- 16. Courses in hobbies or interests
- 28. AmEx Carbon Emissions Tracker
- 29. Florist
- Secured loans
- Average annual car insurance costs for drivers with good vs. poor credit
- 30. Make a smart appliance
- 29. Real estate agency
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- The Business Platinum Card® from American Express
- Product creation passive income ideas
- 21. Become a life coach.
- 23. Startup incubator
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- 30. Massage therapist
- Family loans
- Research the insurer’s reputation for customer service
- 31. Tap into virtual reality experiences
- 30. Event venue and planner
- Product creation passive income ideas
- 13. Sell unused gift cards
- 12. Bundle cable and internet
- 17. Bookkeeping and accounting
- 29. The Global Dining Access by Resy
- Winner for lowest fees: Tie
- Business credit cards
- 14. Write content
- Individual stocks
- 24. Antivirus developer
- 32. Make a niche dating site
- 31. Tattoo and piercing shop
- 22. Manage a local business’s social media channels.
- 30. Exclusive events
- Payment plans
- Roth IRA withdrawal rules
- Erie: Most generous coverage
- Hold the right cards
- 14. Write content
- 13. Switch your cell phone plan
- 25. Domain name broker
- 31. Nutritionist
- 33. Develop a chatbot
- 32. Veterinary office
- Business line of credit
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- Our pick for: Target gaming purchases
- Best insurance company for customer satisfaction: State Farm
- 18. Consulting
- 31. An open invitation to events with Membership Experiences
- Credit union loans
- Roth IRA withdrawal penalty
- Cheapest full coverage car insurance in Florida for 40-year-olds
- 6. Borrowing money
- 14. List your spare bedroom on Airbnb
- 23. Monetize your own social media channels.
- 32. Personal trainer or fitness instructor
- 34. Offer matchmaking skills
- Ask about discounts
- 33. Food truck
- Compare insurance rates for drivers with an accident
- Dividend stocks
- 32. A better view with American Express Preferred Access
- Capital Good Fund
- 14. Reduce your electric bill
- 24. Become an SEO consultant.
- 35. Be a virtual assistant
- Consider overall premium cost, not just discounts
- 34. Health clinic
- 15. Publish a digital course
- How much is auto insurance for young drivers?
- 33. Beauty services
- Play by the rules
- 25. Go freelance.
- Shop around
- 35. Bakery
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- 15. Publish a digital course
- 15. Lower your student loan payments
- 19. IT support
- 34. Life coach
- 36. Reinvent exercising
- Cheapest full coverage car insurance in California for 40-year-olds
- Car-related passive income ideas
- 33. No foreign transaction fees
- Understand the guest policy
- 37. Create eco-friendly, health-friendly makeup and beauty products
- Nationwide: Best online experience
- Car-related passive income ideas
- 15. Sell your gently used clothes
- Best insurance company for military members: USAA
- 16. Cancel unnecessary subscriptions
- 34. Upgrade with points
- 16. Wrap your car with ads
- 20. Graphic design
- 35. Tutor
- 38. Open a food truck or restaurant pop-up
- Meet a local demand
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- 35. No preset spending limit
- Cheapest minimum coverage car insurance in California for 40-year-olds
- 16. Wrap your car with ads
- 17. Refinance your mortgage
- 36. Daycare provider
- 39. Start an organization business
- 17. Rent out a parking space
- 36. A lower annual fee on additional cards
- Average annual car insurance costs for young drivers by company
- Know how to navigate the SFO airport (to literally get inside)
- Our pick for: Walmart gaming purchases
- 40. Do interior design for young professionals
- Scout locations
- 17. Rent out a parking space
- 16. Trade in old phones, electronics for cash
- 18. Set savings goals
- 21. Social media management
- 37. CreditSecure
- 37. Senior care provider
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- Cheapest auto insurance in California for 40-year-olds with poor credit
- 38. Interpreter or translator
- Calculate the costs of starting a business
- Openly: Fewest consumer complaints
- 39. Housecleaning
- 17. Get a babysitting gig
- 19. Track spending
- 22. Marketing copywriter
- 38. Cell phone protection
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 39. Purchase protection
- 40. Automotive repair
- 7. Your credit score
- 20. Pay off high-interest debt
- 23. Virtual assistant services
- 1. Gather your information
- 40. Return protection
- 41. Handyman services
- 18. Rent out your car
- Our pick for: PlayStation purchases
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- 21. Keep savings in a high-yield savings account
- 41. Extended warranty
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- 42. Dry cleaners
- 42. Baggage insurance plan
- State Farm: Best perks
- 22. Create a 50/30/20 budget
- 43. Hardware store
- 2. Choose the right liability car insurance coverage levels
- 1. Do your research
- 43. Car rental loss and damage insurance
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 2. Get organized and make it official
- 44. Premium Car Rental Protection
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 45. Freelance copywriting and content creation
- 23. Shop consignment and thrift stores
- 45. Trip delay insurance
- 46. Rideshare driver
- 20. Become a private tutor
- 3. Find the right financing
- 46. Trip cancellation and interruption insurance
- 47. Website development and design
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- Cheapest full coverage car insurance in California for 50-year-olds
- 47. Premium Global Assist Hotline
- 48. Sell clothes online
- Our pick for: Best Buy purchases
- 24. Join initiatives to get free items
- You’re a first-time home buyer
- 3. Decide if you need full coverage car insurance
- 21. Drive for Uber, Lyft
- 49. SEO consultant
- 8. Taxes
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- 50. App development
- Trip cancellation
- Cheapest minimum coverage car insurance in California for 50-year-olds
- 25. Use car sharing services
- You live in a high-risk area
- Cell phone protection
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Purchase protection
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- 26. Stock up on household supplies when they’re cheap
- Trip delay
- You have a dog
- Cheapest auto insurance in California for 50-year-olds with poor credit
- 9. Paying off debt
- Return protection
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Extended warranty
- Cancel For Any Reason
- 27. Enjoy community events
- You own valuable items
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- Baggage insurance plan
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- Car rental loss and damage insurance
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- You own an older home
- Trip delay insurance
- Lost baggage
- Cheapest auto insurance in Florida for 50-year-olds after a DUI
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- Trip cancellation and interruption insurance
- Travel medical insurance
- 25. Put your drone to work
- Compare car insurance companies
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- Conditions common to your dog’s breed
- Cheapest minimum coverage car insurance in Florida for 60-year-olds
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- 10. Insurance
- Your dog’s energy and activities
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- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds with one speeding ticket
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- Decide whether your cat needs insurance
- Cheapest auto insurance in Florida for 60-year-olds with one at-fault crash
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- Wellness expenses
- Cheapest auto insurance in Florida for 60-year-olds after a DUI
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- 11. Investing
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in Florida for 70-year-olds
- 3. Decide how much coverage you want
- Cheapest minimum coverage car insurance in Florida for 70-year-olds
- Cheapest full coverage car insurance in California for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest auto insurance in Florida for 70-year-olds with poor credit
- Cheapest minimum coverage car insurance in California for 70-year-olds
- 5. Check waiting periods
- Cheapest auto insurance in Florida for 70-year-olds with one speeding ticket
- 12. Starting or running a business
- Cheapest auto insurance in California for 70-year-olds with poor credit
- 6. Examine extra costs
- Cheapest auto insurance in Florida for 70-year-olds with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- 7. Compare quotes
- 13. Travel
- Cheapest auto insurance in Florida for 70-year-olds after a DUI
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- The NerdWallet Smart Money podcast
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- Low-income car insurance in California
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
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