Does Medicare Cover the Shingles Vaccine?

As of 2023, all Medicare prescription drug plans must cover the shingles vaccine with no out-of-pocket costs.
Alex Rosenberg
Roberta Pescow
By Roberta Pescow and  Alex Rosenberg 
Updated
Edited by Holly Carey

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

MORE LIKE THISMedicareInsurance

In 2021, Medicare beneficiaries paid an average of $77 out of pocket for shingles vaccines. In 2023, most beneficiaries will pay $0.

All Medicare Part D prescription drug plans and Medicare Advantage plans with prescription drug coverage must now cover the shingles vaccine with no copays or deductibles.

The vaccine prevents shingles infections and is approved for use by people 50 and older. Original Medicare (Part A and Part B) doesn’t provide coverage.

Shopping for Medicare plans? We have you covered.

MEDICARE SUPPLEMENT, or Medigap, is private health insurance that covers “gaps” in traditional Medicare coverage. Compare options from our Medigap roundup.

Best for Medigap plan options

Best for premium discounts

MEDICARE PART D covers outpatient prescription drugs for people on Medicare. Compare options from our Medicare Part D roundup.

Best for member satisfaction

Best for low premiums

MEDICARE ADVANTAGE is an alternative to traditional Medicare offered by private health insurers. Compare options from our Medicare Advantage roundup.

Best for size of network

Best for low-cost plans

Star ratings from CMS and on a 5-★ scale.

New Medicare Part D coverage for vaccines

Starting in 2023, all Medicare prescription drug plans cover the shingles vaccine in full — no deductible, no copay.

You can get Medicare prescription drug coverage in two ways:

  • If you have Original Medicare: Purchase a stand-alone Medicare Part D plan from a private health insurance company to add prescription drug and vaccine coverage.

  • If you have Medicare Advantage: Most Medicare Advantage plans include prescription drug coverage, so you generally can’t buy a separate Part D plan.

Both Medicare Part D options must cover shingles vaccines and certain other vaccines with no out-of-pocket costs under the Inflation Reduction Act, which became law in 2022.

Other vaccines covered by Medicare prescription drug plans

In addition to the shingles vaccine, Medicare Part D plans and Medicare Advantage plans with prescription drug coverage must also cover other vaccines recommended by the Advisory Committee on Immunization Practices. Those other vaccines also have no copays or deductibles.

Examples of other covered vaccines include:

  • Tetanus/diphtheria, or Td.

  • Tetanus, diphtheria and pertussis, or Tdap.

  • Hepatitis A.

  • Hepatitis B.

About the shingles vaccine

Shingrix, the shingles vaccine recommended by the Centers for Disease Control and Prevention, is given in two doses administered between two and six months apart. It works by introducing harmless proteins from the shingles virus into the body, which then stimulates the immune system to recognize and defend against the virus. The CDC says that the Shingrix vaccine is over 90% effective and that efficacy remains above 85% for four years after two doses.

Shingles is caused by the varicella-zoster virus, the same virus that causes chickenpox in children. A shingles infection presents as a very painful rash that can break out anywhere on the body but most often turns up on the right or left side of the torso.

After someone recovers from chickenpox, the varicella-zoster virus can lie dormant in the body for years or even decades. For some, this virus reactivates and becomes a shingles infection. Vaccination mitigates this possibility.

Who should get the shingles vaccine?

The CDC recommends that adults 50 and older receive the two-dose Shingrix shingles vaccine. This recommendation extends to those who’ve had shingles already because shingles can sometimes reoccur. However, the CDC recommends against getting the vaccine in certain cases — for instance, if you're experiencing a shingles outbreak.

You can get the shingles vaccine at a doctor’s office or pharmacy. You don’t need a prescription.

If you're unsure about whether you should get this vaccine, ask your primary care provider.

Medicare Advantage companies

Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

Still deciding on the right carrier? Compare Medigap plans

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.