Best Medicare Advantage Plans in Georgia
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Over 1.8 million people in Georgia are signed up for Medicare, making it the 10th largest U.S. state for Medicare beneficiaries.
Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.
What to know about Medicare in Georgia
About 1 in 7 people in Georgia are 65 and older, and there are a variety of Medicare Advantage plans in the state.
The average monthly premium in 2023 for a Medicare Advantage plan in Georgia is $14.37. (It was $13.34 in 2022.)
There are 166 Medicare Advantage plans available in Georgia in 2023. (This is up from 157 plans in 2022.)
All Medicare-eligible people in Georgia have access to a $0-premium Medicare Advantage plan.
Medicare Advantage companies in Georgia
BlueCross BlueShield of Tennessee.
Clear Spring Health.
Sonder Health Plan.
Top-rated Medicare Advantage plans in Georgia
Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received top marks in Georgia for the 2023 plan year. (Check out more information about Medicare star ratings.)
The companies below offers plans in Georgia that are rated 5 stars out of 5 by CMS:
BlueCross BlueShield of Tennessee.
The company below offers plans in Georgia that are rated 4.5 stars out of 5 by CMS:
This list doesn't include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
Medicare Advantage companies
Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
Looking for more insurance in Georgia? Check out these resources: