Best Medicare Advantage Plans in Montana 2024

There are several companies selling Medicare Advantage plans in Montana. See which ones have plans that come out on top.
Kate Ashford, CSA®
By Kate Ashford, CSA® 
Updated
Edited by Holly Carey

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More than 250,000 people in Montana are signed up for Medicare

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Nov 2, 2023.
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Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they have less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.

Compare Medicare Advantage plans in Montana

Insurance company
CMS Star Rating
States available
Members in high-rated plans
Member experience
Learn more
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Best for size of network
UnitedHealthcare Medicare Advantage - UHC

UnitedHealthcare

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3.87
3.87 /5
49 states and Washington, D.C.Medium (50% to 89%)3.12 (Average)

Call UnitedHealthcare

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from UnitedHealthcare

Best for local support
Blue Cross Blue Shield Medicare Advantage - ME

Blue Cross Blue Shield

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(888) 498-6687
3.86
3.86 /5
48 states and Puerto RicoMedium (50% to 89%)3.39 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on MedicareEnrollment.com

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from MedicareEnrollment.com

Best for low-cost plan availability
Humana Medicare Advantage - ME

Humana

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(844) 974-2872
4.34
4.34 /5
49 states, Washington, D.C., and Puerto RicoHigh (90% or more)3.97 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on MedicareEnrollment.com

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from MedicareEnrollment.com

What to know about Medicare in Montana

About 1 in 5 people in Montana are 65 and older, and there are a variety of Medicare Advantage plans in the state

U.S. Census Bureau. QuickFacts, Montana. Accessed Nov 2, 2023.
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  • The average monthly premium in 2024 for a Medicare Advantage plan in Montana is $24.28. (It was $24.58 in 2023.)

  • There are 29 Medicare Advantage plans available in Montana in 2024. (There were 26 plans in 2023.)

  • Of Medicare-eligible people in Montana, 98.5% have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in Montana

The following providers offer Medicare Advantage plans in Montana:

Top-rated Medicare Advantage plans in Montana

Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with at least one plan that received top marks in Montana for the 2024 plan year

Centers for Medicare & Medicaid Services. CY2024 Landscape MA 20231005 (ZIP). Accessed Nov 2, 2023.
. (Get more information about Medicare star ratings.)

4.5-star plans

There are no companies in Montana with plans rated 5 stars in 2024. The company below offers plans in Montana that are rated 4.5 stars out of 5 by CMS:

  • Humana.

4-star plans

The company below offers plans in Montana that are rated 4 stars out of 5 by CMS:

  • Humana.

Medicare resources in Montana

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage companies

Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

Still deciding on the right carrier? Compare Medicare Advantage plans

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Still deciding on the right carrier? Compare Medicare Advantage plans

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