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Table of Contents
A living will is a type of advance directive, which gives instructions for future medical care.
A living will helps medical providers know whether and when you want treatments that could prolong your life.
Living wills can help in case you suddenly become incapacitated, such as after an accident.
Table of Contents
A living will is a type of advance directive, which gives instructions for future medical care.
A living will helps medical providers know whether and when you want treatments that could prolong your life.
Living wills can help in case you suddenly become incapacitated, such as after an accident.
A living will is a legal document describing medical treatments you want and don't want if you cannot communicate. Living wills help ensure medical providers make decisions that follow your wishes if you’re incapacitated. Typically, you can revoke a living will if you regain the ability to make decisions.
A living will is also a type of advance directive, which is a set of health care documents that give instructions for future medical care. In some states, you can also name a health care proxy, a person to advocate for your decisions, in your living will.
Living wills aren’t just for older adults or those with terminal illnesses; they can help anyone over 18 ensure their preferences are upheld in emergencies.
Without a living will, your loved ones may have to make important health care decisions for you in a time of crisis, without knowing your preferences.
How to write a living will
1. Access a living will template or form.
You can create a living will through any of the following methods:
Download your state’s living will template and fill it out. The AARP provides a directory of living will forms for each state.
Use estate planning software to draft a living will. Many online will makers include living wills and other advance directive documents with a will or trust package.
Consult an estate planning attorney to help tailor the document to your needs and your state’s legal requirements.
Price (one-time)Will: one-time fee of $199 per individual or $299 for couples. Trust: one-time fee of $499 per individual or $599 for couples. | Price (one-time)$89 for Basic will plan, $99 for Comprehensive will plan, $249 for Estate Plan Bundle. |
Price (annual)$19 annual membership fee. | Price (annual)None |
Access to attorney supportYes | Access to attorney supportYes |
2. Add directives.
Living wills contain specific directives that address your wishes for medical treatments in situations such as dementia, comas and strokes. For example, a living will commonly outlines a person’s wishes for:
Resuscitation efforts in the event of incapacitation.
Life-prolonging procedures if survival is unlikely.
Care you do or don’t want, such as mechanical ventilation, feeding tubes or kidney (dialysis) machines.
Organ donation.
Religious or philosophical considerations you would like observed in these situations.
A living will’s directions could be too narrow to be useful in some medical situations if it contains dated language. Speak to your health care provider about recommended language to avoid confusion, and consider naming a health care proxy to advocate for you in scenarios your living will doesn’t cover.
3. Make it legally binding.
Requirements can vary by state, but living wills generally include the following:
Your legal name, signature and the date the living will was drafted.
A statement that you are mentally competent enough to prepare a living will.
The name of your health care proxy.
A signed statement from two witnesses.
Some states may also require you to get a living will notarized. Make sure to print several copies and give them to your primary care physician, relevant health care providers and health care proxy. You can also file a copy with your local hospital.
Price (one-time)Will: one-time fee of $199 per individual or $299 for couples. Trust: one-time fee of $499 per individual or $599 for couples. | Price (one-time)$89 for Basic will plan, $99 for Comprehensive will plan, $249 for Estate Plan Bundle. |
Price (annual)$19 annual membership fee. | Price (annual)None |
Access to attorney supportYes | Access to attorney supportYes |
Other advance directives
Living wills are one type of advance medical directive. Others can work with a living will to ensure your wishes are honored in any healthcare scenario.
Medical power of attorney (POA) or health care proxy
You can give a person you trust a medical power of attorney designation — sometimes called a health care proxy — to allow them to make medical decisions for you if you cannot. This person can use your living will as a guide to make immediate decisions, in consultation with your doctors, based on your medical situation.
A health care proxy may be especially helpful if your state places limitations on living wills. In some states, you can’t name a health care proxy in your living will — you’ll need to craft a separate legal document.
POLST/MOLST form
A portable order for life-sustaining treatment (POLST), or medical order for life-sustaining treatment (MOLST) in some states, is a brightly colored form you keep on your refrigerator. It contains instructions for emergency medical personnel.
A POLST (or MOLST) is similar to a living will because both document your preferences for your medical care, but a POLST is only for emergencies and is more common in nursing homes or for those with terminal illnesses.
Compare online will makers
Company | NerdWallet rating | Price (one-time) | Price (annual) | Access to attorney support | Learn more |
---|---|---|---|---|---|
Ease of use Trust & Will - Will Get started on Trust & Will's website | Will: one-time fee of $199 per individual or $299 for couples. Trust: one-time fee of $499 per individual or $599 for couples. | $19 annual membership fee. | Yes | Get started on Trust & Will's website | |
State-specific legal advice LegalZoom - Last Will Get started on LegalZoom's website | $89 for Basic will plan, $99 for Comprehensive will plan, $249 for Estate Plan Bundle. | None | Yes | Get started on LegalZoom's website | |
Comprehensive services Nolo’s Quicken WillMaker - WillMaker Get started on Nolo's website | None | $99 to $209 per year. | No | Get started on Nolo's website | |
Mama Bear Legal Forms Learn more on NerdWallet | $149 | $0 but $29 for one-time update | No | Learn more on NerdWallet | |
Free will software Do Your Own Will - Will Learn more on NerdWallet | Free | None | No | Learn more on NerdWallet |