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Your local credit union should be one of your first stops when you’re looking to borrow money, especially if you have a fair or bad credit score (689 score or lower). Credit union personal loans often have benefits over those of other lenders, including:
Typically lower interest rates.
Smaller starting loan amounts.
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Table of Contents
- Life insurance buying guide
- What is ESG?
- Dividend definition
- What documents do you need to file your taxes?
- Still deciding on the right carrier? Compare Medigap plans
- What is a W-4?
- Investing for kids
- What is a meme stock?
- 6 steps to opening a Roth IRA
- Find the right Medicare Advantage plan
- Key takeaways
- The parts of Medicare
- Mortgage rates today: Thursday, April 18, 2024
- » This page is out of date
- What is a home equity line of credit?
- About UnitedHealthcare
- Compare Medicare Advantage providers
- What is a rollover IRA?
- What is a 1095-C?
- What is a REIT?
- Can you pay the mortgage with a credit card?
- What are undervalued stocks?
- What is a mortgage refinance?
- Our Take
- What is the federal estate tax?
- What is a SEP IRA?
- Are IRA contributions tax-deductible?
- What's an investment strategy?
- See CD rates by term and type
- Definitions: Money Transfer Rates
- What is a donor-advised fund?
- What Medicare covers
- What is a put option?
- Interest definition
- What is Upwork?
- What is a budget?
- What are Treasury notes?
- IRA vs. 401(k)
- » Editor's note
- See how to get your business started quickly
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- Set your own rules
- Best-performing gold ETFs
- Best for:
- What is a 1099-INT?
- How much does HBO Max cost per month?
- About Citizens home insurance
- What is a first-time home buyer grant?
- About American Family home insurance
- Snapshot comparison
- What is inflation?
- What is a credit freeze?
- Cheaper hotel rates
- What is a credit union?
- How to make money as a kid
- Top-rated low-cost index funds
- 1. What credit cards are available
- National first-time home buyer programs
- What are dividend stocks?
- Stocks
- High-dividend ETFs may generate income
- What to expect flying Alaska Airlines premium class
- How much is an oil change?
- 1. See whether the check has already cleared
- Estate planning checklist
- Good credit utilization follows the 30% rule
- What is passive income?
- What is YouTube Premium?
- Medical expense deduction 2023
- What is a financial advisor?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- What is the AmEx Trifecta and why should you have it?
- Interest rate vs. APR
- 7 of the best apps to make money
- 1. When your Bitcoin is taxed depends on how you got it
- 6 things to know about United's delayed flight compensation
- Authorized users
- How Frontier Airlines flight credits work
- What are HSAs and FSAs?
- What are Vanguard index funds?
- Online marketplace and auction sites
- What is a savings account?
- How meme stocks work
- What is cryptocurrency?
- 1. Report lost debit cards ASAP
- 1. Certificates of deposit (CDs)
- Preparing to buy tips
- Mortgage income calculator help
- How much should you spend on rent? It depends
- What is the average cost of groceries per month?
- Compare the pros and cons of personal loans
- Capital gains tax on stocks: Do you have to pay?
- Cigna Medicare Advantage
- Best Prepaid Debit Cards
- What is an energy ETF?
- 1. You have promotional rate that's ending
- Best stocks by one-year performance
- How much are taxes on lottery winnings?
- 1. The card can only be used at Eddie Bauer
- How much is YouTube TV a month?
- How to get paid on YouTube
- What are 'travel purchases'?
- Audible subscription cost
- Can you withdraw money from a 401(k) early?
- United flight change policy
- Which state do you owe taxes to?
- Food and drink
- Tax credit vs. tax deduction example
- Georgia state income tax rates and tax brackets
- How to write a two weeks’ notice letter
- 1. Ask the seller to reduce the mortgage rate
- How much does a wire transfer cost?
- The pros of the American Airlines loyalty program
- Stick to cash
- Temu
- What is a CD ladder?
- How does a donor-advised fund work?
- Companion ticket
- What to know before getting The Platinum Card® from American Express
- What is umbrella insurance?
- What you need to open a bank account
- Financial assistance programs in each state
- Is Upwork a legit way to make money?
- 5 ways to save money when you fly Southwest Airlines
- Why buying miles is generally a bad idea
- What makes a good business idea for teens?
- What is an accredited investor?
- Snapshot comparison
- What is AmEx’s once-per-lifetime rule?
- Choosing an IRA vs. a 401(k)
- 7 best-performing AI stocks
- What is OASDI tax?
- Which cellular network is best for you?
- What is Audi on Demand?
- Credit card basics
- United fare classes: The differences
- Foreign ATM and transaction fees
- Beware of major differences in cost and coverage
- Why is having a low credit utilization important?
- What is the child tax credit?
- California state income tax brackets and rates
- The best car insurance
- You may be eligible for unemployment benefits
- 6 best free stock screeners
- Alaska Access perks
- Generally, closing a bank account doesn't affect your credit
- 50/30/20 budget calculator
- Frugal food tips
- Is the stock market crashing?
- Pick up side work
- What is an auto loan hardship program?
- What types of car-buying apps are available?
- What is second chance checking?
- Calculate your closing costs
- Roth IRA contribution limits 2024
- What is a virtual assistant?
- Choose Chase if:
- 1. Digitize important documents
- What is credit life insurance?
- United miles don't expire
- How do LLC taxes work?
- How we found the best travel insurance
- 1. There are multiple cards in this universe
- 1. Understand how the 0% intro APR period works
- Best advice for first-time flyers
- Refinance to a lower rate
- What are AI ETFs?
- Auto insurance
- What is Mint?
- What should I do with a 1095-C?
- 1. Reward social media sharing
- What are discount points?
- What does this value mean?
- What is a HELOC?
- 6 types of investments
- What to know before joining Hilton Honors
- Life insurance calculator
- Marriott elites become United elites and vice versa
- 1. Open an IRA
- Best-performing REIT stocks: April 2024
- What is a starter home?
- Does a Chase credit card cover rental car insurance?
- The best budget apps
- Know your credit
- How does refinancing work?
- 1. Sell spare electronics
- SEP IRA contribution limits
- What are the best retirement plans for you?
- Step 1: Check your credit
- Key takeaways
- Reasons why your electric bill may be so high
- What home insurance is — and isn't
- 7 Best Hyatt hotels in the Caribbean
- The goals: a college fund and diversification
- 1. Strengthen your financial profile
- How do CDs work?
- Does Air France have Wi-Fi?
- General advice for international money transfers
- Think twice about minimum coverage
- Seven steps to basic estate planning
- How to calculate your car lease payment
- Minimum wage over time
- What is net worth?
- What is GoodRx?
- What is an interest rate?
- 2022 college-bound grads could amass thousands in debt
- What are closing costs?
- Getting an ITIN
- Most profitable small businesses
- Best fleet fuel cards
- How is APR calculated?
- Why is Berkshire Hathaway stock so expensive?
- How digital wallets work
- What are the types of cybersecurity coverage?
- Flight options
- Types of RVs
- 1. Earn the welcome bonus
- Specialized skills vs. general knowledge
- What is a home equity loan?
- 1. You can build credit without a security deposit
- What are Florida's auto insurance requirements?
- What is a pending transaction?
- Summary: The best places to save money and earn interest
- 1. Ongoing rewards are lackluster
- What is a state income tax?
- What is Medicare Supplement Plan F?
- 1. Traditional IRA
- Pros of personal loans
- At a glance
- 6 ways to buy Bitcoin
- What is Medicare Supplement Insurance and how does it work?
- Options for buying a car with no money down
- Daily mortgage rates chart
- 4 common check fraud scams
- How fraud is handled
- Outpatient treatment
- VA loans vs. conventional loans
- UnitedHealthcare Medicare Advantage pros and cons
- What is a tax credit?
- How to remove yourself as an authorized user
- The best cheap pet insurance companies
- How do credit union loans work?
- In this article
- Pros & Cons
- Estate tax limits and exemptions
- The cheapest renters insurance in California
- Government startup business grants and resources
- The bull call spread
- Hot wallets
- 1. Check your account statements
- Cash back
- How does debt consolidation work?
- Take advantage of enrollment periods
- 2. Gather a few pieces of information
- How much is HelloFresh?
- What is P2P payment?
- 1. There are two Merrick Bank credit cards
- Does Medicare cover COVID-19 testing?
- 5 pool financing options
- Real estate agent basics
- What is adjusted gross income (AGI)?
- How to compare FHA vs. conventional loans
- What is a business owner’s policy?
- Travel rewards
- Taxes on 401(k) contributions
- 17 passive income ideas for 2024
- 6 hardship loans for bad credit
- How much is YouTube Premium?
- Which cards are affected?
- 1. Pay off holiday debt
- How to get around Disney World
- Average retirement savings balance by age
- Best day to book a flight
- Prepare your insurance for hurricane season
- What is Amtrak BidUp?
- Frontier Airlines Discount Den is for you if …
- The best money-making apps
- Summary of cash advance apps
- What is the standard deduction?
- Your credit score could drop if your bank account isn't in good standing
- 1. Decide how you want your money managed
- What are gold ETFs?
- Plastiq: The basics
- Family business ideas with low overhead costs
- Bluebird Card Pros
- Wells Fargo Active Cash® Card
- 5 steps to pre-qualify for a personal loan
- 1. Shop around
- What to do with a 1099-INT tax form
- How much do Instagram influencers make?
- 1. 529 Savings and investing accounts
- Investment account types
- If you have private insurance
- Choose U.S. Bank if:
- Average inflation rate
- How to freeze your credit with all 3 bureaus
- What is the 10-year Treasury?
- What’s so great about 401(k)s, anyway?
- Average condo insurance cost by state
- Does Florida have a state income tax?
- How to make money online
- Do you pay taxes on stocks you don't sell?
- What are puts and calls?
- Features
- Breakdown of central air costs
- Current student loan interest rates
- Banks that offer joint business accounts
- Locking your credit vs. freezing
- Key takeaways
- Best-performing energy ETFs
- Interior cost estimates
- Points toward free nights
- Options for an old 401(k)
- How the cards compare
- How do credit unions work?
- The best renters insurance companies for 2024
- Top-rated low-cost index ETFs
- What's the difference between a HELOC and a home equity loan?
- Elite status tiers
- What is the 401(k) early withdrawal penalty?
- How to use the car affordability calculator
- Why is gas more expensive when you pay with a credit card?
- Why are stocks undervalued?
- Laying the groundwork for buying and selling
- How to invest in stocks in 6 steps
- 2. Sell your gift cards
- How to track your refund status with ‘Where's My Refund?’
- Personal loans used for survival — and splurging
- Synchrony-branded credit cards
- 9 popular investment strategies
- 7 high-dividend ETFs
- Appraisal bias reports are on the rise
- Can you pay student loans with a personal loan?
- 1. Not everyone can get them
- Consulting and teaching
- How do I know if I have Perkins loans?
- What does your travel insurance cover?
- Compare Medicare Supplement plans
- 1. Do your homework and gather evidence
- How to get to Hawaii vs. the Bahamas
- Wise
- Oil change prices at chain shops
- No-down-payment mortgage options
- Benefits of a donor-advised fund
- What is IRS Free File?
- Start by checking your home equity
- 1. Department of Veterans Affairs
- Is a joint bank account a good idea?
- Traditional IRA contribution rules
- The best life insurance for seniors in April 2024
- Can I transfer a balance from a different account onto my Apple Card?
- How to save for retirement in three steps
- Do your industry research
- What are the weekly jobless claims?
- Applying for an unemployment deferment
- AAA auto insurance pros and cons
- What kind of medical expenses are tax deductible?
- How does Audi on demand work?
- What is an executive summary?
- What do financial advisors do?
- Where to buy Treasury bonds, notes or bills
- How to lower your credit utilization
- How will the Student Aid Index be calculated?
- What happened at the MOHELA Senate hearing
- Alaska Access fine print
- What is the 50/30/20 rule?
- What is a stock market crash?
- How are dividends taxed?
- Credit card issuers won’t allow debt transfer among their own products
- 1. Opt for federal loans before private ones
- What strategies has Yang used to build wealth?
- How to name a business: 7 keys to remember
- Pros of trade schools
- 1. A high-yield online savings account that earns 4% or more
- Why you need a savings account
- How much are closing costs?
- What does a virtual assistant do?
- What is a sole proprietorship?
- 1. Estimate retirement income needs
- 2. Minimize how much cash you carry
- Why the Chase Sapphire Preferred® Card is better for most people
- What is a life insurance policy?
- Do you need insurance to rent a car?
- Why mortgage rates change every day
- What is a Southwest Airlines Companion Pass?
- Bank of America® Unlimited Cash Rewards credit card: Key details
- Property type
- Banking
- What is a sole proprietor?
- Are these the best stocks to buy now?
- 2. Leverage brand ambassadors
- Ways to earn money as a younger kid
- 2. The interest rate is high
- RiverSource life insurance
- 20 high-dividend stocks
- How to pay your mortgage with a credit card
- Credit cards are safer to carry and use
- Best crypto credit cards
- Where can you buy lottery tickets with a credit card?
- How an accident affects your car insurance rates
- Bull market definition
- Our take
- TransUnion credit freeze online
- Wire transfer fees by financial institution
- Prioritize purchases
- Priority boarding
- What is the average American net worth?
- How to get Upwork jobs
- 1. What retirement decisions do I need to think about?
- How is PMI calculated?
- Apps most like Airbnb for cars
- What’s the purpose of a budget?
- Top credit cards you can use instantly after approval
- Why the Quicksilver is better for most people
- How does OASDI tax work?
- AAA home insurance star ratings and availability
- Types of business entities: An overview
- How much is the child tax credit worth?
- Globe Life insurance
- 4 other expensive stocks
- What are dividend stocks and why buy them?
- Cheap car insurance
- How to fill out a W-4
- 2. ABLE accounts
- Which income-driven repayment plan is best for you?
- Where American Family stands out
- How we selected the best car-buying apps
- What are the pros and cons of second chance checking?
- Roth IRA income limits 2024
- Work out how much of your income should go to rent with the 50/30/20 rule
- Earn United miles quickly
- What should my monthly grocery budget be?
- What’s happening to Mint?
- 2. You’re 60 days late on your payments
- Lottery tax calculator
- What can I add on to YouTube TV?
- Best-performing REIT mutual funds: April 2024
- What reasons can you withdraw from your 401(k) early?
- YNAB, for hands-on zero-based budgeting
- How landlords and property managers check credit
- What is a credit card hardship program?
- How the federal estate tax works
- The catch to tax credits
- 3. Pawn something
- Shein
- Why online banks were appealing
- 2. Categorize your expenses
- Cover your net worth
- How put options work
- Best car insurance in New Jersey overall: Travelers
- The numbers are stubborn
- Tuition
- How to calculate your credit utilization ratio
- When it could make sense to buy them
- How we ranked the top life insurers
- The 411 on 401(k) plans
- AAA auto insurance
- Get a handle on your insurance
- Amtrak travel classes
- 1. Brigit: Best for budgeting tools
- Find the best account
- Frugal shopping tips
- Bluebird Card Cons
- What is the dividend tax rate?
- Consider moving or downsizing
- 2. Speed through security
- How many Instagram followers do you need to make money?
- How long do pending credit card transactions take to clear?
- What you need to know about savings accounts
- How state income tax rates work
- How to calculate the inflation rate
- 2. Cash management accounts
- What does credit life insurance cover?
- What's next?
- Will Florida tax my investment gains?
- Blue Cross Blue Shield Medicare Advantage
- Spend strategically with the Shopper Card
- Bluebird by American Express
- For cash back
- Refinance to a longer term
- Today’s HELOC rates
- Best AI ETFs by one-year performance
- How to transfer a 401(k) to IRA
- When do you have to file Form 1095-C?
- Why the Chase Sapphire Reserve® wins by a nose
- 3. Consider an employee perspective
- How do tax credits work?
- Earning Alaska miles with credit cards
- More about the best renters insurance companies
- What is a forever home?
- Best affordable homeowners insurance in Pennsylvania: Erie
- Two weeks’ notice templates
- SEP IRA rules: Who is eligible?
- The best renters insurance in California
- How much does Alaska Airlines premium class cost?
- Uncover your fixed costs
- 2. The two personal cards are decent ...
- Which Wi-Fi passes are available on Air France flights?
- Conventional vs. synthetic
- Consider prescription drugs
- 3. Contact your bank
- 2. You may need an offer by mail to apply
- How umbrella insurance works
- State minimum wages in 2024
- Pros of joint bank accounts
- How much is PMI?
- How can I find out if I’m eligible for an AmEx bonus?
- Why the Capital One SavorOne Cash Rewards Credit Card is better for most people
- Median retirement savings balance by age
- Other rules for the medical expense deduction
- BEST STORE CARDS
- Best day to fly
- How to pick a digital wallet
- ESG investing
- How to close your bank account so your credit isn't affected
- What to do during a stock market crash
- What does my 1099-INT form mean?
- Consolidation vs. refinancing
- How do Vanguard index funds work?
- 3. Certificates of deposit
- 2. The cash-back rewards are impressive …
- 2. Points values vary and redemption is inflexible
- 1. Complimentary elite status
- Or go with an alternative
- Meme stock history
- Why do people invest in cryptocurrencies?
- 3. Look less like a tourist
- Information you need to freeze your credit
- Why look for a lost 401(k)?
- 2. Roth IRA
- How LLCs pay income taxes
- Our take on crypto crashes
- Average student loan interest rate
- Personalized versus average interest rates
- 4 steps to spot a fake check and avoid trouble
- 2. Consider the balance transfer fee
- Why you may need to reskill to get a new career
- Bank of America® Unlimited Cash Rewards credit card vs. competitors
- Why invest in energy ETFs
- Inpatient treatment
- 7 best stocks to buy now, according to analysts
- What's the difference between a HELOC and a cash-out refinance?
- 1. If you book stays through HomeAway, VRBO or VacationRentals.com: 'Real Estate Agents and Managers – Rentals'
- How to manually calculate how much life insurance you need
- Best-performing REIT ETFs: April 2024
- The most undervalued stocks in the S&P 500
- Bonds
- Best credit union personal loans for 2024
- When to refinance a mortgage
- Table of Contents
- Scammers read the headlines, too
- Manual work
- Popular credit cards with travel insurance
- Which Medicare Supplement plan has the highest coverage?
- How does debt consolidation affect credit?
- Welcome bonus
- Who is eligible for Free File?
- How P2P payments work
- Home equity loans and HELOCs vs. cash-out refinances: Understanding your options
- Food and beverage options
- Who is GoodRx best for?
- Who should buy a business owner's policy?
- Parents increasingly picking up debt tab
- Interest rate risk
- Current Apple Card rewards categories
- Chase Sapphire Preferred® Card
- Applying for a credit card
- Should you choose postpaid or prepaid?
- Why write an executive summary?
- When to get a financial advisor
- How to keep foreign transaction fees low
- Should you compare mortgage rate or APR?
- 2. Two factors determine your Bitcoin tax rate
- Mortgage payoff calculator help
- What else you need to know
- 2. Borrow only what you need — and can reasonably repay
- Make sure you can use it
- Cons of trade schools
- Where Citizens stands out
- How long do you want to study?
- How does a home equity loan work?
- First-time home buyer grants across Florida
- Where American Family falls short
- Where to find auto sales listings
- How do you calculate closing costs on a house?
- 2. Account frozen? Submit documentation
- What is the 10-year treasury yield today?
- Florida corporate income tax
- How are stocks taxed?
- Exterior cost estimates
- What is an independent contractor?
- How do lottery taxes work?
- 4. Have fun with interactive content
- RiverSource life insurance policies
- Why don’t other merchants offer a discount for paying with cash?
- WSHFC highlights and eligibility requirements
- Investing for income: Dividend stocks vs. dividend funds
- 4. Work today for fast cash today
- 2. Use part of your down payment to pay down debt
- Our tips
- How to get Public Service Loan Forgiveness
- Step 2: Pre-qualify and compare offers
- Can you live off ETF dividends?
- Indulge in affordable extras
- Who holds my Perkins loans?
- Get uninsured motorist coverage
- Rideshare bonuses abound
- Average net worth by age
- How to calculate adjusted gross income
- Can I transfer my Apple Card balance to a different credit card?
- How do you become an accredited investor?
- Cheap car insurance in Florida
- The pros and cons of a life insurance trust
- AAA auto insurance coverage
- What kind of medical expenses are not tax deductible?
- 1. It offers solid rewards
- Globe Life insurance policies
- How the standard deduction works
- Alaska Access vs. Flight Pass
- 2. Pad your nest egg
- How to invest in gold ETFs
- Rules for debt transfers by issuer
- How to monetize your Instagram with fewer followers
- How much do virtual assistants make?
- Medicare Supplement Plan F pros and cons
- What do Medigap plans cover?
- Does my car insurance cover rental cars?
- Credit lock: There may be a catch
- UHC Medicare star ratings
- How you can prepare for the end of Mint
- Late checkout
- The customary way of thinking about it
- Calculator: Convert Alaska miles to dollars
- 3. The card earns extra rewards on Eddie Bauer purchases
- How to fix your credit reports afterward
- How to determine how much car you can afford
- How to establish domicile
- Credit cards earn easy rewards
- Brex Card
- A big decision about tax deductions
- Do I have to pay Georgia state income tax?
- More about the best renters insurance companies in California
- Start research early
- Discretionary income explained
- Freelancing
- How to build a CD ladder
- 3. Get ready to pay some fees
- Does raising the minimum wage cause inflation?
- Cost of living
- More alternatives to payday loans
- Interest example
- 2. What should I know about Medicare?
- Taxes on 401(k) withdrawals
- Average annual PMI premium
- Best life insurance for seniors in April 2024
- 28 business ideas for teens
- Why is budgeting important?
- How much is YouTube Music?
- What are the workarounds?
- Interest could build during unemployment deferment
- Key features of IRAs vs 401(k)s
- How does OASDI tax work if I’m self-employed?
- Sole proprietorship
- Hurricane prep for your home
- How is the Student Aid Index used?
- How we got here
- Overview of prepaid debit cards
- What are qualified dividends?
- Issuer pre-qualification pages
- Consolidating private student loans
- State availability
- Picking a second chance checking account
- For people with Medicare
- Savings accounts with strong APYs can help your money grow
- U.S. Bank vs. Chase: Basic checking accounts
- 2. Consider common rules of thumb
- 4. Share your itinerary with someone you trust
- How much rent can you afford?
- How do I keep my United miles from expiring?
- 2. It doesn’t take a rocket scientist to apply
- Apply for mortgage forbearance
- Types of AI ETFs
- What happens if I don’t report my Form 1095-C?
- 5. Let your customers peek behind the scenes
- What do credit unions offer?
- 2. Set financial priorities
- How does Audible fit into your budget?
- Where to find a credit card hardship program
- Estate tax rates
- Do credit card issuers allow buying lottery tickets with a credit card?
- When will I get my 2024 tax refund?
- What’s being done to bring about change
- 2. Make a larger down payment
- 3. Build a budget that works for your expenses
- 4. Approve any stop payment fees
- Cons of joint bank accounts
- Traditional IRA income limits
- Use a credit utilization calculator
- PMI calculator help
- How to determine your closing costs
- How to start a cleaning business in 7 steps
- Requirements: Who qualifies for the child tax credit?
- Are digital wallets safe?
- Dividend vs. growth stocks
- How it works
- 2. Take advantage of car insurance discounts
- Are Vanguard index funds a good investment?
- 4. Custodial brokerage account
- How to enroll in a trade school
- Where Citizens falls short
- Can I contribute to a Roth IRA if my income is too high?
- When are state income tax returns due?
- 3. Ask your bank for relief
- 3. High-yield money market accounts (MMAs)
- Mortgage selection tips
- Alternatives to credit life insurance
- How much is condo insurance in your city?
- Know when to switch to another card, or reward selection
- Our take on growing money quickly
- How to get a Companion Pass faster
- What you’ll pay: Outpatient
- Credit cards
- 3. Your credit score has dropped substantially
- Free in-room and lobby Wi-Fi
- How do REITs work?
- Starter home vs. forever home
- How can I save money on gas?
- Factors to consider when paying a mortgage with a credit card
- 5. Seek community loans and assistance
- 3. Use home buyer assistance programs
- TransUnion credit freeze by postal mail
- Should you use a personal loan to pay off student loans or refinance?
- Pet services
- Don't pay full price
- Amazon Shopping
- Episode transcript
- But first, a few considerations
- What are my Perkins repayment and relief options?
- How much does Air France Wi-Fi cost?
- What Medicare Supplement plan is most popular?
- Lube shops vs. dealerships
- Buying a put option
- What’s the difference between simple interest and compound interest?
- Checking
- 2. Don't apply for credit too often
- How to claim the medical expense deduction
- Skip Frontier Airlines Discount Den if …
- Earning rates that maximize the AmEx trifecta
- ESG investing benefits
- Go on savings cruise control
- 3. The IRS has the paperwork you’ll need
- Time your Social Security benefits
- 3. Use its airport lounge access perks
- An alternative perspective to FIRE
- Top car-buying apps
- How much of your income should go toward a mortgage?
- What Medigap Plan F covers
- What’s the Florida state sales tax?
- Who might prefer the Capital One Venture Rewards Credit Card
- How your credit score affects your rate
- Numerous obstacles to retraining
- Minimum down payment
- Breaking down the cost to paint a house
- How to find the best stocks to buy now
- 6. Play game show host
- How do Alaska miles compare to other airlines?
- How much is YouTube TV for 1 year?
- Is a HELOC a good idea?
- 2. If you’re going on a family road trip: 'Motor Home and Recreational Vehicle Rental'
- Synchrony co-branded credit cards
- Consider home insurance costs
- Is Alaska premium class available on every flight?
- Assess your financial situation and build healthy habits
- The bear put spread
- 2. If a collection is on your report in error, dispute it
- Consider full coverage
- Think hard before giving up your Medigap plan
- How does the IRS Free File program work?
- Episode transcript
- What does umbrella insurance cover?
- Do all workers earn at least the minimum wage?
- Best car insurance in New Jersey for your budget: Geico
- How do you start a budget?
- Are Treasury notes a good investment?
- Cheapest for 20-year-old drivers
- How long an unemployment deferment lasts
- What are AI stocks?
- What to include in an executive summary
- Get a secured credit card
- Definitions
- 2. Empower: Best for fast cash
- Frugal entertainment tips
- How to pay off a mortgage early
- What to consider if you’re transferring loan debt
- 5 ways to make money on Instagram
- Consider the cost (and how you'll pay)
- 3. … but the fees will take a bite out of that cash back
- 3. It comes with a welcome offer
- 2. Airport lounge access
- How to become a virtual assistant
- 5 best-performing meme stocks
- 5. Research travel advisories for destinations
- 3. SEP IRA
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 3. You won't encounter many fees in your orbit
- How to buy a life insurance policy
- Equifax credit lock vs. competitors
- Should you get Bank of America® Unlimited Cash Rewards credit card?
- How to buy AI ETFs
- Is Form 1095-C tax deductible?
- Why might you decide to remain an authorized user?
- 4 more ways to estimate how much life insurance you need
- How to find undervalued stocks
- How long do bull markets last?
- Best homeowners insurance in Pennsylvania for coverage: Openly and Erie
- 6. Ask for forbearance on bills
- How does a SEP IRA work? The pros and cons
- Episode transcript
- 2024 tax refund schedule
- 401(k)s and other employer-sponsored retirement plans
- Americans' borrowing beliefs vary by age group
- How to invest in dividend ETFs
- Personal training
- Travel
- OFX
- Which P2P payment service should you use?
- Other factors that affect what you'll pay each month
- 4. Neither card offers perks
- Does Medicare cover COVID-19 treatment?
- How to calculate your net worth
- Joint bank accounts and marriage
- 3. Can I afford to self-insure for long-term care?
- Private student loans, also on the rise, lack protections
- What is a hardship loan?
- Retirement investment account types in a nutshell
- How many jobs were added in March?
- Auto insurance discounts
- OASDI limit 2023
- Retirement savings by age
- How to book an Audi on Demand
- Types of credit cards
- Sheltering in place safely
- 2. You get free membership to the retailer's rewards program
- How to claim the child tax credit
- California income tax deadlines and extensions
- Best car insurance companies: Our winners
- How are dividends paid out?
- 3. Max out retirement (and avoid the IRS, while you're at it)
- 3. Drive safely
- Joint cardholders
- 5. High-yield savings account
- What about the new IDR plan?
- State availability
- American Family home insurance coverage
- What’s the difference between a pending transaction and a hold?
- How a savings account works: withdrawal limits
- Why is Bitcoin still popular?
- 4. Monitor bank transactions online
- Price vs. yield
- How do I find my lost 401(k)?
- 3. Take note of your current credit card issuer
- Apply for loan modification
- What you’ll pay: Inpatient
- What to look for in a new budgeting app
- Should you be a sole proprietor or an independent contractor?
- Do I have to pay state tax on lottery winnings?
- 7. Put a face to the brand
- Other reasons to pay discount points
- REITs' average return
- When dual residency might apply
- Comparing stocks and bonds
- Which states have an estate tax?
- 4. Ask the seller to finance the purchase
- How is discretionary income calculated?
- 3. Consider paying points
- Ways to consolidate your debts
- 5. Note the expiration date on the stop payment order
- Is HelloFresh worth it?
- ITIN: What it is and how to get one
- Hopefully, closer to the end than to the beginning
- Exchange rates
- What does a business owner’s policy cover?
- Is YouTube Premium worth it?
- IRA vs. 401(k): A road map
- How does a life insurance trust work?
- What should I expect from a financial advisor?
- Uninsured? Seek help
- What it means for your money
- Potential employers may ask about it
- Standard deduction 2023
- Reliability
- Where to rent an RV
- 3. You’ll pay interest (and maybe fees) on the loan
- How much does it cost to buy Vanguard index fund shares?
- What can I use a home equity loan for?
- Should you get more than the bare minimum car insurance in Florida?
- Calculate your reduced Roth IRA contribution
- U.S. Bank vs. Chase: Basic savings accounts
- Types of state income tax
- Compare Cards
- How to unfreeze your credit
- Average condo insurance cost by coverage amount
- How student loan interest rates work
- Serve American Express Prepaid Debit Account
- When you should lock your mortgage rate
- Who can open a joint business account
- 4. You have a variable APR and the prime rate is going up
- The bottom line
- When is the best time to use Alaska miles?
- 4. The reward redemption process has many caveats
- 3. If you’re going to Disneyland or Six Flags: 'Amusement Parks, Carnivals, Circuses, Fortune Tellers'
- What does Chase car rental insurance cover?
- RiverSource life insurance rates
- Red flags to watch for
- Will you earn credit card rewards by purchasing lottery tickets?
- Cheap car insurance after an accident by company
- What is my Georgia residency status for state income tax purposes?
- 7. Request a payroll advance
- How do I open a SEP IRA?
- TransUnion credit freeze by phone
- How do I check my tax return status?
- Startup business grants from private companies and nonprofits
- Pulling the trigger on an online account
- How do I pay for Air France Connect in-flight internet?
- Medicare Supplement Insurance plan comparison chart
- How to save without cutting coverage
- How to find and interview real estate agents
- Where to find your AGI on your 1040
- What are the potential drawbacks of GoodRx?
- Is per-card or overall utilization more important?
- Closing costs calculator
- Why do you have to be an accredited investor?
- AmEx welcome bonus rules, recapped
- 3. Raise your credit limit
- OASDI limit 2024
- Bag your first win
- Top credit cards that offer preapproval without a hard pull
- Does Max cost the same as HBO Max did?
- Local sales
- How to qualify for a hardship program
- 2. An interest-bearing checking account that earns 1% or more
- 6. Sign up for Smart Traveler Enrollment Program
- 4. Peer-to-peer lending
- What if you're priced out of homebuying?
- The four options market participants and their incentives
- 4. You can whittle your debt (just not at warp speed)
- Rental car insurance vs. your own auto insurance
- Other balance transfer considerations
- Is there an extension to file Form 1095-C?
- An alternative to chasing the best stocks
- 8. Use LinkedIn Groups to expand your network
- Does YouTube TV allow password sharing?
- 2. The Southwest card limits
- Goodbudget, for hands-on envelope budgeting
- Full Review
- Entrepreneur beware
- Walmart
- Perkins loan forgiveness
- Where to stay for your Bahamas vs. Hawaii vacation
- Avoiding the upsell
- Why is net worth important?
- The impact of payday loans
- What’s next?
- How to get a hardship loan
- Blue Cash Preferred® Card from American Express
- Other options for reduced loan payments
- Do you need a family cell phone plan?
- CASH BACK CREDIT CARDS
- Globe Life customer complaints and satisfaction
- Tap home equity — cautiously
- 4. Drop car insurance you don’t need
- 4. Take advantage of rental car benefits
- What does generational wealth mean to Yang?
- Citizens home insurance coverage
- Programs in the Florida Panhandle
- National second chance banking
- 4. It’s light on fees
- When to estimate closing costs
- How do I pay myself as a sole proprietor?
- 3. Use a retirement calculator
- 5. Know the bank’s timeline
- What Medigap Plan F doesn't cover
- Local sales taxes in Florida
- 4. Nondeductible IRA
- Which card should you get?
- How are dividends taxed?
- Activate bonus rewards early and quarterly
- Which life insurance policy is right for me?
- Our tips
- If you don't have a credit card...
- Other coverage options
- WSHFC first-time home buyer loan programs
- Credit cards help you track spending
- How to make the money work
- Circumstances that may qualify for a hardship program
- Lifting a TransUnion credit freeze
- Understanding the appraisal process
- Complete the process
- What can you contribute to a donor-advised fund?
- Rake in the Avios points
- 2024 IRS Free File: Participating tax software providers
- How families can manage costs of student loan debt
- Who pays the closing costs?
- What is the current unemployment rate?
- 4. Make rent and utility payments count
- Is the OASDI tax mandatory?
- Is Audi on Demand expensive?
- 3. Rewards are valuable and redemption is straightforward
- Which businesses need cybersecurity insurance?
- 6 types of dividends
- 4. Handle your taxes now
- The costs
- Frugal DIY project tips
- How to book flights with your Frontier credit
- 6. Investing for teens
- How to resolve an issue with a pending transaction
- Terms connected to meme stocks
- How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
- Factor in other costs
- Buying call options vs. buying put options
- The downside to buying a car with no down payment
- Eliminate mortgage insurance
- How does a HELOC work?
- What does UnitedHealthcare Medicare Advantage cost?
- Need help?
- 9. Partner with a fellow small-business owner
- The case for seller-paid discount points
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Other reasons to remove yourself as an authorized user
- More travel categories
- Types of REITs
- RiverSource customer complaints and satisfaction
- Credit-related deal breakers
- What are the risks of buying lottery tickets with a credit card?
- 8. Take a loan from your retirement account
- Why haven't I received my tax refund?
- Choose a Medicare Supplement Insurance company
- How to work HelloFresh costs into your budget
- How home equity loans, HELOCs and cash-out refinances are similar
- Why should I open a bank account if I'm undocumented?
- How to open a joint account
- 4. Do I have enough money to have some fun?
- Reconsidering the Apple Card for everyday spending
- How to buy T-Notes:
- Saving for retirement as a nontraditional worker
- Working YouTube Premium costs into your budget
- Who might prefer the Capital One Quicksilver Cash Rewards Credit Card
- Pricing based on tracked driving habits
- AAA home insurance coverage
- General partnership
- How does Amtrak BidUp work?
- Do I have to pay California state tax?
- Standard deduction 2024 (taxes filed 2025)
- Look for ways to level up
- Free stock screeners from brokers
- OpenSky® Secured Visa® Credit Card
- How many banks have collapsed?
- Bank of America® Customized Cash Rewards credit card
- How to consolidate private student loans
- 4. After you agree to the loan, your school will handle the rest
- You must recertify your income and family size every year
- Home equity loan rates in 2023
- For Medicaid beneficiaries
- 3. Inadequate rewards earning potential
- 7. Notify credit card companies of your travel plans
- Average condo insurance cost by company
- Find ways to stretch your grocery budget
- Today’s rates for specific kinds of mortgages
- How to apply for a joint business bank account
- Your options for retraining
- Mortgage insurance
- Other considerations before joining a credit union
- 5. There’s no sign-up bonus
- Does YouTube TV offer offline viewing?
- How to invest in dividend stocks
- How to get help paying your electric bill
- How to upgrade to premium class
- Other ways to pay off student loans
- 4. Take advantage of first-time home buyer programs
- 5. There are no other Merrick Bank credit cards to graduate to
- Best car insurance in New Jersey for customer satisfaction: NJM
- Lottery fever? Some folks forget to cash in
- The significance of adjusted gross income
- Other costs
- Savings
- Is unemployment rising or falling?
- Most popular cash back card reviews
- Types of financial advisors and what they do
- The beginnings and endings of bull markets
- Additional child tax credit
- How Globe Life compares to other insurers
- What’s next?
- Does HBO Max allow password sharing?
- 4. Getting into debt would be expensive
- 5. Carrying a balance can be expensive
- U.S. Bank vs. Chase: Certificates of deposit
- Inflation example
- Does Florida have property tax?
- 5. There's a space oddity in California
- Tips for saving on house-painting costs
- 5. You’ve had the card at least 12 months
- Should I take a lump sum payment or annuity payments?
- 10. Give back
- Historical Alaska mile values
- How are HELOC payments calculated?
- More about RiverSource
- 9. Borrow against life insurance
- How do I invest my SEP IRA?
- 5. Don’t wait for a rate you like better
- Domestic vs. international fees
- Should you switch?
- Should I consolidate my Perkins loans?
- How to invest in a donor-advised fund
- The bottom line
- Are P2P payments safe?
- How to use the car lease calculator's results
- What umbrella insurance doesn’t cover
- What states are increasing minimum wages in 2024?
- How to increase your net worth
- Who might prefer the Platinum
- Prepare for how much it costs to have a baby
- Frontier’s Discount Den benefits
- 3. EarnIn: Best for large advances
- 5. Stay vigilant about fees
- Get more help with monthly budget planning
- 4. You can write off Bitcoin losses
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- 5. Spend your annual travel credit
- W-4 form 2024
- Clothes, vintage and crafts
- 3. A CD ladder
- How much to keep in your savings account
- Other Roth IRA rules
- What is a meme stock ETF?
- 6. Rebounding from bank account fraud
- 5. Online savings accounts
- Why is the 10-year Treasury yield important?
- 5. Spousal IRA
- How to store the Bitcoin you buy
- When do you have to pay taxes on stocks?
- Plan purchases to score the big sign-up bonus
- When should you create a business entity?
- How to change a United flight
- How to handle your state tax liability
- How to rent an apartment with no credit
- Venmo Credit Card
- How to invest during a bull market
- Step 3: Choose your lender and loan
- The long straddle
- 3. ... But the best rewards come from the business card
- Shop
- How home equity loans and HELOCs are different from cash-out refinances
- How much of your fee goes to Upwork?
- Other hardship loan options
- Types of life insurance trusts
- 5. Inspect your credit reports
- Complaints and customer satisfaction
- Is United’s basic economy worth it?
- Other cash back card reviews
- Episode transcript
- Get a credit-builder product or a secured loan
- Are expensive stocks good?
- ESG investing vs. socially responsible investing vs. CSR
- Dividend tax rate 2023
- What do closing costs include?
- 4. Revisit regularly
- Is credit life insurance right for you?
- Medigap Plan F alternatives
- The bottom line
- Managing expectations
- 11. Create an eye-catching display
- The case for waiting to refinance
- Ways to earn money as a teenager
- Does YouTube TV fit in your budget?
- 3. The Rapid Rewards earning structure
- What is the difference between an inheritance tax and an estate tax?
- Best homeowners insurance in Pennsylvania for consumer experience: Nationwide
- 10. Use a credit card cash advance
- Benefits of CD ladders
- When to enroll in Medicare Supplement Insurance
- 3. If you already paid the debt: Ask for a goodwill deletion
- Xoom
- How does credit utilization affect my credit score?
- Next steps:
- Can nonaccredited investors invest?
- How to calculate the unemployment rate
- How to invest in AI stocks
- Important Treasury Bond Terms
- More about Globe Life
- What does cybersecurity insurance exclude?
- 5. Drive a car that’s cheap to insure
- 5. You can use loan money only for certain things
- How to fit HBO Max into your budget
- 7. Roth IRA
- Key points to keep in mind
- 5. Other cards might be a better option
- Contributing too much to a Roth
- How does cryptocurrency work?
- How much do I pay myself as a sole proprietor?
- 8. Be careful with public Wi-Fi
- Look for savings
- ONE VIP Visa Prepaid Card
- When your interest rate matters (and when it doesn't)
- How flexible are Alaska miles?
- Tips for making a smart choice
- Who is covered by Chase rental car insurance?
- Consider the costs of cashing out your 401(k)
- Obstacles to paying a mortgage with a credit card
- Estimate your 2024 IRS tax refund date
- 5 types of employer-sponsored retirement plans
- Additional costs for international wires
- Cold wallets
- What are IRS Free File Fillable Forms?
- How to safely make and receive P2P payments
- FAQ comparing home equity loans, HELOCs and cash-out refinances
- 2. Federal financial aid programs
- Pre-tax vs. Roth 401(k)
- Roth IRA vs. traditional IRA
- Banking experience
- Which card should you get?
- Is OASDI tax the same thing as Social Security tax?
- 4. 'Special financing' is available, but be careful
- What are fleet cards?
- What is California's standard deduction?
- Expect an emotional response
- Standard deduction for those 65 or older
- Frugal home expenses tips
- Income-driven repayment disadvantages
- Ways to get the best home equity loan rates
- Looking for value with less fuss? Go with the Chase Freedom Unlimited®
- I’ve found my 401(k). Now what?
- Cons of personal loans
- LLC payroll taxes
- Drawbacks
- Shop through the online mall
- Best for emergency medical coverage: Allianz Global Assistance
- How much life insurance should I buy?
- Put as much down on a car as you can
- 12. Hit the streets
- What is Georgia's standard deduction?
- 11. Look for a payday alternative loan
- 6. Don't get distracted by things you don't need
- 5. Shop around with multiple lenders
- Pros and cons of no-down-payment home loans
- Buying a put option vs. short selling
- Discounts that disappear from the shopping basket
- Which card should you get?
- What plans are best for seniors?
- State thresholds for the medical expense deduction
- When to expect your child tax credit refund
- How can you invest in expensive stocks?
- 6. Increase the deductible
- The bottom line
- How to find the 2024 W-4
- Regional and state-based second chance checking accounts
- Alternatives to savings accounts
- 4. Access to a dedicated concierge
- Where to find virtual assistant jobs
- U.S. Bank vs. Chase: Banking experience
- How to freeze your child’s credit
- Are 10-year Treasury notes a good investment?
- What does a condo insurance rate include?
- When are Florida taxes due?
- 6. SIMPLE IRA
- Should you get a credit lock?
- What not to do
- Taxes for rollover IRAs: 2 rules to know
- How do I deal with lottery taxes?
- 3. Get disability and life insurance
- Credit union personal loan rates
- What to do if you've been scammed
- Is Alaska Airlines premium class worth it?
- Beware of the emotional costs of 'erasing yourself'
- IDR account adjustment for Perkins loans
- Who needs umbrella insurance?
- Minimum wage increases
- Best car insurance in New Jersey for ease of use: State Farm
- Joint accounts for teens
- What is your modified adjusted gross income (MAGI)?
- What is the labor force participation rate?
- Can I get my Social Security tax back if I’ve overpaid it?
- Preparing for evacuation
- 6. Reallocate your portfolio
- Dividend tax rate 2024
- 6. Add authorized users
- 6. Find out who your servicer is and when payments begin
- 8. Special needs trust
- No-closing-cost mortgages
- Can I make money with meme stocks?
- 9. Get travel insurance
- What is net investment income tax?
- Writing call options vs. writing put options
- 13. Engage with your community
- Find the best HELOC lender for you
- If you're considering the Hilton Honors program
- Credit cards help build credit
- How to rent an apartment with fair or bad credit
- How to give two weeks’ notice
- SEP IRA vs. Roth IRA
- IRAs
- Loans spur a mix of emotions, from high to low
- Other ways to cut wire-transfer costs
- Target
- Credit unions and banks that don’t require Social Security numbers to open an account
- What does a business owner's policy not cover?
- Strategies for keeping your credit utilization low
- What credit card should you use?
- Citi Custom Cash® Card
- Overdrafts
- More about AAA auto insurance
- How do fleet cards work?
- How do I get cybersecurity insurance?
- Airline loyalty programs
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Why did First Republic Bank fail?
- IDR waiver will count past payments toward forgiveness
- 2023 state income tax rates and brackets
- How are cryptocurrencies created?
- 6. High-yield checking accounts
- How much does credit life insurance cost?
- Buy Medicare Supplement Plan F during Medigap open enrollment
- Desktop vs. mobile
- How much does Medicare Supplement Insurance cost?
- What part of my income gets taxed by California?
- For travel
- How to file a claim with Chase rental car insurance
- How to reduce or avoid the federal estate tax
- Cheap car insurance after an accident by state
- 12. Get a personal loan
- How much is renters insurance in California?
- Step 4: Gather loan documents
- Pick your coverage limits
- 6. Consider alternative types of mortgages
- Downsides to CD ladders
- The 50/30/20 budget calculator
- The best time to visit Hawaii vs. the Bahamas
- How quickly do P2P payments post to the recipient's account?
- What is the median household income in the U.S.?
- Compare Roth 401(k) vs. traditional 401(k)
- How to find AI ETFs
- Is it time for you to switch to a better plan?
- Reasons to get a credit card
- What else you need to know
- Tips to find cheap flights any day of the week
- Limited partnership
- What part of my income gets taxed by California?
- ESG investing examples
- 4. Varo: Best for existing bank customers
- Credits
- 5. Failure to report Bitcoin can be costly
- The bottom line
- 7. Improve your credit
- Federal student loan consolidation
- Important differences between HSAs and FSAs
- How do you buy Vanguard Index fund shares?
- How much can you borrow with a home equity loan?
- What is hyperinflation?
- Is Florida a low-tax state?
- 3 tips to control central air conditioning installation costs
- HELOC requirements
- 14. Plan an event
- How did we determine the value of Alaska miles?
- EveryDollar, for simple zero-based budgeting
- How much does it cost to refinance a mortgage?
- Full list of the best homeowners insurance in Pennsylvania
- Where's my 2024 state tax refund? Track your status
- 4. Check your credit reports after 30 days to make sure the change was made
- Travel and shopping protections
- 7 ways to reduce your 401(k) taxes
- Does Audi on Demand provide insurance?
- Use a co-signer
- 2024 child tax credit news update
- How to report dividend income on your taxes
- The next step
- Do I have to update my W-4 every year?
- Five steps to opening an investment account for your kid
- American Family home insurance rates
- For the uninsured
- U.S. Bank vs. Chase: Overdraft fees
- How do you buy 10-year Treasury notes?
- 4. The value of Southwest points
- When undervalued stocks become popular
- Steps for getting into a hardship program
- What's the tax filing deadline for my Georgia state income tax bill?
- 7. Buy a house that needs work
- The cons of the American Airlines loyalty program
- 4. Use budgeting or expense-tracking apps
- How to connect to Air France Wi-Fi
- How much umbrella insurance do you need?
- How to do well on Upwork
- How much does a business owner’s policy cost?
- Life, home and renters insurance from AAA
- TRAVEL CREDIT CARDS
- 5. You don't have to get the card to get many of its benefits
- 7. Be smart with your miles strategy
- You probably can’t have both an HSA and an FSA
- How to apply for income-driven repayment
- 5. Purchase protection and extended warranty
- How to protect against inflation
- If finding ways to travel safely is your goal …
- When should you freeze your credit?
- How to reduce your condo insurance cost
- 7. Self-directed IRA
- How to pay lower taxes when selling stocks
- Why you might prefer the Capital One Venture X Rewards Credit Card
- 15. Welcome new neighbors
- Should you pay your mortgage with a credit card?
- When not to use a credit card
- If you inherit or bequeath something, watch out for capital gains tax
- How to complain about a scam
- 13. Rent out a room
- The long strangle
- 4. Rewards for insurance premiums are capped
- Alternative CD ladder structures
- What do P2P payments cost?
- Does Medicare cover COVID-19 vaccines and boosters?
- Types of ESG investments
- Electronics
- Discounts
- Why are there so many kinds of cryptocurrency?
- LLC self-employment taxes
- How much do life insurance policies cost?
- Am I a resident for California state tax purposes?
- How to get a home equity line of credit
- Additional benefits
- Tips for calculating how much life insurance you need
- How to earn Avis Preferred Points
- Final thoughts on changing your United flight
- How to get a loan from a credit union
- SIMPLE IRA vs. SEP IRA
- Reconsideration for PSLF applications
- How to get a tax refund sooner
- Cheaper ways to send money
- MoneyGram
- Low-down-payment mortgage options
- Full list of the best car insurance in New Jersey
- Closing costs for the buyer
- How is the job market right now?
- Am I a resident for California state tax purposes?
- Best cybersecurity insurance options
- Standard deduction for dependents
- How to control your dividend tax bill
- Why did Silicon Valley Bank fail?
- 8. Don’t drive a lot? Consider usage-based insurance
- Home equity loan requirements
- Programs in north Florida
- Discounts
- Seller-paid closing costs
- How corporations differ from sole proprietors in terms of salary
- Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
- Do you pay tax on T-notes?
- FamZoo Prepaid Card
- Credit score requirements
- 16. Use email
- How much does homeowners insurance cost in Pennsylvania?
- 8. Build a house or buy a brand-new one
- Shop for a fair lender
- Other shopping apps to help you save and earn
- Which is better?
- 3. Financial aid from branch support agencies
- Is Upwork the right freelance marketplace for you?
- The bottom line
- Become an authorized user
- How to evaluate dividends
- United Airlines flight delay compensation recapped
- Should you choose an HSA or an FSA?
- How to adjust your Form W-4
- Where to find the best savings accounts
- Can you cancel credit life insurance?
- What to do with the Bitcoin you buy
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Finding a car you can afford
- What's next?
- How to find the best refinance rates
- If you need student loan help
- It’s possible to get a lower rate after an accident
- Where to find help
- 5. Explore other expense-tracking methods
- Air France Wi-Fi recapped
- Other debt payoff options
- Frequently asked questions about P2P payments
- What does the Job Openings and Labor Turnover Summary report show?
- Discounts
- General-purpose travel card reviews
- Amtrak BidUp tips
- Payments
- Upgrade Cash Rewards Visa®
- What to do if you’re not approved
- What are the best Vanguard index funds?
- Should you choose U.S. Bank or Chase?
- Cons of a credit freeze
- Next Steps
- Using your credit card for rental car coverage
- For brand loyalty
- 17. Start a podcast
- Term vs. whole life insurance tool
- Are these the best dividend stocks?
- Gemini Credit Card
- Is two weeks’ notice required?
- 14. Moonlight as a dog sitter
- What to know about California renters insurance
- Interest-based passive income ideas
- Which type of life insurance should I put in a trust?
- Could we be in an AI bubble?
- What is the average and median retirement savings?
- Costs of carrying a credit card
- 5. Dave: Best for repayment flexibility
- U.S. Bank Cash+® Visa Signature® Card
- Consumer complaints
- LLC sales taxes
- How to finance central air installation
- When is the best time to sign up for Medicare Supplement Insurance?
- How much can you borrow with a HELOC?
- UHC Medicare Advantage plan types
- 5. How to earn a Southwest Companion Pass
- Get bonus United miles when you transfer Marriott points
- How to redeem Avis Preferred Points
- How to track your Georgia state tax refund
- 9. Rent out part of the house
- Retirement accounts for small-business owners and self-employed individuals
- Step 5: Submit your application and get funded
- 5. All three come with cell phone insurance
- What's next?
- Why you can trust NerdWallet
- Where can you purchase a BOP?
- Fleet fuel cards: benefits and drawbacks
- When can't you take the standard deduction?
- Can’t afford income-driven repayment?
- Are home equity loans a good idea?
- Consumer complaints
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on SoFi's website
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How do credit union loans work?
Credit unions are not-for-profit financial organizations that serve members who live, study, work or worship in a particular area. Each credit union is controlled by members, who elect volunteer board members to oversee the organization.
If you meet the credit union’s requirements, you can apply for membership, usually online. You may be required to open an account with an initial minimum deposit, typically $5 to $25. Once your membership is approved, you can access banking services, including personal loans.
Once you apply for a loan and are approved, you’ll receive the funds in your account and then repay the credit union in fixed monthly installments, with terms ranging from two to seven years.
Best credit union personal loans for 2024
If you don’t have a neighborhood credit union, nationwide options are available. The credit unions below lend in all 50 states and Washington, D.C., and you can likely apply for membership online.
Alliant: Best for fast funding
Becoming a member at Alliant doesn’t require a fee, and anyone is eligible by joining Foster Care to Success, a nonprofit organization that serves foster teens across the country. Alliant even pays the $5 membership fee to FC2S on your behalf.
Why it stands out: Alliant offers a wide range of personal loan amounts and can approve most borrowers the same day they apply. Once you sign the loan documents, Alliant can also provide same-day funding.
First Tech: Best for co-sign and joint loan options
First Tech mostly serves tech companies and their employees with personal loans up to $50,000.
Why it stands out: First Tech offers co-signed and joint loans to personal loan borrowers. By adding someone with a higher credit score or larger income to your application, you may boost your chances of getting approved. Co-borrowers are equally responsible for missed payments, but in a co-signed loan, only the primary applicant has access to the loan funds.
PenFed: Best for a seamless application process
PenFed is known for serving military members, but anyone can join the credit union by opening a savings account with an initial deposit of $5.
Why it stands out: Not only can anyone join PenFed, but unlike other credit unions, you can apply for membership as part of the loan application, letting you combine both these steps into one. PenFed also lets you pre-qualify online to see your potential rate, loan amount and monthly payment without affecting your credit score, so you can get an idea of your loan options before you apply.
Navy Federal: Best for military members
To be eligible for membership at Navy Federal, you must be active duty, retired or a veteran of any military branch; a Department of Defense civilian; or a family or household member.
Why it stands out: In addition to focusing on military members and their families, if you’re active duty or retired military, you can qualify for a 0.25 percentage point discount on your personal loan’s annual percentage rate, which lowers the overall interest you’ll pay on the loan.
Credit union personal loan rates
Rates for unsecured personal loans will depend on your credit score, credit history, income and debts.
Rates can also vary by type of credit union: federally chartered vs state-chartered.
Federal credit unions cap annual percentage rates at 18%. Your credit union may also charge an application fee that isn't part of the APR.
As of September 2023, the average APR for a three-year federal credit union loan is 10.58%, according to data from the National Credit Union Administration.
Lender | Typical APR range | Loan amounts |
---|---|---|
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 11.79% - 29.49%. | $1,000 to $100,000. |
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 7.99% - 17.99%. | $2,000 to $50,000. |
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 8.99% - 18.00%. | $500 to $50,000. |
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 7.49% - 18.00%. | $250 to $50,000. |
How to get a loan from a credit union
A low credit score alone won’t typically disqualify you from getting a loan from a credit union, because credit unions consider your whole financial picture, including your credit history and standing as a member with the credit union, when reviewing your loan application. Still, a good score will get you a lower rate than someone with bad credit, so it pays to check your credit score before applying for a loan.
Since credit unions come in many sizes, the application process, approval criteria, rates and other aspects of a personal loan vary. Many credit unions allow online loan applications, which typically ask for personal and contact information, Social Security number, employment and income details and any current debts.
» MORE: How to apply for a personal loan
Local or smaller institutions may require you to apply in-person or close the loan at a branch.
Credit union vs. online lender
Online lenders offer loans across the credit spectrum, so they’re another option for bad-credit borrowers (629 credit score or lower) who need a personal loan.
» MORE: See your bad-credit loan options
While credit unions only conduct a hard credit check — which can cause a small temporary dip in your credit score — most online lenders typically perform soft credit checks first to see if you pre-qualify for a loan.
Online lenders also offer online applications that don’t require you to visit a branch and typically fund loans quickly.
But loans from credit unions tend to be cheaper than those from online lenders, especially for borrowers with fair or bad credit scores. Borrowers with fair credit received an average APR around 18%, according to the most recent anonymized offer data from users who pre-qualified in NerdWallet’s lender marketplace.
Next steps
If you’re already a member and you can withstand a temporary hit to your credit score, a credit union may get you the cheapest loan. NerdWallet recommends comparing loans from multiple lenders.
You can pre-qualify with online lenders on NerdWallet and compare your estimated rate with one from your credit union.
on NerdWallet