You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
How to Apply for a Personal Loan
Lead Writer | Buy now, pay later loans, debt consolidation, personal loans
Lead Writer | Personal finance, Personal loans
Lead Assigning Editor | Consumer lending
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
How to Apply for a personal loan
- 6 steps to opening a Roth IRA
- What is a W-9 tax form?
- What are I bonds?
- Ready to get started? Here's what to do next
- See how to get your business started quickly
- What are undervalued stocks?
- What is a self-directed IRA?
- What is married filing jointly?
- What is a budget planner?
- What is an inherited IRA?
- About Clear Spring Health
- Find the right Medicare Part D prescription drug plan
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is a 1040 form?
- Long-term investments definition
- » This page is out of date
- What is a cashier's check?
- What is a meme stock?
- Broker definition
- What is Upwork?
- Net worth defined
- What is the qualified business income deduction?
- Bluevine Business Checking
- Shopping for Medicare plans? We have you covered.
- Still deciding on the right carrier? Compare Medigap plans
- Key takeaways:
- What is modified adjusted gross income (MAGI)?
- What is a home equity line of credit?
- Life insurance buying guide
- What is mortgage pre-qualification?
- What is a tax dependent?
- Our Take
- Why is retirement planning important?
- What is a financial plan?
- Key takeaways
- Bizee: Easily form your new business
- Find the right business loan
- Question:
- What is a W-4?
- Compare types of bank accounts
- Definitions: Money Transfer Rates
- Betterment is best for:
- Wealthfront is best for:
- What is a brokerage account?
- What is a 401(k)?
- What's an investment strategy?
- What are futures?
- What is a 1095-C?
- Investing for kids
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- What is a charitable donation?
- » This page is out of date.
- What is IRS Form 4868?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- What is cost basis?
- 1. Which type of mortgage is best for me?
- About Kin home insurance
- What is a Roth 401(k)?
- About Chubb home insurance
- What is a credit freeze?
- What is a cheap stock?
- Easiest ways to earn Marriott Bonvoy points
- About Citizens home insurance
- What are commodity stocks?
- What is the Fed funds rate?
- Calculate your conventional loan payment
- 1. Determine how much to save for a down payment
- 2024 child tax credit news update
- About eRenterPlan renters insurance
- What to do after getting the Alaska Airlines Visa® credit card
- What are dividend stocks?
- Medical expense deduction 2023
- What is an emergency fund?
- About Erie home insurance
- Why can't I open a bank account?
- What is a balloon mortgage?
- High-dividend ETFs may generate income
- 2023 Ohio state income tax rates and tax brackets (taxes filed in 2024)
- Best-performing China ETFs
- Betterment vs. Wealthfront: Which is right for you?
- The difference between Roth and traditional IRAs
- What is a target-date fund?
- Reddit IPO history
- 1. Get creative
- What is a spot Bitcoin ETF?
- Determining how much mortgage I can afford
- What is the CSS Profile?
- What is a preferred stock?
- What is prescription food for pets?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Best Ways to Send Money to Mexico Online of 2021
- 7 of the best apps to make money
- The cheapest car insurance companies by category
- Microsoft Office Excel budget templates
- S&P 500 index (SPX) today
- What is the SENTRI Pass?
- How to get paid on YouTube
- What is OASDI tax?
- What is Offerpad?
- When do I need a cashier's check?
- Investing money is personal
- How meme stocks work
- Is Upwork a legit way to make money?
- Step 1: Choose your health insurance marketplace
- What to expect flying American Airlines Main Cabin Extra
- How much are taxes on lottery winnings?
- Best ETFs as of March 2024
- What is a Roth IRA account?
- Best stocks by one-year performance
- 7 best-performing AI stocks
- What does APY mean?
- 13 ways to get the best online deals
- Tax credit vs. tax deduction example
- What is MAGI used for?
- What is a MagicBand?
- 1. Disney FastPass has been replaced
- What is a savings account?
- What is a solo 401(k) plan?
- Growth vs. value: What's the difference?
- How do I contact American Airlines customer service?
- What you need to open a bank account
- Pros & Cons
- How to calculate interest in a savings account
- Service business ideas: The top 15
- Capital gains tax on stocks: Do you have to pay?
- What is Global Rescue?
- NAV meaning and why it matters
- Egg prices
- What is fractional reserve banking?
- How to use the SBA loan calculator
- Does Singapore Airlines have Wi-Fi?
- Preparing to buy tips
- 1. When your Bitcoin is taxed depends on how you got it
- 1. Trade in your stuff
- Consult Walmart.com
- First steps: Before you accept a job offer
- Answer:
- What is VIX?
- Best Medicare Advantage companies
- What is self-employment tax?
- Why would you owe interest on a 0% APR card?
- Southwest ticket options at a glance
- Savings accounts
- Best-performing biotech ETFs
- What is home staging?
- What is the Capital One Venture X Rewards Credit Card travel credit?
- Summary of Visa Signature benefits
- Capital One 360 savings rate, fees
- What does RFID mean?
- Basics of the HawaiianMiles award chart
- A few examples
- 1. Shop at stores with rewards programs
- Types of lines of credit
- Personal loans vs. home equity loans: What’s the difference?
- How to buy Robinhood stock
- How much should you spend on rent? It depends
- Seating: clunky but comfortable
- What ANA miles are worth
- 1. Certificates of deposit (CDs)
- How much are United miles worth?
- Top 6 small business loans for NYC businesses
- What is cryptocurrency?
- Impact investing definition
- What is a financial planner?
- How to find a passport number on your passport
- How we found the best travel insurance
- What is short selling?
- California state income tax brackets and rates
- How do LLC taxes work?
- Why is cost basis important?
- Average car loan interest rates by credit score
- Small-business employment statistics
- Most profitable small businesses
- Understanding a self-directed IRA (SDIRA)
- ICR at a glance
- Create a budget plan that works for you
- 40 best startup business ideas
- Permanent life insurance plans can offer benefits
- What is a foreign transaction fee?
- National first-time home buyer programs
- The best budget apps
- APY vs. interest rate: What’s the difference?
- Factors we considered when picking travel insurance companies
- Is the stock market crashing?
- What does a broker do and why do I need one?
- What is my net worth?
- 1. Open an account at a different bank
- What are closing costs?
- What does this value mean?
- Auto insurance
- FuboTV cost per month
- What is a business loan?
- How many bank accounts should I have?
- How does Delta Air Lines price out award tickets?
- Travel perks galore: The Business Platinum Card® from American Express
- What is day trading?
- What is liability insurance?
- What is zero-based budgeting?
- How many points will I need for a stay under the new program?
- Step 1: Check your credit
- 1. Pay closer attention to finances
- Alaska Access perks
- What goes into the credit card interest calculation
- Valuable features can lower costs
- 1. The 0% may not apply to everything
- 1. Ibotta
- What is long-term care insurance?
- What are the best retirement plans for you?
- January
- Airlines with the best flexible travel policies
- Spirit Airlines reputation
- 50/30/20 budget calculator
- Why is candy so expensive?
- Best for upfront factoring pricing
- What is financial planning?
- Why is having a low credit utilization important?
- Calculate your closing costs
- How to use the mutual fund calculator
- Red flags
- Cutbacks at hotels
- 1. Open an IRA
- Check your card’s travel protection
- 1. Automate key business functions
- What car insurance agents do
- Best Priority Pass credit cards
- What is an investment property?
- What to expect flying first class with Singapore Airlines
- How balance transfers work
- Step 1: Choose a name and business entity
- The best Citi ThankYou transfer partners
- How does the SALT deduction work?
- What is Frontier Airlines like?
- General advice for international money transfers
- Betterment at a glance
- Wealthfront at a glance
- What is a personal loan?
- What is contractor financing?
- 1. Business name reservation form (corps and LLCs)
- You don’t need a formal business structure
- How much will refinancing save?
- What is a HELOC?
- Best day to book a flight
- How to deposit or cash a check step by step
- 1. Use taxis and rideshares safely
- Minimum wage over time
- Best dental insurance for seniors on Medicare
- How to buy Reddit stock
- B2B marketing strategy
- How paycheck advance apps work
- 1. Set your budget
- 1. Tweak your W-4
- What is a bonus?
- Vending machine costs
- Best-performing U.S. equity mutual funds
- What should I do with a 1095-C?
- First, some background
- Who should submit the CSS Profile?
- Evaluate your costs
- Define your marketing goals
- Why might my pet need prescription food?
- About EWR lounges
- Who is required to fill out a W-9?
- Key takeaways
- What happens when you get a credit card refund?
- Understanding car values
- How to budget money
- A 6-step guide to opening a salon
- What is a state income tax?
- International roaming plans: postpaid
- Roth 401(k) vs. traditional 401(k): Where they differ
- What alternatives are available?
- How can I use AI to create a budget?
- How much should you save each month?
- 1. You can build credit without a security deposit
- What are short-term investments?
- Cheapest for bank deposits: OFX
- Best ways to consolidate credit card debt
- Who is a long-term investor?
- You booked flexible airline tickets
- How to start a consulting business in 9 steps
- How do credit union loans work?
- In this article
- Small-town business ideas
- HELOCs and home equity loans compared
- Types of RVs
- 1. Pay your credit card bill on time
- The cheapest renters insurance in New York state
- Adyen vs. Stripe comparison
- What is a professional judgment?
- When to sign up for Medicare before turning 65
- 1. There are two Merrick Bank credit cards
- 7 best-performing commodity stocks
- Types of business licenses: The basics
- What is Costco?
- Summary: The best places to save money and earn interest
- Who sets the Federal funds rate?
- What is a conventional loan?
- How to compare FHA vs. conventional loans
- Gift cards vs. prepaid debit cards
- Yes — if you're improving earning potential
- Average retirement savings balance by age
- What the settlement could change
- Who can you claim as a tax dependent?
- Late winter and early spring
- Why you'll like the Apple savings account
- Investing through an HSA
- What is a business partnership?
- How many credit cards is too many or too few?
- Location
- How many personal loans can I have?
- 1. Check your account statements
- What to do if you can't open a bank account
- How does an FHA 203(k) loan work?
- End student loan origination fees
- How to start a clothing line
- Understand your coverage
- American Family
- Starting an import/export business
- 5 Ways to get started in real estate investing
- Myth 1: Insurers won’t pay out if you’ve had a COVID-19 vaccine
- What is the gift tax?
- Look for reviews
- Best business expense trackers at a glance
- How do brokerage accounts work?
- 1. It has valuable introductory offers
- What is a home equity loan?
- Strategy 1: Investing
- The best Emirates first class benefits
- Average savings account rate: 0.47%
- What is the average credit score by age?
- Roth IRA contribution limits 2024
- 5 of the best index funds tracking the S&P 500
- 1. Fill out the FAFSA
- What are tax refund advance loans?
- Home costs depend on age, condition, climate
- How credit unions work
- How to earn ANA Mileage Club miles
- Compare Medicare Advantage plans in New York
- Calculator: Convert United miles to dollars
- Is charitable giving tax-deductible?
- On the day you’re pulled over
- Passport photo clothing requirements
- 1. Know your bank’s mobile check deposit requirements
- The best money-making apps
- When to track cost basis
- 50 best small businesses to start
- What does it mean to invest in the S&P 500?
- Pros and cons of buying FSBO homes
- Summary of cash advance apps
- Why are stocks undervalued?
- 2. How much down payment will I need?
- How to make money online
- Who can use the married filing jointly status?
- Mint vs. NerdWallet at a glance
- Inherited IRA rules for spouses
- Clear Spring Health Medicare Part D star ratings
- 11 best investments right now
- Who needs to fill out a Form 1040?
- What is a business credit score?
- How to freeze your credit with all 3 bureaus
- You can do it yourself
- How much do Instagram influencers make?
- How to use the car affordability calculator
- Banks that offer joint business accounts
- The best life insurance for seniors in March 2024
- Lottery tax calculator
- Breakdown of central air costs
- Human travel agents prove their worth
- Spirit Airlines bag fees
- Roth IRA vs. traditional IRA: What's the difference?
- What medical conditions qualify for Social Security disability?
- Why would sign-up bonuses be limited?
- What is a credit score?
- Generally, student credit cards are for students
- What is a fraud alert?
- Key takeaways
- Chick-fil-A overview
- Value vs. growth stocks at a glance
- Elite status tiers
- Discover savings bonus
- When can you retire?
- The best term life insurance companies in March 2024
- You’ll be credited for your overpayment
- Do you pay taxes on stocks you don't sell?
- What payment history consists of
- What kind of medical expenses are tax deductible?
- Points: Rewards on spending
- The rule of three
- Equitable life insurance
- Why do I need an emergency fund?
- What are the advantages of a sole proprietorship?
- 1. How Chase Sapphire Reserve® lounge access works
- IRA contribution rules
- Who's involved
- When a balloon mortgage might be right for you
- 7 high-dividend ETFs
- How much of my credit card should I use?
- Table of Contents
- Best banks for business loans
- About the ticket classes on Air France
- How do expense trackers work?
- Why minimum purchase requirements exist
- The basics of VIX
- What are China ETFs?
- Apply for TSA PreCheck
- Reasons travel insurance typically covers
- The self-employment tax rate for 2023
- How the multiple listing service works
- 28 ways to save money
- Be sure cash back is right for you
- What is a margin call?
- Credit definition
- How biotech ETFs work
- What does home staging include?
- Rite Aid
- Roth vs. traditional IRA
- 15 franchise opportunities
- What's the difference between a HELOC and a home equity loan?
- What is the Capital One Venture X Rewards Credit Card?
- How does a 401(k) work?
- 1. It’s harder to save
- What’s the least amount of car insurance I need?
- Cash bonuses on cards with no annual fee
- 1. Do your homework and gather evidence
- Start by checking your home equity
- Start with your student loan servicer
- 9 popular investment strategies
- Cash-back rewards
- 1. Check your calendar
- What was the FFEL Program?
- Netflix subscription cost
- What is Epcot?
- What is the standard deduction?
- What is a futures market?
- Top 10 spot Bitcoin ETFs by fee
- What are estimated tax payments?
- 1. 529 Savings and investing accounts
- When should I submit the CSS Profile?
- How preferred stocks work
- Jewelry insurance from your home insurer
- What should I look for in my TransUnion credit report?
- Who can set up a Robinhood IRA?
- 5 steps to get preapproved for a home loan
- How are dividends taxed?
- Track your monthly spending
- Compare car insurance rates by age
- Where Kin stands out
- 22 popular tax deductions and tax breaks
- How does OASDI tax work?
- Long-term investment examples
- How much does a speeding ticket affect your insurance?
- Best crypto credit cards
- Where can I get a cashier’s check?
- What is a stock market crash?
- How to get Upwork jobs
- Who qualifies for the qualified business income deduction?
- 1. There's a modest sign-up bonus
- Credit cards are safer to carry and use
- ETF advantages and disadvantages
- How much are closing costs?
- Getting started
- At a glance
- Current Discover bonus categories
- Banking
- Are these the best stocks to buy now?
- Why is it good to have multiple bank accounts at different banks?
- Best alternative credit cards
- Costco membership price
- 1. A high-yield online savings account that earns 4% or more
- Alaska Access fine print
- What is the current Fed interest rate?
- Why you need a savings account
- What is the child tax credit?
- On-time percentage
- Pacific Life insurance
- How to use the pre-qualification calculator
- What is the 50/30/20 rule?
- Apps most like Airbnb for cars
- Personal services
- 20 high-dividend stocks
- When to pick the JetBlue Card
- What is infinite banking?
- How did we get here?
- Student loan forgiveness programs
- How to lower your credit utilization
- New York Life insurance
- How we found the best auto insurance
- 2. Develop e-commerce sales
- 2. Take online surveys
- Browse coupon websites
- Do I have to pay Ohio state income tax?
- Why buy dividend stocks?
- Best for size of network: UnitedHealthcare
- How to fill out a W-4
- Expensify
- Wise is best for:
- How to start a catering business in 9 steps
- 2. Articles of incorporation (corps only)
- Top credit cards you can use instantly after approval
- 1. Affirm
- You don’t need existing business credit history
- Top target-date funds with low costs for 2024
- What is a life insurance policy?
- State Farm life insurance
- How much does it cost to cash or deposit a check?
- How Capital One 360 compares to online banks
- How can I tell if I have an RFID card?
- Roth IRA income limits 2024
- 2. Ask your issuer for help
- 2. Install a browser extension
- 2. Learn more about your 401(k)
- Understanding your required coverages
- Bonus tax rate
- Will your tax refund be garnished?
- Our take on using AI for financial advice
- How does a home equity loan work?
- First thing's first
- Impact investing vs. socially responsible investing
- What does a financial planner do?
- Why your car down payment amount matters
- Google Sheets budget templates
- How to short a stock in 5 steps
- The Gold Card’s features
- How to open a self-directed IRA
- How does the SENTRI Pass work?
- ICR vs. other income-driven plans
- Compare Roth 401(k) vs. traditional 401(k)
- Tax advantage, but at a cost
- Where Chubb stands out
- YNAB, for hands-on zero-based budgeting
- An overview of the best annual travel insurance
- Best-performing cheap stocks
- 2. Add a joint owner
- How we ranked the top life insurers
- How to calculate your home equity
- The cheapest renters insurance in New York City
- Calculator: Convert Frontier miles to dollars
- NerdWallet's car insurance estimator
- 2. Do more of your banking online
- The catch to tax credits
- How we calculate your monthly conventional loan payment
- 2. Genie+ costs money
- How to choose the best crypto wallet
- Value investing defined
- Go for this cheap Halloween candy in 2023
- How to call American Airlines customer service
- Who is a qualifying child?
- Table of Contents
- Design
- Where Erie stands out
- Getting multiple loans from the same lender
- 2. Categorize your expenses
- Sage Accounting at a glance
- How is VIX calculated?
- Who pays the gift tax?
- Health insurance: $5,000 to $20,000
- 529 college savings and prepaid plans
- Frontier Miles, Frontier’s loyalty program
- How does contractor financing work?
- Which income-driven repayment plan is best for you?
- Best day to fly
- Best car insurance in New York overall: Travelers
- What’s new?
- Lincoln Heritage life insurance
- Best car insurance in Florida overall: Travelers
- 1. They earn rewards in valuable categories
- When a personal loan is best
- TurboTax vs. H&R Block: Cost
- Work out how much of your income should go to rent with the 50/30/20 rule
- 2. ABLE accounts
- Where do I cash in a savings bond?
- What to know about Medicare in New York
- Wait an extra month or two, if you can
- What kind of financial aid can I get with the CSS Profile vs. the FAFSA?
- Determine your desired profit
- Where to find small business loans in NYC
- Does pet insurance cover prescription pet food?
- Terminal A: United Club, Delta SkyClub and Admirals Club
- How does Form 4868 work?
- Ways to calculate cost basis
- 1. Brigit: Best for budgeting tools
- 3. Do I qualify for any down payment assistance programs?
- What is the dividend tax rate?
- How to find your car’s resale and trade-in value
- Different types of life insurance
- How state income tax rates work
- How can I use AI to save money?
- Cheapest for cash pickup: Remitly
- How many Instagram followers do you need to make money?
- Which one is important to know for savings accounts?
- How can I get a cashier’s check?
- Chase Ultimate Rewards®: The basics
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- How do lottery taxes work?
- Why travelers will prefer the Chase Sapphire Preferred® Card
- 2. You may need an offer by mail to apply
- Types of commodity stocks
- Types of business licenses: Local licenses and permits
- Some good news
- Grace period
- 2. Use money tips to accelerate your savings
- How food prices have changed over time
- 2. The Coupons App
- What you need to know about savings accounts
- Today’s HELOC rates
- Product features
- Median retirement savings balance by age
- Tips for booking
- What fees will I pay?
- You can request a refund
- 9 steps in financial planning
- Other rules for the medical expense deduction
- Take advantage of the triple tax benefit
- How to calculate net asset value
- Types of business partnerships
- How much should I save?
- 3. Redeem credit card points
- Best affordable homeowners insurance in Wyoming: Nationwide
- The self-employment tax rate for 2024
- How to list a home on the MLS
- Myth 2: Life insurance is expensive
- Wise pros
- 2. Rewards are generous, but you're on a timetable
- Roth vs. traditional IRA: How to choose
- 2. Be alert when drinking and dating
- State minimum wages in 2024
- How to convert Skywards miles to dollars
- Best for size of dental network: UnitedHealthcare
- Are cash advance apps the same as payday loans?
- The best HawaiianMiles redemptions
- 2. Consider your online options
- What is a personal line of credit?
- How a Kikoff Credit Account line of credit works
- How to get a federal student loan
- How to start a vending machine business: A step-by-step guide
- When do you have to file Form 1095-C?
- How much money do I need to buy a house?
- Best affordable homeowners insurance in Florida: Nationwide
- 2. Cash management accounts
- United MileagePlus Miles value over time
- How tax-deductible donations work
- Check your number online
- If you decide to pay the speeding ticket
- 2. Confirm the check amount is within mobile deposit limits
- I bonds vs. EE bonds
- Why short a stock?
- How LLCs pay income taxes
- Are auto loan interest rates rising?
- The most undervalued stocks in the S&P 500
- Where Kin falls short
- Which is best for you?
- 2. The cash-back rewards are impressive …
- Is it the same as a currency conversion fee?
- Information you need to freeze your credit
- Your hotel has a friendly cancellation policy
- Best credit union personal loans for 2024
- What to do during a stock market crash
- Meme stock history
- How does a broker make money?
- Step 2: Compare types of health insurance plans
- 2. Don’t charge more than you can afford to pay off
- How does a Roth IRA work?
- How to determine whether your condition qualifies
- Best for no credit
- Are there free or discounted Costco memberships?
- What does liability insurance cover?
- Zero-based budgeting example
- 2. Your 0% APR deal could be canceled
- Where eRenterPlan stands out
- February
- No — if company matches and equity haven't fully vested
- The verdict: Are Discover savings bonuses worth it?
- Holiday weekends
- 5 steps for retirement planning
- How we ranked the top life insurers
- Biden's student loan forgiveness 'plan B' would be more targeted
- Equitable life insurance policies
- How does Sage Accounting work?
- Do I need to work with car insurance agents to get coverage?
- How to book a first class ticket with Singapore Airlines
- Do you pay taxes when you receive a gift?
- What is the SALT deduction?
- When is a personal loan a good idea?
- How to choose a brokerage account provider
- Affordability down overall
- How does a home equity loan work?
- Chase Sapphire Preferred® Card
- Student loan refinancing calculator
- What's the difference between a HELOC and a cash-out refinance?
- 2. Family support structures may be different
- Where to cash a check
- Home equity loans and HELOCs vs. cash-out refinances: Understanding your options
- 2. Search for scholarships
- 2. Shop for a loan
- What is a mutual fund?
- 3. Certificates of deposit
- What is a mega backdoor Roth?
- Our take
- Why do people invest in cryptocurrencies?
- Dress code tips for passport photo
- Preapproval is not the same as pre-qualification
- How long does it take to get a credit card refund?
- How much is a SENTRI Pass?
- Inherited IRA rules for non-spouse beneficiaries
- Where Chubb falls short
- How are business credit scores calculated?
- What identity theft protection companies do
- Make your bonus worth more toward travel
- 3. Get an account that's in a different ownership category
- What is "qualified business income"?
- How to book Main Cabin Extra
- Where Citizens stands out
- How has the value changed over time?
- How to find the best stocks to buy now
- Colleges have adapted to new expectations — and needs
- Step 2: Pre-qualify and compare offers
- Recent changes to food costs
- How much is the 2023 child tax credit?
- 8 best hot wallets
- Industry-wide airline policies
- Pacific Life insurance policies
- Investing for income: Dividend stocks vs. dividend funds
- How are stocks taxed?
- What kind of medical expenses are not tax deductible?
- What does Global Rescue membership cover?
- How do you calculate closing costs on a house?
- Learn more
- U.S. fractional reserve banking today vs. the past
- How many credit cards should I have?
- Where Erie falls short
- New York Life insurance policies
- Singapore Airlines Wi-Fi cost
- How to have a safer visit at a vacation rental
- Roth IRA income and contribution limits 2023
- The pros and cons of a life insurance trust
- Fees make it all go
- Balloon mortgages: pros and cons
- Can you live off ETF dividends?
- Is 0% credit utilization bad?
- 3. Offer multiple payment methods
- Getting an investment property mortgage
- 2. Two factors determine your Bitcoin tax rate
- 4. Use a cash-back site or app
- What to expect flying economy with Air France
- How interchange fees add up
- Step 2: Choose your niche
- What are Anytime fares on Southwest Airlines?
- Wise cons
- 3. Articles of organization (LLCs only)
- Strategy 2: Real estate
- State Farm life insurance policies
- Extended warranty protection
- Savings calculator
- How does RFID work?
- Where to get tax refund loans
- 3. Try bargaining
- How do Hyatt points compare to other hotel programs?
- 3. Ask for manufacturer coupons
- 3. Look into an IRA
- How are bonuses taxed?
- Using futures
- Our take on investment properties
- When are estimated taxes due?
- Medicare Advantage companies in New York
- 3. Endorse the check
- How to fill out a W-9
- Should I buy stocks when markets are at all-time highs?
- Working with a buyer's agent to purchase a FSBO home
- Advantages of a self-directed IRA
- 4. What is my interest rate?
- Put additional cash in a high-yield account
- Other alternatives to Mint
- How does OASDI tax work if I’m self-employed?
- Car insurance rates after a speeding ticket, by company
- You haven’t booked nonrefundable activities
- How to monetize your Instagram with fewer followers
- Brex Card
- Mississippi first-time home buyer programs
- How to determine how much car you can afford
- Example of the difference between APY and interest rate
- How to find cheap stocks
- Calculating net worth: What are assets and liabilities?
- Best life insurance for seniors in March 2024
- 2. You'll earn bonus rewards on RCI purchases, general travel
- Credit cards earn easy rewards
- The best renters insurance in New York state
- Current Chase bonus categories
- What to do if you need more financial aid
- What is a business line of credit?
- 3. Get ready to pay some fees
- How day trading works
- What is the difference between Costco memberships?
- A big decision about tax deductions
- Alaska Access vs. Flight Pass
- How to use the conventional mortgage calculator
- Do I need a fraud alert?
- Solo 401(k) contribution limits
- How does infinite banking work?
- How payment history affects your score
- Key findings
- 2. There are Chase Sapphire lounges in Hong Kong, Boston and New York, with more to come
- Limited FHA 203(k) loans
- Eliminate junk fees with student banking products
- Be aware of exceptions by card, country
- Am I a resident for Ohio state income tax purposes?
- Best iOS personal expense tracker apps
- Dividend vs. growth stocks
- VIX and volatility
- How to invest in China ETFs
- Apply for Global Entry
- Is coronavirus a foreseen event?
- How to calculate self-employment tax
- How to search for homes on the MLS
- Have a backup plan
- Understanding margin calls
- Are Cardless credit cards good?
- Information needed for your application
- How to use the Capital One Venture X Rewards Credit Card travel credit
- Does raising the minimum wage cause inflation?
- How does the value of Skywards miles change when booking business class?
- Lincoln Heritage life insurance policies
- Deciding how much to set aside
- Where to find the fine print
- How do I know if I have FFELP loans?
- Rides and attractions at Epcot
- How the standard deduction works
- How credit union rates compare
- How do United miles compare with other airlines?
- How much financial aid will I qualify for with the CSS Profile?
- Understand your customers
- Understand your market
- NerdWallet’s budget planner
- Is it a good deal?
- What kind of accounts and investments are available?
- How to use average car interest rates
- What are qualified dividends?
- Term life insurance
- Tax credits for people married filing jointly
- Changes coming April 8, 2024
- State availability
- How to determine your closing costs
- Features
- Less ‘urgency’ to innovate for customers, skeptics say
- Other issuers have rules, too
- What are AI stocks?
- Miles + Cash awards
- Commodity stock benefits
- How to estimate car insurance costs
- 3. Prioritize savings when you’re able
- Not in school but looking for a first credit card?
- Savings accounts with strong APYs can help your money grow
- Where eRenterPlan falls short
- Why buy long-term care insurance?
- Flight cancellations
- Growth investing defined
- What’s behind the pre-qualification calculation?
- Can you chat with American Airlines?
- Prepare for long-term care
- Why are eggs so expensive?
- 3. Build a budget that works for your expenses
- Best car insurance companies: Our winners
- 2. Set financial priorities
- 4. Explore alternate product delivery options
- Determining your income tax liability
- What to do
- Myth 3: You don’t need life insurance if you’re young and healthy
- Is the gift tax deductible?
- Retirement savings plan: 3% to 10% of salary
- Certificates of deposit
- Other factors to consider
- When to use contract financing
- First things first: Check your IRA eligibility
- Historical national rates
- Should I get more than just the bare minimum?
- Can I contribute to a Roth IRA if my income is too high?
- What's staying the same?
- 3. Call your company
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- How much rent can you afford?
- Should I choose a home equity loan or a HELOC?
- How to choose the best mutual funds for you
- What happens if I don’t report my Form 1095-C?
- What documents do I need to cash a savings bond?
- What to know about preferred stock
- How much extra time does Form 4868 give you?
- 21 most-shorted stocks by short interest
- When are state income tax returns due?
- State availability
- International roaming: prepaid
- Use a budget planner
- Fastest (tie) and biggest network: MoneyGram
- How to fill out a 1040 form
- 1. Allianz Travel
- About home equity loans
- Where Citizens falls short
- How flexible are Frontier miles?
- Credit cards
- Why is it bad to have multiple bank accounts at different banks?
- How to calculate APY
- 3. Keep down payment savings in the right account
- Winner: Gift cards
- No — if benefits don't improve retirement savings
- What won’t change
- Large overpayments may be a problem
- How to claim the medical expense deduction
- How to open the Apple high-yield savings account
- Brief history of reserve requirements: 1863 to 2023
- Qualifying for another personal loan
- Know your rights with flights
- Wise transfer methods and options
- 3. Rewards certificates can be applied in different ways
- Understanding biotech ETF holdings
- 2. Afterpay
- Joann
- Why invest in target-date funds
- 3. Choose an affordable school
- How easy is it to earn Hyatt points?
- 4. Search a coupon database or app
- Best car insurance in Florida for your budget: Geico
- What is a Bitcoin strategy ETF?
- How to stop student loan tax garnishment
- What mortgage can I afford?
- 4. Custodial brokerage account
- Mega backdoor Roth 2024
- Top-rated Medicare Advantage plans in New York
- 3. High-yield money market accounts (MMAs)
- Know what you want
- Do I need a financial planner?
- How to dispute your TransUnion report online
- What can you do if the merchant won’t provide a refund?
- How do I get a SENTRI Pass?
- What are the distribution rules for an inherited IRA?
- Clear Spring Health Medicare Part D prescription drug plans
- Consider maxing out other vehicles first
- How to avoid foreign transaction fees
- APY to interest rate calculator
- 3. Keep your credit utilization low
- Do I have to pay state tax on lottery winnings?
- The best renters insurance in New York City
- An alternative to chasing the best stocks
- Average daily balance
- Will food prices go down in 2024?
- 3. It gets you toward the front of the line
- 3. ShopSavvy
- How to place a fraud alert
- Child tax credit 2024
- March
- Best trucking factoring companies for funding speed
- Episode transcript
- Business partnership: The pros
- Where do I put my emergency fund?
- What it would take to meet these goals
- Food and beverage
- Roth IRA income and contribution limits 2024
- Mortgage selection tips
- Standard FHA 203(k) loans
- Full Review
- When to work with an independent car insurance agent
- Ask the right questions
- Amica
- 3. The IRS has the paperwork you’ll need
- Ways to get good value
- How are dividends paid out?
- Good balance transfer cards
- Who has to pay self-employment tax?
- What’s the difference among the three Southwest fare types?
- Certify
- Types of credit
- What you’ll need to qualify
- Is a HELOC a good idea?
- Best car insurance in New York for your budget: Progressive
- 3. Look like you know where you're going
- Do all workers earn at least the minimum wage?
- 2. If a collection is on your report in error, dispute it
- How one-time borrowing becomes a debt cycle
- 3. Determine other ownership costs
- 4. Contact the IRS
- Our tips
- Track prices, they may cool down
- Impact investing strategy
- Online marketing for small business
- Get a secured credit card
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- How far in advance should I get preapproved for a mortgage?
- 2. Empower: Best for fast cash
- How to find undervalued stocks
- How do these changes affect new customers?
- OASDI limit 2023
- 3. … but the fees will take a bite out of that cash back
- Investments for money you need in less than 2 years
- Chubb home insurance coverage
- Do personal credit scores affect business credit scores?
- Compare identity theft protection services
- It’s already included on your credit card
- 5 ways to make money on Instagram
- How much does a cashier’s check cost?
- 5 best-performing meme stocks
- How much does a stock broker make?
- How to qualify for the QBI deduction
- What’s in store for 2021
- What can you invest in with a Roth IRA?
- The rule for all rewards cards
- 4. Neither card offers perks
- Finding better deals on award travel
- How much does a Chick-fil-A franchise cost?
- 401(k)s and other employer-sponsored retirement plans
- Retirement savings by age
- Pacific Life insurance rates
- Whom do I contact about my American Airlines AAdvantage account?
- Decide what type of account you want: checking vs. savings
- All year
- Best term life insurance policies for 2024
- When to pick the JetBlue Plus Card
- Other student loan forgiveness programs
- Potential issues with having multiple credit cards
- Does Singapore Airlines have free Wi-Fi?
- Best insurance company overall: Travelers
- A balloon mortgage might be hard to find
- How to invest in dividend ETFs
- Empower students to authorize tuition charges for textbooks
- 5. Expand supply chain networks
- 5. Claim freebie deals
- Step 3: Write a business plan
- Best for extra perks: Aetna
- Myth 4: If you have health issues, you can’t get it
- Unseasonal scarcity in the second quarter
- 4. Corporate bylaws (corps only)
- Strategy 3: 529 plans
- How to buy a life insurance policy
- Where to avoid cashing a check
- What is RFID blocking?
- When is the best time to book with points on Emirates?
- Find nonprofit student loan assistance
- 4. Hold up your end of the deal
- 5. Visit retailer websites and apps
- What are my repayment options with FFELP debt?
- Kikoff fees and penalties
- When a home equity loan is best
- TurboTax vs. H&R Block: Features and ease of use
- Estimated tax payments 2024
- Is Form 1095-C tax deductible?
- When is the best time to use United miles?
- Preferred stock vs. common stock vs. bonds
- If you decide to fight the ticket in court
- Should I file Form 4868?
- 4. Open the mobile deposit function in your bank app
- Are I bonds a good investment?
- California income tax deadlines and extensions
- Buying a FSBO home on your own
- Try a simple budgeting plan
- Kin home insurance coverage
- Do you include a 401(k) in a net worth calculation?
- 4. Join a credit union
- Cheap cell phone plans from brands owned by the big three
- State availability
- How did we determine the value of Frontier miles?
- Current Citi Dividend bonus categories
- Fubo add-ons
- How to start a zero-based budget
- How MagicBands work and how to use them
- What happens when the Fed raises interest rates?
- How a savings account works: withdrawal limits
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- Yes — if you do a 401(k) rollover
- Full Review
- More than just math
- Equitable customer complaints and satisfaction
- How does a life insurance trust work?
- Traditional IRA deduction rules
- How credit utilization affects your scores
- Best homeowners insurance in Wyoming for coverage: State Farm
- Ways to get good value
- A little more about interchange fees
- How the annual gift tax exclusion works
- What can I use a home equity loan for?
- Will I qualify for student loan refinancing?
- Other tips for spending your travel credit
- Average interest checking account rate: 0.07%
- 3. Inheritance laws don’t work in their favor
- Does age affect your credit score?
- Roth IRA contribution limits 2023
- How to convert Hyatt points to dollars
- 2. There’s an interest-free period
- How to get a private student loan
- Top 9 Bitcoin strategy ETFs by fee
- 5. High-yield savings account
- Best homeowners insurance in Florida for coverage: State Farm
- Research your competition
- Why is Bitcoin still popular?
- The Federal Trade Commission’s budget worksheet
- The risks of short selling
- Small-business lending statistics
- How to invest in the S&P 500 in two steps:
- Risks of self-directed IRAs
- 5. What is the annual percentage rate?
- How to apply for ICR
- Types of state income tax
- OASDI limit 2024
- How to unfreeze your credit
- Who can open a joint business account
- How do you find a broker?
- How much are Chase Ultimate Rewards® points worth?
- Where to rent an RV
- More about the best renters insurance companies in New York
- Closing costs calculator
- Business line of credit vs. loan: How to choose
- Support for students is out there
- Factors that affect the cost of car insurance
- How drastic are the changes?
- 2. An interest-bearing checking account that earns 1% or more
- What are the credit score ranges?
- Child tax credit expansion: What the tax deal could mean for you
- Mishandled luggage
- How growth and value investing overlap
- Does American give refunds for canceled flights?
- Savings account simple interest vs. compound interest
- Erie home insurance coverage
- 3. How to get into a Chase Sapphire lounge
- Traditional IRA deduction limits 2023-2024
- 6. Prepare in advance for rainy-day funding
- Sole proprietorship taxes: Special deductions
- Weigh the pros and cons
- Pros and cons of buying an investment property
- 4. Perks can offer additional value
- Best way to avoid fees: Get a checking account
- Quick take
- Instant gratification
- How to read the fine print
- Are bonuses taxed differently?
- Stock futures investing
- Is it worth it to cash a savings bond?
- Types of financial planners
- W-9 form 2023: What's new
- Why should I get the SENTRI Pass?
- 2023 standard deduction married filing jointly
- 1. High-yield savings accounts
- Fastest (tie): Xoom
- Goodbudget, for hands-on envelope budgeting
- 5. Use IntraFi Network Deposits
- 3. Redemption options are plentiful, but there are caveats
- American Airlines premium economy vs. Main Cabin Extra
- Are Roth IRAs insured?
- Commodity stock risks
- Rewards across the board: Ink Business Preferred® Credit Card
- 3. Big balances can still hurt your credit scores
- Can I lift a fraud alert?
- What’s the difference between pre-qualification and preapproval?
- How to save money on Halloween
- Pros of infinite banking
- Student loan cancellation programs
- Perks: Goodies that come with the card
- How to deposit funds into the Apple savings account
- Pay yourself back later
- More about Equitable
- 203(k) eligible projects
- 6 types of dividends
- Can I buy VIX?
- Apply for Clear (maybe)
- Is "I’m afraid to travel" a legit reason?
- Decide which type of cash-back card you want
- Myth 5: If you’re single and have no dependents, you don’t need it
- Everything else: Zero to thousands
- Alternatives to contractor financing
- Blue Cash Preferred® Card from American Express
- What about the new IDR plan?
- How target-date funds work
- State Farm life insurance rates
- Travel and emergency assistance
- Roth IRA income limits 2023
- 5. Make a plan to prevent a repeat
- Other ways to prepare for home costs
- 4. Find the right car for you
- 6. Check the Sunday newspaper
- The end of pandemic-era relief for FFELP borrowers
- How do streaming services fit into your budget?
- 4. Save for college
- Festivals at Epcot
- Exceptions to state minimum car insurance requirements
- How to get a personal line of credit
- Standard deduction 2023
- How to get a home equity loan
- Average mutual fund return
- Is there an extension to file Form 1095-C?
- 4. Peer-to-peer lending
- Leverage the strong dollar, choose locations wisely
- How much does it cost to submit the CSS Profile?
- Request your passport number from the State Department
- 5. Take clear pictures of the check with your mobile device
- Episode transcript
- What special features does the Robinhood IRA have?
- It’s not only about taxes
- Is the OASDI tax mandatory?
- What do I need to fill out Form 1040?
- What is a good business credit score?
- How does Offerpad work?
- Net worth calculator
- If you’re over the income limit
- About home equity lines of credit
- Credit cards help you track spending
- 4. Don’t open too many cards
- Citizens home insurance coverage
- Who pays the closing costs?
- Does the cost of FuboTV fit into your budget?
- Best for fair or limited credit
- Day trading rules and risks
- 4. Resist dipping into your other savings
- Why is food so expensive?
- ERenterPlan renters insurance coverage
- Pacific Life customer complaints and satisfaction
- How are dividends taxed?
- Higher Education Act justifies plan B
- When to estimate closing costs
- How the Fed changed the role of reserves
- How do I build an emergency fund?
- How do multiple personal loans affect your credit?
- Pricing and features
- IRA income limits
- 6. Refer a friend
- Step 4: Organize your marketing materials
- How to pay self-employment tax
- Best of the rest: Other solid Citi transfer partner redemptions
- What happens when you get a margin call?
- When do personal loans not make sense?
- Kirkland’s
- The bottom line
- Which life insurance policy is right for me?
- 4. Leave the Rolex at home
- How flexible are Emirates Skywards miles?
- Top 3 index funds for the Nasdaq-100
- How can I get more value from my Hyatt points?
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- 3. Newcomers get a modest sign-up bonus
- How to apply for a Kikoff line of credit
- If your student loans were in default before the pandemic
- Who should make estimated quarterly tax payments?
- Other credit union perks
- The raw numbers
- How does impact investing work?
- How to dispute your TransUnion report by mail
- Who covers the purchase while the refund is pending?
- Whole life insurance
- What is the 5-year rule for an inherited IRA?
- Clear Spring Health Medicare Part D cost
- Should I just use cash instead?
- 2. Seven Corners
- Terms connected to meme stocks
- 6. Open a cash management account
- Should I take a lump sum payment or annuity payments?
- Why the Chase Freedom Unlimited® could be more appealing for some
- Why booking with a travel agent might make sense (and not necessarily cost you more)
- Spirit Airlines change fees
- What’s a spousal Roth IRA?
- Managing expectations
- When to sign up for Social Security
- Does FDIC insurance cover multiple accounts at the same bank?
- APR vs. APY: What’s the difference?
- 4. Genie+ doesn’t include all rides
- 4. Target (with Target Circle)
- How does a HELOC work?
- April
- How much should you spend on a mattress?
- How much interest will I earn on $10,000?
- Credits
- How to find high-yield alternatives
- Business partnership: The cons
- Require colleges to return unused 'flex dollars' and meal plans
- MileIQ
- 5. The interest rate is higher than average
- How to choose a biotech ETF
- Home equity loan rates in 2023
- 5. Operating agreement (LLCs only)
- 3. Apple Pay Later
- Why the Roth IRA works for many savers
- 4. It can be hard to find trusted professionals
- How home equity loans, HELOCs and cash-out refinances are similar
- 4. Use grants if you qualify
- Lincoln Heritage customer complaints
- Small fees add up
- 5. File taxes without a W-2
- Factor in other costs
- Need help?
- 6. Investing for teens
- Your 401(k) plan allows after-tax contributions
- Terminal B: British Airways Lounge, SAS Lounge and USO Center
- When not to file Form 4868
- How much can you make with I bonds?
- Do I have to pay California state tax?
- You can temporarily self-report income
- When travel insurance is worth it
- How to apply for a joint business bank account
- How many banks have collapsed?
- What if I lose the cashier's check?
- Categories from previous years
- Where to get a business loan or line of credit
- 5. There are no other Merrick Bank credit cards to graduate to
- How to invest in AI stocks
- The pros and cons of zero-based budgeting
- Factors that affect your conventional loan payment
- What is a credit freeze?
- How to open a Chick-fil-A franchise in 4 steps
- How to invest in dividend stocks
- Student loan discharge programs
- Global Rescue membership types
- Why is there an egg shortage?
- How to connect to Singapore Airlines Wi-Fi
- Good signs
- How to refund a nonrefundable airline ticket
- What is Ohio’s standard deduction?
- Consider Cancel For Any Reason travel insurance
- CD vs. high-yield savings account: At a glance
- How to open a brokerage account
- Best car insurance in New York for having few customer complaints: The Hanover
- Does RFID matter?
- Best for comprehensive coverage: Cigna and Aetna (tie)
- What's next?
- 5. Fund your FSA
- The Bitcoin ETF price war
- Do I pay taxes when I cash in savings bonds?
- Third-party ratings
- Can United miles be used on other airlines?
- If you’re looking to travel this summer
- Why should I still submit the FAFSA?
- Choose a pricing strategy
- More ways to take charge of your budget
- Examples of cost basis
- 3. EarnIn: Best for large advances
- Married filing jointly vs. separately
- 4. Getting into debt would be expensive
- Long-term investment vs. short-term investment examples
- Cheap cell phone plans from brands that resell network service
- Earn miles with Delta credit cards
- How do you sign up for a Costco membership?
- 3. A CD ladder
- MagicBand pros and cons
- How does the Fed raise interest rates?
- 4. Interest will be charged on any balance left when the 0% period ends
- Covering your spouse under your solo 401(k)
- Flight diversions
- More about Pacific Life insurance
- Find a bank that suits your needs
- Achieving goals sooner
- Alternatives to personal loans
- Benefits of Sage Accounting
- Exceptions to IRA contribution limits
- How to find a car insurance agent near you
- Auto-Owners
- 7. Enter giveaways and sweepstakes
- Best homeowners insurance in Wyoming for consumer experience: Amica and Nationwide
- How to avoid minimum purchase requirements
- Tax deductions for self-employment
- Myth 6: Life insurance through your employer is sufficient
- Communicate beforehand
- W-4 form 2024
- Strategy 4: Entrepreneurship
- Are my finances stable enough to refinance?
- How are HELOC payments calculated?
- State Farm customer complaints and satisfaction
- 5. Use (and hide) your phone strategically
- What states are increasing minimum wages in 2024?
- What is a good credit score for your age?
- Calculate your reduced Roth contribution
- Consider your legal options
- More about Lincoln Heritage
- Schumer box
- 6. Pick up weekly ads at the store
- Defaulted FFELP Loans and the Fresh Start Program
- Optional coverages
- Other Kikoff credit-building tools
- Standard deduction 2024
- Additional functionality
- Runner-up for biggest network: Western Union
- Discounts
- Car insurance rates after a speeding ticket, by state
- Venmo Credit Card
- What is a meme stock ETF?
- How much of your fee goes to Upwork?
- 7. Put your money in a MaxSafe account
- What is American Airlines Main Plus?
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- 5. Avoid fees
- Fees
- Workers fear losing hard-fought union benefits
- What should I do if I want to insure more than $250,000?
- How much car insurance you need
- Step 3: Choose your lender and loan
- MAGI vs. AGI: What's the difference?
- 5. Get help with saving for a down payment
- How much to keep in your savings account
- Get more help with monthly budget planning
- How do I get a refund from American Airlines?
- What’s next?
- Mattress-buying tips
- When do you have to pay taxes on stocks?
- The caveats
- Hack your IRA
- Three more key factors to consider
- New York Life customer complaints and satisfaction
- Types of life insurance trusts
- 4. You can write off Bitcoin losses
- Best for local support: Blue Cross Blue Shield
- Citi ThankYou transfer partners you should ignore
- Other college savings account options
- How to build your credit
- Home prices rise, as expected
- How to buy biotech ETFs
- You must recertify your income and family size every year
- What happens if I drive without insurance?
- How home equity loans and HELOCs are different from cash-out refinances
- How did NerdWallet determine the value of Skywards miles?
- 5. Contact the seller or visit a dealership
- 4. You don’t have to be an AARP member to apply
- Reasons to get a personal loan vs. home equity loan
- What are futures contracts?
- Are home equity loans a good idea?
- Your 401(k) lets you move your after-tax money
- Best homeowners insurance in Florida for having few consumer complaints: Chubb
- 5. Online savings accounts
- How to complete the CSS Profile
- Is impact investing a good idea?
- Figuring out what makes sense for a car down payment
- 6. Confirm the check details and complete the deposit
- Get a credit-builder product or a secured loan
- What is a short squeeze?
- What happens to rewards earned from the purchase?
- Where to find FSBO homes
- Dividend tax rate 2023
- Information you'll need to estimate your car's value
- Other ways to pay less
- Download Form 1040
- What's next?
- Compare your net worth
- Interest rate
- 5. CouponCabin
- Should I file taxes now or wait for the child tax credit expansion?
- How long-term care insurance works
- Customer experience
- Investing in growth and value stocks
- Does pre-qualification affect your credit score?
- What do closing costs include?
- Potential impact of multiple credit cards on your credit scores
- Erie home insurance rates
- Limiting the cost of Singapore Airlines Wi-Fi
- 4. What is the most affordable way to get access to Sapphire Lounges from Chase?
- How to accept a job offer
- How to open a savings account or CD
- Auto rental collision damage waiver
- 3. If you already paid the debt: Ask for a goodwill deletion
- How do tax refund loans work?
- How did we determine the Hyatt points value?
- 6. Request more time to file
- 8. Look at the product packaging
- How a personal line of credit affects your credit score
- What happens if you don't stop a tax offset?
- Is it REALLY worth it
- How to buy preferred stock
- How to dispute your TransUnion credit report by phone
- Who can file Form 4868?
- 6. Are you doing a hard credit check on me today?
- Taxes on withdrawing money an inherited IRA
- Is OASDI tax the same thing as Social Security tax?
- 5. Other cards might be a better option
- The bottom line
- 8. Opt for an account with both FDIC and DIF insurance
- How the qualified business income deduction works
- 4. You can spend your way to a $250 RCI vacation credit
- How do I deal with lottery taxes?
- How to open a Roth IRA in 6 steps
- How do you pay for purchases at Costco?
- How to calculate your modified adjusted gross income
- How to open a solo 401(k)
- 5 types of employer-sponsored retirement plans
- May
- Who is a qualifying relative?
- Forgiveness would occur in 2025
- Best insurance company for affordability: NJM
- What’s the filing deadline for my Ohio state income tax bill?
- Should I do a balance transfer?
- Use your credit card's built-in travel insurance
- Gift tax limit 2023
- Ways to get the best home equity loan rates
- How to invest in target-date funds
- Where State Farm stands out
- 6. Dress appropriately for the culture
- FAQ comparing home equity loans, HELOCs and cash-out refinances
- 5. Get a work-study job
- No fees
- Are FFELP loans eligible for PSLF?
- 6. Subsidize your dependent care FSA
- How much does a ticket to Epcot cost?
- Look for savings
- 7. Roth IRA
- How does cryptocurrency work?
- If you decide to negotiate the penalty
- 7. Keep the check until it's processed
- What is a W-9 form used for?
- What is California's standard deduction?
- LLC payroll taxes
- How to save money every month
- 3. IMG
- How to find AI ETFs
- How compound interest works
- What is the Federal Reserve Board?
- 5. You might not be eligible for the offer
- 5. Genie+ is available at multiple parks
- Fraud alert vs. credit freeze — which should I choose?
- Other performance metrics
- What to expect when you open your new account
- State thresholds for the medical expense deduction
- Accommodations
- How to find the 2024 W-4
- How much is the SALT deduction?
- Zoho Expense
- Who should avoid Frontier Airlines?
- 6. Meeting minutes (corps only, but beneficial for LLCs)
- Tips to find cheap flights any day of the week
- How much life insurance should I buy?
- Average certificate of deposit rate: 1.81% for one-year CDs
- 401(k) withdrawals
- B2B marketing tips
- Alternatives to cash advance apps
- Best car insurance in Florida for ease of use: State Farm
- Kikoff vs. Self
- Medicare resources in New York
- Impact investing examples
- Best for emergency medical coverage: Allianz Global Assistance
- Before house hunting, get preapproved for a mortgage
- Can I get my Social Security tax back if I’ve overpaid it?
- 2. Certificates of deposit
- Consumer complaints
- How to freeze your child’s credit
- Credit union personal loan rates
- Cashier’s check vs. certified check vs. money order
- Step 3: Compare health plan networks
- Which card (or cards) should you get?
- Medicare disability work requirements
- Swing trading vs. trend trading vs. buy and hold
- Alternatives to savings accounts
- How quickly could the IRS implement the child tax credit expansion?
- Global Rescue membership cost and coverage
- How to get started with a business partnership
- More about New York Life
- 3. Get disability and life insurance
- Refinancing with an FHA 203(k) loan
- The bottom line
- 5 things to know about Ohio state tax
- Can you delay a margin call?
- Where State Farm falls short
- Best car insurance in New York for ease of use: State Farm
- Minimum wage increases
- Sign-up bonus rules
- 9. Browse store aisles
- 5. There are cards that can reward you more
- Standard deduction for those 65 or older
- TurboTax vs. H&R Block: Support
- Do spot Bitcoin ETFs have custodianship risk?
- Food and beverage
- Jewelry warranties and service plans
- What happens next in a TransUnion credit dispute?
- How to file Form 4868
- Best Ways to Send Money to Mexico Online
- Form W-9 vs. W-4
- Small-business diversity statistics
- How much does it cost to invest in the S&P 500?
- Dividend tax rate 2024
- Universal life insurance
- Discounts
- Investments for money you need in 2 to 3 years
- Which Form 1040 schedules should I use?
- Can I make money with meme stocks?
- 5. There’s an introductory 0% APR offer on balance transfers
- How to get American Airlines Main Cabin Extra Seats for free
- Credit cards help build credit
- More reading about ETFs
- The bottom line
- Are Disney MagicBands worth it?
- How are food prices tracked?
- 6. PayPal Honey
- IRAs
- Common misconceptions
- How to increase your pre-qualification amount
- What is net investment income tax?
- Cons of infinite banking
- No-closing-cost mortgages
- Next steps:
- Take your vacation rental safety seriously
- If you fly first class on Singapore Airlines
- Step 5: Build your client base
- About the Citi ThankYou point transfer partners
- Brokerage accounts are taxable accounts
- Citi Custom Cash® Card
- 4. Klarna
- Income-driven repayment disadvantages
- Find the best HELOC lender for you
- 7. Buy a local SIM card to avoid high roaming costs
- Where is it legal to drive without insurance?
- Other Roth IRA rules
- Avoid the student loan scammers
- 6. Work for an employer that pays for college
- 6. Inspect and test-drive the car, if applicable
- More from tax filing resources:
- Pros and cons of a personal line of credit
- The risks of futures trading: margin and leverage
- How do I grow my home's equity?
- How to calculate quarterly estimated taxes
- 8. Special needs trust
- You’ve got money left over for savings
- How did we determine the value of United miles?
- More U.S. passport photo requirements
- What is naked short selling, and why is it illegal?
- Does getting a refund on a credit card hurt your credit?
- 4. Varo: Best for existing bank customers
- 7. Do you charge for an interest rate lock?
- Who should skip the SENTRI Pass
- 2023 state income tax rates and brackets
- Need a primer?
- Consumer experience
- Why did First Republic Bank fail?
- Why some cars cost more to insure
- Is a Costco membership worth it?
- Step 4: Gather loan documents
- What factors impact your credit scores?
- 6. You might not get approved for as much credit as you need
- 6. Genie+ can sell out
- On-time performance
- How to find lost luggage on American Airlines
- Potential slowdowns
- The 50/30/20 budget calculator
- Traditional IRA withdrawal rules
- What makes a good investment property?
- Purchase upgraded airfare with priority lane access
- Is it worth it to stage a home?
- How much can you borrow with a home equity loan?
- More about State Farm life insurance
- What is the median household income in the U.S.?
- Widespread acceptance
- 7. Rock your HSA
- Will my spouse’s refund be garnished, too?
- 6. High-yield checking accounts
- Extreme frugality
- How are cryptocurrencies created?
- What part of my income gets taxed by California?
- Minimum vs. full coverage after a speeding ticket
- EveryDollar, for simple zero-based budgeting
- Things to consider
- 3 tips to control central air conditioning installation costs
- Will a credit freeze or fraud alert hurt my credit score?
- HELOC requirements
- Requirements: Who qualifies for the child tax credit?
- Consumer experience
- The rankings of reliable airlines
- Close your old account, if needed
- What we still don’t know
- 5. Other cards with airport lounge access
- How to file your sole proprietorship tax returns
- Country Financial
- 5. Failure to report Bitcoin can be costly
- Full list of the best homeowners insurance in Wyoming
- Gift tax limit 2024
- Do I have to update my W-4 every year?
- Margin call causes
- If you’re considering flying Frontier Airlines
- Pros and cons of personal loans
- Making the call
- Next steps:
- 4. Check your credit reports after 30 days to make sure the change was made
- How to check your credit score
- Rewards program rules
- 10. Check your receipts
- Can (or should) I consolidate my FFELP loan?
- Other financing options
- How to redeem ANA Mileage Club miles
- Full list of the best homeowners insurance in Florida
- Claiming tax-deductible donations on your tax return
- How does coverage for prescription food work?
- Other possible outcomes
- Use a co-signer
- Form W-9 vs. W-2
- When undervalued stocks become popular
- How to report dividend income on your taxes
- How to do well on Upwork
- Making the decision
- Is APY variable?
- Is the 35K certificate impossible to use now?
- Days in the cycle
- June
- Getting the most from your pre-qualification limit
- You don’t need to have $10,000 to take advantage of compound interest
- 4. Use budgeting or expense-tracking apps
- Who qualifies for an FHA 203(k)?
- Best for low-cost plan availability: Humana
- Metro spotlight: Cincinnati, Cleveland and Columbus
- 7. Board resolutions (corps only, but beneficial for LLCs)
- IDR waiver will count past payments toward forgiveness
- Contributing too much to a Roth
- Five steps to opening an investment account for your kid
- How to look up passport numbers recapped
- Can I take my own passport photo?
- What is the cost of filing Form 4868?
- 8. Will I have to pay mortgage insurance?
- Consumer complaints
- 3. Bonds
- When should you freeze your credit?
- How can I avoid cashier's check fraud?
- When not to use a credit card
- 7. The usefulness of a 0% deal depends on your habits
- How to pay lower taxes when selling stocks
- Concur Travel
- How much does a tax refund loan cost?
- Full list of the best car insurance in Florida
- How to minimize the tax impact of a bonus
- What do the approvals mean for Bitcoin?
- Mutual fund fees
- I bonds and taxes
- LLC self-employment taxes
- Is the SENTRI Pass worth it?
- How to get a loan from a credit union
- 4. Trawick International
- Discounts
- Closing costs for the buyer
- How Adyen and Stripe compare
- Could we be in an AI bubble?
- See if zero-based budgeting is right for you
- Disney FastPass recapped
- How to get a home equity line of credit
- How to earn Avis Preferred Points
- Who is Global Rescue membership for?
- What is 100% or full reserve banking?
- Best Android personal expense tracker apps
- How to evaluate dividends
- Step 6: Separate your business and personal finances
- How the lifetime gift tax exclusion works
- Home equity loan requirements
- How much do life insurance policies cost?
- Full list of the best car insurance in NY
- 8. Join solo female traveler Facebook groups
- Lodge a student loan complaint
- Should you buy Reddit stock?
- 7. Determine which warranties are right for you
- 11. Use social media
- 8. See if you’re eligible for the earned income tax credit (EITC)
- Bottom line
- Why are there so many kinds of cryptocurrency?
- Dress code for a passport picture recapped
- Am I a resident for California state tax purposes?
- How to control your dividend tax bill
- Consumer experience
- The bottom line
- Why do I need a business credit score?
- Selecting a long-term investment
- Why did Silicon Valley Bank fail?
- Is Upwork the right freelance marketplace for you?
- How long does it take to receive benefits?
- Best for poor credit
- 7. Dosh
- Can I have a fraud alert and a credit freeze?
- Where do I offer feedback or send a complaint to American Airlines?
- How to earn more interest in a savings account
- Seller-paid closing costs
- How to qualify for an SBA loan
- Singapore Airlines Wi-Fi, recapped
- How much does homeowners insurance cost in Wyoming?
- How to adjust your Form W-4
- Who would benefit from a Cardless credit card?
- How to apply for income-driven repayment
- 7. Take out federal loans if you have to
- The physical card is (heavy) metal
- Navient aims to transfer FFELP loans to MOHELA
- Why Epcot is different than the other Disney parks
- More Florida home insurance companies
- Terminal C: United Club and United Polaris
- Become an authorized user
- The bottom line on short selling
- Small-business industry statistics
- If you want to obtain a SENTRI Pass
- Variable life insurance
- Investments for money you need in 3 to 5 years
- Finding a car you can afford
- Recap: How to get a cashier's check
- How to switch plans and keep your number
- Fees to check in and obtain your boarding pass for your Spirit flight
- How to save on car insurance
- Where to find the best savings accounts
- Additional child tax credit
- Methodology
- Choosing between cards? Rewards and perks might make the difference
- 5. Explore other expense-tracking methods
- How do I get an FHA 203(k) loan?
- Final steps: What to do after you accept a job offer
- The bottom line
- How travel medical insurance differs
- Brokerage accounts vs. IRA
- 5. PayPal
- Roadside dispatch
- Standard deduction for dependents
- Small business loans to NYC businesses: Online lenders
- Other ways to save on prescription food
- Financial planner vs. financial advisor
- What information goes on Form 4868?
- 5. Dave: Best for repayment flexibility
- Other home insurance companies to consider
- Cons of a credit freeze
- Gemini Credit Card
- Step 4: Compare out-of-pocket costs
- What kind of liability insurance do I need?
- What's next?
- Benefits of establishing credit early
- July
- What is the average and median retirement savings?
- How long does it take to get pre-qualified for a mortgage?
- Are these the best dividend stocks?
- What is the money multiplier formula?
- Best insurance company for accident forgiveness: Geico
- Which type of life insurance should I put in a trust?
- Next Steps
- Margin call example
- What taxes aren’t covered by the SALT deduction?
- Average money market account rate: 0.67%
- Qualification
- Why you can trust NerdWallet
- How to start trading futures
- How to start impact investing
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- LLC sales taxes
- How do I get my business credit score?
- How to finance central air installation
- Consumer complaints
- Fear of store closures in small towns, despite assurances
- Compare Cards
- How you can save points on a redemption
- Step 5: Submit your application and get funded
- How much can you borrow with a HELOC?
- ERenterPlan vs. Lemonade renters insurance
- Cost of long-term care insurance
- Retirement accounts for small-business owners and self-employed individuals
- How to redeem Avis Preferred Points
- How to get a Global Rescue membership quote online
- What are the disadvantages of sole proprietorship?
- Drawbacks of Sage Accounting
- Step 7: Consider your financing options
- If you're considering transferring Citi ThankYou points …
- How do business expense trackers work?
- Are home equity loans a good idea?
- 8. Stock certificate (stock-issuing corps only)
- Why you can trust NerdWallet
- Finally, enjoy your travels
- Cash bonuses on cards with an annual fee
- Pros and cons of tax refund loans
- How to estimate taxes for an income tax extension
- Charitable deductions 2023
- Other marketing tactics for small businesses
- Jewelry insurance from a specialty company
- 9. What will my monthly payment be?
- 2024 state income tax rates and brackets
- Next Steps
- Credit union vs. online lender
- Types of business licenses: State licenses and permits
- Factors that don’t affect your credit scores
- Who doesn't count as a tax dependent?
- Is an SBA loan right for me?
- Amenities
- 6. Look for ways to lower your expenses
- Are FHA 203(k) loans a good idea?
- Why is it called the SALT tax?
- Capital One Venture Rewards Credit Card
- No-interest financing on Apple purchases
- 8. Negotiate the best price
- Other fine print
- 9. Give it away
- Can you lose money in mutual funds?
- Learn more
- The bottom line
- What does travel insurance cover?
- Credit cards that earn Chase Ultimate Rewards®
- Why is day trading harder than passive investing?
- Methodology
- The Hanover
- Average cost of homeowners insurance in Wyoming by city
- Best of the Blues: Highmark
- 2023-2024 lifetime gift tax exemption
- 9. Shareholder agreement (stock-issuing corps only)
- When can't you take the standard deduction?
- Monitor your prices and adjust accordingly
- How much money can you make on YouTube?
- Other types of 1040 tax forms
- Credit freeze or credit lock?
- Empower Personal Dashboard, for tracking wealth and spending
- Consumer experience
- Fees to select a seat ahead of time
- Calculating MAGI: Example
- Home shopping tips
- How can I be sure if my travel insurance covers COVID?
- Can’t afford income-driven repayment?
- Refunds, audits and other considerations
- Mutual funds: The bottom line
- Are cryptocurrencies financial securities, like stocks?
- Where to download Form 4868
- How will Robinhood make money from its IRAs?
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- 10. Do you have an origination fee?
- Other home insurance companies to consider
- Why did Signature Bank fail?
- Stock market crashes in history
- Should you invest in AI stocks?
- How to improve your credit
- How to claim the child tax credit in 2024
- August
- The bottom line
- Tax breaks and credits for claiming a tax dependent
- Alternatives to infinite banking
- What isn’t covered by Global Rescue travel insurance?
- How to book Southwest Anytime fares
- How to choose a business expense tracker
- Additional Visa Signature benefits
- 8. Borrow private loans as a last resort
- Comparing personal lines of credit to other financing options
- What do the approvals mean for other crypto investments?
- Are I bonds low risk?
- LLC tax forms and deadlines
- 6. MoneyLion: Best for existing customers
- Clear Spring Health Medicare Part D service area
- How to choose the best annual travel insurance policy
- Is Main Cabin Extra worth it on American Airlines?
- How do I buy liability insurance?
- Other renters insurance companies to consider
- Bottom line: Is Spirit Airlines a good airline and should you fly them?
- Business services
- Lounge benefits
- How to get there
- 6. Sezzle
- Tax refund loan alternatives
- Other ways to build credit
- How to pay estimated taxes
- Get credit for the bills you pay
- Important considerations when opening a Roth IRA
- Small-business outlook statistics
- Burial insurance
- Who can access your frozen credit reports?
- How much is renters insurance in New York?
- Tax advantages of buying long-term care insurance
- The bottom line
- Other home insurance companies to consider
- The cheapest home insurance in Wyoming
- How to get a personal loan
- Compare top-rated life insurance companies
- 9. Maximize trade-in value, if applicable
- 10. Keep a file of your medical expenses
- How much is my 2023 standard deduction?
- How much does homeowners insurance cost in Florida?
- More reading for active investors and traders
- A regular IRA may be enough
- 11. What other costs will I pay at closing?
- What is credit card consolidation?
- Your next step
- If you want to earn Marriott points fast ...
- How to earn other travel rewards through your Avis car rental
- The bottom line
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- 10. Annual report (corps and LLCs)
- The difference between interest rate and APY
- Benefits you 'may' have
- Jewelry insurance companies
- Where to mail Form 4868
- Compare car insurance rates by driver history
- After deciding
- Next steps
- The bottom line
- How do I start day trading?
- Is getting a HELOC a good idea?
- Ideal Chick-fil-A operator candidate
- If you’re looking for a car-sharing platform
- Learn more about cash value life insurance
- Is a Global Rescue membership worth it?
- Are dividends taxed?
- How much is the gift tax rate?
- Lounge access for United cardholders
- Should you buy I bonds?
- Are there drawbacks to investing in the S&P 500?
- Earn an audience, and earn more in the long run
- What’s happening with Silvergate Capital Corp.?
- Fees for in-flight refreshments
- How can I check and monitor my credit?
- When to expect your child tax credit refund
- September
- Best insurance company for having few customer complaints: American Family
- When to file sole proprietorship taxes
- How to shop for Medicare Advantage plans
- Bonuses that vary with spending
- Principles of investment strategies
- Baggage and other perks
- The bottom line
- Best for those who pack expensive equipment: Travel Insured International
- 12. How — and how often — will I be updated on the loan’s progress?
- Is consolidating credit card debt a good idea?
- More resources on investing
- How much does liability insurance cost?
- Types of financial planning help
- Hotel-friendly benefits
- Additional Sage software products
- Upcoming Sapphire Reserve lounges, recapped
- Frequently asked questions
- What to know about Wyoming homeowners insurance
- Job offer acceptance email example
- If you're ready to start a budget
- Next steps
- 11. Form S-2553 (for S-corp election)
- 10. Make the purchase
- 11. Consider selling those dogs weighing down your portfolio
- TurboTax vs. H&R Block: Which one is right for you?
- Frequently asked questions about estimated tax payments
- Pros and cons of cryptocurrency
- LLC tax tips for business owners
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Compare alternatives
- What happened to Credit Suisse?
- If you want to buy annual travel insurance
- The bottom line on how to prepare for a stock market crash
- Average cost of renters insurance in New York by city
- Don’t count on the forgiveness plan B yet
- Nationwide
- How to avoid a margin call
- U.S. Bank Cash+® Visa Signature® Card
- Find the best life insurance policy for you
- Lenders that offer small loans and fast funding
- Is Epcot worth it?
- Average cost of homeowners insurance in Florida by city
- Final thoughts on the lounges in the Newark airport
- Practice good credit habits
- 13. Do I have to sign all the paperwork in person?
- Step 5: Compare benefits
- In-cabin pet fee
- How to buy long-term care insurance
- W-4 calculator
- 7. Zip
- Best for low-cost plans: Humana
- How to accumulate HawaiianMiles
- 2023 vs. 2024 standard deduction
- Don’t forget about the Form 4868 deadline
- California state tax credits
- Other ways to make money
- 4. Money market funds
- Offerpad fees
- Consequences of a child tax credit error
- How to avoid gift tax
- Online legal companies can help with incorporation documents
- Taxes on bonuses: The bottom line
- Other types of life insurance
- PocketGuard, for a simplified budgeting snapshot
- FHA vs. conventional loans: Summary
- October
- How the FDIC calculates national rates
- 12. Get the timing right
- How ANA elite status works
- Why is homeowners insurance so expensive in Florida?
- The bottom line on the new Robinhood IRA
- What to know about New York renters insurance
- Priority boarding and security access
- Investing
- Modified adjusted gross income: The bottom line
- Understanding life insurance quotes
- When to claim the standard deduction
- Next steps
- How to buy I bonds
- 14. How long until my loan closes?
- Shopping for Medicare plans? We have you covered.
- Consulting niches to consider
- Are other banks are in trouble?
- Is it better to get a home equity loan or line of credit?
- 3 best cold wallets
- Should you choose hotel and airline rewards over Avis Preferred Points?
- Sage Accounting alternatives
- What else to know about Form W-4
- Financing your franchise
- 8. Klover: Best for no-fee advances
- What if you're not eligible?
- State child tax credits
- How do TurboTax and H&R Block compare with other providers?
- The bottom line
- How to get started with Offerpad
- Unaccompanied minor fees
- Understanding state 'partnership' plans
- Narrow your list
- Are Southwest Anytime fares worth the extra cost?
- Small business card bonuses
- Worth it for the long-haul
- Check your credit scores and reports
- Different types of life insurance by underwriting
- 5. Mutual funds
- Should I take my money out of the bank?
- Types of business licenses: Federal licenses and permits
- November
- Best insurance company for financial strength: Auto-Owners
- If you're looking to redeem HawaiianMiles for great value
- Cryptocurrency legal and tax issues
- How big is the impact investing market?
- Best for adventurous travelers: World Nomads
- What to do if you can’t keep up with your HELOC payments
- What is the $500 credit for other dependents (ODC)?
- Services
- Frequently asked questions
- State Farm
- The bottom line
- Compare buy now, pay later apps
- Small-business banking statistics post-SVB failure
- What are tax deductions?
- The bottom line
- How to get a business loan from a bank
- Bank of America® Premium Rewards® credit card
- What to know about Florida homeowners insurance
- Other life insurance options for seniors
- Bundle packages
- Child tax credit vs. child and dependent care credit
- What is freight factoring?
- Travel and tourism service business ideas
- Why is financial planning important?
- Saving for college can mean using multiple accounts
- Should you use a buy now, pay later app?
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Are we in a recession?
- Summary: How to choose health insurance
- What are the Roth IRA rules?
- Other options
- Home purchasing tips
- Margin trading risks
- Compare Medicare Advantage dental insurance
- How are impact investments measured?
- Pros and cons of loan apps
- 6. Index funds
- Mortgages
- Other ways to redeem Marriott Bonvoy points
- Chick-fil-A alternatives
- Your decision: Is cryptocurrency a good investment?
- Honeydue, for budgeting with a partner
- Cruise America: consider it the big box store of RV rentals
- What determines New York renters insurance rates?
- December
- How to book Emirates first class
- How much does Medicare Advantage dental coverage cost?
- More about buying life insurance as a senior
- Do I need a factoring company for trucking?
- Event service business ideas
- Industry franchise guides
- Closing costs for the seller
- How to start a catering business: The bottom line
- How to track your California state refund
- Are we headed for a depression?
- The new Marriott award system
- Travelers
- Wyoming insurance department
- The bottom line
- Best insurance company for discounts: Amica
- Ways to maximize value in Emirates first class
- What if you have Original Medicare?
- Best for medical coverage: Travelex Insurance Services
- What are tax write-offs?
- The bottom line
- Looking for more insurance in Wyoming?
- Bilt World Elite Mastercard® Credit Card
- More about top-rated life insurance companies
- Which type of life insurance should you get?
- Types of business licenses: Licenses and permits for home-based businesses
- Frequently asked questions
- How to shop for Medicare Advantage plans
- California state sales tax
- How much do factoring companies charge?
- How to find the best term life insurance company
- If you want to book a Southwest Anytime fare
- How to make money from home
- Budgeting resources from NerdWallet
- Alternatives to bank business loans
- Alternatives to buy now, pay later
- How much is jewelry insurance?
- The best life insurance companies in March 2024
- 7. Exchange-traded funds
- Fees across U.S. airlines
- Who might prefer AmEx Platinum over Chase Sapphire Reserve
- Are cash advance apps payday lenders?
- How do you claim tax deductions?
- USAA
- What it's like flying ANA
- Cheapest car insurance by state
- 5 things to know about California state tax
- More small-business data from NerdWallet
- The bottom line
- Florida department of insurance
- Personal loans
- The bottom line
- Alternatives to freight factoring
- Are apps like DailyPay and Payactiv cash advance apps?
- Methodology to identify the best budget apps
- Access to unique experiences
- Optional: Choose cash-back cards for a multi-card strategy
- Other notable options
- Looking for more insurance in Florida?
- How does jewelry insurance work?
- 8. Stocks
- Best insurance company for customer satisfaction: State Farm
- Best if you have travel credit card coverage: Seven Corners
- Pros and cons of starting a vending machine business
- Alternatives to cash advance apps
- More about term life insurance
- Best perks of flying first class on Emirates
- Is jewelry insurance worth it?
- How to get cheap car insurance
- New York Department of Financial Services
- How we chose the best home and auto insurance bundles
- Examples of excellent cash-back credit cards
- Major issuers and their policies on instant credit access
- If you fly ANA airlines this year
- The bottom line
- Other ways to earn Chase Ultimate Rewards®
- Outdoorsy: a hit and miss RV, peer-to-peer rental platform
- Looking for more insurance in New York?
- Student loans
- Risks of getting cheap auto insurance
- More about top-rated life insurance companies
- Best insurance company for military members: USAA
- Convenient features
- Best for long-term travelers: IMG
- How to make money offline
- Fine print
- How to find the right business idea for your small town
- 9. Alternative investments
- Why you can trust NerdWallet
- Cash advance app star rating methodology
- Taxes
- Full list of the best car insurance companies
- 10. Cryptocurrency
- Travel rewards
- How to choose a startup idea
- Protections
- Best car insurance companies by state
- Best for travelers with unpredictable work demands: Tin Leg
- How to compare car insurance rates
- Retail and travel
- The bottom line
- 11. Real estate
- How to find the best car insurance company for you
- How much does it cost to rent an RV?
- How to start a profitable business
- Best for booking travel with points and miles: TravelSafe
- How to choose the best investments in 2024
- Different types of car insurance
- Frequently asked questions
- Do you need insurance for an RV rental?
- Best for group travel insurance: HTH Insurance
- Emergency services: Assistance 24 hours a day
- Why is car insurance so expensive?
- You found the best cash-back credit card. What’s next?
- Should I consider buying an RV vs. renting one?
- More about the card
- The bottom line
- Want to start a business?
- Why you can trust NerdWallet
- Types of travel insurance
- The bottom line
- How to choose an insurance company
- Watch out for making money scams
- What does travel insurance cover?
- What’s not covered?
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
The process of applying for a personal loan may feel overwhelming if you don’t know where to begin or what you need.
Below are five steps and common questions to help you through the process of choosing and applying for the best personal loan for your financial situation.
Step 1: Check your credit
Start the process by checking your credit. The interest rate and loan amount you receive depend a lot on your credit score, so reviewing your credit report lets you spot and fix any errors — like a falsely reported late payment — and strengthen your score before applying for a personal loan.
How does my credit score impact personal loan offers?
Good- or excellent-credit borrowers (those with scores of 690 or above) typically receive lower rates and have a wider group of lenders to choose from. On the other hand, bad- and fair-credit borrowers (scores below 690) may have fewer options and receive higher interest rates.
How do I see my credit score for free?
You can get a free credit score and credit report with NerdWallet. You can also request free credit reports directly from the three major credit bureaus at AnnualCreditReport.com.
Step 2: Pre-qualify and compare offers
Pre-qualifying for a personal loan gives you a preview of estimated rates, monthly payments and terms before you submit a formal application. Many lenders allow prospective borrowers to pre-qualify on their websites.
Will pre-qualifying affect my credit score?
No, pre-qualifying for a personal loan requires a soft inquiry, which doesn’t affect your credit score.
What do I need to pre-qualify for a personal loan?
To pre-qualify, you’ll need to submit information such as:
Loan purpose. Unsecured personal loans can be used for almost anything, and most lenders ask how you intend to use the money.
Requested loan amount. Lenders typically offer personal loans from $1,000 to $50,000.
Preferred loan term. Personal loans usually have repayment terms from two to seven years.
Personal and financial information. This could include your name, email address, date of birth, address, income and Social Security number.
If you’re unable to pre-qualify for a loan on your own, consider a co-signed or joint loan. Adding someone with a strong credit score and higher income can help you get approved and lower your rate. But keep in mind that a co-borrower or co-signer will be required to make loan payments if you fail to.
How long will it take to pre-qualify?
Pre-qualifying can take up to a few minutes after you submit your information. If you qualify for a loan offer, the lender will show you potential rates and terms to choose from.
Step 3: Choose your lender and loan
The best personal loan is usually the most affordable one. Carefully consider things like APR, monthly payments and fees before you accept an offer.
APR: The annual percentage rate is the total cost of borrowing and includes your interest rate and all additional fees. The lower the APR, the lower the cost of the loan.
Loan term: The loan term is how long you will be paying off the loan. A longer term can lower your monthly payments, but you’ll end up paying more in total interest than you would with a shorter-term loan.
Fees: Some lenders charge an origination fee, which is usually 1% to 10% of the loan amount. This fee increases your APR and a lender may take it upfront, effectively lowering your total loan amount.
Monthly payments: Check the monthly payment and make sure that you can comfortably afford the loan in your budget.
Features and benefits: Identify features that are important to you, like flexible payment options, help with building your credit or direct payment to creditors if you’re consolidating debt.
Personal loans from our partners
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Discover
Discover
5.0
NerdWallet rating5.0
NerdWallet rating7.99- 24.99%
$2.5K- $40K
on Discover
on Happy Money
Happy Money
4.5
NerdWallet rating4.5
NerdWallet rating11.72- 17.99%
$5K- $40K
on Happy Money
on Upgrade
Upgrade
5.0
NerdWallet rating5.0
NerdWallet rating8.49- 35.99%
$1K- $50K
on Upgrade
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Discover
Discover
5.0
NerdWallet rating5.0
NerdWallet rating7.99- 24.99%
$2.5K- $40K
on Discover
on Upgrade
Upgrade
5.0
NerdWallet rating5.0
NerdWallet rating8.49- 35.99%
$1K- $50K
on Upgrade
on LightStream
LightStream
4.5
NerdWallet rating4.5
NerdWallet rating7.99- 25.49%
$5K- $100K
on LightStream
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Discover
Discover
5.0
NerdWallet rating5.0
NerdWallet rating7.99- 24.99%
$2.5K- $40K
on Discover
on Upgrade
Upgrade
5.0
NerdWallet rating5.0
NerdWallet rating8.49- 35.99%
$1K- $50K
on Upgrade
on OneMain Financial
OneMain Financial
3.5
NerdWallet rating3.5
NerdWallet rating18.0- 35.99%
$1.5K- $20K
on OneMain Financial
on LightStream
LightStream
4.5
NerdWallet rating4.5
NerdWallet rating7.99- 25.49%
$5K- $100K
on LightStream
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Upstart
Upstart
4.5
NerdWallet rating4.5
NerdWallet rating7.8- 35.99%
$1K- $50K
on Upstart
on Upgrade
Upgrade
5.0
NerdWallet rating5.0
NerdWallet rating8.49- 35.99%
$1K- $50K
on Upgrade
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Discover
Discover
5.0
NerdWallet rating5.0
NerdWallet rating7.99- 24.99%
$2.5K- $40K
on Discover
on LightStream
LightStream
4.5
NerdWallet rating4.5
NerdWallet rating7.99- 25.49%
$5K- $100K
on LightStream
on Upstart
Upstart
4.5
NerdWallet rating4.5
NerdWallet rating7.8- 35.99%
$1K- $50K
on Upstart
Step 4: Gather loan documents
Once you’ve chosen a loan with the rate, term and features that best fit your needs, it’s time to complete the application. Depending on the lender, you may apply for the loan online or in person.
What do I need for my loan application?
You’ll need to provide some or all of the following:
Proof of identity, including a government-issued ID or driver’s license.
Proof of address, including a recent utility bill or lease agreement.
Proof of employment status.
Income details, including bank statements or pay stubs, and proof of additional income like retirement, alimony or child support.
Social Security number if it wasn’t submitted during pre-qualification.
If you have a co-borrower on your personal loan application, they will need to submit similar documents to verify their identity, address and income details.
» MORE: Requirements for a personal loan
Step 5: Submit your application and get funded
Submitting a formal loan application triggers a hard credit inquiry. This inquiry will shave up to five points off your score and remain on your credit report for two years.
If everything checks out, you could get same-day loan approval. If the lender requests additional documents, approval may take longer.
After you are approved, carefully read and sign the loan agreement, which lays out the loan amount, APR and terms. The lender will disburse funds once the loan agreement has been signed.
If a lender does not approve your loan application, it is required to tell you the reason for the denial or to inform you of your right to seek out that information. Knowing why your application was declined can help you improve your chances of future loan approval.
How quickly you receive the money will likely depend on the type of lender you choose. Many online lenders can provide same- or next-day funding, while some banks and credit unions may take up to a week.
» MORE: Best lenders for quick cash
Once you receive funding, expect your first loan payment to be due within 30 days. If you’ve opted into automatic payments, the funds will be debited from the bank account you provided. Add your monthly payment amount to your budget to manage your debt repayment.
on NerdWallet
on NerdWallet