Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- What is an overdraft?
- What is a W-4?
- Net worth defined
- What is a charitable donation?
- What is a REIT?
- What is the earned income tax credit?
- What is a commodity ETF?
- What is a cashier's check?
- 6 steps to opening a Roth IRA
- Checking account vs. savings account
- Dividend definition
- Bizee: Easily form your new business
- Mortgage rates this week
- What is the federal estate tax?
- What is a 1040 form?
- » This card is not accepting applications
- What is a backdoor Roth IRA?
- What is bill pay?
- Life insurance buying guide
- What is the average stock market return?
- What Medicare covers
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Find the right business loan
- What is the FIRE movement?
- Quick tips for where to exchange currency
- How to file taxes for free
- What is overdraft protection?
- What are dividend stocks?
- What are clean energy ETFs?
- What to expect flying premium economy with Singapore Airlines
- What is a 401(k) rollover?
- What is a spot Bitcoin ETF?
- Super Bowl season
- Bullish vs. bearish: What’s the difference?
- 5 steps to fill out a money order
- What is inflation?
- Ohio state income tax rates and tax brackets
- How is rental income taxed?
- Example Flying Blue Promo Rewards
- 1. Genie+
- Do I need more than one savings account?
- The difference between Roth and traditional IRAs
- ETFs for beginners
- Why we overspend
- How many IRAs can you have? How many Roth IRAs?
- How to make money in stocks
- What is an emergency fund?
- How much emergency fund should I have?
- What is PayPal?
- What is a high net worth individual?
- What is a cheap stock?
- How to make money as a kid
- Inheritance tax definition
- Figure yourself out
- Exercise those money-talk muscles
- Don't ignore warning signs
- What is predatory lending?
- 7 of the best apps to make money
- Domestic travel
- What is an overdraft fee?
- What is a conventional mortgage?
- States with no income tax
- First, what type of financial help are you looking for?
- 1. Report lost debit cards ASAP
- You can't upgrade from TSA PreCheck to Global Entry
- How to get paid on YouTube
- When do I need a cashier's check?
- What is pressure washing insurance?
- 1. Check in
- What does APY mean?
- 1. Compare sites and deals
- How much are taxes on lottery winnings?
- Questions for finding a hotel credit card for you
- What are checking and savings accounts used for?
- Cost of selling a house: Most common expenses
- What is Global Entry?
- What are home equity loans and HELOCs?
- What to expect flying American Airlines Main Cabin Extra
- My Best Buy
- 4 effects of paying off an installment loan
- Can you combine federal and private student loans?
- What is Founderscard and how much does it cost?
- 7 best-performing AI stocks
- Microsoft Office Excel budget templates
- What is a savings account?
- 1. Certificates of deposit (CDs)
- What to bring to an interview
- Georgia state income tax rates and tax brackets
- What is OASDI tax?
- Do Disneyland tickets sell out?
- Financial assistance programs in each state
- 1. Become a loyalty program member
- What are variable expenses?
- Do you need an appointment to change your name with Global Entry?
- What is a goodwill letter or late payment removal letter?
- What you need to open a bank account
- Which cellular network is best for you?
- Best stocks by one-year performance
- Best Prepaid Debit Cards
- The right time to ask for a credit limit increase
- Claim United miles for past flights on the airline
- What is a fuel surcharge?
- Pros and cons of secured and unsecured loans
- British Airways' classes
- The best car insurance
- Best-performing clean energy ETFs
- Does homeowners insurance cover trampolines?
- What is my net worth?
- 1. Set your budget
- California state income tax brackets and rates
- What is a health savings account (HSA)?
- Best-performing REIT stocks: April 2024
- What is the child tax credit?
- What to do if you overcontributed to your 401(k)
- Refinance to a lower rate
- What is a passport?
- Popeyes franchise overview
- How much does FHA mortgage insurance cost?
- 1. Freelance writer
- Personal loan vs. auto loan
- January
- Alternatives to Marcus by Goldman Sachs personal loans
- Best farm loan options for agricultural businesses
- How to use the mutual fund calculator
- Roth IRA contribution limits 2024
- Reserve tickets with your library card
- Auto insurance
- Applying for a credit card online
- Small-business employment statistics
- The five C's of credit
- What is a resort fee?
- How does capital gains tax on real estate work?
- 1. Open an IRA
- American Airlines service dog policy
- The best cheap car insurance
- Tourism in Hawaii is at record highs by some metrics
- How do LLC taxes work?
- Cheap one-day tickets for Universal Studios
- When will the IDR adjustment happen if I don’t get automatic forgiveness?
- What is a business loan default?
- NerdWallet's airline analysis
- Synchrony Bank locations and hours
- Check your eligibility
- What is an LLLP?
- What determines your monthly car payment?
- What is Ozempic?
- What is accounts receivable financing?
- What is Instacart?
- 1. The Centurion Black Card is invitation-only
- Where to find information for the calculator
- What is a pending transaction?
- Buy your groceries at Target
- How does a jumbo loan work?
- Best ways to consolidate credit card debt
- Financial advisor fees
- The bull call spread
- Length of credit history vs. credit age
- Your combined spending eats up your credit limit
- At a glance
- Are charitable donations tax-deductible?
- What to look for in a business internet service provider
- Late winter and early spring
- How to maximize longer hotel stays by using free night benefits, by program
- 8 tips for finding a tax preparer or tax professional near you
- 4 common check fraud scams
- No fee: Chase Freedom Unlimited®
- 1. Know your bank’s mobile check deposit requirements
- What is Frontier’s GoWild Pass?
- When an EIN is required for sole props and LLCs
- Best fleet fuel cards
- What does a balance sheet include?
- 1. Fill in the recipient’s name
- Tax deductions for rental property
- Estate tax limits and exemptions
- 8 places with alcohol in the Magic Kingdom
- Our picks for the best life insurance companies in April 2024
- Where can I cash my coins?
- 1. The courthouse
- How fraud is handled
- What is the gift tax?
- Best day to book a flight
- How do credit union loans work?
- What is Disney Park Hopper?
- How to compare FHA vs. conventional loans
- How to find a currency exchange near you
- How does the Universal Express Pass work?
- Small-business grants for veterans
- How does mortgage insurance work?
- How does bill pay work?
- Average monthly expenses by household size
- When is a personal loan in default?
- Consider your business model
- 1. More access to cash and check services
- Buying an existing business checklist
- Federal government farm grants
- 1. Find your inspiration
- Cheapest days to fly around Thanksgiving
- Best overall: MetLife
- What is the 10-year Treasury?
- Signs of predatory lending
- The best money-making apps
- How does a secured loan work?
- How does overdraft protection work?
- How to make money online
- Mint vs. NerdWallet at a glance
- Summary of cash advance apps
- Start with your student loan servicer
- Best-performing commodity ETFs
- Rolling over your 401(k): The options
- 1. Start with your 401(k)
- Top 11 spot Bitcoin ETFs by fee
- You can do it yourself
- AAA auto insurance pros and cons
- How to understand the calculator results
- Average inflation rate
- Is a personal loan better than an auto loan?
- What is a business credit score?
- Business structure options
- 1. Your credit scores are too low for the card you applied for
- How much do Instagram influencers make?
- Key findings
- Roth vs. traditional IRA
- How to invest in stocks in 6 steps
- Who needs to fill out a Form 1040?
- Transaction types
- Cost to build a house
- Your own insurance usually comes first
- Why do I need an emergency fund?
- How to find your EIN
- In this article
- Why it helps to build credit early
- Annual fee
- Roth IRA income limits
- Keeping your life insurance
- Day-trading tax rates
- Variable expenses examples
- First, know what you're getting in basic economy
- What is an insurance deductible?
- Synchrony Bank ATM network at a glance
- How to track your refund status with ‘Where's My Refund?’
- 1. Apply for scholarships, fellowships and other grants
- Do goodwill letters work?
- How the cards compare
- What is an abortion?
- Traditional IRA contribution rules
- Why would you withdraw from the interview process?
- How does accounts receivable financing work?
- Is inheritance taxable?
- How much is life insurance?
- 1. You could get one of 3 Nordstrom credit cards, depending on your credit history
- Free tax filing options in 2024
- 20 high-dividend stocks
- Why the Chase Sapphire Preferred® Card is better for most people
- How to book a premium economy ticket with Singapore Airlines
- How does the earned income credit work?
- Issuer policies on authorized users
- Where can I get a cashier’s check?
- 1. Review your business risks
- What does the GoWild Pass cost?
- 2. Negotiate your rate
- Make your stance clear in job postings
- How to choose a checking account
- Do I have to pay Ohio state income tax?
- Money regret No. 1: Not saving more
- How to set up an Apple AirTag tracker
- Why Promo Rewards can be helpful
- Who can get Global Entry?
- When to consider multiple savings accounts
- My Best Buy Plus
- Types of ETFs
- 6 ways to stretch your SNAP benefits
- How to stop spending money
- Top credit cards you can use instantly after approval
- Take advantage of bank or credit union benefits
- Federal loan benefits and private loans
- How does a home equity loan work?
- Banking
- Know your credit score
- 1. Character
- Why you need a savings account
- How to use PayPal
- How does OASDI tax work?
- Federal tax brackets and tax rates
- Apps most like Airbnb for cars
- How loan-to-value affects your car loan
- The average stock market return isn't always average
- Are these the best stocks to buy now?
- Does closing a credit card hurt your credit?
- How the Federal Student Aid Estimator works
- Ways to earn money as a younger kid
- 2. It will cost you $10,000 to get one
- 1. Affirm
- Cheap car insurance
- Before the pause: Copy records and check your PSLF status
- Are fees charged for every overdraft I make?
- How to fill out a W-4
- Comparing government loans and conventional mortgages
- What does it mean to live in a state with no income tax?
- Best-performing REIT mutual funds: April 2024
- How much is the child tax credit worth?
- Lottery tax calculator
- AAA auto insurance
- What are dividend stocks and why buy them?
- Are you old enough?
- 1. Mortgage interest deduction
- 2. A stay at a Disney-owned resort
- How the federal estate tax works
- Current state of personal loans
- What is required to be approved for a HELOC or home equity loan?
- How we ranked the top life insurers
- 1. You'll get killer rewards ... for 6 months
- Roth IRA contribution deadline
- 20 high-dividend stocks
- 2. At home
- Top 5 travel benefits for Founderscard members
- NerdWallet's car insurance estimator
- TikTok challenge spurs Kia and Hyundai thefts
- How the home sale tax exemption works
- Google Sheets budget templates
- Auto insurance
- How much IDR credit will I get?
- What assets count toward a high net worth?
- PMI vs. MIP
- Best-performing cheap stocks
- AARP life insurance
- 2. Examine your situation
- Pay everything on time
- How to find your federal student loan servicer
- Request missing miles for flights on Star Alliance and partner airlines
- How long do pending credit card transactions take to clear?
- How to file for student loan bankruptcy
- What is the cheapest car insurance in California?
- Financial advisor fees by service
- How tax-deductible donations work
- Checking and savings features
- What is the difference between TSA PreCheck and Global Entry?
- 1. Brigit: Best for budgeting tools
- How can I get a cashier’s check?
- TV release cycle
- Refinance to a longer term
- 2. Airport security ID check
- 2. Confirm the check amount is within mobile deposit limits
- 2. Write your address in the purchaser section
- How to calculate the inflation rate
- 2. Blogging
- How many Instagram followers do you need to make money?
- The largest banks in the U.S.
- Roth vs. traditional IRA: How to choose
- The benefits of having multiple IRAs
- Stackable savings at select grocery stores
- Best day to fly
- How much should I save?
- The best homeowners insurance companies of 2024
- What you need to know about savings accounts
- Rewards rates
- 2. Cash management accounts
- How to open a backdoor Roth IRA
- Best place to exchange currency: Your bank or credit union
- Tesla insurance cost for a Model 3
- How to request a Global Entry name change
- How to write a late payment removal letter
- Why the Chase Sapphire Reserve® wins by a nose
- Bluebird by American Express
- The wrong time to ask for a credit limit increase
- Recent averages for factors that affect a car payment
- How life insurance rates are determined
- Jumbo loan requirements
- Clean energy ETFs in detail
- 2. Shop for a loan
- Best-performing REIT ETFs: April 2024
- Credit bureau policies on authorized users
- Holiday weekends
- How to invest in commodity ETFs
- The Capital One Quicksilver Cash Rewards Credit Card is for good credit
- 4 steps to spot a fake check and avoid trouble
- Etymology of bullish vs. bearish
- How much does a Popeyes franchise cost?
- Benefits of getting an EIN for sole proprietors and LLCs
- 3. Look for last-minute deals
- Differences between TSA PreCheck and Global Entry
- February
- Pricing transparency
- Chase Sapphire Preferred® Card
- Visit on a day with free or reduced admission
- How the annual gift tax exclusion works
- Where to stash your emergency fund
- Best credit union personal loans for 2024
- American Express Membership Rewards: The basics
- How LLCs pay income taxes
- How Disneyland reservations work
- 2. Save with best rate guarantees
- Buying new life insurance
- What happens when you default on a small-business loan?
- Personal loan default consequences
- Do market research
- Should you choose postpaid or prepaid?
- 7 best stocks to buy now, according to analysts
- Medicare covers Ozempic for Type 2 diabetes
- Is there a federal inheritance tax?
- What is the 10-year treasury yield today?
- Buy specialty gift cards at Target
- Credit age matters, but other factors matter more
- Investing for income: Dividend stocks vs. dividend funds
- What should homeowners do to make sure they're covered?
- You forget whose turn it was to pay the bill
- Pros and cons of living in a state without income tax
- 2. Account frozen? Submit documentation
- What identity theft protection companies do
- Dealing with excess 401(k) contributions after Tax Day
- 3. Endorse the check
- What is a visa?
- How the Frontier GoWild Pass works
- How do lottery taxes work?
- How to choose a savings account
- AAA auto insurance coverage
- 3. Include your account number if you're paying a bill
- How are business credit scores calculated?
- Money regret No. 2: Overspending
- Learn more
- How to book Main Cabin Extra
- How to buy an ETF
- 3. An Airbnb or hotel rental
- Booking a flight with a service dog
- Fixed expenses vs. variable expenses
- How does having a high net worth impact your financial life?
- Know what you could get by adding economy benefits
- What is Delta Air Lines like?
- AARP life insurance policies
- How much does an abortion cost?
- Best budget pick for dogs: Lemonade
- The pros and cons of a life insurance trust
- 1. IRS Free File
- Ways to deal with overdrafts
- Calculating net worth: What are assets and liabilities?
- Other alternatives to Mint
- Earned income tax credit 2023
- 10 questions to ask financial advisors
- FHA insurance vs. PMI costs
- Am I a resident for Ohio state income tax purposes?
- 2. You have a history of poor credit management
- How to monetize your Instagram with fewer followers
- 2. Depreciation deduction
- Flying Blue miles
- 1. Chase: $2.61 trillion
- How to manage multiple accounts
- My Best Buy Total
- Roth IRA income limits 2024
- Investing for income: Dividend stocks vs. dividend funds
- Where to look for information
- Getting a student credit card in high school is difficult
- 2024 Georgia state income tax changes
- How does OASDI tax work if I’m self-employed?
- More alternatives to payday loans
- How much does Tesla car insurance cost in my state?
- Choosing your insurance deductible
- How to find cheap stocks
- Synchrony Bank ATM fees and features
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Where can you work for Instacart?
- 3. You can request a Centurion Card invite online
- How does FIRE work?
- 5 best business internet service providers
- Why you should apply for Global Entry first
- 2. Add a Roth IRA to the mix
- 2. Decide what policies and coverage you need
- Apply for mortgage forbearance
- Do you earn enough money?
- Estate tax rates
- First things first: Check your IRA eligibility
- Issuer pre-qualification pages
- Best life insurance companies: Pros and cons
- Our take
- Look for flexible pricing policies
- How to estimate car insurance costs
- 2. Set financial priorities
- NerdWallet’s budget planner
- Savings accounts with strong APYs can help your money grow
- What to say in an interview
- Multi-day park admission deals
- When will I get my 2024 tax refund?
- Traditional IRA income limits
- Cheapest days to fly around Christmas
- Use less than 30% of your available credit
- Where does Southwest fly internationally?
- How we chose the cheapest companies in California
- 4 ways to avoid overdraft fees
- Ways to get good value
- How do REITs work?
- Why isn't the account showing up on the authorized user's credit report?
- 3. Ask your bank for relief
- Requirements: Who qualifies for the child tax credit?
- What is a Bitcoin strategy ETF?
- Common reasons for excess 401(k) contributions
- Black Friday
- How to calculate APY
- 4. Explore alternative accommodations
- 4. Sign the bottom where it says 'purchaser’s signature'
- Dividend vs. growth stocks
- 3. Grant writing
- How to fill out a 1040 form
- 2. Rewards are worth 50% more when used to book airfare via Wells Fargo
- Overall cost
- How to consolidate private and federal loans
- Should I choose a home equity loan or a HELOC?
- Credit cards
- Who qualifies for the home sales tax exclusion?
- Transfer partners
- 3. High-yield money market accounts (MMAs)
- Episode transcript
- Another money-change option: online currency converters
- How much is a Universal Express Pass?
- How to budget for variable expenses
- Compare the cost of bundling vs. adding perks a la carte
- How to set up bill pay
- Goodwill letter template
- How to use the Federal Student Aid Estimator
- How credit scores affect monthly car payments
- Accounts receivable financing vs. factoring
- Inheritance taxes vs. estate taxes
- 2. You can boost your rewards rate, but you'll have to spend for it
- 2. Afterpay
- What do federal student loan servicers do?
- During the pause: Most borrowers should keep making payments
- The bear put spread
- Who might prefer the Capital One Venture Rewards Credit Card
- 3. Determine other ownership costs
- What is a flexible spending account (FSA)?
- Rethink background checks
- Money regret No. 3: Mismanaging credit card debt
- 3. A character meal
- March
- Buy now, pay later: An alternative to personal loans
- What are AI stocks?
- Where do I put my emergency fund?
- Do I have to pay Georgia state income tax?
- 3. Spend strategically on hotel credit cards
- 3 active trader tax breaks
- Branch-free banking
- Think twice before removing the custom tip option
- 2. Keep working while you study
- How to find the best stocks to buy now
- How much do full-service shoppers make?
- How to avoid fuel surcharges on award travel
- Get a secured credit card
- You disagree about how to use your credit card rewards
- What kinds of conventional loans are available?
- 2. Empower: Best for fast cash
- Find nonprofit student loan assistance
- All year
- How much does a cashier’s check cost?
- Compare identity theft protection services
- 3. Baggage screening
- 4. Open the mobile deposit function in your bank app
- Removing mortgage insurance
- Best car insurance companies: Our winners
- The value of high APYs
- Auto insurance discounts
- Do personal credit scores affect business credit scores?
- 3. Your credit history is insufficient
- 5 ways to make money on Instagram
- Using Apple AirTags for luggage
- Alternatives to cash
- 4. Parks and beaches
- Bonus cash back on memberships at gyms and fitness clubs
- Thefts could have broad consequences for car owners
- Las Vegas Strip hotels without resort fees
- Supply might not grow — which could put more pressure on prices
- Backdoor Roth IRA rules
- Life insurance
- OASDI limit 2023
- How to benefit from the account adjustment
- Combining life insurance with long-term care
- How to renew Global Entry for free
- 2024 tax refund schedule
- Standard deduction
- AARP customer complaints and satisfaction
- When to book
- When should I close my credit card?
- The worst they can say is no. Shouldn’t I try?
- 4. You need to be a big spender to get a Centurion Black Card
- Price vs. yield
- What’s the difference between a pending transaction and a hold?
- Shop online at Target.com
- Best car insurance companies: Our winners
- Do you include a 401(k) in a net worth calculation?
- California income tax deadlines and extensions
- REITs' average return
- 4. Monitor bank transactions online
- How to claim the child tax credit
- How to save money when applying
- Top 8 Bitcoin strategy ETFs by fee
- Investor responses to bull market vs. bear market cycles
- Apply for loan modification
- Popeyes franchise requirements
- Limitations of the Frontier GoWild Pass
- 5. Pick a different neighborhood
- Do I have to pay state tax on lottery winnings?
- 5. Keep your receipt
- How are dividends paid out?
- 3. Property tax deduction
- What is the fee for Global Entry?
- Which states have an estate tax?
- Pros and cons of multiple savings accounts
- Our tips
- How to stop spending money on food
- Card readers and apps
- Use military, senior or other discounts
- 2. Capacity/cash flow
- How a savings account works: withdrawal limits
- Sign-up bonus
- How do you become a HNWI?
- Health insurance deductible
- Do the math
- Goodwill letter vs. credit dispute letter
- ITIN: What it is and how to get one
- How a car loan LTV can surpass 100%
- Best budget pick for cats: Embrace
- How does a life insurance trust work?
- How can homeowners avoid trampoline claims?
- 3. Figure out how you want to shop
- 4. Handmake products to sell
- What to ask your credit card issuer
- Small-business lending statistics
- Factors that affect the cost of car insurance
- The Federal Trade Commission’s budget worksheet
- OASDI limit 2024
- Where to exchange currency outside the U.S.
- Are you a day trader for tax purposes?
- Remember that tipping doesn’t have to be awkward
- How do I check my tax return status?
- More about AARP
- What to expect the stock market to return
- Serve American Express Prepaid Debit Account
- Will Medicare pay for Ozempic for weight loss?
- Request missing miles for other MileagePlus partners
- Cheap car insurance in California by age
- 4. Find the right car for you
- Earned income tax credit 2024
- What's next?
- Mid fee: Chase Sapphire Preferred® Card
- 5. Take clear pictures of the check with your mobile device
- How to become a Popeyes franchise owner
- The cost of debt without a balance transfer
- Final thoughts on Flying Blue Promo Rewards
- 2. Bank of America: $2.34 trillion
- Top credit cards that offer preapproval without a hard pull
- American Airlines premium economy vs. Main Cabin Extra
- Are the paid My Best Buy memberships worth it?
- Best life insurance company overall: MassMutual
- 3. You can pool your earnings from other cards
- Blue Cash Preferred® Card from American Express
- 5. In the street
- Relaxing rewards at the spa and salon
- Gift tax limit 2024
- How does Disney Park Hopper work?
- How much are American Express Membership Rewards points worth?
- Travel credits
- 4. Peer-to-peer lending
- The impact of payday loans
- 4. Take full advantage of onsite benefits
- Fees for USDA and VA loans
- Average monthly expenses that increased year over year
- LLLPs: Advantages and disadvantages
- Do you need a family cell phone plan?
- 3. Reward redemption options are extremely limited
- Keep an eye on everything else
- Net worth calculator
- Which card should you get?
- 5. Know the bank’s timeline
- Customer experience
- 3. Take as much risk as you can stomach
- 6. Use your affiliations
- 4. You’re too young
- Risks of BNPL
- What do I need to fill out Form 1040?
- Point-of-sale hardware
- How to get a home equity loan
- If you don't have a credit card...
- How do I build an emergency fund?
- What are PayPal fees?
- Is the OASDI tax mandatory?
- How to get Disneyland reservations when sold out
- What to do if you face loan default
- 3. Get help from your employer
- Tips for avoiding late payments
- An alternative to chasing the best stocks
- The bottom line
- How loan term affects your monthly car payment
- Top accounts receivable financing companies
- What doesn’t impact your life insurance premium
- 5. Centurion Cardmembers still get to bring guests into the Centurion lounge
- How to resolve an issue with a pending transaction
- Use Target's app, coupons and more
- How to prove undue hardship for student loans
- How do HSA and FSA contributions work?
- Types of REITs
- How much should you spend on a mattress?
- What can I do with my money if I max out my 401(k)?
- 4. Compare the providers
- TV-buying tips
- Eliminate mortgage insurance
- 4. Ordering food
- APR vs. APY: What’s the difference?
- Understand the business value
- Pricing based on tracked driving habits
- 6 types of dividends
- What is a good business credit score?
- Choosing your business structure: What to consider
- 4. Deduction for repairs
- How to get Global Entry through travel cards
- April
- Why the Roth IRA works for many savers
- 4. It comes with cell phone protection
- What to know before paying off a loan early
- The drawbacks of multiple IRAs
- 6. Libraries and museums
- How to find another company's EIN
- What is my Georgia residency status for state income tax purposes?
- What company has the cheapest Tesla car insurance?
- Extending or converting your policy
- How high is your net worth?
- Collect data points on tipping and beyond
- Why haven't I received my tax refund?
- 2. Specialty banking services are available
- Why should I open a bank account if I'm undocumented?
- The challenges after buying a high-LTV car
- 3. Think 'SMART'
- What's next?
- States that have estate taxes, inheritance taxes or both:
- 3. Apple Pay Later
- After the pause: Keep advocating for yourself
- How does an unsecured loan work?
- Cheapest for 20-year-old drivers
- Why invest in clean energy ETFs
- Do I have to pay California state tax?
- The importance of a direct 401(k) rollover
- The Capital One QuicksilverOne Cash Rewards Credit Card is for average credit
- What if I lose the cashier's check?
- The Bitcoin ETF price war
- 5. Interior designer
- Getting a personal loan vs. an auto loan
- What is Ohio’s standard deduction?
- OpenSky® Secured Visa® Credit Card
- Episode transcript
- How many banks have collapsed?
- Decide among low interest, 0% or rewards
- Submitting your service dog documentation
- Preferred Rewards program makes a big difference
- How to get a Universal Express Pass
- How to make the switch
- Other FAQs
- What else will change for tax year 2024?
- Understanding your results
- Does Medicare cover Wegovy?
- What you need to work for Instacart
- Final thoughts on requesting missing United miles
- 2. Free tax software
- How to invest in dividend stocks
- Additional child tax credit
- Consider your legal options
- Should I take a lump sum payment or annuity payments?
- Alternatives to regular savings accounts
- Inflation example
- How to compare personal loans
- Other types of savings accounts
- Integrations with accounting software
- 7. Aquariums and zoos
- Gift tax limit 2023
- More ways to take charge of your budget
- 5. Get bonus points by booking via cash-back portals
- Car insurance deductible
- Average monthly expenses that declined
- Best for comprehensive coverage: ASPCA
- Average cost of term life insurance by age
- Why is the 10-year Treasury yield important?
- The long straddle
- W-4 form 2024
- Advantages of conventional loans
- 5. Contact the seller or visit a dealership
- Additional functionality
- How to qualify for the earned income credit
- 6. Rebounding from bank account fraud
- 3. EarnIn: Best for large advances
- Mattress-buying tips
- Bear market vs. recession: What’s the difference?
- 6. Confirm the check details and complete the deposit
- Visa and passport differences
- Complaints and customer satisfaction
- 5. You lack sufficient income
- What is American Airlines Main Plus?
- 5. You'll have access to Visa Signature perks
- How to invest in dividend stocks
- How much car insurance you need
- How to prevent car theft
- How much to keep in your savings account
- 5. Online savings accounts
- Still, Hawaii tourism will likely continue to explode
- Homeowners insurance
- Where to avoid exchanging currency
- Alternative options if you can’t get into Disneyland
- Tax breaks for regular investors
- State farm grants
- Alternatives to canceling a credit card
- Types of life insurance trusts
- Watch out for capital gains taxes
- Get a credit-builder product or a secured loan
- Pay your balance in full
- What destinations aren’t served by Southwest?
- Compare your net worth
- Do spot Bitcoin ETFs have custodianship risk?
- Is the Frontier GoWild Pass worth it?
- How do balance transfers work?
- What’s the filing deadline for my Ohio state income tax bill?
- Are you applying for a card that’s right for you?
- What is the difference between an inheritance tax and an estate tax?
- 3. Wells Fargo Bank: $1.68 trillion
- Home equity loan and HELOC rates
- Download Form 1040
- Deposit timing
- 8. Cafes, restaurants and bars
- Are home equity loans a good idea?
- The bottom line
- Card details: Chase Freedom Flex℠
- How to invest in AI stocks
- 3. Capital
- How much are Disney Park Hopper tickets?
- Why switching to economy could make sense
- Estimating your car payment
- Ways to earn money as a teenager
- Does Medicare cover Mounjaro (or Zepbound)?
- 4. Cardholders get extra perks within Nordstrom’s loyalty program
- 6. The Centurion Black Card offers an unbelievable level of concierge service
- Pros and cons of jumbo loans
- What’s the best overdraft option for me?
- If you're looking to apply for Global Entry
- 4. Seek inexpensive diversification
- Other ways to get free stays at hotels
- 5. Buy your policies and schedule recurring reviews
- 5. Customs
- 7. Keep the check until it's processed
- Obtain financing for your Popeyes franchise
- 6. Landscaping and gardening
- Dining reservations
- May
- Which to use: BNPL, personal loans or credit cards
- Best life insurance company for applicants with HIV: Guardian
- Ways to finance your new home
- How the lifetime gift tax exclusion works
- Is a backdoor Roth IRA worth it?
- Is OASDI tax the same thing as Social Security tax?
- Skip currency exchange: Use a credit or debit card
- Dropping your life insurance
- How much should I spend each month?
- Estimate your 2024 IRS tax refund date
- 4. Delay enrollment and save
- 3. Wider range of financial products
- Who should form an LLLP
- What to know about loan-to-value when refinancing
- Does insurance cover abortions?
- Managing expectations
- ONE VIP Visa Prepaid Card
- Learn more
- What is California's standard deduction?
- How do I access the money in my FSA or HSA account?
- Visa vs. passport recapped
- How compound interest works
- What are fleet cards?
- What does a balance sheet exclude?
- 5 things to know about Ohio state tax
- Using points and miles to buy AirTags
- How to apply online for Global Entry
- Contract periods
- Making the choice
- LLC payroll taxes
- 6. Roll the dice with prepaid room rates
- What about Tesla Insurance?
- Change your repayment plan
- What plans are best for seniors?
- 4. Write them down
- Other ways to forecast college costs
- How to sign up for Instacart
- How different airlines handle fuel surcharges
- Are 10-year Treasury notes a good investment?
- How to find the 2024 W-4
- When to expect your child tax credit refund
- Why invest in commodity ETFs?
- Pros and cons of a 401(k) rollover into an IRA
- Cashier’s check vs. certified check vs. money order
- How sole proprietors and single-member LLCs can get an EIN
- How do I deal with lottery taxes?
- Be prepared for internal change, too
- Premium checking accounts
- 6. You have too many recent hard inquiries or new accounts
- Other Roth IRA rules
- What’s the right number of IRAs?
- 9. A boat
- Credit union personal loan rates
- How to change or cancel an EIN
- 3. Get disability and life insurance
- Alternatives to savings accounts
- Can I get my Social Security tax back if I’ve overpaid it?
- Universal vacation packages
- 3 ways to avoid inheritance tax
- 6. Inspect and test-drive the car, if applicable
- How the 9 states with no income tax stack up
- What if I don't use all the money?
- Avoid the student loan scammers
- Top alternatives to a Popeyes franchise
- More about AAA auto insurance
- 7. Photography
- Optional costs to sell a house
- 5. Other expenses
- How to get American Airlines Main Cabin Extra Seats for free
- Which Form 1040 schedules should I use?
- Customer support
- Citi Custom Cash® Card
- Small-business diversity statistics
- Health insurance
- How secure is PayPal?
- What to do if Disneyland tickets are sold out recapped
- Homeowners insurance deductible
- How to avoid mortgage insurance
- 4. In-person service offers a personal touch
- Credit unions and banks that don’t require Social Security numbers to open an account
- 5. Treat yourself
- Full list of the best pet insurance in California
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- Average cost of whole life insurance by age
- 4. Klarna
- Should you file student loan bankruptcy?
- If you’re wondering where Southwest can take you …
- How to avoid overdraft fees
- What part of my income gets taxed by California?
- Pros and cons of commodity ETFs
- What do the approvals mean for Bitcoin?
- How do fleet cards work?
- What to look for in a balance transfer card
- How to reduce or avoid the federal estate tax
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- 10. Schools and universities
- Why did First Republic Bank fail?
- How do I grow my home's equity?
- How to find AI ETFs
- Why some cars cost more to insure
- Tips to find cheap flights any day of the week
- Establishing credit is also possible with alternative options
- 6. High-yield checking accounts
- What is Georgia's standard deduction?
- How to avoid business loan default
- How to establish an LLLP
- Is it time for you to switch to a better plan?
- Ready to get started?
- Start taking Instacart jobs
- Claiming tax-deductible donations on your tax return
- 4. Varo: Best for existing bank customers
- Which card should you get?
- Other stock market changes: Dips, corrections and crashes
- High fee: The Platinum Card® from American Express
- How can you make a balance sheet?
- What is hyperinflation?
- Do dining plans include alcohol?
- 4. Citibank: $1.01 trillion
- Making the call
- How to stop spending money online
- Next steps
- 4. Conditions
- 7. Strike up a deal
- The bottom line
- Renters insurance deductible
- Other things to consider
- Where's my 2024 state tax refund? Track your status
- Where are abortions available?
- 5. You won't want to carry a balance
- Use a co-signer
- How do you buy 10-year Treasury notes?
- What is an example of predatory lending?
- How to book British Airways premium class tickets
- Do I have to update my W-4 every year?
- Who counts as a qualifying child for the earned income credit?
- 2024 child tax credit news update
- Is APY variable?
- Life, home and renters insurance from AAA
- 8. Apparel designer
- 7. You lack a Social Security number or ITIN
- June
- Who should get a home equity loan
- 11. Theaters
- 2024 lifetime gift tax exemption
- Combining the best of online and traditional banks
- Some helpful links from the IRS
- 7. AmEx offers Centurion cardmembers exclusive perks
- The long strangle
- How can I avoid cashier's check fraud?
- Consider a Discount Den membership instead
- How to protect against inflation
- If you inherit or bequeath something, watch out for capital gains tax
- Best life insurance company for consumer experience: Northwestern Mutual
- 3 investing myths
- Tips for flying American Airlines with a service dog
- Should tourists go to Hawaii? Yes, but mindfully
- Florida resident discount for Universal Orlando Resort
- 8. Optimize for low-cost options by booking with OTAs
- More about buying life insurance as a senior
- Why you might prefer the Capital One Venture X Rewards Credit Card
- Cheap pet insurance in California
- 3. Volunteer Income Tax Assistance (VITA)
- 7. Determine which warranties are right for you
- Am I a resident for California state tax purposes?
- Lodge a student loan complaint
- 9. Social media manager
- Save money on wedding venues near you
- How to get a loan from a credit union
- Calculating capital gains tax on a home sale
- Does Disney Park Hopper include parking?
- LLC self-employment taxes
- PayPal vs. Venmo and Cash App
- What if I’m enrolled in Public Service Loan Forgiveness?
- Life insurance deductible
- How to get a tax refund sooner
- 5. Cover any remaining gaps with loans
- The bottom line
- Covering weight loss drugs would be costly for Medicare
- Do you pay tax on T-notes?
- Glossary of overdraft terms
- Are interest rates fixed on savings and checking accounts?
- Who should get a HELOC
- Why did Silicon Valley Bank fail?
- Choose between cash-back and travel rewards
- Practicing good habits keeps finances on track
- What's the tax filing deadline for my Georgia state income tax bill?
- Exchange frequently? Consider a multicurrency account
- Final thoughts on adding benefits to a Basic Economy ticket
- FamZoo Prepaid Card
- How to safely cancel a credit card
- How do Instacart shoppers get paid?
- Become an authorized user
- Jumbo loans and conforming loan limits
- Rescheduling your flights
- How to adjust your Form W-4
- Can I claim the EITC without a child?
- Recap: How to get a cashier's check
- 5. Take off the retirement blinders
- Is it worth going to a tax preparer?
- The purpose of the balance sheet
- How to evaluate dividends
- Why do I need a business credit score?
- 8. You don't have a banking relationship
- Where to drink alcohol in the Magic Kingdom recapped
- 5. U.S. Bank: $646.73 billion
- Resources for other essentials
- Small-business industry statistics
- How to save on car insurance
- Where to find the best savings accounts
- Savings and discounts for hotel rooms, recapped
- If you need to request a Global Entry name change
- Private and community farm grants
- 8. Yes, you can buy a mansion or a private jet on a Centurion Card
- 5. PayPal
- Next Steps
- If you need additional student loan help
- Should you get a secured or unsecured personal loan?
- What do the approvals mean for other crypto investments?
- If you’re looking to choose a hotel credit card
- 10. Internet researcher
- July
- Upgrade Cash Rewards Visa®
- Could we be in an AI bubble?
- Who pays the gift tax?
- Other types of insurance deductibles
- Which type of life insurance should I put in a trust?
- Cost of life insurance without a medical exam
- Find local conforming loan limits
- Are these the best dividend stocks?
- Charitable contributions 2023
- 5. Dave: Best for repayment flexibility
- If you’re thinking about buying Frontier’s GoWild Pass …
- Could I lose my money in a checking or savings account if the bank fails?
- 5. Collateral
- LLC sales taxes
- Is the Universal Express Pass worth it?
- Can I travel to get an abortion?
- Servicing changes are underway
- The bottom line
- 8. Negotiate the best price
- How to claim the earned income tax credit
- If you want to book a free night
- Fleet fuel cards: benefits and drawbacks
- How do I get my business credit score?
- 9. You violated an issuer’s internal rule
- What are the best dividend stocks?
- Capital One Venture Rewards Credit Card
- Do you pay taxes when you receive a gift?
- Credit union vs. online lender
- Off-Strip hotels without resort fees
- The best place to exchange currency at the end of your trip
- 9. You can get many of the Centurion Card's perks from The Platinum Card® from American Express
- Ways to get the best jumbo mortgage rates
- How the balance sheet can help you make business decisions
- 11. Web designer
- Apple tag trackers recapped
- Best life insurance company for coverage amounts: New York Life
- Cards with primary coverage
- How to decide if Disney Park Hopper is right for you
- How to avoid predatory lenders
- Consequences of a child tax credit error
- How much money can you make on YouTube?
- What's the difference between a CPA and a tax preparer?
- If you’re shopping for your first points and miles credit card
- Should I have my checking and savings accounts at the same bank?
- Is Global Entry worth it?
- Other types of 1040 tax forms
- Will you owe capital gains taxes on your home sale?
- How to set up PayPal
- How to track your Georgia state tax refund
- Why you can trust NerdWallet
- Why a financial advisor's fee structure matters
- The bottom line
- August
- 6. PNC Bank: $551.13 billion
- Why did Signature Bank fail?
- Is the gift tax deductible?
- Currency exchange: Frequently asked questions
- The synthetic long
- 12. Nutrition consultant
- Is Main Cabin Extra worth it on American Airlines?
- Cards that earn American Express Membership Rewards points
- LLC tax forms and deadlines
- Which card should you get?
- Greenlight Prepaid Mastercard
- 6. Sezzle
- Get credit for the bills you pay
- 9. Maximize trade-in value, if applicable
- Pros of investing in REIT stocks
- Consequences of an EIC-related error
- 6. MoneyLion: Best for existing customers
- Important considerations when opening a Roth IRA
- What should you do if your credit card application is denied?
- Discover it® Secured Credit Card
- American Express add-on coverage
- Small-business outlook statistics
- How much is the gift tax rate?
- How to avoid capital gains tax on home sales
- If you want to fly American Airlines with a service dog
- Ways kid creators can earn online
- Average cost of life insurance by term length
- State child tax credits
- The bottom line
- How to get a farm loan
- How to make these changes last
- 2 things to know about Georgia state tax
- 10. You can get better rewards on many other cards
- 4. GetYourRefund.org
- What is the normal fee for a financial advisor?
- After deciding
- Which small business internet service is right for you?
- Fuel card vs. business gas credit card
- 13. Culinary business
- If you’d like to get a Founderscard membership
- Should you invest in AI stocks?
- Next steps
- California resident discount for Universal Studios
- Universal Express Passes, recapped
- If you’re looking for a car-sharing platform
- Cons of investing in REIT stocks
- Earn an audience, and earn more in the long run
- September
- Best life insurance company for permanent life insurance: Pacific Life
- What’s happening with Silvergate Capital Corp.?
- Making Hawaii tourism better for residents and locals
- 10. Make the purchase
- What is the $500 credit for other dependents (ODC)?
- Are dividends taxed?
- 14. Personal chef
- 7. Goldman Sachs: $463.99 billion
- It pays to know
- Can I still get a past year's earned income tax credit?
- U.S. Bank Cash+® Visa Signature® Card
- What happened to Credit Suisse?
- Common gift tax return triggers
- LLC tax tips for business owners
- Why insuring a Tesla is so expensive
- If you're considering Delta
- Final thoughts on fuel surcharges
- Practice good credit habits
- What is credit card consolidation?
- Related articles
- California state tax credits
- Investing in REITs: How to get started
- Child tax credit vs. child and dependent care credit
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Next steps
- 15. Home health care
- 7. Zip
- Types of FIRE
- W-4 calculator
- Other ways to make money
- Mission Lane Visa® Credit Card
- Choose between a general or co-branded travel card
- Become an annual pass holder or season pass holder
- Walmart MoneyCard
- October
- 8. Truist Bank: $534.93 billion
- How taxes on real estate, rental, and investment sales work
- FHA vs. conventional loans: Summary
- Tips for making money as a kid
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- 16. Massage therapist
- Investing
- How to get resort fees waived
- Cheapest for 30-year-old drivers
- Best life insurance company for customer satisfaction: State Farm
- Are other banks are in trouble?
- What else to know about Form W-4
- 17. Personal trainer
- 5. Tax Counseling for the Elderly (TCE)
- 8. Klover: Best for no-fee advances
- Is there an over-55 home sale exemption?
- Check your credit scores and reports
- November
- Should I take my money out of the bank?
- When to pay the resort fee
- Is consolidating credit card debt a good idea?
- 18. Accounting, tax preparation or bookkeeping
- 9. Capital One: $468.23 billion
- Prosper® Card
- Credit card rewards
- Compare buy now, pay later apps
- Bank of America® Premium Rewards® credit card
- Small-business banking statistics post-SVB failure
- Disney Park Hopper recapped
- Best stocks for beginners
- Should you use a buy now, pay later app?
- Can I still use my credit card after debt consolidation?
- Are we in a recession?
- If you’re heading to Las Vegas
- Limitations of FIRE
- 19. Information services and online courses
- Best life insurance company for older applicants: AARP
- Mortgages
- Low-fee alternatives to prepaid cards
- Pros and cons of loan apps
- December
- 10. TD Bank: $366.25 billion
- 6. MilTax
- Additional resources for veteran entrepreneurs
- How to track your California state refund
- Capital One QuicksilverOne Cash Rewards Credit Card
- Veteran farm grants
- The bottom line on investing in stocks
- Are we headed for a depression?
- Next steps
- Cheapest car insurance by state
- 20. Event planner
- Best term life insurance companies of April 2024
- Bilt World Elite Mastercard® Credit Card
- 11. BMO: $260.79 billion
- California state sales tax
- 21. Bridal consultant
- Best whole life insurance companies of April 2024
- Prepaid-like options from fintechs: Apple Cash and Cash App
- 7. Direct File
- How to make money from home
- Capital One Platinum Credit Card
- Additional resources
- Military discounts
- Alternatives to buy now, pay later
- 22. Virtual assistant
- 5 things to know about California state tax
- 12. Citizens Bank: $224.96 billion
- Best no medical exam life insurance companies of April 2024
- Alternatives to farm grants
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- More small-business data from NerdWallet
- Other home insurance companies to consider
- 23. Develop baby products
- How to choose the best life insurance company
- Personal loans
- AAA membership discounts
- Other notable options
- Are apps like DailyPay and Payactiv cash advance apps?
- 24. Day care
- 13. First Citizens Bank: $213.59 billion
- AvantCard Credit Card
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Warehouse clubs
- 25. Baby planner
- What are prepaid debit cards?
- Alternatives to cash advance apps
- Major issuers and their policies on instant credit access
- Other ways to earn American Express Membership Rewards points
- How to get discounted Universal Studios tickets, recapped
- Cheapest for 40-year-old drivers
- 14. Fifth Third Bank: $211.98 billion
- Blue Cash Everyday® Card from American Express
- Student loans
- Prepaid debit cards vs. regular debit cards
- More about top-rated life insurance companies
- How to make money offline
- The fine print
- Frequently asked questions about prepaid cards
- 15. M&T Bank: $208.61 billion
- Capital One Venture Rewards Credit Card
- Alternatives to small-business grants for veterans
- Taxes
- Cash advance app star rating methodology
- 16. Huntington National Bank: $186.36 billion
- Travel rewards
- Full list of the best car insurance companies
- Apple Card
- Full list of the best car insurance companies
- 17. Ally Bank: $185.72 billion
- Best car insurance companies by state
- Best car insurance companies by state
- Venmo Credit Card
- 18. KeyBank: $185.57 billion
- How to find the best car insurance
- How to find the best car insurance
- 19. American Express National Bank: $174.80 billion
- Cheapest for 50-year-old drivers
- 20. HSBC Bank USA: $161.30 billion
- How to find the best home insurance policy in five common scenarios
- Reasons to buy a business
- How to compare homeowners insurance
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- Cheapest for 70-year-old drivers
- Cheapest car insurance for military families
- How to get cheap car insurance in California
- Minimum auto insurance requirements in California
- Alternative car insurance in California
- How AAA car insurance works in California
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.