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Table of Contents
- See how to get your business started quickly
- What is a W-4?
- See CD rates by term and type
- What is the gig economy?
- Mortgage rates today: Wednesday, April 17, 2024
- What is bill pay?
- What is a cashier's check?
- What is mortgage pre-qualification?
- What is a budget?
- Investing for kids
- Still deciding on the right carrier? Compare Medigap plans
- Life insurance buying guide
- What is a brokerage account?
- Dividend definition
- What is market capitalization?
- What is a home equity line of credit?
- What is an FHA loan?
- What Medicare covers
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Net worth defined
- What is increasing term life insurance?
- Fund definition
- Ready to get started? Here's what to do next
- 6 steps to opening a Roth IRA
- What is Plaid?
- 401(k) withdrawal calculator
- What is the SBA guarantee fee?
- What is married filing jointly?
- » This page is out of date
- What is a joint credit card account?
- Are IRA contributions tax-deductible?
- Long-term investments definition
- Definitions: Money Transfer Rates
- What is IRMAA?
- Compare Medicare Part D plans
- What is a bond?
- Quick tips for where to exchange currency
- What are your options if you have fair credit?
- What is a Roth 401(k)?
- What is a credit freeze?
- High-dividend ETFs may generate income
- What is YouTube Premium?
- What is debt-to-income ratio?
- Stocks
- What are dividend stocks?
- Best-performing gold ETFs
- Best for:
- What is a utility bill?
- What is FICA tax?
- What is an index fund?
- High-yield savings accounts defined
- Top cards for Amazon purchases
- What is a spot Bitcoin ETF?
- How to make money as a kid
- What is a spousal IRA?
- Graduated repayment at a glance
- What is a homeowners insurance deductible?
- 1. Which type of mortgage is best for me?
- Determining how much mortgage I can afford
- How to invest your 401(k)
- About Erie home insurance
- Credit union vs. bank: Differences at a glance
- What is an ESG fund?
- What is a reverse mortgage?
- 1. Review account transactions from your bank
- HELOC and home equity loan interest deduction rules
- What is a VA home loan?
- 1. At gas stations
- 2. For tuition
- 3. For payments to the government
- 4. For large purchases you can’t pay off right away
- 5. At local merchants
- 1 time you can ignore these 'rules'
- 7 of the best apps to make money
- What is a goodwill letter or late payment removal letter?
- Can you withdraw money from a 401(k) early?
- Microsoft Office Excel budget templates
- How much are United miles worth?
- How much should you spend on rent? It depends
- What is a down payment?
- What are IHG Army Hotels?
- What is Affirm?
- 1. 'Stack' store and manufacturer's coupons
- Check your credit reports
- American Airlines AAdvantage® MileUp® benefits
- Tax credit vs. tax deduction example
- What is the new welcome offer?
- When do I need a cashier's check?
- How to use a savings goal calculator
- What to do before buying an RV
- How to start an LLC in Texas
- Which airlines have lie-flat seats in business class
- Frontier refund policy
- What is a savings account?
- What is the average cost of groceries per month?
- Cheap car insurance for seniors
- What is cryptocurrency?
- How much does a Crunch Fitness membership cost?
- Best Prepaid Debit Cards
- What are brokerage fees?
- How does the lottery work?
- 7 best-performing AI stocks
- How to get paid on YouTube
- Food and drink
- What is Amazon Prime?
- Where can undocumented immigrants get credit?
- What is OASDI tax?
- How much are taxes on lottery winnings?
- 1. Shop at stores with rewards programs
- Nerdy takeaways:
- The major differences
- National first-time home buyer programs
- Make sure the car qualifies for road testing
- 1. Report lost debit cards ASAP
- Can you gift stock?
- 1. You’ll have better luck with the website, not the app
- 1. Certificates of deposit (CDs)
- What are Vanguard index funds?
- How is the Medicare IRMAA calculated?
- Getting around the Honolulu airport
- Best places to sell clothes online
- Most profitable small businesses
- Banks with no debit card foreign transaction or ATM fees
- What is an IRS payment plan?
- Chase CD rates
- How do CDs work?
- Why is having a low credit utilization important?
- California state income tax brackets and rates
- What to expect flying first class with Singapore Airlines
- What is a business loan?
- The best budget apps
- How much will refinancing save?
- What is the child tax credit?
- 1. Sign up for Google Fi
- What is covered by cleaning business insurance?
- Types of crypto wallets
- Frugal food tips
- What is GoodRx?
- What is second chance checking?
- Federal Student Aid Estimator
- What is qualified small-business stock (QSBS)?
- Job or career change
- Why gender matters when applying for life insurance
- How does capital gains tax on real estate work?
- What is a bonus?
- How it works
- What goes into the credit card interest calculation
- Financial coach definition
- What to do before applying for a mortgage
- About MSC cruises
- Travel perks galore: The Business Platinum Card® from American Express
- 1. Stop charging
- First, some background
- APY vs. interest rate: What’s the difference?
- Many destinations will require proof of vaccination
- Costs and fees
- How to use the mutual fund calculator
- Best advice for first-time flyers
- What it means to default on a credit card
- What is Frontier Airlines like?
- What’s a price match guarantee?
- What information is on a utility bill?
- How do LLC taxes work?
- January
- Average car loan interest rates by credit score
- QuickBooks Online pricing
- How to status match with Delta
- FICA tax rate 2023-2024
- What the out-the-door price includes
- How to make your Air Canada seat selection
- Key context
- How to clear your driving record
- Is graduated repayment right for you?
- Smart ways to leverage Iberia and Iberia partners for awards
- What is Ozempic?
- Frontier baggage fees: The basics
- What is my net worth?
- Transportation and job security concerns
- 1. Set your budget
- What does this value mean?
- What is a growth stock?
- 40 best startup business ideas
- What are AI ETFs?
- Advantages of paying off your car loan early
- What is net worth?
- Overview of Hyatt award chart
- 6 types of investments
- When are taxes due in 2024?
- Should you withdraw money from a 401(k) early?
- What to expect flying economy with Emirates
- How to invest $50,000
- Refinance to a lower rate
- What is deferred compensation?
- 3 steps to selling stocks
- 1. Best Western
- Why you'll like the Apple savings account
- How often to change your oil
- Credit union advantages
- How people use reverse mortgages
- Check prices at nearby airports
- 1. Purchase in advance online
- 1. Find a payment strategy or two
- What is a cash advance limit?
- Fewer minority scholarships could decrease college enrollment
- The latest IRS scams
- Minimum wage over time
- How long should I wait after filing for bankruptcy to get a car loan?
- General advice for international money transfers
- 1. Pay what you can
- Spirit Airlines reputation
- Indicators that it's time to expand your business
- Auto insurance
- Where to find information for the calculator
- Roth 401(k) vs. traditional 401(k): Where they differ
- How do credit union loans work?
- Calculator: Convert United miles to dollars
- How to start day trading
- Reasons to refinance a car loan when you have bad credit
- How much is YouTube Premium?
- What are estimated tax payments?
- 8 tips for finding a tax preparer or tax professional near you
- Average online personal loan rates
- 1. Skip the airport
- HELOCs and home equity loans compared
- 6 hardship loans for bad credit
- Biggest life insurers in the U.S.
- Does your life insurance have cash value?
- Daily mortgage rates chart
- What is pay transparency?
- Elite status upgrades
- How to find a currency exchange near you
- How does bill pay work?
- How much is the annual fee?
- 1. You’re afraid to call your financial advisor
- Informed Delivery by USPS
- How many credit cards is too many or too few?
- How to use the pre-qualification calculator
- Best ways to consolidate credit card debt
- 1. Clean up your credit
- 1. Expect to pay lower prices than for peak season travel
- When do I need to buy insurance for my new car?
- Seasonably slightly lower prices in fourth quarter
- American Family
- Real estate agent basics
- How do brokerage accounts work?
- Our picks for the best life insurance companies in April 2024
- What is a tax extension?
- Investing through an HSA
- Does United fly direct to Hawaii?
- What can cause a crypto crash?
- What does market cap mean?
- They're told it's 'good debt'
- Spaces to relax and work
- Key takeaways
- Are CD rates going up?
- How to redeem Choice Privileges points
- How much does an Amazon Prime membership cost?
- How to spot origination fees
- How does debt consolidation work?
- 1. There are two Merrick Bank credit cards
- What is Disney Park Hopper?
- Basics of American Airlines AAdvantage miles
- Advantages of using credit cards
- What is adjusted gross income (AGI)?
- Checking and savings features
- 4 common check fraud scams
- Small-business grants for veterans
- Late winter and early spring
- Mortgage payoff considerations
- The largest low-cost airlines in Europe
- How to budget money
- Travel rewards
- What is Allegiant Air?
- What is a state income tax?
- Stock chart components
- Best fleet fuel cards
- What is an FHA loan?
- 1. Fill out the FAFSA
- 1. Check your account statements
- Best-performing ESG funds
- Is too much credit bad for you?
- Who is a long-term investor?
- 1. Think before you rebalance
- Average savings account rate: 0.46%
- How to send money online, on mobile or in person
- The best money-making apps
- Do goodwill letters work?
- What is the 401(k) early withdrawal penalty?
- How to freeze your credit with all 3 bureaus
- What is the standard deduction?
- 7 high-dividend ETFs
- If you have private insurance
- What is gig work?
- Why refinance your car loan?
- Wells Fargo Active Cash® Card
- Summary of cash advance apps
- Tax filing status options
- Why it helps to build credit early
- 1. Reward rates are solid …
- How to make money online
- What is the 10-year Treasury?
- Breakdown of central air costs
- What is the federal solar tax credit?
- 1. How Chase Sapphire Reserve® lounge access works
- What are gold ETFs?
- Why is your Capital One card suspended?
- Bluebird Card Pros
- 11 best investments right now
- 1. 529 Savings and investing accounts
- What the lawsuits are about
- Our picks for high overall rewards
- Start by checking your home equity
- Deductibles
- How is cost of attendance used?
- Pros
- How does a business budget work?
- How do index funds work?
- Garage door cost breakdown
- Keeping your life insurance
- Which banks have the best savings interest rates?
- Prime Visa
- Transaction types
- Top 11 spot Bitcoin ETFs by fee
- What you need to know
- What is a business credit report?
- 28 ways to save money
- How spousal IRAs work
- Key takeaways
- What’s a good credit score with FICO vs. VantageScore
- Your own insurance usually comes first
- How to upgrade your American Express card
- How to switch car insurance companies
- 2. How much down payment will I need?
- 1. Check your calendar
- How to understand the calculator results
- Banks that offer joint business accounts
- Mint vs. NerdWallet at a glance
- How to convert JetBlue points to dollars
- How to find your EIN
- 1. Participate in paid market research
- How much is life insurance?
- 1. It offers deferred interest
- Best for availability and locations: Hampton by Hilton
- Plaid: The basics
- 1. It's easy to rack up rewards ...
- What is a dividend aristocrat?
- Who can use the married filing jointly status?
- Netflix subscription cost
- The FDIC insurance limit: $250,000 per depositor, per institution, per category
- Credit union disadvantages
- 2. Hit 'unsubscribe'
- 1. Don’t assume any one company is the cheapest
- When is your recertification deadline?
- What does your travel insurance cover?
- How does a VA home loan work?
- Pets Best pet insurance
- What is a business credit score?
- How is PMI calculated?
- Why you should get preapproved for an auto loan
- Who can stay at IHG Army Hotels?
- How to buy a house with cash
- How to lower your credit utilization
- Who can set up a Robinhood IRA?
- Front-end and back-end DTI
- A
- 2. Find a coupon database or a browser extension
- How much is car insurance?
- Why mortgage rates change every day
- 20 high-dividend stocks
- What happened to gas prices in March?
- Bonus tax rate
- What does a financial coach do?
- Does closing a credit card hurt your credit?
- Why your car down payment amount matters
- The market outlook for home buyers
- Credit card perks
- How does a home equity loan work?
- Where can I get a cashier’s check?
- What’s the purpose of a budget?
- The cards, side by side
- The best metal credit cards
- Zelle
- Why you need a savings account
- Student loan forgiveness programs
- What does the value of Hilton points mean?
- Compare car insurance rates by age
- Ways to earn money as a younger kid
- The perils of yo-yo financing
- Top credit cards you can use instantly after approval
- How long violations affect your car insurance rates
- 5 steps to get preapproved for a home loan
- Increasing vs. decreasing term life insurance
- How do funds work?
- How does OASDI tax work?
- Primerica life insurance
- USAA life insurance
- Checking and savings features
- What happened at the MOHELA Senate hearing
- What is the average American net worth?
- 2. Install a browser extension
- How much are SBA guarantee fees?
- The details
- The benefits of gifting stocks
- Wells Fargo Rewards: The basics
- How can you access your cash advance limit?
- Long-term investment examples
- 2. Consider an IRS payment plan
- What are the 2024 IRMAA brackets?
- Terminal 1: Hawaiian Airlines lounges
- Strategies to expand your business
- 22 popular tax deductions and tax breaks
- Northwestern Mutual life insurance
- Banking
- Compare Roth 401(k) vs. traditional 401(k)
- What reasons can you withdraw from your 401(k) early?
- Google Sheets budget templates
- Types of Square payment methods
- First Boulevard: For Black Americans
- How to fill out a W-4
- Work out how much of your income should go to rent with the 50/30/20 rule
- What travel insurance plans does USAA offer?
- Do you need to put 20% down on a house?
- Gather key information about your current loan
- Cheap car insurance
- YNAB, for hands-on zero-based budgeting
- How to calculate your home equity
- How much is the child tax credit worth?
- Contact your credit card company
- Pros of refinancing back to a 30-year loan
- What are the pros and cons of second chance checking?
- How the home sale tax exemption works
- 2. Pay at least double the minimums
- The best home insurance companies of 2024
- The catch to tax credits
- Frontier Miles, Frontier’s loyalty program
- 2. ABLE accounts
- How to approach October sales
- MassMutual life insurance
- What should my monthly grocery budget be?
- Cons
- How we ranked the top life insurers
- Best car insurance in New Jersey overall: Travelers
- When is the 2024 tax extension deadline?
- Best affordable homeowners insurance in Georgia: Auto-Owners
- What are dividend stocks and why buy them?
- Why this matters
- When do you pay the deductible for homeowners insurance?
- Aflac life insurance
- Isn’t offering credit to undocumented immigrants illegal?
- Best affordable homeowners insurance in Texas: State Farm
- Get the Best HELOC Rate
- Lottery tax calculator
- Ethos life insurance
- At a glance
- Where Erie stands out
- What to know before getting a joint credit card account
- Bank advantages
- 2. Categorize your expenses
- Advantages and disadvantages of reverse mortgages
- 2. Buy a season pass
- Bank wire transfer
- How much is PMI?
- How to write a late payment removal letter
- How to file for student loan bankruptcy
- United MileagePlus Miles value over time
- When are estimated taxes due?
- What is a business line of credit?
- 1. Brigit: Best for budgeting tools
- What happens if your host doesn't show up?
- Best affordable homeowners insurance in Nebraska: American Family
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- What is the cheapest car insurance in California?
- Frugal shopping tips
- Why is pay transparency important?
- Best car insurance in California overall: Travelers
- Best car insurance in Massachusetts overall: Travelers
- Best place to exchange currency: Your bank or credit union
- How SAVE differs from other student loan repayment plans
- Grace period
- Bluebird Card Cons
- Which one is important to know for savings accounts?
- The U.S. government won't be involved
- Rewards
- 2. Your financial advisor doesn’t listen to you
- How can I get a cashier’s check?
- What you need to know about savings accounts
- Why invest in index funds?
- How much does a Crunch Signature membership cost?
- Bluebird by American Express
- Take advantage of the triple tax benefit
- Learn more about life insurance for families
- Today’s HELOC rates
- RPT Realty (RPT)
- 3. Do I qualify for any down payment assistance programs?
- How to compare lender fees and rates
- 2. Consider your online options
- Checking and savings features
- Best-performing growth stocks
- Best AI ETFs by one-year performance
- 2. You may need an offer by mail to apply
- What is Sweet v. Cardona?
- Top Hyatt beach resorts
- How much money do I need to buy a house?
- 2. Become a virtual assistant
- How life insurance rates are determined
- How state income tax rates work
- Refinance to a longer term
- 2. Marriott
- 2. You can pick your in-flight menu
- 2. Cash management accounts
- 3. Take a holistic view
- State minimum wages in 2024
- What kind of car loan can I get after a bankruptcy?
- What fees will I pay?
- Types of bonds
- Which is best for you?
- Best credit union personal loans for 2024
- Information you need to freeze your credit
- If you're struggling to make student loan payments
- What is a gig worker?
- How to book a first class ticket with Singapore Airlines
- Who can use Affirm?
- Student loan refinancing calculator
- 2. Get free overseas data using T-Mobile and Sprint
- Bonds
- Personalized versus average interest rates
- Who is GoodRx best for?
- Which small businesses qualify for the QSBS exemption?
- What is a mega backdoor Roth?
- Biden's student loan forgiveness 'plan B' would be more targeted
- Options if you’ve already defaulted
- 1. Your credit score
- How LLCs pay income taxes
- February
- 3. Certificates of deposit
- 2. You won't compete as much for coveted reservations
- General travel credit cards
- Home equity loans and HELOCs vs. cash-out refinances: Understanding your options
- Are auto loan interest rates rising?
- QuickBooks Self-Employed pricing
- MOHELA administrative forbearance
- How FICA tax works
- Buying new life insurance
- Why do people invest in cryptocurrencies?
- How to choose a brokerage account provider
- How investment and brokerage fees affect returns
- Pricing transparency
- Air Canada seat selection fees
- What’s next
- Chase Sapphire Preferred® Card
- Not all violations affect insurance rates
- Food and drink at the Plumeria Lounge
- Medicare covers Ozempic for Type 2 diabetes
- Alternatives to increasing term life insurance
- 2. Shop for a loan
- Marriott points calculator
- How does debt consolidation affect credit?
- USAA life insurance policies
- How do JetBlue TrueBlue points compare to other airlines?
- 4 steps to spot a fake check and avoid trouble
- Holiday weekends
- What MOHELA does for student loan borrowers
- Where does Allegiant fly?
- Borrow a car for your driving test
- Bank disadvantages
- How do Vanguard index funds work?
- 2. Search for scholarships
- How do reverse mortgages work?
- 2. Consider "buying the dip"
- Popular credit cards with travel insurance
- 3. Apply for an offer in compromise
- State availability
- Can you live off ETF dividends?
- More details about Chase CDs
- Current car loan information you will need
- Head of household
- What is the 10-year treasury yield today?
- How to set up a crypto wallet
- Investing for income: Dividend stocks vs. dividend funds
- Solar tax credit 2024
- Gender-affirming care and life insurance
- How are bonuses taxed?
- Which transactions are blocked?
- What is a government shutdown?
- Learn more
- How the Booking.com price match works
- How many credit cards should I have?
- What’s behind the pre-qualification calculation?
- How to get auto insurance before buying a car
- Mortgage rates peaked
- Best car insurance in Michigan overall: Auto-Owners
- Airlines that don't have lie-flat seats in business class on wide-body aircraft
- Coinsurance and copays
- What kind of investment is Ethereum?
- Examples of three high-interest online savings accounts
- How tax extensions work
- Use out-the-door price when negotiating
- How are business credit reports used?
- Market cap segments
- Preapproval is not the same as pre-qualification
- CD rate trends
- Payments under the graduated repayment plan for student loans
- Best ways to redeem Choice points at hotels
- FHA vs. conventional loans
- What are the benefits of Amazon Prime?
- Why offer credit to undocumented immigrants?
- Primerica life insurance policies
- How do lottery taxes work?
- Advantages of using cash
- How to calculate adjusted gross income
- Average net worth by age
- 3. Ask for manufacturer coupons
- 2. ... But reward certificates expire quickly
- Cerulean credit card
- Where Erie falls short
- How deferred compensation works
- What it means to have FDIC insurance
- WHEDA first-time home buyer programs
- What costs are built into a monthly FHA mortgage payment?
- 2. Account frozen? Submit documentation
- ESG ETFs: The cheapest ESG funds
- 4. Go paperless
- Itemizing or taking the standard deduction
- 2. Don’t ignore local and regional insurers
- How much available credit should I have?
- How much does a cash advance cost?
- Other financial aid pathways remain open
- Northwestern Mutual life insurance policies
- How are business credit scores calculated?
- Average annual PMI premium
- How the standard deduction works
- How do United miles compare with other airlines?
- Who is eligible for an IRS installment agreement?
- Day trading strategies
- How much is YouTube Music?
- Business line of credit vs. loan: How to choose
- 2. Shop around online
- Learn about more life insurers
- Getting a student credit card in high school is difficult
- 3. Read the fine print
- What type of bond do I need for a cleaning service business?
- Employment gap
- 2. There are Chase Sapphire lounges in Hong Kong, Boston and New York, with more to come
- Why are gas prices going up?
- How to invest in gold ETFs
- 3. Transfer your balance to a lower-interest card
- Example of the difference between APY and interest rate
- Best homeowners insurance companies: Pros and cons
- A big decision about tax deductions
- Short resignation letter example
- 2. The annual fee
- Why is budgeting important?
- Why the MyLowe’s Rewards Credit Card wins
- Buyers would set their agents' pay
- MassMutual life insurance policies
- The seller's right to cancel
- Spousal IRA rules
- Where to look for information
- Aflac life insurance policies
- 4. What is my interest rate?
- Different kinds of bags on Frontier
- Calculating net worth: What are assets and liabilities?
- Types of funds
- How does OASDI tax work if I’m self-employed?
- 3. Get ready to pay some fees
- Other alternatives to Mint
- 3. Transcribe audio and video
- Ethos life insurance policies
- How Plaid works
- Does raising the minimum wage cause inflation?
- Discretionary income explained
- Terminal 2: Admirals Club, Delta Sky Club, United Club and more
- VA home loan eligibility
- PMI calculator help
- NerdWallet’s budget planner
- How much rent can you afford?
- For people with Medicare
- Minimum down payment requirements
- What to know about working in the gig economy
- What are IHG Army Hotels like?
- What kind of accounts and investments are available?
- Average bank personal loan rates
- What do pay transparency laws require?
- How does the solar tax credit work?
- Cons of refinancing back to a 30-year loan
- Picking a second chance checking account
- What are the shareholder requirements for QSBS?
- When will the government shut down?
- Overview of prepaid debit cards
- The apps are coming, but are they necessary?
- Other factors to consider
- 2. Rebalance your debts and income
- How to use average car interest rates
- Savings accounts with strong APYs can help your money grow
- Why is a business budget important?
- Best life insurance companies: Pros and cons
- Prepare for long-term care
- Has crypto crashed before?
- Learn more about term life insurance
- A backup plan for those without emergency savings
- 3. Call your company
- Types of AI ETFs
- How we got here
- Best hotel for family travel: Hampton by Hilton
- What if I didn't make the 2024 tax deadline?
- The top 7 dividend aristocrats list
- Tax credits for people married filing jointly
- Apply for mortgage forbearance
- What you need to do
- How to open the Apple high-yield savings account
- 3. Build a budget that works for your expenses
- Search for one-way flights
- 3. Ask about discounts
- How to recertify your information
- Historical national rates
- Pets Best pet insurance plans
- Goodwill letter template
- USAA travel insurance cost
- See CD rates by bank
- Estimated tax payments 2024
- About home equity loans
- Calculate your DTI
- 2. … But redemptions are limited
- Requirements: Who qualifies for the child tax credit?
- Four ways to tap life insurance cash value
- Negotiate a lower credit card APR
- How we chose the cheapest companies in California
- Net price calculators
- How to get car insurance quotes
- Another money-change option: online currency converters
- Who qualifies for the home sales tax exclusion?
- What if you can't find your card?
- How do I find a financial coach?
- Mega backdoor Roth 2024
- Security and liability
- How to set up bill pay
- Should I choose a home equity loan or a HELOC?
- 4. Custodial brokerage account
- 3. You won't see as many offseason closures
- Steps to getting a refund from Frontier Airlines
- What is withholding tax?
- What is an index?
- Best car insurance for seniors: star rating
- Overall cost
- What is a Bitcoin strategy ETF?
- Dividend vs. growth stocks
- CD rate forecast: 2024
- Acadia Realty Trust (AKR)
- Can you negotiate mortgage origination fees?
- How do Marriott Bonvoy points compare to other hotel programs?
- Primerica customer complaints and satisfaction
- How to find growth stocks
- Who gets Sweet v. Cardona relief — and when
- 4. Search a coupon database or app
- What mortgage can I afford?
- 2. You won't want to carry a balance
- When are state income tax returns due?
- Basic stock chart terms to know
- State availability
- Rent a car from a driver training school
- 3. Ask your bank for relief
- 3. You’ll enjoy comfort amenities on international flights
- Oil life monitoring systems
- 3. High-yield money market accounts (MMAs)
- Credit union vs. bank: What to consider when choosing
- Are Vanguard index funds a good investment?
- 3. Choose an affordable school
- Two kinds of reverse mortgages
- 5. Automate your accounts to meet your goals
- Credit cards
- Foreign transaction fees by bank or credit union
- What to consider when opening CDs
- Find the best life insurers
- B
- How your credit score affects your rate
- Best California auto insurance for your budget: Auto Club of SoCal
- Best budget auto insurance in Massachusetts: Geico
- Who is affected by a government shutdown?
- Average daily balance
- How to deal with a suspended credit card
- 4. Look into consolidating
- APY to interest rate calculator
- 3. Your financial situation is changing, but the advice isn't
- How do you start a budget?
- March
- How much is new car insurance?
- Negotiations would be more complex
- Out-of-pocket limits
- Amica
- QuickBooks Desktop pricing
- Administrative forbearance for other student loan servicers
- Best car insurance in New Jersey for your budget: Geico
- Amazon Rewards Visa Signature Card
- Are brokerage fees tax-deductible?
- Where do you get your business credit report?
- The loans don't feel real
- Take control of your driving record to save
- How to downgrade your American Express card
- What are AI stocks?
- 3. Determine other ownership costs
- 4. Contact the IRS
- Best American Airlines Sweet Spots
- How has the JetBlue points value changed over time?
- 4. Sell stuff online
- 3. It has no annual fee and no spending caps
- How are SBA guarantee fees calculated?
- 3. Hilton
- 3. Buy a two-day pass
- How can you change your cash advance limit?
- Do all workers earn at least the minimum wage?
- What can I do to ensure I get the best auto loan after a bankruptcy?
- 3. Remember why you chose your investments
- Get a secured credit card
- How to invest in dividend ETFs
- Cheese: For Asian Americans
- When is the best time to use United miles?
- Reasons to buy a house with cash
- Where to get a business loan or line of credit
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- 2. Empower: Best for fast cash
- What is a hardship loan?
- How to calculate debt-to-income ratio for a mortgage
- 4. Learn your store’s coupon policy
- How much does cleaning business insurance cost?
- Frugal entertainment tips
- Is the solar tax credit refundable?
- When should I close my credit card?
- How much does a cashier’s check cost?
- Potential issues with having multiple credit cards
- Other student loan forgiveness programs
- Combining life insurance with long-term care
- Best homeowners insurance in Georgia for coverage: Openly
- I’m worried about keeping my crypto with an exchange. What should I do?
- How to open a spousal IRA
- How far in advance should I get preapproved for a mortgage?
- How to switch to the graduated repayment plan
- Where do lottery prizes come from?
- OASDI limit 2023
- How to buy AI ETFs
- 4. Neither card offers perks
- How to calculate your net worth
- 5. Visit retailer websites and apps
- All year
- Benefits for veterans
- How can I lower my FHA mortgage payment?
- 6. Streamline your bank accounts
- 2. Consider debt consolidation
- Cash App
- 4. Ask for a 'currently not collectible' status
- How to apply for a VA home loan
- Do personal credit scores affect business credit scores?
- Goodwill letter vs. credit dispute letter
- How to set up a payment plan with the IRS
- California income tax deadlines and extensions
- Ways to get good value
- Is YouTube Premium worth it?
- Who should make estimated quarterly tax payments?
- Where can you use Affirm to pay for travel?
- Cheap cell phone plans from brands owned by the big three
- Will I qualify for student loan refinancing?
- How to claim the child tax credit
- 3. Buy a local SIM card in your destination
- Price vs. yield
- Comparing stocks and bonds
- Which states have pay transparency laws?
- New job out of school
- How much does a financial coach cost?
- Higher Education Act justifies plan B
- What’s the difference between pre-qualification and preapproval?
- How to meet your monthly savings goal
- 5. High-yield savings account
- Best budget auto insurance in Michigan: Geico
- How a savings account works: withdrawal limits
- Does cost of attendance affect student loans?
- Other payroll tax items you may hear about
- Why is Bitcoin still popular?
- How to file a tax extension
- Investment fee calculator
- Card readers and apps
- Top 8 Bitcoin strategy ETFs by fee
- How are dividends paid out?
- What's the average homeowners insurance deductible?
- FHA loan requirements
- Do you include a 401(k) in a net worth calculation?
- Consider a 'what-if' scenario
- Ways to consolidate your debts
- Where Primerica stands out
- Should you buy growth stocks?
- Do I have to pay state tax on lottery winnings?
- Ethos life insurance rates
- Am I stuck with MOHELA until my loans are paid off?
- 3. Cardholders enjoy a longer return period and exclusive offers
- Try a simple budgeting plan
- Fit credit card
- Apply for loan modification
- 4. Monitor bank transactions online
- 1. Derogatory mark: Missed payments
- Collect the right tax forms from your lender
- How is discretionary income calculated?
- Average interest checking account rate: 0.08%
- How to unfreeze your credit
- The Federal Trade Commission’s budget worksheet
- Standard deduction 2023
- More about Chase
- How to refinance a car loan with bad credit
- Input new refinanced car loan information
- Have a plan in case you get ghosted
- Best homeowners insurance in Nebraska for coverage: State Farm
- When you should lock your mortgage rate
- What are the potential drawbacks of GoodRx?
- Examples: How your loan term affects monthly payment and interest
- Benefits of using the QSBS exemption
- 3. How to get into a Chase Sapphire lounge
- Where to exchange currency outside the U.S.
- Are bonuses taxed differently?
- Will a suspended credit card impact your credit score?
- 5. Consider credit counseling
- The bottom line
- Rights in disputes
- Dealing with the fallout and moving forward
- 4. Your financial advisor only calls to trade
- Fourth-quarter inventory continued (slowly) recovering
- Venmo
- How to create a business budget in 6 steps
- How to find and interview real estate agents
- Serve American Express Prepaid Debit Account
- Don't sign a contract blindly
- What are the risks of buying crypto?
- Where does lottery revenue go?
- What a good credit score can get you
- What to ask your credit card issuer
- Will Medicare pay for Ozempic for weight loss?
- 5. What is the annual percentage rate?
- OASDI limit 2024
- Best in Texas for having few consumer complaints: Chubb
- Customer experience
- What it means for your money
- Who can open a joint business account
- Where to find your AGI on your 1040
- How flexible are JetBlue points?
- 5. Housesit
- Types of state income tax
- Dividend kings vs. aristocrats
- Erie home insurance coverage
- Benefits of deferred compensation
- FDIC insurance: What’s covered
- How to deposit funds into the Apple savings account
- How much does it cost to buy Vanguard index fund shares?
- 4. Work on your credit
- 4. Bundle up
- Where are IHG Army Hotels?
- How to day trade stocks
- Average credit union personal loan rates
- Goodbudget, for hands-on envelope budgeting
- How to get a hardship loan
- How to choose a life insurance company in 2024
- 3. There's a modest but easy-to-snag sign-up bonus
- Consider all your options first
- Cheap car insurance in California by age
- What state has the highest gas prices?
- Rewards across the board: Ink Business Preferred® Credit Card
- 1. High-yield savings accounts
- What’s next?
- 3. Don’t ask for too much cash
- Airlines that offer lie-flat seats on smaller aircraft
- MassMutual customer complaints and satisfaction
- Why do I have to pay FICA tax?
- Student loan cancellation programs
- How do Hilton points compare to other hotel programs?
- Best life insurance company overall: MassMutual
- How much does a Crunch+ membership cost?
- How to choose the best high-yield savings accounts
- Pay yourself back later
- Use out-the-door price when shopping online
- What the flight is like
- Blue Cash Preferred® Card from American Express
- SITE Centers Corp. (SITC)
- Aflac customer complaints and satisfaction
- Other Frontier fees
- 4. Find the right car for you
- The cost of debt without a balance transfer
- How does Disney Park Hopper work?
- Know when the HELOC draw period ends
- Why is net worth important?
- 6. Check the Sunday newspaper
- Where Plaid is used: Examples
- 2023 standard deduction married filing jointly
- How do streaming services fit into your budget?
- 4. Peer-to-peer lending
- ESG benefits
- Am I eligible for a reverse mortgage?
- Maintaining a healthy relationship with credit
- 4. Look at the necessities
- 5. Consult a specialist if you can
- Northwestern Mutual customer complaints and satisfaction
- It’s not only about taxes
- Tips for avoiding late payments
- Should you consider bankruptcy?
- How do I avoid foreign transaction fees on my debit card?
- What special features does the Robinhood IRA have?
- About home equity lines of credit
- How much is car insurance in my state?
- Where can you get cleaning business insurance?
- National second chance banking
- When was the last government shutdown?
- What’s the difference between a financial advisor and a financial coach?
- Immediate resignation letter example
- How to get a home equity loan
- How to submit a claim for a price match
- 4. Weather is generally pretty good
- What it means for buyers and sellers this spring
- Is Medigap worth the cost?
- Sweet v. Cardona administrative forbearance
- Frontier Airlines flight credits
- How much do index funds cost?
- Best car insurance for seniors: budget pick
- How to plan your garage door installation
- Point-of-sale hardware
- Take advantage of today’s CD rates
- Should you refinance student loans?
- Net worth calculator
- Is the OASDI tax mandatory?
- Where Primerica falls short
- USAA life insurance rates
- Disadvantages of paying off your car loan early
- Customer experience
- Ethos customer complaints
- What doesn’t impact your life insurance premium
- Best hotel for business travel: Hilton Garden Inn
- When are state taxes due in 2024?
- More advanced stock chart terms
- Rent a car from a rental company
- 4. Radisson
- 5. Know the bank’s timeline
- How to find high-yield alternatives
- Why frequent oil changes aren’t actually better
- Can you disable cash advances on your card?
- Automatic IDR recertification is possible
- Pros and cons of VA home loans
- How to prove undue hardship for student loans
- Factor in other costs
- Working YouTube Premium costs into your budget
- 4. Leverage memberships
- Qualifying surviving spouse
- C
- 5. Make a shopping list and use apps for more savings
- 4. Utilize an eSIM card
- Frugal DIY project tips
- How do you qualify for the federal solar tax credit?
- Best car insurance in Massachusetts for having few customer complaints: Mapfre
- Next steps to determine how much financial aid you can get
- Self-employment
- What’s included in an MSC cruise
- How can you avoid a credit card suspension?
- Your 401(k) plan allows after-tax contributions
- 3. Your eligibility for the welcome bonus
- April
- 6. Investing for teens
- How much insurance do I need for a new car?
- How home equity loans, HELOCs and cash-out refinances are similar
- QuickBooks Enterprise pricing
- Extending or converting your policy
- More about these investment expenses
- 6 types of dividends
- Bathrooms
- How does a HELOC work?
- Where Aflac stands out
- 5. File taxes without a W-2
- How to find another company's EIN
- How much should you spend on a mattress?
- 4. Home Depot offers a separate card for bigger projects
- 4. It lacks a 0% intro APR period
- Benefits for active-duty military
- Other SBA loan fees
- Eliminate mortgage insurance
- How to redeem Wells Fargo Rewards
- 4. You’ll have plenty of in-flight entertainment
- 4. Use grants if you qualify
- Don’t limit yourself to springtime to clean up your bank accounts
- What is a good business credit score?
- Standard deduction 2024 (taxes filed 2025)
- Purple: For people with disabilities
- Can United miles be used on other airlines?
- About USAA's travel insurance benefits
- For Medicaid beneficiaries
- Can you earn and redeem points at IHG Army Hotels?
- Do I have to pay California state tax?
- Bank of America® Customized Cash Rewards credit card
- How to use Affirm to pay for travel
- Avoid getting ghosted in the first place
- How many banks have collapsed?
- Today’s rates for specific kinds of mortgages
- Hardware wallets
- Cheapest for 20-year-old drivers
- How to invest in dividend stocks
- Best car insurance in California for customer complaints: Amica
- 5 steps to applying for a mortgage
- Don’t count on this student loan forgiveness yet
- USPS mail hold
- What if I lose the cashier's check?
- How MassMutual compares to other insurers
- Find ways to stretch your grocery budget
- Student loan discharge programs
- How to open a brokerage account
- Best car insurance in New Jersey for customer satisfaction: NJM
- The Bitcoin ETF price war
- What are the lottery payout options?
- Flood and earthquake insurance deductibles
- You'll likely forgo a welcome bonus
- Does Medicare cover Wegovy?
- Resources for low-income households
- 5. There are no other Merrick Bank credit cards to graduate to
- Understand how HELOC balloon payments work
- How to apply for a joint business bank account
- The significance of adjusted gross income
- More about Ethos life insurance
- Preparing for financial setbacks
- Reflex® Platinum Mastercard®
- How to invest in dividend aristocrats
- FDIC insurance: What’s not covered
- Why you might want a joint credit card account
- What else you need to know
- Where Northwestern Mutual stands out
- More ways to take charge of your budget
- Reviewing the results
- Cheap cell phone plans from brands that resell network service
- Are my finances stable enough to refinance?
- Additional child tax credit
- How do I become a financial coach?
- 5. Your eye is already wandering
- Does pre-qualification affect your credit score?
- Why you might want The Home Depot Consumer Credit Card
- Best car insurance in Michigan for having few customer complaints: The Hanover
- What if Frontier Airlines won’t refund you?
- Key terms in this story
- Diversifying with index funds
- Is my money safe in a high-yield savings account?
- Best homeowners insurance in Georgia for consumer experience: American Family and Nationwide
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- How to calculate an out-the-door budget
- Integrations with accounting software
- Where Aflac falls short
- Buying bundles: the Works and the Perks
- More about Primerica
- USAA customer complaints and satisfaction
- Should I take a lump sum payment or annuity payments?
- How to increase your net worth
- 6. Pick up weekly ads at the store
- 6. Write online reviews
- Average cost of term life insurance by age
- The bottom line
- Married filing jointly vs. separately
- How to gift stock
- Making your choice between a credit union and a bank
- 2. Derogatory mark: Account charge-off
- 5. Use your AAA membership to visit Monday through Thursday
- 3. Work with your creditors
- Long-term investment vs. short-term investment examples
- What happens if you forget to recertify?
- What states are increasing minimum wages in 2024?
- What Pets Best pet insurance covers
- W-4 form 2024
- Auto loan preapproval vs. pre-qualification
- 3. EarnIn: Best for large advances
- Other hardship loan options
- 4. You’ll receive an instant card number upon approval
- 6. Use coupons strategically
- Why is the 10-year Treasury yield important?
- Caveats to keep in mind with QSBS
- Retirement
- Types of life insurance for transgender people
- What state has the lowest gas prices?
- Where to avoid exchanging currency
- Alternatives to canceling a credit card
- Figuring out what makes sense for a car down payment
- Your 401(k) lets you move your after-tax money
- 5. You could more likely experience unique, local events
- How home equity loans and HELOCs are different from cash-out refinances
- Auto-Owners
- More about MassMutual
- Public Service Loan Forgiveness administrative forbearance
- How much to keep in your savings account
- The caveats
- How to convert Hilton points to dollars
- Hack your IRA
- They lack information
- Urstadt Biddle Properties Inc. (UBA)
- What affects your credit score?
- When to switch car insurance companies
- 5. Contact the seller or visit a dealership
- Additional functionality
- How did we determine value?
- Mattress-buying tips
- How to reach MOHELA customer service
- What to consider when flying low-cost airlines in Europe
- 5. Loyalty doesn't always pay off
- 5. It's not the only co-branded Ikea card available
- 5. International Hotels Group (IHG)
- 6. Rebounding from bank account fraud
- 5. Online savings accounts
- 5. Skip comprehensive and collision coverage for an older car
- Google Pay
- How do bonds work?
- Get a credit-builder product or a secured loan
- If you want to pay off your student loans fast
- Are current personal loan rates high?
- Best homeowners insurance in Nebraska for consumer experience: Nationwide and American Family
- E
- 4. What is the most affordable way to get access to Sapphire Lounges from Chase?
- Interest rate
- 4. Your current Sapphire situation
- Are home equity loans a good idea?
- Potential impact of multiple credit cards on your credit scores
- 4. Consider a co-signer
- Best car insurance for seniors: fewest complaints
- How do you cancel a Crunch Fitness membership?
- Deposit timing
- Do spot Bitcoin ETFs have custodianship risk?
- Ways to earn money as a teenager
- How does crypto fit into your portfolio?
- How to invest in AI stocks
- Does Medicare cover Mounjaro (or Zepbound)?
- Compare your net worth
- How has the Marriott points value changed over time?
- 6. Request more time to file
- Customer experience
- How do balance transfers work?
- How much are Disney Park Hopper tickets?
- Look for the most flexible HELOC terms
- 8. Look at the product packaging
- ID required for benefits
- Erie home insurance rates
- 5. You can schedule a free stopover or tour in Istanbul
- 5. Think about staying invested if you can
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- Where Northwestern Mutual falls short
- Consider the costs of cashing out your 401(k)
- Look for savings
- The best times to day trade
- How to calculate quarterly estimated taxes
- Moving forward
- What is a good DTI ratio?
- Best Massachusetts auto insurance for ease of use: Farmers and Progressive
- Upgrading with miles
- Skip currency exchange: Use a credit or debit card
- MSC loyalty program: Voyager’s Club
- How to handle these bills
- May
- 7. Roth IRA
- Our picks for PayPal
- FAQ comparing home equity loans, HELOCs and cash-out refinances
- Reasons for garage door replacement
- Dropping your life insurance
- How does cryptocurrency work?
- Best life insurance company for applicants with HIV: Guardian
- Do the math on high-yield savings
- ONE VIP Visa Prepaid Card
- How to get into the Plumeria Lounge at HNL
- More about Aflac
- 6. Are you doing a hard credit check on me today?
- Is OASDI tax the same thing as Social Security tax?
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Where USAA stands out
- 7. Start a blog
- What are the other 2024 tax deadlines to know?
- Revel credit card
- How to check that all money in your accounts is insured
- Some alternatives to joint credit card accounts
- Should you earn Wells Fargo Rewards?
- 5. Get a work-study job
- 6. Check discount sites like Groupon
- Standard deduction for those 65 or older
- Daylight: For the LGBTQ community
- Does the IRS charge interest on payment plans?
- A unique offering: IHG Army Hotels
- What is California's standard deduction?
- 5. Carrying a balance could be costly
- Frugal home expenses tips
- Best California car insurance for ease of use: State Farm
- Compare lenders
- Who should avoid Frontier Airlines?
- How to increase your pre-qualification amount
- LLC payroll taxes
- Maintaining good standing for your Texas LLC
- How to find business class lie-flat seats on domestic flights
- Alternatives to QuickBooks
- How tax extensions work if you owe taxes
- Contract periods
- Understanding the American Express card families
- Benefits of staying as a Hilton Honors member
- Dividend aristocrats ETFs
- What are fleet cards?
- Credit union vs. bank: Frequently asked questions
- Search for individual tickets if traveling in a group
- 6. Raise your deductible
- Can you recertify student loans early?
- What is the VA loan limit?
- Average certificate of deposit rate: 1.81% for one-year CDs
- Credit union personal loan rates
- How to freeze your child’s credit
- How to find the 2024 W-4
- How to get a preapproved car loan
- Benefits of a larger down payment
- 5. Opt for economy cars
- Married filing jointly
- When to expect your child tax credit refund
- 7. Buy in bulk
- Are 10-year Treasury notes a good investment?
- Regional and state-based second chance checking accounts
- 2. Certificates of deposit
- Cashier’s check vs. certified check vs. money order
- Enrollment time limits
- Cash App
- Alternatives to savings accounts
- Quick start guide: How to invest in index funds
- Best car insurance in New Jersey for ease of use: State Farm
- How does a Crunch Fitness membership fit into your budget?
- How to get a good credit score
- Getting your Frontier baggage and other fees waived
- Can I get my Social Security tax back if I’ve overpaid it?
- How did we determine the value of Marriott Bonvoy points?
- Where USAA falls short
- Avoid prepayment penalties
- How do I deal with lottery taxes?
- What is your modified adjusted gross income (MAGI)?
- 9. Browse store aisles
- How to change or cancel an EIN
- 8. Game on Twitch
- Learn more about getting an SBA loan
- 6. Choice Hotels
- 3. Derogatory mark: Repossession
- Minimum wage increases
- More about Northwestern Mutual
- How did we determine the value of United miles?
- If you fly first class on Singapore Airlines
- F
- What other projects are eligible for the residential clean energy credit?
- You’ve got money left over for savings
- 5. Your spending plans
- If you’re looking to book with Booking.com
- 8. Special needs trust
- Best Michigan auto insurance for ease of use: State Farm
- Brokerage accounts are taxable accounts
- Next steps:
- Customer support
- Citi Custom Cash® Card
- Kite Realty Group Trust (KRG)
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- 6. Inspect and test-drive the car, if applicable
- More from tax filing resources:
- Average cost of whole life insurance by age
- What's next?
- Save money on Allegiant flights as a veteran
- Surge credit card
- Discounts
- What happens when a bank fails
- 6. Work for an employer that pays for college
- How to choose the best ESG funds for you
- 7. Visit after 4 p.m.
- 4. Seek help through debt relief
- What’s not covered
- Should you file student loan bankruptcy?
- Day trading risk management
- Establishing credit is also possible with alternative options
- Why did First Republic Bank fail?
- 5. Other cards with airport lounge access
- Resignation due to health issues letter example
- How do I grow my home's equity?
- Getting the most from your pre-qualification limit
- Best car insurance for seniors: ease of use
- How are cryptocurrencies created?
- What do the approvals mean for Bitcoin?
- How to find AI ETFs
- 7. Do you charge for an interest rate lock?
- More about USAA
- What to look for in a balance transfer card
- Be mindful of how much you borrow
- 9. Sell photography
- 2023 state income tax rates and brackets
- How do fleet cards work?
- Caveats
- 6. High-yield checking accounts
- The 50/30/20 budget calculator
- 7. Consider usage-based or pay-per-mile insurance
- What is the median household income in the U.S.?
- On-time performance
- How do I find out if the Medicare IRMAA applies to me?
- How much should you put down on a house?
- What part of my income gets taxed by California?
- 4. Varo: Best for existing bank customers
- EveryDollar, for simple zero-based budgeting
- Maximum and average DTI ratios by mortgage type
- Things to consider
- How much is car insurance by company?
- 3 tips to control central air conditioning installation costs
- American Airlines AAdvantage MileUp Mastercard benefits summed up
- How are gas prices determined?
- If you’re considering flying Frontier Airlines
- Which card should you get?
- 5. Use collateral to secure the loan
- The bottom line
- How tax extensions work if you're due a refund
- How to incorporate market cap in your portfolio
- HELOC requirements
- Full list of the best home insurance companies in Texas
- 10. Check your receipts
- Travel and shopping protections
- Emirates Economy vs Emirates Premium Economy: which is a better value?
- 7. Hyatt
- How do you buy Vanguard Index fund shares?
- 10 ways to spot IRS scams and impersonators
- PayPal
- Use a co-signer
- Do I have to update my W-4 every year?
- How to calculate your monthly payment
- For the uninsured
- Reasons to get a mortgage instead of buying with cash
- Full list of the best homeowners insurance in Nebraska
- 2024 child tax credit news update
- 8. Start small
- How do you buy 10-year Treasury notes?
- Full list of the top auto insurance companies in California
- Who qualifies for the SAVE plan?
- Days in the cycle
- Making the decision
- June
- Five steps to opening an investment account for your kid
- Country Financial
- Fees across U.S. airlines
- How to pay off a car loan early
- HELOC alternatives
- Ex-dividend dates
- 4. Use budgeting or expense-tracking apps
- Refinancing a VA home loan
- When should you freeze your credit?
- 6. Stick to one driver
- 5. Pay for an international plan add-on
- How do you claim the solar tax credit?
- How many times can you refinance a mortgage?
- Full list of the best auto insurance companies in Massachusetts
- How to minimize the tax impact of a bonus
- Bottom line: Is hiring a financial coach worth it?
- 3. Bonds
- Who is eligible to apply for this card?
- How can I avoid cashier's check fraud?
- How to confirm if a flight has business class lie-flat seats
- More about buying life insurance as a senior
- Best life insurance company for consumer experience: Northwestern Mutual
- Full list of the best homeowners insurance in Georgia
- Are there free business credit reports?
- How much are lottery winnings taxed?
- 8. Will I have to pay mortgage insurance?
- 10. Pet sit
- Verve credit card
- Consumer complaints
- Is Turkish Airlines good?
- 4. Derogatory mark: Collections
- 8. Check store websites
- Honolulu Priority Pass lounges
- How much does it cost to expand a business?
- How to get a loan from a credit union
- What are the fees for an IRS payment plan?
- Paid upgrades
- Calculating capital gains tax on a home sale
- Bottom line
- LLC self-employment taxes
- Full list of the best auto insurance companies in Michigan
- Why are there so many kinds of cryptocurrency?
- Full list of the best car insurance in New Jersey
- Best uses for a high-yield savings account
- How many tax extensions can you file?
- How to get a home equity line of credit
- InvenTrust Properties Corp. (IVT)
- Covering weight loss drugs would be costly for Medicare
- The bottom line
- 7. Determine which warranties are right for you
- Does Disney Park Hopper include parking?
- Do I have to make student loan payments?
- 11. Use social media
- How to complain about MOHELA
- How to rebook quickly for a canceled flight
- Pets Best coverage options
- Standard deduction for dependents
- Am I a resident for California state tax purposes?
- Bottom line: Is day trading right for you?
- How to pay estimated taxes
- Practicing good habits keeps finances on track
- G
- Why did Silicon Valley Bank fail?
- Do you pay tax on T-notes?
- Exchange frequently? Consider a multicurrency account
- How to safely cancel a credit card
- How to earn miles with the Alaska Airlines Visa® credit card
- How long does it take to get pre-qualified for a mortgage?
- The cheapest car insurance for seniors
- FamZoo Prepaid Card
- Chase Freedom Flex℠
- How to get Air Canada preferred seats for free
- How much does homeowners insurance cost in Texas?
- 11. Do freelance work
- When will I get my refund?
- Consumer experience
- 8. Wyndham
- 7. Take out federal loans if you have to
- 8. Check insurance costs when buying a car
- Selecting a long-term investment
- But what if I really do owe the IRS money?
- How do I pay the Medicare IRMAA surcharge?
- Are bonds a good investment?
- Become an authorized user
- How to adjust your Form W-4
- Other considerations to determine your down payment
- Is it worth going to a tax preparer?
- How much does homeowners insurance cost in Nebraska?
- How to switch plans and keep your number
- Recap: How to get a cashier's check
- Choosing between cards? Rewards and perks might make the difference
- 6. Find the right lender
- Where to find the best savings accounts
- Brokerage accounts vs. IRA
- How much does a tax extension cost?
- How to evaluate dividends
- Sharing a Prime membership Using Amazon Household
- Other debt payoff options
- Is a Continental Finance credit card right for you?
- 5. Explore other expense-tracking methods
- 9. Use your military cred
- Types of VA home loans
- Why do I need a business credit score?
- Cons of a credit freeze
- If you need additional student loan help
- Why lenders charge different personal loan rates
- 7. Use your own insurance
- Married filing separately
- Next Steps
- Are these the best dividend stocks?
- Does the solar tax credit work with other incentives?
- Guest upgrades
- What's next?
- If you're wondering what to do with your mail while on vacation …
- July
- How often do savings rates change?
- How much does homeowners insurance cost in Georgia?
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Just like individuals, businesses have credit scores — and knowing how to establish, check and understand your business credit score is important to set your company up for future success.
Earning a high business credit score can lead to better terms or rates on business insurance, small-business loans, supplier payments and more. But a low score may limit your choices for those products, as well as other potential opportunities with with banks or vendors.
Here’s what you need to know about business credit scores and business credit reports.
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What is a business credit score?
A business credit score quantifies how risky a company might be to work with. Scores evaluate your business's creditworthiness and ability to handle debts based on factors like payment history, available credit and judgments such as tax liens or bankruptcies.
There are three main business credit reporting agencies: Dun & Bradstreet, Equifax and Experian. Each produces multiple scores to give potential creditors insight into your business’s financial history, health and likelihood of on-time payments.
Dun & Bradstreet scores, for example, include a delinquency predictor score and failure score. One estimates the likelihood of if you'll pay bills on time, and the other predicts whether a business will shut down or file for bankruptcy in the next 12 months.
How are business credit scores calculated?
Business credit bureaus typically collect payment information from sources such as vendors, banks, data-gathering trade associations and business credit card issuers.
Scoring models vary among the reporting agencies, but they each typically look at the following factors:
Payment history to creditors and vendors.
The size and age of your company.
Age of your oldest financial account.
Credit utilization.
Established trade lines.
Risk of failure in your industry.
NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. 5.0 /5 | NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. 5.0 /5 | NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. 4.6 /5 |
Annual fee $0 | Annual fee $150 | Annual fee $0 |
Regular APR 18.49%-24.49% Variable APR | ||
Intro APR 0% intro APR on Purchases for 12 months | Intro APR N/A | Intro APR 0% intro APR on purchases for 12 months from the date of account opening |
Recommended credit score 690850good - excellent | Recommended credit score 720850excellent | Recommended credit score 690850good - excellent |
Do personal credit scores affect business credit scores?
Your personal credit score is not factored directly into your business credit score. You can have thin or poor personal credit and still have strong business credit. The opposite is also true. However, business and consumer credit scores are linked in other ways.
Most notably, some of the simplest ways to get business credit — such as opening a business credit card — require excellent personal credit. That's because debts like credit cards or business loans typically require a personal guarantee, or a pledge that you'll repay the amount borrowed if your business can't. Lenders will use the business owner's personal credit reports to help evaluate that promise.
There are ways to establish business credit that don't rely on personal credit, like setting up trade lines. Still, the pathway to a good business credit score can be easier to travel with good personal credit. Even if your focus is the former, it can still make sense to take steps to improve the latter.
What is a good business credit score?
Perhaps the most common business credit score is the Paydex score, which ranges from 1 to 100. A higher score is better — which is true for most business credit scores — but there are some variations among credit bureaus.
Here's a breakdown of each:
Dun & Bradstreet business credit scores
Dun & Bradstreet issues several scores to evaluate elements of a business. The primary scores used are the Paydex score, failure score and delinquency score.
Paydex score (1 to 100): Scores of 80 or higher are considered low risk, scores of 50 to 79 indicate moderate risk, and lower scores equal high risk of late payment.
Failure score (1,001 to 1,875): A lower score translates to a higher risk for bankruptcy or business closure within 12 months.
Delinquency score (1 to 5): A lower score is better because it equals lower risk for seriously late payment (91-plus days) or bankruptcy.
To get a Paydex score, you need to file for a DUNS number (free through Dun & Bradstreet’s website). Here’s what a Dun & Bradstreet business credit report looks like.
Equifax business credit scores
An Equifax business credit report offers three assessments for businesses: the payment index, the credit risk score and the business failure score.
Payment index (0 to 100): Reflects past payment history. A higher score is better, with 90 or higher indicating bills paid on time.
Credit risk score (101 to 992): Assesses the likelihood of your business becoming severely delinquent on payments. A higher score translates to a lower risk.
Business failure score (1,000 to 1,880): Measures the likelihood of your business closing within a 12-month period. A lower score equals a higher probability of business failure.
For the credit risk score and business failure score, a rating of zero indicates bankruptcy. Here’s what an Equifax business credit report looks like.
Experian business credit scores
Experian’s CreditScore report includes a business credit score and financial stability risk rating along with information like payment trends, account histories and public records.
Business credit score (1 to 100): The higher the score, the lower the risk of serious payment delinquencies.
Financial stability risk rating (1 to 5): A lower score is better because it represents a lower risk for default or bankruptcy in the next 12 months.
Here’s what an Experian business credit report looks like.
Why do I need a business credit score?
There are multiple reasons to build business credit. Here are a few:
Better terms on business loans: A solid business credit score can increase your chances of landing a small-business loan or line of credit at favorable terms.
Lower business insurance rates: As your company grows, business insurance costs can get expensive. A high business credit score may help keep rates lower.
More favorable payment terms with vendors: Trade credit terms — how long you have to pay a vendor or supplier after receiving good or services — can range from 30 to 90 days. Where you fall on that spectrum depends heavily on your business credit score.
How do I get my business credit score?
Here’s how to get your business credit score from each major business credit bureau:
Dun & Bradstreet: D&B offers a free report that gives limited access to four key scores via its website. You can pay ($15 to $30 per month) for unlimited access and additional services.
Experian: You can buy an Experian CreditScore report for $39.95 per report online or subscribe to Experian’s Business Credit Advantage plan ($189 per year) for unlimited access, plus alerts, monitoring and additional analysis.
Equifax: You’ll need to jump through some hoops to get your Equifax business credit score, which is available only to businesses applying for business credit, like a loan or credit card. To get your report, you’ll need to contact an Equifax representative and provide proof of a business credit application. It is free, though.
Business owners should periodically check their business credit to ensure all information is accurate. Although each business credit reporting agency says it carefully vets its information, you still may find mistakes in your business credit history. You can usually correct errors by contacting the bureaus and providing evidence that the information is inaccurate.
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