How much do you need?
We’ll start with a brief questionnaire to better understand the unique needs of your business.
Once we uncover your personalized matches, our team will consult you on the process moving forward.
Here are 7 equipment leasing companies
Lender | NerdWallet Rating▼ | Max loan amount▼ | Min. credit score▼ | Next steps |
---|---|---|---|---|
National Funding - Equipment Financing with Fundera by NerdWallet | 4.5/5 Best for Startup businesses | $150,000 | 600 | with Fundera by NerdWallet |
Triton Capital - Equipment financing with Fundera by NerdWallet | 4.0/5 Best for Restaurant, technology and medical leasing | $250,000 | 575 | with Fundera by NerdWallet |
JR Capital Equipment Financing with Fundera by NerdWallet | 4.0/5 Best for Equipment leasing with no down payment | $10,000,000 | 620 | with Fundera by NerdWallet |
Taycor Financial Equipment Leasing | Best for Borrowers with bad credit | $5,000,000 | 550 | |
First Citizens Bank Equipment Financing | Best for Heavy equipment leasing | Undisclosed | 640 | |
Crest Capital Equipment Leasing | Best for Fast equipment leasing | $1,000,000 | 650 | |
Wells Fargo Commercial Equipment Financing | Best for Established businesses | Undisclosed | 700 | |
Here are 7 equipment leasing companies
Best for Startup businesses
Best for Restaurant, technology and medical leasing
Best for Equipment leasing with no down payment
Best for Borrowers with bad credit
Max Amount
$5,000,000
Min. Credit Score
550
Best for Heavy equipment leasing
Max Amount
Undisclosed
Min. Credit Score
640
Best for Fast equipment leasing
Max Amount
$1,000,000
Min. Credit Score
650
Best for Established businesses
Max Amount
Undisclosed
Min. Credit Score
700
I'M INTERESTED IN:
Our pick for
Startup businesses
You may be able to qualify for equipment leasing from National Funding with just six months in business.
National Funding - Equipment Financing
with Fundera by NerdWallet
Max loan
$150,000
Min. Credit score
600
with Fundera by NerdWallet
Our pick for
Restaurant, technology and medical leasing
Triton offers equipment leases up to $250,000 which can be well-suited for small businesses in a variety of industries.
Triton Capital - Equipment financing
with Fundera by NerdWallet
Max loan
$250,000
Min. Credit score
575
Apr range
5.99-34.99%
with Fundera by NerdWallet
Our pick for
Equipment leasing with no down payment
You can lease a wide range of used and new equipment with JR Capital, no down payment required.
JR Capital Equipment Financing
with Fundera by NerdWallet
Max loan
$10,000,000
Min. Credit score
620
Apr range
6.99-18.00%
with Fundera by NerdWallet
Our pick for
Borrowers with bad credit
Taycor Financial can provide equipment leasing to borrowers with a minimum credit score of 550 or higher.
Taycor Financial Equipment Leasing
Max loan
$5,000,000
Min. Credit score
550
Our pick for
Heavy equipment leasing
First Citizens Bank offers customizable equipment leasing options, including a specialized program for heavy trucks, trailers or tractors.
First Citizens Bank Equipment Financing
Max loan
Undisclosed
Min. Credit score
640
Our pick for
Fast equipment leasing
With Crest Capital, you can lease new or used equipment and receive funding in as little as 24 hours.
Crest Capital Equipment Leasing
Max loan
$1,000,000
Min. Credit score
650
Our pick for
Established businesses
Wells Fargo can provide a specialized lending experience for established businesses with strong credit.
Wells Fargo Commercial Equipment Financing
Max loan
Undisclosed
Min. Credit score
700
How to choose an equipment leasing company
Funding availability
Cost of borrowing
Repayment terms
Lease options
Qualification requirements
Speed of funding and application process
Industry and customer experience
Find the right business loan
Frequently asked questions
Methodology
Wondering if you qualify?
It’s possible to get a business loan even if you have bad credit. Bad-credit business loans are available from alternative sources, like online or nonprofit lenders.