Capital One Launches ‘Biggest Bonus Ever’ for Spark Cash Plus Business Card

New Spark Cash Plus cardholders can snag a $2,000 sign-up bonus. Big spenders can earn even more.

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Written by Kelsey Sheehy
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Capital One launched a massive new welcome offer for its Spark Cash Plus business credit card today. Billed as Capital One’s biggest bonus ever for businesses, the offer has two parts:

  • The sign-up bonus: Earn a one-time cash bonus of $2,000 when you spend $30,000 in the first 3 months. That’s $800 more than the card’s previous offer, with the same spending requirements and timeframe.

  • The ongoing bonus: Earn an additional $2,000 cash bonus for every $500,000 spent in the first year, with no caps or limits.

Capital One Spark Cash Plus
Capital One

Capital One Spark Cash Plus

Rates and Fees

NerdWallet Rating  
5.0
Bonus Amount  

$2,000

The new Capital One Spark Cash Plus offer, like the card itself, is designed to reel in and reward businesses with big budgets. That last part is key, as the Spark Cash Plus is a business charge card. So there’s no preset spending limit, but you must pay your balance in full each month.

Beyond the welcome offer, Spark Cash Plus owners can cash in on the following perks and benefits:

Spark Cash Plus perks and benefits

One blue credit card with a green card behind it.
Unlimited cash backEarn 2% cash back on all purchases, and 5% cash back on hotels and rental cars booked through Capital One Travel.
Some cash and a credit card.
Annual fee refundGet your annual fee refunded every year you spend at least $150,000.
Hand holding a credit card.
Employee cardsAdd employee cards for free and earn unlimited 2% cash back from their purchases.
A person looking at a mobile phone.
No foreign transaction feesSave money when you purchase from overseas suppliers or travel internationally.
View rates and fees of Capital One Spark Cash Plus.

Should you get the Capital One Spark Cash Plus?

The Capital One Spark Cash Plus is one of the best business credit cards out there, but it’s not right for everyone. Businesses that spend big and have the cash flow to match can earn a tremendous stash of cash back with the Spark Cash Plus.

But small companies and businesses with inconsistent cash flow will likely find more flexibility with a traditional business credit card, like the Ink Business Unlimited® Credit Card or the Capital One Spark Cash Select.

Want a business charge card with no preset limit, but don’t spend enough to net the Spark Cash Plus card’s welcome offer? Check out the Ink Business Premier® Credit Card, which offers 2.5% back on purchases of $5,000 or more and 2% back on all other purchases. The Ink Business Premier’s welcome offer is smaller but easier to hit: Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. And you can finance larger purchases (up to a set limit) if needed.

View rates and fees of Capital One Spark Cash Select.
Pick from our partner

Ink Business Unlimited℠ Credit Card

on Chase's website

Ink Business Unlimited® Credit Card
5.0
NerdWallet Rating
Rewards rate

1.5%

Earn unlimited 1.5% cash back on every purchase made for your business

Cashback

Intro offer

$900

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.