Toast POS Review, Pricing, Pros and Cons 2023

For restaurant-specific features and excellent 24/7 customer support, Toast POS is a standout choice.
Kurt Woock
By Kurt Woock 
Edited by Sally Lauckner

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NerdWallet rating 

Toast is a point-of-sale system for restaurants. Its range of hardware options and features make it easy to accept, manage and track food orders. If you’re in the food and beverage business, Toast is worth a look.

Toast POS

on Toast's website

Toast deciding factors

Payment processing fees

  • 2.99% plus 15 cents per transaction, if you choose pay-as-you-go option on hardware.

  • 2.49% plus 15 cents for card-present transactions, if you pay for hardware upfront.

  • 3.50% plus 15 cents for card-not-present transactions, if you pay for hardware upfront.

Monthly fees

  • $0 for Starter Kit plan.

  • $69 for Point of Sale plan.

  • $110 + $4 per employee for Restaurant Basics plan.

  • $165 for Essentials plan.

  • Custom plans available.

Hardware options

  • $799 for Countertop Starter Kit (but $0 if you agree to a higher processing fee).

  • $609 for Handheld Starter Kit (but $0 if you agree to a higher processing fee).

  • $999 for Guest Self-Service Starter Kit (but $0 if you agree to a higher processing fee).

Contract length

Two-year contract for payment processing as part of starter kits.

Customer service

24/7 phone and web messaging support for all plans.


  • Hardware options and online ordering tools make it easy to take orders in a wide range of settings.

  • Software includes multiple-location support and strong reporting features.

  • 24/7 customer service comes standard with all pricing levels.


  • Requires a long-term contract.

How does Toast work?

Photo credit: Toast

Toast combines a point-of-sale system, custom-built hardware and payment processing.

Servers can take orders at a checkout counter using a touchscreen monitor, tableside using a handheld device or at a checkout kiosk. Customers can place orders online, including at a table in your restaurant. Orders can go to a kitchen display system, also made by Toast.

Toast offers supporting services that tie into its POS system, including:

  • A customer loyalty program.

  • Food delivery services.

  • Email marketing.

  • Scheduling and payroll.

  • In-depth reports, including real-time sales, guest feedback, discounts and sales by location.

  • Integrations with third-party software providers, including restaurant-specific services such as Grubhub, DoorDash and OpenTable.

When a customer pays with a card, Toast processes the payment and sends you funds within one or two business days.

How much does a Toast POS system cost?

Payment processing fees

For each transaction, you'll pay a fee.

  • 2.99% plus 15 cents per transaction, if you choose pay-as-you-go option on hardware.

  • 2.49% plus 15 cents for card-present transactions, if you pay for hardware upfront.

  • 3.50% plus 15 cents for card-not-present transactions, if you pay for hardware upfront.

Toast hardware

Toast offers a variety of hardware, including devices for service staff and kitchen staff, and a kiosk option for customer self-service. You can pay for the hardware upfront or choose a pay-as-you-go plan, where the hardware costs are covered by your payment processing fees.

Toast Flex: 14-inch touchscreen that can swivel to customers.

Photo credit: Toast

Toast Go 2: Phone-size device that takes orders and card payments (swipe, tap, and insert).

Photo credit: Toast

Restaurant self-order kiosk: Large touchscreen on a stand.

Photo credit: Toast

Kitchen display system: Durable monitor for kitchen, replacing the need for paper tickets.

Photo credit: Toast

Toast software: Side-by-side plan comparison

Quick Start Bundle


New Restaurant Basics


Best for

In-person dining, basic hardware.

Custom hardware configurations.

In-person dining, basic payroll and staff management, custom hardware setup.

In-person dining and online ordering.

24/7 customer service

Reporting and analytics

Online ordering + Toast takeout app

Optional add-ons

  • Online ordering.

  • Takeout app.

  • Gift cards.

  • Loyalty program management.

  • Email marketing.

  • Online ordering.

  • Takeout app.

  • Delivery services.

  • Gift cards.

  • Loyalty program management.

  • Payroll and staff management.

  • Online ordering.

  • Takeout app.

  • Delivery services.

  • Gift cards.

  • Loyalty program management.

  • Email marketing.

Payroll and staff management

What kind of restaurant is the Toast POS system best for?

Toast is NerdWallet's pick for best overall POS system for restaurants, and is an especially good fit for midsize-to-large restaurants, coffee shops, bars and fast-casual dining venues.

In particular, it benefits restaurants that want to accept orders in a variety of ways, including at an in-store kiosk, on an app at home or on their own phones while in the restaurant. It also allows you to coordinate among multiple locations. Its kitchen display system, which syncs with POS systems in front, helps with prioritizing tickets.

Toast isn't the best option for restaurants that aren't in a position to commit to a contract that lasts a year or longer. Newer restaurants might prefer looking into POS systems that offer month-to-month subscriptions and free cancellation until they become more established.

Toast pros

Multiple ways to accept orders, including online ordering

In addition to the terminals and portable devices you probably expect to see, Toast also offers:

  • Customer self-serve kiosks.

  • Toast Order & Pay, a system that allows dine-in guests to order and pay from their own devices.

  • App-based ordering via the Toast TakeOut & Delivery app, which competes with apps like Grubhub and DoorDash.

  • Online ordering through a page linked directly to your POS system.

Built for restaurants

Some POS systems work in a variety of other industries, like retail, but Toast is exclusively for restaurants. That focus shows in details such as hardware built to survive spills, grease and heat, as well as software that can handle complex demands for order modifiers, such as adjusting the cost for toppings on a pizza depending on the pizza’s size.

Live customer service 24/7 at every pricing level

Business hours for restaurants are anything but standard. That makes Toast's 24/7 customer support, which is even available on the Starter plan with no monthly fee, all the more valuable.

Easily manage multiple locations

If your restaurant has multiple locations, Toast makes it easy to keep information current, even if different locations have differences in menu or prices. When creating reports, you can view data by location or group locations together. And even for those with a single physical location, if your restaurant has an online presence you might run into similar problems staying organized. With Toast, changing the central menu will automatically update it online and on Toast’s app.

Toast POS

on Toast's website

Toast cons

Quote-based pricing makes it hard to compare

Toast’s payment processing fees are only partially disclosed and are in some cases quote-based, varying from one customer to the next, as is hardware in many cases. This means more work for potential customers upfront: You’ll need to have a consultation with a Toast rep in order to receive an estimate.

Switching or canceling can be expensive

To sign up with Toast, you’ll need to sign a contract. Leaving prior to the contract’s end date could cost you.

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Alternatives to Toast

Square for Restaurants: More transparency, easier to switch

Payment processing fees:

  • 2.6% plus 10 cents for in-person transactions.

  • 2.9% plus 30 cents for online transactions.

  • 3.5% plus 15 cents for manually keyed transactions.

  • 3.3% plus 30 cents for invoices.

POS software fees: Subscription fees are month-to-month with no fees for early termination and it's easy to cancel or switch if needed.

  • $0 for Square POS, Restaurant, Retail and Appointments Free plans.

  • $29 for Square Appointments Plus plan.

  • $60 for Square Restaurant and Retail Plus plans.

  • $69 for Square Appointments Premium plan.

Why we like it: Square for Restaurants offers plenty of useful features, such as table and menu management capabilities and multi-location setups. Square also lists its fees for software, hardware and payment processing online, making it possible to do some preliminary comparison before getting a full quote.

Square Restaurant POS

NerdWallet rating 
Shop Now

on Square's website

Clover: Affordable prices, top-notch hardware

Payment processing fees:

  • 2.3% plus 10 cents for in-person transactions for most plans.

  • 2.6% plus 10 cents for in-person transactions on Retail Starter, Personal Services Starter and Professional Services Standard plans, as well as Home & Field Services Standard and Advanced plans.

  • 3.5% plus 10 cents for online or keyed-in transactions.

POS software fees:

  • $14.95 for Starter Retail, Starter Personal Services, Starter and Standard Professional Services and Home & Field Services plans.

  • $44.95 for Standard Retail, Starter and Standard QSR, Standard and Advanced Personal Services and Advanced Professional Services plans.

  • $54.90 for Advanced Retail and Advanced QSR plans.

  • $74.95 for Starter Full-Service Dining plan.

  • $84.90 for Standard Full-Service Dining plan.

  • $94.85 for Advanced Full-Service Dining plan.

Why we like it: Clover offers excellent hardware options for restaurants at a reasonable price. For those eyeing the Toast Go 2, an all-in-one handheld device for accepting card payments away from the counter, the Clover Flex could also be worth a look.


NerdWallet rating 
Shop Now

on Clover's website

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