How Capital One’s New Hotel Partners May Work for You

Dan MillerOct 19, 2021

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

In early 2020, Capital One added new partners to its list of available transfer options for the Venture or Spark miles you earn. Cardholders with the cards below can transfer their miles to two hotel brands, Wyndham and Accor:

New transfer options with Wyndham and Accor

Transfers to the hotel partners have the following ratios:

  • Wyndham Rewards at a rate of 1:1 (1,000 Venture or Spark miles = 1000 Wyndham Rewards points).

  • Accor Live Limitless (ALL) at a rate of 2:1 (1,000 Venture or Spark miles = 500 ALL Rewards points).

Capital One is currently the only currency that transfers to Wyndham or Accor hotels. While it’s always great to have more options with your miles and points, we don’t find either of these ratios very compelling for most travelers.

Wyndham Rewards has a three-tiered award chart, with hotels costing 7,500, 15,000 or 30,000 Wyndham Rewards points per night. That means you need between 10,000 and 40,000 Capital One miles transferred to Wyndham to book an award stay. Remember that you can easily redeem Venture Miles for 1 cent per point toward travel, so it’s likely you’ll be able to find cash rates that would be a better value than this transfer.

Accor Hotels is primarily focused in Europe and has a unique rewards program. Instead of having a separate award chart for points bookings, you can use 2,000 Accor points to take 40 euros off of your bill. The 4,000 miles you’d transfer could also be used to take $40 off your bill via Capital One. Since $1 is currently worth slightly less than 1 euro, transferring to Accor would get you a slight benefit at the cost of a bit of flexibility.

You’ll also need to transfer a minimum of 1,000 Venture or Spark miles at a time and transfer in 100-mile increments.

The bottom line

While additional transfer partners beat the alternative, neither of these transfer options are incredibly valuable to most travelers.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.