What’s the Value of IHG Points?

Sally French
Sam Kemmis
By Sam Kemmis and  Sally French 
Updated
Edited by Mary M. Flory

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Nerdy takeaways
  • IHG points are worth about 0.8 cent apiece.

  • This is the same value as Marriott points, but far less than Hyatt points.

  • The most straightforward way to earn IHG points is through actually staying at IHG hotels.

MORE LIKE THISTravel
Nerdy takeaways
  • IHG points are worth about 0.8 cent apiece.

  • This is the same value as Marriott points, but far less than Hyatt points.

  • The most straightforward way to earn IHG points is through actually staying at IHG hotels.

MORE LIKE THISTravel

Whether you earned them from a hotel like the Holiday Inn or through an IHG-branded credit card, you probably want to know how much your stash of IHG points is worth.

The short answer: Based on our most recent valuation, NerdWallet determined that the latest IHG points value is 0.8 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.8 cent or more in value from your IHG points.

What does this value mean?

Our data-driven value of 0.8 cent per IHG point is a baseline value. This is effectively the value you could expect to get from your IHG points if you chose to book a random hotel stay with points rather than cash.

To squeeze more value from IHG points, check out our complete guide to redeeming them.

The IHG program offers several "sweet spots" compared to other hotel loyalty programs — like Marriott — because it uses award categories. So researching can help you boost the value of your points.

Calculator: Convert IHG points to dollars

With the calculator below, you can quickly figure out how much your IHG points are worth based on our estimated value.

Wondering what you can do with those points? Check out our guide to IHG transfer partners and consider some IHG sweet spots.

How do IHG points compare with other hotels?

IHG offers slightly below-average value for its IHG compared with other hotel rewards programs.

Hotel program

Point value

Best Western Rewards

0.7 cent.

IHG One Rewards

0.8 cent.

Hilton Honors

0.5 cent.

World of Hyatt

2.3 cents.

Marriott Bonvoy

0.8 cent.

Radisson Rewards

0.8 cent.

Wyndham Rewards

1.2 cents.

Historical IHG point values

IHG points have been hovering around 0.8 cent each since 2019.

Ways to earn IHG points

How easy is it to earn IHG points?

Stay at IHG hotels

The most straightforward way to earn IHG points is through actually staying at IHG hotels. You’ll typically earn 10 base points per eligible dollar spent at most IHG hotels, though you can earn even more points when you hold IHG elite status.

Get an IHG credit card

One of the fastest ways to rack up IHG points is through spending on an IHG-branded credit card, which allows you to earn points not just on spending at IHG hotels, but on your everyday purchases, too.

Chase offers three co-branded IHG credit cards:

IHG&® One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
NerdWallet Rating
Apply now

on Chase's website

IHG® One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
NerdWallet Rating
Apply now

on Chase's website

IHG&® One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
NerdWallet Rating
Apply now

on Chase's website

Annual fee
$0
$99
$99
Earning rates

• Up to 17 total points per $1 when you stay at an IHG hotel. (Includes points earned from using the card, points earned from being an IHG Rewards Club member and bonus points from the Silver Elite status you get automatically as a cardholder.)

• 3 points per $1 at gas stations, restaurants and on monthly bills.

• 2 points per $1 on all other purchases.

• 26 total points per $1 when you stay at an IHG hotel. (Includes points earned from using the card, points earned from being an IHG Rewards Club member and bonus points from the Platinum Elite status you get automatically as a cardholder.)

• 5 points per $1 at gas stations, restaurants and on travel.

• 3 points per $1 on all other purchases.

• 26 total points per $1 when you stay at an IHG hotel. (Includes points earned from using the card, points earned from being an IHG Rewards Club member and bonus points from the Platinum Elite status you get automatically as a cardholder.)

• 5 points per $1 at gas stations, restaurants, on travel and on select advertising.

• 3 points per $1 on all other purchases.

Bonus offer

Earn 100,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

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Spend with IHG partners

Other ways to earn IHG points include spending money with IHG’s partners which include rental car company Hertz and food delivery app Grubhub.

How did we determine the value of IHG points?

We collected hundreds of data points comparing the cash value to award (points) value for the same stays and dates. That is, we compared the cost of a given booking in either cash or miles, across many bookings.

This method differs from many others in that it looks at real-world redemptions rather than hypothetical, maximized redemptions. The advantage of this approach is that it provides an actual, real-world indication of how much these points are worth on average. That said, it doesn’t take into account the high-value redemptions that some points enthusiasts seek.

Frequently asked questions

According to NerdWallet’s analysis, 10,000 IHG points are worth about $80.

According to NerdWallet’s analysis, 25,000 IHG points are worth about $200.

According to NerdWallet’s analysis, 50,000 IHG points are worth about $400.

According to NerdWallet’s analysis, 80,000 IHG points are worth about $640.

According to NerdWallet’s analysis, 100,000 IHG points are worth about $800.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:

Hotel Cards from Our Partners
IHG® One Rewards Premier Credit Card

on Chase's website

IHG One Rewards Premier Credit Card
5.0
NerdWallet Rating
Rewards rate

1x-26x

Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts. Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.

Points

Intro offer

165,000

Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Points
World Of Hyatt Credit Card

on Chase's website

World of Hyatt Credit Card
5.0
NerdWallet Rating
Rewards rate

1x-9x

Earn up to 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member. Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.

Points

Intro offer

30,000

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Points
See more hotel cards
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