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Often banks will entice us with limited time sign-up offers for cards, and Chase is no different. From now until March 4, 2020, you’ve got a chance to earn up to 100,000 Marriott Bonvoy points with these welcome offers.

The offers

Here are the special offers currently in place on these cards, along with their previous offers for comparison:

  • Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

  • Previous offer: Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.

  • Previous offer: Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.

Who should jump at the offer?

Each of these cards offers a unique value proposition. Depending on your projected use of the cards, both could provide a chance to pad your current balance of Bonvoy points while offering some extra perks.

Marriott Bonvoy Bold™ Credit Card

This card is designed for the casual Marriott guest. With a $0 annual fee, it allows you the chance to earn Marriott points without having to pay extra to do so. If you travel overseas, you’ll also avoid foreign transaction fees (a benefit often reserved for cards with annual fees).

You’ll earn 3x points at all Bonvoy properties, 2x points on travel purchases and 1x points on all other eligible purchases.

Finally, you’ll also earn 15 nights toward your elite status. That means simply by holding the card, you’ll qualify for Silver Elite status, affording you free Wi-Fi, bonus points, member rates and priority late checkout.

If you can answer these questions in the affirmative, then we think this card could have a place in your wallet:

  • Do you hate paying annual fees to earn rewards?

  • Do you have an upcoming use for the 50,000 Bonvoy points earned from the bonus?

  • Are you a casual Marriott guest looking to top off your points balance?

  • Do you value free Wi-Fi and late checkout at Marriott properties?

  • Do you travel overseas occasionally and want to avoid foreign transaction fees?

Sound like you? Then we’d suggest taking advantage of this offer while you can — 20,000 extra points is nothing to sneeze at, especially when off-peak free night awards start at just 5,000 points.

Marriott Bonvoy Boundless™ Credit Card

This card packs more muscle than its cousin above. Although it does carry a $95 annual fee, the extra perks that you receive for that price are well worth it if you’ll use them.

Besides the current large sign-up offer, you’ll also earn a Free Night Award (valued at up to 35,000 points) to use upon your account anniversary. That alone is likely enough to make up for the annual fee.

As with the Marriott Bonvoy Bold™ Credit Card, you’ll get automatic Silver status with 15 elite night credits (which you’ll get every year). And if you spend $35,000 in a calendar year, your status will get bumped up to Gold.

While the Marriott Bonvoy Bold™ Credit Card earns 3x points at Marriott properties, the Boundless card earns double that, raking in 6 points per dollar spent at Marriott properties. The card will also earn 2x Bonvoy points everywhere else (not just on travel purchases).

Here’s how to decide if this is the card for you:

  • Will you spend more than $1,600 a month to earn the sign-up bonus?

  • Do you have an upcoming use for those 100,000 points from the sign-up bonus?

  • Will you utilize the free night certificate to its full advantage?

  • Do you stay at Marriott properties enough to want to earn 6x points on those purchases, and value opportunities to earn elite status?

  • Are you a Marriott loyalist who’s trying to beef up your point balances while earning elite night credits?

If you answered yes to most or all of these questions, then don’t hesitate to apply. Similar to the Marriott Bonvoy Bold™ Credit Card, this limited-time offer will get you 25,000 extra points above the usual sign-up bonus.

Skip these offers if …

You’re not a Marriott loyalist

If you usually stay at whichever hotel is cheapest and you’re not looking to beef up your Marriott points balance, don’t apply. The easiest and best way to use Marriott points is for hotel stays, but you’ll need to spend a lot on these cards to earn those nights.

While you can certainly use a card like this to supplement your hotel stays and earn more points, there are other cards out there if you’re a casual Marriott hotel guest.

You’ve applied for more than five credit cards in the past 24 months

While it may be enticing to apply for one card after another to earn the sign-up bonus, remember that applying for new cards can affect your ability to get new cards in the future.

While not officially published by Chase, new applications do come under the “5/24” rule, meaning that if you have applied for more than five credit cards in the past 24 months, Chase may not approve your application.

You spend in other bonus categories

While you’ll earn bonus points on Marriott purchases and travel expenses with these cards, don’t be lured in specifically by this benefit.

Other cards, such as the Chase Sapphire Preferred® Card, also earn 2 points per dollar on travel purchases. Chase Ultimate Rewards® are considered some of the most valuable flexible points in the industry, and Marriott Bonvoy is a travel partner.

With Ultimate Rewards® points, you’re able to top up your balance of Bonvoy points if you need — or use those Chase Ultimate Rewards for another travel purchase as well.

The bottom line

The offer of 100,000 points on the Marriott Bonvoy Boundless™ Credit Card is compelling, especially when you consider the free night certificate every year. If you do spend a lot of money at Marriott properties, earning 6x points is also a draw.

Alternatively, if you’re in the market for a $0-annual-fee card and want to earn a hefty sign-up bonus, the Marriott Bonvoy Bold™ Credit Card could be a good choice for you.

How to Maximize Your Rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for: