The JetBlue Card is a decent starter card for casual JetBlue flyers. The card’s earning structure will help you collect points redeemable for flights and vacation packages, and the $0 annual membership fee will help you keep earning rewards in JetBlue’s frequent flyer program, TrueBlue, without worrying about fees eating into the value of your rewards.
Let's breakdown both the commonly cited and underrated reasons why a JetBlue card might be right for you.
The well-known reasons
Here are some of the more familiar perks of the JetBlue Card:
$0 annual fee: The JetBlue Card charges a $0 annual fee. This isn’t one of those deals with an introductory period for one year, and then a fee hits you. The $0 annual fee applies as long as you have the card.
» Learn more: JetBlue TrueBlue rewards program: The complete guide
The underrated reasons
Decent earning structure for a $0-fee card
When you use the JetBlue Card to buy travel through JetBlue, you’ll earn 3 TrueBlue points per dollar spent.
Additionally, you’ll earn 2 TrueBlue points per dollar spent at restaurants and at grocery stores. All other purchases earn 1 point per dollar spent. For a card that charges no annual fee, this is a relatively good earning structure.
JetBlue TrueBlue points don’t expire
TrueBlue points never expire, regardless of card activity. Whatever points you earn by flying on the airline and making purchases on the card will stay in your account forever, as long as it’s in good standing.
Even if you rarely fly, the JetBlue Card will give you plenty of opportunities to earn enough miles for your next award flight. Just keep swiping.
» Learn more: Your guide to booking award flights on JetBlue
No foreign transaction fees
Perhaps, the most underrated feature of the JetBlue Card is it charges no foreign transaction fees. Some cards charge up to 3% in fees for every transaction made outside of the United States. If you travel abroad often, these fees can add up quickly. So depending on how often you make purchases abroad, you can save a lot.
50% in-flight savings
Airport food prices can mean a choice between going hungry and putting a dent in your bank account. You no longer have to make that choice with the JetBlue Card, as it offers 50% savings on in-flight purchases, such as snacks and cocktails.
The savings are reflected in the form of a statement credit to your account after the purchase posts.
Lengthen your credit history
The length of time you keep credit accounts open is part of the formula used to determine your credit score — accounting for 15% of your total score. That’s why you want to keep your oldest cards open for as long as possible. With its $0 annual fee, you can keep the JetBlue Card open year after year, improving your credit history over time, without paying to keep the account open.
» Learn more: JetBlue sweet spots
The bottom line
The JetBlue Card makes sense for an occasional JetBlue flyer, especially for someone who lives in one of the carrier’s focus cities: Boston; Fort Lauderdale, Florida; Long Beach, California; New York; or Orlando, Florida. It doesn’t require commitment in terms of annual fees, and it’s got enough perks to warrant trying out the card in conjunction with flying JetBlue.
How to Maximize Your Rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card