Credit Scores

A credit score is calculated based on your credit history. It represents how able you are to make payments on time.
All Questions: Credit Scores
Posted January 12, 2017 · Chicago, IL
CCCS of Buffalo , Inc. (NFCC)

CCCS of Buffalo , Inc. (NFCC)

NFCC Certified Credit Counselor

If you have no credit you may need to apply and open a secured credit card. (which requires a deposit) Some secured card lenders will return your se...

Posted January 10, 2017 · Houston, TX
Conquer Your Debt (NFCC)

Conquer Your Debt (NFCC)

NFCC Certified Credit Counselor

The good news is that the FCRA limits the amount of time that negative information can appear on your credit report. Generally, a delinquent account c...

Posted December 18, 2016
CCCS of Buffalo , Inc. (NFCC)

CCCS of Buffalo , Inc. (NFCC)

NFCC Certified Credit Counselor

I would suggest that you contact a housing counselor immediately to go over your credit report and discuss your current situation. You can find a hou...

Posted December 13, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

Paying off a collection debt can help in two ways. When you apply for a loan or line of credit it simply looks better to not have any unpaid collectio...

Posted December 12, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

You can order one credit report from each of the three credit bureaus every year through http://www.annualcreditreport.com. Your report should include the c...

Posted December 10, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

The key to deciding on a financial option such as a last resort of bankruptcy is will filing allow you to balance your budget long term so you can sus...

Posted December 8, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

If these cards are utilizing a higher percentage of her credit limit than her other cards have been open for a shorter period of time, removing them f...

Posted December 6, 2016 · Las Vegas, NV

All accounts will remain on your credit for up to 7 years. The old car should not show as an open line of credit nor should it have a balance. It sh...

Posted December 5, 2016

I would call the hospital and ask to speak with the billing director to find out why your account is being sent to collection when you are paying as a...

Posted December 3, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

Paying off your auto loan completely is a good idea if you have any other active lines of credit. It won't hurt your score to pay off your auto loan b...

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