Credit Cards
Start your credit card search with ease
Get started with credit cards by understanding how they work, how you qualify and how to use them wisely.
Credit card basics for beginners
How To Apply For A Credit Card In 5 Steps
Understand your credit score, debt and income, and apply for a card that fits your profile. Make your credit card application a no-brainer for the banks.
Amanda Smith
Georgia Rose
9 Things To Know Before Getting Your First Credit Card
Understanding the basics can save you time, money and frustration and get you on your way to building good credit.
Katia Iervasi
Types of Credit Cards in Australia
Types of credit cards include rewards, low-interest, balance transfer and credit-building cards. When choosing a credit card, consider your spending habits and ability to repay the balance.
Kristie Kwok
Credit Card Fees: What They Are And How To Avoid Them
Credit card fees can vary among providers. Find which charges are inescapable and which ones you can avoid.
Credit card FAQs
How Is Credit Card Interest Calculated?
The interest you pay depends on your purchase rate per annum and your balance; avoid interest entirely by paying your bill in full.
Can You Get A Credit Card With Bad Credit?
Getting approved for a credit card is very difficult if you have a bad credit score. And, even if you’re approved, you’ll probably be offered less favourable terms than an applicant with good credit.
What Is A Credit Card Minimum Payment?
A credit card minimum payment is the minimum amount owed on your credit card statement’s closing balance. It’s typically 2% of the debt owed.
What Is This Randmon Charge On My Credit Card?
It can mean credit card theft, but there are legitimate reasons for them to appear on your statement, too.