{"id":6650,"date":"2025-02-04T22:44:23","date_gmt":"2025-02-04T22:44:23","guid":{"rendered":"https:\/\/www.nerdwallet.com\/au\/?page_id=6650"},"modified":"2025-02-28T22:04:55","modified_gmt":"2025-02-28T22:04:55","slug":"nab-qantas-rewards-premium-credit-card-review","status":"publish","type":"page","link":"https:\/\/www.nerdwallet.com\/au\/credit-cards\/nab-qantas-rewards-premium-credit-card-review","title":{"rendered":"NAB Qantas Rewards Premium Credit Card: 2025 Overview"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-lightest-blue-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--20);\" class=\"nw-block nw-block-product-card wp-block-nerdwallet-blocks-product-card\">\n\t\n<div\n\tclass=\"nwb-product-card c-keto-product-card__wrapper pc__layout-v2 offer-id__5545\"\n\tid=\"nab-qantas-rewards-premium-credit-card\"\n\t>\n\t\n\n\t\n\n\t<div class=\"in__body\">\n\t\t\t\t\t<div class=\"in__logo-wrapper\">\n\t\t\t\t<img loading=\"lazy\" width=\"460\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-460x290.png\" class=\"in__logo\" alt=\"NAB Qantas Rewards Premium Credit Card\" srcset=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-460x290.png 460w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-300x189.png 300w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-333x210.png 333w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-276x174.png 276w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-100x63.png 100w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-40x25.png 40w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium-150x95.png 150w, https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/11\/NAB-Qantas-Rewards-Premium.png 512w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t<\/div>\n\t\t\t\t<div class=\"in__content\">\n\t\t\t<div class=\"in__header\">\n\t\t\t\t\n\t\t\t\t<h3 id=\"nab-qantas-rewards-premium-credit-card\"  class=\"in__title\">NAB Qantas Rewards Premium Credit Card<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n<div class=\"drivers-columns-layout drivers-content drivers-columns drivers-columns-4 wp-block-nerdwallet-blocks-product-card-driver\" data-nw-product-driver-5453=\"$295\" data-nw-product-driver-5459=\"20.99% p.a. \/ 21.74% p.a.\" data-nw-product-driver-5465=\"0.33x-0.67x Points\" data-nw-product-driver-5471=\"Up to 70,000 Points\">\n\t<div><label>Annual Fee<\/label><a class=\"nw-tooltip\" title=\"Enjoy a reduced annual card fee of $195 for the first year.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>$295<\/div><div><label>Purchase Rate<\/label><a class=\"nw-tooltip\" title=\"20.99% p.a. on purchases. 21.74% p.a. on cash advances.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>20.99% p.a. \/ 21.74% p.a.<\/div><div><label>Rewards Rate<\/label><a class=\"nw-tooltip\" title=\"Earn 1 Qantas Point per $1.50 for the first $3,000 on everyday purchases. Earn 1 Qantas Point per $3 for the next $3,000 of everyday purchases.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>0.33x-0.67x Points<\/div><div><label>Intro Offer<\/label><a class=\"nw-tooltip\" title=\"Earn 60,000 bonus points when you spend $2,000 on everyday purchases within the first 60 days of account opening and 10,000 bonus points when you keep your card for over 12 months.\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"15\" aria-hidden=\"true\" focusable=\"false\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M140,180a12,12,0,1,1-12-12A12,12,0,0,1,140,180ZM128,72c-22.06,0-40,16.15-40,36v4a8,8,0,0,0,16,0v-4c0-11,10.77-20,24-20s24,9,24,20-10.77,20-24,20a8,8,0,0,0-8,8v8a8,8,0,0,0,16,0v-.72c18.24-3.35,32-17.9,32-35.28C168,88.15,150.06,72,128,72Zm104,56A104,104,0,1,1,128,24,104.11,104.11,0,0,1,232,128Zm-16,0a88,88,0,1,0-88,88A88.1,88.1,0,0,0,216,128Z\"><\/path><\/svg><\/a>\n<br>Up to 70,000 Points<\/div><\/div>\n\n\n\n\n\t\t\t<div class=\"in__cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n\n\n<p class=\"\">The NAB Qantas Rewards Premium Credit Card earns Qantas Points, which you can redeem for flights, hotels, merchandise and more through Qantas Marketplace.<\/p>\n\n\n\t<div class=\"c-block-table-of-contents nw-table-of-contents wp-block-table-of-contents \">\n\t\t<div class=\"c-block-table-of-contents__table-wrapper c-block-table-of-contents--scrollable\">\n\t\t\t<h2 id=\"jump-to\"  class=\"c-block-table-of-contents__title\">Jump to<\/h2>\n\t\t\t<ul class=\"c-block-table-of-contents__links\">\n\t\t\t\t<li class=\"c-block-table-of-contents__link\"><a href=\"#details\">Fees, interest rates and other details<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#basic-overview\">Basic overview<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#rewards\">Offers and rewards<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#eligibility\">Eligibility<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#how-to-submit-an-application\">How to submit an application<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#ratings\">Customer satisfaction ratings<\/a><\/li><li class=\"c-block-table-of-contents__link\"><a href=\"#article-sources\">Article Sources<\/a><\/li>\t\t\t<\/ul>\n\t\t\t<div class=\"c-block-table-of-contents__show-more--wrapper\">\n\t\t\t\t<span class=\"c-block-table-of-contents__show-more\">\n\t\t\t\t\t<label class=\"show-more-label\" for=\"c-block-table-of-contents__show-more\">Show more<\/label>\n\t\t\t\t\t<label class=\"hide-more-label\" for=\"c-block-table-of-contents__show-more\">Show less<\/label>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"details\">Fees, interest rates and other details<\/h2>\n\n\n\n<details class=\"wp-block-details has-medium-font-size is-layout-flow wp-block-details-is-layout-flow\" open><summary>Toggle product details<\/summary>\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-nerdwallet-blocks-tablepress\"><div class=\"c-tablepress-table-wrapper\" style=\"overflow-x: auto;\">\n<table id=\"tablepress-45\" class=\"tablepress tablepress-id-45 slimtable\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\"><strong>Feature<\/strong><\/th><th class=\"column-2\"><strong>NAB Qantas Rewards Premium Credit Card<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Annual fee<\/td><td class=\"column-2\">$295 ($195 for the first year).<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Variable purchase rate<\/td><td class=\"column-2\">20.99% per annum.<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Variable balance transfer rate<\/td><td class=\"column-2\">21.74% per annum (0% on balance transfers for the first 12 months of card ownership \u2014 3% fee applies).<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Balance transfer fee<\/td><td class=\"column-2\">3% of the transaction.<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">International transaction fee<\/td><td class=\"column-2\">3% of the transferred amount.<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Late payment fee<\/td><td class=\"column-2\">$15.<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Minimum credit limit<\/td><td class=\"column-2\">$6,000.<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Interest-free days on purchases<\/td><td class=\"column-2\">Up to 44 days (interest-free days do not apply to cash advances).<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Additional cardholders<\/td><td class=\"column-2\">Free (applicants must be at least 16 years old).<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Card network<\/td><td class=\"column-2\">Visa.<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Intro offer<\/td><td class=\"column-2\">Earn up to 70,000 Qantas Points in the first year of card ownership:<br \/>\n\u2022 60,000 points when you spend at least $2,000 in the first 60 days, and<br \/>\n\u2022 10,000 additional points for having the card for more than one year.<br \/>\n<br \/>\nAnnual fee reduced to $195 for the first year for new customers. The fee is permanently reduced to $195 for existing NAB customers.<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Rewards program<\/td><td class=\"column-2\">Qantas Frequent Flyer.<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Rewards details<\/td><td class=\"column-2\">\u2022 Earn 1 point per $1.50 spent (up to $3,000 per billing cycle).<br \/>\n\u2022 Earn 1 point per $3 spent on purchases beyond the first $3,000 in one billing cycle (up to $6,000).<br \/>\n\u2022 Earn 1 point per $1 spent on eligible Qantas services.<br \/>\n<br \/>\nPoints are capped at $6,000 per billing cycle.<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">Complimentary insurance<\/td><td class=\"column-2\">\u2022 Travel insurance (domestic and international).<br \/>\n\u2022 Rental vehicle excess in Australia.<br \/>\n\u2022 Purchase protection.<br \/>\n\u2022 Extended warranty.<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">Benefits<\/td><td class=\"column-2\">\u2022 Comes with free Qantas Frequent Flyer membership \u2014 a value of $99.50.<br \/>\n\u2022 Visa Premium Access \u2014 a discount portal for Visa cardholders.<br \/>\n\u2022 24\/7 concierge service.<br \/>\n\u2022 Compatible digital wallets: Google Pay, Apple Pay and Samsung Pay.<br \/>\n\u2022 Compatible wearable devices: Apple Pay, Fitbit Pay and Garmin Pay.<br \/>\n\u2022 Fraud protection with NAB Defense.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n<\/div>\n<\/details>\n\n\n\n<h2 id=\"basic-overview\"  class=\"wp-block-heading\">Basic overview<\/h2>\n\n\n\n<p class=\"\">At $295 a year, the NAB Qantas Rewards Premium Credit Card is among the bank\u2019s pricier offerings, but it comes with various perks, such as free Qantas Frequent Flyer membership (a value of $99.50), complimentary insurances and discounts through Visa Premium Access.<\/p>\n\n\n\n<h3 id=\"understanding-the-annual-fee%e2%80%99s-value\"  class=\"wp-block-heading\">Understanding the annual fee\u2019s value<\/h3>\n\n\n\n<p class=\"\">Over time, the card\u2019s rewards and benefits could potentially outweigh the annual fee, depending on how you use it. Here are a few ways to \u2018cover\u2019 the $295 annual fee (once the free introductory year has passed):<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Earn at least 16,000 points in one year<\/strong>, which can be redeemed for select economy return flights worth around $300, at the time of this writing. An example of how to earn 16,000 points is to spend $3,000 each billing cycle for eight months.<\/li>\n\n\n\n<li class=\"\"><strong>Take advantage of perks, <\/strong>such as using the free Qantas Frequent Flyer membership ($99.50 value) and the current introductory offer \u2014 the annual fee is reduced from $295 to $195 for the first year (or permanently for existing NAB customers) and applicants can get up to 70,000 bonus Qantas points, which can be used to help offset the annual fee.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-lightest-red-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 id=\"know-the-true-cost-of-rewards\"  class=\"wp-block-heading\" style=\"font-style:normal;font-weight:400\">Know the true cost of rewards<\/h4>\n\n\n\n<p class=\"\">To earn credit card rewards, your account must be in good standing and you may need to meet spending minimums. In doing so, you may also incur fees and interest charges in addition to the annual card fee. These costs may offset the overall value of the rewards you accumulate and potentially any \u2018savings\u2019 you make through an introductory offer or through redeeming points for other benefits. So, it\u2019s crucial to balance your spending and account management to maximise benefits whilst mitigating costs.<\/p>\n<\/div>\n\n\n\n<h3 id=\"understanding-the-balance-transfer-offer\"  class=\"wp-block-heading\">Understanding the balance transfer offer<\/h3>\n\n\n\n<p class=\"\">The NAB Qantas Rewards Premium Credit Card offers 0% interest on balance transfers for the first 12 months. This means you can move over an existing credit card balance and pay zero interest on your transferred balance for a year. A 3% transfer fee applies.&nbsp;<\/p>\n\n\n\n<p class=\"\">Remember, to retain the 0% interest rate on your balance transfer, you will need to make the interest-free days payment by the due date shown on your <a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/how-to-read-your-credit-card-statement\">statement<\/a> each month.<\/p>\n\n\n\n<div class=\"wp-block-group has-lightest-green-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 id=\"mind-the-revert-rate\"  class=\"wp-block-heading\" style=\"font-style:normal;font-weight:400\">Mind the revert rate<\/h4>\n\n\n\n<p class=\"\">If you have a credit card balance on a card with a higher interest rate, moving the balance to one with 0% interest could save you money \u2014 and give you time to pay down the balance. Remember that the new card\u2019s <a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/how-do-credit-card-interest-rates-work\">standard interest rate<\/a> applies once the promotional period ends. So, ideally, you want to pay off the debt during the 0% interest period. It\u2019s also important to consider the new card\u2019s standard rate versus the interest rate you are paying on your current card, especially where you may be unable to pay the balance transfer off within the 0% interest rate period.<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rewards\">Offers and rewards<\/h2>\n\n\n<div class=\"c-block-tabs-wrapper \">\n\t<div role=\"tablist\" aria-label=\"Tabs\" class=\"c-block-tabs\">\n\t\t\t\t\t<div class=\"c-block-tabs__tab c-block-tabs__tab--active\"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"true\"\n\t\t\t\t aria-controls=\"0\"\n\t\t\t\t id=\"tab-0\"\n\t\t\t\t data-tabid=\"0\">Welcome offer details<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"1\"\n\t\t\t\t id=\"tab-1\"\n\t\t\t\t data-tabid=\"1\">Earning Qantas Points<\/div>\n\t\t\t\t\t\t<div class=\"c-block-tabs__tab \"\n\t\t\t\t role=\"tab\"\n\t\t\t\t aria-selected=\"false\"\n\t\t\t\t aria-controls=\"2\"\n\t\t\t\t id=\"tab-2\"\n\t\t\t\t data-tabid=\"2\">Redemption options<\/div>\n\t\t\t\t<\/div>\n\n\t<div class=\"c-block-tabs-all\">\n\t\t\n<div class=\"wp-block-nerdwallet-blocks-tabs\">\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"0\" role=\"tabpanel\" aria-labelledby=\"tab-0\">\n<p class=\"\">Earn up to 70,000 bonus Qantas Points in the first year of ownership:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">Earn up to 60,000 points when you spend at least $2,000 in the first 60 days.<\/li>\n\n\n\n<li class=\"\">Get an extra 10,000 points if you keep the card for over one year.<\/li>\n<\/ul>\n\n\n\n<p class=\"\"><strong>New NAB customers:<\/strong> The annual fee is reduced to $195 for the first year.<\/p>\n\n\n\n<p class=\"\"><strong>Existing NAB customers: <\/strong>The annual fee is reduced to $195 permanently.<\/p>\n\n\n\n<h3 id=\"what%e2%80%99s-the-welcome-offer-worth\"  class=\"wp-block-heading\">What\u2019s the welcome offer worth?<\/h3>\n\n\n\n<p class=\"\">The welcome offer\u2019s value depends on how you redeem the points.&nbsp;Here are a few examples of what you could get with 70,000 Qantas Points:&nbsp;<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">A return flight from Sydney to Perth (valued at 36,000 points).<\/li>\n\n\n\n<li class=\"\">A return flight from Sydney to Melbourne (valued at 16,000 points).<\/li>\n\n\n\n<li class=\"\">Various merchandise through the Qantas Marketplace website, such as a portable speaker or smart watch.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"\">The above offer and the redeemable value of the points were current at the time of writing and are subject to change.&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"1\" role=\"tabpanel\" aria-labelledby=\"tab-1\">\n<p class=\"\">Collect up to 5,500 Qantas Points on everyday purchases during each statement period:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Earn 1 point for every $1.50<\/strong> spent (up to $3,000 per billing cycle).&nbsp;<\/li>\n\n\n\n<li class=\"\"><strong>Earn 1 point for every $3<\/strong> spent on purchases beyond the first $3,000 in one billing cycle (up to $6,000).<\/li>\n\n\n\n<li class=\"\"><strong>Earn 1 point for every $<\/strong>1 spent on eligible Qantas services.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">Points are capped at $6,000 per billing cycle.&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-tabs-content c-block-tabs-content\" data-tabid=\"2\" role=\"tabpanel\" aria-labelledby=\"tab-2\">\n<p class=\"\">You can redeem Qantas Points for the following products and services:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Merchandise <\/strong>bought through the Qantas Marketplace website, including electronics, gift card, clothing and more.<\/li>\n\n\n\n<li class=\"\"><strong>Flights<\/strong>, upgrades, hotels and car rental bookings made through Qantas.<\/li>\n\n\n\n<li class=\"\"><strong>Wine purchases<\/strong> made through wine.qantas.com.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility\">Eligibility<\/h2>\n\n\n\n<h3 id=\"who-may-be-eligible\"  class=\"wp-block-heading\" style=\"font-style:normal;font-weight:300\">Who may be eligible?<\/h3>\n\n\n\n<p class=\"\">To apply for the NAB Qantas Rewards Premium Credit Card, you must:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">be at least 18 years old<\/li>\n\n\n\n<li class=\"\">receive a regular income<\/li>\n\n\n\n<li class=\"\">be an Australian resident for tax purposes<\/li>\n\n\n\n<li class=\"\">be an Australian or New Zealand citizen, or hold an acceptable Visa or residency card.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-lightest-blue-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 id=\"who-might-be-suited-to-this-card\"  class=\"wp-block-heading\" style=\"font-style:normal;font-weight:300\">Who might be suited to this card?<\/h3>\n\n\n\n<p class=\"\">According to NAB&#8217;s Target Market Determination (TMD)<a href=\"#sources\" class=\"js-scroll-to\" rel=\"nofollow noopener noreferrer\" target=\"_self\">[1]<\/a>, the NAB Qantas Rewards Premium Credit Card is suited for:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">a person who wants a credit card to cover the cost of everyday or large household purchases and to flexibly manage their monthly spending<\/li>\n\n\n\n<li class=\"\">a person who wants to make the most out of their purchases by earning Qantas rewards points which can be redeemed for award flights, products, and vouchers from the Qantas store<\/li>\n\n\n\n<li class=\"\">a person who wants access to complimentary travel and purchase insurance<\/li>\n\n\n\n<li class=\"\">a person who wants to manage and reduce the interest on their card<\/li>\n\n\n\n<li class=\"\">a person who is willing to pay a higher annual fee and higher interest rate to earn or get access to additional features and benefits<\/li>\n\n\n\n<li class=\"\">a person who is not likely to carry a substantial balance over an extended period of time.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"who-might-not-be-suited-to-this-card\"  class=\"wp-block-heading\" style=\"font-style:normal;font-weight:300\">Who might not be suited to this card?<\/h3>\n\n\n\n<p class=\"\">NAB&#8217;s TMD also states that this credit card is not suitable for a person:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">wanting\n<ul class=\"\">\n<li class=\"\">a lower minimum credit limit<\/li>\n\n\n\n<li class=\"\">a lower annual fee<\/li>\n\n\n\n<li class=\"\">a lower interest rate<\/li>\n\n\n\n<li class=\"\">uncapped reward points<\/li>\n\n\n\n<li class=\"\">a basic credit card without rewards points.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"\">who is likely to carry a substantial balance over an extended period.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 id=\"how-to-submit-an-application\"  class=\"wp-block-heading\">How to submit an application<\/h2>\n\n\n\n<p class=\"\">To <a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/how-to-apply-for-a-credit-card\">apply<\/a> for the NAB Qantas Rewards Premium Credit Card online, click the \u2018Apply now\u2019 button and follow the prompts. New customers to NAB should have the following items handy:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">identification, such as a driver\u2019s license or passport&nbsp;<\/li>\n\n\n\n<li class=\"\">employment details<\/li>\n\n\n\n<li class=\"\">income, assets debt and data about living expenses<\/li>\n\n\n\n<li class=\"\">proof of income, such as payslips.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">You\u2019ll also need to select a <a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/credit-card-limit\">credit limit<\/a> for the card and input a Qantas Frequent Flyer number, if applicable.&nbsp;<\/p>\n\n\n\n<p class=\"\">The application takes roughly 15 minutes to complete. Once approved, the physical card should arrive within five to seven working days.<\/p>\n\n\n\n<p class=\"\"><strong>\u00bb MORE:<\/strong> <a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/nab-rewards-signature-credit-card-overview#:~:text=How%20to%20activate%20your%20new%20credit%20card\">How to activate your new credit card<\/a><\/p>\n\n\n\n<div class=\"wp-block-group has-background-yellow-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-default\" id=\"ratings\">Customer satisfaction ratings<\/h2>\n\n\n\n<p class=\"\"><em><strong>Note:<\/strong> Customer review websites can be insightful, but keep in mind that the reviews may not accurately reflect the average experience; for example, unhappy customers may be overrepresented in these reviews. Products also change over time, and reviews may reflect experiences with features and benefits that are no longer available. Nevertheless, these sites are just one way to learn more about the company and the products on offer before you make a decision.&nbsp;<\/em><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"\">As of this writing:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">Based on over 340 <a href=\"https:\/\/au.trustpilot.com\/review\/www.nab.com.au\">Trustpilot reviews<\/a>, NAB scored: <strong>1.5 out of 5 stars.<\/strong><\/li>\n\n\n\n<li class=\"\">Based on over 20 <a href=\"https:\/\/www.productreview.com.au\/listings\/nab-qantas-platinum\">Product Review ratings<\/a>, the NAB Qantas Rewards Premium card scored:<strong> 2.0 out of 5 stars.<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"\"><em>NerdWallet does not endorse the above scores or reviews and provides them for illustrative purposes only.<\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-nerdwallet-blocks-faq c-block-faq\" id=\"faqs\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div class=\"c-block-faq__wrapper\"><div class=\"c-block-faq__header\"><h2 id=\"frequently-asked-questions\"  class=\"c-block-faq__title\">Frequently asked questions<\/h2><\/div><div class=\"c-block-faq__section-list\">\n<div class=\"wp-block-nerdwallet-blocks-faq-section\"><div class=\"c-block-faq-section c-block-accordion-wrapper\"><div class=\"c-block-accordion-list\">\n<div class=\"c-block-faq-item c-block-accordion-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">What is the minimum income requirement for the NAB Qantas Rewards Premium Credit Card?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">There are no minimum income requirements for the NAB Qantas Rewards Premium Credit Card advertised by the bank. However, applicants must be receiving a regular income to apply.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-faq-item c-block-accordion-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"c-block-accordion-item__header\"><div class=\"c-block-accordion-item__title\" itemprop=\"name\">What is the minimum credit limit for the NAB Qantas Rewards Premium Credit Card?<\/div><\/div><div class=\"c-block-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"wp-block-nerdwallet-blocks-faq-item\" itemprop=\"text\">\n<p class=\"\">The NAB Qantas Rewards Premium Credit Card has a minimum credit limit of $6,000, as of this writing.&nbsp;<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"c-block-citation wp-block-nerdwallet-blocks-accordion\" id=\"sources\">\n\t<div class=\"c-block-accordion-wrapper\">\n\t\t<div class=\"c-block-accordion__header\">\n\t\t\t<h2 id=\"article-sources\"  class=\"c-block-accordion__title\">\n\t\t\t\tArticle Sources\t\t\t<\/h2>\n\t\t<\/div>\n\t\t<div class=\"c-block-accordion-list\">\n\t\t\t<div class=\"c-block-accordion-item \">\n\t\t\t\t<div class=\"c-block-accordion-item__header\">\n\t\t\t\t\t<div class=\"c-block-accordion-item__title\">\n\t\t\t\t\t\tWorks Cited\t\t\t\t\t<\/div>\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"23\" fill=\"\" viewBox=\"0 0 256 256\"><path d=\"M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z\"><\/path><\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c-block-accordion-item__content\">\n\t\t\t\t\t<div class=\"wp-block-nerdwallet-blocks-accordion-item\">\n\t\t\t\t\t\t<ol class=\"card-citation-lists\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"citation-list-item\">\n\t\t\t\t\t\t\t\t\t<div class=\"citation-list-item__wrapper\">\n\t\t\t\t\t\t\t\t\t\t<span>NAB<\/span>, &#8220;<a href=\"https:\/\/www.nab.com.au\/content\/dam\/nabrwd\/documents\/guides\/finance\/tmd-nab-qantas-rewards-premium-card.pdf\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Target Market Determination: NAB Qantas Rewards Premium Card <\/a>,&#8221; accessed January 30, 2025.\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ol>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"nwb-authors nwb-authors__footer wp-block-nerdwallet-blocks-authors-card\">\n\t<div class=\"nwb-authors__wrapper\">\n\t\t<h4 id=\"about-the-author\"  class=\"nwb-authors__title\">\n\t\t\tAbout the Author\t\t<\/h4>\n\n\t\t\t\t\t<div class=\"nwb-authors__content\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/georgia-rose\">\n\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tclass=\"nwb-authors__image\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/secure.gravatar.com\/avatar\/6b9e515bc45988c863ac8ac39e7bdd34?s=75&#038;d=mm&#038;r=g\"\n\t\t\t\t\t\t\twidth=\"120\" height=\"120\"\n\t\t\t\t\t\t\talt=\"Georgia Rose photo\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/georgia-rose\">\n\t\t\t\t\t\t<strong>Georgia Rose<\/strong>\n\t\t\t\t\t<\/a>\n\n\t\t\t\t\t<div class=\"nwb-authors__bio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p>Georgia Rose is a lead writer on the international team at NerdWallet. Her work has been featured in The Washington Post, The New York Times, The Independent and The Associated&hellip;<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/georgia-rose\" title=\"Read more about Georgia Rose\">\n\t\t\t\t\t\t\t<span>Read more about Georgia Rose and explore their articles<\/span>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n\t<section class=\"c-block-card-grid container\"\n\t\t\t>\n\t\t\t\t\t<h4 id=\"dive-even-deeper\"  class=\"c-block-card-grid__title\">\n\t\t\t\tDIVE EVEN DEEPER\t\t\t<\/h4>\n\t\t\n\t\t<div class=\"c-block-card-grid-scroll column-four\">\n\t\t\t<div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-2921\" class=\"c-block-card post-2921 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-frequent-flyer-credit-cards cluster-frequent-flyer-credit-card-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/what-is-a-frequent-flyer-program-credit-card\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"434\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/05\/GettyImages-930011722-434x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"What Is a Frequent Flyer Program Credit Card?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"what-is-a-frequent-flyer-program-credit-card\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/what-is-a-frequent-flyer-program-credit-card\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tWhat Is a Frequent Flyer Program Credit Card?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Frequent flyer credit cards earn points or miles that can upgrade your travel and help you score free flights.<\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/amanda-smith\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/AmandaSmith1-edited-scaled-e1725395436514-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Amanda Smith<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-2921 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-4179\" class=\"c-block-card post-4179 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-travel-credit-cards cluster-travel-credit-card-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/credit-card-travel-insurance\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"244\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/08\/credit-card-travel-insurance-e1721673061481-460x244.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"How Does Credit Card Travel Insurance Work?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"how-does-credit-card-travel-insurance-work\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/credit-card-travel-insurance\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tHow Does Credit Card Travel Insurance Work?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Travel overseas with the safety of insurance \u2014 and get it for free through your credit card. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/amanda-smith\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/AmandaSmith1-edited-scaled-e1725395436514-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Amanda Smith<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-4179 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-4444\" class=\"c-block-card post-4444 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-guide-to-credit-cards cluster-credit-card-basics\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/how-to-use-a-credit-card\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"434\" height=\"290\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/08\/how-to-use-credit-card-434x290.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"How To Use A Credit Card Responsibly\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"how-to-use-a-credit-card-responsibly\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/how-to-use-a-credit-card\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tHow To Use A Credit Card Responsibly\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>Learn how to use a credit card responsibly and follow best practices to leverage the full range of benefits. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/amanda-smith\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/AmandaSmith1-edited-scaled-e1725395436514-40x40.jpg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Amanda Smith<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-4444 -->\n<\/div><div class=\"c-block-card-grid-scroll__column\">\n<div id=\"post-3741\" class=\"c-block-card post-3741 page type-page status-publish has-post-thumbnail hentry content-classification-credit-cards topic-guide-to-credit-cards cluster-types-of-credit-cards\">\n\t<div class=\"c-block-card__inner c-block-card__inner--large\">\n\t\t\t<a class=\"c-block-card__image-wrapper\" href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/black-and-metal-credit-cards\" rel=\"bookmark\">\n\t\t<img loading=\"lazy\" width=\"460\" height=\"244\" decoding=\"async\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2023\/07\/About-black-and-metal-credit-cards-e1721671086487-460x244.jpg\" class=\"c-block-card__image wp-post-image\" alt=\"What are black and metal credit cards?\" \/>\t<\/a><!-- .c-entry__thumbnail -->\n\t\t\t<div class=\"c-block-card__content-wrapper\">\n\t\t\t\n<h4 id=\"what-are-black-and-metal-credit-cards\"  class=\"c-block-card__title\">\n\t<a href=\"https:\/\/www.nerdwallet.com\/au\/credit-cards\/black-and-metal-credit-cards\" rel=\"bookmark\" class=\"c-block-card__title-link\">\n\t\tWhat are black and metal credit cards?\t<\/a>\n<\/h4>\n\n\t<div class=\"c-block-card__content\">\n\t\t<p>\u2018Black cards\u2019 and metal credit cards are types of exclusive cards in Australia. They are prestigious options with premium benefits. <\/p>\n\t<\/div>\n\n\t<div class=\"c-block-card__authors\">\n\t\t\t\t<div class=\"nw-written-by-layout-inline\">\n\t\t\t\n\t\t\t<div class=\"nw-written-by-layout-inline--wrapper\">\n\t\t\t\t<a href=\"https:\/\/www.nerdwallet.com\/au\/author\/alan-hartstein\" class=\"author url fn\" rel=\"author\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.nerdwallet.com\/au\/wp-content\/uploads\/sites\/3\/2022\/10\/Alan-Hartstein-portrait-40x40.jpeg\" class=\"avatar avatar-32 photo wp-post-image\" alt=\"\" \/>Alan Hartstein<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><!-- .c-card__content-wrapper -->\n\t<\/div>\n<\/div><!-- #post-3741 -->\n<\/div>\t\t<\/div>\n\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>The NAB Qantas Rewards Premium Credit Card costs $295 per year and earns Qantas Points \u2014 a rewards program from Qantas.<\/p>\n","protected":false},"author":44,"featured_media":5543,"parent":159,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":"[]","apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":"","_nw_pros_cons_block_schema":""},"content-classification":[4],"topic":[109],"cluster":[132],"pp_author":[225],"acf":[],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - 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